1019 Deaton St · Jacksonville, TX
Flood risk No data
- FEMA flood zone
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- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Livability +3.4/5.0
- Schools +2.9/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$69,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Calling All Investors, Flippers, and Visionaries! Opportunity knocks at 1019 Deaton Street in Jacksonville. This property is being sold strictly AS-IS and is ready for a complete transformation. Situated on a spacious lot in an established neighborhood, this home offers plenty of potential for the right buyer willing to roll up their sleeves and bring it back to life. Whether you're looking for your next flip project, rental property, or investment opportunity, this could be the one. The home will require repairs, updates, and clean-out and is priced accordingly. Seller will make no repairs. Bring your contractor, your imagination, and your vision for what's possible.
Key facts
- Built 1969
- Listed 4 days
Property features AI
Finance
- Other: Directions available from Hwy 79 and Hwy 69 in Jacksonville
- Financial info: Annual tax amount listed
- HOA & community: Located in JA Average Neighborhood
Exterior
- Home design: Single-family detached home; Single-story
- Construction: Composition roof
- Exterior features: Front porch; Wood fencing; Composition roof
Interior
- Kitchen: Gas oven
- Bedrooms: 1 story layout
- Bathrooms: 1 full bathroom
- Heating & cooling: Central heating (natural gas); Central air conditioning
- Interior features: Gas oven; Ceiling fans
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/3.0-bath single-family listed at $69k.
Deal economics
- At list price, monthly cash flow is $307 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $69k).
- Cap rate 11.6% vs local median 2.0% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 68/100 on livability (#452 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: crime D+, amenities F, commute F.
- Jacksonville ISD (town): math 31% / reading 39% proficiency, ranked #534 of 826 in TX (top 65%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: East Side El (math 42% / reading 42%, grade F, #1,335 of 4,322 statewide, top 33%, 615 students, 77% FRL); Jacksonville Middle (math 25% / reading 41%, grade F, #930 of 1,662 statewide, top 57%, 711 students, 79% FRL); Jacksonville H S (math 35% / reading 47%, grade F, #774 of 1,632 statewide, top 49%, 1,331 students, 78% FRL) — zoned schools at 78% FRL track the district average.
- Market conditions: 282 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 39 units permitted in Cherokee County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $477 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $19k cash investment doubles in ~7 years — after that, you're playing with house money.
Negotiation context
- Only 4 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Watch-outs: property tax is 2.6% of price.
Questions for the listing agent
- Built in 1969 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.55% ✓
- Cap rate
- 11.63%
- Cash-on-cash
- 19.06%
- DSCR
- 1.85
- GRM
- 5.4
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 11.0%
- Equity multiple
- 1.44×
- Total profit
- $8,419
- Equity at exit
- $10,288
- IRR
- 20.1%
- Equity multiple
- 2.69×
- Total profit
- $32,720
- Equity at exit
- $5,966
Cash invested: $19,320 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 75766
- Home prices YoY
- -16.5%
- Active inventory
- 282
- Price-to-rent
- 5.4×
Monthly cashflow live
- Estimated rent
- $1,070 high interval (Pro) →
- Mortgage (P&I)
- −$362
- Tax from tax record
- −$148 /mo · $1,778/yr
- Insurance
- −$29
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$225
- Net cashflow
- $307
Break-even live
Sensitivity live
| Price | -10% $346 | -5% $326 | +0% $307 | +5% $287 | +10% $268 |
|---|---|---|---|---|---|
| Rent | -10% $222 | -5% $265 | +0% $307 | +5% $349 | +10% $391 |
| Rate | -1.0pp $342 | -0.5pp $324 | base $307 | +0.5pp $289 | +1.0pp $271 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $17,250
- Closing costs
- $2,070
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 7 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 640 Canada St Jacksonville, TX | 2.0 | 2.0 | 1286 | $1,150 | $0.89 | 44d | 1 | 0.32mi |
| 916 Andrews St Jacksonville, TX | 2.0 | 2.0 | 1105 | $1,050 | $0.95 | 44d | 1 | 0.63mi |
| 127 Sunnydale St Jacksonville, TX | 3.0 | 1.0 | 960 | $975 | $1.02 | 44d | 1 | 0.97mi |
| 421 Talley Nichols Dr Jacksonville, TX | 2.0 | 2.0 | 964 | $939 | $0.97 | 44d | 1 | 1.11mi |
| 1501 S Bolton St Jacksonville, TX | 2.0 | 1.0 | 850 | $785 | $0.92 | 44d | 1 | 1.13mi |
| 110 Woodhaven St Jacksonville, TX | 3.0 | 2.0 | 1232 | $1,400 | $1.14 | 44d | 1 | 1.23mi |
| 400 Prather St Jacksonville, TX | 2.0 | 2.0 | 1000 | $900 | $0.90 | 44d | 1 | 1.23mi |
Listing history 4 events
-
2026-06-07statusdays on market $69,000 Pending 4 DOM
-
2026-06-04days on market $69,000 Active 2 DOM
-
2026-06-02remarks 676-char remark
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2026-06-02$69,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $1,778 · $148/mo
- Projected year-2 tax
- $1,778 · $148/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $12,845
- − Mortgage interest
- −$3,865
- − Property taxes
- −$1,778
- − Insurance
- −$345
- − Repairs & maintenance
- −$1,028
- − Management
- −$1,028
- − Depreciation
- −$2,007
- Taxable income
- $2,795
- Est. tax owed @ 24.0%
- −$671
- After-tax cash flow
- $3,012/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Jacksonville ISD
- NCES district ID
- 4824590
- Math proficiency
- 31% ▼ -6.00%
- Reading proficiency
- 39% ▲ 1.00%
- Median HH income
- $37,097
- Composite
- 29.09/100
- National rank
- #6598
- State rank
- #534 of 826 in TX
Livability — Jacksonville
- Score
- 68/100
- State rank
- #452
- US rank
- #9160
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Jacksonville, TX
- City population
- 25,988
- Population (ZIP)
- 25,988
Population outlook (Cherokee County) Hauer SSP2
- Today (2025)
- 51,949 people
- By 2030
- 51,984 · +0.1%
- By 2040
- 51,780 · -0.3%
- By 2050
- 51,085 · -1.7%
- By 2075
- 47,418 · -8.7%
- By 2100
- 39,464 · -24.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.61)
- Race & ethnicity
- White 53% Hispanic / Latino 31% Two or more races 16% Black 12% Native American 2%
- Hispanic origin (detail)
- Mexican 29%
- Common ancestry
- Slovak 1% Lithuanian 1% Serbian 1%
- Foreign-born
- 12% · Canada
- Languages at home
- 74% English-only · Spanish 26% Tagalog/Filipino 1%
Political lean MEDSL · Cherokee
- 2024 margin
- Solid R (+62.7) · D 18.3% · R 80.9%
- 2008→2024 swing
- -19.5pp toward R · 2008: -43.2pp · 2024: -62.7pp
- All cycles
- 2024: R+62.7 2020: R+55.8 2016: R+56.5 2012: R+51.0 2008: R+43.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -38.95%
- Current HPI
- 197.5972
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
2 events — show timeline
- 2026-06-01 Listed $69,000 GTAR
- 1988-01-13 Sold (Public Records) — Public Records
Property tax history
+4.0%/yrLatest (2025): $1,778 · +10.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…