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5950 Idlemoore Dr
C- Composite 53.78
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.0/30.0
  • ARV discount +15.0/15.0
  • DSCR +5.6/10.0
  • 1% rule +4.8/10.0
  • Livability +3.1/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.3/10.0
  • Appreciation +0.0/10.0

$169,500

5950 Idlemoore Dr · Tillmans Corner, AL 36582
3 bd · 2.0 ba · 1,242 sqft · SingleFamily public records · 9 Days on market
Built 1986 1.00 ac lot $136/sqft · 18% below area Est $206k · 18% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Tucked away on a quiet cul-de-sac and surrounded by mature trees, this property offers a rare combination of privacy and convenience that’s hard to find in Mobile. Situated on a uniquely shaped lot that feels expansive and secluded, this home is perfect for anyone looking to enjoy a peaceful, wooded setting while still being just minutes from shopping, dining, and everyday essentials. Inside, you’ll find a functional layout with multiple living spaces, including a spacious living room and dining area. The home features three bedrooms, including a primary suite with its own private bath. Step outside and you’ll immediately notice what sets this property apart. The backyard

Key facts

  • Quiet cul-de-sac
  • Private bath
  • Uniquely shaped lot

Tags

QUIET CUL-DE-SACMATURE TREESUNIQUELY SHAPED LOTMULTIPLE LIVING SPACESPRIVATE BATHBACKYARD SURROUNDED BY TREES

Property features AI

Exterior

  • Parking: Carport (1 space)
  • Utilities: Electricity available; Water available; Sewer available (septic tank)
  • Home design: Single family residence; Residential property
  • Construction: Shingle roof; Slab foundation
  • Exterior features: Rain gutters; Back yard fencing; Fenced yard with wood and wrought iron sections; No pool or spa; Property has a view

Interior

  • Kitchen: Dishwasher; Electric cooktop; Electric oven; Microwave; Electric water heater
  • Bedrooms: 3 bedrooms
  • Flooring: Laminate
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air; Ceiling fan(s)
  • Interior features: Other; Open view from kitchen into family room; No fireplace
  • Laundry & utility: Washer/dryer hookup (electric water heater listed under appliances)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $170k.

Deal economics

  • At list price, monthly cash flow is $145 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $167k (1.7% below list).
  • Recommended offer: $167k (1.7% below list) — sets the bar for 1% rule.
  • Cap rate 7.3% vs local median 5.0% in Tillmans Corner — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 61/100 on livability (#260 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime D+, amenities F, commute F.
  • Mobile County (urban): math 15% / reading 39% proficiency, ranked #81 of 129 in AL (top 63%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Nan Gray Davis Elementary School (math 12% / reading 37%, grade F, #424 of 627 statewide, top 68%, 491 students, 78% FRL); Theodore High School (math 10% / reading 12%, grade F, #247 of 305 statewide, top 81%, 1,280 students, 60% FRL) — zoned schools at 69% FRL track the district average.
  • Market conditions: 250 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 1,678 units permitted in Mobile County in 2024 (264 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($65k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Mobile County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $166,646 (1.7% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.98%
Cap rate
7.32%
Cash-on-cash
3.67%
DSCR
1.16
GRM
8.5

CMA / ARV

ARV (median comp)
$206,416
List price
$169,500
Delta
-17.88%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7665 Oakmont Dr E 0.54mi 3/2.0 1,205 (-3%) 1mo $228,900 $190 69
7729 Oakmont Dr N 0.62mi 3/2.0 1,205 (-3%) 1mo $225,900 $187 65
7777 Oakmont Dr 0.65mi 3/2.0 1,205 (-3%) 0mo $228,900 $190 64
7739 Oakmont Dr N 0.63mi 3/2.0 1,205 (-3%) 3mo $225,900 $187 64
7778 Oakmont Dr N 0.65mi 3/2.0 1,205 (-3%) 3mo $225,900 $187 62
7709 Oakmont Dr N 0.61mi 3/2.0 1,205 (-3%) 6mo $225,900 $187 62
6311 Oakland Ct 0.69mi 3/2.0 1,205 (-3%) 3mo $228,900 $190 61
7856 Monterey Dr 0.74mi 3/2.0 1,205 (-3%) 1mo $225,900 $187 60
6312 Oakland Ct 0.69mi 3/2.0 1,205 (-3%) 5mo $228,900 $190 59
7786 Monterey Dr 0.68mi 3/2.0 1,205 (-3%) 8mo $225,900 $187 56
7836 Monterey Dr 0.72mi 3/2.0 1,205 (-3%) 6mo $225,900 $187 56
7868 Oakmont Dr N 0.72mi 3/2.0 1,205 (-3%) 7mo $228,900 $190 56

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-10.5%
Equity multiple
0.62×
Total profit
$-18,198
Equity at exit
$25,273
10-year hold
IRR
-1.2%
Equity multiple
0.92×
Total profit
$-3,842
Equity at exit
$14,655

Cash invested: $47,460 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Alabama
90 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

ZIP-level market 36582

Home prices YoY
-19.1%
Active inventory
250
Price-to-rent
8.5×

Monthly cashflow live

Estimated rent
$1,666 medium interval (Pro) →
Mortgage (P&I)
$889
Tax est. 1.5%
$212 /mo · $2,542/yr
Insurance
$71
HOA
$0
Vacancy / Maint / Mgmt
$350
Net cashflow
$145

Break-even live

Break-even rent $1,483
Max offer price $169,500
Occupancy floor 86%

Sensitivity live

Price -10% $262 -5% $204 +0% $145 +5% $87 +10% $28
Rent -10% $13 -5% $79 +0% $145 +5% $211 +10% $277
Rate -1.0pp $230 -0.5pp $188 base $145 +0.5pp $101 +1.0pp $57

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$42,375
Closing costs
$5,085
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7411 Wigfield Rd Mobile, AL 3.0 2.0 1242 $1,650 $1.33 44d 1 0.36mi

Listing history 4 events

  1. 2026-05-11
    status Pending 1431-char remark
  2. 2026-05-06
    status Active 1431-char remark
  3. 2026-05-04
    historical Active Under Contract 1431-char remark
  4. 2026-05-02
    listed $169,500 Active 1431-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥105°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,998
− Mortgage interest
−$9,495
− Property taxes
−$2,542
− Insurance
−$848
− Repairs & maintenance
−$1,600
− Management
−$1,600
− Depreciation
−$4,931
Taxable loss
−$1,018
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$244
After-tax cash flow
$1,986/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Mobile County
NCES district ID
0102370
Math proficiency
15% ▼ -28.00%
Reading proficiency
39% ▬ 0.00%
Median HH income
$42,455
Composite
22.9/100
National rank
#8002
State rank
#81 of 129 in AL

Livability — Tillmans Corner

Score
61/100
State rank
#260
US rank
#18090

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment D- Housing A+ Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Tillmans Corner, AL
County
Mobile County · 246,577 people
City population
14,550
Metro
Mobile, AL
Population (ZIP)
23,705
Household income
$64,763
Rent vs Own
20.1% rent · 79.9% own
Severe rent burden
431.0

Population outlook (Mobile County) Hauer SSP2

Today (2025)
415,303 people
By 2030
411,755 · -0.9%
By 2040
399,670 · -3.8%
By 2050
382,616 · -7.9%
By 2075
337,353 · -18.8%
By 2100
283,391 · -31.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (73%)
Race & ethnicity
White 73% Black 18% Two or more races 4% Hispanic / Latino 3% Asian 2%
Common ancestry
Slovak 3% Serbian 2% Lithuanian 2%
Foreign-born
3% · Canada, Vietnam
Languages at home
95% English-only · Spanish 3% Vietnamese 1%

Political lean MEDSL · Mobile

2024 margin
R (+16.4) · D 41.3% · R 57.7%
2008→2024 swing
-7.7pp toward R · 2008: -8.7pp · 2024: -16.4pp
All cycles
2024: R+16.4 2020: R+11.9 2016: R+13.9 2012: R+9.3 2008: R+8.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -49.61%
Current HPI
209.7621
Rent YoY
Metro
Mobile, AL
State GDP YoY
▲ 2.94%
F500 in state
4

Industry mix (Fortune 500 HQ in AL)

Industry F500 HQs Revenue

Price history

4 events — show timeline
  • 2026-05-11 Pending GCMLS AL
  • 2026-05-06 Relisted GCMLS AL
  • 2026-05-04 Contingent GCMLS AL
  • 2026-05-02 Listed $169,500 GCMLS AL

Property tax history

+1.2%/yr

Latest (2025): $285 · -0.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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