130 Hazel St · Port Barre, LA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 8/10 · Major
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +8.0/10.0
- Appreciation +5.3/10.0
- Livability +3.4/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +2.2/10.0
- ARV discount +1.9/15.0
$64,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Charming cottage full of potential! This cozy home is ready for your personal touch, needing just a little TLC and updating to truly shine. Enjoy the convenience of tons of covered parking and ample exterior storage--perfect for vehicles, tools, or hobbies. Ideally located within walking distance to a pharmacy, grocery store, and other everyday essentials, making daily errands a breeze. Schedule your showing to view this gem today!!! Cash or Conventional Financing only.
Key facts
- 8,712 sq ft lot
- 2 parking spots
- Listed 75 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $65k.
Deal economics
- At list price, monthly cash flow is $264 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($843 rent vs $65k).
- Recommended offer: $61k (6.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 68/100 on livability (#85 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A; Watch: amenities F, commute F, employment F.
- St. Landry Parish (town): math 20% / reading 33% proficiency, ranked #54 of 98 in LA (top 55%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 73% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 27 active listings in the ZIP; 142 units permitted in St. Landry Parish in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $886 of equity ($449 loan paydown + $437 appreciation (0.7% local appreciation)).
- St. Landry County population projected to shrink 9% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (0.7% appreciation + 3.0% rent growth), your $18k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 75 days — a 6% lower offer ($61k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $15k (19%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 75 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.30% ✓
- Cap rate
- 11.17%
- Cash-on-cash
- 17.41%
- DSCR
- 1.77
- GRM
- 6.4
CMA / ARV
- ARV (median comp)
- $57,699
- List price
- $64,900
- Delta
- 12.48%
- Verdict
- OVERPRICED
- Comps
- 15 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 130 Hazel St | 0.00mi | 3/1.0 | 937 (0%) | 0mo | $53,000 | $57 | 100 |
| 131 Felicite St | 0.04mi | 2/1.0 (-1) | 900 (-4%) | 22mo | $112,000 | $124 | 68 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
0.67% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 18.6%
- Equity multiple
- 1.93×
- Total profit
- $16,963
- Equity at exit
- $21,062
- IRR
- 22.2%
- Equity multiple
- 3.60×
- Total profit
- $47,270
- Equity at exit
- $27,162
Cash invested: $18,172 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 70577
- Home prices YoY
- 0.7%
- Active inventory
- 27
- Price-to-rent
- 6.4×
Monthly cashflow live
- Estimated rent
- $843 medium interval (Pro) →
- Mortgage (P&I)
- −$340
- Tax from tax record
- −$35 /mo · $420/yr
- Insurance
- −$27
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$177
- Net cashflow
- $264
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $16,225
- Closing costs
- $1,947
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 10 events
-
2026-06-04statusdays on market $64,900 Pending 75 DOM
-
2026-06-02days on market $64,900 Active 74 DOM
-
2026-06-01days on market $64,900 Active 73 DOM
-
2026-05-31days on market $64,900 Active 72 DOM
-
2026-05-31days on market $64,900 Active 71 DOM
-
2026-05-14price $64,900 474-char remark
Show marketing remark (474 chars)
Charming cottage full of potential! This cozy home is ready for your personal touch, needing just a little TLC and updating to truly shine. Enjoy the convenience of tons of covered parking and ample exterior storage--perfect for vehicles, tools, or hobbies. Ideally located within walking distance to a pharmacy, grocery store, and other everyday essentials, making daily errands a breeze. Schedule your showing to view this gem today!!! Cash or Conventional Financing only.
-
2026-05-06status Active 474-char remark
Show marketing remark (474 chars)
Charming cottage full of potential! This cozy home is ready for your personal touch, needing just a little TLC and updating to truly shine. Enjoy the convenience of tons of covered parking and ample exterior storage--perfect for vehicles, tools, or hobbies. Ideally located within walking distance to a pharmacy, grocery store, and other everyday essentials, making daily errands a breeze. Schedule your showing to view this gem today!!! Cash or Conventional Financing only.
-
2026-04-30status Pending 474-char remark
Show marketing remark (474 chars)
Charming cottage full of potential! This cozy home is ready for your personal touch, needing just a little TLC and updating to truly shine. Enjoy the convenience of tons of covered parking and ample exterior storage--perfect for vehicles, tools, or hobbies. Ideally located within walking distance to a pharmacy, grocery store, and other everyday essentials, making daily errands a breeze. Schedule your showing to view this gem today!!! Cash or Conventional Financing only.
-
2026-04-09price $69,000 474-char remark
Show marketing remark (474 chars)
Charming cottage full of potential! This cozy home is ready for your personal touch, needing just a little TLC and updating to truly shine. Enjoy the convenience of tons of covered parking and ample exterior storage--perfect for vehicles, tools, or hobbies. Ideally located within walking distance to a pharmacy, grocery store, and other everyday essentials, making daily errands a breeze. Schedule your showing to view this gem today!!! Cash or Conventional Financing only.
-
2026-03-14$79,900 Active 474-char remark
Show marketing remark (474 chars)
Charming cottage full of potential! This cozy home is ready for your personal touch, needing just a little TLC and updating to truly shine. Enjoy the convenience of tons of covered parking and ample exterior storage--perfect for vehicles, tools, or hobbies. Ideally located within walking distance to a pharmacy, grocery store, and other everyday essentials, making daily errands a breeze. Schedule your showing to view this gem today!!! Cash or Conventional Financing only.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast LA · Resets to sale price
- Current annual tax
- $420 · $35/mo
- Projected year-2 tax
- $420 · $35/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥110°F today · 19 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $10,117
- − Mortgage interest
- −$3,635
- − Property taxes
- −$420
- − Insurance
- −$324
- − Repairs & maintenance
- −$809
- − Management
- −$809
- − Depreciation
- −$1,888
- Taxable income
- $2,231
- Est. tax owed @ 24.0%
- −$535
- After-tax cash flow
- $2,629/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- St. Landry Parish
- NCES district ID
- 2201560
- Math proficiency
- 20% ▼ -43.00%
- Reading proficiency
- 33% ▼ -35.00%
- Median HH income
- $32,635
- Composite
- 21.59/100
- National rank
- #8303
- State rank
- #54 of 98 in LA
Livability — Port Barre
- Score
- 68/100
- State rank
- #85
- US rank
- #9518
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Port Barre, LA
- Population (ZIP)
- 3,808
Population outlook (St. Landry County) Hauer SSP2
- Today (2025)
- 83,114 people
- By 2030
- 82,110 · -1.2%
- By 2040
- 79,445 · -4.4%
- By 2050
- 75,855 · -8.7%
- By 2075
- 65,684 · -21.0%
- By 2100
- 51,739 · -37.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (65%)
- Race & ethnicity
- White 65% Black 26% Two or more races 8% Hispanic / Latino 5%
- Common ancestry
- Lithuanian 12% Italian 1%
- Foreign-born
- 1%
- Languages at home
- 94% English-only · French/Haitian/Cajun 4% Spanish 1%
Political lean MEDSL · St. Landry
- 2024 margin
- R (+18.8) · D 40.0% · R 58.9% · Other 1.1%
- 2008→2024 swing
- -15.6pp toward R · 2008: -3.2pp · 2024: -18.8pp
- All cycles
- 2024: R+18.8 2020: R+14.1 2016: R+11.9 2012: R+4.3 2008: R+3.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 0.67%
- Current HPI
- 99.4043
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
||
| Utilities | 1 | $12B |
|
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| Wholesale / Distribution | 1 | $5B |
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| Advertising | 1 | $2B |
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Price history
-18.8% since first listed5 events — show timeline
- 2026-05-14 Price Changed $64,900 AcadianaMLS
- 2026-05-06 Relisted — AcadianaMLS
- 2026-04-30 Pending — AcadianaMLS
- 2026-04-09 Price Changed $69,000 AcadianaMLS
- 2026-03-14 Listed $79,900 AcadianaMLS
Property tax history
-1.4%/yrLatest (2025): $420 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…