2217 Tudor Dr · Augusta-Richmond County consolidated government (balance), GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 8/10 · Major
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 67.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Rent growth +2.4/5.0
- Schools +1.3/10.0
- Appreciation +0.0/10.0
$64,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Investment opportunity being sold as is. Conveniently located between Peach Orchard Road and Gordon Highway. Well loved family home with unlimited potential. Spacious Kitchen, Dining area, Living room, 2 bedrooms, and large room at rear of the home. Additional storage buildings outside. Lots of potential for this home.
Key facts
- 0.27 acre lot
- 2 parking spots
- Built 1926
Property features AI
Exterior
- Parking: Covered carport with 2 spaces
- Utilities: Public water; Public sewer; Utilities: Other
- Home design: Single-family residence; One story; Entry level: 1; Vinyl siding construction
- Construction: Composition roof
- Exterior features: Front porch; Back yard fencing; Has a view; Accessible approach with ramp
Interior
- Bedrooms: 5 total rooms (includes bedrooms and living spaces)
- Bathrooms: 1 full bathroom
- Heating & cooling: Has heating (type: Other); Has cooling (type: Other)
- Interior features: Other interior features; Crawl space basement
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $65k.
Deal economics
- At list price, monthly cash flow is $531 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $65k).
- Cap rate 16.1% vs local median 5.3% in Augusta-Richmond County consolidated government (balance) — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
- Richmond County (urban): math 12% / reading 20% proficiency, ranked #154 of 174 in GA (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents soft (-0.2%/yr); 364 active listings in the ZIP; 25 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 48% of comp listings sitting > 30 days — soft ceiling on asking rent; 561 units permitted in Richmond County in 2024 (0 in 5+ unit buildings).
- This rent runs 34% of the median local income ($46k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $449 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Richmond County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 0.0% rent growth), your $18k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
- Current owner paid $8k; list at $65k implies a 711% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1926 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 67% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1926 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.99% ✓
- Cap rate
- 16.12%
- Cash-on-cash
- 35.08%
- DSCR
- 2.56
- GRM
- 4.2
CMA / ARV
- ARV (on-the-fly)
- $95,948
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2013 Shark Dr | 0.19mi | 3/1.0 | 1,059 (-8%) | 3mo | $133,000 | $126 | 74 |
| 2469 Reese Ave | 0.36mi | 3/1.0 | 1,025 (-11%) | 2mo | $85,000 | $83 | 62 |
| 2472 Reese Ave | 0.40mi | 3/1.0 | 1,025 (-11%) | 3mo | $89,400 | $87 | 60 |
| 2025 Olive Rd | 0.74mi | 3/1.5 | 1,170 (+1%) | 2mo | $80,000 | $68 | 60 |
| 2008 Tubman Home Rd | 0.48mi | 3/1.0 | 1,092 (-6%) | 11mo | $76,000 | $70 | 60 |
| 2011 Shark Dr | 0.20mi | 3/2.5 | 1,300 (+12%) | 5mo | $160,000 | $123 | 59 |
| 2425 Bass Ave | 0.27mi | 3/1.0 | 1,014 (-12%) | 13mo | $156,000 | $154 | 57 |
| 1907 Virginia Ave | 0.64mi | 3/2.0 | 1,133 (-2%) | 11mo | $128,900 | $114 | 54 |
| 2520 Reese Ave | 0.67mi | 2/1.0 (-1) | 1,073 (-7%) | 5mo | $76,000 | $71 | 48 |
| 1755 Nixon Rd | 0.63mi | 3/1.0 | 1,008 (-13%) | 5mo | $17,000 | $17 | 45 |
| 2021 Virginia Ave | 0.74mi | 3/1.5 | 1,296 (+12%) | 3mo | $78,000 | $60 | 41 |
| 204 Carroll Rd | 0.64mi | 2/1.0 (-1) | 1,298 (+12%) | 12mo | $16,000 | $12 | 34 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- 27.1%
- Equity multiple
- 2.08×
- Total profit
- $19,582
- Equity at exit
- $9,677
- IRR
- 32.7%
- Equity multiple
- 3.54×
- Total profit
- $46,183
- Equity at exit
- $5,611
Cash invested: $18,172 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30906
- Home prices YoY
- -21.6%
- Rents YoY
- -0.2%
- Active inventory
- 364
- Price-to-rent
- 4.2×
Monthly cashflow live
- Estimated rent
- $1,291 high interval (Pro) →
- Mortgage (P&I)
- −$340
- Tax from tax record
- −$121 /mo · $1,450/yr
- Insurance
- −$27
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$271
- Net cashflow
- $531
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $16,225
- Closing costs
- $1,947
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 25 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2020 Garr Dr Augusta, GA | 3.0 | 1.0 | 1100 | $1,200 | $1.09 | 14d | 1 | 0.18mi |
| 2401 Norfolk St Augusta, GA | 2.0 | 1.0 | 991 | $949 | $0.96 | 44d | 1 | 0.53mi |
| 2205 Southgate Dr Augusta, GA | 1.0–2.0 | 1.0–1.5 | 770 | $1,099 | $1.43 | 14d | 7 | 0.53mi |
| 2235 Woodward Ave Augusta, GA | 2.0 | 1.0 | 773 | $895 | $1.16 | 44d | 1 | 0.55mi |
| 1914 1/2 Kratha Dr Augusta, GA | 2.0 | 1.0 | 1400 | $995 | $0.71 | 14d | 1 | 0.78mi |
| 1940 Haynie Dr Unit Main Augusta, GA | 3.0 | 1.5 | 840 | $1,500 | $1.79 | 44d | 1 | 0.83mi |
| 1940 Haynie Dr Unit Main Augusta, GA | 3.0 | 1.5 | 840 | $1,500 | $1.79 | 23d | 1 | 0.83mi |
| 2204 Sandra Ct Augusta, GA | 4.0 | 2.0 | 1325 | $1,585 | $1.20 | 23d | 1 | 0.88mi |
| 2230 Hollis Rd Augusta, GA | 2.0 | 1.0 | 1000 | $975 | $0.97 | 44d | 1 | 0.90mi |
| 2125 Kennedy Dr Augusta, GA | 2.0 | 1.0 | 750 | $795 | $1.06 | 14d | 1 | 1.08mi |
| 2128 Roosevelt Dr Augusta, GA | 3.0 | 2.0 | 1050 | $1,340 | $1.28 | 23d | 1 | 1.15mi |
| 2605 Shalimar Dr Augusta, GA | 4.0 | 2.0 | 1444 | $1,500 | $1.04 | 21d | 1 | 1.22mi |
| 2119 Lumpkin Rd Augusta, GA | 2.0 | 1.0–1.5 | 974 | $912 | $0.94 | 21d | 6 | 1.26mi |
| 2726 Landing Loop Dr Augusta, GA | 3.0 | 2.0 | 1008 | $1,025 | $1.02 | 44d | 1 | 1.35mi |
| 2128 Grand Blvd Augusta, GA | 3.0 | 1.0 | 1150 | $1,150 | $1.00 | 44d | 1 | 1.37mi |
| 1822 Catalina Dr Augusta, GA | 3.0 | 1.0 | 888 | $1,350 | $1.52 | 23d | 1 | 1.38mi |
| 1822 Catalina Dr Augusta, GA | 3.0 | 1.0 | 888 | $1,350 | $1.52 | 44d | 1 | 1.38mi |
| 2810 Thomas Ln Augusta, GA | 2.0 | 2.0 | 1030 | $975 | $0.95 | 44d | 6 | 1.39mi |
| 2816 Thomas Ln Augusta, GA | 2.0 | 2.0 | 960 | $950 | $0.99 | 14d | 1 | 1.43mi |
| 2663 Thomas Ln Augusta, GA | 2.0–3.0 | 2.0–2.5 | 1250 | $1,446 | $1.16 | 23d | 3 | 1.44mi |
| 2932 Abelia Dr Augusta, GA | 3.0 | 1.0 | 888 | $1,100 | $1.24 | 44d | 1 | 1.45mi |
| 2820 Thomas Ln Augusta, GA | 2.0 | 2.0 | 960 | $950 | $0.99 | 44d | 1 | 1.46mi |
| 2730 Lakewood Dr Augusta, GA | 3.0 | 1.5 | 1460 | $1,550 | $1.06 | 23d | 1 | 1.48mi |
| 2730 Lakewood Dr Augusta, GA | 3.0 | 1.5 | 1460 | $1,550 | $1.06 | 44d | 1 | 1.48mi |
| 2824 Thomas Ln Augusta, GA | 2.0 | 2.0 | 960 | $950 | $0.99 | 44d | 1 | 1.49mi |
Listing history 6 events
-
2026-06-18days on market $64,900 Active 5 DOM
-
2026-06-17days on market $64,900 Active 4 DOM
-
2026-06-16days on market $64,900 Active 3 DOM
-
2026-06-15days on market $64,900 Active 2 DOM
-
2026-06-14remarks 320-char remark
-
2026-06-14$64,900 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $1,450 · $121/mo
- Projected year-2 tax
- $1,450 · $121/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 8/10 Severe 7 d/yr ≥109°F today · 17 d/yr by 30 yrs out
- Wind 6/10 Major 67% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,486
- − Mortgage interest
- −$3,635
- − Property taxes
- −$1,450
- − Insurance
- −$324
- − Repairs & maintenance
- −$1,239
- − Management
- −$1,239
- − Depreciation
- −$1,888
- Taxable income
- $5,710
- Est. tax owed @ 24.0%
- −$1,370
- After-tax cash flow
- $5,005/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Richmond County
- NCES district ID
- 1304380
- Math proficiency
- 12% ▼ -9.00%
- Reading proficiency
- 20% ▼ -6.00%
- Median HH income
- $38,069
- Composite
- 13.43/100
- National rank
- #9524
- State rank
- #154 of 174 in GA
Livability — Augusta-Richmond County consolidated government (balance)
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Augusta-Richmond County consolidated government (balance), GA
- County
- Richmond County · 190,917 people
- City population
- 154,035
- Metro
- Augusta-Richmond County, GA-SC
- Population (ZIP)
- 60,423
- Household income
- $45,999
- Rent vs Own
- Severe rent burden
- 3363.0
Population outlook (Richmond County) Hauer SSP2
- Today (2025)
- 200,753 people
- By 2030
- 200,232 · -0.3%
- By 2040
- 196,813 · -2.0%
- By 2050
- 190,347 · -5.2%
- By 2075
- 172,496 · -14.1%
- By 2100
- 146,284 · -27.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Black (64%)
- Race & ethnicity
- Black 64% White 27% Two or more races 5% Hispanic / Latino 5%
- Common ancestry
- Lithuanian 1%
- Foreign-born
- 2% · Canada
- Languages at home
- 95% English-only · Spanish 3% German/W. Germanic 1%
Political lean MEDSL · Richmond
- 2024 margin
- Solid D (+36.1) · D 67.8% · R 31.7%
- 2008→2024 swing
- +4.3pp toward D · 2008: 31.8pp · 2024: 36.1pp
- All cycles
- 2024: D+36.1 2020: D+37.2 2016: D+32.4 2012: D+33.8 2008: D+31.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -58.99%
- Current HPI
- 213.5733
- Rent YoY
- ▼ -0.25%
- Metro
- Augusta-Richmond County, GA-SC
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
|
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Price history
+711.2% since first listed2 events — show timeline
- 2026-06-12 Listed $64,900 Hive MLS
- 1973-06-01 Sold (Public Records) $8,000 Public Records
Property tax history
+10.0%/yrLatest (2025): $1,450 · +257.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…