3250 San Jose Ave SE · Palm Bay, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 22 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Appreciation +10.0/10.0
- ARV discount +7.5/15.0
- Cash flow +5.3/30.0
- Schools +4.7/10.0
- Livability +3.6/5.0
- Rent growth +3.4/5.0
- Condition / age +2.5/5.0
- 1% rule +0.9/10.0
- DSCR +0.0/10.0
$399,999
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to this stunning new 1,925 sq ft single-story home in SW Palm Bay! Enjoy peace of mind with impact windows, a metal roof, and vinyl flooring throughout—no carpet at all. The open floor plan seamlessly blends the living, dining, and kitchen areas, perfect for entertaining or everyday living. The kitchen features granite countertops, stylish cabinetry, and stainless steel appliances including a range, microwave hood, and dishwasher. The spacious primary suite offers a walk-in closet, dual vanity sinks, and a private bathroom. Two additional 12x12 bedrooms provide ample space for family or guests, along with a second modern bathroom. A whole-home water softener system is also included for added comfort. Conveniently located just minutes from I-95 and less than 5 minutes from the brand-new Publix, this move-in-ready home offers the best of modern living in a growing neighborhood. Don't miss your chance to make it yours! Welcome to this stunning new construction home nestled in the highly desirable SW Palm Bay community. Boasting 1,925 square feet of modern, single-story living, this beautifully designed home offers a blend of comfort, functionality, and style. Built to last, it features impact-resistant windows, a sleek and durable metal roof, and luxury vinyl flooring throughout absolutely no carpet to worry about. Step inside and enjoy the spacious open-concept layout that effortlessly connects the living room, dining area, and kitchen ideal for entertaining or simply enjoying everyday life. The gourmet kitchen is equipped with gorgeous cabinetry, granite countertops, and stainless steel appliances including a range, microwave hood, and dishwasher. The private primary suite is a true retreat, complete with a walk-in closet, dual vanity sinks, and a spa-like bathroom. Two additional 12x12 bedrooms offer flexible space for guests, children, or a home office, while the second full bathroom provides modern finishes and convenience. Additional highlights include a whole-home water softener system, energy-efficient features, and a prime location just minutes from I-95 and under five minutes from the brand-new Publix. Experience peaceful living with easy access to everything you need. Don't miss your chance to make this move-in-ready dream home yours in one of Palm Bay's fastest-growing areas.
Key facts
- Stylish cabinetry
- Open floor plan
- Metal roof
Tags
Property features AI
Exterior
- Parking: 2-car garage with garage door opener
- Utilities: Septic tank; Other utilities
- Home design: Single family residence; New construction; Faces east
- Construction: Block, concrete and stucco construction; Metal roof
- Exterior features: Impact windows; Covered rear porch; Porch
Interior
- Kitchen: Dishwasher; Microwave; Refrigerator
- Bedrooms: 3 bedrooms, all on the main level; Master bedroom on the main level
- Flooring: Vinyl flooring
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (electric); Central air conditioning (electric)
- Interior features: Total of 6 rooms; Foyer; Family room (large open area)
- Laundry & utility: Unfurnished (unit information indicates unfurnished)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath land listed at $400k.
Deal economics
- At list price, monthly cash flow is $-896 ($-11k/yr) — negative.
- To cash-flow at today's rent, offer at most $270k (32.4% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $236k (40.9% below list).
- Recommended offer: $236k (40.9% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 72/100 on livability (#366 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D+, amenities F, health & safety D-.
- Brevard (suburban): math 53% / reading 57% proficiency, ranked #19 of 73 in FL (top 26%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Sunrise Elementary School (math 52% / reading 57%, grade C, #892 of 2,144 statewide, top 44%, 759 students, 58% FRL); Southwest Middle School (math 40% / reading 39%, grade F, #373 of 571 statewide, top 66%, 920 students, 58% FRL); Bayside High School (math 27% / reading 40%, grade F, #400 of 667 statewide, top 61%, 1,854 students, 51% FRL).
- Zoned-school proficiency averages 42% at this address vs 55% district-wide (-12 pts) — the specific schools serving this property underperform the Brevard average; the district grade overstates school quality for this exact location.
- Market conditions: Rents rising (+3.7%/yr); 1111 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,602 units permitted in Brevard County in 2024 (702 in 5+ unit buildings).
- This rent runs 35% of the median local income ($80k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $43k of equity ($3k loan paydown + $40k appreciation (10.0% local appreciation)).
- Brevard County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- By year 2, paydown + projected appreciation supports a ~$69k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 207 days — a 12% lower offer ($352k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 22y ago; this cycle's ask has dropped $50k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $29k; list at $400k implies a 1279% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 207 days. Have you received any prior offers? Is the seller open to a 41% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.59% ✗
- Cap rate
- 3.60%
- Cash-on-cash
- -9.60%
- DSCR
- 0.57
- GRM
- 14.1
CMA / ARV
No comps found within radius.
Projected returns pro-forma
10.0% appreciation · 3.67% rent growth · sell at horizon
- IRR
- 17.7%
- Equity multiple
- 2.45×
- Total profit
- $162,415
- Equity at exit
- $360,351
- IRR
- 16.7%
- Equity multiple
- 5.70×
- Total profit
- $526,587
- Equity at exit
- $777,110
Cash invested: $112,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 32909
- Home prices YoY
- 6.0%
- Rents YoY
- 3.7%
- Active inventory
- 1111
- Price-to-rent
- 14.1×
Monthly cashflow live
- Estimated rent
- $2,365 high interval (Pro) →
- Mortgage (P&I)
- −$2,098
- Tax est. 1.5%
- −$500 /mo · $6,000/yr
- Insurance
- −$167
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$497
- Net cashflow
- $-896
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $100,000
- Closing costs
- $12,000
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 20 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1453 Santa Anna St SE Palm Bay, FL | 3.0 | 2.0 | 1994 | $2,500 | $1.25 | 14d | 1 | 0.20mi |
| 1496 Dittmer Cir SE Palm Bay, FL | 4.0 | 2.0 | 2187 | $2,440 | $1.12 | 14d | 1 | 0.36mi |
| 1783 Dittmer Cir SE Palm Bay, FL | 4.0 | 2.0 | 2207 | $2,100 | $0.95 | 23d | 1 | 0.40mi |
| 3517 Rixford Way SE Palm Bay, FL | 4.0 | 3.0 | 2562 | $2,800 | $1.09 | 23d | 1 | 0.56mi |
| 3004 Suntan Ct SE Palm Bay, FL | 4.0 | 2.0 | 2388 | $2,900 | $1.21 | 23d | 1 | 0.57mi |
| 2073 Farmhouse Rd SE Palm Bay, FL | 4.0 | 2.0 | 1830 | $2,133 | $1.17 | 23d | 1 | 0.60mi |
| 1843 Middlebury Dr SE Palm Bay, FL | 4.0 | 2.0 | 1822 | $2,200 | $1.21 | 23d | 1 | 0.60mi |
| 1884 Middlebury Dr SE Palm Bay, FL | 3.0 | 2.0 | 1761 | $2,000 | $1.14 | 23d | 1 | 0.63mi |
| 2183 Farmhouse Rd SE Palm Bay, FL | 3.0 | 2.0 | 1676 | $2,000 | $1.19 | 23d | 1 | 0.68mi |
| 1063 Grantham Ln SE Palm Bay, FL | 3.0 | 2.0 | 1515 | $2,000 | $1.32 | 23d | 1 | 0.71mi |
| 1213 Waterford St SE Palm Bay, FL | 4.0 | 2.0 | 1695 | $2,000 | $1.18 | 23d | 1 | 0.74mi |
| 1046 Grantham Ln SE Palm Bay, FL | 4.0 | 2.5 | 2405 | $3,100 | $1.29 | 23d | 1 | 0.75mi |
| 1434 Garabaldi Cir SE Palm Bay, FL | 4.0 | 2.0 | 1600 | $2,000 | $1.25 | 13d | 1 | 0.79mi |
| 1394 Garabaldi Cir SE Palm Bay, FL | 4.0 | 2.0 | 1876 | $2,500 | $1.33 | 19d | 1 | 0.81mi |
| 3636 Aberdeen Dr SE Palm Bay, FL | 4.0 | 2.0 | 1830 | $2,295 | $1.25 | 19d | 1 | 0.86mi |
| 2877 Palisades Dr SE Palm Bay, FL | 3.0 | 2.0 | 1974 | $2,150 | $1.09 | 19d | 1 | 0.86mi |
| 925 Dugan Cir SE Palm Bay, FL | 4.0 | 2.0 | 1830 | $2,295 | $1.25 | 13d | 1 | 0.95mi |
| 1566 Criswell Ln SE Palm Bay, FL | 4.0 | 2.0 | 2046 | $2,400 | $1.17 | 23d | 1 | 0.97mi |
| 1198 Venus St SE Palm Bay, FL | 3.0 | 2.0 | 1535 | $1,961 | $1.28 | 21d | 1 | 1.29mi |
| 820 Tedder Rd SE Palm Bay, FL | 3.0 | 2.0 | 1808 | $2,000 | $1.11 | 23d | 1 | 1.44mi |
Listing history 42 events
-
2026-06-18days on market $399,999 Active 207 DOM
-
2026-06-17days on market $399,999 Active 206 DOM
-
2026-06-16days on market $399,999 Active 205 DOM
-
2026-06-15days on market $399,999 Active 204 DOM
-
2026-06-14days on market $399,999 Active 202 DOM
-
2026-06-10days on market $399,999 Active 199 DOM
-
2026-06-08days on market $399,999 Active 197 DOM
-
2026-06-07days on market $399,999 Active 196 DOM
-
2026-06-05days on market $399,999 Active 193 DOM
-
2026-06-03days on market $399,999 Active 192 DOM
-
2026-06-02days on market $399,999 Active 191 DOM
-
2026-06-01days on market $399,999 Active 190 DOM
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2026-05-31days on market $399,999 Active 189 DOM
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2026-05-31days on market $399,999 Active 188 DOM
-
2026-04-24price $399,999
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2026-04-24price $410,000
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2026-03-20price $420,000
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2026-02-26price $425,000
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2025-11-23$450,000 Active
-
2025-08-05historical 2339-char remark
Show marketing remark (2339 chars)
Welcome to this stunning new 1,925 sq ft single-story home in SW Palm Bay! Enjoy peace of mind with impact windows, a metal roof, and vinyl flooring throughout—no carpet at all. The open floor plan seamlessly blends the living, dining, and kitchen areas, perfect for entertaining or everyday living. The kitchen features granite countertops, stylish cabinetry, and stainless steel appliances including a range, microwave hood, and dishwasher. The spacious primary suite offers a walk-in closet, dual vanity sinks, and a private bathroom. Two additional 12x12 bedrooms provide ample space for family or guests, along with a second modern bathroom. A whole-home water softener system is also included for added comfort. Conveniently located just minutes from I-95 and less than 5 minutes from the brand-new Publix, this move-in-ready home offers the best of modern living in a growing neighborhood. Don't miss your chance to make it yours! Welcome to this stunning new construction home nestled in the highly desirable SW Palm Bay community. Boasting 1,925 square feet of modern, single-story living, this beautifully designed home offers a blend of comfort, functionality, and style. Built to last, it features impact-resistant windows, a sleek and durable metal roof, and luxury vinyl flooring throughout absolutely no carpet to worry about. Step inside and enjoy the spacious open-concept layout that effortlessly connects the living room, dining area, and kitchen ideal for entertaining or simply enjoying everyday life. The gourmet kitchen is equipped with gorgeous cabinetry, granite countertops, and stainless steel appliances including a range, microwave hood, and dishwasher. The private primary suite is a true retreat, complete with a walk-in closet, dual vanity sinks, and a spa-like bathroom. Two additional 12x12 bedrooms offer flexible space for guests, children, or a home office, while the second full bathroom provides modern finishes and convenience. Additional highlights include a whole-home water softener system, energy-efficient features, and a prime location just minutes from I-95 and under five minutes from the brand-new Publix. Experience peaceful living with easy access to everything you need. Don't miss your chance to make this move-in-ready dream home yours in one of Palm Bay's fastest-growing areas.
-
2025-06-25price $440,000 2339-char remark
Show marketing remark (2339 chars)
Welcome to this stunning new 1,925 sq ft single-story home in SW Palm Bay! Enjoy peace of mind with impact windows, a metal roof, and vinyl flooring throughout—no carpet at all. The open floor plan seamlessly blends the living, dining, and kitchen areas, perfect for entertaining or everyday living. The kitchen features granite countertops, stylish cabinetry, and stainless steel appliances including a range, microwave hood, and dishwasher. The spacious primary suite offers a walk-in closet, dual vanity sinks, and a private bathroom. Two additional 12x12 bedrooms provide ample space for family or guests, along with a second modern bathroom. A whole-home water softener system is also included for added comfort. Conveniently located just minutes from I-95 and less than 5 minutes from the brand-new Publix, this move-in-ready home offers the best of modern living in a growing neighborhood. Don't miss your chance to make it yours! Welcome to this stunning new construction home nestled in the highly desirable SW Palm Bay community. Boasting 1,925 square feet of modern, single-story living, this beautifully designed home offers a blend of comfort, functionality, and style. Built to last, it features impact-resistant windows, a sleek and durable metal roof, and luxury vinyl flooring throughout absolutely no carpet to worry about. Step inside and enjoy the spacious open-concept layout that effortlessly connects the living room, dining area, and kitchen ideal for entertaining or simply enjoying everyday life. The gourmet kitchen is equipped with gorgeous cabinetry, granite countertops, and stainless steel appliances including a range, microwave hood, and dishwasher. The private primary suite is a true retreat, complete with a walk-in closet, dual vanity sinks, and a spa-like bathroom. Two additional 12x12 bedrooms offer flexible space for guests, children, or a home office, while the second full bathroom provides modern finishes and convenience. Additional highlights include a whole-home water softener system, energy-efficient features, and a prime location just minutes from I-95 and under five minutes from the brand-new Publix. Experience peaceful living with easy access to everything you need. Don't miss your chance to make this move-in-ready dream home yours in one of Palm Bay's fastest-growing areas.
-
2024-09-23$499,000 Active 2339-char remark
Show marketing remark (2339 chars)
Welcome to this stunning new 1,925 sq ft single-story home in SW Palm Bay! Enjoy peace of mind with impact windows, a metal roof, and vinyl flooring throughout—no carpet at all. The open floor plan seamlessly blends the living, dining, and kitchen areas, perfect for entertaining or everyday living. The kitchen features granite countertops, stylish cabinetry, and stainless steel appliances including a range, microwave hood, and dishwasher. The spacious primary suite offers a walk-in closet, dual vanity sinks, and a private bathroom. Two additional 12x12 bedrooms provide ample space for family or guests, along with a second modern bathroom. A whole-home water softener system is also included for added comfort. Conveniently located just minutes from I-95 and less than 5 minutes from the brand-new Publix, this move-in-ready home offers the best of modern living in a growing neighborhood. Don't miss your chance to make it yours! Welcome to this stunning new construction home nestled in the highly desirable SW Palm Bay community. Boasting 1,925 square feet of modern, single-story living, this beautifully designed home offers a blend of comfort, functionality, and style. Built to last, it features impact-resistant windows, a sleek and durable metal roof, and luxury vinyl flooring throughout absolutely no carpet to worry about. Step inside and enjoy the spacious open-concept layout that effortlessly connects the living room, dining area, and kitchen ideal for entertaining or simply enjoying everyday life. The gourmet kitchen is equipped with gorgeous cabinetry, granite countertops, and stainless steel appliances including a range, microwave hood, and dishwasher. The private primary suite is a true retreat, complete with a walk-in closet, dual vanity sinks, and a spa-like bathroom. Two additional 12x12 bedrooms offer flexible space for guests, children, or a home office, while the second full bathroom provides modern finishes and convenience. Additional highlights include a whole-home water softener system, energy-efficient features, and a prime location just minutes from I-95 and under five minutes from the brand-new Publix. Experience peaceful living with easy access to everything you need. Don't miss your chance to make this move-in-ready dream home yours in one of Palm Bay's fastest-growing areas.
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2022-12-19soldstatus $29,000
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2022-12-14soldstatus $29,000 Closed 297-char remark
Show marketing remark (297 chars)
Ready for your new home!! Buildable lot backs up to drainage canal for extra privacy. Located in growing area of SE Palm Bay, minutes from new I-95 exit for quick commuting. Area of newer homes with many amenities for this area to be built in the near future. Get it today before the prices go up!
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2022-11-01historical Contingent 297-char remark
Show marketing remark (297 chars)
Ready for your new home!! Buildable lot backs up to drainage canal for extra privacy. Located in growing area of SE Palm Bay, minutes from new I-95 exit for quick commuting. Area of newer homes with many amenities for this area to be built in the near future. Get it today before the prices go up!
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2022-10-06price $31,000 297-char remark
Show marketing remark (297 chars)
Ready for your new home!! Buildable lot backs up to drainage canal for extra privacy. Located in growing area of SE Palm Bay, minutes from new I-95 exit for quick commuting. Area of newer homes with many amenities for this area to be built in the near future. Get it today before the prices go up!
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2022-08-30price $32,500 297-char remark
Show marketing remark (297 chars)
Ready for your new home!! Buildable lot backs up to drainage canal for extra privacy. Located in growing area of SE Palm Bay, minutes from new I-95 exit for quick commuting. Area of newer homes with many amenities for this area to be built in the near future. Get it today before the prices go up!
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2022-08-01price $34,400 297-char remark
Show marketing remark (297 chars)
Ready for your new home!! Buildable lot backs up to drainage canal for extra privacy. Located in growing area of SE Palm Bay, minutes from new I-95 exit for quick commuting. Area of newer homes with many amenities for this area to be built in the near future. Get it today before the prices go up!
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2022-07-01price $39,500 297-char remark
Show marketing remark (297 chars)
Ready for your new home!! Buildable lot backs up to drainage canal for extra privacy. Located in growing area of SE Palm Bay, minutes from new I-95 exit for quick commuting. Area of newer homes with many amenities for this area to be built in the near future. Get it today before the prices go up!
-
2022-05-04price $40,000 297-char remark
Show marketing remark (297 chars)
Ready for your new home!! Buildable lot backs up to drainage canal for extra privacy. Located in growing area of SE Palm Bay, minutes from new I-95 exit for quick commuting. Area of newer homes with many amenities for this area to be built in the near future. Get it today before the prices go up!
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2021-07-12price $34,900 297-char remark
Show marketing remark (297 chars)
Ready for your new home!! Buildable lot backs up to drainage canal for extra privacy. Located in growing area of SE Palm Bay, minutes from new I-95 exit for quick commuting. Area of newer homes with many amenities for this area to be built in the near future. Get it today before the prices go up!
-
2021-06-22price $39,900 297-char remark
Show marketing remark (297 chars)
Ready for your new home!! Buildable lot backs up to drainage canal for extra privacy. Located in growing area of SE Palm Bay, minutes from new I-95 exit for quick commuting. Area of newer homes with many amenities for this area to be built in the near future. Get it today before the prices go up!
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2021-06-13$49,900 Active 297-char remark
Show marketing remark (297 chars)
Ready for your new home!! Buildable lot backs up to drainage canal for extra privacy. Located in growing area of SE Palm Bay, minutes from new I-95 exit for quick commuting. Area of newer homes with many amenities for this area to be built in the near future. Get it today before the prices go up!
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2020-03-09soldstatus $7,000
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2020-03-05soldstatus $7,000 Closed
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2020-02-25historical Contingent
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2020-02-20$8,000 Active
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2016-08-16historical
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2006-11-01$34,500
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2005-02-08soldstatus $37,000
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2005-01-19soldstatus $37,000
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2004-12-11$37,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 9/10 Extreme 7 d/yr ≥106°F today · 22 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $28,377
- − Mortgage interest
- −$22,406
- − Property taxes
- −$6,000
- − Insurance
- −$2,000
- − Repairs & maintenance
- −$2,270
- − Management
- −$2,270
- − Depreciation
- −$11,636
- Taxable loss
- −$18,206
- Est. tax savings @ 24.0%
- +$4,369
- After-tax cash flow
- $-6,384/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Brevard
- NCES district ID
- 1200150
- Math proficiency
- 53% ▼ -9.00%
- Reading proficiency
- 57% ▼ -4.00%
- Median HH income
- $49,426
- Composite
- 46.86/100
- National rank
- #2370
- State rank
- #19 of 73 in FL
Livability — Palm Bay
- Score
- 72/100
- State rank
- #366
- US rank
- #6458
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Palm Bay, FL
- County
- Brevard County · 602,871 people
- City population
- 132,211
- Metro
- Palm Bay-Melbourne-Titusville, FL
- Population (ZIP)
- 41,804
- Household income
- $79,977
- Rent vs Own
- Severe rent burden
- 697.0
Population outlook (Brevard County) Hauer SSP2
- Today (2025)
- 623,254 people
- By 2030
- 648,420 · +4.0%
- By 2040
- 690,009 · +10.7%
- By 2050
- 715,669 · +14.8%
- By 2075
- 775,744 · +24.5%
- By 2100
- 776,687 · +24.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.70)
- Race & ethnicity
- White 46% Black 21% Hispanic / Latino 20% Two or more races 16% Asian 4%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 8% Cuban 5%
- Common ancestry
- Hispanic 3% Slovak 2% Lithuanian 2%
- Foreign-born
- 17% · Canada, China, Jamaica
- Languages at home
- 84% English-only · Spanish 9% French/Haitian/Cajun 4% Chinese 1%
Political lean MEDSL · Brevard
- 2024 margin
- Strong R (+20.8) · D 39.1% · R 59.9% · Other 1.0%
- 2008→2024 swing
- -10.4pp toward R · 2008: -10.4pp · 2024: -20.8pp
- All cycles
- 2024: R+20.8 2020: R+16.4 2016: R+19.8 2012: R+12.7 2008: R+10.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 18.81%
- Current HPI
- 330.8595
- Rent YoY
- ▲ 3.67%
- Metro
- Palm Bay-Melbourne-Titusville, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+955.4% since first listed28 events — show timeline
- 2026-04-24 Price Changed $399,999 SCMLS
- 2026-04-24 Price Changed $410,000 SCMLS
- 2026-03-20 Price Changed $420,000 SCMLS
- 2026-02-26 Price Changed $425,000 SCMLS
- 2025-11-23 Listed $450,000 SCMLS
- 2025-08-05 Listing Removed — SCMLS
- 2025-06-25 Price Changed $440,000 SCMLS
- 2024-09-23 Listed $499,000 SCMLS
- 2022-12-19 Sold (Public Records) $29,000 Public Records
- 2022-12-14 Sold (MLS) $29,000 SCMLS
- 2022-11-01 Contingent — SCMLS
- 2022-10-06 Price Changed $31,000 SCMLS
- 2022-08-30 Price Changed $32,500 SCMLS
- 2022-08-01 Price Changed $34,400 SCMLS
- 2022-07-01 Price Changed $39,500 SCMLS
- 2022-05-04 Price Changed $40,000 SCMLS
- 2021-07-12 Price Changed $34,900 SCMLS
- 2021-06-22 Price Changed $39,900 SCMLS
- 2021-06-13 Listed $49,900 SCMLS
- 2020-03-09 Sold (Public Records) $7,000 Public Records
- 2020-03-05 Sold (MLS) $7,000 SCMLS
- 2020-02-25 Contingent — SCMLS
- 2020-02-20 Listed $8,000 SCMLS
- 2016-08-16 Listing Removed — SCMLS
- 2006-11-01 Listed $34,500 SCMLS
- 2005-02-08 Sold (Public Records) $37,000 Public Records
- 2005-01-19 Sold (MLS) $37,000 SCMLS
- 2004-12-11 Listed $37,900 SCMLS
Property tax history
+18.2%/yrLatest (2025): $576 · +8.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…