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2217 Tudor Dr
B Composite 73.78
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.4/5.0
  • Schools +1.3/10.0
  • Appreciation +0.0/10.0

$64,900

2217 Tudor Dr · Augusta-Richmond County consolidated government (balance), GA 30906
3 bd · 1.0 ba · 1,156 sqft · SingleFamily public records · 5 Days on market
Built 1926 0.27 ac lot Est $96k · 32% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Investment opportunity being sold as is. Conveniently located between Peach Orchard Road and Gordon Highway. Well loved family home with unlimited potential. Spacious Kitchen, Dining area, Living room, 2 bedrooms, and large room at rear of the home. Additional storage buildings outside. Lots of potential for this home.

Key facts

  • 0.27 acre lot
  • 2 parking spots
  • Built 1926

Property features AI

Exterior

  • Parking: Covered carport with 2 spaces
  • Utilities: Public water; Public sewer; Utilities: Other
  • Home design: Single-family residence; One story; Entry level: 1; Vinyl siding construction
  • Construction: Composition roof
  • Exterior features: Front porch; Back yard fencing; Has a view; Accessible approach with ramp

Interior

  • Bedrooms: 5 total rooms (includes bedrooms and living spaces)
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Has heating (type: Other); Has cooling (type: Other)
  • Interior features: Other interior features; Crawl space basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $65k.

Deal economics

  • At list price, monthly cash flow is $531 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $65k).
  • Cap rate 16.1% vs local median 5.3% in Augusta-Richmond County consolidated government (balance) — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • Richmond County (urban): math 12% / reading 20% proficiency, ranked #154 of 174 in GA (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents soft (-0.2%/yr); 364 active listings in the ZIP; 25 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 48% of comp listings sitting > 30 days — soft ceiling on asking rent; 561 units permitted in Richmond County in 2024 (0 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($46k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $449 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Richmond County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $18k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
  • Current owner paid $8k; list at $65k implies a 711% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1926 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 67% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $64,900

Questions for the listing agent

  1. Built in 1926 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.99%
Cap rate
16.12%
Cash-on-cash
35.08%
DSCR
2.56
GRM
4.2

CMA / ARV

ARV (on-the-fly)
$95,948
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2013 Shark Dr 0.19mi 3/1.0 1,059 (-8%) 3mo $133,000 $126 74
2469 Reese Ave 0.36mi 3/1.0 1,025 (-11%) 2mo $85,000 $83 62
2472 Reese Ave 0.40mi 3/1.0 1,025 (-11%) 3mo $89,400 $87 60
2025 Olive Rd 0.74mi 3/1.5 1,170 (+1%) 2mo $80,000 $68 60
2008 Tubman Home Rd 0.48mi 3/1.0 1,092 (-6%) 11mo $76,000 $70 60
2011 Shark Dr 0.20mi 3/2.5 1,300 (+12%) 5mo $160,000 $123 59
2425 Bass Ave 0.27mi 3/1.0 1,014 (-12%) 13mo $156,000 $154 57
1907 Virginia Ave 0.64mi 3/2.0 1,133 (-2%) 11mo $128,900 $114 54
2520 Reese Ave 0.67mi 2/1.0 (-1) 1,073 (-7%) 5mo $76,000 $71 48
1755 Nixon Rd 0.63mi 3/1.0 1,008 (-13%) 5mo $17,000 $17 45
2021 Virginia Ave 0.74mi 3/1.5 1,296 (+12%) 3mo $78,000 $60 41
204 Carroll Rd 0.64mi 2/1.0 (-1) 1,298 (+12%) 12mo $16,000 $12 34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
27.1%
Equity multiple
2.08×
Total profit
$19,582
Equity at exit
$9,677
10-year hold
IRR
32.7%
Equity multiple
3.54×
Total profit
$46,183
Equity at exit
$5,611

Cash invested: $18,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30906

Home prices YoY
-21.6%
Rents YoY
-0.2%
Active inventory
364
Price-to-rent
4.2×

Monthly cashflow live

Estimated rent
$1,291 high interval (Pro) →
Mortgage (P&I)
$340
Tax from tax record
$121 /mo · $1,450/yr
Insurance
$27
HOA
$0
Vacancy / Maint / Mgmt
$271
Net cashflow
$531

Break-even live

Break-even rent $618
Max offer price $64,900
Occupancy floor 54%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$16,225
Closing costs
$1,947
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 25 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2020 Garr Dr Augusta, GA 3.0 1.0 1100 $1,200 $1.09 14d 1 0.18mi
2401 Norfolk St Augusta, GA 2.0 1.0 991 $949 $0.96 44d 1 0.53mi
2205 Southgate Dr Augusta, GA 1.0–2.0 1.0–1.5 770 $1,099 $1.43 14d 7 0.53mi
2235 Woodward Ave Augusta, GA 2.0 1.0 773 $895 $1.16 44d 1 0.55mi
1914 1/2 Kratha Dr Augusta, GA 2.0 1.0 1400 $995 $0.71 14d 1 0.78mi
1940 Haynie Dr Unit Main Augusta, GA 3.0 1.5 840 $1,500 $1.79 44d 1 0.83mi
1940 Haynie Dr Unit Main Augusta, GA 3.0 1.5 840 $1,500 $1.79 23d 1 0.83mi
2204 Sandra Ct Augusta, GA 4.0 2.0 1325 $1,585 $1.20 23d 1 0.88mi
2230 Hollis Rd Augusta, GA 2.0 1.0 1000 $975 $0.97 44d 1 0.90mi
2125 Kennedy Dr Augusta, GA 2.0 1.0 750 $795 $1.06 14d 1 1.08mi
2128 Roosevelt Dr Augusta, GA 3.0 2.0 1050 $1,340 $1.28 23d 1 1.15mi
2605 Shalimar Dr Augusta, GA 4.0 2.0 1444 $1,500 $1.04 21d 1 1.22mi
2119 Lumpkin Rd Augusta, GA 2.0 1.0–1.5 974 $912 $0.94 21d 6 1.26mi
2726 Landing Loop Dr Augusta, GA 3.0 2.0 1008 $1,025 $1.02 44d 1 1.35mi
2128 Grand Blvd Augusta, GA 3.0 1.0 1150 $1,150 $1.00 44d 1 1.37mi
1822 Catalina Dr Augusta, GA 3.0 1.0 888 $1,350 $1.52 23d 1 1.38mi
1822 Catalina Dr Augusta, GA 3.0 1.0 888 $1,350 $1.52 44d 1 1.38mi
2810 Thomas Ln Augusta, GA 2.0 2.0 1030 $975 $0.95 44d 6 1.39mi
2816 Thomas Ln Augusta, GA 2.0 2.0 960 $950 $0.99 14d 1 1.43mi
2663 Thomas Ln Augusta, GA 2.0–3.0 2.0–2.5 1250 $1,446 $1.16 23d 3 1.44mi
2932 Abelia Dr Augusta, GA 3.0 1.0 888 $1,100 $1.24 44d 1 1.45mi
2820 Thomas Ln Augusta, GA 2.0 2.0 960 $950 $0.99 44d 1 1.46mi
2730 Lakewood Dr Augusta, GA 3.0 1.5 1460 $1,550 $1.06 23d 1 1.48mi
2730 Lakewood Dr Augusta, GA 3.0 1.5 1460 $1,550 $1.06 44d 1 1.48mi
2824 Thomas Ln Augusta, GA 2.0 2.0 960 $950 $0.99 44d 1 1.49mi

Listing history 6 events

  1. 2026-06-18
    days on market $64,900 Active 5 DOM
  2. 2026-06-17
    days on market $64,900 Active 4 DOM
  3. 2026-06-16
    days on market $64,900 Active 3 DOM
  4. 2026-06-15
    days on market $64,900 Active 2 DOM
  5. 2026-06-14
    remarks 320-char remark
  6. 2026-06-14
    listed $64,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,450 · $121/mo
Projected year-2 tax
$1,450 · $121/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥109°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 67% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,486
− Mortgage interest
−$3,635
− Property taxes
−$1,450
− Insurance
−$324
− Repairs & maintenance
−$1,239
− Management
−$1,239
− Depreciation
−$1,888
Taxable income
$5,710
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,370
After-tax cash flow
$5,005/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Richmond County
NCES district ID
1304380
Math proficiency
12% ▼ -9.00%
Reading proficiency
20% ▼ -6.00%
Median HH income
$38,069
Composite
13.43/100
National rank
#9524
State rank
#154 of 174 in GA

Livability — Augusta-Richmond County consolidated government (balance)

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Augusta-Richmond County consolidated government (balance), GA
County
Richmond County · 190,917 people
City population
154,035
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
60,423
Household income
$45,999
Rent vs Own
46.5% rent · 53.5% own
Severe rent burden
3363.0

Population outlook (Richmond County) Hauer SSP2

Today (2025)
200,753 people
By 2030
200,232 · -0.3%
By 2040
196,813 · -2.0%
By 2050
190,347 · -5.2%
By 2075
172,496 · -14.1%
By 2100
146,284 · -27.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (64%)
Race & ethnicity
Black 64% White 27% Two or more races 5% Hispanic / Latino 5%
Common ancestry
Lithuanian 1%
Foreign-born
2% · Canada
Languages at home
95% English-only · Spanish 3% German/W. Germanic 1%

Political lean MEDSL · Richmond

2024 margin
Solid D (+36.1) · D 67.8% · R 31.7%
2008→2024 swing
+4.3pp toward D · 2008: 31.8pp · 2024: 36.1pp
All cycles
2024: D+36.1 2020: D+37.2 2016: D+32.4 2012: D+33.8 2008: D+31.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -58.99%
Current HPI
213.5733
Rent YoY
▼ -0.25%
Metro
Augusta-Richmond County, GA-SC
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+711.2% since first listed
2 events — show timeline
  • 2026-06-12 Listed $64,900 Hive MLS
  • 1973-06-01 Sold (Public Records) $8,000 Public Records

Property tax history

+10.0%/yr

Latest (2025): $1,450 · +257.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…