339 Como · San Antonio, TX 78220

$115,999

2 bd · 1.0 ba · 801 sqft · SingleFamily public records · 259 Days on market

Built 1953 6,054 sqft lot $145/sqft · 9% below area Est $128k · 9% under

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.7/30.0
• ARV discount +11.7/15.0
• Appreciation +10.0/10.0
• 1% rule +5.0/10.0
• DSCR +4.9/10.0
• Livability +4.0/5.0
• Rent growth +2.6/5.0
• Condition / age +2.5/5.0
• Schools +1.4/10.0

Listing remarks MLS

Investor Special! -Just 10 minutes from The Pearl and only 2 miles from the Frost Bank Center, this beautifully maintained home offers unbeatable convenience to Downtown San Antonio, Fort Sam Houston, and Lackland AFB. Enjoy a peaceful private backyard with no rear neighbors, a mature pecan tree, and two separate patio areas-perfect for relaxing or entertaining. Additional features include: Extended side parking Private 1-car garage Washer/dryer connections in the garage Winter-prepped plumbing AC and plumbing inspected this summer-everything works great Well-maintained refrigerator and stove included New toilet and flooring installed in restroom Quarterly pest control maintained for the last 7 years Tenant moved in on 9/30/25 with an 18-month lease in place. Showings are still available!

Key facts

• Private backyard
• Mature pecan tree
• Private patio spaces

Tags

• PRIVATE BACKYARD
• MATURE PECAN TREE
• PRIVATE PATIO SPACES
• EXTENDED SIDE PARKING
• WELL-MAINTAINED FRIDGE
• WELL-MAINTAINED STOVE

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $116k.

Deal economics

• At list price, monthly cash flow is $52 ($623/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $115k (0.5% below list).
• Recommended offer: $102k (12.0% below list) — sets the bar for market timing.
• Cap rate 6.8% vs local median 3.8% in San Antonio — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 80/100 on livability (#31 in TX, #1,616 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F.
• San Antonio ISD (urban): math 12% / reading 22% proficiency, ranked #805 of 826 in TX (top 98%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 80% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: M L King Academy (math 10% / reading 13%, grade F, #4,225 of 4,322 statewide, top 98%, 222 students, 98% FRL, charter); Davis Middle (math 5% / reading 15%, grade F, #1,641 of 1,662 statewide, top 99%, 545 students, 96% FRL, charter); Houston H S (math 12% / reading 18%, grade F, #1,507 of 1,632 statewide, top 93%, 856 students, 95% FRL) — zoned schools average 96% FRL vs 80% district-wide (17 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents flat; 115 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).

Forward outlook

• In year one you build about $12k of equity ($802 loan paydown + $12k appreciation (10.0% local appreciation)).
• Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (10.0% appreciation + 0.5% rent growth), your $32k cash investment doubles in ~3 years — after that, you're playing with house money.
• By year 3, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 259 days — a 12% lower offer ($102k) is reasonable based on typical stale-listing flexibility.
• 9 sale attempts since 18y ago; this cycle's ask has dropped $39k (25%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1953 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $102,079 (12.0% below list)

Questions for the listing agent

1. It's been on market 259 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1953 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.00% ✗
• Cap rate: 6.83%
• Cash-on-cash: 1.92%
• DSCR: 1.09
• GRM: 8.4

CMA / ARV

• ARV (median comp): $127,870
• List price: $115,999
• Delta: -9.28%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
339 Como	0.00mi	2/1.0	801 (0%)	0mo	$115,999	$145	100
330 Hub	0.22mi	2/1.0	832 (+4%)	16mo	$140,000	$168	70
450 Sterling	0.59mi	3/1.0 (+1)	792 (-1%)	12mo	$100,000	$126	55
122 Bundy	0.28mi	2/1.0	720 (-10%)	19mo	$74,900	$104	54
103 Nellina	0.31mi	2/1.0	906 (+13%)	11mo	$85,000	$94	54
1830 Gorman	0.69mi	3/1.5 (+1)	786 (-2%)	6mo	$110,000	$140	53
419 Hub Ave	0.31mi	3/1.0 (+1)	918 (+15%)	6mo	$196,000	$214	51
102 Bundy	0.24mi	3/1.0 (+1)	902 (+13%)	19mo	$74,900	$83	47
1823 Gorman	0.73mi	2/1.0	686 (-14%)	2mo	$52,500	$77	40
142 Dafoste Ave	0.47mi	3/1.0 (+1)	914 (+14%)	16mo	$124,000	$136	36
466 Sterling	0.61mi	3/1.0 (+1)	748 (-7%)	23mo	$99,900	$134	36
162 Dafoste Ave	0.53mi	3/1.0 (+1)	914 (+14%)	20mo	$89,900	$98	30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 0.53% rent growth · sell at horizon

5-year hold

• IRR: 24.8%
• Equity multiple: 2.96×
• Total profit: $63,735
• Equity at exit: $104,501

10-year hold

• IRR: 21.2%
• Equity multiple: 6.54×
• Total profit: $180,069
• Equity at exit: $225,361

Cash invested: $32,480 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 78220

• Home prices YoY: 9.1%
• Rents YoY: 0.5%
• Active inventory: 115
• Price-to-rent: 8.4×

Monthly cashflow live

• Estimated rent: $1,154 high
• Mortgage (P&I): −$608
• Tax from tax record: −$203 /mo · $2,440/yr
• Insurance: −$48
• HOA: −$0
• Vacancy / Maint / Mgmt: −$242
• Net cashflow: $52

Break-even live

Break-even rent $1,089

Max offer price $115,999

Occupancy floor 90%

Sensitivity live

Price	-10% $118	-5% $85	+0% $52	+5% $19	+10% $-14
Rent	-10% $-39	-5% $6	+0% $52	+5% $97	+10% $143
Rate	-1.0pp $110	-0.5pp $81	base $52	+0.5pp $22	+1.0pp $-9

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $29,000
• Closing costs: $3,480
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
215 Edna Ave San Antonio, TX	2.0	1.0	968	$1,260	$1.30	46d	1	0.04mi
311 Spriggsdale Ave Unit 710 San Antonio, TX	2.0	2.0	890	$973	$1.09	1d	1	0.14mi
311 Spriggsdale Ave Unit 610 San Antonio, TX	1.0	1.0	745	$884	$1.19	1d	1	0.14mi
239 Ferris Ave San Antonio, TX	3.0	2.0	909	$1,249	$1.37	46d	1	0.30mi
3030 Martin Luther King Dr San Antonio, TX	3.0	1.0	938	$1,295	$1.38	26d	1	0.36mi
311 Ferris Ave San Antonio, TX	3.0	2.0	909	$1,245	$1.37	6d	1	0.39mi
380 Sterling St Unit 1 San Antonio, TX	2.0	1.0	642	$550	$0.86	26d	1	0.46mi
143 Ranger Unit 101 San Antonio, TX	3.0	2.0	876	$1,099	$1.25	4d	1	0.57mi
455 Lincolnshire Dr San Antonio, TX	2.0	1.0	768	$925	$1.20	22d	1	0.65mi
458 Ferris Ave San Antonio, TX	3.0	2.0	909	$1,350	$1.49	1d	1	0.67mi
3259 Martin Luther King Dr San Antonio, TX	3.0	2.0	909	$1,135	$1.25	1d	1	0.68mi
302 Dorie St San Antonio, TX	3.0	2.0	1028	$1,285	$1.25	24d	1	0.70mi
610 Belmont San Antonio, TX	2.0	1.0	1050	$1,195	$1.14	46d	1	0.71mi
227 S Grimes St Unit 202 San Antonio, TX	3.0	2.5	1089	$1,550	$1.42	46d	1	0.73mi
515 Lincolnshire Dr San Antonio, TX	2.0	1.0	681	$885	$1.30	6d	1	0.74mi
3318 Martin Luther King Dr San Antonio, TX	3.0	2.0	909	$975	$1.07	46d	1	0.79mi
3327 Martin Luther King Dr Unit a San Antonio, TX	3.0	2.0	876	$915	$1.04	4d	1	0.79mi
1435 Gibbs San Antonio, TX	3.0	1.0	975	$1,435	$1.47	26d	1	0.82mi
314 Maryland St Unit 102 San Antonio, TX	2.0	2.5	1055	$1,295	$1.23	46d	1	0.83mi
1650 Gorman San Antonio, TX	2.0	1.0	950	$1,111	$1.17	26d	1	0.85mi
420 Clark Ave San Antonio, TX	2.0	1.0	756	$1,295	$1.71	20d	1	0.88mi
746 Gulf San Antonio, TX	2.0	1.0	744	$975	$1.31	17d	1	0.91mi
947 Poinsettia San Antonio, TX	1.0	1.0	564	$595	$1.05	46d	1	0.92mi
936 Poinsettia St San Antonio, TX	2.0	1.0	675	$895	$1.33	17d	1	0.92mi
934 Poinsettia San Antonio, TX	2.0	1.0	625	$995	$1.59	46d	1	0.92mi
742 Gulf St Unit 746 San Antonio, TX	2.0	1.0	744	$975	$1.31	15d	1	0.93mi
932 Poinsettia St San Antonio, TX	2.0	1.0	800	$945	$1.18	46d	1	0.93mi
928 Poinsettia St San Antonio, TX	2.0	1.0	675	$990	$1.47	46d	1	0.93mi
515 Clark Ave San Antonio, TX	3.0	2.0	528	$1,250	$2.37	26d	1	0.94mi
706 Canton San Antonio, TX	2.0	1.0	994	$1,545	$1.55	26d	1	0.94mi
1510 Gorman San Antonio, TX	2.0	1.0	996	$1,300	$1.31	20d	1	0.99mi
918 Hampton St Unit 1 San Antonio, TX	3.0	1.0	912	$975	$1.07	46d	1	0.99mi
2239 Burnet St San Antonio, TX	3.0	2.0	1097	$1,450	$1.32	46d	1	0.99mi
125 Magendie St San Antonio, TX	2.0	2.0	820	$1,323	$1.61	6d	1	1.00mi
2142 Lamar St San Antonio, TX	2.0	1.0	900	$1,100	$1.22	46d	1	1.00mi
639 Canton San Antonio, TX	2.0	1.0	1008	$1,295	$1.28	46d	1	1.00mi
1414 Gorman San Antonio, TX	2.0	1.0	900	$1,175	$1.31	46d	1	1.02mi
723 Sewanee St San Antonio, TX	3.0	2.0	1028	$1,264	$1.23	15d	1	1.06mi
1431 Aransas Ave San Antonio, TX	3.0	1.0	1108	$1,195	$1.08	17d	1	1.07mi
710 Poinsettia San Antonio, TX	2.0	1.0	708	$1,195	$1.69	46d	1	1.08mi

Listing history 46 events

1. 2026-06-04
   status $115,999 Pending 259 DOM
2. 2026-06-03
   days on market $115,999 Active Option 259 DOM
3. 2026-06-02
   days on market $115,999 Active Option 258 DOM
4. 2026-06-01
   days on market $115,999 Active Option 257 DOM
5. 2026-05-31
   days on market $115,999 Active Option 256 DOM
6. 2026-01-25
   status Back on Market 810-char remark

   Show marketing remark (810 chars)

   Investor Special! -Just 10 minutes from The Pearl and only 2 miles from the Frost Bank Center, this beautifully maintained home offers unbeatable convenience to Downtown San Antonio, Fort Sam Houston, and Lackland AFB. Enjoy a peaceful private backyard with no rear neighbors, a mature pecan tree, and two separate patio areas-perfect for relaxing or entertaining. Additional features include: Extended side parking Private 1-car garage Washer/dryer connections in the garage Winter-prepped plumbing AC and plumbing inspected this summer-everything works great Well-maintained refrigerator and stove included New toilet and flooring installed in restroom Quarterly pest control maintained for the last 7 years Tenant moved in on 9/30/25 with an 18-month lease in place. Showings are still available!

7. 2026-01-20
   historical Active Option 810-char remark

   Show marketing remark (810 chars)

   Investor Special! -Just 10 minutes from The Pearl and only 2 miles from the Frost Bank Center, this beautifully maintained home offers unbeatable convenience to Downtown San Antonio, Fort Sam Houston, and Lackland AFB. Enjoy a peaceful private backyard with no rear neighbors, a mature pecan tree, and two separate patio areas-perfect for relaxing or entertaining. Additional features include: Extended side parking Private 1-car garage Washer/dryer connections in the garage Winter-prepped plumbing AC and plumbing inspected this summer-everything works great Well-maintained refrigerator and stove included New toilet and flooring installed in restroom Quarterly pest control maintained for the last 7 years Tenant moved in on 9/30/25 with an 18-month lease in place. Showings are still available!

8. 2026-01-09
   price $115,999 810-char remark

   Show marketing remark (810 chars)

   Investor Special! -Just 10 minutes from The Pearl and only 2 miles from the Frost Bank Center, this beautifully maintained home offers unbeatable convenience to Downtown San Antonio, Fort Sam Houston, and Lackland AFB. Enjoy a peaceful private backyard with no rear neighbors, a mature pecan tree, and two separate patio areas-perfect for relaxing or entertaining. Additional features include: Extended side parking Private 1-car garage Washer/dryer connections in the garage Winter-prepped plumbing AC and plumbing inspected this summer-everything works great Well-maintained refrigerator and stove included New toilet and flooring installed in restroom Quarterly pest control maintained for the last 7 years Tenant moved in on 9/30/25 with an 18-month lease in place. Showings are still available!

9. 2025-12-09
   price $120,999 810-char remark

   Show marketing remark (810 chars)

   Investor Special! -Just 10 minutes from The Pearl and only 2 miles from the Frost Bank Center, this beautifully maintained home offers unbeatable convenience to Downtown San Antonio, Fort Sam Houston, and Lackland AFB. Enjoy a peaceful private backyard with no rear neighbors, a mature pecan tree, and two separate patio areas-perfect for relaxing or entertaining. Additional features include: Extended side parking Private 1-car garage Washer/dryer connections in the garage Winter-prepped plumbing AC and plumbing inspected this summer-everything works great Well-maintained refrigerator and stove included New toilet and flooring installed in restroom Quarterly pest control maintained for the last 7 years Tenant moved in on 9/30/25 with an 18-month lease in place. Showings are still available!

10. 2025-10-02
    price $124,999 810-char remark

    Show marketing remark (810 chars)

    Investor Special! -Just 10 minutes from The Pearl and only 2 miles from the Frost Bank Center, this beautifully maintained home offers unbeatable convenience to Downtown San Antonio, Fort Sam Houston, and Lackland AFB. Enjoy a peaceful private backyard with no rear neighbors, a mature pecan tree, and two separate patio areas-perfect for relaxing or entertaining. Additional features include: Extended side parking Private 1-car garage Washer/dryer connections in the garage Winter-prepped plumbing AC and plumbing inspected this summer-everything works great Well-maintained refrigerator and stove included New toilet and flooring installed in restroom Quarterly pest control maintained for the last 7 years Tenant moved in on 9/30/25 with an 18-month lease in place. Showings are still available!

11. 2025-10-02
    price $119,999 810-char remark

    Show marketing remark (810 chars)

    Investor Special! -Just 10 minutes from The Pearl and only 2 miles from the Frost Bank Center, this beautifully maintained home offers unbeatable convenience to Downtown San Antonio, Fort Sam Houston, and Lackland AFB. Enjoy a peaceful private backyard with no rear neighbors, a mature pecan tree, and two separate patio areas-perfect for relaxing or entertaining. Additional features include: Extended side parking Private 1-car garage Washer/dryer connections in the garage Winter-prepped plumbing AC and plumbing inspected this summer-everything works great Well-maintained refrigerator and stove included New toilet and flooring installed in restroom Quarterly pest control maintained for the last 7 years Tenant moved in on 9/30/25 with an 18-month lease in place. Showings are still available!

12. 2025-10-02
    historical $1,095

    Show marketing remark (810 chars)

    Investor Special! -Just 10 minutes from The Pearl and only 2 miles from the Frost Bank Center, this beautifully maintained home offers unbeatable convenience to Downtown San Antonio, Fort Sam Houston, and Lackland AFB. Enjoy a peaceful private backyard with no rear neighbors, a mature pecan tree, and two separate patio areas-perfect for relaxing or entertaining. Additional features include: Extended side parking Private 1-car garage Washer/dryer connections in the garage Winter-prepped plumbing AC and plumbing inspected this summer-everything works great Well-maintained refrigerator and stove included New toilet and flooring installed in restroom Quarterly pest control maintained for the last 7 years Tenant moved in on 9/30/25 with an 18-month lease in place. Showings are still available!

13. 2025-09-18
    price $129,999 810-char remark

    Show marketing remark (810 chars)

    Investor Special! -Just 10 minutes from The Pearl and only 2 miles from the Frost Bank Center, this beautifully maintained home offers unbeatable convenience to Downtown San Antonio, Fort Sam Houston, and Lackland AFB. Enjoy a peaceful private backyard with no rear neighbors, a mature pecan tree, and two separate patio areas-perfect for relaxing or entertaining. Additional features include: Extended side parking Private 1-car garage Washer/dryer connections in the garage Winter-prepped plumbing AC and plumbing inspected this summer-everything works great Well-maintained refrigerator and stove included New toilet and flooring installed in restroom Quarterly pest control maintained for the last 7 years Tenant moved in on 9/30/25 with an 18-month lease in place. Showings are still available!

14. 2025-09-17
    listed $154,999 New 810-char remark

    Show marketing remark (810 chars)

    Investor Special! -Just 10 minutes from The Pearl and only 2 miles from the Frost Bank Center, this beautifully maintained home offers unbeatable convenience to Downtown San Antonio, Fort Sam Houston, and Lackland AFB. Enjoy a peaceful private backyard with no rear neighbors, a mature pecan tree, and two separate patio areas-perfect for relaxing or entertaining. Additional features include: Extended side parking Private 1-car garage Washer/dryer connections in the garage Winter-prepped plumbing AC and plumbing inspected this summer-everything works great Well-maintained refrigerator and stove included New toilet and flooring installed in restroom Quarterly pest control maintained for the last 7 years Tenant moved in on 9/30/25 with an 18-month lease in place. Showings are still available!

15. 2025-08-29
    listed $1,095
16. 2025-07-29
    historical $1,150
17. 2025-07-15
    price $1,150
18. 2025-06-27
    price $1,100
19. 2025-06-25
    listed $1,200
20. 2021-04-11
    historical
21. 2021-02-03
    listed $129,999 New
22. 2021-01-24
    historical
23. 2020-11-23
    price $129,900
24. 2020-11-22
    status Back on Market
25. 2020-11-11
    historical
26. 2020-10-19
    price $134,000
27. 2020-10-19
    price $133,000
28. 2020-10-11
    price $137,700
29. 2020-09-21
    price $134,700
30. 2020-09-21
    price $133,000
31. 2020-09-21
    price $132,850
32. 2020-08-12
    price $136,500
33. 2020-08-03
    price $134,700
34. 2020-07-30
    price $135,000
35. 2020-07-13
    price $140,000
36. 2020-06-08
    price $145,000
37. 2020-06-03
    price $137,000
38. 2020-05-17
    price $142,000
39. 2020-05-13
    price $137,000
40. 2020-05-12
    listed $119,995 New
41. 2010-03-18
    historical
42. 2010-02-01
    soldstatus
43. 2009-08-20
    listed $61,000
44. 2009-02-27
    historical
45. 2008-01-16
    listed $61,500
46. 2007-04-25
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $2,440 · $203/mo
• Projected year-2 tax: $2,440 · $203/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 23 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $13,852
• − Mortgage interest: −$6,498
• − Property taxes: −$2,440
• − Insurance: −$580
• − Repairs & maintenance: −$1,108
• − Management: −$1,108
• − Depreciation: −$3,375
• Taxable loss: −$1,257
• Est. tax savings @ 24.0%: +$302
• After-tax cash flow: $925/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: San Antonio ISD
• NCES district ID: 4838730
• Math proficiency: 12% ▼ -21.00%
• Reading proficiency: 22% ▼ -7.00%
• Median HH income: $30,952
• Composite: 13.57/100
• National rank: #9512
• State rank: #805 of 826 in TX

Livability — San Antonio

• Score: 80/100
• State rank: #31
• US rank: #1616

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: San Antonio, TX
• County: Bexar County · 1,990,555 people
• City population: 1,806,925
• Metro: San Antonio-New Braunfels, TX
• Population (ZIP): 19,423
• Household income: $41,710
• Rent vs Own: 47.3% rent · 52.7% own
• Severe rent burden: 705.0

Population outlook (Bexar County) Hauer SSP2

• Today (2025): 2,336,851 people
• By 2030: 2,560,728 · +9.6%
• By 2040: 3,020,569 · +29.3%
• By 2050: 3,493,522 · +49.5%
• By 2075: 4,668,459 · +99.8%
• By 2100: 5,533,242 · +136.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority Hispanic (60%)
• Race & ethnicity: Hispanic / Latino 60% Black 30% Two or more races 22% White 8%
• Hispanic origin (detail): Mexican 47% Puerto Rican 1%
• Foreign-born: 11% · Canada
• Languages at home: 63% English-only · Spanish 36%

Political lean MEDSL · Bexar

• 2024 margin: Lean D (+9.8) · D 54.3% · R 44.6% · Other 1.1%
• 2008→2024 swing: +4.2pp toward D · 2008: 5.6pp · 2024: 9.8pp
• All cycles: 2024: D+9.8 2020: D+18.2 2016: D+13.5 2012: D+4.6 2008: D+5.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 23.86%
• Current HPI: 284.9844
• Rent YoY: ▲ 0.53%
• Metro: San Antonio-New Braunfels, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

+88.6% since first listed

41 events — show timeline

• 2026-01-25 Relisted — LERA
• 2026-01-20 Contingent — LERA
• 2026-01-09 Price Changed $115,999 LERA
• 2025-12-09 Price Changed $120,999 LERA
• 2025-10-02 Price Changed $124,999 LERA
• 2025-10-02 Price Changed $119,999 LERA
• 2025-10-02 Rental Removed $1,095 SABOR
• 2025-09-18 Price Changed $129,999 LERA
• 2025-09-17 Listed $154,999 LERA
• 2025-08-29 Listed for Rent $1,095 SABOR
• 2025-07-29 Rental Removed $1,150 SABOR
• 2025-07-15 Price Changed $1,150 SABOR
• 2025-06-27 Price Changed $1,100 SABOR
• 2025-06-25 Listed for Rent $1,200 SABOR
• 2021-04-11 Listing Removed — LERA
• 2021-02-03 Listed $129,999 LERA
• 2021-01-24 Listing Removed — LERA
• 2020-11-23 Price Changed $129,900 LERA
• 2020-11-22 Relisted — LERA
• 2020-11-11 Listing Removed — LERA
• 2020-10-19 Price Changed $134,000 LERA
• 2020-10-19 Price Changed $133,000 LERA
• 2020-10-11 Price Changed $137,700 LERA
• 2020-09-21 Price Changed $134,700 LERA
• 2020-09-21 Price Changed $133,000 LERA
• 2020-09-21 Price Changed $132,850 LERA
• 2020-08-12 Price Changed $136,500 LERA
• 2020-08-03 Price Changed $134,700 LERA
• 2020-07-30 Price Changed $135,000 LERA
• 2020-07-13 Price Changed $140,000 LERA
• 2020-06-08 Price Changed $145,000 LERA
• 2020-06-03 Price Changed $137,000 LERA
• 2020-05-17 Price Changed $142,000 LERA
• 2020-05-13 Price Changed $137,000 LERA
• 2020-05-12 Listed $119,995 LERA
• 2010-03-18 Listing Removed — LERA
• 2010-02-01 Sold (Public Records) — Public Records
• 2009-08-20 Listed $61,000 LERA
• 2009-02-27 Listing Removed — LERA
• 2008-01-16 Listed $61,500 LERA
• 2007-04-25 Sold (Public Records) — Public Records

Property tax history

+7.2%/yr

Latest (2025): $2,440 · -19.1% YoY. Source: county tax records.