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250 W May Ave
B Composite 73.62
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Appreciation +5.0/10.0
  • Schools +3.3/10.0
  • Livability +3.1/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.2/5.0

$95,000

250 W May Ave · Washtucna, WA 99371
2 bd · 1.0 ba · 714 sqft · SingleFamily · 13 Days on market
Built 1930 Fair condition 0.57 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

2 bed 1 bath home on a large lot in the quiet town of Washtucna. Close to the Snake River. Close to the city park. RV Sewer dump on property

Key facts

  • Close to city park
  • Rv sewer dump
  • Large lot

Tags

LARGE LOTCLOSE TO SNAKE RIVERCLOSE TO CITY PARKRV SEWER DUMP

Property features AI

Finance

  • Other: County listed square footage: 714 (living area/building area); Lot size approximately 0.5739 acres; Level topography
  • Financial info: Listing terms: Cash or Conventional

Exterior

  • Parking: Detached garage (1 covered space); RV parking; Paved site/drive
  • Utilities: Public water (City of Washtucna); Sewer connected (City of Washtucna); Power by Avista
  • Home design: Single-family residence, one story; Built on lot; Good condition; R-1 zoning
  • Construction: Metal/vinyl construction materials; Composition roof; Block foundation; Structure type: House; One level
  • Exterior features: Metal/vinyl exterior; Garden space

Interior

  • Kitchen: Includes refrigerator and stove/range
  • Bedrooms: 2 bedrooms (both on the main level)
  • Flooring: Vinyl flooring; Carpet
  • Bathrooms: 1 full bathroom (on the main level)
  • Heating & cooling: Baseboard heating; Window unit(s) for cooling; Electric energy source
  • Interior features: Refrigerator; Stove/Range; Vinyl and carpet flooring

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
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What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $95k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $528 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $95k).

Location & tenants

  • Location reads 62/100 on livability (#426 in WA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A-; Watch: health & safety C-, schools D, crime F.
  • Washtucna School District (rural): math 20% / reading 50% proficiency, ranked #249 of 291 in WA (top 86%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 7 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 49 units permitted in Adams County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $4k of equity ($657 loan paydown + $3k appreciation (3.0% local appreciation)).
  • Adams County population projected at +8% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (3.0% appreciation + 3.0% rent growth), your $27k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 10, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 13 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Watch-outs: built in 1930 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $95,000

Questions for the listing agent

  1. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  2. Built in 1930 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.58%
Cap rate
12.97%
Cash-on-cash
23.84%
DSCR
2.06
GRM
5.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
30.0%
Equity multiple
2.70×
Total profit
$45,126
Equity at exit
$42,716
10-year hold
IRR
30.4%
Equity multiple
5.27×
Total profit
$113,517
Equity at exit
$65,831

Cash invested: $26,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
28 Tenant-Leaning
State Washington
28 Tenant-Leaning · D+8
County
— inherits STATE
City
— inherits STATE
Just-cause statewide (2021); Seattle layers rent control restrictions + relocation assistance; very tenant-friendly.

ZIP-level market 99371

Active inventory
7
Price-to-rent
5.3×

Monthly cashflow live

Estimated rent
$1,500 medium interval (Pro) →
Mortgage (P&I)
$498
Tax est. 1.5%
$119 /mo · $1,425/yr
Insurance
$40
HOA
$0
Vacancy / Maint / Mgmt
$315
Net cashflow
$528

Break-even live

Break-even rent $831
Max offer price $95,000
Occupancy floor 60%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$23,750
Closing costs
$2,850
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
115 N Main St Washtucna, WA 3.0 1.0 720 $1,500 $2.08 21d 1 0.13mi

Listing history 11 events

  1. 2026-06-18
    days on market $95,000 Active 13 DOM
  2. 2026-06-17
    days on market $95,000 Active 12 DOM
  3. 2026-06-16
    days on market $95,000 Active 11 DOM
  4. 2026-06-15
    days on market $95,000 Active 10 DOM
  5. 2026-06-15
    days on market $95,000 Active 9 DOM
  6. 2026-06-13
    days on market $95,000 Active 8 DOM
  7. 2026-06-12
    days on market $95,000 Active 7 DOM
  8. 2026-06-09
    days on market $95,000 Active 4 DOM
  9. 2026-06-08
    days on market $95,000 Active 3 DOM
  10. 2026-06-08
    remarks 140-char remark
  11. 2026-06-08
    listed $95,000 Active 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,000
− Mortgage interest
−$5,321
− Property taxes
−$1,425
− Insurance
−$475
− Repairs & maintenance
−$1,440
− Management
−$1,440
− Depreciation
−$2,764
Taxable income
$5,135
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,232
After-tax cash flow
$5,109/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Fair 45/100 Moderate rehab

This home requires moderate renovations to improve its condition and increase its value. Key areas for improvement include the kitchen, bathroom, flooring, and interior walls. Upgrading these areas would significantly enhance its resale and rental value.

Repairs flagged

  • Major kitchen cabinets — severely dated and in poor condition
  • Major bathroom fixtures — dated and in poor condition
  • Major flooring — damaged and uneven
  • Major interior walls — peeling paint and damaged drywall

Value-add opportunities

  • Resale new kitchen cabinets and appliances — modernizing the kitchen would significantly increase its appeal
  • Resale new bathroom fixtures and tile — updating the bathroom would enhance its functionality and appeal
  • Both new flooring — new flooring would improve the home's appearance and functionality
  • Both paint and repairs to interior walls — painting and repairing the walls would improve the home's appearance and functionality
  • Both landscaping and curb appeal — improving the landscaping and curb appeal would enhance the home's overall appearance and appeal

Renovation cost estimate screening

Repair itemSeverityEst. cost
kitchen cabinets · severely dated and in poor condition Major $15,000–50,000
bathroom fixtures · dated and in poor condition Major $15,000–50,000
flooring · damaged and uneven Major $15,000–50,000
interior walls · peeling paint and damaged drywall Major $15,000–50,000
Total estimated repair cost · 4 items $60,000–200,000

Value-add ROI direction

  • Resale new kitchen cabinets and appliances — modernizing the kitchen would significantly increase its appeal
  • Resale new bathroom fixtures and tile — updating the bathroom would enhance its functionality and appeal
  • Both new flooring — new flooring would improve the home's appearance and functionality
  • Both paint and repairs to interior walls — painting and repairing the walls would improve the home's appearance and functionality
  • Both landscaping and curb appeal — improving the landscaping and curb appeal would enhance the home's overall appearance and appeal

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Washtucna School District
NCES district ID
5309570
Math proficiency
20% ▼ -1.00%
Reading proficiency
50% ▲ 10.00%
Median HH income
$47,732
Composite
32.7/100
National rank
#10783
State rank
#249 of 291 in WA

Livability — Washtucna

Score
62/100
State rank
#426
US rank
#16995

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A- Health & safety C- User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Washtucna, WA
Population (ZIP)
332

Population outlook (Adams County) Hauer SSP2

Today (2025)
19,554 people
By 2030
19,746 · +1.0%
By 2040
20,362 · +4.1%
By 2050
21,026 · +7.5%
By 2075
22,272 · +13.9%
By 2100
22,737 · +16.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (89%)
Race & ethnicity
White 89% Hispanic / Latino 6% Two or more races 5% Native American 3%
Hispanic origin (detail)
Mexican 6%
Common ancestry
Portuguese 10% Italian 6% Serbian 5%
Foreign-born
0%
Languages at home
96% English-only · Spanish 4%

Political lean MEDSL · Adams

2024 margin
Solid R (+43.3) · D 27.2% · R 70.5% · Other 2.3%
2008→2024 swing
-8.9pp toward R · 2008: -34.4pp · 2024: -43.3pp
All cycles
2024: R+43.3 2020: R+35.7 2016: R+39.7 2012: R+33.9 2008: R+34.4

Not yet ingested

Civics

Market trends

HPI YoY
Current HPI
Rent YoY
Metro
State GDP YoY
▲ 4.65%
F500 in state
22

Industry mix (Fortune 500 HQ in WA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-06-05 Listed $95,000 NWMLS as Distributed by MLS Grid

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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