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21376 Beau Chateau Blvd
D Composite 43.27
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.3/30.0
  • ARV discount +9.3/15.0
  • DSCR +4.7/10.0
  • Livability +3.5/5.0
  • 1% rule +3.3/10.0
  • Rent growth +2.7/5.0
  • Condition / age +2.5/5.0
  • Schools +2.0/10.0
  • Appreciation +0.0/10.0

$210,000

21376 Beau Chateau Blvd · Hammond, LA 70454
3 bd · 2.0 ba · 1,498 sqft · SingleFamily public records · 21 Days on market
Built 2014 10,454 sqft lot Est $219k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Charming 3 bed, 2 bath home in Chateau Estates located in Flood Zone X. This property features an attached two-car garage, established landscaping, and has just been professionally cleaned! Enjoy a spacious layout and a fully fenced backyard with a great size green space for outdoor living. Relax or entertain with both a covered patio and an extended paver patio area.

Key facts

  • Covered patio
  • Extended paver patio
  • 0.24 acre lot

Tags

ATTACHED TWO-CAR GARAGEESTABLISHED LANDSCAPINGFULLY FENCED BACKYARDCOVERED PATIOEXTENDED PAVER PATIO

Property features AI

Finance

  • Other: Listing last updated Apr 10, 2026
  • Financial info: No financial details provided
  • HOA & community: HOA information not provided

Exterior

  • Parking: Attached garage with two spaces
  • Security: Security features not specified
  • Utilities: Public water; Public sewer; Power details not specified
  • Home design: Single-story home; Entry level not specified; Facing direction not specified; Property type not specified
  • Construction: Brick and stucco exterior; Shingle roof; Slab foundation; Built/constructed year not specified
  • Exterior features: Rectangular lot; Outside city limits

Interior

  • Kitchen: Kitchen details not provided
  • Bedrooms: Bedrooms not specified
  • Flooring: Flooring details not provided
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Total of 7 rooms; Very good condition
  • Laundry & utility: Laundry details not provided

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $210k.

Deal economics

  • At list price, monthly cash flow is $78 ($934/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $175k (16.6% below list).
  • Recommended offer: $175k (16.6% below list) — sets the bar for 1% rule.
  • Cap rate 6.7% vs local median 5.0% in Hammond — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 69/100 on livability (#77 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+; Watch: amenities C-, commute D+, crime F.
  • Tangipahoa Parish (rural): math 18% / reading 29% proficiency, ranked #63 of 98 in LA (top 64%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 73% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Tucker Memorial Elementary School (709 students, 67% FRL); Ponchatoula Junior High School (math 18% / reading 37%, grade F, #127 of 218 statewide, top 60%, 770 students, 60% FRL); Ponchatoula High School (math 29% / reading 40%, grade F, #106 of 265 statewide, top 43%, 2,262 students, 51% FRL).
  • Market conditions: Rents flat; 527 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 1,085 units permitted in Tangipahoa Parish in 2024 (378 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Tangipahoa County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 21 days — a 2% lower offer ($207k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $175,044 (16.6% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.83%
Cap rate
6.74%
Cash-on-cash
1.59%
DSCR
1.07
GRM
10.0

CMA / ARV

ARV (on-the-fly)
$218,708
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
21376 Beau Chateau Blvd 0.00mi 3/2.0 1,473 (-2%) 1mo $215,000 $146 97
21206 Beau Chateau Blvd 0.09mi 3/2.0 1,451 (-3%) 3mo $214,000 $147 88
21188 Beau Chateau Blvd 0.06mi 3/2.0 1,593 (+6%) 8mo $219,000 $137 81
21144 Beau Chateau Blvd 0.04mi 3/2.0 1,463 (-2%) 20mo $217,000 $148 78
21163 Beau Chateau Blvd 0.05mi 3/2.0 1,451 (-3%) 18mo $215,000 $148 77
21216 Beau Chateau Blvd 0.10mi 4/2.0 (+1) 1,613 (+8%) 1mo $234,000 $145 76
21263 Beau Chateau Blvd 0.19mi 3/2.0 1,593 (+6%) 12mo $220,237 $138 71
21207 Beau Chateau Blvd 0.10mi 3/2.0 1,620 (+8%) 20mo $214,900 $133 65
42257 Southern Pines Dr 0.55mi 4/2.0 (+1) 1,497 (-0%) 7mo $205,000 $137 63
21283 Beau Chateau Blvd 0.17mi 3/2.0 1,619 (+8%) 20mo $210,000 $130 62
42271 Andrea Ln 0.48mi 3/2.0 1,353 (-10%) 7mo $212,900 $157 55
41361 Brown Rd 0.48mi 4/2.0 (+1) 1,665 (+11%) 9mo $272,500 $164 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.66% rent growth · sell at horizon

5-year hold
IRR
-16.2%
Equity multiple
0.44×
Total profit
$-33,164
Equity at exit
$31,312
10-year hold
IRR
-12.2%
Equity multiple
0.34×
Total profit
$-38,524
Equity at exit
$18,157

Cash invested: $58,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70454

Rents YoY
0.7%
Active inventory
527
Price-to-rent
10.0×

Monthly cashflow live

Estimated rent
$1,750 medium interval (Pro) →
Mortgage (P&I)
$1,101
Tax from tax record
$116 /mo · $1,395/yr
Insurance
$88
HOA
$0
Vacancy / Maint / Mgmt
$368
Net cashflow
$78

Break-even live

Break-even rent $1,652
Max offer price $210,000
Occupancy floor 91%

Sensitivity live

Price -10% $197 -5% $137 +0% $78 +5% $18 +10% $-41
Rent -10% $-60 -5% $9 +0% $78 +5% $147 +10% $216
Rate -1.0pp $184 -0.5pp $131 base $78 +0.5pp $23 +1.0pp $-32

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$52,500
Closing costs
$6,300
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
42318 Andrea Ln Ponchatoula, LA 3.0 2.0 1291 $1,800 $1.39 45d 1 0.56mi

Listing history 14 events

  1. 2026-04-23
    status Pending 370-char remark
    Show marketing remark (370 chars)

    Charming 3 bed, 2 bath home in Chateau Estates located in Flood Zone X. This property features an attached two-car garage, established landscaping, and has just been professionally cleaned! Enjoy a spacious layout and a fully fenced backyard with a great size green space for outdoor living. Relax or entertain with both a covered patio and an extended paver patio area.

  2. 2026-04-23
    status Pending
    Show marketing remark (370 chars)

    Charming 3 bed, 2 bath home in Chateau Estates located in Flood Zone X. This property features an attached two-car garage, established landscaping, and has just been professionally cleaned! Enjoy a spacious layout and a fully fenced backyard with a great size green space for outdoor living. Relax or entertain with both a covered patio and an extended paver patio area.

  3. 2026-04-02
    listed $210,000 Active 370-char remark
    Show marketing remark (370 chars)

    Charming 3 bed, 2 bath home in Chateau Estates located in Flood Zone X. This property features an attached two-car garage, established landscaping, and has just been professionally cleaned! Enjoy a spacious layout and a fully fenced backyard with a great size green space for outdoor living. Relax or entertain with both a covered patio and an extended paver patio area.

  4. 2026-04-02
    listed $210,000 Active
    Show marketing remark (370 chars)

    Charming 3 bed, 2 bath home in Chateau Estates located in Flood Zone X. This property features an attached two-car garage, established landscaping, and has just been professionally cleaned! Enjoy a spacious layout and a fully fenced backyard with a great size green space for outdoor living. Relax or entertain with both a covered patio and an extended paver patio area.

  5. 2023-04-28
    soldstatus $194,000
  6. 2023-04-27
    soldstatus $194,000 Closed 383-char remark
    Show marketing remark (383 chars)

    HIGH & DRY! NOT FLOODED! This home features many extras you won’t get with New Construction. Patio Extension with Pavers, Gas Line for Grill, & the Entire Yard is Fenced. Home was Upgraded to Gas Appliances, Window Blinds, & Exterior Lighting. Kitchen Features Granite Counter Tops, Upgraded Kitchen Sink, & Gas Range. The Bedrooms Feature the Fan Package.

  7. 2023-03-29
    status Pending 383-char remark
    Show marketing remark (383 chars)

    HIGH & DRY! NOT FLOODED! This home features many extras you won’t get with New Construction. Patio Extension with Pavers, Gas Line for Grill, & the Entire Yard is Fenced. Home was Upgraded to Gas Appliances, Window Blinds, & Exterior Lighting. Kitchen Features Granite Counter Tops, Upgraded Kitchen Sink, & Gas Range. The Bedrooms Feature the Fan Package.

  8. 2023-03-21
    listed $210,000 Active 383-char remark
    Show marketing remark (383 chars)

    HIGH & DRY! NOT FLOODED! This home features many extras you won’t get with New Construction. Patio Extension with Pavers, Gas Line for Grill, & the Entire Yard is Fenced. Home was Upgraded to Gas Appliances, Window Blinds, & Exterior Lighting. Kitchen Features Granite Counter Tops, Upgraded Kitchen Sink, & Gas Range. The Bedrooms Feature the Fan Package.

  9. 2023-03-21
    listed $210,000
    Show marketing remark (383 chars)

    HIGH & DRY! NOT FLOODED! This home features many extras you won’t get with New Construction. Patio Extension with Pavers, Gas Line for Grill, & the Entire Yard is Fenced. Home was Upgraded to Gas Appliances, Window Blinds, & Exterior Lighting. Kitchen Features Granite Counter Tops, Upgraded Kitchen Sink, & Gas Range. The Bedrooms Feature the Fan Package.

  10. 2016-06-21
    soldstatus $147,000
  11. 2016-06-01
    soldstatus $147,000 Sold
  12. 2016-04-20
    historical Pending Continue to Show
  13. 2016-04-01
    listed $155,000 Active
  14. 2015-03-31
    listed $155,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$1,395 · $116/mo
Projected year-2 tax
$1,395 · $116/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$21,005
− Mortgage interest
−$11,763
− Property taxes
−$1,395
− Insurance
−$1,050
− Repairs & maintenance
−$1,680
− Management
−$1,680
− Depreciation
−$6,109
Taxable loss
−$2,673
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$642
After-tax cash flow
$1,575/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Tangipahoa Parish
NCES district ID
2201680
Math proficiency
18% ▼ -32.00%
Reading proficiency
29% ▼ -31.00%
Median HH income
$41,283
Composite
19.94/100
National rank
#8676
State rank
#63 of 98 in LA

Livability — Hammond

Score
69/100
State rank
#77
US rank
#8868

Category grades

Amenities C- Commute D+ Cost of living A+ Crime F Employment F Housing C+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Tangipahoa Parish · 85,958 people
City population
51,394
Metro
Hammond, LA
Population (ZIP)
34,564
Household income
$71,611
Rent vs Own
16.3% rent · 83.7% own
Severe rent burden
479.0

Population outlook (Tangipahoa County) Hauer SSP2

Today (2025)
144,204 people
By 2030
151,413 · +5.0%
By 2040
164,374 · +14.0%
By 2050
175,427 · +21.7%
By 2075
195,165 · +35.3%
By 2100
201,641 · +39.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (73%)
Race & ethnicity
White 73% Black 16% Two or more races 8% Hispanic / Latino 8%
Hispanic origin (detail)
Mexican 2%
Common ancestry
Lithuanian 15% Slovak 1% Portuguese 1%
Foreign-born
3% · Canada
Languages at home
94% English-only · Spanish 5%

Political lean MEDSL · Tangipahoa

2024 margin
Solid R (+37.4) · D 30.6% · R 68.0% · Other 1.3%
2008→2024 swing
-6.5pp toward R · 2008: -30.9pp · 2024: -37.4pp
All cycles
2024: R+37.4 2020: R+32.8 2016: R+32.6 2012: R+27.7 2008: R+30.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -83.55%
Current HPI
129.6069
Rent YoY
▲ 0.66%
Metro
Hammond, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+35.5% since first listed
14 events — show timeline
  • 2026-04-23 Pending AcadianaMLS
  • 2026-04-23 Pending GSREIN
  • 2026-04-02 Listed $210,000 GSREIN
  • 2026-04-02 Listed $210,000 AcadianaMLS
  • 2023-04-28 Sold (Public Records) $194,000 Public Records
  • 2023-04-27 Sold (MLS) $194,000 GSREIN
  • 2023-03-29 Pending GSREIN
  • 2023-03-21 Listed $210,000 AcadianaMLS
  • 2023-03-21 Listed $210,000 GSREIN
  • 2016-06-21 Sold (Public Records) $147,000 Public Records
  • 2016-06-01 Sold (MLS) $147,000 GSREIN
  • 2016-04-20 Contingent GSREIN
  • 2016-04-01 Listed $155,000 GSREIN
  • 2015-03-31 Listed $155,000 AcadianaMLS

Property tax history

+0.7%/yr

Latest (2025): $1,395 · +1.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…