CashFlowRE
Sign in Sign up
1256 Stanford St 🔨 Auction
C Composite 56.09
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +22.8/30.0
  • ARV discount +7.5/15.0
  • DSCR +7.3/10.0
  • 1% rule +4.9/10.0
  • Rent growth +4.4/5.0
  • Livability +3.6/5.0
  • Schools +3.1/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$35,000

1256 Stanford St · Sulphur, LA 70663
3 bd · 2.0 ba · 1,100 sqft · SingleFamily · 69 Days on market
Built 1961 5,227 sqft lot ↓ 42% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

INVESTORS INVESTORS INVESTORS Located in Sulphur this 3-bedroom, 2-bath is ready to be remodeled. Priced to sell AS-IS, was an auction bought property so no history is available. Corner lot with a shop with bath! Flood zone X where flood insurance is not required! Call your agent for a showing today!

Key facts

  • 5,227 sq ft lot
  • Built 1961
  • Listed 68 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🔨 Auction listing. The $35,000 list price is a nominal opening bid, not a real ask — every metric below is computed on the estimated value $128,025 (ARV from comps), not the list price.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $35k.

Deal economics

  • At list price, monthly cash flow is $222 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $35k).
  • Recommended offer: $33k (6.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 71/100 on livability (#48 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, schools A; Watch: crime D-, amenities F, commute F.
  • Calcasieu Parish (other): math 30% / reading 44% proficiency, ranked #29 of 98 in LA (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising fast (+7.7%/yr); 291 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 1,298 units permitted in Calcasieu Parish in 2024 (526 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $885 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Calcasieu County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 7.7% rent growth), your $36k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 69 days — a 6% lower offer ($33k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $32,900 (6.0% below list)

Questions for the listing agent

  1. It's been on market 69 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1961 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.99%
Cap rate
8.38%
Cash-on-cash
7.44%
DSCR
1.33
GRM
8.4

CMA / ARV

ARV (median comp)
$128,025
List price
$35,000
Delta
-72.66%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1404 Lovejoy St 0.08mi 2/2.5 (-1) 1,083 (-2%) 5mo $125,000 $115 82
1303 Lafargue St 0.07mi 2/1.0 (-1) 1,118 (+2%) 11mo $138,000 $123 76
1218 E Kent E 0.55mi 2/2.0 (-1) 1,102 (+0%) 1mo $160,000 $145 68
605 Bowie St 0.25mi 2/2.0 (-1) 1,096 (-0%) 17mo $118,900 $108 68
618 Phillips St 0.43mi 3/1.0 1,075 (-2%) 13mo $60,000 $56 62
506 Hickok St 0.18mi 3/1.0 1,250 (+14%) 5mo $144,900 $116 60
1109 Mathew St 0.31mi 3/2.0 1,225 (+11%) 11mo $163,000 $133 57
1201 W Crocker St W 0.13mi 2/2.0 (-1) 1,260 (+14%) 11mo $170,000 $135 55
518 Cherry St 0.62mi 3/2.0 1,148 (+4%) 11mo $96,200 $84 54
310 Cherry St 0.49mi 3/2.0 1,211 (+10%) 11mo $170,000 $140 51
719 Landry St 0.46mi 3/1.0 1,253 (+14%) 2mo $104,000 $83 50
207 N Johnson St N 0.69mi 3/1.5 1,206 (+10%) 15mo $120,000 $100 37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 7.65% rent growth · sell at horizon

5-year hold
IRR
-0.3%
Equity multiple
0.99×
Total profit
$-436
Equity at exit
$19,089
10-year hold
IRR
13.3%
Equity multiple
2.27×
Total profit
$45,679
Equity at exit
$11,069

Cash invested: $35,847 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70663

Rents YoY
7.7%
Active inventory
291
Price-to-rent
2.3×

Monthly cashflow live

Estimated rent
$1,266 medium interval (Pro) →
Mortgage (P&I)
$671
Tax from tax record
$54 /mo · $643/yr
Insurance
$53
HOA
$0
Vacancy / Maint / Mgmt
$266
Net cashflow
$222

Break-even live

Break-even rent $985
Max offer price $128,025
Occupancy floor 77%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,006
Closing costs
$3,841
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
625 N Claiborne St Unit 1 Sulphur, LA 3.0 2.0 1200 $925 $0.77 13d 1 1.21mi

Listing history 18 events

  1. 2026-06-19
    days on market $35,000 Active 69 DOM
  2. 2026-06-18
    days on market $35,000 Active 68 DOM
  3. 2026-06-17
    days on market $35,000 Active 67 DOM
  4. 2026-06-16
    days on market $35,000 Active 66 DOM
  5. 2026-06-15
    days on market $35,000 Active 65 DOM
  6. 2026-06-14
    pricedays on market $35,000 Active 63 DOM
  7. 2026-06-13
    days on market $38,000 Active 62 DOM
  8. 2026-06-10
    days on market $38,000 Active 60 DOM
  9. 2026-06-09
    days on market $38,000 Active 59 DOM
  10. 2026-06-08
    days on market $38,000 Active 58 DOM
  11. 2026-06-07
    days on market $38,000 Active 57 DOM
  12. 2026-06-05
    days on market $38,000 Active 54 DOM
  13. 2026-06-02
    days on market $38,000 Active 52 DOM
  14. 2026-06-01
    days on market $38,000 Active 51 DOM
  15. 2026-05-31
    days on market $38,000 Active 50 DOM
  16. 2026-05-30
    days on market $38,000 Active 49 DOM
  17. 2026-04-11
    listed $38,000 Active 302-char remark
    Show marketing remark (302 chars)

    INVESTORS INVESTORS INVESTORS Located in Sulphur this 3-bedroom, 2-bath is ready to be remodeled. Priced to sell AS-IS, was an auction bought property so no history is available. Corner lot with a shop with bath! Flood zone X where flood insurance is not required! Call your agent for a showing today!

  18. 2004-10-01
    soldstatus $65,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$643 · $54/mo
Projected year-2 tax
$643 · $54/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (shaded) · 71% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$15,197
− Mortgage interest
−$7,171
− Property taxes
−$643
− Insurance
−$640
− Repairs & maintenance
−$1,216
− Management
−$1,216
− Depreciation
−$3,724
Taxable income
$587
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$141
After-tax cash flow
$2,526/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Calcasieu Parish
NCES district ID
2200330
Math proficiency
30% ▼ -39.00%
Reading proficiency
44% ▼ -33.00%
Median HH income
$44,700
Composite
31.45/100
National rank
#5979
State rank
#29 of 98 in LA

Livability — Sulphur

Score
71/100
State rank
#48
US rank
#7164

Category grades

Amenities F Commute F Cost of living A+ Crime D- Employment C+ Housing A+ Health & safety A User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Sulphur, LA
County
Calcasieu Parish · 170,889 people
City population
27,799
Metro
Lake Charles, LA
Population (ZIP)
27,799
Household income
$64,707
Rent vs Own
19.7% rent · 80.3% own
Severe rent burden
197.0

Population outlook (Calcasieu County) Hauer SSP2

Today (2025)
212,179 people
By 2030
218,199 · +2.8%
By 2040
228,486 · +7.7%
By 2050
236,208 · +11.3%
By 2075
251,696 · +18.6%
By 2100
247,848 · +16.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Black 8% Hispanic / Latino 5% Two or more races 4%
Common ancestry
Lithuanian 13% Slovak 2% Scandinavian 1%
Foreign-born
3% · Canada, Vietnam
Languages at home
94% English-only · Spanish 2% French/Haitian/Cajun 2% Other Indo-European 1%

Political lean MEDSL · Calcasieu

2024 margin
Solid R (+39.6) · D 29.5% · R 69.0% · Other 1.5%
2008→2024 swing
-15.0pp toward R · 2008: -24.6pp · 2024: -39.6pp
All cycles
2024: R+39.6 2020: R+35.2 2016: R+33.3 2012: R+28.7 2008: R+24.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -104.29%
Current HPI
100.0895
Rent YoY
▲ 7.65%
Metro
Lake Charles, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

-41.5% since first listed
2 events — show timeline
  • 2026-04-11 Listed $38,000 SWLAR
  • 2004-10-01 Sold (Public Records) $65,000 Public Records

Property tax history

-0.7%/yr

Latest (2025): $643 · +0.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…