4330 Laurel Ave · Kansas City, MO
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,054 – $1,958
Heat risk 4/10 · Minor
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.0/30.0
- ARV discount +7.5/15.0
- 1% rule +5.0/10.0
- DSCR +5.0/10.0
- Livability +3.9/5.0
- Rent growth +2.8/5.0
- Condition / age +2.5/5.0
- Schools +1.5/10.0
- Appreciation +0.0/10.0
$1
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This Old House has been made new again! You need to check out the details of this renovation. New Cedar fencing, deck, gutters and siding. Falcon Foundations has installed peering and posts through out the basement. You can go back to the future with an Upgraded Electrical service to 200 amp. New high efficiency HVAC system and duct work. Kitchen cabinets are soft pull and appliances stay with the property. The interior wall between living room and kitchen has been opened up to create a nice flow. If that is not enough, you are directly across the street from Arrowhead Stadium. Don't miss this opportunity! Fast and easy access to Interstate 70 and 435. Be down town in minutes.
Key facts
- 0.32 acre lot
- Built 1961
- Listed 24 days
Property features AI
Finance
- Other: Property age: 51–75 years
- HOA & community: No association fees
Exterior
- Parking: Off-street parking
- Utilities: Public water; Public sewer
- Home design: Single-family residence; Ranch style; 840 square feet above grade
- Construction: Brick/mortar construction; Composition roof
- Exterior features: Lot approximately 0.32 acres; Not in a flood plain
Interior
- Kitchen: Eat-in kitchen layout
- Bedrooms: 3 bedrooms
- Bathrooms: 1 full bathroom
- Heating & cooling: Forced air heating; Electric cooling
- Interior features: Eat-in kitchen; Ranch floor plan; Basement with concrete finish
- Laundry & utility: Laundry located in basement
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $1.
Deal economics
- At list price, monthly cash flow is $1k ($12k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $1).
- Cap rate 1208717.0% vs local median 3.9% in Kansas City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 78/100 on livability (#28 in MO, #2,671 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools C-, crime F.
- Kansas City 33 (urban): math 12% / reading 24% proficiency, ranked #308 of 324 in MO (top 95%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+1.3%/yr); 209 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 4,002 units permitted in Jackson County in 2024 (2,271 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $0 of loan paydown is wiped out by about $0 of value loss. Plan a longer hold.
- Jackson County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 1.3% rent growth), your $0 cash investment doubles in ~1 year — after that, you're playing with house money.
Negotiation context
- It's been on market 25 days — a 2% lower offer ($0) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 27y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- Built in 1961 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 127502.00% ✓
- Cap rate
- 1208716.96%
- Cash-on-cash
- 4316823.81%
- DSCR
- 192075.37
- GRM
- 0.0
CMA / ARV
- ARV (on-the-fly)
- $169,680
- Comps found
- 6
Show comp detail 6 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4301 Laurel Ave | 0.10mi | 3/1.0 | 840 (0%) | 10mo | $194,000 | $231 | 87 |
| 9100 E 44th St | 0.08mi | 3/1.0 | 816 (-3%) | 12mo | $125,000 | $153 | 82 |
| 9105 E 43rd Ter | 0.06mi | 2/1.0 (-1) | 840 (0%) | 13mo | $170,000 | $202 | 82 |
| 9154 E 43rd Ter | 0.13mi | 3/1.0 | 916 (+9%) | 24mo | $135,000 | $147 | 59 |
| 4000 Crescent Ave | 0.58mi | 2/1.0 (-1) | 912 (+9%) | 2mo | $185,000 | $203 | 52 |
| 3715 Blue Ridge Cut Off N/A | 0.69mi | 2/1.0 (-1) | 902 (+7%) | 11mo | $88,000 | $98 | 41 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.34% rent growth · sell at horizon
- IRR
- —
- Equity multiple
- 221704.14×
- Total profit
- $62,077
- Equity at exit
- $0
- IRR
- —
- Equity multiple
- 458665.40×
- Total profit
- $128,426
- Equity at exit
- $0
Cash invested: $0 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 81 Strongly Landlord-Friendly
- State Missouri
- 81 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 64133
- Rents YoY
- 1.3%
- Active inventory
- 209
Monthly cashflow live
- Estimated rent
- $1,275 high interval (Pro) →
- Mortgage (P&I)
- −$0
- Tax est. 1.5%
- −$0 /mo · $0/yr
- Insurance
- −$0
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$268
- Net cashflow
- $1,007
Break-even live
Sensitivity live
| Price | -10% $1,007 | -5% $1,007 | +0% $1,007 | +5% $1,007 | +10% $1,007 |
|---|---|---|---|---|---|
| Rent | -10% $907 | -5% $957 | +0% $1,007 | +5% $1,058 | +10% $1,108 |
| Rate | -1.0pp $1,007 | -0.5pp $1,007 | base $1,007 | +0.5pp $1,007 | +1.0pp $1,007 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $0
- Closing costs
- $0
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 18 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 10415 E 43rd St Kansas City, MO | 1.0–2.0 | 1.0–2.0 | 784 | $1,084 | $1.38 | 2d | 12 | 0.96mi |
| 10500 E 42nd St Kansas City, MO | 1.0–3.0 | 1.0–2.5 | 915 | $1,259 | $1.38 | 17d | 2 | 1.05mi |
| 9715 E 35th Ter S Unit B-9 Independence, MO | 2.0 | 1.0 | 750 | $999 | $1.33 | 22d | 1 | 1.06mi |
| 9715 E 35th Ter S Apt A8 Independence, MO | 2.0 | 1.0 | 750 | $999 | $1.33 | 5d | 1 | 1.06mi |
| 9715 E 35th Ter S Unit B-10 Independence, MO | 2.0 | 1.0 | 750 | $1,095 | $1.46 | 44d | 1 | 1.06mi |
| 9715 E 35th Ter S Unit A-5 Independence, MO | 2.0 | 1.0 | 750 | $1,095 | $1.46 | 15d | 1 | 1.07mi |
| 3333 S Oxford Ave Independence, MO | 2.0 | 1.0 | 700 | $850 | $1.21 | 44d | 1 | 1.18mi |
| 3927 Willow Ave Kansas City, MO | 1.0–3.0 | 1.0–2.0 | 997 | $1,350 | $1.35 | 3d | 11 | 1.21mi |
| 7601 Sni a Bar Ter Kansas City, MO | 2.0 | 1.0 | 827 | $1,099 | $1.33 | 44d | 1 | 1.23mi |
| 7611 E 47th Ter Kansas City, MO | 3.0 | 1.0 | 840 | $1,276 | $1.52 | 8d | 1 | 1.23mi |
| 7615 E 49th St Kansas City, MO | 2.0 | 1.0 | 888 | $1,095 | $1.23 | 44d | 1 | 1.24mi |
| 5126 Booth Ave Kansas City, MO | 2.0 | 1.0 | 950 | $1,149 | $1.21 | 13d | 1 | 1.25mi |
| 5312 Hunter St Raytown, MO | 3.0 | 1.5 | 912 | $1,450 | $1.59 | 4d | 1 | 1.28mi |
| 5312 Hunter St Raytown, MO | 3.0 | 1.5 | 912 | $1,450 | $1.59 | 3d | 1 | 1.28mi |
| 4730 Richmond Ave Kansas City, MO | 3.0 | 1.0 | 821 | $1,395 | $1.70 | 44d | 1 | 1.29mi |
| 10005 E 53rd St Raytown, MO | 3.0 | 1.0 | 700 | $1,250 | $1.79 | 4d | 1 | 1.46mi |
| 10005 E 53rd St Raytown, MO | 3.0 | 1.0 | 700 | $1,250 | $1.79 | 3d | 1 | 1.46mi |
| 4808 Appleton Ave Kansas City, MO | 3.0 | 1.0 | 925 | $1,395 | $1.51 | 15d | 1 | 1.46mi |
Listing history 29 events
-
2026-06-21days on market $1 Active 25 DOM
-
2026-06-18days on market $1 Active 22 DOM
-
2026-06-17days on market $1 Active 21 DOM
-
2026-06-16days on market $1 Active 20 DOM
-
2026-06-15days on market $1 Active 19 DOM
-
2026-06-13days on market $1 Active 17 DOM
-
2026-06-09days on market $1 Active 13 DOM
-
2026-06-08days on market $1 Active 12 DOM
-
2026-06-07days on market $1 Active 11 DOM
-
2026-06-05days on market $1 Active 8 DOM
-
2026-06-03days on market $1 Active 7 DOM
-
2026-06-02days on market $1 Active 6 DOM
-
2026-06-01days on market $1 Active 5 DOM
-
2026-05-31days on market $1 Active 4 DOM
-
2026-05-27$1 Active
-
2023-08-08soldstatus Closed 685-char remark
Show marketing remark (685 chars)
This Old House has been made new again! You need to check out the details of this renovation. New Cedar fencing, deck, gutters and siding. Falcon Foundations has installed peering and posts through out the basement. You can go back to the future with an Upgraded Electrical service to 200 amp. New high efficiency HVAC system and duct work. Kitchen cabinets are soft pull and appliances stay with the property. The interior wall between living room and kitchen has been opened up to create a nice flow. If that is not enough, you are directly across the street from Arrowhead Stadium. Don't miss this opportunity! Fast and easy access to Interstate 70 and 435. Be down town in minutes.
-
2023-08-08soldstatus
Show marketing remark (685 chars)
This Old House has been made new again! You need to check out the details of this renovation. New Cedar fencing, deck, gutters and siding. Falcon Foundations has installed peering and posts through out the basement. You can go back to the future with an Upgraded Electrical service to 200 amp. New high efficiency HVAC system and duct work. Kitchen cabinets are soft pull and appliances stay with the property. The interior wall between living room and kitchen has been opened up to create a nice flow. If that is not enough, you are directly across the street from Arrowhead Stadium. Don't miss this opportunity! Fast and easy access to Interstate 70 and 435. Be down town in minutes.
-
2023-07-02status Pending 685-char remark
Show marketing remark (685 chars)
This Old House has been made new again! You need to check out the details of this renovation. New Cedar fencing, deck, gutters and siding. Falcon Foundations has installed peering and posts through out the basement. You can go back to the future with an Upgraded Electrical service to 200 amp. New high efficiency HVAC system and duct work. Kitchen cabinets are soft pull and appliances stay with the property. The interior wall between living room and kitchen has been opened up to create a nice flow. If that is not enough, you are directly across the street from Arrowhead Stadium. Don't miss this opportunity! Fast and easy access to Interstate 70 and 435. Be down town in minutes.
-
2023-06-17$186,000 Active 685-char remark
Show marketing remark (685 chars)
This Old House has been made new again! You need to check out the details of this renovation. New Cedar fencing, deck, gutters and siding. Falcon Foundations has installed peering and posts through out the basement. You can go back to the future with an Upgraded Electrical service to 200 amp. New high efficiency HVAC system and duct work. Kitchen cabinets are soft pull and appliances stay with the property. The interior wall between living room and kitchen has been opened up to create a nice flow. If that is not enough, you are directly across the street from Arrowhead Stadium. Don't miss this opportunity! Fast and easy access to Interstate 70 and 435. Be down town in minutes.
-
2023-01-27soldstatus Closed 369-char remark
Show marketing remark (369 chars)
Priced to cover needed foundation repair. New Luxury vinyl plank flooring already installed throughout. Fresh paint on all walls, trim, ceilings and kitchen cabinets. New panel and breakers. Factors unrelated to the home prompted sale before project completion date. Walk to Kauffman and Arrowhead Stadiums! Close to highways for easy commute to and from work downtown.
-
2023-01-26soldstatus
-
2023-01-13status Pending 369-char remark
Show marketing remark (369 chars)
Priced to cover needed foundation repair. New Luxury vinyl plank flooring already installed throughout. Fresh paint on all walls, trim, ceilings and kitchen cabinets. New panel and breakers. Factors unrelated to the home prompted sale before project completion date. Walk to Kauffman and Arrowhead Stadiums! Close to highways for easy commute to and from work downtown.
-
2022-12-30$65,000 Active 369-char remark
Show marketing remark (369 chars)
Priced to cover needed foundation repair. New Luxury vinyl plank flooring already installed throughout. Fresh paint on all walls, trim, ceilings and kitchen cabinets. New panel and breakers. Factors unrelated to the home prompted sale before project completion date. Walk to Kauffman and Arrowhead Stadiums! Close to highways for easy commute to and from work downtown.
-
2022-08-17soldstatus
-
2022-08-17soldstatus
-
2001-05-22soldstatus
-
1999-12-23soldstatus
-
1999-12-22soldstatus
-
1999-10-15$52,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥107°F today · 17 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,300
- − Mortgage interest
- −$0
- − Property taxes
- −$0
- − Insurance
- −$0
- − Repairs & maintenance
- −$1,224
- − Management
- −$1,224
- − Depreciation
- −$0
- Taxable income
- $12,852
- Est. tax owed @ 24.0%
- −$3,085
- After-tax cash flow
- $9,003/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Kansas City 33
- NCES district ID
- 2916400
- Math proficiency
- 12% ▼ -8.00%
- Reading proficiency
- 24% ▬ 0.00%
- Median HH income
- $35,227
- Composite
- 14.8/100
- National rank
- #9387
- State rank
- #308 of 324 in MO
Livability — Kansas City
- Score
- 78/100
- State rank
- #28
- US rank
- #2671
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Kansas City, MO
- County
- Jackson County · 687,798 people
- City population
- 60,054
- Metro
- Kansas City, MO-KS
- Population (ZIP)
- 36,249
- Household income
- $67,750
- Rent vs Own
- Severe rent burden
- 1173.0
Population outlook (Jackson County) Hauer SSP2
- Today (2025)
- 719,589 people
- By 2030
- 731,456 · +1.6%
- By 2040
- 746,689 · +3.8%
- By 2050
- 749,289 · +4.1%
- By 2075
- 736,227 · +2.3%
- By 2100
- 668,210 · -7.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.64)
- Race & ethnicity
- White 46% Black 37% Hispanic / Latino 12% Two or more races 9%
- Hispanic origin (detail)
- Mexican 10%
- Common ancestry
- Italian 7% Slovak 1% Lithuanian 1%
- Foreign-born
- 5% · Canada
- Languages at home
- 90% English-only · Spanish 7% French/Haitian/Cajun 1%
Political lean MEDSL · Jackson
- 2024 margin
- D (+19.3) · D 58.9% · R 39.5% · Other 1.6%
- 2008→2024 swing
- -6.1pp toward R · 2008: 25.4pp · 2024: 19.3pp
- All cycles
- 2024: D+19.3 2020: D+22.0 2016: D+16.6 2012: D+19.0 2008: D+25.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -155.40%
- Current HPI
- 263.6915
- Rent YoY
- ▲ 1.34%
- Metro
- Kansas City, MO-KS
- State GDP YoY
- ▲ 1.84%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in MO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $163B |
|
||
| Insurance | 1 | $21B |
|
||
| Industrial Technology | 1 | $17B |
|
||
| Retail | 1 | $16B |
|
||
| Industrial Distribution | 1 | $10B |
|
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| Utilities | 1 | $9B |
|
||
Price history
+254.3% since first listed15 events — show timeline
- 2026-05-27 Listed $1 Heartland MLS as Distributed by MLS Grid
- 2023-08-08 Sold (Public Records) — Public Records
- 2023-08-08 Sold (MLS) — Heartland MLS as Distributed by MLS Grid
- 2023-07-02 Pending — Heartland MLS as Distributed by MLS Grid
- 2023-06-17 Listed $186,000 Heartland MLS as Distributed by MLS Grid
- 2023-01-27 Sold (MLS) — Heartland MLS as Distributed by MLS Grid
- 2023-01-26 Sold (Public Records) — Public Records
- 2023-01-13 Pending — Heartland MLS as Distributed by MLS Grid
- 2022-12-30 Listed $65,000 Heartland MLS as Distributed by MLS Grid
- 2022-08-17 Sold (Public Records) — Public Records
- 2022-08-17 Sold (Public Records) — Public Records
- 2001-05-22 Sold (Public Records) — Public Records
- 1999-12-23 Sold (Public Records) — Public Records
- 1999-12-22 Sold (MLS) — Heartland MLS as Distributed by MLS Grid
- 1999-10-15 Listed $52,500 Heartland MLS as Distributed by MLS Grid
Property tax history
+2.0%/yrLatest (2025): $953 · +22.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…