510 Copper Basin Rd #58 · Prescott, AZ
Flood risk 4/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.23%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $610 – $1,132
Heat risk 3/10 · Minor
- Hot days now (above 91°F)
- 6 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Livability +3.7/5.0
- Schools +3.3/10.0
- Rent growth +2.6/5.0
- Condition / age +2.2/5.0
- Appreciation +0.0/10.0
$37,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
1 Bed 1 bath Very Clean Mobile in park, 2 sheds/outbuildings for workshop etcBuyers must qualify with park management
Key facts
- 7.39 acre lot
- Parking
- Built 1975
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath single-family listed at $37k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $754 ($9k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $37k).
- Cap rate 30.7% vs local median 2.4% in Prescott — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 73/100 on livability (#22 in AZ) — a middle-class / working-renter tenant base. Strengths: health & safety A+, amenities A, schools A-; Watch: cost of living D, commute F.
- Prescott Unified District (4466) (urban): math 34% / reading 44% proficiency, ranked #70 of 249 in AZ (top 28%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents flat; 516 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,062 units permitted in Yavapai County in 2024 (98 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $256 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
- Yavapai County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 0.5% rent growth), your $10k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- Only 13 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Climate carrying-cost: major wildfire risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 3.45% ✓
- Cap rate
- 30.74%
- Cash-on-cash
- 87.32%
- DSCR
- 4.89
- GRM
- 2.4
CMA / ARV
- ARV (on-the-fly)
- $362,160
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 700 White Spar Rd #18 | 0.19mi | 2/1.0 (+1) | 728 (+1%) | 9mo | $89,750 | $123 | 77 |
| 708 Seri Dr | 0.30mi | 2/1.0 (+1) | 736 (+2%) | 2mo | $396,000 | $538 | 76 |
| 700 White Spar Rd #51 | 0.18mi | 2/1.0 (+1) | 650 (-10%) | 1mo | $71,000 | $109 | 70 |
| 532 Canyon Springs Rd | 0.10mi | 2/1.0 (+1) | 795 (+10%) | 9mo | $310,000 | $390 | 66 |
| 820 Hope St | 0.27mi | 2/1.0 (+1) | 678 (-6%) | 9mo | $323,100 | $477 | 66 |
| 105 W Leroux St | 0.46mi | 2/1.0 (+1) | 720 (0%) | 14mo | $435,000 | $604 | 62 |
| 428 S Montezuma St | 0.43mi | 2/1.0 (+1) | 768 (+7%) | 10mo | $327,500 | $426 | 55 |
| 103 W Leroux St | 0.46mi | 2/1.0 (+1) | 655 (-9%) | 4mo | $360,000 | $550 | 55 |
| 516 Coronado Ave | 0.65mi | 2/1.0 (+1) | 742 (+3%) | 6mo | $396,000 | $534 | 54 |
| 801 Country Club Dr | 0.41mi | 2/1.0 (+1) | 780 (+8%) | 10mo | $515,000 | $660 | 54 |
| 805 Canyon Dr | 0.59mi | 1/1.0 | 775 (+8%) | 13mo | $390,000 | $503 | 49 |
| 814 Hoover Ln | 0.65mi | 2/1.0 (+1) | 826 (+15%) | 10mo | $309,000 | $374 | 32 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.51% rent growth · sell at horizon
- IRR
- 85.0%
- Equity multiple
- 4.76×
- Total profit
- $38,913
- Equity at exit
- $5,517
- IRR
- 87.6%
- Equity multiple
- 9.07×
- Total profit
- $83,593
- Equity at exit
- $3,199
Cash invested: $10,360 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Arizona
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 86303
- Home prices YoY
- -28.9%
- Rents YoY
- 0.5%
- Active inventory
- 516
- Price-to-rent
- 2.4×
Monthly cashflow live
- Estimated rent
- $1,278 high interval (Pro) →
- Mortgage (P&I)
- −$194
- Tax est. 1.5%
- −$46 /mo · $555/yr
- Insurance
- −$15
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$268
- Net cashflow
- $754
Break-even live
Sensitivity live
| Price | -10% $779 | -5% $767 | +0% $754 | +5% $741 | +10% $728 |
|---|---|---|---|---|---|
| Rent | -10% $653 | -5% $703 | +0% $754 | +5% $804 | +10% $855 |
| Rate | -1.0pp $772 | -0.5pp $763 | base $754 | +0.5pp $744 | +1.0pp $735 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $9,250
- Closing costs
- $1,110
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 20 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 610 S Granite St Prescott, AZ | 1.0 | 1.0 | 546 | $1,100 | $2.01 | 14d | 1 | 0.20mi |
| 701 White Spar Rd Prescott, AZ | 1.0–2.0 | 1.0–2.0 | 751 | $1,450 | $1.93 | 14d | 10 | 0.23mi |
| 601 S Cortez St Prescott, AZ | — | 1.0 | 445 | $1,100 | $2.47 | 14d | 1 | 0.44mi |
| 320 S Cortez St Unit 5 Prescott, AZ | — | 1.0 | 615 | $1,435 | $2.33 | 21d | 1 | 0.59mi |
| 403 S Pleasant St Prescott, AZ | 1.0 | 1.0 | 750 | $1,475 | $1.97 | 44d | 1 | 0.75mi |
| 314 S Virginia St #2 Prescott, AZ | 1.0 | 1.0 | 700 | $950 | $1.36 | 44d | 1 | 0.90mi |
| 123 N Cortez St Unit 223 Prescott, AZ | 1.0 | 1.0 | 650 | $1,295 | $1.99 | 21d | 1 | 0.92mi |
| 123 N Cortez St Unit 222 Prescott, AZ | 1.0 | 1.0 | 385 | $1,145 | $2.97 | 21d | 1 | 0.92mi |
| 129 N Cortez St Unit 222 Prescott, AZ | 1.0 | 1.0 | 385 | $1,195 | $3.10 | 21d | 1 | 0.93mi |
| 129 N Cortez St Unit 223 Prescott, AZ | 1.0 | 1.0 | 650 | $1,295 | $1.99 | 21d | 1 | 0.93mi |
| 129 N Cortez St Prescott, AZ | 1.0 | 1.0 | 292 | $1,225 | $4.19 | 45d | 3 | 0.93mi |
| 824 W Gurley St Prescott, AZ | 1.0–2.0 | 1.0 | 711 | $1,175 | $1.65 | 21d | 2 | 0.95mi |
| 109 N Pleasant St Unit C Prescott, AZ | 1.0 | 1.0 | 750 | $1,395 | $1.86 | 44d | 1 | 1.02mi |
| 135 S Arizona Ave Unit 1/2 Prescott, AZ | 1.0 | 1.0 | 550 | $1,600 | $2.91 | 44d | 1 | 1.19mi |
| 606 E Willis St Prescott, AZ | 1.0 | 1.0 | 604 | $1,225 | $2.03 | 21d | 1 | 1.22mi |
| 410 Madison Ave Unit 3 Prescott, AZ | 2.0 | 1.0 | 680 | $1,200 | $1.76 | 44d | 1 | 1.23mi |
| 408 Madison Ave #4 Prescott, AZ | 2.0 | 1.0 | 680 | $1,200 | $1.76 | 21d | 1 | 1.23mi |
| 570 1st St Apt C Prescott, AZ | 2.0 | 1.0 | 705 | $1,050 | $1.49 | 44d | 1 | 1.40mi |
| 601 Campbell St Apt 3 Prescott, AZ | 2.0 | 1.0 | 720 | $1,000 | $1.39 | 44d | 1 | 1.42mi |
| 603 Campbell St Apt 01 Prescott, AZ | 2.0 | 1.0 | 720 | $1,000 | $1.39 | 44d | 1 | 1.43mi |
Listing history 11 events
-
2026-06-18days on market $37,000 Coming Soon 13 DOM
-
2026-06-17days on market $37,000 Coming Soon 12 DOM
-
2026-06-16days on market $37,000 Coming Soon 11 DOM
-
2026-06-15days on market $37,000 Coming Soon 10 DOM
-
2026-06-14days on market $37,000 Coming Soon 8 DOM
-
2026-06-13days on market $37,000 Coming Soon 7 DOM
-
2026-06-10days on market $37,000 Coming Soon 5 DOM
-
2026-06-09days on market $37,000 Coming Soon 4 DOM
-
2026-06-08days on market $37,000 Coming Soon 3 DOM
-
2026-06-07remarks 117-char remark
-
2026-06-07$37,000 Coming Soon 2 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X (unshaded) · 23% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 3/10 Moderate 6 d/yr ≥91°F today · 16 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,335
- − Mortgage interest
- −$2,073
- − Property taxes
- −$555
- − Insurance
- −$185
- − Repairs & maintenance
- −$1,227
- − Management
- −$1,227
- − Depreciation
- −$1,076
- Taxable income
- $8,992
- Est. tax owed @ 24.0%
- −$2,158
- After-tax cash flow
- $6,888/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 5 photos
The home requires significant exterior and landscaping improvements to improve its condition and appeal. Painting the exterior siding and repainting the interior walls and ceilings, along with landscaping improvements, would significantly increase its resale and rental value.
Repairs flagged
- Major Exterior siding — The exterior siding is weathered and shows signs of wear, indicating a need for replacement.
- Major Landscaping — The landscaping is minimal and in poor condition, indicating a need for improvement.
Value-add opportunities
- Resale Painting the exterior siding and repainting the interior walls and ceilings — Painting the exterior siding and interior walls and ceilings can significantly improve the home's curb appeal and interior appearance, making it more attractive to potential buyers.
- Rental Landscaping improvements — Improving the landscaping can enhance the home's curb appeal and make it more attractive to potential renters, potentially increasing rental income.
Renovation cost estimate screening
| Repair item | Severity | Est. cost |
|---|---|---|
| Exterior siding · The exterior siding is weathered and shows signs of wear, indicating a need for replacement. | Major | $15,000–50,000 |
| Landscaping · The landscaping is minimal and in poor condition, indicating a need for improvement. | Major | $15,000–50,000 |
| Total estimated repair cost · 2 items | $30,000–100,000 |
Value-add ROI direction
- Resale Painting the exterior siding and repainting the interior walls and ceilings — Painting the exterior siding and interior walls and ceilings can significantly improve the home's curb appeal and interior appearance, making it more attractive to potential buyers. ↑
- Rental Landscaping improvements — Improving the landscaping can enhance the home's curb appeal and make it more attractive to potential renters, potentially increasing rental income. ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Prescott Unified District (4466)
- NCES district ID
- 0406730
- Math proficiency
- 34% ▼ -16.00%
- Reading proficiency
- 44% ▼ -13.00%
- Median HH income
- $48,354
- Composite
- 33.47/100
- National rank
- #5450
- State rank
- #70 of 249 in AZ
Livability — Prescott
- Score
- 73/100
- State rank
- #22
- US rank
- #5579
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Prescott, AZ
- County
- Yavapai County · 190,406 people
- City population
- 66,312
- Metro
- Prescott Valley-Prescott, AZ
- Population (ZIP)
- 19,446
- Household income
- $72,359
- Rent vs Own
- Severe rent burden
- 763.0
Population outlook (Yavapai County) Hauer SSP2
- Today (2025)
- 241,389 people
- By 2030
- 249,523 · +3.4%
- By 2040
- 259,966 · +7.7%
- By 2050
- 264,736 · +9.7%
- By 2075
- 269,334 · +11.6%
- By 2100
- 256,505 · +6.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (84%)
- Race & ethnicity
- White 84% Hispanic / Latino 11% Two or more races 6%
- Hispanic origin (detail)
- Mexican 9%
- Common ancestry
- Romanian 5% Lithuanian 4% Slovak 3%
- Foreign-born
- 4% · Canada
- Languages at home
- 94% English-only · Spanish 4% Other Indo-European 1%
Political lean MEDSL · Yavapai
- 2024 margin
- Solid R (+33.9) · D 32.6% · R 66.5%
- 2008→2024 swing
- -9.5pp toward R · 2008: -24.4pp · 2024: -33.9pp
- All cycles
- 2024: R+33.9 2020: R+29.3 2016: R+31.4 2012: R+30.7 2008: R+24.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -131.63%
- Current HPI
- 323.9554
- Rent YoY
- ▲ 0.51%
- Metro
- Prescott Valley-Prescott, AZ
- State GDP YoY
- ▲ 4.54%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in AZ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 2 | $13B |
|
||
| Mining / Metals | 1 | $23B |
|
||
| Environmental Services | 1 | $16B |
|
||
| Metals / Steel | 1 | $14B |
|
||
| Technology Distribution | 1 | $9B |
|
||
| Homebuilding | 1 | $8B |
|
||
Price history
1 event — show timeline
- 2026-06-05 Coming Soon $37,000 PAARMLS as Distributed by MLS Grid
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…