1440 Midland Ave Unit 2B · Yonkers, NY
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 6/10 · Moderate
- Hot days now (above 98°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 8 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +21.8/30.0
- ARV discount +13.7/15.0
- 1% rule +9.7/10.0
- DSCR +7.0/10.0
- Schools +4.1/10.0
- Rent growth +3.6/5.0
- Livability +3.4/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$175,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to this charming and inviting 1 bedroom, 1 bath co-op located in a classic prewar building just moments from the Fleetwood Metro-North train station and within close proximity to the vibrant Village of Bronxville. Combining timeless character with everyday convenience, this home offers an ideal commuter location with easy access to Manhattan. Inside, you’ll find a spacious layout featuring a large living area perfect for relaxing or entertaining, along with a separate eat-in kitchen that provides plenty of space for dining and everyday living. The bright bathroom features a marble-tiled floor. Brand new windows and blinds were installed in 2025 as well as an updated A/C unit. The well-maintained building offers a laundry room, storage room, and a shared outdoor patio with grill area - perfect for enjoying warm weather and social gatherings. Assigned parking is available via a waitlist, and there is ample street parking nearby. Ideally situated close to Metro-North, major highways, shopping, dining, and the charming Village of Bronxville, this home offers the perfect blend of comfort, character, and commuter-friendly living.
Key facts
- Garage
- Built 1928
- Listed 96 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath condo listed at $175k.
Deal economics
- At list price, monthly cash flow is $271 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $175k).
- Recommended offer: $159k (9.0% below list) — sets the bar for market timing.
- Cap rate 8.2% vs local median 5.3% in Yonkers — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 68/100 on livability (#528 in NY) — a middle-class / working-renter tenant base. Strengths: employment A, commute B; Watch: amenities F, cost of living F.
- Yonkers City School District (suburban): math 41% / reading 54% proficiency, ranked #413 of 590 in NY (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+4.3%/yr); 245 active listings in the ZIP; 32 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 954 units permitted in Westchester County in 2024 (649 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Westchester County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 97 days — a 9% lower offer ($159k) is reasonable based on typical stale-listing flexibility.
- 13 sale attempts since 18y ago; this cycle's ask has dropped $10k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $117k; 50% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: HOA is 21% of rent; built in 1928 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 97 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Built in 1928 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.47% ✓
- Cap rate
- 8.15%
- Cash-on-cash
- 6.64%
- DSCR
- 1.30
- GRM
- 5.7
CMA / ARV
- ARV (median comp)
- $203,112
- List price
- $175,000
- Delta
- -13.84%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Projected returns pro-forma
-3.0% appreciation · 4.27% rent growth · sell at horizon
- IRR
- -3.9%
- Equity multiple
- 0.85×
- Total profit
- $-7,390
- Equity at exit
- $26,093
- IRR
- 7.8%
- Equity multiple
- 1.64×
- Total profit
- $31,351
- Equity at exit
- $15,131
Cash invested: $49,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 5 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City Yonkers
- 5 Strongly Tenant-Friendly · D+20
ZIP-level market 10708
- Rents YoY
- 4.3%
- Active inventory
- 245
- Price-to-rent
- 5.7×
Monthly cashflow live
- Estimated rent
- $2,574 high interval (Pro) →
- Mortgage (P&I)
- −$918
- Tax est. 1.5%
- −$219 /mo · $2,625/yr
- Insurance
- −$73
- HOA est. from 1 same-building comp
- −$553
- Vacancy / Maint / Mgmt
- −$541
- Net cashflow
- $271
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $43,750
- Closing costs
- $5,250
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 32 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 80 W Grand St Mount Vernon, NY | 1.0 | 1.0 | 850 | $1,942 | $2.28 | 24d | 1 | 0.22mi |
| 42 Broad St W Mount Vernon, NY | 3.0 | 1.0–2.0 | 1014 | $3,956 | $3.90 | 24d | 15 | 0.27mi |
| 42 Broad St W Mount Vernon, NY | 3.0 | 1.0–2.0 | 955 | $2,841 | $2.97 | 1d | 16 | 0.27mi |
| 645 N MacQuesten Pkwy Unit 3G Mt Vernon, NY | 2.0 | 1.0 | 950 | $3,195 | $3.36 | 24d | 1 | 0.29mi |
| 669 N Terrace Ave Mount Vernon, NY | 1.0 | 1.0 | 750 | $2,031 | $2.71 | 24d | 1 | 0.30mi |
| 33 William St Mount Vernon, NY | 1.0–2.0 | 1.0 | 725 | $1,850 | $2.55 | 22d | 2 | 0.44mi |
| 671 Bronx River Rd Unit 3A Yonkers, NY | 2.0 | 1.5 | 950 | $3,000 | $3.16 | 24d | 1 | 0.54mi |
| 200 Crescent Pl Unit 2nd fl Yonkers, NY | 1.0 | 1.0 | 800 | $2,300 | $2.88 | 16d | 1 | 0.58mi |
| 51 Parkway Rd Apt 3 Bronxville, NY | 1.0 | 1.0 | 1100 | $3,100 | $2.82 | 24d | 1 | 0.69mi |
| 28 Tunis Ave Unit 2 Yonkers, NY | 2.0 | 1.0 | 900 | $3,000 | $3.33 | 43d | 1 | 0.71mi |
| 12 Putnam St Mount Vernon, NY | 2.0 | 1.0 | 950 | $2,600 | $2.74 | 24d | 1 | 0.74mi |
| 230 N 7th Ave Unit 2 Mt Vernon, NY | 1.0 | 1.0 | 950 | $2,300 | $2.42 | 10d | 1 | 0.83mi |
| 103 North St Mount Vernon, NY | 1.0 | 1.0 | 720 | $1,900 | $2.64 | 20d | 1 | 0.88mi |
| 86 Edgewood Ave Unit 2W Yonkers, NY | 2.0 | 1.0 | 1000 | $2,699 | $2.70 | 43d | 1 | 0.90mi |
| 86 Edgewood Ave Apt 2E Yonkers, NY | 2.0 | 1.0 | 1000 | $2,599 | $2.60 | 18d | 1 | 0.90mi |
| 14 Elm St Unit 2 Mt Vernon, NY | 2.0 | 1.0 | 1000 | $2,800 | $2.80 | 24d | 1 | 0.99mi |
| 495 Kimball Ave Unit First Floor Yonkers, NY | 2.0 | 1.0 | 1100 | $3,000 | $2.73 | 43d | 1 | 1.07mi |
| 148 Claremont Ave Mount Vernon, NY | 2.0 | 1.0 | 960 | $2,400 | $2.50 | 18d | 1 | 1.11mi |
| 32 N Bond St Mount Vernon, NY | 1.0 | 1.0 | 850 | $1,900 | $2.24 | 7d | 1 | 1.17mi |
| 142 Trenchard St Unit 2E Yonkers, NY | 1.0 | 1.0 | 900 | $2,250 | $2.50 | 11d | 1 | 1.17mi |
| 64 Sagamore Rd Unit A6 Bronxville, NY | 1.0 | 1.0 | 850 | $2,900 | $3.41 | 4d | 1 | 1.19mi |
| 18 N Bond St Unit 3D Mt Vernon, NY | 1.0 | 1.0 | 750 | $2,000 | $2.67 | 24d | 1 | 1.20mi |
| 20 Overhill Pl Unit 3 Yonkers, NY | 2.0 | 1.0 | 800 | $3,000 | $3.75 | 43d | 1 | 1.22mi |
| 13 N Bond St Mount Vernon, NY | 1.0 | 1.0 | 600 | $1,785 | $2.98 | 24d | 1 | 1.22mi |
| 64 Kensington Rd Apt 1A Bronxville, NY | 1.0 | 1.0 | 800 | $2,895 | $3.62 | 11d | 1 | 1.25mi |
| 118 N Columbus Ave Mount Vernon, NY | 1.0 | 1.0 | 650 | $1,700 | $2.62 | 24d | 1 | 1.31mi |
| 112 N Columbus Ave Unit 2 Mt Vernon, NY | 2.0 | 2.0 | 900 | $2,997 | $3.33 | 18d | 1 | 1.31mi |
| 111 Kensington Rd Unit 8 Bronxville, NY | 1.0 | 1.0 | 825 | $2,650 | $3.21 | 13d | 1 | 1.41mi |
| 28 Kenilworth Rd Unit The Cottage Yonkers, NY | 1.0 | 1.0 | 600 | $1,950 | $3.25 | 14d | 1 | 1.42mi |
| 85 Bennett Ave Unit 2 Yonkers, NY | 2.0 | 1.0 | 1000 | $2,500 | $2.50 | 43d | 1 | 1.47mi |
| 2325 Cortlandt St Unit 4 Mt Vernon, NY | 2.0 | 1.0 | 700 | $2,300 | $3.29 | 24d | 1 | 1.49mi |
| 23 Alida St Unit 2s Yonkers, NY | 2.0 | 1.0 | 1000 | $2,900 | $2.90 | 24d | 1 | 1.50mi |
HOA detail condo
- Monthly dues
- $0 · $0/yr
- Likely covers
- parking
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 50 events
-
2026-06-18days on market $175,000 Active 97 DOM
-
2026-06-17days on market $175,000 Active 96 DOM
-
2026-06-16days on market $175,000 Active 95 DOM
-
2026-06-15days on market $175,000 Active 94 DOM
-
2026-06-13days on market $175,000 Active 92 DOM
-
2026-06-10price $175,000 Active 88 DOM
-
2026-06-09days on market $185,000 Active 88 DOM
-
2026-06-08days on market $185,000 Active 87 DOM
-
2026-06-07days on market $185,000 Active 86 DOM
-
2026-06-04days on market $185,000 Active 83 DOM
-
2026-06-03days on market $185,000 Active 82 DOM
-
2026-06-02days on market $185,000 Active 81 DOM
-
2026-06-01days on market $185,000 Active 80 DOM
-
2026-05-31days on market $185,000 Active 79 DOM
-
2026-03-14$185,000 Active 1157-char remark
Show marketing remark (1157 chars)
Welcome to this charming and inviting 1 bedroom, 1 bath co-op located in a classic prewar building just moments from the Fleetwood Metro-North train station and within close proximity to the vibrant Village of Bronxville. Combining timeless character with everyday convenience, this home offers an ideal commuter location with easy access to Manhattan. Inside, you’ll find a spacious layout featuring a large living area perfect for relaxing or entertaining, along with a separate eat-in kitchen that provides plenty of space for dining and everyday living. The bright bathroom features a marble-tiled floor. Brand new windows and blinds were installed in 2025 as well as an updated A/C unit. The well-maintained building offers a laundry room, storage room, and a shared outdoor patio with grill area - perfect for enjoying warm weather and social gatherings. Assigned parking is available via a waitlist, and there is ample street parking nearby. Ideally situated close to Metro-North, major highways, shopping, dining, and the charming Village of Bronxville, this home offers the perfect blend of comfort, character, and commuter-friendly living.
-
2026-03-11price $185,000 1157-char remark
Show marketing remark (1157 chars)
Welcome to this charming and inviting 1 bedroom, 1 bath co-op located in a classic prewar building just moments from the Fleetwood Metro-North train station and within close proximity to the vibrant Village of Bronxville. Combining timeless character with everyday convenience, this home offers an ideal commuter location with easy access to Manhattan. Inside, you’ll find a spacious layout featuring a large living area perfect for relaxing or entertaining, along with a separate eat-in kitchen that provides plenty of space for dining and everyday living. The bright bathroom features a marble-tiled floor. Brand new windows and blinds were installed in 2025 as well as an updated A/C unit. The well-maintained building offers a laundry room, storage room, and a shared outdoor patio with grill area - perfect for enjoying warm weather and social gatherings. Assigned parking is available via a waitlist, and there is ample street parking nearby. Ideally situated close to Metro-North, major highways, shopping, dining, and the charming Village of Bronxville, this home offers the perfect blend of comfort, character, and commuter-friendly living.
-
2026-03-11historical $165,000 1157-char remark
Show marketing remark (1157 chars)
Welcome to this charming and inviting 1 bedroom, 1 bath co-op located in a classic prewar building just moments from the Fleetwood Metro-North train station and within close proximity to the vibrant Village of Bronxville. Combining timeless character with everyday convenience, this home offers an ideal commuter location with easy access to Manhattan. Inside, you’ll find a spacious layout featuring a large living area perfect for relaxing or entertaining, along with a separate eat-in kitchen that provides plenty of space for dining and everyday living. The bright bathroom features a marble-tiled floor. Brand new windows and blinds were installed in 2025 as well as an updated A/C unit. The well-maintained building offers a laundry room, storage room, and a shared outdoor patio with grill area - perfect for enjoying warm weather and social gatherings. Assigned parking is available via a waitlist, and there is ample street parking nearby. Ideally situated close to Metro-North, major highways, shopping, dining, and the charming Village of Bronxville, this home offers the perfect blend of comfort, character, and commuter-friendly living.
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2016-08-09soldstatus $117,000 Sold 697-char remark
Show marketing remark (697 chars)
* * * * * Just Reduced * * * * * Elegant pre -war building offering a spacious 1 bedroom apartment. Large entry foyer welcomes you. Sunny large bright rooms, high ceilings, hardwood floors thru out . Your kitchen is adjacent to the dinette area, large spacious Living room. with flat screen television, Updated bathroom with marble tiled floor . Lots of closet space also extra storage space is available should you need some. Laundry room is complete with security cameras. Fios & optimum high speed internet. Enjoy the gardens & common area for all residents to enjoy this comes with bbq grills & beautiful herb garden. Close to metro north, shopping & More. .
-
2016-08-09price $117,000 697-char remark
Show marketing remark (697 chars)
* * * * * Just Reduced * * * * * Elegant pre -war building offering a spacious 1 bedroom apartment. Large entry foyer welcomes you. Sunny large bright rooms, high ceilings, hardwood floors thru out . Your kitchen is adjacent to the dinette area, large spacious Living room. with flat screen television, Updated bathroom with marble tiled floor . Lots of closet space also extra storage space is available should you need some. Laundry room is complete with security cameras. Fios & optimum high speed internet. Enjoy the gardens & common area for all residents to enjoy this comes with bbq grills & beautiful herb garden. Close to metro north, shopping & More. .
-
2016-08-08soldstatus $117,000
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2016-06-01historical Pending 697-char remark
Show marketing remark (697 chars)
* * * * * Just Reduced * * * * * Elegant pre -war building offering a spacious 1 bedroom apartment. Large entry foyer welcomes you. Sunny large bright rooms, high ceilings, hardwood floors thru out . Your kitchen is adjacent to the dinette area, large spacious Living room. with flat screen television, Updated bathroom with marble tiled floor . Lots of closet space also extra storage space is available should you need some. Laundry room is complete with security cameras. Fios & optimum high speed internet. Enjoy the gardens & common area for all residents to enjoy this comes with bbq grills & beautiful herb garden. Close to metro north, shopping & More. .
-
2016-06-01price $120,000 697-char remark
Show marketing remark (697 chars)
* * * * * Just Reduced * * * * * Elegant pre -war building offering a spacious 1 bedroom apartment. Large entry foyer welcomes you. Sunny large bright rooms, high ceilings, hardwood floors thru out . Your kitchen is adjacent to the dinette area, large spacious Living room. with flat screen television, Updated bathroom with marble tiled floor . Lots of closet space also extra storage space is available should you need some. Laundry room is complete with security cameras. Fios & optimum high speed internet. Enjoy the gardens & common area for all residents to enjoy this comes with bbq grills & beautiful herb garden. Close to metro north, shopping & More. .
-
2016-03-12price $120,000 697-char remark
Show marketing remark (697 chars)
* * * * * Just Reduced * * * * * Elegant pre -war building offering a spacious 1 bedroom apartment. Large entry foyer welcomes you. Sunny large bright rooms, high ceilings, hardwood floors thru out . Your kitchen is adjacent to the dinette area, large spacious Living room. with flat screen television, Updated bathroom with marble tiled floor . Lots of closet space also extra storage space is available should you need some. Laundry room is complete with security cameras. Fios & optimum high speed internet. Enjoy the gardens & common area for all residents to enjoy this comes with bbq grills & beautiful herb garden. Close to metro north, shopping & More. .
-
2016-02-15$127,900 Active 697-char remark
Show marketing remark (697 chars)
* * * * * Just Reduced * * * * * Elegant pre -war building offering a spacious 1 bedroom apartment. Large entry foyer welcomes you. Sunny large bright rooms, high ceilings, hardwood floors thru out . Your kitchen is adjacent to the dinette area, large spacious Living room. with flat screen television, Updated bathroom with marble tiled floor . Lots of closet space also extra storage space is available should you need some. Laundry room is complete with security cameras. Fios & optimum high speed internet. Enjoy the gardens & common area for all residents to enjoy this comes with bbq grills & beautiful herb garden. Close to metro north, shopping & More. .
-
2016-02-15$120,000
Show marketing remark (697 chars)
* * * * * Just Reduced * * * * * Elegant pre -war building offering a spacious 1 bedroom apartment. Large entry foyer welcomes you. Sunny large bright rooms, high ceilings, hardwood floors thru out . Your kitchen is adjacent to the dinette area, large spacious Living room. with flat screen television, Updated bathroom with marble tiled floor . Lots of closet space also extra storage space is available should you need some. Laundry room is complete with security cameras. Fios & optimum high speed internet. Enjoy the gardens & common area for all residents to enjoy this comes with bbq grills & beautiful herb garden. Close to metro north, shopping & More. .
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2015-12-17historical Expired
-
2015-12-16historical
-
2015-11-09price
-
2015-10-17price
-
2015-06-16historical Withdrawn
-
2015-06-16Active
-
2015-06-16$119,900
-
2015-06-16historical
-
2015-06-16Active
-
2015-06-15$126,000
-
2014-03-15price $109,000
-
2011-11-11soldstatus $109,000 Sold
-
2011-11-02historical
-
2011-09-16historical Pending
-
2011-09-16price $125,000
-
2011-05-03status Active
-
2011-05-01historical
-
2011-02-01status Active
-
2011-02-01historical
-
2010-12-07price $125,000
-
2010-09-13price $129,600
-
2010-03-25price $139,500
-
2009-10-02$149,000 Active
-
2009-09-01historical
-
2009-06-08price
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 6/10 Major 7 d/yr ≥98°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 5/10 Major 6 unhealthy d/yr today · 8 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $30,886
- − Mortgage interest
- −$9,803
- − Property taxes
- −$2,625
- − Insurance
- −$875
- − Repairs & maintenance
- −$2,471
- − Management
- −$2,471
- − HOA
- −$6,636
- − Depreciation
- −$5,091
- Taxable income
- $915
- Est. tax owed @ 24.0%
- −$220
- After-tax cash flow
- $3,032/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Yonkers City School District
- NCES district ID
- 3631920
- Math proficiency
- 41% ▼ -1.00%
- Reading proficiency
- 54% ▲ 14.00%
- Median HH income
- $58,042
- Composite
- 41.43/100
- National rank
- #3471
- State rank
- #413 of 590 in NY
Livability — Yonkers
- Score
- 68/100
- State rank
- #528
- US rank
- #9394
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Yonkers, NY
- County
- Westchester County · 709,332 people
- City population
- 212,407
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- Population (ZIP)
- 22,482
- Household income
- $126,343
- Rent vs Own
- Severe rent burden
- 357.0
Population outlook (Westchester County) Hauer SSP2
- Today (2025)
- 1,028,035 people
- By 2030
- 1,051,636 · +2.3%
- By 2040
- 1,098,520 · +6.9%
- By 2050
- 1,136,044 · +10.5%
- By 2075
- 1,196,925 · +16.4%
- By 2100
- 1,175,147 · +14.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (69%)
- Race & ethnicity
- White 69% Hispanic / Latino 17% Two or more races 10% Black 6% Asian 4%
- Hispanic origin (detail)
- Puerto Rican 7% Dominican 3%
- Common ancestry
- Romanian 2% Lithuanian 2% Scotch-Irish 1%
- Foreign-born
- 16% · Canada, China
- Languages at home
- 76% English-only · Spanish 10% Other Indo-European 6% Other Asian/Pacific 2%
Political lean MEDSL · Westchester
- 2024 margin
- Strong D (+26.3) · D 63.1% · R 36.9%
- 2008→2024 swing
- -1.3pp toward R · 2008: 27.6pp · 2024: 26.3pp
- All cycles
- 2024: D+26.3 2020: D+36.3 2016: D+32.8 2012: D+22.2 2008: D+27.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -668.11%
- Current HPI
- 203.4295
- Rent YoY
- ▲ 4.27%
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
|
||
| Consumer Goods | 9 | $162B |
|
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| Insurance | 4 | $225B |
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| Telecommunications | 2 | $144B |
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| Pharmaceuticals | 2 | $112B |
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| Media / Entertainment | 2 | $69B |
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Price history
+24.2% since first listed41 events — show timeline
- 2026-03-14 Listed $185,000 OneKey® MLS as Distributed by MLS Grid
- 2026-03-11 Price Changed $185,000 OneKey® MLS as Distributed by MLS Grid
- 2026-03-11 Coming Soon $165,000 OneKey® MLS as Distributed by MLS Grid
- 2016-08-09 Price Changed $117,000 HGMLS
- 2016-08-09 Sold (MLS) $117,000 HGMLS
- 2016-08-08 Sold (MLS) $117,000 OneKey® MLS as Distributed by MLS Grid
- 2016-06-01 Contingent — HGMLS
- 2016-06-01 Price Changed $120,000 HGMLS
- 2016-03-12 Price Changed $120,000 HGMLS
- 2016-02-15 Listed $127,900 HGMLS
- 2016-02-15 Listed $120,000 OneKey® MLS as Distributed by MLS Grid
- 2015-12-17 Delisted — HGMLS
- 2015-12-16 Listing Removed — OneKey® MLS as Distributed by MLS Grid
- 2015-11-09 Price Changed — HGMLS
- 2015-10-17 Price Changed — HGMLS
- 2015-06-16 Delisted — HGMLS
- 2015-06-16 Listed — HGMLS
- 2015-06-16 Listing Removed — OneKey® MLS as Distributed by MLS Grid
- 2015-06-16 Listed $119,900 OneKey® MLS as Distributed by MLS Grid
- 2015-06-16 Listed — HGMLS
- 2015-06-15 Listed $126,000 OneKey® MLS as Distributed by MLS Grid
- 2014-03-15 Price Changed $109,000 HGMLS
- 2011-11-11 Sold (MLS) $109,000 HGMLS
- 2011-11-02 Delisted — HGMLS
- 2011-09-16 Contingent — HGMLS
- 2011-09-16 Price Changed $125,000 HGMLS
- 2011-05-03 Relisted — HGMLS
- 2011-05-01 Delisted — HGMLS
- 2011-02-01 Relisted — HGMLS
- 2011-02-01 Delisted — HGMLS
- 2010-12-07 Price Changed $125,000 HGMLS
- 2010-09-13 Price Changed $129,600 HGMLS
- 2010-03-25 Price Changed $139,500 HGMLS
- 2009-10-02 Listed $149,000 HGMLS
- 2009-09-01 Delisted — HGMLS
- 2009-06-08 Price Changed — HGMLS
- 2009-01-12 Listed — HGMLS
- 2008-12-31 Delisted — HGMLS
- 2008-03-10 Listed — HGMLS
- 2008-03-07 Delisted — HGMLS
- 2008-02-04 Listed — HGMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…