🏷️ Likely Rental
3014 Wilson St #101 · Menomonie, WI
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Livability +4.1/5.0
- Condition / age +3.8/5.0
- Schools +3.4/10.0
- Rent growth +3.1/5.0
- Appreciation +0.0/10.0
$94,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Personal Property Sale ? No Land Included. Move-in ready! Listing agent is owner of home and manufactured home community. Welcome to this spacious and well-maintained 1998 Dutch home offering 3 bedrooms and 2 full bathrooms. Designed for comfortable living, this home features both a bright living room and a separate family room?perfect for entertaining or relaxing. The open layout includes a dedicated dining area and a cozy gas fireplace, creating a warm and inviting atmosphere. Recent updates such as new flooring and fresh paint throughout give the home a modern, move-in ready feel. With ample living space and thoughtful updates, this home is a fantastic opportunity for anyone seeking comfort, value, and convenience. Schedule your showing today! Site rent is $475/month. Buyers can complete an application for residency online at www. pvpwi.com. Financing options are available, with several lenders experienced in working with manufactured home buyers.
Key facts
- Cozy gas fireplace
- New flooring
- Bright living room
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $95k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $498 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $95k).
- Recommended offer: $89k (6.0% below list) — sets the bar for market timing.
- Cap rate 12.6% vs local median 3.7% in Menomonie — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 82/100 on livability (#50 in WI, #1,248 nationally) — a professional / high-income tenant draw. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D+, employment D+, amenities F.
- Menomonie Area School District (town): math 40% / reading 40% proficiency, ranked #157 of 342 in WI (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising (+2.6%/yr); 105 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals leasing fast (median 14d on market — plan ~1-2 weeks tenant-placement turnaround); 151 units permitted in Dunn County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $656 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- At projected returns (-3.0% appreciation + 2.6% rent growth), your $27k cash investment doubles in ~6 years — after that, you're playing with house money.
Negotiation context
- It's been on market 66 days — a 6% lower offer ($89k) is reasonable based on typical stale-listing flexibility.
Questions for the listing agent
- It's been on market 66 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.54% ✓
- Cap rate
- 12.59%
- Cash-on-cash
- 22.48%
- DSCR
- 2.00
- GRM
- 5.4
CMA / ARV
- ARV (median comp)
- $272,274
- List price
- $94,900
- Delta
- -65.15%
- Verdict
- UNDERPRICED
- Comps
- 11 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 915 28th Ave | 0.23mi | 3/1.5 | 1,470 (-9%) | 4mo | $249,500 | $170 | 68 |
| 1014 Julie Ln | 0.39mi | 3/1.5 | 1,398 (-14%) | 18mo | $250,000 | $179 | 42 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.59% rent growth · sell at horizon
- IRR
- 14.9%
- Equity multiple
- 1.59×
- Total profit
- $15,748
- Equity at exit
- $14,150
- IRR
- 23.3%
- Equity multiple
- 2.96×
- Total profit
- $52,184
- Equity at exit
- $8,205
Cash invested: $26,572 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 73 Landlord-Friendly
- State Wisconsin
- 73 Landlord-Friendly · R+2
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 54751
- Rents YoY
- 2.6%
- Active inventory
- 105
- Price-to-rent
- 5.4×
Monthly cashflow live
- Estimated rent
- $1,460 medium interval (Pro) →
- Mortgage (P&I)
- −$498
- Tax est. 1.5%
- −$119 /mo · $1,424/yr
- Insurance
- −$40
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$307
- Net cashflow
- $498
Break-even live
Sensitivity live
| Price | -10% $563 | -5% $531 | +0% $498 | +5% $465 | +10% $432 |
|---|---|---|---|---|---|
| Rent | -10% $382 | -5% $440 | +0% $498 | +5% $555 | +10% $613 |
| Rate | -1.0pp $546 | -0.5pp $522 | base $498 | +0.5pp $473 | +1.0pp $448 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $23,725
- Closing costs
- $2,847
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 629 29th Ave NE Apt 1 Menomonie, WI | 3.0 | 2.5 | 1500 | $1,595 | $1.06 | 44d | 1 | 0.03mi |
| 650 Northern Meadows Pkwy Menomonie, WI | 2.0 | 1.0 | 1050 | $1,122 | $1.07 | 4d | 8 | 0.16mi |
| 420 Heller Rd Menomonie, WI | 2.0 | 1.0–1.5 | 950 | $1,025 | $1.08 | 13d | 1 | 1.34mi |
Listing history 19 events
-
2026-06-21days on market $94,900 Active 66 DOM
-
2026-06-19days on market $94,900 Active 64 DOM
-
2026-06-18days on market $94,900 Active 63 DOM
-
2026-06-17days on market $94,900 Active 62 DOM
-
2026-06-16days on market $94,900 Active 61 DOM
-
2026-06-15days on market $94,900 Active 60 DOM
-
2026-06-14days on market $94,900 Active 58 DOM
-
2026-06-12days on market $94,900 Active 57 DOM
-
2026-06-09status $94,900 Active 54 DOM
-
2026-06-09status $94,900 Pending 54 DOM
-
2026-06-08days on market $94,900 Offer Show 54 DOM
-
2026-06-07statusdays on market $94,900 Offer Show 53 DOM
-
2026-06-05days on market $94,900 Active 51 DOM
-
2026-06-03days on market $94,900 Active 49 DOM
-
2026-06-02days on market $94,900 Active 48 DOM
-
2026-06-01days on market $94,900 Active 47 DOM
-
2026-05-31days on market $94,900 Active 46 DOM
-
2026-05-30days on market $94,900 Active 45 DOM
-
2026-04-15$94,900 Active 965-char remark
Show marketing remark (965 chars)
Personal Property Sale ? No Land Included. Move-in ready! Listing agent is owner of home and manufactured home community. Welcome to this spacious and well-maintained 1998 Dutch home offering 3 bedrooms and 2 full bathrooms. Designed for comfortable living, this home features both a bright living room and a separate family room?perfect for entertaining or relaxing. The open layout includes a dedicated dining area and a cozy gas fireplace, creating a warm and inviting atmosphere. Recent updates such as new flooring and fresh paint throughout give the home a modern, move-in ready feel. With ample living space and thoughtful updates, this home is a fantastic opportunity for anyone seeking comfort, value, and convenience. Schedule your showing today! Site rent is $475/month. Buyers can complete an application for residency online at www. pvpwi.com. Financing options are available, with several lenders experienced in working with manufactured home buyers.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,523
- − Mortgage interest
- −$5,316
- − Property taxes
- −$1,424
- − Insurance
- −$474
- − Repairs & maintenance
- −$1,402
- − Management
- −$1,402
- − Depreciation
- −$2,761
- Taxable income
- $4,745
- Est. tax owed @ 24.0%
- −$1,139
- After-tax cash flow
- $4,835/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This move-in ready home offers a good condition with fresh paint and hardwood floors, but minor repairs to the deck and replacing trash cans would further enhance its value.
Repairs flagged
- Minor Deck — Deck boards appear slightly worn
Value-add opportunities
- Both Paint exterior — Fresh paint enhances curb appeal
- Both Replace deck boards — New deck improves functionality and appearance
- Both Replace trash cans — New trash cans improve aesthetics and functionality
Renovation cost estimate screening
| Repair item | Severity | Est. cost |
|---|---|---|
| Deck · Deck boards appear slightly worn | Minor | $500–3,000 |
| Total estimated repair cost · 1 items | $500–3,000 |
Value-add ROI direction
- Both Paint exterior — Fresh paint enhances curb appeal ↑
- Both Replace deck boards — New deck improves functionality and appearance ↑
- Both Replace trash cans — New trash cans improve aesthetics and functionality ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Menomonie Area School District
- NCES district ID
- 5509090
- Math proficiency
- 40% ▼ -1.00%
- Reading proficiency
- 40% ▲ 2.00%
- Median HH income
- $47,172
- Composite
- 34.23/100
- National rank
- #5262
- State rank
- #157 of 342 in WI
Livability — Menomonie
- Score
- 82/100
- State rank
- #50
- US rank
- #1248
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Menomonie, WI
- County
- Dunn County · 26,193 people
- City population
- 26,193
- Metro
- Menomonie, WI
- Population (ZIP)
- 26,193
- Household income
- $72,028
- Rent vs Own
- Severe rent burden
- 821.0
Population outlook (Dunn County) Hauer SSP2
- Today (2025)
- 45,435 people
- By 2030
- 45,694 · +0.6%
- By 2040
- 45,329 · -0.2%
- By 2050
- 44,343 · -2.4%
- By 2075
- 42,497 · -6.5%
- By 2100
- 40,616 · -10.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (89%)
- Race & ethnicity
- White 89% Asian 5% Two or more races 3% Hispanic / Latino 2% Black 1%
- Common ancestry
- Portuguese 15% Romanian 6% Lithuanian 3%
- Foreign-born
- 3% · China, Canada
- Languages at home
- 94% English-only · Other Asian/Pacific 3% Spanish 1% Chinese 1%
Political lean MEDSL · Dunn
- 2024 margin
- R (+15.9) · D 41.5% · R 57.4% · Other 1.2%
- 2008→2024 swing
- -30.9pp toward R · 2008: 14.9pp · 2024: -15.9pp
- All cycles
- 2024: R+15.9 2020: R+13.9 2016: R+11.2 2012: D+5.0 2008: D+14.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -134.07%
- Current HPI
- 214.7943
- Rent YoY
- ▲ 2.59%
- Metro
- Menomonie, WI
- State GDP YoY
- ▲ 2.10%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in WI)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Machinery | 4 | $23B |
|
||
| Industrial Technology | 2 | $36B |
|
||
| Insurance | 1 | $36B |
|
||
| Professional Services | 1 | $19B |
|
||
| Utilities | 1 | $9B |
|
||
| Consumer Goods | 1 | $3B |
|
||
Price history
1 event — show timeline
- 2026-04-15 Listed $94,900 SCWMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…