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510 Copper Basin Rd #58
B- Composite 69.37
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +3.7/5.0
  • Schools +3.3/10.0
  • Rent growth +2.6/5.0
  • Condition / age +2.2/5.0
  • Appreciation +0.0/10.0

$37,000

510 Copper Basin Rd #58 · Prescott, AZ 86303
1 bd · 1.0 ba · 720 sqft · SingleFamily · 13 Days on market
Built 1975 Fair condition 7.39 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

1 Bed 1 bath Very Clean Mobile in park, 2 sheds/outbuildings for workshop etcBuyers must qualify with park management

Key facts

  • 7.39 acre lot
  • Parking
  • Built 1975

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath single-family listed at $37k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $754 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $37k).
  • Cap rate 30.7% vs local median 2.4% in Prescott — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#22 in AZ) — a middle-class / working-renter tenant base. Strengths: health & safety A+, amenities A, schools A-; Watch: cost of living D, commute F.
  • Prescott Unified District (4466) (urban): math 34% / reading 44% proficiency, ranked #70 of 249 in AZ (top 28%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents flat; 516 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,062 units permitted in Yavapai County in 2024 (98 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $256 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • Yavapai County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 0.5% rent growth), your $10k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • Only 13 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $37,000

Questions for the listing agent

  1. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  2. Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
3.45%
Cap rate
30.74%
Cash-on-cash
87.32%
DSCR
4.89
GRM
2.4

CMA / ARV

ARV (on-the-fly)
$362,160
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
700 White Spar Rd #18 0.19mi 2/1.0 (+1) 728 (+1%) 9mo $89,750 $123 77
708 Seri Dr 0.30mi 2/1.0 (+1) 736 (+2%) 2mo $396,000 $538 76
700 White Spar Rd #51 0.18mi 2/1.0 (+1) 650 (-10%) 1mo $71,000 $109 70
532 Canyon Springs Rd 0.10mi 2/1.0 (+1) 795 (+10%) 9mo $310,000 $390 66
820 Hope St 0.27mi 2/1.0 (+1) 678 (-6%) 9mo $323,100 $477 66
105 W Leroux St 0.46mi 2/1.0 (+1) 720 (0%) 14mo $435,000 $604 62
428 S Montezuma St 0.43mi 2/1.0 (+1) 768 (+7%) 10mo $327,500 $426 55
103 W Leroux St 0.46mi 2/1.0 (+1) 655 (-9%) 4mo $360,000 $550 55
516 Coronado Ave 0.65mi 2/1.0 (+1) 742 (+3%) 6mo $396,000 $534 54
801 Country Club Dr 0.41mi 2/1.0 (+1) 780 (+8%) 10mo $515,000 $660 54
805 Canyon Dr 0.59mi 1/1.0 775 (+8%) 13mo $390,000 $503 49
814 Hoover Ln 0.65mi 2/1.0 (+1) 826 (+15%) 10mo $309,000 $374 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.51% rent growth · sell at horizon

5-year hold
IRR
85.0%
Equity multiple
4.76×
Total profit
$38,913
Equity at exit
$5,517
10-year hold
IRR
87.6%
Equity multiple
9.07×
Total profit
$83,593
Equity at exit
$3,199

Cash invested: $10,360 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 86303

Home prices YoY
-28.9%
Rents YoY
0.5%
Active inventory
516
Price-to-rent
2.4×

Monthly cashflow live

Estimated rent
$1,278 high interval (Pro) →
Mortgage (P&I)
$194
Tax est. 1.5%
$46 /mo · $555/yr
Insurance
$15
HOA
$0
Vacancy / Maint / Mgmt
$268
Net cashflow
$754

Break-even live

Break-even rent $324
Max offer price $37,000
Occupancy floor 36%

Sensitivity live

Price -10% $779 -5% $767 +0% $754 +5% $741 +10% $728
Rent -10% $653 -5% $703 +0% $754 +5% $804 +10% $855
Rate -1.0pp $772 -0.5pp $763 base $754 +0.5pp $744 +1.0pp $735

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$9,250
Closing costs
$1,110
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 20 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
610 S Granite St Prescott, AZ 1.0 1.0 546 $1,100 $2.01 14d 1 0.20mi
701 White Spar Rd Prescott, AZ 1.0–2.0 1.0–2.0 751 $1,450 $1.93 14d 10 0.23mi
601 S Cortez St Prescott, AZ 1.0 445 $1,100 $2.47 14d 1 0.44mi
320 S Cortez St Unit 5 Prescott, AZ 1.0 615 $1,435 $2.33 21d 1 0.59mi
403 S Pleasant St Prescott, AZ 1.0 1.0 750 $1,475 $1.97 44d 1 0.75mi
314 S Virginia St #2 Prescott, AZ 1.0 1.0 700 $950 $1.36 44d 1 0.90mi
123 N Cortez St Unit 223 Prescott, AZ 1.0 1.0 650 $1,295 $1.99 21d 1 0.92mi
123 N Cortez St Unit 222 Prescott, AZ 1.0 1.0 385 $1,145 $2.97 21d 1 0.92mi
129 N Cortez St Unit 222 Prescott, AZ 1.0 1.0 385 $1,195 $3.10 21d 1 0.93mi
129 N Cortez St Unit 223 Prescott, AZ 1.0 1.0 650 $1,295 $1.99 21d 1 0.93mi
129 N Cortez St Prescott, AZ 1.0 1.0 292 $1,225 $4.19 45d 3 0.93mi
824 W Gurley St Prescott, AZ 1.0–2.0 1.0 711 $1,175 $1.65 21d 2 0.95mi
109 N Pleasant St Unit C Prescott, AZ 1.0 1.0 750 $1,395 $1.86 44d 1 1.02mi
135 S Arizona Ave Unit 1/2 Prescott, AZ 1.0 1.0 550 $1,600 $2.91 44d 1 1.19mi
606 E Willis St Prescott, AZ 1.0 1.0 604 $1,225 $2.03 21d 1 1.22mi
410 Madison Ave Unit 3 Prescott, AZ 2.0 1.0 680 $1,200 $1.76 44d 1 1.23mi
408 Madison Ave #4 Prescott, AZ 2.0 1.0 680 $1,200 $1.76 21d 1 1.23mi
570 1st St Apt C Prescott, AZ 2.0 1.0 705 $1,050 $1.49 44d 1 1.40mi
601 Campbell St Apt 3 Prescott, AZ 2.0 1.0 720 $1,000 $1.39 44d 1 1.42mi
603 Campbell St Apt 01 Prescott, AZ 2.0 1.0 720 $1,000 $1.39 44d 1 1.43mi

Listing history 11 events

  1. 2026-06-18
    days on market $37,000 Coming Soon 13 DOM
  2. 2026-06-17
    days on market $37,000 Coming Soon 12 DOM
  3. 2026-06-16
    days on market $37,000 Coming Soon 11 DOM
  4. 2026-06-15
    days on market $37,000 Coming Soon 10 DOM
  5. 2026-06-14
    days on market $37,000 Coming Soon 8 DOM
  6. 2026-06-13
    days on market $37,000 Coming Soon 7 DOM
  7. 2026-06-10
    days on market $37,000 Coming Soon 5 DOM
  8. 2026-06-09
    days on market $37,000 Coming Soon 4 DOM
  9. 2026-06-08
    days on market $37,000 Coming Soon 3 DOM
  10. 2026-06-07
    remarks 117-char remark
  11. 2026-06-07
    listed $37,000 Coming Soon 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 23% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 3/10 Moderate 6 d/yr ≥91°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,335
− Mortgage interest
−$2,073
− Property taxes
−$555
− Insurance
−$185
− Repairs & maintenance
−$1,227
− Management
−$1,227
− Depreciation
−$1,076
Taxable income
$8,992
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,158
After-tax cash flow
$6,888/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 5 photos

Fair 45/100 Moderate rehab

The home requires significant exterior and landscaping improvements to improve its condition and appeal. Painting the exterior siding and repainting the interior walls and ceilings, along with landscaping improvements, would significantly increase its resale and rental value.

Repairs flagged

  • Major Exterior siding — The exterior siding is weathered and shows signs of wear, indicating a need for replacement.
  • Major Landscaping — The landscaping is minimal and in poor condition, indicating a need for improvement.

Value-add opportunities

  • Resale Painting the exterior siding and repainting the interior walls and ceilings — Painting the exterior siding and interior walls and ceilings can significantly improve the home's curb appeal and interior appearance, making it more attractive to potential buyers.
  • Rental Landscaping improvements — Improving the landscaping can enhance the home's curb appeal and make it more attractive to potential renters, potentially increasing rental income.

Renovation cost estimate screening

Repair itemSeverityEst. cost
Exterior siding · The exterior siding is weathered and shows signs of wear, indicating a need for replacement. Major $15,000–50,000
Landscaping · The landscaping is minimal and in poor condition, indicating a need for improvement. Major $15,000–50,000
Total estimated repair cost · 2 items $30,000–100,000

Value-add ROI direction

  • Resale Painting the exterior siding and repainting the interior walls and ceilings — Painting the exterior siding and interior walls and ceilings can significantly improve the home's curb appeal and interior appearance, making it more attractive to potential buyers.
  • Rental Landscaping improvements — Improving the landscaping can enhance the home's curb appeal and make it more attractive to potential renters, potentially increasing rental income.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Prescott Unified District (4466)
NCES district ID
0406730
Math proficiency
34% ▼ -16.00%
Reading proficiency
44% ▼ -13.00%
Median HH income
$48,354
Composite
33.47/100
National rank
#5450
State rank
#70 of 249 in AZ

Livability — Prescott

Score
73/100
State rank
#22
US rank
#5579

Category grades

Amenities A Commute F Cost of living D Crime C+ Employment C+ Housing B- Health & safety A+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Prescott, AZ
County
Yavapai County · 190,406 people
City population
66,312
Metro
Prescott Valley-Prescott, AZ
Population (ZIP)
19,446
Household income
$72,359
Rent vs Own
29.2% rent · 70.8% own
Severe rent burden
763.0

Population outlook (Yavapai County) Hauer SSP2

Today (2025)
241,389 people
By 2030
249,523 · +3.4%
By 2040
259,966 · +7.7%
By 2050
264,736 · +9.7%
By 2075
269,334 · +11.6%
By 2100
256,505 · +6.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (84%)
Race & ethnicity
White 84% Hispanic / Latino 11% Two or more races 6%
Hispanic origin (detail)
Mexican 9%
Common ancestry
Romanian 5% Lithuanian 4% Slovak 3%
Foreign-born
4% · Canada
Languages at home
94% English-only · Spanish 4% Other Indo-European 1%

Political lean MEDSL · Yavapai

2024 margin
Solid R (+33.9) · D 32.6% · R 66.5%
2008→2024 swing
-9.5pp toward R · 2008: -24.4pp · 2024: -33.9pp
All cycles
2024: R+33.9 2020: R+29.3 2016: R+31.4 2012: R+30.7 2008: R+24.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -131.63%
Current HPI
323.9554
Rent YoY
▲ 0.51%
Metro
Prescott Valley-Prescott, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-06-05 Coming Soon $37,000 PAARMLS as Distributed by MLS Grid

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…