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4330 Laurel Ave
D Composite 43.21
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +7.5/15.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Livability +3.9/5.0
  • Rent growth +2.8/5.0
  • Condition / age +2.5/5.0
  • Schools +1.5/10.0
  • Appreciation +0.0/10.0

$1

4330 Laurel Ave · Kansas City, MO 64133
3 bd · 1.0 ba · 840 sqft · SingleFamily public records · 25 Days on market
Built 1961 0.32 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This Old House has been made new again! You need to check out the details of this renovation. New Cedar fencing, deck, gutters and siding. Falcon Foundations has installed peering and posts through out the basement. You can go back to the future with an Upgraded Electrical service to 200 amp. New high efficiency HVAC system and duct work. Kitchen cabinets are soft pull and appliances stay with the property. The interior wall between living room and kitchen has been opened up to create a nice flow. If that is not enough, you are directly across the street from Arrowhead Stadium. Don't miss this opportunity! Fast and easy access to Interstate 70 and 435. Be down town in minutes.

Key facts

  • 0.32 acre lot
  • Built 1961
  • Listed 24 days

Property features AI

Finance

  • Other: Property age: 51–75 years
  • HOA & community: No association fees

Exterior

  • Parking: Off-street parking
  • Utilities: Public water; Public sewer
  • Home design: Single-family residence; Ranch style; 840 square feet above grade
  • Construction: Brick/mortar construction; Composition roof
  • Exterior features: Lot approximately 0.32 acres; Not in a flood plain

Interior

  • Kitchen: Eat-in kitchen layout
  • Bedrooms: 3 bedrooms
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Forced air heating; Electric cooling
  • Interior features: Eat-in kitchen; Ranch floor plan; Basement with concrete finish
  • Laundry & utility: Laundry located in basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $1.

Deal economics

  • At list price, monthly cash flow is $1k ($12k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $1).
  • Cap rate 1208717.0% vs local median 3.9% in Kansas City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 78/100 on livability (#28 in MO, #2,671 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools C-, crime F.
  • Kansas City 33 (urban): math 12% / reading 24% proficiency, ranked #308 of 324 in MO (top 95%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+1.3%/yr); 209 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 4,002 units permitted in Jackson County in 2024 (2,271 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $0 of loan paydown is wiped out by about $0 of value loss. Plan a longer hold.
  • Jackson County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 1.3% rent growth), your $0 cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 25 days — a 2% lower offer ($0) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 27y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $1

Questions for the listing agent

  1. Built in 1961 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
127502.00%
Cap rate
1208716.96%
Cash-on-cash
4316823.81%
DSCR
192075.37
GRM
0.0

CMA / ARV

ARV (on-the-fly)
$169,680
Comps found
6
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4301 Laurel Ave 0.10mi 3/1.0 840 (0%) 10mo $194,000 $231 87
9100 E 44th St 0.08mi 3/1.0 816 (-3%) 12mo $125,000 $153 82
9105 E 43rd Ter 0.06mi 2/1.0 (-1) 840 (0%) 13mo $170,000 $202 82
9154 E 43rd Ter 0.13mi 3/1.0 916 (+9%) 24mo $135,000 $147 59
4000 Crescent Ave 0.58mi 2/1.0 (-1) 912 (+9%) 2mo $185,000 $203 52
3715 Blue Ridge Cut Off N/A 0.69mi 2/1.0 (-1) 902 (+7%) 11mo $88,000 $98 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.34% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
221704.14×
Total profit
$62,077
Equity at exit
$0
10-year hold
IRR
Equity multiple
458665.40×
Total profit
$128,426
Equity at exit
$0

Cash invested: $0 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 64133

Rents YoY
1.3%
Active inventory
209

Monthly cashflow live

Estimated rent
$1,275 high interval (Pro) →
Mortgage (P&I)
$0
Tax est. 1.5%
$0 /mo · $0/yr
Insurance
$0
HOA
$0
Vacancy / Maint / Mgmt
$268
Net cashflow
$1,007

Break-even live

Break-even rent
Max offer price $1
Occupancy floor 16%

Sensitivity live

Price -10% $1,007 -5% $1,007 +0% $1,007 +5% $1,007 +10% $1,007
Rent -10% $907 -5% $957 +0% $1,007 +5% $1,058 +10% $1,108
Rate -1.0pp $1,007 -0.5pp $1,007 base $1,007 +0.5pp $1,007 +1.0pp $1,007

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$0
Closing costs
$0
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 18 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
10415 E 43rd St Kansas City, MO 1.0–2.0 1.0–2.0 784 $1,084 $1.38 2d 12 0.96mi
10500 E 42nd St Kansas City, MO 1.0–3.0 1.0–2.5 915 $1,259 $1.38 17d 2 1.05mi
9715 E 35th Ter S Unit B-9 Independence, MO 2.0 1.0 750 $999 $1.33 22d 1 1.06mi
9715 E 35th Ter S Apt A8 Independence, MO 2.0 1.0 750 $999 $1.33 5d 1 1.06mi
9715 E 35th Ter S Unit B-10 Independence, MO 2.0 1.0 750 $1,095 $1.46 44d 1 1.06mi
9715 E 35th Ter S Unit A-5 Independence, MO 2.0 1.0 750 $1,095 $1.46 15d 1 1.07mi
3333 S Oxford Ave Independence, MO 2.0 1.0 700 $850 $1.21 44d 1 1.18mi
3927 Willow Ave Kansas City, MO 1.0–3.0 1.0–2.0 997 $1,350 $1.35 3d 11 1.21mi
7601 Sni a Bar Ter Kansas City, MO 2.0 1.0 827 $1,099 $1.33 44d 1 1.23mi
7611 E 47th Ter Kansas City, MO 3.0 1.0 840 $1,276 $1.52 8d 1 1.23mi
7615 E 49th St Kansas City, MO 2.0 1.0 888 $1,095 $1.23 44d 1 1.24mi
5126 Booth Ave Kansas City, MO 2.0 1.0 950 $1,149 $1.21 13d 1 1.25mi
5312 Hunter St Raytown, MO 3.0 1.5 912 $1,450 $1.59 4d 1 1.28mi
5312 Hunter St Raytown, MO 3.0 1.5 912 $1,450 $1.59 3d 1 1.28mi
4730 Richmond Ave Kansas City, MO 3.0 1.0 821 $1,395 $1.70 44d 1 1.29mi
10005 E 53rd St Raytown, MO 3.0 1.0 700 $1,250 $1.79 4d 1 1.46mi
10005 E 53rd St Raytown, MO 3.0 1.0 700 $1,250 $1.79 3d 1 1.46mi
4808 Appleton Ave Kansas City, MO 3.0 1.0 925 $1,395 $1.51 15d 1 1.46mi

Listing history 29 events

  1. 2026-06-21
    days on market $1 Active 25 DOM
  2. 2026-06-18
    days on market $1 Active 22 DOM
  3. 2026-06-17
    days on market $1 Active 21 DOM
  4. 2026-06-16
    days on market $1 Active 20 DOM
  5. 2026-06-15
    days on market $1 Active 19 DOM
  6. 2026-06-13
    days on market $1 Active 17 DOM
  7. 2026-06-09
    days on market $1 Active 13 DOM
  8. 2026-06-08
    days on market $1 Active 12 DOM
  9. 2026-06-07
    days on market $1 Active 11 DOM
  10. 2026-06-05
    days on market $1 Active 8 DOM
  11. 2026-06-03
    days on market $1 Active 7 DOM
  12. 2026-06-02
    days on market $1 Active 6 DOM
  13. 2026-06-01
    days on market $1 Active 5 DOM
  14. 2026-05-31
    days on market $1 Active 4 DOM
  15. 2026-05-27
    listed $1 Active
  16. 2023-08-08
    soldstatus Closed 685-char remark
    Show marketing remark (685 chars)

    This Old House has been made new again! You need to check out the details of this renovation. New Cedar fencing, deck, gutters and siding. Falcon Foundations has installed peering and posts through out the basement. You can go back to the future with an Upgraded Electrical service to 200 amp. New high efficiency HVAC system and duct work. Kitchen cabinets are soft pull and appliances stay with the property. The interior wall between living room and kitchen has been opened up to create a nice flow. If that is not enough, you are directly across the street from Arrowhead Stadium. Don't miss this opportunity! Fast and easy access to Interstate 70 and 435. Be down town in minutes.

  17. 2023-08-08
    soldstatus
    Show marketing remark (685 chars)

    This Old House has been made new again! You need to check out the details of this renovation. New Cedar fencing, deck, gutters and siding. Falcon Foundations has installed peering and posts through out the basement. You can go back to the future with an Upgraded Electrical service to 200 amp. New high efficiency HVAC system and duct work. Kitchen cabinets are soft pull and appliances stay with the property. The interior wall between living room and kitchen has been opened up to create a nice flow. If that is not enough, you are directly across the street from Arrowhead Stadium. Don't miss this opportunity! Fast and easy access to Interstate 70 and 435. Be down town in minutes.

  18. 2023-07-02
    status Pending 685-char remark
    Show marketing remark (685 chars)

    This Old House has been made new again! You need to check out the details of this renovation. New Cedar fencing, deck, gutters and siding. Falcon Foundations has installed peering and posts through out the basement. You can go back to the future with an Upgraded Electrical service to 200 amp. New high efficiency HVAC system and duct work. Kitchen cabinets are soft pull and appliances stay with the property. The interior wall between living room and kitchen has been opened up to create a nice flow. If that is not enough, you are directly across the street from Arrowhead Stadium. Don't miss this opportunity! Fast and easy access to Interstate 70 and 435. Be down town in minutes.

  19. 2023-06-17
    listed $186,000 Active 685-char remark
    Show marketing remark (685 chars)

    This Old House has been made new again! You need to check out the details of this renovation. New Cedar fencing, deck, gutters and siding. Falcon Foundations has installed peering and posts through out the basement. You can go back to the future with an Upgraded Electrical service to 200 amp. New high efficiency HVAC system and duct work. Kitchen cabinets are soft pull and appliances stay with the property. The interior wall between living room and kitchen has been opened up to create a nice flow. If that is not enough, you are directly across the street from Arrowhead Stadium. Don't miss this opportunity! Fast and easy access to Interstate 70 and 435. Be down town in minutes.

  20. 2023-01-27
    soldstatus Closed 369-char remark
    Show marketing remark (369 chars)

    Priced to cover needed foundation repair. New Luxury vinyl plank flooring already installed throughout. Fresh paint on all walls, trim, ceilings and kitchen cabinets. New panel and breakers. Factors unrelated to the home prompted sale before project completion date. Walk to Kauffman and Arrowhead Stadiums! Close to highways for easy commute to and from work downtown.

  21. 2023-01-26
    soldstatus
  22. 2023-01-13
    status Pending 369-char remark
    Show marketing remark (369 chars)

    Priced to cover needed foundation repair. New Luxury vinyl plank flooring already installed throughout. Fresh paint on all walls, trim, ceilings and kitchen cabinets. New panel and breakers. Factors unrelated to the home prompted sale before project completion date. Walk to Kauffman and Arrowhead Stadiums! Close to highways for easy commute to and from work downtown.

  23. 2022-12-30
    listed $65,000 Active 369-char remark
    Show marketing remark (369 chars)

    Priced to cover needed foundation repair. New Luxury vinyl plank flooring already installed throughout. Fresh paint on all walls, trim, ceilings and kitchen cabinets. New panel and breakers. Factors unrelated to the home prompted sale before project completion date. Walk to Kauffman and Arrowhead Stadiums! Close to highways for easy commute to and from work downtown.

  24. 2022-08-17
    soldstatus
  25. 2022-08-17
    soldstatus
  26. 2001-05-22
    soldstatus
  27. 1999-12-23
    soldstatus
  28. 1999-12-22
    soldstatus
  29. 1999-10-15
    listed $52,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥107°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$15,300
− Mortgage interest
−$0
− Property taxes
−$0
− Insurance
−$0
− Repairs & maintenance
−$1,224
− Management
−$1,224
− Depreciation
−$0
Taxable income
$12,852
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$3,085
After-tax cash flow
$9,003/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Kansas City 33
NCES district ID
2916400
Math proficiency
12% ▼ -8.00%
Reading proficiency
24% ▬ 0.00%
Median HH income
$35,227
Composite
14.8/100
National rank
#9387
State rank
#308 of 324 in MO

Livability — Kansas City

Score
78/100
State rank
#28
US rank
#2671

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Kansas City, MO
County
Jackson County · 687,798 people
City population
60,054
Metro
Kansas City, MO-KS
Population (ZIP)
36,249
Household income
$67,750
Rent vs Own
36.0% rent · 64.0% own
Severe rent burden
1173.0

Population outlook (Jackson County) Hauer SSP2

Today (2025)
719,589 people
By 2030
731,456 · +1.6%
By 2040
746,689 · +3.8%
By 2050
749,289 · +4.1%
By 2075
736,227 · +2.3%
By 2100
668,210 · -7.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
White 46% Black 37% Hispanic / Latino 12% Two or more races 9%
Hispanic origin (detail)
Mexican 10%
Common ancestry
Italian 7% Slovak 1% Lithuanian 1%
Foreign-born
5% · Canada
Languages at home
90% English-only · Spanish 7% French/Haitian/Cajun 1%

Political lean MEDSL · Jackson

2024 margin
D (+19.3) · D 58.9% · R 39.5% · Other 1.6%
2008→2024 swing
-6.1pp toward R · 2008: 25.4pp · 2024: 19.3pp
All cycles
2024: D+19.3 2020: D+22.0 2016: D+16.6 2012: D+19.0 2008: D+25.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -155.40%
Current HPI
263.6915
Rent YoY
▲ 1.34%
Metro
Kansas City, MO-KS
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

+254.3% since first listed
15 events — show timeline
  • 2026-05-27 Listed $1 Heartland MLS as Distributed by MLS Grid
  • 2023-08-08 Sold (Public Records) Public Records
  • 2023-08-08 Sold (MLS) Heartland MLS as Distributed by MLS Grid
  • 2023-07-02 Pending Heartland MLS as Distributed by MLS Grid
  • 2023-06-17 Listed $186,000 Heartland MLS as Distributed by MLS Grid
  • 2023-01-27 Sold (MLS) Heartland MLS as Distributed by MLS Grid
  • 2023-01-26 Sold (Public Records) Public Records
  • 2023-01-13 Pending Heartland MLS as Distributed by MLS Grid
  • 2022-12-30 Listed $65,000 Heartland MLS as Distributed by MLS Grid
  • 2022-08-17 Sold (Public Records) Public Records
  • 2022-08-17 Sold (Public Records) Public Records
  • 2001-05-22 Sold (Public Records) Public Records
  • 1999-12-23 Sold (Public Records) Public Records
  • 1999-12-22 Sold (MLS) Heartland MLS as Distributed by MLS Grid
  • 1999-10-15 Listed $52,500 Heartland MLS as Distributed by MLS Grid

Property tax history

+2.0%/yr

Latest (2025): $953 · +22.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…