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130 Hazel St
B- Composite 65.77
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +8.0/10.0
  • Appreciation +5.3/10.0
  • Livability +3.4/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.2/10.0
  • ARV discount +1.9/15.0

$64,900

130 Hazel St · Port Barre, LA 70577
3 bd · 1.0 ba · 937 sqft · SingleFamily · 75 Days on market
8,712 sqft lot $69/sqft · 12% above area Est $58k · 12% over ↓ 19% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Charming cottage full of potential! This cozy home is ready for your personal touch, needing just a little TLC and updating to truly shine. Enjoy the convenience of tons of covered parking and ample exterior storage--perfect for vehicles, tools, or hobbies. Ideally located within walking distance to a pharmacy, grocery store, and other everyday essentials, making daily errands a breeze. Schedule your showing to view this gem today!!! Cash or Conventional Financing only.

Key facts

  • 8,712 sq ft lot
  • 2 parking spots
  • Listed 75 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $65k.

Deal economics

  • At list price, monthly cash flow is $264 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($843 rent vs $65k).
  • Recommended offer: $61k (6.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 68/100 on livability (#85 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A; Watch: amenities F, commute F, employment F.
  • St. Landry Parish (town): math 20% / reading 33% proficiency, ranked #54 of 98 in LA (top 55%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 73% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 27 active listings in the ZIP; 142 units permitted in St. Landry Parish in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $886 of equity ($449 loan paydown + $437 appreciation (0.7% local appreciation)).
  • St. Landry County population projected to shrink 9% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (0.7% appreciation + 3.0% rent growth), your $18k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 75 days — a 6% lower offer ($61k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $15k (19%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $61,006 (6.0% below list)

Questions for the listing agent

  1. It's been on market 75 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.30%
Cap rate
11.17%
Cash-on-cash
17.41%
DSCR
1.77
GRM
6.4

CMA / ARV

ARV (median comp)
$57,699
List price
$64,900
Delta
12.48%
Verdict
OVERPRICED
Comps
15 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
130 Hazel St 0.00mi 3/1.0 937 (0%) 0mo $53,000 $57 100
131 Felicite St 0.04mi 2/1.0 (-1) 900 (-4%) 22mo $112,000 $124 68

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

0.67% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
18.6%
Equity multiple
1.93×
Total profit
$16,963
Equity at exit
$21,062
10-year hold
IRR
22.2%
Equity multiple
3.60×
Total profit
$47,270
Equity at exit
$27,162

Cash invested: $18,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70577

Home prices YoY
0.7%
Active inventory
27
Price-to-rent
6.4×

Monthly cashflow live

Estimated rent
$843 medium interval (Pro) →
Mortgage (P&I)
$340
Tax from tax record
$35 /mo · $420/yr
Insurance
$27
HOA
$0
Vacancy / Maint / Mgmt
$177
Net cashflow
$264

Break-even live

Break-even rent $509
Max offer price $64,900
Occupancy floor 64%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$16,225
Closing costs
$1,947
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 10 events

  1. 2026-06-04
    statusdays on market $64,900 Pending 75 DOM
  2. 2026-06-02
    days on market $64,900 Active 74 DOM
  3. 2026-06-01
    days on market $64,900 Active 73 DOM
  4. 2026-05-31
    days on market $64,900 Active 72 DOM
  5. 2026-05-31
    days on market $64,900 Active 71 DOM
  6. 2026-05-14
    price $64,900 474-char remark
    Show marketing remark (474 chars)

    Charming cottage full of potential! This cozy home is ready for your personal touch, needing just a little TLC and updating to truly shine. Enjoy the convenience of tons of covered parking and ample exterior storage--perfect for vehicles, tools, or hobbies. Ideally located within walking distance to a pharmacy, grocery store, and other everyday essentials, making daily errands a breeze. Schedule your showing to view this gem today!!! Cash or Conventional Financing only.

  7. 2026-05-06
    status Active 474-char remark
    Show marketing remark (474 chars)

    Charming cottage full of potential! This cozy home is ready for your personal touch, needing just a little TLC and updating to truly shine. Enjoy the convenience of tons of covered parking and ample exterior storage--perfect for vehicles, tools, or hobbies. Ideally located within walking distance to a pharmacy, grocery store, and other everyday essentials, making daily errands a breeze. Schedule your showing to view this gem today!!! Cash or Conventional Financing only.

  8. 2026-04-30
    status Pending 474-char remark
    Show marketing remark (474 chars)

    Charming cottage full of potential! This cozy home is ready for your personal touch, needing just a little TLC and updating to truly shine. Enjoy the convenience of tons of covered parking and ample exterior storage--perfect for vehicles, tools, or hobbies. Ideally located within walking distance to a pharmacy, grocery store, and other everyday essentials, making daily errands a breeze. Schedule your showing to view this gem today!!! Cash or Conventional Financing only.

  9. 2026-04-09
    price $69,000 474-char remark
    Show marketing remark (474 chars)

    Charming cottage full of potential! This cozy home is ready for your personal touch, needing just a little TLC and updating to truly shine. Enjoy the convenience of tons of covered parking and ample exterior storage--perfect for vehicles, tools, or hobbies. Ideally located within walking distance to a pharmacy, grocery store, and other everyday essentials, making daily errands a breeze. Schedule your showing to view this gem today!!! Cash or Conventional Financing only.

  10. 2026-03-14
    listed $79,900 Active 474-char remark
    Show marketing remark (474 chars)

    Charming cottage full of potential! This cozy home is ready for your personal touch, needing just a little TLC and updating to truly shine. Enjoy the convenience of tons of covered parking and ample exterior storage--perfect for vehicles, tools, or hobbies. Ideally located within walking distance to a pharmacy, grocery store, and other everyday essentials, making daily errands a breeze. Schedule your showing to view this gem today!!! Cash or Conventional Financing only.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$420 · $35/mo
Projected year-2 tax
$420 · $35/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥110°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$10,117
− Mortgage interest
−$3,635
− Property taxes
−$420
− Insurance
−$324
− Repairs & maintenance
−$809
− Management
−$809
− Depreciation
−$1,888
Taxable income
$2,231
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$535
After-tax cash flow
$2,629/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
St. Landry Parish
NCES district ID
2201560
Math proficiency
20% ▼ -43.00%
Reading proficiency
33% ▼ -35.00%
Median HH income
$32,635
Composite
21.59/100
National rank
#8303
State rank
#54 of 98 in LA

Livability — Port Barre

Score
68/100
State rank
#85
US rank
#9518

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment F Housing A Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Port Barre, LA
Population (ZIP)
3,808

Population outlook (St. Landry County) Hauer SSP2

Today (2025)
83,114 people
By 2030
82,110 · -1.2%
By 2040
79,445 · -4.4%
By 2050
75,855 · -8.7%
By 2075
65,684 · -21.0%
By 2100
51,739 · -37.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (65%)
Race & ethnicity
White 65% Black 26% Two or more races 8% Hispanic / Latino 5%
Common ancestry
Lithuanian 12% Italian 1%
Foreign-born
1%
Languages at home
94% English-only · French/Haitian/Cajun 4% Spanish 1%

Political lean MEDSL · St. Landry

2024 margin
R (+18.8) · D 40.0% · R 58.9% · Other 1.1%
2008→2024 swing
-15.6pp toward R · 2008: -3.2pp · 2024: -18.8pp
All cycles
2024: R+18.8 2020: R+14.1 2016: R+11.9 2012: R+4.3 2008: R+3.2

Not yet ingested

Civics

Market trends

HPI YoY
▲ 0.67%
Current HPI
99.4043
Rent YoY
Metro
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

-18.8% since first listed
5 events — show timeline
  • 2026-05-14 Price Changed $64,900 AcadianaMLS
  • 2026-05-06 Relisted AcadianaMLS
  • 2026-04-30 Pending AcadianaMLS
  • 2026-04-09 Price Changed $69,000 AcadianaMLS
  • 2026-03-14 Listed $79,900 AcadianaMLS

Property tax history

-1.4%/yr

Latest (2025): $420 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…