95 Johnston Ave · Cohoes, NY 12047

$210,000

4 bd · 1.5 ba · 1,400 sqft · SingleFamily · 74 Days on market

Built 1880 Good condition 3,920 sqft lot $150/sqft · 13% below area Est $240k · 13% under ↓ 4% since listing

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +17.1/30.0
• ARV discount +13.2/15.0
• DSCR +5.3/10.0
• 1% rule +4.6/10.0
• Rent growth +4.4/5.0
• Livability +4.2/5.0
• Condition / age +4.0/5.0
• Schools +3.6/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Cohoes Hill | 4BR Single-Family Home w/ Central A/C, Fenced Yard, Pool + Extra Lot (93 Johnston Ave) Looking for a great starter home in Cohoes, NY--or ready to downsize and enjoy the convenience of one-level living? Homes like this don't come around often, especially with major upgrades already completed. This 4-bedroom, 1.5-bath single-family home offers a practical layout, comfortable living spaces, and standout mechanical improvements. Inside you'll find a living room, large eat-in kitchen, first-floor laundry, and a spacious family room perfect for everyday living and entertaining. Recent improvements include newer forced hot air heat, central air conditioning, and upgraded 200-amp electrical service. Step outside to a fully fenced backyard built for relaxing and hosting, complete with an above-ground pool and plenty of room for outdoor enjoyment. Bonus value: the sale includes an additional lot at 93 Johnston Ave, providing off-street parking and extra flexibility. Conveniently located in the Cohoes Hill area, close to Harmony Hill Elementary School and local amenities--this is a smart option for buyers searching for a move-in-ready Cohoes single-family home with space, upgrades, and outdoor living.

Key facts

• Extra lot
• Fenced yard
• One-level living

Tags

• FENCED YARD
• ABOVE-GROUND POOL
• EXTRA LOT
• CENTRAL AIR CONDITIONING
• UPGRADED ELECTRICAL SERVICE
• ONE-LEVEL LIVING

What this means for you Summary

Snapshot

• This is a 4-bed/1.5-bath single-family listed at $210k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $144 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $202k (3.8% below list).
• Recommended offer: $197k (6.0% below list) — sets the bar for market timing.
• Cap rate 7.1% vs local median 4.7% in Cohoes — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#61 in NY, #895 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+; Watch: employment C-.
• Cohoes City School District (suburban): math 38% / reading 48% proficiency, ranked #487 of 590 in NY (top 82%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Abram Lansing School (math 42% / reading 47%, grade F, #1,277 of 2,108 statewide, top 64%, 326 students, 81% FRL); Cohoes Middle School (math 19% / reading 49%, grade F, #497 of 729 statewide, top 69%, 441 students, 68% FRL); Cohoes High School (math 72% / reading 74%, grade B+, #665 of 1,100 statewide, top 61%, 554 students, 63% FRL).
• Market conditions: Rents rising fast (+7.6%/yr); 115 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 675 units permitted in Albany County in 2024 (451 in 5+ unit buildings).
• This rent runs 37% of the median local income ($66k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Albany County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 74 days — a 6% lower offer ($197k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1880 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $197,400 (6.0% below list)

Questions for the listing agent

1. It's been on market 74 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1880 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.96% ✗
• Cap rate: 7.12%
• Cash-on-cash: 2.94%
• DSCR: 1.13
• GRM: 8.7

CMA / ARV

• ARV (median comp): $240,432
• List price: $210,000
• Delta: -12.66%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 11 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
56 Central Ave	0.52mi	3/2.0 (-1)	1,320 (-6%)	2mo	$195,000	$148	57
21 Johnston Ave	0.21mi	3/1.5 (-1)	1,200 (-14%)	12mo	$250,250	$209	51
52 Sargent St	0.29mi	3/2.0 (-1)	1,573 (+12%)	9mo	$90,000	$57	51
8 Jefferson Ave	0.73mi	3/1.0 (-1)	1,380 (-1%)	10mo	$297,000	$215	48
5 Cedar St	0.69mi	3/1.5 (-1)	1,213 (-13%)	1mo	$150,000	$124	40
11 Newark St	0.66mi	3/1.5 (-1)	1,488 (+6%)	21mo	$250,000	$168	37
18 Grandview Ave	0.75mi	3/1.5 (-1)	1,236 (-12%)	6mo	$367,000	$297	36
6a Elaine Ct	0.61mi	4/2.0	1,604 (+15%)	17mo	$545,000	$340	31
295 Vliet Blvd	0.71mi	3/1.5 (-1)	1,494 (+7%)	24mo	$225,000	$151	31
310 Pleasant St	0.72mi	3/1.0 (-1)	1,232 (-12%)	17mo	$227,000	$184	25
202 Main St	0.73mi	5/2.0 (+1)	1,594 (+14%)	14mo	$110,000	$69	24

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 7.6% rent growth · sell at horizon

5-year hold

• IRR: -6.6%
• Equity multiple: 0.74×
• Total profit: $-15,036
• Equity at exit: $31,312

10-year hold

• IRR: 8.0%
• Equity multiple: 1.73×
• Total profit: $42,994
• Equity at exit: $18,157

Cash invested: $58,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 15 Strongly Tenant-Friendly
• State New York: 15 Strongly Tenant-Friendly · D+10
• County: — inherits STATE
• City: — inherits STATE

NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

Methodology + full state rankings →

ZIP-level market 12047

• Home prices YoY: -10.7%
• Rents YoY: 7.6%
• Active inventory: 115
• Price-to-rent: 8.7×

Monthly cashflow live

• Estimated rent: $2,020 high
• Mortgage (P&I): −$1,101
• Tax est. 1.5%: −$262 /mo · $3,150/yr
• Insurance: −$88
• HOA: −$0
• Vacancy / Maint / Mgmt: −$424
• Net cashflow: $144

Break-even live

Break-even rent $1,837

Max offer price $210,000

Occupancy floor 88%

Sensitivity live

Price	-10% $289	-5% $217	+0% $144	+5% $72	+10% $-1
Rent	-10% $-15	-5% $64	+0% $144	+5% $224	+10% $304
Rate	-1.0pp $250	-0.5pp $198	base $144	+0.5pp $90	+1.0pp $34

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $52,500
• Closing costs: $6,300
• Reserves months: —
• Total cash needed: —

Rent comps 13 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
60 McElwain Ave Unit 1 Cohoes, NY	4.0	1.0	1000	$1,495	$1.50	45d	1	0.12mi
29 Walnut St Unit / 2nd Floor Cohoes, NY	3.0	1.0	1200	$1,700	$1.42	45d	1	0.18mi
1 Hamilton St #2 Cohoes, NY	4.0	1.0	900	$1,295	$1.44	45d	1	0.34mi
121 Columbia Gdns Cohoes, NY	1.0–3.0	1.0–2.0	863	$2,294	$2.66	16d	7	0.37mi
300 Ontario St Cohoes, NY	3.0	1.0	1100	$1,600	$1.45	16d	1	0.38mi
53 Main St Unit 3 Cohoes, NY	3.0	1.0	1200	$1,345	$1.12	25d	1	0.45mi
12 White St Cohoes, NY	3.0	2.0	1790	$2,895	$1.62	21d	1	0.46mi
100 N Mohawk St Cohoes, NY	1.0–3.0	1.0–3.0	1769	$3,840	$2.17	16d	18	0.51mi
8 Cindy Way Cohoes, NY	3.0	1.5	1420	$2,300	$1.62	45d	1	0.56mi
192 Saratoga St Cohoes, NY	1.0–3.0	1.0–3.0	1157	$2,600	$2.25	16d	4	0.58mi
159 Main St #2 Cohoes, NY	3.0	1.0	950	$1,295	$1.36	16d	1	0.66mi
338 Saratoga St Unit 2 Cohoes, NY	3.0	1.5	1200	$1,495	$1.25	45d	1	0.84mi
53 Park Ave Cohoes, NY	3.0	1.0	1875	$1,600	$0.85	16d	1	1.11mi

Listing history 10 events

1. 2026-05-11
   status Pending 1228-char remark

   Show marketing remark (1228 chars)

   Cohoes Hill | 4BR Single-Family Home w/ Central A/C, Fenced Yard, Pool + Extra Lot (93 Johnston Ave) Looking for a great starter home in Cohoes, NY--or ready to downsize and enjoy the convenience of one-level living? Homes like this don't come around often, especially with major upgrades already completed. This 4-bedroom, 1.5-bath single-family home offers a practical layout, comfortable living spaces, and standout mechanical improvements. Inside you'll find a living room, large eat-in kitchen, first-floor laundry, and a spacious family room perfect for everyday living and entertaining. Recent improvements include newer forced hot air heat, central air conditioning, and upgraded 200-amp electrical service. Step outside to a fully fenced backyard built for relaxing and hosting, complete with an above-ground pool and plenty of room for outdoor enjoyment. Bonus value: the sale includes an additional lot at 93 Johnston Ave, providing off-street parking and extra flexibility. Conveniently located in the Cohoes Hill area, close to Harmony Hill Elementary School and local amenities--this is a smart option for buyers searching for a move-in-ready Cohoes single-family home with space, upgrades, and outdoor living.

2. 2026-05-07
   status Active 1228-char remark

   Show marketing remark (1228 chars)

   Cohoes Hill | 4BR Single-Family Home w/ Central A/C, Fenced Yard, Pool + Extra Lot (93 Johnston Ave) Looking for a great starter home in Cohoes, NY--or ready to downsize and enjoy the convenience of one-level living? Homes like this don't come around often, especially with major upgrades already completed. This 4-bedroom, 1.5-bath single-family home offers a practical layout, comfortable living spaces, and standout mechanical improvements. Inside you'll find a living room, large eat-in kitchen, first-floor laundry, and a spacious family room perfect for everyday living and entertaining. Recent improvements include newer forced hot air heat, central air conditioning, and upgraded 200-amp electrical service. Step outside to a fully fenced backyard built for relaxing and hosting, complete with an above-ground pool and plenty of room for outdoor enjoyment. Bonus value: the sale includes an additional lot at 93 Johnston Ave, providing off-street parking and extra flexibility. Conveniently located in the Cohoes Hill area, close to Harmony Hill Elementary School and local amenities--this is a smart option for buyers searching for a move-in-ready Cohoes single-family home with space, upgrades, and outdoor living.

3. 2026-04-30
   status Pending 1228-char remark

   Show marketing remark (1228 chars)

   Cohoes Hill | 4BR Single-Family Home w/ Central A/C, Fenced Yard, Pool + Extra Lot (93 Johnston Ave) Looking for a great starter home in Cohoes, NY--or ready to downsize and enjoy the convenience of one-level living? Homes like this don't come around often, especially with major upgrades already completed. This 4-bedroom, 1.5-bath single-family home offers a practical layout, comfortable living spaces, and standout mechanical improvements. Inside you'll find a living room, large eat-in kitchen, first-floor laundry, and a spacious family room perfect for everyday living and entertaining. Recent improvements include newer forced hot air heat, central air conditioning, and upgraded 200-amp electrical service. Step outside to a fully fenced backyard built for relaxing and hosting, complete with an above-ground pool and plenty of room for outdoor enjoyment. Bonus value: the sale includes an additional lot at 93 Johnston Ave, providing off-street parking and extra flexibility. Conveniently located in the Cohoes Hill area, close to Harmony Hill Elementary School and local amenities--this is a smart option for buyers searching for a move-in-ready Cohoes single-family home with space, upgrades, and outdoor living.

4. 2026-04-30
   status Active 1228-char remark

   Show marketing remark (1228 chars)

   Cohoes Hill | 4BR Single-Family Home w/ Central A/C, Fenced Yard, Pool + Extra Lot (93 Johnston Ave) Looking for a great starter home in Cohoes, NY--or ready to downsize and enjoy the convenience of one-level living? Homes like this don't come around often, especially with major upgrades already completed. This 4-bedroom, 1.5-bath single-family home offers a practical layout, comfortable living spaces, and standout mechanical improvements. Inside you'll find a living room, large eat-in kitchen, first-floor laundry, and a spacious family room perfect for everyday living and entertaining. Recent improvements include newer forced hot air heat, central air conditioning, and upgraded 200-amp electrical service. Step outside to a fully fenced backyard built for relaxing and hosting, complete with an above-ground pool and plenty of room for outdoor enjoyment. Bonus value: the sale includes an additional lot at 93 Johnston Ave, providing off-street parking and extra flexibility. Conveniently located in the Cohoes Hill area, close to Harmony Hill Elementary School and local amenities--this is a smart option for buyers searching for a move-in-ready Cohoes single-family home with space, upgrades, and outdoor living.

5. 2026-04-23
   historical Contingent 1228-char remark

   Show marketing remark (1228 chars)

   Cohoes Hill | 4BR Single-Family Home w/ Central A/C, Fenced Yard, Pool + Extra Lot (93 Johnston Ave) Looking for a great starter home in Cohoes, NY--or ready to downsize and enjoy the convenience of one-level living? Homes like this don't come around often, especially with major upgrades already completed. This 4-bedroom, 1.5-bath single-family home offers a practical layout, comfortable living spaces, and standout mechanical improvements. Inside you'll find a living room, large eat-in kitchen, first-floor laundry, and a spacious family room perfect for everyday living and entertaining. Recent improvements include newer forced hot air heat, central air conditioning, and upgraded 200-amp electrical service. Step outside to a fully fenced backyard built for relaxing and hosting, complete with an above-ground pool and plenty of room for outdoor enjoyment. Bonus value: the sale includes an additional lot at 93 Johnston Ave, providing off-street parking and extra flexibility. Conveniently located in the Cohoes Hill area, close to Harmony Hill Elementary School and local amenities--this is a smart option for buyers searching for a move-in-ready Cohoes single-family home with space, upgrades, and outdoor living.

6. 2026-04-23
   status Pending 1228-char remark

   Show marketing remark (1228 chars)

   Cohoes Hill | 4BR Single-Family Home w/ Central A/C, Fenced Yard, Pool + Extra Lot (93 Johnston Ave) Looking for a great starter home in Cohoes, NY--or ready to downsize and enjoy the convenience of one-level living? Homes like this don't come around often, especially with major upgrades already completed. This 4-bedroom, 1.5-bath single-family home offers a practical layout, comfortable living spaces, and standout mechanical improvements. Inside you'll find a living room, large eat-in kitchen, first-floor laundry, and a spacious family room perfect for everyday living and entertaining. Recent improvements include newer forced hot air heat, central air conditioning, and upgraded 200-amp electrical service. Step outside to a fully fenced backyard built for relaxing and hosting, complete with an above-ground pool and plenty of room for outdoor enjoyment. Bonus value: the sale includes an additional lot at 93 Johnston Ave, providing off-street parking and extra flexibility. Conveniently located in the Cohoes Hill area, close to Harmony Hill Elementary School and local amenities--this is a smart option for buyers searching for a move-in-ready Cohoes single-family home with space, upgrades, and outdoor living.

7. 2026-04-10
   price $210,000 1228-char remark

   Show marketing remark (1228 chars)

   Cohoes Hill | 4BR Single-Family Home w/ Central A/C, Fenced Yard, Pool + Extra Lot (93 Johnston Ave) Looking for a great starter home in Cohoes, NY--or ready to downsize and enjoy the convenience of one-level living? Homes like this don't come around often, especially with major upgrades already completed. This 4-bedroom, 1.5-bath single-family home offers a practical layout, comfortable living spaces, and standout mechanical improvements. Inside you'll find a living room, large eat-in kitchen, first-floor laundry, and a spacious family room perfect for everyday living and entertaining. Recent improvements include newer forced hot air heat, central air conditioning, and upgraded 200-amp electrical service. Step outside to a fully fenced backyard built for relaxing and hosting, complete with an above-ground pool and plenty of room for outdoor enjoyment. Bonus value: the sale includes an additional lot at 93 Johnston Ave, providing off-street parking and extra flexibility. Conveniently located in the Cohoes Hill area, close to Harmony Hill Elementary School and local amenities--this is a smart option for buyers searching for a move-in-ready Cohoes single-family home with space, upgrades, and outdoor living.

8. 2026-02-26
   status Active 1228-char remark

   Show marketing remark (1228 chars)

   Cohoes Hill | 4BR Single-Family Home w/ Central A/C, Fenced Yard, Pool + Extra Lot (93 Johnston Ave) Looking for a great starter home in Cohoes, NY--or ready to downsize and enjoy the convenience of one-level living? Homes like this don't come around often, especially with major upgrades already completed. This 4-bedroom, 1.5-bath single-family home offers a practical layout, comfortable living spaces, and standout mechanical improvements. Inside you'll find a living room, large eat-in kitchen, first-floor laundry, and a spacious family room perfect for everyday living and entertaining. Recent improvements include newer forced hot air heat, central air conditioning, and upgraded 200-amp electrical service. Step outside to a fully fenced backyard built for relaxing and hosting, complete with an above-ground pool and plenty of room for outdoor enjoyment. Bonus value: the sale includes an additional lot at 93 Johnston Ave, providing off-street parking and extra flexibility. Conveniently located in the Cohoes Hill area, close to Harmony Hill Elementary School and local amenities--this is a smart option for buyers searching for a move-in-ready Cohoes single-family home with space, upgrades, and outdoor living.

9. 2026-02-25
   status Pending 1228-char remark

   Show marketing remark (1228 chars)

   Cohoes Hill | 4BR Single-Family Home w/ Central A/C, Fenced Yard, Pool + Extra Lot (93 Johnston Ave) Looking for a great starter home in Cohoes, NY--or ready to downsize and enjoy the convenience of one-level living? Homes like this don't come around often, especially with major upgrades already completed. This 4-bedroom, 1.5-bath single-family home offers a practical layout, comfortable living spaces, and standout mechanical improvements. Inside you'll find a living room, large eat-in kitchen, first-floor laundry, and a spacious family room perfect for everyday living and entertaining. Recent improvements include newer forced hot air heat, central air conditioning, and upgraded 200-amp electrical service. Step outside to a fully fenced backyard built for relaxing and hosting, complete with an above-ground pool and plenty of room for outdoor enjoyment. Bonus value: the sale includes an additional lot at 93 Johnston Ave, providing off-street parking and extra flexibility. Conveniently located in the Cohoes Hill area, close to Harmony Hill Elementary School and local amenities--this is a smart option for buyers searching for a move-in-ready Cohoes single-family home with space, upgrades, and outdoor living.

10. 2026-02-18
    listed $219,000 Active 1228-char remark

    Show marketing remark (1228 chars)

    Cohoes Hill | 4BR Single-Family Home w/ Central A/C, Fenced Yard, Pool + Extra Lot (93 Johnston Ave) Looking for a great starter home in Cohoes, NY--or ready to downsize and enjoy the convenience of one-level living? Homes like this don't come around often, especially with major upgrades already completed. This 4-bedroom, 1.5-bath single-family home offers a practical layout, comfortable living spaces, and standout mechanical improvements. Inside you'll find a living room, large eat-in kitchen, first-floor laundry, and a spacious family room perfect for everyday living and entertaining. Recent improvements include newer forced hot air heat, central air conditioning, and upgraded 200-amp electrical service. Step outside to a fully fenced backyard built for relaxing and hosting, complete with an above-ground pool and plenty of room for outdoor enjoyment. Bonus value: the sale includes an additional lot at 93 Johnston Ave, providing off-street parking and extra flexibility. Conveniently located in the Cohoes Hill area, close to Harmony Hill Elementary School and local amenities--this is a smart option for buyers searching for a move-in-ready Cohoes single-family home with space, upgrades, and outdoor living.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 4/10 Moderate 7 d/yr ≥98°F today · 16 d/yr by 30 yrs out
• 💨 Wind 3/10 Moderate 6% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,234
• − Mortgage interest: −$11,763
• − Property taxes: −$3,150
• − Insurance: −$1,050
• − Repairs & maintenance: −$1,939
• − Management: −$1,939
• − Depreciation: −$6,109
• Taxable loss: −$1,715
• Est. tax savings @ 24.0%: +$412
• After-tax cash flow: $2,142/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This 4-bedroom, 1.5-bath single-family home in Cohoes, NY is in good condition with recent upgrades, including central air conditioning and modern appliances. It offers a practical layout and is ready for immediate occupancy.

Value-add opportunities

• Both landscaping — enhances curb appeal and adds value
• Both fence repair — improves safety and adds value
• Both paint exterior — enhances curb appeal and adds value

Renovation cost estimate screening

Value-add ROI direction

• Both landscaping — enhances curb appeal and adds value ↑
• Both fence repair — improves safety and adds value ↑
• Both paint exterior — enhances curb appeal and adds value ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Cohoes City School District
• NCES district ID: 3607980
• Math proficiency: 38% ▼ -4.00%
• Reading proficiency: 48% ▲ 3.00%
• Median HH income: $45,104
• Composite: 36.48/100
• National rank: #4655
• State rank: #487 of 590 in NY

Livability — Cohoes

• Score: 83/100
• State rank: #61
• US rank: #895

Category grades

Amenities A+ Commute A+ Cost of living B Crime A- Employment C- Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Cohoes, NY
• County: Albany County · 196,626 people
• City population: 23,532
• Metro: Albany-Schenectady-Troy, NY
• Population (ZIP): 23,532
• Household income: $66,071
• Rent vs Own: 54.3% rent · 45.7% own
• Severe rent burden: 1395.0

Population outlook (Albany County) Hauer SSP2

• Today (2025): 320,794 people
• By 2030: 327,401 · +2.1%
• By 2040: 338,218 · +5.4%
• By 2050: 348,467 · +8.6%
• By 2075: 381,693 · +19.0%
• By 2100: 393,809 · +22.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (70%)
• Race & ethnicity: White 70% Two or more races 11% Black 9% Hispanic / Latino 7% Asian 5%
• Hispanic origin (detail): Puerto Rican 3% Dominican 2%
• Common ancestry: Lithuanian 8% Romanian 6% Iranian 2%
• Foreign-born: 9% · Canada, China
• Languages at home: 87% English-only · Spanish 3% Other Indo-European 3% Chinese 2%

Political lean MEDSL · Albany

• 2024 margin: Strong D (+25.8) · D 62.9% · R 37.1%
• 2008→2024 swing: -3.6pp toward R · 2008: 29.4pp · 2024: 25.8pp
• All cycles: 2024: D+25.8 2020: D+31.4 2016: D+24.3 2012: D+31.0 2008: D+29.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -38.15%
• Current HPI: 317.4057
• Rent YoY: ▲ 7.60%
• Metro: Albany-Schenectady-Troy, NY
• State GDP YoY: ▲ 2.60%
• F500 in state: 92

Industry mix (Fortune 500 HQ in NY)

Industry	F500 HQs	Revenue
▸Financial Services	10	$950B
▸Consumer Goods	9	$162B
▸Insurance	4	$225B
▸Telecommunications	2	$144B
▸Pharmaceuticals	2	$112B
▸Media / Entertainment	2	$69B

Price history

-4.1% since first listed

10 events — show timeline

• 2026-05-11 Pending — Global MLS
• 2026-05-07 Relisted — Global MLS
• 2026-04-30 Pending — Global MLS
• 2026-04-30 Relisted — Global MLS
• 2026-04-23 Contingent — Global MLS
• 2026-04-23 Pending — Global MLS
• 2026-04-10 Price Changed $210,000 Global MLS
• 2026-02-26 Relisted — Global MLS
• 2026-02-25 Pending — Global MLS
• 2026-02-18 Listed $219,000 Global MLS