21376 Beau Chateau Blvd · Hammond, LA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 9/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 22 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.3/30.0
- ARV discount +9.3/15.0
- DSCR +4.7/10.0
- Livability +3.5/5.0
- 1% rule +3.3/10.0
- Rent growth +2.7/5.0
- Condition / age +2.5/5.0
- Schools +2.0/10.0
- Appreciation +0.0/10.0
$210,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Charming 3 bed, 2 bath home in Chateau Estates located in Flood Zone X. This property features an attached two-car garage, established landscaping, and has just been professionally cleaned! Enjoy a spacious layout and a fully fenced backyard with a great size green space for outdoor living. Relax or entertain with both a covered patio and an extended paver patio area.
Key facts
- Covered patio
- Extended paver patio
- 0.24 acre lot
Tags
Property features AI
Finance
- Other: Listing last updated Apr 10, 2026
- Financial info: No financial details provided
- HOA & community: HOA information not provided
Exterior
- Parking: Attached garage with two spaces
- Security: Security features not specified
- Utilities: Public water; Public sewer; Power details not specified
- Home design: Single-story home; Entry level not specified; Facing direction not specified; Property type not specified
- Construction: Brick and stucco exterior; Shingle roof; Slab foundation; Built/constructed year not specified
- Exterior features: Rectangular lot; Outside city limits
Interior
- Kitchen: Kitchen details not provided
- Bedrooms: Bedrooms not specified
- Flooring: Flooring details not provided
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Total of 7 rooms; Very good condition
- Laundry & utility: Laundry details not provided
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $210k.
Deal economics
- At list price, monthly cash flow is $78 ($934/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $175k (16.6% below list).
- Recommended offer: $175k (16.6% below list) — sets the bar for 1% rule.
- Cap rate 6.7% vs local median 5.0% in Hammond — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 69/100 on livability (#77 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+; Watch: amenities C-, commute D+, crime F.
- Tangipahoa Parish (rural): math 18% / reading 29% proficiency, ranked #63 of 98 in LA (top 64%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 73% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Tucker Memorial Elementary School (709 students, 67% FRL); Ponchatoula Junior High School (math 18% / reading 37%, grade F, #127 of 218 statewide, top 60%, 770 students, 60% FRL); Ponchatoula High School (math 29% / reading 40%, grade F, #106 of 265 statewide, top 43%, 2,262 students, 51% FRL).
- Market conditions: Rents flat; 527 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 1,085 units permitted in Tangipahoa Parish in 2024 (378 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Tangipahoa County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 21 days — a 2% lower offer ($207k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.83% ✗
- Cap rate
- 6.74%
- Cash-on-cash
- 1.59%
- DSCR
- 1.07
- GRM
- 10.0
CMA / ARV
- ARV (on-the-fly)
- $218,708
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 21376 Beau Chateau Blvd | 0.00mi | 3/2.0 | 1,473 (-2%) | 1mo | $215,000 | $146 | 97 |
| 21206 Beau Chateau Blvd | 0.09mi | 3/2.0 | 1,451 (-3%) | 3mo | $214,000 | $147 | 88 |
| 21188 Beau Chateau Blvd | 0.06mi | 3/2.0 | 1,593 (+6%) | 8mo | $219,000 | $137 | 81 |
| 21144 Beau Chateau Blvd | 0.04mi | 3/2.0 | 1,463 (-2%) | 20mo | $217,000 | $148 | 78 |
| 21163 Beau Chateau Blvd | 0.05mi | 3/2.0 | 1,451 (-3%) | 18mo | $215,000 | $148 | 77 |
| 21216 Beau Chateau Blvd | 0.10mi | 4/2.0 (+1) | 1,613 (+8%) | 1mo | $234,000 | $145 | 76 |
| 21263 Beau Chateau Blvd | 0.19mi | 3/2.0 | 1,593 (+6%) | 12mo | $220,237 | $138 | 71 |
| 21207 Beau Chateau Blvd | 0.10mi | 3/2.0 | 1,620 (+8%) | 20mo | $214,900 | $133 | 65 |
| 42257 Southern Pines Dr | 0.55mi | 4/2.0 (+1) | 1,497 (-0%) | 7mo | $205,000 | $137 | 63 |
| 21283 Beau Chateau Blvd | 0.17mi | 3/2.0 | 1,619 (+8%) | 20mo | $210,000 | $130 | 62 |
| 42271 Andrea Ln | 0.48mi | 3/2.0 | 1,353 (-10%) | 7mo | $212,900 | $157 | 55 |
| 41361 Brown Rd | 0.48mi | 4/2.0 (+1) | 1,665 (+11%) | 9mo | $272,500 | $164 | 46 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.66% rent growth · sell at horizon
- IRR
- -16.2%
- Equity multiple
- 0.44×
- Total profit
- $-33,164
- Equity at exit
- $31,312
- IRR
- -12.2%
- Equity multiple
- 0.34×
- Total profit
- $-38,524
- Equity at exit
- $18,157
Cash invested: $58,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 70454
- Rents YoY
- 0.7%
- Active inventory
- 527
- Price-to-rent
- 10.0×
Monthly cashflow live
- Estimated rent
- $1,750 medium interval (Pro) →
- Mortgage (P&I)
- −$1,101
- Tax from tax record
- −$116 /mo · $1,395/yr
- Insurance
- −$88
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$368
- Net cashflow
- $78
Break-even live
Sensitivity live
| Price | -10% $197 | -5% $137 | +0% $78 | +5% $18 | +10% $-41 |
|---|---|---|---|---|---|
| Rent | -10% $-60 | -5% $9 | +0% $78 | +5% $147 | +10% $216 |
| Rate | -1.0pp $184 | -0.5pp $131 | base $78 | +0.5pp $23 | +1.0pp $-32 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $52,500
- Closing costs
- $6,300
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 42318 Andrea Ln Ponchatoula, LA | 3.0 | 2.0 | 1291 | $1,800 | $1.39 | 45d | 1 | 0.56mi |
Listing history 14 events
-
2026-04-23status Pending 370-char remark
Show marketing remark (370 chars)
Charming 3 bed, 2 bath home in Chateau Estates located in Flood Zone X. This property features an attached two-car garage, established landscaping, and has just been professionally cleaned! Enjoy a spacious layout and a fully fenced backyard with a great size green space for outdoor living. Relax or entertain with both a covered patio and an extended paver patio area.
-
2026-04-23status Pending
Show marketing remark (370 chars)
Charming 3 bed, 2 bath home in Chateau Estates located in Flood Zone X. This property features an attached two-car garage, established landscaping, and has just been professionally cleaned! Enjoy a spacious layout and a fully fenced backyard with a great size green space for outdoor living. Relax or entertain with both a covered patio and an extended paver patio area.
-
2026-04-02$210,000 Active 370-char remark
Show marketing remark (370 chars)
Charming 3 bed, 2 bath home in Chateau Estates located in Flood Zone X. This property features an attached two-car garage, established landscaping, and has just been professionally cleaned! Enjoy a spacious layout and a fully fenced backyard with a great size green space for outdoor living. Relax or entertain with both a covered patio and an extended paver patio area.
-
2026-04-02$210,000 Active
Show marketing remark (370 chars)
Charming 3 bed, 2 bath home in Chateau Estates located in Flood Zone X. This property features an attached two-car garage, established landscaping, and has just been professionally cleaned! Enjoy a spacious layout and a fully fenced backyard with a great size green space for outdoor living. Relax or entertain with both a covered patio and an extended paver patio area.
-
2023-04-28soldstatus $194,000
-
2023-04-27soldstatus $194,000 Closed 383-char remark
Show marketing remark (383 chars)
HIGH & DRY! NOT FLOODED! This home features many extras you won’t get with New Construction. Patio Extension with Pavers, Gas Line for Grill, & the Entire Yard is Fenced. Home was Upgraded to Gas Appliances, Window Blinds, & Exterior Lighting. Kitchen Features Granite Counter Tops, Upgraded Kitchen Sink, & Gas Range. The Bedrooms Feature the Fan Package.
-
2023-03-29status Pending 383-char remark
Show marketing remark (383 chars)
HIGH & DRY! NOT FLOODED! This home features many extras you won’t get with New Construction. Patio Extension with Pavers, Gas Line for Grill, & the Entire Yard is Fenced. Home was Upgraded to Gas Appliances, Window Blinds, & Exterior Lighting. Kitchen Features Granite Counter Tops, Upgraded Kitchen Sink, & Gas Range. The Bedrooms Feature the Fan Package.
-
2023-03-21$210,000 Active 383-char remark
Show marketing remark (383 chars)
HIGH & DRY! NOT FLOODED! This home features many extras you won’t get with New Construction. Patio Extension with Pavers, Gas Line for Grill, & the Entire Yard is Fenced. Home was Upgraded to Gas Appliances, Window Blinds, & Exterior Lighting. Kitchen Features Granite Counter Tops, Upgraded Kitchen Sink, & Gas Range. The Bedrooms Feature the Fan Package.
-
2023-03-21$210,000
Show marketing remark (383 chars)
HIGH & DRY! NOT FLOODED! This home features many extras you won’t get with New Construction. Patio Extension with Pavers, Gas Line for Grill, & the Entire Yard is Fenced. Home was Upgraded to Gas Appliances, Window Blinds, & Exterior Lighting. Kitchen Features Granite Counter Tops, Upgraded Kitchen Sink, & Gas Range. The Bedrooms Feature the Fan Package.
-
2016-06-21soldstatus $147,000
-
2016-06-01soldstatus $147,000 Sold
-
2016-04-20historical Pending Continue to Show
-
2016-04-01$155,000 Active
-
2015-03-31$155,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast LA · Resets to sale price
- Current annual tax
- $1,395 · $116/mo
- Projected year-2 tax
- $1,395 · $116/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 9/10 Extreme 7 d/yr ≥109°F today · 22 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,005
- − Mortgage interest
- −$11,763
- − Property taxes
- −$1,395
- − Insurance
- −$1,050
- − Repairs & maintenance
- −$1,680
- − Management
- −$1,680
- − Depreciation
- −$6,109
- Taxable loss
- −$2,673
- Est. tax savings @ 24.0%
- +$642
- After-tax cash flow
- $1,575/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Tangipahoa Parish
- NCES district ID
- 2201680
- Math proficiency
- 18% ▼ -32.00%
- Reading proficiency
- 29% ▼ -31.00%
- Median HH income
- $41,283
- Composite
- 19.94/100
- National rank
- #8676
- State rank
- #63 of 98 in LA
Livability — Hammond
- Score
- 69/100
- State rank
- #77
- US rank
- #8868
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Tangipahoa Parish · 85,958 people
- City population
- 51,394
- Metro
- Hammond, LA
- Population (ZIP)
- 34,564
- Household income
- $71,611
- Rent vs Own
- Severe rent burden
- 479.0
Population outlook (Tangipahoa County) Hauer SSP2
- Today (2025)
- 144,204 people
- By 2030
- 151,413 · +5.0%
- By 2040
- 164,374 · +14.0%
- By 2050
- 175,427 · +21.7%
- By 2075
- 195,165 · +35.3%
- By 2100
- 201,641 · +39.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (73%)
- Race & ethnicity
- White 73% Black 16% Two or more races 8% Hispanic / Latino 8%
- Hispanic origin (detail)
- Mexican 2%
- Common ancestry
- Lithuanian 15% Slovak 1% Portuguese 1%
- Foreign-born
- 3% · Canada
- Languages at home
- 94% English-only · Spanish 5%
Political lean MEDSL · Tangipahoa
- 2024 margin
- Solid R (+37.4) · D 30.6% · R 68.0% · Other 1.3%
- 2008→2024 swing
- -6.5pp toward R · 2008: -30.9pp · 2024: -37.4pp
- All cycles
- 2024: R+37.4 2020: R+32.8 2016: R+32.6 2012: R+27.7 2008: R+30.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -83.55%
- Current HPI
- 129.6069
- Rent YoY
- ▲ 0.66%
- Metro
- Hammond, LA
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
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| Utilities | 1 | $12B |
|
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| Wholesale / Distribution | 1 | $5B |
|
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| Advertising | 1 | $2B |
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Price history
+35.5% since first listed14 events — show timeline
- 2026-04-23 Pending — AcadianaMLS
- 2026-04-23 Pending — GSREIN
- 2026-04-02 Listed $210,000 GSREIN
- 2026-04-02 Listed $210,000 AcadianaMLS
- 2023-04-28 Sold (Public Records) $194,000 Public Records
- 2023-04-27 Sold (MLS) $194,000 GSREIN
- 2023-03-29 Pending — GSREIN
- 2023-03-21 Listed $210,000 AcadianaMLS
- 2023-03-21 Listed $210,000 GSREIN
- 2016-06-21 Sold (Public Records) $147,000 Public Records
- 2016-06-01 Sold (MLS) $147,000 GSREIN
- 2016-04-20 Contingent — GSREIN
- 2016-04-01 Listed $155,000 GSREIN
- 2015-03-31 Listed $155,000 AcadianaMLS
Property tax history
+0.7%/yrLatest (2025): $1,395 · +1.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…