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156 Orgain St
B Composite 74.74
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.5/10.0
  • Appreciation +0.0/10.0

$94,000

156 Orgain St · Beaumont, TX 77707
3 bd · 2.0 ba · 1,440 sqft · SingleFamily public records · 14 Days on market
Built 1978 7,405 sqft lot Est $187k · 50% under ↓ 47% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Great brick home at a great price located in Beaumont's West End Caldwood Forest Subdivision! 3 bedroom 2 bathroom with living room plus a den that boasts a masonry fireplace. The den leads you to the closed in back porch. This could be the perfect starter home!

Key facts

  • 7,405 sq ft lot
  • 2 garage spots
  • Listed 13 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $94k.

Deal economics

  • At list price, monthly cash flow is $380 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $94k).
  • Cap rate 11.1% vs local median 5.3% in Beaumont — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#739 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D, crime F, amenities F.
  • Beaumont ISD (urban): math 14% / reading 22% proficiency, ranked #789 of 826 in TX (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Caldwood El (math 13% / reading 20%, grade F, #3,946 of 4,322 statewide, top 92%, 553 students, 89% FRL); Odom Middle (math 30% / reading 42%, grade F, #805 of 1,662 statewide, top 50%, 709 students, 73% FRL); West Brook Sr H S (math 19% / reading 34%, grade F, #1,228 of 1,632 statewide, top 76%, 2,245 students, 58% FRL) — zoned schools at 73% FRL track the district average.
  • Market conditions: 151 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 343 units permitted in Jefferson County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $650 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $26k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • Only 14 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: property tax is 4.9% of price.
  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $94,000

Questions for the listing agent

  1. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.75%
Cap rate
11.14%
Cash-on-cash
17.33%
DSCR
1.77
GRM
4.8

CMA / ARV

ARV (on-the-fly)
$187,200
Comps found
5
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
137 Briggs St 0.07mi 3/2.0 1,427 (-1%) 20mo $178,000 $125 79
3966 Broadmoor Dr 0.19mi 4/1.5 (+1) 1,502 (+4%) 2mo $115,000 $77 75
92 Sparrow Way 0.28mi 3/2.0 1,305 (-9%) 3mo $169,900 $130 69
98 Sparrow Way 0.25mi 3/2.0 1,275 (-12%) 1mo $198,000 $155 68
5590 Kohler St 0.72mi 3/2.0 1,469 (+2%) 3mo $210,000 $143 61

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
8.8%
Equity multiple
1.35×
Total profit
$9,165
Equity at exit
$14,016
10-year hold
IRR
18.2%
Equity multiple
2.52×
Total profit
$39,924
Equity at exit
$8,127

Cash invested: $26,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77707

Active inventory
151
Price-to-rent
4.8×

Monthly cashflow live

Estimated rent
$1,645 high interval (Pro) →
Mortgage (P&I)
$493
Tax from tax record
$387 /mo · $4,644/yr
Insurance
$39
HOA
$0
Vacancy / Maint / Mgmt
$345
Net cashflow
$380

Break-even live

Break-even rent $1,163
Max offer price $94,000
Occupancy floor 72%

Sensitivity live

Price -10% $715 -5% $682 +0% $380 +5% $353 +10% $327
Rent -10% $250 -5% $315 +0% $380 +5% $445 +10% $510
Rate -1.0pp $427 -0.5pp $404 base $380 +0.5pp $356 +1.0pp $331

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$23,500
Closing costs
$2,820
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 19 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
340 Maxwell Dr Beaumont, TX 3.0 2.5 1824 $2,100 $1.15 45d 1 0.20mi
5195 Oriole Dr Beaumont, TX 3.0 2.0 1814 $2,000 $1.10 45d 1 0.41mi
5110 Laurel St Beaumont, TX 3.0 2.0 1303 $1,995 $1.53 22d 1 0.44mi
3720 Laurel Ave Unit Laurel Ave unit 12 Beaumont, TX 2.0 1.5 1188 $1,095 $0.92 25d 1 0.45mi
3720 Laurel St #6 Beaumont, TX 2.0 1.5 1152 $1,095 $0.95 15d 1 0.47mi
85 E Caldwood Dr Beaumont, TX 2.0 1.5 1330 $1,223 $0.92 45d 2 0.58mi
85 E Caldwood Dr #6 Beaumont, TX 2.0 1.5 1331 $1,250 $0.94 25d 1 0.58mi
565 25th St Beaumont, TX 2.0 2.0 1128 $1,650 $1.46 15d 1 0.60mi
355 N 18th St Beaumont, TX 3.0 2.0 1050 $1,395 $1.33 45d 1 0.63mi
745 Jeny Ln Beaumont, TX 3.0 1.0 1008 $1,190 $1.18 25d 1 0.86mi
551 Georgetown St Beaumont, TX 2.0 1.5 1317 $1,300 $0.99 45d 1 0.99mi
458 Belvedere Dr Beaumont, TX 3.0 2.0 1465 $1,595 $1.09 22d 1 1.00mi
1425 Washington Village Pkwy Beaumont, TX 1.0–2.0 1.0 861 $1,065 $1.24 15d 1 1.19mi
770 Peyton Dr Beaumont, TX 3.0 2.0 1769 $1,895 $1.07 45d 1 1.21mi
1215 Longfellow Dr Beaumont, TX 1.0–2.0 1.0–2.0 834 $1,545 $1.85 15d 15 1.21mi
2640 Harrison Ave Beaumont, TX 3.0 1.0 1158 $1,295 $1.12 25d 1 1.34mi
6250 Ivanhoe Ln Beaumont, TX 1.0–2.0 1.0–2.0 885 $1,604 $1.81 15d 9 1.35mi
2565 Harrison Ave Beaumont, TX 3.0 2.0 1789 $2,150 $1.20 45d 1 1.40mi
520 Dowlen Rd Beaumont, TX 1.0–2.0 1.0–2.0 940 $1,050 $1.12 15d 10 1.42mi

Listing history 20 events

  1. 2026-06-09
    days on market $94,000 Active 14 DOM
  2. 2026-06-09
    status $94,000 Active 13 DOM
  3. 2026-04-27
    status Pending
  4. 2026-04-14
    listed $94,000 Active
  5. 2023-08-24
    status Pending 262-char remark
    Show marketing remark (262 chars)

    Great brick home at a great price located in Beaumont's West End Caldwood Forest Subdivision! 3 bedroom 2 bathroom with living room plus a den that boasts a masonry fireplace. The den leads you to the closed in back porch. This could be the perfect starter home!

  6. 2023-08-13
    historical 262-char remark
    Show marketing remark (262 chars)

    Great brick home at a great price located in Beaumont's West End Caldwood Forest Subdivision! 3 bedroom 2 bathroom with living room plus a den that boasts a masonry fireplace. The den leads you to the closed in back porch. This could be the perfect starter home!

  7. 2023-08-03
    soldstatus
  8. 2023-08-01
    soldstatus Closed 262-char remark
    Show marketing remark (262 chars)

    Great brick home at a great price located in Beaumont's West End Caldwood Forest Subdivision! 3 bedroom 2 bathroom with living room plus a den that boasts a masonry fireplace. The den leads you to the closed in back porch. This could be the perfect starter home!

  9. 2023-06-17
    status Pending 262-char remark
    Show marketing remark (262 chars)

    Great brick home at a great price located in Beaumont's West End Caldwood Forest Subdivision! 3 bedroom 2 bathroom with living room plus a den that boasts a masonry fireplace. The den leads you to the closed in back porch. This could be the perfect starter home!

  10. 2023-04-15
    status Active 262-char remark
    Show marketing remark (262 chars)

    Great brick home at a great price located in Beaumont's West End Caldwood Forest Subdivision! 3 bedroom 2 bathroom with living room plus a den that boasts a masonry fireplace. The den leads you to the closed in back porch. This could be the perfect starter home!

  11. 2023-04-09
    status Pending 262-char remark
    Show marketing remark (262 chars)

    Great brick home at a great price located in Beaumont's West End Caldwood Forest Subdivision! 3 bedroom 2 bathroom with living room plus a den that boasts a masonry fireplace. The den leads you to the closed in back porch. This could be the perfect starter home!

  12. 2023-03-21
    price $149,900 262-char remark
    Show marketing remark (262 chars)

    Great brick home at a great price located in Beaumont's West End Caldwood Forest Subdivision! 3 bedroom 2 bathroom with living room plus a den that boasts a masonry fireplace. The den leads you to the closed in back porch. This could be the perfect starter home!

  13. 2023-03-18
    price $159,900 262-char remark
    Show marketing remark (262 chars)

    Great brick home at a great price located in Beaumont's West End Caldwood Forest Subdivision! 3 bedroom 2 bathroom with living room plus a den that boasts a masonry fireplace. The den leads you to the closed in back porch. This could be the perfect starter home!

  14. 2023-03-03
    price $161,900 262-char remark
    Show marketing remark (262 chars)

    Great brick home at a great price located in Beaumont's West End Caldwood Forest Subdivision! 3 bedroom 2 bathroom with living room plus a den that boasts a masonry fireplace. The den leads you to the closed in back porch. This could be the perfect starter home!

  15. 2023-02-17
    price $163,900 262-char remark
    Show marketing remark (262 chars)

    Great brick home at a great price located in Beaumont's West End Caldwood Forest Subdivision! 3 bedroom 2 bathroom with living room plus a den that boasts a masonry fireplace. The den leads you to the closed in back porch. This could be the perfect starter home!

  16. 2023-02-06
    price $165,900 262-char remark
    Show marketing remark (262 chars)

    Great brick home at a great price located in Beaumont's West End Caldwood Forest Subdivision! 3 bedroom 2 bathroom with living room plus a den that boasts a masonry fireplace. The den leads you to the closed in back porch. This could be the perfect starter home!

  17. 2023-01-21
    price $169,900 262-char remark
    Show marketing remark (262 chars)

    Great brick home at a great price located in Beaumont's West End Caldwood Forest Subdivision! 3 bedroom 2 bathroom with living room plus a den that boasts a masonry fireplace. The den leads you to the closed in back porch. This could be the perfect starter home!

  18. 2023-01-06
    price $174,900 262-char remark
    Show marketing remark (262 chars)

    Great brick home at a great price located in Beaumont's West End Caldwood Forest Subdivision! 3 bedroom 2 bathroom with living room plus a den that boasts a masonry fireplace. The den leads you to the closed in back porch. This could be the perfect starter home!

  19. 2022-10-07
    listed $178,900 Active 262-char remark
    Show marketing remark (262 chars)

    Great brick home at a great price located in Beaumont's West End Caldwood Forest Subdivision! 3 bedroom 2 bathroom with living room plus a den that boasts a masonry fireplace. The den leads you to the closed in back porch. This could be the perfect starter home!

  20. 2017-03-22
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$4,644 · $387/mo
Projected year-2 tax
$4,644 · $387/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X · 77% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥110°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$19,734
− Mortgage interest
−$5,265
− Property taxes
−$4,644
− Insurance
−$470
− Repairs & maintenance
−$1,579
− Management
−$1,579
− Depreciation
−$2,735
Taxable income
$3,463
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$831
After-tax cash flow
$3,730/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Beaumont ISD
NCES district ID
4809670
Math proficiency
14% ▼ -13.00%
Reading proficiency
22% ▼ -7.00%
Median HH income
$41,683
Composite
15.43/100
National rank
#9316
State rank
#789 of 826 in TX

Livability — Beaumont

Score
64/100
State rank
#739
US rank
#13710

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Beaumont, TX
County
Jefferson County · 203,592 people
City population
125,901
Metro
Beaumont-Port Arthur, TX
Population (ZIP)
18,323
Household income
$69,756
Rent vs Own
31.8% rent · 68.2% own
Severe rent burden
596.0

Population outlook (Jefferson County) Hauer SSP2

Today (2025)
259,015 people
By 2030
260,685 · +0.6%
By 2040
263,309 · +1.7%
By 2050
265,237 · +2.4%
By 2075
270,193 · +4.3%
By 2100
255,628 · -1.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.70)
Race & ethnicity
Black 40% White 28% Hispanic / Latino 23% Two or more races 18% Asian 6%
Hispanic origin (detail)
Mexican 19%
Common ancestry
Lithuanian 3% Italian 1% Romanian 1%
Foreign-born
12% · Canada, Vietnam
Languages at home
75% English-only · Spanish 19% Vietnamese 3% Other Indo-European 1%

Political lean MEDSL · Jefferson

2024 margin
Lean R (+8.9) · D 45.1% · R 54.0%
2008→2024 swing
-11.1pp toward R · 2008: 2.2pp · 2024: -8.9pp
All cycles
2024: R+8.9 2020: R+1.6 2016: R+0.5 2012: D+1.6 2008: D+2.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -163.16%
Current HPI
167.8109
Rent YoY
Metro
Beaumont-Port Arthur, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-47.5% since first listed
18 events — show timeline
  • 2026-04-27 Pending BBOR
  • 2026-04-14 Listed $94,000 BBOR
  • 2023-08-24 Pending BBOR
  • 2023-08-13 Delisted BBOR
  • 2023-08-03 Sold (Public Records) Public Records
  • 2023-08-01 Sold (MLS) BBOR
  • 2023-06-17 Pending BBOR
  • 2023-04-15 Relisted BBOR
  • 2023-04-09 Pending BBOR
  • 2023-03-21 Price Changed $149,900 BBOR
  • 2023-03-18 Price Changed $159,900 BBOR
  • 2023-03-03 Price Changed $161,900 BBOR
  • 2023-02-17 Price Changed $163,900 BBOR
  • 2023-02-06 Price Changed $165,900 BBOR
  • 2023-01-21 Price Changed $169,900 BBOR
  • 2023-01-06 Price Changed $174,900 BBOR
  • 2022-10-07 Listed $178,900 BBOR
  • 2017-03-22 Sold (Public Records) Public Records

Property tax history

+5.4%/yr

Latest (2025): $4,644 · -0.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…