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2501 Hillmont Rd
B- Composite 69.69
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +3.8/5.0
  • Condition / age +3.8/5.0
  • Rent growth +2.5/5.0
  • Schools +2.2/10.0
  • Appreciation +0.0/10.0

$95,000

2501 Hillmont Rd · Odessa, TX 79764
3 bd · 2.0 ba · 1,404 sqft · Manufactured · 183 Days on market
Built 2019 Good condition

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This cutie is waiting for you to call home. 3 bedroom 2 baths!!! very well taken care of!!! call today for an appt

Key facts

  • Built 2019
  • Listed 182 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $95k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $824 ($10k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $95k).
  • Recommended offer: $84k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 75/100 on livability (#132 in TX, #3,928 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: commute D+, amenities D, schools F.
  • Ector County ISD (urban): math 22% / reading 27% proficiency, ranked #707 of 826 in TX (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 107 active listings in the ZIP; 1,004 units permitted in Ector County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $657 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Ector County population projected at +78% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $27k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 183 days — a 12% lower offer ($84k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $83,600 (12.0% below list)

Questions for the listing agent

  1. It's been on market 183 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.97%
Cap rate
16.70%
Cash-on-cash
37.16%
DSCR
2.65
GRM
4.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
33.1%
Equity multiple
2.39×
Total profit
$37,102
Equity at exit
$14,165
10-year hold
IRR
40.1%
Equity multiple
4.76×
Total profit
$99,983
Equity at exit
$8,214

Cash invested: $26,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 79764

Home prices YoY
-28.0%
Active inventory
107
Price-to-rent
4.2×

Monthly cashflow live

Estimated rent
$1,874 medium interval (Pro) →
Mortgage (P&I)
$498
Tax est. 1.5%
$119 /mo · $1,425/yr
Insurance
$40
HOA
$0
Vacancy / Maint / Mgmt
$394
Net cashflow
$824

Break-even live

Break-even rent $831
Max offer price $95,000
Occupancy floor 51%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$23,750
Closing costs
$2,850
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 15 events

  1. 2026-06-18
    days on market $95,000 Active 183 DOM
  2. 2026-06-17
    days on market $95,000 Active 182 DOM
  3. 2026-06-16
    days on market $95,000 Active 181 DOM
  4. 2026-06-15
    days on market $95,000 Active 180 DOM
  5. 2026-06-14
    days on market $95,000 Active 178 DOM
  6. 2026-06-13
    days on market $95,000 Active 177 DOM
  7. 2026-06-10
    days on market $95,000 Active 175 DOM
  8. 2026-06-09
    days on market $95,000 Active 174 DOM
  9. 2026-06-08
    days on market $95,000 Active 173 DOM
  10. 2026-06-07
    days on market $95,000 Active 172 DOM
  11. 2026-06-03
    days on market $95,000 Active 167 DOM
  12. 2026-06-01
    days on market $95,000 Active 166 DOM
  13. 2026-05-31
    days on market $95,000 Active 165 DOM
  14. 2026-05-30
    days on market $95,000 Active 164 DOM
  15. 2025-12-17
    listed $95,000 Active 114-char remark
    Show marketing remark (114 chars)

    This cutie is waiting for you to call home. 3 bedroom 2 baths!!! very well taken care of!!! call today for an appt

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 6/10 Major 7 d/yr ≥101°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 3% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,486
− Mortgage interest
−$5,321
− Property taxes
−$1,425
− Insurance
−$475
− Repairs & maintenance
−$1,799
− Management
−$1,799
− Depreciation
−$2,764
Taxable income
$8,903
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,137
After-tax cash flow
$7,749/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 2 photos

Good 75/100 Cosmetic rehab

This well-maintained mobile home is move-in ready with good condition throughout. Minor updates to the exterior and interior can significantly enhance its resale and rental value.

Value-add opportunities

  • Both Painting the exterior and interior — Fresh paint can enhance curb appeal and interior aesthetics.
  • Both Landscaping improvements — Well-maintained landscaping can increase curb appeal and property value.
  • Both New flooring in bathrooms and kitchen — Fresh flooring can improve the look and feel of the home, attracting more buyers/renters.
  • Both Upgrading light fixtures — Modern light fixtures can enhance the home's curb appeal and interior aesthetics.
  • Both New window treatments — New window treatments can improve the home's curb appeal and interior aesthetics.
  • Both Landscaping improvements — Well-maintained landscaping can increase curb appeal and property value.

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting the exterior and interior — Fresh paint can enhance curb appeal and interior aesthetics.
  • Both Landscaping improvements — Well-maintained landscaping can increase curb appeal and property value.
  • Both New flooring in bathrooms and kitchen — Fresh flooring can improve the look and feel of the home, attracting more buyers/renters.
  • Both Upgrading light fixtures — Modern light fixtures can enhance the home's curb appeal and interior aesthetics.
  • Both New window treatments — New window treatments can improve the home's curb appeal and interior aesthetics.
  • Both Landscaping improvements — Well-maintained landscaping can increase curb appeal and property value.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Ector County ISD
NCES district ID
4818000
Math proficiency
22% ▼ -9.00%
Reading proficiency
27% ▼ -4.00%
Median HH income
$52,740
Composite
21.89/100
National rank
#8233
State rank
#707 of 826 in TX

Livability — Odessa

Score
75/100
State rank
#132
US rank
#3928

Category grades

Amenities D Commute D+ Cost of living A+ Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
131,169
Population (ZIP)
26,805

Population outlook (Ector County) Hauer SSP2

Today (2025)
212,765 people
By 2030
241,962 · +13.7%
By 2040
306,582 · +44.1%
By 2050
379,755 · +78.5%
By 2075
568,991 · +167.4%
By 2100
709,829 · +233.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Hispanic (59%)
Race & ethnicity
Hispanic / Latino 59% White 37% Two or more races 17% Black 3% Asian 1%
Hispanic origin (detail)
Mexican 54%
Common ancestry
Slovak 1%
Foreign-born
20% · Canada, Vietnam
Languages at home
54% English-only · Spanish 45% Vietnamese 1%

Political lean MEDSL · Ector

2024 margin
Solid R (+52.9) · D 23.2% · R 76.1%
2008→2024 swing
-4.9pp toward R · 2008: -48.0pp · 2024: -52.9pp
All cycles
2024: R+52.9 2020: R+47.8 2016: R+40.6 2012: R+48.9 2008: R+48.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -92.67%
Current HPI
238.7065
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2025-12-17 Listed $95,000 PBBOR

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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