5950 Idlemoore Dr · Tillmans Corner, AL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $916 – $1,700
Heat risk 9/10 · Severe
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.0/30.0
- ARV discount +15.0/15.0
- DSCR +5.6/10.0
- 1% rule +4.8/10.0
- Livability +3.1/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +2.3/10.0
- Appreciation +0.0/10.0
$169,500
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Tucked away on a quiet cul-de-sac and surrounded by mature trees, this property offers a rare combination of privacy and convenience that’s hard to find in Mobile. Situated on a uniquely shaped lot that feels expansive and secluded, this home is perfect for anyone looking to enjoy a peaceful, wooded setting while still being just minutes from shopping, dining, and everyday essentials. Inside, you’ll find a functional layout with multiple living spaces, including a spacious living room and dining area. The home features three bedrooms, including a primary suite with its own private bath. Step outside and you’ll immediately notice what sets this property apart. The backyard
Key facts
- Quiet cul-de-sac
- Private bath
- Uniquely shaped lot
Tags
Property features AI
Exterior
- Parking: Carport (1 space)
- Utilities: Electricity available; Water available; Sewer available (septic tank)
- Home design: Single family residence; Residential property
- Construction: Shingle roof; Slab foundation
- Exterior features: Rain gutters; Back yard fencing; Fenced yard with wood and wrought iron sections; No pool or spa; Property has a view
Interior
- Kitchen: Dishwasher; Electric cooktop; Electric oven; Microwave; Electric water heater
- Bedrooms: 3 bedrooms
- Flooring: Laminate
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating; Central air; Ceiling fan(s)
- Interior features: Other; Open view from kitchen into family room; No fireplace
- Laundry & utility: Washer/dryer hookup (electric water heater listed under appliances)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $170k.
Deal economics
- At list price, monthly cash flow is $145 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $167k (1.7% below list).
- Recommended offer: $167k (1.7% below list) — sets the bar for 1% rule.
- Cap rate 7.3% vs local median 5.0% in Tillmans Corner — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 61/100 on livability (#260 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime D+, amenities F, commute F.
- Mobile County (urban): math 15% / reading 39% proficiency, ranked #81 of 129 in AL (top 63%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Nan Gray Davis Elementary School (math 12% / reading 37%, grade F, #424 of 627 statewide, top 68%, 491 students, 78% FRL); Theodore High School (math 10% / reading 12%, grade F, #247 of 305 statewide, top 81%, 1,280 students, 60% FRL) — zoned schools at 69% FRL track the district average.
- Market conditions: 250 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 1,678 units permitted in Mobile County in 2024 (264 in 5+ unit buildings).
- This rent runs 31% of the median local income ($65k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Mobile County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.98% ✗
- Cap rate
- 7.32%
- Cash-on-cash
- 3.67%
- DSCR
- 1.16
- GRM
- 8.5
CMA / ARV
- ARV (median comp)
- $206,416
- List price
- $169,500
- Delta
- -17.88%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 7665 Oakmont Dr E | 0.54mi | 3/2.0 | 1,205 (-3%) | 1mo | $228,900 | $190 | 69 |
| 7729 Oakmont Dr N | 0.62mi | 3/2.0 | 1,205 (-3%) | 1mo | $225,900 | $187 | 65 |
| 7777 Oakmont Dr | 0.65mi | 3/2.0 | 1,205 (-3%) | 0mo | $228,900 | $190 | 64 |
| 7739 Oakmont Dr N | 0.63mi | 3/2.0 | 1,205 (-3%) | 3mo | $225,900 | $187 | 64 |
| 7778 Oakmont Dr N | 0.65mi | 3/2.0 | 1,205 (-3%) | 3mo | $225,900 | $187 | 62 |
| 7709 Oakmont Dr N | 0.61mi | 3/2.0 | 1,205 (-3%) | 6mo | $225,900 | $187 | 62 |
| 6311 Oakland Ct | 0.69mi | 3/2.0 | 1,205 (-3%) | 3mo | $228,900 | $190 | 61 |
| 7856 Monterey Dr | 0.74mi | 3/2.0 | 1,205 (-3%) | 1mo | $225,900 | $187 | 60 |
| 6312 Oakland Ct | 0.69mi | 3/2.0 | 1,205 (-3%) | 5mo | $228,900 | $190 | 59 |
| 7786 Monterey Dr | 0.68mi | 3/2.0 | 1,205 (-3%) | 8mo | $225,900 | $187 | 56 |
| 7836 Monterey Dr | 0.72mi | 3/2.0 | 1,205 (-3%) | 6mo | $225,900 | $187 | 56 |
| 7868 Oakmont Dr N | 0.72mi | 3/2.0 | 1,205 (-3%) | 7mo | $228,900 | $190 | 56 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -10.5%
- Equity multiple
- 0.62×
- Total profit
- $-18,198
- Equity at exit
- $25,273
- IRR
- -1.2%
- Equity multiple
- 0.92×
- Total profit
- $-3,842
- Equity at exit
- $14,655
Cash invested: $47,460 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Alabama
- 90 Strongly Landlord-Friendly · R+15
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 36582
- Home prices YoY
- -19.1%
- Active inventory
- 250
- Price-to-rent
- 8.5×
Monthly cashflow live
- Estimated rent
- $1,666 medium interval (Pro) →
- Mortgage (P&I)
- −$889
- Tax est. 1.5%
- −$212 /mo · $2,542/yr
- Insurance
- −$71
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$350
- Net cashflow
- $145
Break-even live
Sensitivity live
| Price | -10% $262 | -5% $204 | +0% $145 | +5% $87 | +10% $28 |
|---|---|---|---|---|---|
| Rent | -10% $13 | -5% $79 | +0% $145 | +5% $211 | +10% $277 |
| Rate | -1.0pp $230 | -0.5pp $188 | base $145 | +0.5pp $101 | +1.0pp $57 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $42,375
- Closing costs
- $5,085
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 7411 Wigfield Rd Mobile, AL | 3.0 | 2.0 | 1242 | $1,650 | $1.33 | 44d | 1 | 0.36mi |
Listing history 4 events
-
2026-05-11status Pending 1431-char remark
-
2026-05-06status Active 1431-char remark
-
2026-05-04historical Active Under Contract 1431-char remark
-
2026-05-02$169,500 Active 1431-char remark
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 9/10 Extreme 7 d/yr ≥105°F today · 20 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,998
- − Mortgage interest
- −$9,495
- − Property taxes
- −$2,542
- − Insurance
- −$848
- − Repairs & maintenance
- −$1,600
- − Management
- −$1,600
- − Depreciation
- −$4,931
- Taxable loss
- −$1,018
- Est. tax savings @ 24.0%
- +$244
- After-tax cash flow
- $1,986/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Mobile County
- NCES district ID
- 0102370
- Math proficiency
- 15% ▼ -28.00%
- Reading proficiency
- 39% ▬ 0.00%
- Median HH income
- $42,455
- Composite
- 22.9/100
- National rank
- #8002
- State rank
- #81 of 129 in AL
Livability — Tillmans Corner
- Score
- 61/100
- State rank
- #260
- US rank
- #18090
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Tillmans Corner, AL
- County
- Mobile County · 246,577 people
- City population
- 14,550
- Metro
- Mobile, AL
- Population (ZIP)
- 23,705
- Household income
- $64,763
- Rent vs Own
- Severe rent burden
- 431.0
Population outlook (Mobile County) Hauer SSP2
- Today (2025)
- 415,303 people
- By 2030
- 411,755 · -0.9%
- By 2040
- 399,670 · -3.8%
- By 2050
- 382,616 · -7.9%
- By 2075
- 337,353 · -18.8%
- By 2100
- 283,391 · -31.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (73%)
- Race & ethnicity
- White 73% Black 18% Two or more races 4% Hispanic / Latino 3% Asian 2%
- Common ancestry
- Slovak 3% Serbian 2% Lithuanian 2%
- Foreign-born
- 3% · Canada, Vietnam
- Languages at home
- 95% English-only · Spanish 3% Vietnamese 1%
Political lean MEDSL · Mobile
- 2024 margin
- R (+16.4) · D 41.3% · R 57.7%
- 2008→2024 swing
- -7.7pp toward R · 2008: -8.7pp · 2024: -16.4pp
- All cycles
- 2024: R+16.4 2020: R+11.9 2016: R+13.9 2012: R+9.3 2008: R+8.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -49.61%
- Current HPI
- 209.7621
- Rent YoY
- —
- Metro
- Mobile, AL
- State GDP YoY
- ▲ 2.94%
- F500 in state
- 4
Industry mix (Fortune 500 HQ in AL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 1 | $8B |
|
||
| Healthcare | 1 | $5B |
|
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Price history
4 events — show timeline
- 2026-05-11 Pending — GCMLS AL
- 2026-05-06 Relisted — GCMLS AL
- 2026-05-04 Contingent — GCMLS AL
- 2026-05-02 Listed $169,500 GCMLS AL
Property tax history
+1.2%/yrLatest (2025): $285 · -0.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…