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71 Tilford D #71
C Composite 59.5
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +23.2/30.0
  • 1% rule +10.0/10.0
  • DSCR +7.5/10.0
  • ARV discount +7.5/15.0
  • Schools +4.1/10.0
  • Livability +3.8/5.0
  • Rent growth +2.5/5.0
  • Condition / age +1.0/5.0
  • Appreciation +0.0/10.0

$74,500

71 Tilford D #71 · Deerfield Beach, FL 33442
1 bd · 1.5 ba · 700 sqft · Condo · 13 Days on market
Built 1979 Poor condition $636/mo HOA · 39% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Remodeled 1/1.5 with upgraded kitchen and baths, laminate wood floors, and so much more! Association claims 55+. Leasing not allowed. Make us an offer today!

Key facts

  • $636 HOA
  • Garage
  • Built 1979

Property features AI

Finance

  • Financial info: Pets allowed with possible restrictions
  • HOA & community: Monthly association fee; HOA covers insurance, grounds maintenance, and structure maintenance; Community amenities include clubhouse, laundry, storage, and transportation service; Senior community

Exterior

  • Parking: Garage with 1 space; Guest parking available; 1 covered parking space
  • Security: Key card entry; Security guard; Smoke detectors
  • Utilities: Cable available
  • Home design: Attached property; 2 stories; Faces north; Entry on level 1
  • Construction: Block construction; Resale property
  • Exterior features: Enclosed porch; Patio; Screened porch; Exterior lighting; Complex is fenced

Interior

  • Kitchen: Electric range; Microwave; Refrigerator
  • Bedrooms: Bedroom on main level
  • Flooring: Laminate
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Electric heating; Wall/window cooling units
  • Interior features: Blinds; Partially furnished; Eat-in kitchen; First-floor entry
  • Laundry & utility: Common area laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.5-bath condo listed at $74k. Condition is rated poor.

Deal economics

  • At list price, monthly cash flow is $135 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $74k).
  • Cap rate 8.5% vs local median 4.2% in Deerfield Beach — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 75/100 on livability (#250 in FL, #3,970 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, cost of living A; Watch: schools D-, amenities D-, employment D-.
  • Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents flat; 586 active listings in the ZIP; 35 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($53k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $515 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 13 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 14y ago; this cycle's ask has dropped $9k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $20k; list at $74k implies a 272% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: HOA is 39% of rent.
Recommended offer $74,500

Questions for the listing agent

  1. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  2. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
2.18%
Cap rate
8.46%
Cash-on-cash
7.76%
DSCR
1.35
GRM
3.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.1% rent growth · sell at horizon

5-year hold
IRR
-10.7%
Equity multiple
0.63×
Total profit
$-7,684
Equity at exit
$11,108
10-year hold
IRR
-13.4%
Equity multiple
0.43×
Total profit
$-11,815
Equity at exit
$6,441

Cash invested: $20,860 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33442

Rents YoY
0.1%
Active inventory
586
Price-to-rent
3.8×

Monthly cashflow live

Estimated rent
$1,627 high interval (Pro) →
Mortgage (P&I)
$391
Tax est. 1.5%
$93 /mo · $1,118/yr
Insurance
$31
HOA
$636
Vacancy / Maint / Mgmt
$342
Net cashflow
$135

Break-even live

Break-even rent $1,457
Max offer price $74,500
Occupancy floor 87%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,625
Closing costs
$2,235
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 35 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
181 Tilford I Unit I Deerfield Beach, FL 1.0 1.5 700 $1,350 $1.93 24d 1 0.06mi
111 Tilford F #111 Deerfield Beach, FL 1.0 1.0 585 $1,500 $2.56 5d 1 0.07mi
111 Tilford F #111 Deerfield Beach, FL 1.0 1.0 585 $1,500 $2.56 20d 1 0.07mi
27 Newport B Deerfield Beach, FL 1.0 1.5 700 $1,550 $2.21 21d 1 0.18mi
25 Newport Ct Unit 25 Deerfield Beach, FL 1.0 1.0 700 $1,549 $2.21 24d 1 0.18mi
20 Prescott E Unit 20 Deerfield Beach, FL 1.0 1.5 700 $1,600 $2.29 24d 1 0.22mi
188 Prescott E Unit 188 Deerfield Beach, FL 1.0 1.5 700 $1,800 $2.57 24d 1 0.23mi
358 Markham Cres Unit 358 Deerfield Beach, FL 1.0 1.5 700 $1,500 $2.14 24d 1 0.29mi
125 Newport I Unit I Deerfield Beach, FL 1.0 1.5 700 $1,600 $2.29 24d 1 0.32mi
308 Markham N Deerfield Beach, FL 1.0 1.5 700 $1,200 $1.71 24d 1 0.33mi
181 Newport Ct #181 Deerfield Beach, FL 1.0 1.5 700 $1,650 $2.36 24d 1 0.35mi
170 Newport K Deerfield Beach, FL 1.0 1.0 585 $1,430 $2.44 24d 1 0.36mi
260 Prescott N Unit 260 Deerfield Beach, FL 1.0 1.5 700 $1,500 $2.14 24d 1 0.36mi
436 Markham S #436 Deerfield Beach, FL 1.0 1.0 585 $1,400 $2.39 24d 1 0.39mi
111 Oakridge I #111 Deerfield Beach, FL 1.0 1.5 706 $1,595 $2.26 24d 1 0.39mi
226 Newport O Deerfield Beach, FL 1.0 1.5 700 $1,700 $2.43 24d 1 0.40mi
226 Newport O Deerfield Beach, FL 1.0 1.5 700 $1,600 $2.29 2d 1 0.40mi
6 Ventnor a Deerfield Beach, FL 1.0 1.0 600 $1,429 $2.38 24d 1 0.45mi
295 Newport Dr Unit 295 Deerfield Beach, FL 1.0 1.0 595 $1,450 $2.44 24d 1 0.46mi
306 Newport T #306 Deerfield Beach, FL 1.0 1.0 585 $1,350 $2.31 24d 1 0.48mi
41 Deer Creek Rd Unit G106 Deerfield Beach, FL 1.0 550 $1,850 $3.36 24d 1 0.53mi
384 Durham Cir Unit 384 Deerfield Beach, FL 1.0 1.0 593 $1,400 $2.36 24d 1 0.67mi
178 Durham E Unit 178 Deerfield Beach, FL 1.0 1.0 593 $1,350 $2.28 10d 1 0.70mi
178 Durham E Unit 178 Deerfield Beach, FL 1.0 1.0 593 $1,350 $2.28 2d 1 0.70mi
102 Westbury E #102 Deerfield Beach, FL 1.0 1.0 585 $1,900 $3.25 7d 1 0.81mi
98 Westbury E #98 Deerfield Beach, FL 1.0 1.0 585 $1,600 $2.74 24d 1 0.81mi
125 Westbury E Deerfield Beach, FL 1.0 1.0 585 $1,600 $2.74 24d 1 0.82mi
127 Westbury Cir Deerfield Beach, FL 1.0 1.0 585 $1,425 $2.44 24d 1 0.83mi
3016 Cambridge A Unit A Deerfield Beach, FL 1.0 1.5 700 $1,350 $1.93 24d 1 0.85mi
149 Westbury I #149 Deerfield Beach, FL 1.0 1.0 585 $1,700 $2.91 24d 1 0.88mi
137 Farnham F Deerfield Beach, FL 1.0 1.5 708 $2,000 $2.82 24d 1 0.93mi
137 Farnham F #137 Deerfield Beach, FL 1.0 1.5 700 $2,500 $3.57 24d 1 0.94mi
329 Farnham P #329 Deerfield Beach, FL 1.0 1.5 700 $1,450 $2.07 24d 1 1.02mi
4359 SW 10th Pl Deerfield Beach, FL 1.0 1.0 718 $1,913 $2.66 21d 1 1.21mi
4400 NW 6th St Deerfield Beach, FL 1.0–2.0 1.0–2.0 875 $1,826 $2.09 1d 9 1.42mi

HOA detail condo

Monthly dues
$636 · $7,632/yr
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 18 events

  1. 2026-06-18
    days on market $74,500 Active 13 DOM
  2. 2026-06-17
    days on market $74,500 Active 12 DOM
  3. 2026-06-16
    days on market $74,500 Active 11 DOM
  4. 2026-06-15
    days on market $74,500 Active 10 DOM
  5. 2026-06-13
    days on market $74,500 Active 8 DOM
  6. 2026-06-09
    days on market $74,500 Active 4 DOM
  7. 2026-06-08
    days on market $74,500 Active 3 DOM
  8. 2026-06-07
    remarks 266-char remark
  9. 2026-06-07
    pricestatusdays on market $74,500 Active 2 DOM
  10. 2026-04-30
    status Pending
  11. 2026-04-30
    listed $83,500 Active
  12. 2013-09-09
    soldstatus $20,000 Sold 157-char remark
    Show marketing remark (157 chars)

    Remodeled 1/1.5 with upgraded kitchen and baths, laminate wood floors, and so much more! Association claims 55+. Leasing not allowed. Make us an offer today!

  13. 2013-07-17
    status Pending 157-char remark
    Show marketing remark (157 chars)

    Remodeled 1/1.5 with upgraded kitchen and baths, laminate wood floors, and so much more! Association claims 55+. Leasing not allowed. Make us an offer today!

  14. 2013-07-02
    status Active 157-char remark
    Show marketing remark (157 chars)

    Remodeled 1/1.5 with upgraded kitchen and baths, laminate wood floors, and so much more! Association claims 55+. Leasing not allowed. Make us an offer today!

  15. 2013-06-26
    status Pending 157-char remark
    Show marketing remark (157 chars)

    Remodeled 1/1.5 with upgraded kitchen and baths, laminate wood floors, and so much more! Association claims 55+. Leasing not allowed. Make us an offer today!

  16. 2013-06-15
    price $21,900 157-char remark
    Show marketing remark (157 chars)

    Remodeled 1/1.5 with upgraded kitchen and baths, laminate wood floors, and so much more! Association claims 55+. Leasing not allowed. Make us an offer today!

  17. 2013-03-31
    historical
  18. 2012-06-10
    listed $26,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,530
− Mortgage interest
−$4,173
− Property taxes
−$1,118
− Insurance
−$372
− Repairs & maintenance
−$1,562
− Management
−$1,562
− HOA
−$7,632
− Depreciation
−$2,167
Taxable income
$942
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$226
After-tax cash flow
$1,392/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Poor 20/100 Extensive rehab

This 55+ condo requires extensive repairs and renovations to bring it up to a livable condition. Significant exterior and interior work is needed to improve its resale and rental value.

Repairs flagged

  • Major exterior siding — Significant wear and tear
  • Major exterior paint — Peeling paint
  • Major interior walls — No visible condition
  • Major bathrooms — No visible condition
  • Major kitchen — No visible condition
  • Major roof — No visible damage

Value-add opportunities

  • Both exterior renovation — Improves curb appeal and value
  • Both interior renovation — Enhances living space and value
  • Both roof inspection and repair — Ensures structural integrity and safety

Renovation cost estimate screening

Repair itemSeverityEst. cost
exterior siding · Significant wear and tear Major $15,000–50,000
exterior paint · Peeling paint Major $15,000–50,000
interior walls · No visible condition Major $15,000–50,000
bathrooms · No visible condition Major $15,000–50,000
kitchen · No visible condition Major $15,000–50,000
roof · No visible damage Major $15,000–50,000
Total estimated repair cost · 6 items $90,000–300,000

Value-add ROI direction

  • Both exterior renovation — Improves curb appeal and value
  • Both interior renovation — Enhances living space and value
  • Both roof inspection and repair — Ensures structural integrity and safety

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Broward
NCES district ID
1200180
Math proficiency
42% ▼ -18.00%
Reading proficiency
53% ▼ -5.00%
Median HH income
$52,139
Composite
40.88/100
National rank
#3621
State rank
#46 of 73 in FL

Livability — Deerfield Beach

Score
75/100
State rank
#250
US rank
#3970

Category grades

Amenities D- Commute C Cost of living A Crime C+ Employment D- Housing A+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Deerfield Beach, FL
County
Broward County · 1,963,430 people
City population
61,449
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
31,296
Household income
$53,254
Rent vs Own
30.3% rent · 69.7% own
Severe rent burden
2169.0

Population outlook (Broward County) Hauer SSP2

Today (2025)
2,207,033 people
By 2030
2,360,704 · +7.0%
By 2040
2,661,208 · +20.6%
By 2050
2,946,698 · +33.5%
By 2075
3,602,273 · +63.2%
By 2100
3,970,984 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.61)
Race & ethnicity
White 57% Hispanic / Latino 23% Two or more races 19% Black 10% Asian 2%
Hispanic origin (detail)
Mexican 1% Puerto Rican 4% Cuban 3%
Common ancestry
Estonian 7% Romanian 4% Hispanic 3%
Foreign-born
34% · Canada, Jamaica, Dominican Republic
Languages at home
59% English-only · Spanish 20% Other Indo-European 13% French/Haitian/Cajun 4%

Political lean MEDSL · Broward

2024 margin
D (+17.0) · D 58.0% · R 41.0%
2008→2024 swing
-17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
All cycles
2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -280.44%
Current HPI
323.0166
Rent YoY
▲ 0.10%
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+210.4% since first listed
9 events — show timeline
  • 2026-04-30 Pending MARMLS
  • 2026-04-30 Listed $83,500 MARMLS
  • 2013-09-09 Sold (MLS) $20,000 MARMLS
  • 2013-07-17 Pending MARMLS
  • 2013-07-02 Relisted MARMLS
  • 2013-06-26 Pending MARMLS
  • 2013-06-15 Price Changed $21,900 MARMLS
  • 2013-03-31 Listing Removed MARMLS
  • 2012-06-10 Listed $26,900 MARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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