17 Center St · Lansford, PA 18232

$105,000

4 bd · 1.0 ba · 1,824 sqft · Townhouse public records · 32 Days on market

Built 1935 1,750 sqft lot $58/sqft · at area comps Est $104k · at est.

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Appreciation +9.6/10.0
• ARV discount +7.1/15.0
• Livability +3.6/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +2.0/10.0

Listing remarks MLS

Every once in a while, you come across a home that has been family owned and loved for over 48 years. Filled with decades of family memories this home is looking for a new family! Located in the borough of Lansford, this 4-BR, 2- Full bathroom home is waiting to offer it's new family; spacious rooms, spacious modern eat in-kitchen, finished 3rd floor, lots of storage, full basement and a very low maintenance fenced in yard. The living room features a large front window, that allows for natural lighting and a wall air conditioner to keep you cool in the warm humid days. A full bathroom (with walk-in shower) adjoins a formal dining room or an extension of the spacious living/family room. The spacious updated eat in kitchen includes wood cabinets and Formica counters for your creative cooking. The second floor includes a main bathroom and 3 bedrooms. The 3rd floor is finished with a walk thru room, perfect for a home office with crannies for additional storage needs and a 4th bedroom with a wall air conditioner. Full basement and a 'grass free' rear fenced in provides a maintenance free and perfect space for outdoor entertaining! Convenient location! Easy walking to downtown shopping, restuarants, churches and parks. Call today and begin adding your families' memories to this great home!

Key facts

• Natural lighting
• Finished 3rd floor
• Full basement

Tags

• FINISHED 3RD FLOOR
• FULL BASEMENT
• FENCED IN YARD
• UPDATED EAT IN KITCHEN
• NATURAL LIGHTING
• HOME OFFICE

Property features AI

Finance

• Other: Fee simple ownership; Property listed in a non-federal flood zone; Total below-grade area approximately 760 (source: estimated)

Exterior

• Parking: On-street parking
• Utilities: Public water; Public sewer; Electric service available; Sewer available; Water available; Oil hot water
• Home design: Semi-detached home; Estimated year built; Building not winterized
• Construction: Brick front with vinyl siding; Shingle roof; Permanent foundation; Full basement
• Exterior features: Fully fenced yard; Rear yard

Interior

• Kitchen: Microwave; Electric oven/range; Refrigerator
• Bedrooms: Three bedrooms on the first upper level; One bedroom on the second upper level
• Flooring: Carpet; Vinyl
• Bathrooms: Two full bathrooms (one on main level, one on first upper level)
• Heating & cooling: Hot water heating; Oil-fired heating; Wall-mounted electric cooling units
• Interior features: Walk-in shower in bathroom; Tub-shower combination; Family room adjacent to the kitchen; Eat-in kitchen
• Laundry & utility: Laundry in the basement; Electric dryer

What this means for you Summary

Snapshot

• This is a 4-bed/1.0-bath townhouse listed at $105k.

Deal economics

• At list price, monthly cash flow is $519 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $105k).
• Recommended offer: $102k (3.0% below list) — sets the bar for market timing.
• Cap rate 12.2% vs local median 9.5% in Lansford — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 72/100 on livability (#605 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, crime A-; Watch: amenities D, commute F, employment F.
• Panther Valley SD (rural): math 14% / reading 35% proficiency, ranked #477 of 539 in PA (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Panther Valley El Sch (math 27% / reading 42%, grade F, #1,049 of 1,518 statewide, top 71%, 622 students, 100% FRL); Panther Valley Intermediate Sch (math 11% / reading 31%, grade F, #432 of 512 statewide, top 85%, 417 students, 100% FRL); Panther Valley Jshs (math 13% / reading 36%, grade F, #376 of 437 statewide, top 86%, 771 students, 100% FRL) — zoned schools average 100% FRL vs 52% district-wide (48 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: 36 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 75% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 180 units permitted in Carbon County in 2024 (10 in 5+ unit buildings).

Forward outlook

• In year one you build about $10k of equity ($726 loan paydown + $10k appreciation (9.1% local appreciation)).
• Carbon County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (9.1% appreciation + 3.0% rent growth), your $29k cash investment doubles in ~2 years — after that, you're playing with house money.
• By year 4, paydown + projected appreciation supports a ~$36k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 32 days — a 3% lower offer ($102k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $25k; list at $105k implies a 320% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1935 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $101,850 (3.0% below list)

Questions for the listing agent

1. It's been on market 32 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1935 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.51% ✓
• Cap rate: 12.22%
• Cash-on-cash: 21.18%
• DSCR: 1.94
• GRM: 5.5

CMA / ARV

• ARV (median comp): $104,038
• List price: $105,000
• Delta: 0.93%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
216 W Bertsch St	0.07mi	3/1.0 (-1)	1,963 (+8%)	1mo	$125,000	$64	78
224 W Water St	0.16mi	4/1.0	1,976 (+8%)	2mo	$75,000	$38	77
240 W Ridge St	0.10mi	3/1.5 (-1)	1,989 (+9%)	3mo	$71,500	$36	71
206 W Bertsch St	0.05mi	3/1.0 (-1)	1,584 (-13%)	5mo	$172,500	$109	66
232 W Patterson St	0.08mi	3/1.0 (-1)	1,613 (-12%)	10mo	$70,000	$43	64
415 W White St	0.61mi	3/1.5 (-1)	1,819 (-0%)	3mo	$175,000	$96	61
221 E Bertsch St	0.44mi	4/2.0	1,708 (-6%)	4mo	$50,000	$29	61
234 E Patterson St	0.46mi	4/2.0	1,581 (-13%)	1mo	$188,000	$119	51
262 E Kline Ave	0.52mi	3/1.0 (-1)	1,665 (-9%)	8mo	$50,000	$30	50
307 E Abbott St	0.56mi	3/1.5 (-1)	1,640 (-10%)	4mo	$60,000	$37	46
221 E Patterson St E	0.44mi	3/2.5 (-1)	2,052 (+12%)	2mo	$185,000	$90	46
501 E Bertsch	0.73mi	3/1.5 (-1)	1,670 (-8%)	8mo	$119,900	$72	38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

9.12% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 38.6%
• Equity multiple: 3.86×
• Total profit: $83,981
• Equity at exit: $87,907

10-year hold

• IRR: 33.8%
• Equity multiple: 8.48×
• Total profit: $220,044
• Equity at exit: $182,885

Cash invested: $29,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18232

• Home prices YoY: 3.6%
• Active inventory: 36
• Price-to-rent: 5.5×

Monthly cashflow live

• Estimated rent: $1,586 medium
• Mortgage (P&I): −$551
• Tax from tax record: −$140 /mo · $1,679/yr
• Insurance: −$44
• HOA: −$0
• Vacancy / Maint / Mgmt: −$333
• Net cashflow: $519

Break-even live

Break-even rent $930

Max offer price $105,000

Occupancy floor 62%

Sensitivity live

Price	-10% $578	-5% $549	+0% $519	+5% $489	+10% $459
Rent	-10% $394	-5% $456	+0% $519	+5% $582	+10% $644
Rate	-1.0pp $572	-0.5pp $546	base $519	+0.5pp $492	+1.0pp $464

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $26,250
• Closing costs: $3,150
• Reserves months: —
• Total cash needed: —

Rent comps 4 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
149 W Ridge St Unit 3A Lansford, PA	3.0	1.0	1550	$1,650	$1.06	45d	1	0.09mi
149 W Ridge St Unit 1B Lansford, PA	3.0	1.0	1654	$1,500	$0.91	20d	1	0.09mi
10 Leisenring St Lansford, PA	3.0	1.0	1422	$1,100	$0.77	45d	1	0.78mi
151 E High St Coaldale, PA	3.0	1.0	1312	$1,200	$0.91	45d	1	0.93mi

Listing history 7 events

1. 2026-06-01
   status $105,000 Pending 32 DOM
2. 2026-05-31
   days on market $105,000 Active 32 DOM

   Show marketing remark (1305 chars)

   Every once in a while, you come across a home that has been family owned and loved for over 48 years. Filled with decades of family memories this home is looking for a new family! Located in the borough of Lansford, this 4-BR, 2- Full bathroom home is waiting to offer it's new family; spacious rooms, spacious modern eat in-kitchen, finished 3rd floor, lots of storage, full basement and a very low maintenance fenced in yard. The living room features a large front window, that allows for natural lighting and a wall air conditioner to keep you cool in the warm humid days. A full bathroom (with walk-in shower) adjoins a formal dining room or an extension of the spacious living/family room. The spacious updated eat in kitchen includes wood cabinets and Formica counters for your creative cooking. The second floor includes a main bathroom and 3 bedrooms. The 3rd floor is finished with a walk thru room, perfect for a home office with crannies for additional storage needs and a 4th bedroom with a wall air conditioner. Full basement and a 'grass free' rear fenced in provides a maintenance free and perfect space for outdoor entertaining! Convenient location! Easy walking to downtown shopping, restuarants, churches and parks. Call today and begin adding your families' memories to this great home!

3. 2026-05-31
   days on market $105,000 Active 31 DOM

   Show marketing remark (1305 chars)

   Every once in a while, you come across a home that has been family owned and loved for over 48 years. Filled with decades of family memories this home is looking for a new family! Located in the borough of Lansford, this 4-BR, 2- Full bathroom home is waiting to offer it's new family; spacious rooms, spacious modern eat in-kitchen, finished 3rd floor, lots of storage, full basement and a very low maintenance fenced in yard. The living room features a large front window, that allows for natural lighting and a wall air conditioner to keep you cool in the warm humid days. A full bathroom (with walk-in shower) adjoins a formal dining room or an extension of the spacious living/family room. The spacious updated eat in kitchen includes wood cabinets and Formica counters for your creative cooking. The second floor includes a main bathroom and 3 bedrooms. The 3rd floor is finished with a walk thru room, perfect for a home office with crannies for additional storage needs and a 4th bedroom with a wall air conditioner. Full basement and a 'grass free' rear fenced in provides a maintenance free and perfect space for outdoor entertaining! Convenient location! Easy walking to downtown shopping, restuarants, churches and parks. Call today and begin adding your families' memories to this great home!

4. 2026-04-29
   listed $105,000 Active 1240-char remark

   Show marketing remark (1330 chars)

   Every once in a while, you come across a home that has been family owned and loved for over 48 years. Filled with decades of family memories this home is looking for a new family! Located in the borough of Lansford, this 4-BR, 2- Full bathroom home is waiting to offer it’s new family; spacious rooms, spacious modern eat in-kitchen, finished 3rd floor, lots of storage, full basement and a very low maintenance fenced in yard. The living room features a large front window, that allows for natural lighting and a wall air conditioner to keep you cool in the warm humid days. A full bathroom (with walk-in shower) adjoins a formal dining room or an extension of the spacious living/family room. The spacious updated eat in kitchen includes wood cabinets and Formica counters for your creative cooking. The second floor includes a main bathroom and 3 bedrooms. The 3rd floor is finished with a walk thru room, perfect for a home office with crannies for additional storage needs and a 4th bedroom with a wall air conditioner. Full basement and a “grass free” rear fenced in provides a maintenance free and perfect space for outdoor entertaining! Convenient location! Easy walking to downtown shopping, restuarants, churches and parks. Call today and begin adding your families’ memories to this great home!

5. 2026-04-29
   listed $105,000 Active 1216-char remark

   Show marketing remark (1330 chars)

   Every once in a while, you come across a home that has been family owned and loved for over 48 years. Filled with decades of family memories this home is looking for a new family! Located in the borough of Lansford, this 4-BR, 2- Full bathroom home is waiting to offer it’s new family; spacious rooms, spacious modern eat in-kitchen, finished 3rd floor, lots of storage, full basement and a very low maintenance fenced in yard. The living room features a large front window, that allows for natural lighting and a wall air conditioner to keep you cool in the warm humid days. A full bathroom (with walk-in shower) adjoins a formal dining room or an extension of the spacious living/family room. The spacious updated eat in kitchen includes wood cabinets and Formica counters for your creative cooking. The second floor includes a main bathroom and 3 bedrooms. The 3rd floor is finished with a walk thru room, perfect for a home office with crannies for additional storage needs and a 4th bedroom with a wall air conditioner. Full basement and a “grass free” rear fenced in provides a maintenance free and perfect space for outdoor entertaining! Convenient location! Easy walking to downtown shopping, restuarants, churches and parks. Call today and begin adding your families’ memories to this great home!

6. 2026-04-29
   listed $105,000 Active

   Show marketing remark (1330 chars)

   Every once in a while, you come across a home that has been family owned and loved for over 48 years. Filled with decades of family memories this home is looking for a new family! Located in the borough of Lansford, this 4-BR, 2- Full bathroom home is waiting to offer it’s new family; spacious rooms, spacious modern eat in-kitchen, finished 3rd floor, lots of storage, full basement and a very low maintenance fenced in yard. The living room features a large front window, that allows for natural lighting and a wall air conditioner to keep you cool in the warm humid days. A full bathroom (with walk-in shower) adjoins a formal dining room or an extension of the spacious living/family room. The spacious updated eat in kitchen includes wood cabinets and Formica counters for your creative cooking. The second floor includes a main bathroom and 3 bedrooms. The 3rd floor is finished with a walk thru room, perfect for a home office with crannies for additional storage needs and a 4th bedroom with a wall air conditioner. Full basement and a “grass free” rear fenced in provides a maintenance free and perfect space for outdoor entertaining! Convenient location! Easy walking to downtown shopping, restuarants, churches and parks. Call today and begin adding your families’ memories to this great home!

7. 1977-06-20
   soldstatus $25,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $1,679 · $140/mo
• Projected year-2 tax: $1,679 · $140/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 3/10 Moderate 8 d/yr ≥94°F today · 17 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 8% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,036
• − Mortgage interest: −$5,882
• − Property taxes: −$1,679
• − Insurance: −$525
• − Repairs & maintenance: −$1,523
• − Management: −$1,523
• − Depreciation: −$3,055
• Taxable income: $4,850
• Est. tax owed @ 24.0%: −$1,164
• After-tax cash flow: $5,063/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Panther Valley SD
• NCES district ID: 4218450
• Math proficiency: 14% ▼ -7.00%
• Reading proficiency: 35% ▼ -14.00%
• Median HH income: $36,914
• Composite: 20.31/100
• National rank: #8613
• State rank: #477 of 539 in PA

Livability — Lansford

• Score: 72/100
• State rank: #605
• US rank: #5834

Category grades

Amenities D Commute F Cost of living A+ Crime A- Employment F Housing A- Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Lansford, PA
• County: Carbon County · 13,404 people
• City population: 4,156
• Metro: Allentown-Bethlehem-Easton, PA-NJ
• Population (ZIP): 4,156
• Household income: $44,713
• Rent vs Own: 48.0% rent · 52.0% own
• Severe rent burden: 123.0

Population outlook (Carbon County) Hauer SSP2

• Today (2025): 61,643 people
• By 2030: 59,840 · -2.9%
• By 2040: 55,413 · -10.1%
• By 2050: 50,843 · -17.5%
• By 2075: 43,326 · -29.7%
• By 2100: 37,126 · -39.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.55)
• Race & ethnicity: White 64% Hispanic / Latino 17% Black 11% Two or more races 11% Native American 4%
• Hispanic origin (detail): Puerto Rican 5%
• Common ancestry: Romanian 4% Polish 2% Iranian 2%
• Foreign-born: 7% · Canada, Jamaica, South Korea
• Languages at home: 89% English-only · Spanish 10%

Political lean MEDSL · Carbon

• 2024 margin: Solid R (+34.8) · D 32.2% · R 67.0%
• 2008→2024 swing: -36.7pp toward R · 2008: 1.9pp · 2024: -34.8pp
• All cycles: 2024: R+34.8 2020: R+32.0 2016: R+34.1 2012: R+6.9 2008: D+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 9.12%
• Current HPI: 262.3396
• Rent YoY: —
• Metro: Allentown-Bethlehem-Easton, PA-NJ
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+320.0% since first listed

7 events — show timeline

• 2026-05-31 Pending — BRIGHT MLS
• 2026-05-31 Pending — PMAR
• 2026-05-27 Pending — GLVRMLS
• 2026-04-29 Listed $105,000 GLVRMLS
• 2026-04-29 Listed $105,000 PMAR
• 2026-04-29 Listed $105,000 BRIGHT MLS
• 1977-06-20 Sold (Public Records) $25,000 Public Records

Property tax history

+1.5%/yr

Latest (2026): $1,679 · +2.4% YoY. Source: county tax records.