107 Beeman St · Pineville, MO
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,054 – $1,958
Heat risk 5/10 · Moderate
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 22 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 2.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Appreciation +7.6/10.0
- ARV discount +7.5/15.0
- Schools +3.1/10.0
- Livability +3.1/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$59,999
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Calling all investors and developers! This 2 bed 1 bath 996 square feet home is ready for its next owner to give it some love and TLC! Sitting on a 0.29 acre corner lot, this would be a PRIME opportunity for someone to fix and flip the current house and build a second house on the west side of the lot. The front of the house sits off David Thurman St and leaves a good sized yard on the corner of David Thurman and Beeman St. The west side of the lot runs along Beeman Street-- ready to go for another structure to be built! Located less than 5 minutes off of I-49, this will make an easy commute to NWA. Investment opportunities are few and far between in McDonald County-- don't miss out on this one!
Key facts
- West side of the lot
- Easy commute
- Good sized yard
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath other listed at $60k.
Deal economics
- At list price, monthly cash flow is $652 ($8k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $60k).
- Recommended offer: $56k (6.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 61/100 on livability (#447 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing B+; Watch: schools D, crime F, amenities F.
- Mcdonald County R-I (rural): math 34% / reading 41% proficiency, ranked #192 of 324 in MO (top 59%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 47 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 20 units permitted in McDonald County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $4k of equity ($415 loan paydown + $3k appreciation (5.2% local appreciation)).
- McDonald County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (5.2% appreciation + 3.0% rent growth), your $17k cash investment doubles in ~2 years — after that, you're playing with house money.
- By year 9, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 80 days — a 6% lower offer ($56k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $5k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 80 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.25% ✓
- Cap rate
- 19.33%
- Cash-on-cash
- 46.56%
- DSCR
- 3.07
- GRM
- 3.7
CMA / ARV
- ARV (median comp)
- $149,684
- List price
- $59,999
- Delta
- -59.92%
- Verdict
- UNDERPRICED
- Comps
- 6 within 1.0 mi
Projected returns pro-forma
5.24% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 54.7%
- Equity multiple
- 4.34×
- Total profit
- $56,193
- Equity at exit
- $34,879
- IRR
- 52.3%
- Equity multiple
- 8.96×
- Total profit
- $133,651
- Equity at exit
- $60,937
Cash invested: $16,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 81 Strongly Landlord-Friendly
- State Missouri
- 81 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 64856
- Home prices YoY
- 2.9%
- Active inventory
- 47
- Price-to-rent
- 3.7×
Monthly cashflow live
- Estimated rent
- $1,350 medium interval (Pro) →
- Mortgage (P&I)
- −$315
- Tax est. 1.5%
- −$75 /mo · $900/yr
- Insurance
- −$25
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$284
- Net cashflow
- $652
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $15,000
- Closing costs
- $1,800
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 810 King Ave Pineville, MO | 2.0 | 1.0 | 896 | $1,350 | $1.51 | 14d | 1 | 0.37mi |
Listing history 13 events
-
2026-06-10status $59,999 Pending 80 DOM
-
2026-06-09days on market $59,999 Active 80 DOM
-
2026-06-08days on market $59,999 Active 79 DOM
-
2026-06-07days on market $59,999 Active 78 DOM
-
2026-06-03days on market $59,999 Active 74 DOM
-
2026-06-02days on market $59,999 Active 73 DOM
-
2026-06-01days on market $59,999 Active 72 DOM
-
2026-05-31days on market $59,999 Active 71 DOM
-
2026-05-31days on market $59,999 Active 70 DOM
-
2026-05-09price $59,999 704-char remark
Show marketing remark (767 chars)
Calling all investors and developers! This 2 bed 1 bath 996 square feet home is ready for its next owner to give it some love and TLC! Sitting on a 0.29 acre corner lot, this would be a PRIME opportunity for someone to fix and flip the current house and build a second house on the west side of the lot. The front of the house sits off David Thurman St and leaves a good sized yard on the corner of David Thurman and Beeman St. The west side of the lot runs along Beeman Street-- ready to go for another structure to be built! Located less than 5 minutes off of I-49, this will make an easy commute to NWA. Investment opportunities are few and far between in McDonald County-- don't miss out on this one! Serving SW Missouri | NW Arkansas | NE Oklahoma | SE Kansas
-
2026-05-09price $59,999 767-char remark
Show marketing remark (767 chars)
Calling all investors and developers! This 2 bed 1 bath 996 square feet home is ready for its next owner to give it some love and TLC! Sitting on a 0.29 acre corner lot, this would be a PRIME opportunity for someone to fix and flip the current house and build a second house on the west side of the lot. The front of the house sits off David Thurman St and leaves a good sized yard on the corner of David Thurman and Beeman St. The west side of the lot runs along Beeman Street-- ready to go for another structure to be built! Located less than 5 minutes off of I-49, this will make an easy commute to NWA. Investment opportunities are few and far between in McDonald County-- don't miss out on this one! Serving SW Missouri | NW Arkansas | NE Oklahoma | SE Kansas
-
2026-03-23$65,000 Active 704-char remark
Show marketing remark (704 chars)
Calling all investors and developers! This 2 bed 1 bath 996 square feet home is ready for its next owner to give it some love and TLC! Sitting on a 0.29 acre corner lot, this would be a PRIME opportunity for someone to fix and flip the current house and build a second house on the west side of the lot. The front of the house sits off David Thurman St and leaves a good sized yard on the corner of David Thurman and Beeman St. The west side of the lot runs along Beeman Street-- ready to go for another structure to be built! Located less than 5 minutes off of I-49, this will make an easy commute to NWA. Investment opportunities are few and far between in McDonald County-- don't miss out on this one!
-
2026-03-21$65,000 Active 767-char remark
Show marketing remark (767 chars)
Calling all investors and developers! This 2 bed 1 bath 996 square feet home is ready for its next owner to give it some love and TLC! Sitting on a 0.29 acre corner lot, this would be a PRIME opportunity for someone to fix and flip the current house and build a second house on the west side of the lot. The front of the house sits off David Thurman St and leaves a good sized yard on the corner of David Thurman and Beeman St. The west side of the lot runs along Beeman Street-- ready to go for another structure to be built! Located less than 5 minutes off of I-49, this will make an easy commute to NWA. Investment opportunities are few and far between in McDonald County-- don't miss out on this one! Serving SW Missouri | NW Arkansas | NE Oklahoma | SE Kansas
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 5/10 Major 7 d/yr ≥106°F today · 22 d/yr by 30 yrs out
- Wind 2/10 Low 2% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,200
- − Mortgage interest
- −$3,361
- − Property taxes
- −$900
- − Insurance
- −$300
- − Repairs & maintenance
- −$1,296
- − Management
- −$1,296
- − Depreciation
- −$1,745
- Taxable income
- $7,302
- Est. tax owed @ 24.0%
- −$1,752
- After-tax cash flow
- $6,070/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Mcdonald County R-I
- NCES district ID
- 2920610
- Math proficiency
- 34% ▼ -8.00%
- Reading proficiency
- 41% ▼ -9.00%
- Median HH income
- $38,301
- Composite
- 31.28/100
- National rank
- #6017
- State rank
- #192 of 324 in MO
Livability — Pineville
- Score
- 61/100
- State rank
- #447
- US rank
- #18254
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Pineville, MO
- Population (ZIP)
- 4,154
Population outlook (McDonald County) Hauer SSP2
- Today (2025)
- 21,753 people
- By 2030
- 21,154 · -2.8%
- By 2040
- 19,946 · -8.3%
- By 2050
- 18,666 · -14.2%
- By 2075
- 16,201 · -25.5%
- By 2100
- 14,550 · -33.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (90%)
- Race & ethnicity
- White 90% Two or more races 7% Hispanic / Latino 2%
- Common ancestry
- Slovak 2% Serbian 2% Lithuanian 1%
- Foreign-born
- 2% · Canada
- Languages at home
- 98% English-only · Spanish 2% Other Asian/Pacific 1%
Political lean MEDSL · McDonald
- 2024 margin
- Solid R (+68.8) · D 15.2% · R 84.0%
- 2008→2024 swing
- -31.3pp toward R · 2008: -37.4pp · 2024: -68.8pp
- All cycles
- 2024: R+68.8 2020: R+66.6 2016: R+64.0 2012: R+48.3 2008: R+37.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 5.24%
- Current HPI
- 183.5874
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.84%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in MO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $163B |
|
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| Insurance | 1 | $21B |
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| Industrial Technology | 1 | $17B |
|
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| Retail | 1 | $16B |
|
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| Industrial Distribution | 1 | $10B |
|
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| Utilities | 1 | $9B |
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Price history
-7.7% since first listed4 events — show timeline
- 2026-05-09 Price Changed $59,999 SOMO
- 2026-05-09 Price Changed $59,999 OGAR
- 2026-03-23 Listed $65,000 SOMO
- 2026-03-21 Listed $65,000 OGAR
Property tax history
-0.1%/yrLatest (2025): $110 · +7.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…