5316 53rd Ave E Unit D14 · Bradenton, FL 34203

$184,750

2 bd · 1.0 ba · 1,056 sqft · Manufactured public records · 231 Days on market

Built 1979 4,012 sqft lot Est $166k · 11% over $300/mo HOA · 15% of rent

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.1/30.0
• 1% rule +6.1/10.0
• DSCR +5.7/10.0
• Schools +4.4/10.0
• Livability +4.0/5.0
• Condition / age +2.5/5.0
• ARV discount +2.4/15.0
• Rent growth +2.3/5.0
• Appreciation +0.0/10.0

Listing remarks

Move right into your Fabulous New Home soon! Your new home has been immaculately maintained with many newer major improvements! This home has a replaced Carport in 2025 that could fits vehicles, along with more space for possibly a third vehicle uncovered. Enjoy the spacious Florida Room across the front of the Home. The Kitchen has a quality Stainless Steel newer Refrigerator and a nice eating area to relax in. The large Master Bedroom has a spacious Walk-In Closet, a separate Sink and Vanity area, along with the walk-in shower and commode. In 2023, a new Water Heater was installed, A/C, Dehumidifier, and Surge Protector along with all new flooring throughout, including the Florida Room. I

Key facts

• Huge heated pool
• New water heater
• Replaced carport

Tags

• REPLACED CARPORT
• SPACIOUS FLORIDA ROOM
• WALK IN CLOSET
• NEW WATER HEATER
• FULLY FURNISHED
• HUGE HEATED POOL

Property features AI

Finance

• Other: Furnished; Lease restrictions apply
• Financial info: Total monthly fees $300; total annual fees $3,600
• HOA & community: Has HOA (Lou Paul) with monthly fee of $300; Association fee includes cable TV, common area taxes, pool, escrow reserves, grounds maintenance, management, private road, recreational facilities, sewer, trash, and water; Association amenities: clubhouse, pool, recreation facilities, shuffleboard court, laundry, cable TV; Buyer approval required for association; Senior community; Pets allowed; Deed restrictions and special community restrictions; Street lights, community mailbox, golf carts OK

Exterior

• Parking: Carport with 2 spaces
• Utilities: Public water (see remarks); Public sewer; Electricity connected; Water connected; Sewer connected; Cable connected; Underground utilities
• Home design: Manufactured home (double wide); One story; South-facing; Entry level: One
• Construction: Metal siding; Roof over; Crawlspace foundation; Building area total approximately 1944 sq ft
• Exterior features: Front porch; Awnings; Shed(s); In county lot, paved; Paved road

Interior

• Kitchen: Dishwasher; Disposal; Ice maker; Microwave; Range; Range hood; Refrigerator; Electric water heater
• Bedrooms: 2 bedrooms
• Bathrooms: 2 full bathrooms
• Heating & cooling: Electric heating; Central air conditioning
• Interior features: Ceiling fans; Crown molding; Split-bedroom layout; Thermostat; Walk-in closet(s); Window treatments (blinds, tinted windows)
• Laundry & utility: Washer; Dryer; Laundry located outside

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath manufactured listed at $185k.

Deal economics

• At list price, monthly cash flow is $163 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $185k).
• Recommended offer: $163k (12.0% below list) — sets the bar for market timing.
• Cap rate 7.3% vs local median 3.6% in Bradenton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 81/100 on livability (#101 in FL, #1,528 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+, crime D, amenities F.
• Manatee (suburban): math 54% / reading 50% proficiency, ranked #26 of 73 in FL (top 36%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Tara Elementary School (math 79% / reading 66%, grade A, #281 of 2,144 statewide, top 13%, 559 students, 52% FRL); Braden River High School (math 44% / reading 52%, grade D, #201 of 667 statewide, top 30%, 1,774 students, 45% FRL) — zoned schools at 48% FRL track the district average.
• Market conditions: Rents soft (-1.0%/yr); 384 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 7,472 units permitted in Manatee County in 2024 (1,782 in 5+ unit buildings).
• This rent runs 35% of the median local income ($71k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Manatee County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 231 days — a 12% lower offer ($163k) is reasonable based on typical stale-listing flexibility.
• Current owner paid $80k; list at $185k implies a 131% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→30/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $162,580 (12.0% below list)

Questions for the listing agent

1. It's been on market 231 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.11% ✓
• Cap rate: 7.35%
• Cash-on-cash: 3.77%
• DSCR: 1.17
• GRM: 7.5

CMA / ARV

• ARV (on-the-fly): $165,792
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
5316 53rd Ave E Unit K14	0.12mi	2/2.0	1,056 (0%)	6mo	$140,000	$133	86
5316 53rd Ave E Unit F24	0.10mi	2/2.0	1,056 (0%)	9mo	$60,000	$57	84
5316 53rd Ave E Unit L1	0.19mi	2/2.0	1,056 (0%)	5mo	$175,000	$166	83
5316 53rd Ave E Unit N9	0.23mi	2/2.0	1,056 (0%)	3mo	$160,000	$152	82
5316 53rd Ave E Unit F41	0.07mi	2/2.0	1,104 (+4%)	10mo	$120,000	$109	76
5316 53rd Ave E Unit Q5	0.20mi	2/2.0	960 (-9%)	4mo	$105,000	$109	68
5707 45th St E #158	0.60mi	2/2.0	1,042 (-1%)	3mo	$170,000	$163	63
5316 53rd Ave E Unit M7	0.21mi	3/2.0 (+1)	1,152 (+9%)	9mo	$185,000	$161	58
5707 45th St E #136	0.60mi	2/2.0	1,100 (+4%)	6mo	$150,000	$136	56
5707 45th St E #253	0.60mi	2/2.0	1,115 (+6%)	3mo	$174,900	$157	56
5707 45th St E #180	0.60mi	2/2.0	1,125 (+6%)	4mo	$225,000	$200	53
5707 45th St E #35	0.60mi	2/2.0	912 (-14%)	4mo	$160,000	$175	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -14.2%
• Equity multiple: 0.51×
• Total profit: $-25,449
• Equity at exit: $27,547

10-year hold

• IRR: -12.1%
• Equity multiple: 0.39×
• Total profit: $-31,487
• Equity at exit: $15,974

Cash invested: $51,730 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34203

• Home prices YoY: -24.5%
• Rents YoY: -1.0%
• Active inventory: 384
• Price-to-rent: 7.5×

Monthly cashflow live

• Estimated rent: $2,053 high
• Mortgage (P&I): −$969
• Tax from tax record: −$113 /mo · $1,358/yr
• Insurance: −$77
• HOA: −$300
• Vacancy / Maint / Mgmt: −$431
• Net cashflow: $163

Break-even live

Break-even rent $1,847

Max offer price $184,750

Occupancy floor 87%

Sensitivity live

Price	-10% $267	-5% $215	+0% $163	+5% $110	+10% $58
Rent	-10% $1	-5% $82	+0% $163	+5% $244	+10% $325
Rate	-1.0pp $256	-0.5pp $210	base $163	+0.5pp $115	+1.0pp $66

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $46,188
• Closing costs: $5,542
• Reserves months: —
• Total cash needed: —

Rent comps 21 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
5316 53rd Ave E Unit Q111 Bradenton, FL	2.0	2.0	1056	$1,495	$1.42	11d	1	0.11mi
5616 Gentle Breeze St Bradenton, FL	2.0	2.0	1100	$1,700	$1.55	24d	1	0.21mi
5650 Simonton St Bradenton, FL	2.0	2.5	1496	$2,095	$1.40	4d	1	0.31mi
5635 Whitehead St Bradenton, FL	2.0	2.5	1496	$2,300	$1.54	24d	1	0.34mi
5707 45th St E #19 Bradenton, FL	2.0	2.0	972	$1,700	$1.75	24d	1	0.58mi
5016 Misty Canal Pl Bradenton, FL	2.0	2.5	1080	$1,950	$1.81	24d	1	0.77mi
4540 Runabout Way Bradenton, FL	2.0	2.5	1080	$2,300	$2.13	24d	1	0.78mi
5515 Fair Oaks St Unit 5515 Bradenton, FL	2.0	2.0	1004	$2,000	$1.99	24d	1	0.90mi
6503 Fairway Gardens Dr Unit Available Bradenton, FL	2.0	2.0	1346	$2,200	$1.63	24d	1	0.95mi
5414 Fair Oaks St Unit 10-D Bradenton, FL	2.0	2.0	1004	$1,995	$1.99	4d	1	0.95mi
6501 Stone River Rd Bradenton, FL	2.0	2.0	1080	$2,820	$2.61	16d	2	1.03mi
6501 Stone River Rd Unit Available Bradenton, FL	2.0	2.0	1118	$2,200	$1.97	24d	1	1.03mi
6505 Stone River Rd Bradenton, FL	2.0	2.0	1080	$2,825	$2.62	16d	3	1.10mi
3645 Ali ala LOOP Braden River, FL	1.0	1.0	950	$1,400	$1.47	24d	1	1.15mi
3880 Palm Isle Pl Bradenton, FL	1.0–2.0	1.0–2.0	1042	$2,499	$2.40	2d	13	1.19mi
6758 Fairview Ter Bradenton, FL	2.0	2.0	1346	$2,300	$1.71	24d	1	1.28mi
6713 Stone River Rd #202 Bradenton, FL	2.0	2.0	1232	$1,900	$1.54	24d	1	1.31mi
6807 Stone River Rd #202 Bradenton, FL	2.0	2.0	1292	$3,500	$2.71	16d	1	1.33mi
4815 Woodbrook Dr Sarasota, FL	2.0	2.0	1080	$2,290	$2.12	4d	1	1.33mi
6870 Fairview Ter #6870 Bradenton, FL	2.0	2.0	1346	$2,200	$1.63	16d	1	1.37mi
6872 Fairview Ter #101 Bradenton, FL	2.0	2.0	1352	$2,000	$1.48	24d	1	1.37mi

HOA detail

• Monthly dues: $300 · $3,600/yr
• Likely covers: water

Listing history 20 events

1. 2026-06-18
   days on market $184,750 Active 231 DOM
2. 2026-06-17
   days on market $184,750 Active 230 DOM
3. 2026-06-16
   days on market $184,750 Active 229 DOM
4. 2026-06-15
   days on market $184,750 Active 228 DOM
5. 2026-06-13
   days on market $184,750 Active 226 DOM
6. 2026-06-13
   days on market $184,750 Active 225 DOM
7. 2026-06-10
   days on market $184,750 Active 223 DOM
8. 2026-06-09
   days on market $184,750 Active 222 DOM
9. 2026-06-08
   days on market $184,750 Active 221 DOM
10. 2026-06-08
    days on market $184,750 Active 220 DOM
11. 2026-06-03
    days on market $184,750 Active 216 DOM
12. 2026-06-02
    days on market $184,750 Active 215 DOM
13. 2026-06-01
    days on market $184,750 Active 214 DOM
14. 2026-05-31
    days on market $184,750 Active 213 DOM
15. 2026-04-10
    price $184,750
16. 2026-01-26
    price $195,100
17. 2025-10-30
    listed $214,750 Active
18. 2020-03-11
    soldstatus $80,000
19. 2016-04-28
    soldstatus $70,000
20. 1991-11-15
    soldstatus $20,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,358 · $113/mo
• Projected year-2 tax: $1,533 · $128/mo
• Expected delta: +$175/yr (+$15/mo · 12.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 21% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥108°F today · 30 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,634
• − Mortgage interest: −$10,349
• − Property taxes: −$1,358
• − Insurance: −$924
• − Repairs & maintenance: −$1,971
• − Management: −$1,971
• − HOA: −$3,600
• − Depreciation: −$5,375
• Taxable loss: −$913
• Est. tax savings @ 24.0%: +$219
• After-tax cash flow: $2,171/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Manatee
• NCES district ID: 1201230
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 50% ▼ -2.00%
• Median HH income: $49,607
• Composite: 44.43/100
• National rank: #2806
• State rank: #26 of 73 in FL

Livability — Bradenton

• Score: 81/100
• State rank: #101
• US rank: #1528

Category grades

Amenities F Commute A+ Cost of living A+ Crime D Employment D+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Manatee County · 416,364 people
• City population: 227,091
• Metro: North Port-Sarasota-Bradenton, FL
• Population (ZIP): 40,618
• Household income: $70,761
• Rent vs Own: 27.3% rent · 72.7% own
• Severe rent burden: 1469.0

Population outlook (Manatee County) Hauer SSP2

• Today (2025): 447,342 people
• By 2030: 488,911 · +9.3%
• By 2040: 567,934 · +27.0%
• By 2050: 637,995 · +42.6%
• By 2075: 781,970 · +74.8%
• By 2100: 848,272 · +89.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (65%)
• Race & ethnicity: White 65% Hispanic / Latino 19% Two or more races 12% Black 9% Asian 5%
• Hispanic origin (detail): Mexican 9% Puerto Rican 3% Cuban 2% Dominican 1%
• Common ancestry: Lithuanian 3% Romanian 3% Slovak 2%
• Foreign-born: 17% · Canada, Vietnam, Dominican Republic
• Languages at home: 76% English-only · Spanish 16% Vietnamese 2% Other Indo-European 1%

Political lean MEDSL · Manatee

• 2024 margin: Strong R (+23.5) · D 37.9% · R 61.4%
• 2008→2024 swing: -16.5pp toward R · 2008: -7.0pp · 2024: -23.5pp
• All cycles: 2024: R+23.5 2020: R+16.1 2016: R+17.1 2012: R+12.5 2008: R+7.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -95.87%
• Current HPI: 295.8871
• Rent YoY: ▼ -0.97%
• Metro: North Port-Sarasota-Bradenton, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+823.8% since first listed

6 events — show timeline

• 2026-04-10 Price Changed $184,750 Stellar MLS as Distributed by MLS Grid
• 2026-01-26 Price Changed $195,100 Stellar MLS as Distributed by MLS Grid
• 2025-10-30 Listed $214,750 Stellar MLS as Distributed by MLS Grid
• 2020-03-11 Sold (Public Records) $80,000 Public Records
• 2016-04-28 Sold (Public Records) $70,000 Public Records
• 1991-11-15 Sold (Public Records) $20,000 Public Records

Property tax history

+10.3%/yr

Latest (2025): $1,358 · -3.8% YoY. Source: county tax records.