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107 Beeman St
B+ Composite 76.3
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +7.6/10.0
  • ARV discount +7.5/15.0
  • Schools +3.1/10.0
  • Livability +3.1/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$59,999

107 Beeman St · Pineville, MO 64856
2 bd · 1.0 ba · 960 sqft · Other public records · 80 Days on market
Built 1900 0.29 ac lot $62/sqft · 58% below area ↓ 8% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Calling all investors and developers! This 2 bed 1 bath 996 square feet home is ready for its next owner to give it some love and TLC! Sitting on a 0.29 acre corner lot, this would be a PRIME opportunity for someone to fix and flip the current house and build a second house on the west side of the lot. The front of the house sits off David Thurman St and leaves a good sized yard on the corner of David Thurman and Beeman St. The west side of the lot runs along Beeman Street-- ready to go for another structure to be built! Located less than 5 minutes off of I-49, this will make an easy commute to NWA. Investment opportunities are few and far between in McDonald County-- don't miss out on this one!

Key facts

  • West side of the lot
  • Easy commute
  • Good sized yard

Tags

CORNER LOTGOOD SIZED YARDWEST SIDE OF THE LOTEASY COMMUTE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath other listed at $60k.

Deal economics

  • At list price, monthly cash flow is $652 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $60k).
  • Recommended offer: $56k (6.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 61/100 on livability (#447 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing B+; Watch: schools D, crime F, amenities F.
  • Mcdonald County R-I (rural): math 34% / reading 41% proficiency, ranked #192 of 324 in MO (top 59%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 47 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 20 units permitted in McDonald County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $4k of equity ($415 loan paydown + $3k appreciation (5.2% local appreciation)).
  • McDonald County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (5.2% appreciation + 3.0% rent growth), your $17k cash investment doubles in ~2 years — after that, you're playing with house money.
  • By year 9, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 80 days — a 6% lower offer ($56k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $5k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $56,399 (6.0% below list)

Questions for the listing agent

  1. It's been on market 80 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.25%
Cap rate
19.33%
Cash-on-cash
46.56%
DSCR
3.07
GRM
3.7

CMA / ARV

ARV (median comp)
$149,684
List price
$59,999
Delta
-59.92%
Verdict
UNDERPRICED
Comps
6 within 1.0 mi

Projected returns pro-forma

5.24% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
54.7%
Equity multiple
4.34×
Total profit
$56,193
Equity at exit
$34,879
10-year hold
IRR
52.3%
Equity multiple
8.96×
Total profit
$133,651
Equity at exit
$60,937

Cash invested: $16,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 64856

Home prices YoY
2.9%
Active inventory
47
Price-to-rent
3.7×

Monthly cashflow live

Estimated rent
$1,350 medium interval (Pro) →
Mortgage (P&I)
$315
Tax est. 1.5%
$75 /mo · $900/yr
Insurance
$25
HOA
$0
Vacancy / Maint / Mgmt
$284
Net cashflow
$652

Break-even live

Break-even rent $525
Max offer price $59,999
Occupancy floor 47%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$15,000
Closing costs
$1,800
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
810 King Ave Pineville, MO 2.0 1.0 896 $1,350 $1.51 14d 1 0.37mi

Listing history 13 events

  1. 2026-06-10
    status $59,999 Pending 80 DOM
  2. 2026-06-09
    days on market $59,999 Active 80 DOM
  3. 2026-06-08
    days on market $59,999 Active 79 DOM
  4. 2026-06-07
    days on market $59,999 Active 78 DOM
  5. 2026-06-03
    days on market $59,999 Active 74 DOM
  6. 2026-06-02
    days on market $59,999 Active 73 DOM
  7. 2026-06-01
    days on market $59,999 Active 72 DOM
  8. 2026-05-31
    days on market $59,999 Active 71 DOM
  9. 2026-05-31
    days on market $59,999 Active 70 DOM
  10. 2026-05-09
    price $59,999 704-char remark
    Show marketing remark (767 chars)

    Calling all investors and developers! This 2 bed 1 bath 996 square feet home is ready for its next owner to give it some love and TLC! Sitting on a 0.29 acre corner lot, this would be a PRIME opportunity for someone to fix and flip the current house and build a second house on the west side of the lot. The front of the house sits off David Thurman St and leaves a good sized yard on the corner of David Thurman and Beeman St. The west side of the lot runs along Beeman Street-- ready to go for another structure to be built! Located less than 5 minutes off of I-49, this will make an easy commute to NWA. Investment opportunities are few and far between in McDonald County-- don't miss out on this one! Serving SW Missouri | NW Arkansas | NE Oklahoma | SE Kansas

  11. 2026-05-09
    price $59,999 767-char remark
    Show marketing remark (767 chars)

    Calling all investors and developers! This 2 bed 1 bath 996 square feet home is ready for its next owner to give it some love and TLC! Sitting on a 0.29 acre corner lot, this would be a PRIME opportunity for someone to fix and flip the current house and build a second house on the west side of the lot. The front of the house sits off David Thurman St and leaves a good sized yard on the corner of David Thurman and Beeman St. The west side of the lot runs along Beeman Street-- ready to go for another structure to be built! Located less than 5 minutes off of I-49, this will make an easy commute to NWA. Investment opportunities are few and far between in McDonald County-- don't miss out on this one! Serving SW Missouri | NW Arkansas | NE Oklahoma | SE Kansas

  12. 2026-03-23
    listed $65,000 Active 704-char remark
    Show marketing remark (704 chars)

    Calling all investors and developers! This 2 bed 1 bath 996 square feet home is ready for its next owner to give it some love and TLC! Sitting on a 0.29 acre corner lot, this would be a PRIME opportunity for someone to fix and flip the current house and build a second house on the west side of the lot. The front of the house sits off David Thurman St and leaves a good sized yard on the corner of David Thurman and Beeman St. The west side of the lot runs along Beeman Street-- ready to go for another structure to be built! Located less than 5 minutes off of I-49, this will make an easy commute to NWA. Investment opportunities are few and far between in McDonald County-- don't miss out on this one!

  13. 2026-03-21
    listed $65,000 Active 767-char remark
    Show marketing remark (767 chars)

    Calling all investors and developers! This 2 bed 1 bath 996 square feet home is ready for its next owner to give it some love and TLC! Sitting on a 0.29 acre corner lot, this would be a PRIME opportunity for someone to fix and flip the current house and build a second house on the west side of the lot. The front of the house sits off David Thurman St and leaves a good sized yard on the corner of David Thurman and Beeman St. The west side of the lot runs along Beeman Street-- ready to go for another structure to be built! Located less than 5 minutes off of I-49, this will make an easy commute to NWA. Investment opportunities are few and far between in McDonald County-- don't miss out on this one! Serving SW Missouri | NW Arkansas | NE Oklahoma | SE Kansas

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥106°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,200
− Mortgage interest
−$3,361
− Property taxes
−$900
− Insurance
−$300
− Repairs & maintenance
−$1,296
− Management
−$1,296
− Depreciation
−$1,745
Taxable income
$7,302
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,752
After-tax cash flow
$6,070/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Mcdonald County R-I
NCES district ID
2920610
Math proficiency
34% ▼ -8.00%
Reading proficiency
41% ▼ -9.00%
Median HH income
$38,301
Composite
31.28/100
National rank
#6017
State rank
#192 of 324 in MO

Livability — Pineville

Score
61/100
State rank
#447
US rank
#18254

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing B+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Pineville, MO
Population (ZIP)
4,154

Population outlook (McDonald County) Hauer SSP2

Today (2025)
21,753 people
By 2030
21,154 · -2.8%
By 2040
19,946 · -8.3%
By 2050
18,666 · -14.2%
By 2075
16,201 · -25.5%
By 2100
14,550 · -33.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (90%)
Race & ethnicity
White 90% Two or more races 7% Hispanic / Latino 2%
Common ancestry
Slovak 2% Serbian 2% Lithuanian 1%
Foreign-born
2% · Canada
Languages at home
98% English-only · Spanish 2% Other Asian/Pacific 1%

Political lean MEDSL · McDonald

2024 margin
Solid R (+68.8) · D 15.2% · R 84.0%
2008→2024 swing
-31.3pp toward R · 2008: -37.4pp · 2024: -68.8pp
All cycles
2024: R+68.8 2020: R+66.6 2016: R+64.0 2012: R+48.3 2008: R+37.4

Not yet ingested

Civics

Market trends

HPI YoY
▲ 5.24%
Current HPI
183.5874
Rent YoY
Metro
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

-7.7% since first listed
4 events — show timeline
  • 2026-05-09 Price Changed $59,999 SOMO
  • 2026-05-09 Price Changed $59,999 OGAR
  • 2026-03-23 Listed $65,000 SOMO
  • 2026-03-21 Listed $65,000 OGAR

Property tax history

-0.1%/yr

Latest (2025): $110 · +7.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…