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3014 Wilson St #101 🏷️ Likely Rental
B Composite 71.92
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +4.1/5.0
  • Condition / age +3.8/5.0
  • Schools +3.4/10.0
  • Rent growth +3.1/5.0
  • Appreciation +0.0/10.0

$94,900

3014 Wilson St #101 · Menomonie, WI 54751
3 bd · 2.0 ba · 1,620 sqft · SingleFamily · 66 Days on market
Built 1998 Good condition $59/sqft · 65% below area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Personal Property Sale ? No Land Included. Move-in ready! Listing agent is owner of home and manufactured home community. Welcome to this spacious and well-maintained 1998 Dutch home offering 3 bedrooms and 2 full bathrooms. Designed for comfortable living, this home features both a bright living room and a separate family room?perfect for entertaining or relaxing. The open layout includes a dedicated dining area and a cozy gas fireplace, creating a warm and inviting atmosphere. Recent updates such as new flooring and fresh paint throughout give the home a modern, move-in ready feel. With ample living space and thoughtful updates, this home is a fantastic opportunity for anyone seeking comfort, value, and convenience. Schedule your showing today! Site rent is $475/month. Buyers can complete an application for residency online at www. pvpwi.com. Financing options are available, with several lenders experienced in working with manufactured home buyers.

Key facts

  • Cozy gas fireplace
  • New flooring
  • Bright living room

Tags

MOVE IN READYBRIGHT LIVING ROOMSEPARATE FAMILY ROOMDEDICATED DINING AREACOZY GAS FIREPLACENEW FLOORING

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏷️ Possibly a rental listed for sale. The $94,900 price doesn't fit this home's estimated sale value (~$272,274) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $95k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $498 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $95k).
  • Recommended offer: $89k (6.0% below list) — sets the bar for market timing.
  • Cap rate 12.6% vs local median 3.7% in Menomonie — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 82/100 on livability (#50 in WI, #1,248 nationally) — a professional / high-income tenant draw. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D+, employment D+, amenities F.
  • Menomonie Area School District (town): math 40% / reading 40% proficiency, ranked #157 of 342 in WI (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+2.6%/yr); 105 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals leasing fast (median 14d on market — plan ~1-2 weeks tenant-placement turnaround); 151 units permitted in Dunn County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $656 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 2.6% rent growth), your $27k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 66 days — a 6% lower offer ($89k) is reasonable based on typical stale-listing flexibility.
Recommended offer $89,206 (6.0% below list)

Questions for the listing agent

  1. It's been on market 66 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.54%
Cap rate
12.59%
Cash-on-cash
22.48%
DSCR
2.00
GRM
5.4

CMA / ARV

ARV (median comp)
$272,274
List price
$94,900
Delta
-65.15%
Verdict
UNDERPRICED
Comps
11 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
915 28th Ave 0.23mi 3/1.5 1,470 (-9%) 4mo $249,500 $170 68
1014 Julie Ln 0.39mi 3/1.5 1,398 (-14%) 18mo $250,000 $179 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.59% rent growth · sell at horizon

5-year hold
IRR
14.9%
Equity multiple
1.59×
Total profit
$15,748
Equity at exit
$14,150
10-year hold
IRR
23.3%
Equity multiple
2.96×
Total profit
$52,184
Equity at exit
$8,205

Cash invested: $26,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Wisconsin
73 Landlord-Friendly · R+2
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; Madison / Milwaukee have some local enforcement.

ZIP-level market 54751

Rents YoY
2.6%
Active inventory
105
Price-to-rent
5.4×

Monthly cashflow live

Estimated rent
$1,460 medium interval (Pro) →
Mortgage (P&I)
$498
Tax est. 1.5%
$119 /mo · $1,424/yr
Insurance
$40
HOA
$0
Vacancy / Maint / Mgmt
$307
Net cashflow
$498

Break-even live

Break-even rent $830
Max offer price $94,900
Occupancy floor 61%

Sensitivity live

Price -10% $563 -5% $531 +0% $498 +5% $465 +10% $432
Rent -10% $382 -5% $440 +0% $498 +5% $555 +10% $613
Rate -1.0pp $546 -0.5pp $522 base $498 +0.5pp $473 +1.0pp $448

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$23,725
Closing costs
$2,847
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
629 29th Ave NE Apt 1 Menomonie, WI 3.0 2.5 1500 $1,595 $1.06 44d 1 0.03mi
650 Northern Meadows Pkwy Menomonie, WI 2.0 1.0 1050 $1,122 $1.07 4d 8 0.16mi
420 Heller Rd Menomonie, WI 2.0 1.0–1.5 950 $1,025 $1.08 13d 1 1.34mi

Listing history 19 events

  1. 2026-06-21
    days on market $94,900 Active 66 DOM
  2. 2026-06-19
    days on market $94,900 Active 64 DOM
  3. 2026-06-18
    days on market $94,900 Active 63 DOM
  4. 2026-06-17
    days on market $94,900 Active 62 DOM
  5. 2026-06-16
    days on market $94,900 Active 61 DOM
  6. 2026-06-15
    days on market $94,900 Active 60 DOM
  7. 2026-06-14
    days on market $94,900 Active 58 DOM
  8. 2026-06-12
    days on market $94,900 Active 57 DOM
  9. 2026-06-09
    status $94,900 Active 54 DOM
  10. 2026-06-09
    status $94,900 Pending 54 DOM
  11. 2026-06-08
    days on market $94,900 Offer Show 54 DOM
  12. 2026-06-07
    statusdays on market $94,900 Offer Show 53 DOM
  13. 2026-06-05
    days on market $94,900 Active 51 DOM
  14. 2026-06-03
    days on market $94,900 Active 49 DOM
  15. 2026-06-02
    days on market $94,900 Active 48 DOM
  16. 2026-06-01
    days on market $94,900 Active 47 DOM
  17. 2026-05-31
    days on market $94,900 Active 46 DOM
  18. 2026-05-30
    days on market $94,900 Active 45 DOM
  19. 2026-04-15
    listed $94,900 Active 965-char remark
    Show marketing remark (965 chars)

    Personal Property Sale ? No Land Included. Move-in ready! Listing agent is owner of home and manufactured home community. Welcome to this spacious and well-maintained 1998 Dutch home offering 3 bedrooms and 2 full bathrooms. Designed for comfortable living, this home features both a bright living room and a separate family room?perfect for entertaining or relaxing. The open layout includes a dedicated dining area and a cozy gas fireplace, creating a warm and inviting atmosphere. Recent updates such as new flooring and fresh paint throughout give the home a modern, move-in ready feel. With ample living space and thoughtful updates, this home is a fantastic opportunity for anyone seeking comfort, value, and convenience. Schedule your showing today! Site rent is $475/month. Buyers can complete an application for residency online at www. pvpwi.com. Financing options are available, with several lenders experienced in working with manufactured home buyers.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,523
− Mortgage interest
−$5,316
− Property taxes
−$1,424
− Insurance
−$474
− Repairs & maintenance
−$1,402
− Management
−$1,402
− Depreciation
−$2,761
Taxable income
$4,745
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,139
After-tax cash flow
$4,835/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 75/100 Cosmetic rehab

This move-in ready home offers a good condition with fresh paint and hardwood floors, but minor repairs to the deck and replacing trash cans would further enhance its value.

Repairs flagged

  • Minor Deck — Deck boards appear slightly worn

Value-add opportunities

  • Both Paint exterior — Fresh paint enhances curb appeal
  • Both Replace deck boards — New deck improves functionality and appearance
  • Both Replace trash cans — New trash cans improve aesthetics and functionality

Renovation cost estimate screening

Repair itemSeverityEst. cost
Deck · Deck boards appear slightly worn Minor $500–3,000
Total estimated repair cost · 1 items $500–3,000

Value-add ROI direction

  • Both Paint exterior — Fresh paint enhances curb appeal
  • Both Replace deck boards — New deck improves functionality and appearance
  • Both Replace trash cans — New trash cans improve aesthetics and functionality

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Menomonie Area School District
NCES district ID
5509090
Math proficiency
40% ▼ -1.00%
Reading proficiency
40% ▲ 2.00%
Median HH income
$47,172
Composite
34.23/100
National rank
#5262
State rank
#157 of 342 in WI

Livability — Menomonie

Score
82/100
State rank
#50
US rank
#1248

Category grades

Amenities F Commute B+ Cost of living A+ Crime A Employment D+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Menomonie, WI
County
Dunn County · 26,193 people
City population
26,193
Metro
Menomonie, WI
Population (ZIP)
26,193
Household income
$72,028
Rent vs Own
42.5% rent · 57.5% own
Severe rent burden
821.0

Population outlook (Dunn County) Hauer SSP2

Today (2025)
45,435 people
By 2030
45,694 · +0.6%
By 2040
45,329 · -0.2%
By 2050
44,343 · -2.4%
By 2075
42,497 · -6.5%
By 2100
40,616 · -10.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (89%)
Race & ethnicity
White 89% Asian 5% Two or more races 3% Hispanic / Latino 2% Black 1%
Common ancestry
Portuguese 15% Romanian 6% Lithuanian 3%
Foreign-born
3% · China, Canada
Languages at home
94% English-only · Other Asian/Pacific 3% Spanish 1% Chinese 1%

Political lean MEDSL · Dunn

2024 margin
R (+15.9) · D 41.5% · R 57.4% · Other 1.2%
2008→2024 swing
-30.9pp toward R · 2008: 14.9pp · 2024: -15.9pp
All cycles
2024: R+15.9 2020: R+13.9 2016: R+11.2 2012: D+5.0 2008: D+14.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -134.07%
Current HPI
214.7943
Rent YoY
▲ 2.59%
Metro
Menomonie, WI
State GDP YoY
▲ 2.10%
F500 in state
20

Industry mix (Fortune 500 HQ in WI)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-04-15 Listed $94,900 SCWMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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