1133 Remington St · Chester, PA 19013

$125,000

3 bd · 1.5 ba · 1,008 sqft · Townhouse public records · 93 Days on market

Built 1920 1,307 sqft lot $124/sqft · 48% above area Est $85k · 48% over

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +29.1/30.0
• DSCR +10.0/10.0
• 1% rule +7.8/10.0
• Rent growth +4.2/5.0
• Livability +3.7/5.0
• Condition / age +2.5/5.0
• Schools +0.8/10.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

An opportunity for investors seeking their next potential income-producing property in Chester. This property offers the chance to renovate and position it for future rental use, allowing the next owner to shape it to meet their investment goals. Surrounded by an area with established rental presence and continued neighborhood improvements, the setting supports those looking to expand a portfolio and explore long-term income possibilities. Property is being sold strictly as-is.

Key facts

• Built 1920
• Listed 93 days

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath townhouse listed at $125k.

Deal economics

• At list price, monthly cash flow is $433 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $125k).
• Recommended offer: $114k (9.0% below list) — sets the bar for market timing.
• Cap rate 10.4% vs local median 7.5% in Chester — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 73/100 on livability (#540 in PA) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools F, crime F, employment F.
• Chester-Upland SD (suburban): math 4% / reading 17% proficiency, ranked #533 of 539 in PA (top 99%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 81% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+6.9%/yr); 138 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 299 units permitted in Delaware County in 2024 (5 in 5+ unit buildings).
• At $1,603/mo this rent would consume 47% of the median local household income ($41k/yr) (locally 2668% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 6.9% rent growth), your $35k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• It's been on market 93 days — a 9% lower offer ($114k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 27y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $27k; list at $125k implies a 363% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $113,750 (9.0% below list)

Questions for the listing agent

1. It's been on market 93 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.28% ✓
• Cap rate: 10.45%
• Cash-on-cash: 14.83%
• DSCR: 1.66
• GRM: 6.5

CMA / ARV

• ARV (median comp): $84,552
• List price: $125,000
• Delta: 47.84%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1105 Terrill St	0.05mi	3/1.0	1,018 (+1%)	7mo	$140,000	$138	88
1018 Remington St	0.07mi	3/1.0	1,032 (+2%)	6mo	$138,000	$134	86
1124 Thomas St	0.02mi	3/1.0	1,046 (+4%)	6mo	$70,000	$67	85
1105 Brown St	0.06mi	3/1.0	1,080 (+7%)	4mo	$50,000	$46	80
1118 Brown St	0.08mi	3/1.0	1,092 (+8%)	1mo	$147,000	$135	80
1109 Brown St	0.06mi	3/1.0	1,092 (+8%)	3mo	$47,000	$43	79
1308 Morton Ave	0.14mi	3/1.0	882 (-12%)	2mo	$95,000	$108	69
921 Mcdowell Ave	0.23mi	3/1.0	1,108 (+10%)	3mo	$74,000	$67	68
936 Mcdowell Ave	0.23mi	3/1.0	1,108 (+10%)	6mo	$90,000	$81	65
853 E 14th St	0.20mi	4/2.0 (+1)	1,152 (+14%)	4mo	$210,000	$182	56
176 Crum Creek Dr	0.69mi	3/1.0	1,120 (+11%)	4mo	$235,000	$210	44
1849 Plymouth Dr	0.62mi	3/1.0	1,120 (+11%)	8mo	$240,000	$214	43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.88% rent growth · sell at horizon

5-year hold

• IRR: 9.6%
• Equity multiple: 1.39×
• Total profit: $13,799
• Equity at exit: $18,638

10-year hold

• IRR: 21.7%
• Equity multiple: 3.18×
• Total profit: $76,409
• Equity at exit: $10,808

Cash invested: $35,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 19013

• Rents YoY: 6.9%
• Active inventory: 138
• Price-to-rent: 6.5×

Monthly cashflow live

• Estimated rent: $1,603 high
• Mortgage (P&I): −$656
• Tax from tax record: −$126 /mo · $1,513/yr
• Insurance: −$52
• HOA: −$0
• Vacancy / Maint / Mgmt: −$337
• Net cashflow: $433

Break-even live

Break-even rent $1,055

Max offer price $125,000

Occupancy floor 68%

Sensitivity live

Price	-10% $503	-5% $468	+0% $433	+5% $397	+10% $362
Rent	-10% $306	-5% $369	+0% $433	+5% $496	+10% $559
Rate	-1.0pp $495	-0.5pp $464	base $433	+0.5pp $400	+1.0pp $367

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $31,250
• Closing costs: $3,750
• Reserves months: —
• Total cash needed: —

Rent comps 23 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1124 Thomas St Chester, PA	3.0	1.0	1046	$1,200	$1.15	25d	1	0.02mi
1206 Thomas St Chester, PA	3.0	1.0	833	$1,399	$1.68	25d	1	0.04mi
1118 Brown St Unit 318 Chester, PA	3.0	1.0	1092	$1,900	$1.74	15d	1	0.10mi
1211 Johnson St Chester, PA	3.0	1.0	882	$1,500	$1.70	3d	1	0.17mi
1510 Washington Ave Chester, PA	4.0	1.5	1280	$2,000	$1.56	19d	1	0.32mi
1312 E 13th St Crum Lynne, PA	3.0	1.0	1280	$1,940	$1.52	19d	1	0.34mi
1127 Walnut St Chester, PA	4.0	1.5	1312	$1,600	$1.22	8d	1	0.39mi
814 Upland St Chester, PA	3.0	1.0	1344	$1,525	$1.13	8d	1	0.62mi
2015 Hyatt St Chester, PA	3.0	1.0	988	$1,950	$1.97	11d	1	0.70mi
1944 Ridley Mill Ln Woodlyn, PA	2.0	1.0	840	$1,600	$1.90	44d	1	0.86mi
13 E 21st St Unit A Chester, PA	2.0	1.0	900	$1,250	$1.39	44d	1	0.95mi
2219 Madison St Unit B Chester, PA	2.0	1.0	800	$1,000	$1.25	44d	1	1.01mi
1400 MacDade Blvd Woodlyn, PA	1.0–2.0	1.0	775	$1,600	$2.06	44d	2	1.02mi
125 W 21st St Chester, PA	4.0	1.5	1152	$1,850	$1.61	25d	1	1.03mi
1433 Grant Ave Unit B Woodlyn, PA	2.0	1.0	1200	$1,450	$1.21	44d	1	1.04mi
314 E 24th St Chester, PA	2.0	1.0–1.5	800	$1,500	$1.88	5d	13	1.06mi
330 W 21st St Chester, PA	3.0	1.0	1152	$1,500	$1.30	44d	1	1.12mi
2701 Madison St Chester, PA	1.0–2.0	1.0	860	$1,533	$1.78	2d	10	1.15mi
418 Penn St Chester, PA	3.0	1.0	1250	$1,350	$1.08	44d	1	1.23mi
25 W Parkway Ave Chester, PA	3.0	1.0	1324	$1,600	$1.21	6d	1	1.36mi
225 W Chester Pike Unit 1 Ridley Park, PA	2.0	1.0	837	$1,500	$1.79	44d	1	1.43mi
225 W Chester Pike Unit 1 Ridley Park, PA	2.0	1.0	837	$1,750	$2.09	25d	1	1.43mi
2607 Edgmont Ave Unit 2F Brookhaven, PA	2.0	1.0	850	$1,600	$1.88	25d	1	1.48mi

Listing history 26 events

1. 2026-06-18
   days on market $125,000 Active 93 DOM
2. 2026-06-17
   days on market $125,000 Active 92 DOM
3. 2026-06-16
   days on market $125,000 Active 91 DOM
4. 2026-06-15
   days on market $125,000 Active 90 DOM
5. 2026-06-13
   days on market $125,000 Active 88 DOM
6. 2026-06-13
   days on market $125,000 Active 87 DOM
7. 2026-06-09
   days on market $125,000 Active 84 DOM
8. 2026-06-08
   days on market $125,000 Active 83 DOM
9. 2026-06-07
   days on market $125,000 Active 82 DOM
10. 2026-06-04
    days on market $125,000 Active 79 DOM
11. 2026-06-03
    days on market $125,000 Active 78 DOM
12. 2026-06-02
    days on market $125,000 Active 77 DOM
13. 2026-06-01
    days on market $125,000 Active 76 DOM
14. 2026-05-31
    days on market $125,000 Active 75 DOM
15. 2026-03-17
    listed $125,000 Active 482-char remark

    Show marketing remark (482 chars)

    An opportunity for investors seeking their next potential income-producing property in Chester. This property offers the chance to renovate and position it for future rental use, allowing the next owner to shape it to meet their investment goals. Surrounded by an area with established rental presence and continued neighborhood improvements, the setting supports those looking to expand a portfolio and explore long-term income possibilities. Property is being sold strictly as-is.

16. 2006-10-18
    soldstatus $27,000
17. 2004-08-13
    soldstatus $11,501
18. 2004-02-05
    soldstatus $11,501 150-char remark

    Show marketing remark (150 chars)

    Property Is Bank Owned And Sold In As-Is Condition. Buyer Is Responsible For Obtaining U+O. Countrywide Corporate Addendums Must Accompany All Offers.

19. 2004-01-22
    historical 150-char remark

    Show marketing remark (150 chars)

    Property Is Bank Owned And Sold In As-Is Condition. Buyer Is Responsible For Obtaining U+O. Countrywide Corporate Addendums Must Accompany All Offers.

20. 2004-01-06
    listed $11,501 150-char remark

    Show marketing remark (150 chars)

    Property Is Bank Owned And Sold In As-Is Condition. Buyer Is Responsible For Obtaining U+O. Countrywide Corporate Addendums Must Accompany All Offers.

21. 2000-12-01
    soldstatus $36,100
22. 2000-06-26
    soldstatus $6,750
23. 2000-04-22
    listed $6,750
24. 1999-04-23
    historical
25. 1999-04-23
    listed $26,530
26. 1991-01-10
    soldstatus $33,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $1,513 · $126/mo
• Projected year-2 tax: $1,744 · $145/mo
• Expected delta: +$231/yr (+$19/mo · 15.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 3 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,234
• − Mortgage interest: −$7,002
• − Property taxes: −$1,513
• − Insurance: −$625
• − Repairs & maintenance: −$1,539
• − Management: −$1,539
• − Depreciation: −$3,636
• Taxable income: $3,380
• Est. tax owed @ 24.0%: −$811
• After-tax cash flow: $4,379/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Chester-Upland SD
• NCES district ID: 4205860
• Math proficiency: 4% ▼ -3.00%
• Reading proficiency: 17% ▼ -6.00%
• Median HH income: $29,790
• Composite: 8.05/100
• National rank: #9918
• State rank: #533 of 539 in PA

Livability — Chester

• Score: 73/100
• State rank: #540
• US rank: #5053

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety A User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Chester, PA
• County: Delaware County · 399,863 people
• City population: 35,064
• Metro: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
• Population (ZIP): 35,064
• Household income: $41,261
• Rent vs Own: 61.0% rent · 39.0% own
• Severe rent burden: 2668.0

Population outlook (Delaware County) Hauer SSP2

• Today (2025): 577,490 people
• By 2030: 581,243 · +0.6%
• By 2040: 584,700 · +1.2%
• By 2050: 586,581 · +1.6%
• By 2075: 598,706 · +3.7%
• By 2100: 590,823 · +2.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (71%)
• Race & ethnicity: Black 71% White 14% Hispanic / Latino 9% Two or more races 4%
• Hispanic origin (detail): Puerto Rican 6%
• Common ancestry: Romanian 2%
• Foreign-born: 4% · Canada
• Languages at home: 92% English-only · Spanish 6%

Political lean MEDSL · Delaware

• 2024 margin: Strong D (+23.7) · D 61.4% · R 37.6% · Other 1.0%
• 2008→2024 swing: +2.3pp toward D · 2008: 21.4pp · 2024: 23.7pp
• All cycles: 2024: D+23.7 2020: D+26.7 2016: D+22.0 2012: D+21.8 2008: D+21.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -149.69%
• Current HPI: 219.5173
• Rent YoY: ▲ 6.88%
• Metro: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+278.8% since first listed

12 events — show timeline

• 2026-03-17 Listed $125,000 BRIGHT MLS
• 2006-10-18 Sold (Public Records) $27,000 Public Records
• 2004-08-13 Sold (Public Records) $11,501 Public Records
• 2004-02-05 Sold (MLS) $11,501 BRIGHT MLS
• 2004-01-22 Listing Removed — BRIGHT MLS
• 2004-01-06 Listed $11,501 BRIGHT MLS
• 2000-12-01 Sold (Public Records) $36,100 Public Records
• 2000-06-26 Sold (MLS) $6,750 BRIGHT MLS
• 2000-04-22 Listed $6,750 BRIGHT MLS
• 1999-04-23 Listed $26,530 BRIGHT MLS
• 1999-04-23 Listing Removed — BRIGHT MLS
• 1991-01-10 Sold (Public Records) $33,000 Public Records

Property tax history

+22.2%/yr

Latest (2026): $1,513 · +143.3% YoY. Source: county tax records.