5-Plex
1229 S 4th St · Louisville, KY
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $839 – $1,559
Heat risk 5/10 · Moderate
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +12.0/30.0
- ARV discount +11.9/15.0
- Condition / age +3.8/5.0
- DSCR +3.5/10.0
- 1% rule +3.4/10.0
- Rent growth +3.4/5.0
- Livability +3.2/5.0
- Schools +2.7/10.0
- Appreciation +0.0/10.0
$895,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Multi-family units
County records classify this as Multi-Family (5+ Unit). Listing-text estimate: 5 units. confirmed
5+ unit building — per-unit beds/baths from public records are typically unavailable; the breakdown below (if shown) is an estimate from the listing text.
Listing remarks
Incredible 12-Plex Investment Opportunity in Old Louisville Exceptional multi-family opportunity in the heart of historic Old Louisville. This well-maintained, long-term, self-managed property offers a strong unit mix and classic architectural charm, featuring original mantels and beautifully refinished hardwood floors. The building consists of two 2-bedroom/1-bath apartments, seven 1-bedroom/1-bath apartments, and three studio units, all individually metered with tenants responsible for utilities.
Key facts
- Original mantels
- 2 garage spots
- Built 1910
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 5 × 3-bed/?-bath units multifamily listed at $895k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-214 ($-3k/yr) — negative. Per door: $-43/mo.
- To cash-flow at today's rent, offer at most $864k (3.5% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $756k (15.6% below list).
- Recommended offer: $756k (15.6% below list) — sets the bar for 1% rule.
- Cap rate 6.0% vs local median 4.9% in Louisville — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 63/100 on livability (#333 in KY) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment C-, health & safety D+, crime F.
- Jefferson County (urban): math 19% / reading 35% proficiency, ranked #121 of 165 in KY (top 73%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: Engelhard Elementary (math 8% / reading 12%, grade F, #648 of 676 statewide, top 98%, 276 students, 76% FRL); Meyzeek Middle (math 50% / reading 61%, grade B-, #7 of 217 statewide, top 3%, 930 students, 42% FRL); Jeffersontown High (math 17% / reading 17%, grade F, #222 of 254 statewide, top 89%, 943 students, 57% FRL) — zoned schools at 59% FRL track the district average.
- Market conditions: Rents rising (+3.7%/yr); 178 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals lingering (median 99d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 2,836 units permitted in Jefferson County in 2024 (1,558 in 5+ unit buildings).
- At $1,512/mo per unit this rent would consume 59% of the median local household income ($31k/yr) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $6k of loan paydown is wiped out by about $27k of value loss. Plan a longer hold.
- Jefferson County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 92 days — a 9% lower offer ($814k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: built in 1910 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 92 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
- Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
- What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
- Built in 1910 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 0.84% ✗
- Cap rate
- 6.01%
- Cash-on-cash
- -1.03%
- DSCR
- 0.95
- GRM
- 9.9
CMA / ARV
- ARV (median comp)
- $991,733
- List price
- $895,000
- Delta
- -9.75%
- Verdict
- FAIR
- Comps
- 6 within 1.0 mi
Show comp detail 3 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1381 S 3rd St | 0.31mi | 14/14.0 | 11,438 (+20%) | 35mo | $1,200,000 | $105 | 32 |
| 1439 Thornberry Ave | 2.14mi | 16/8.0 (+2) | 7,200 (-24%) | 2mo | $550,000 | $76 | 18 |
| 1155 S 28th St | 2.19mi | 15/10.0 (+1) | 7,959 (-16%) | 44mo | $300,000 | $38 | 7 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.73% rent growth · sell at horizon
- IRR
- -17.2%
- Equity multiple
- 0.39×
- Total profit
- $-152,973
- Equity at exit
- $133,447
- IRR
- -7.8%
- Equity multiple
- 0.49×
- Total profit
- $-127,032
- Equity at exit
- $77,383
Cash invested: $250,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 83 Strongly Landlord-Friendly
- State Kentucky
- 83 Strongly Landlord-Friendly · R+16
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 40203
- Home prices YoY
- -13.8%
- Rents YoY
- 3.7%
- Active inventory
- 178
- Price-to-rent
- 49.3×
Monthly cashflow live
- Estimated rent
- $7,558 high interval (Pro) →
- Mortgage (P&I)
- −$4,693
- Tax est. 1.5%
- −$1,119 /mo · $13,425/yr
- Insurance
- −$373
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$1,587
- Net cashflow
- $-214
5-unit breakdown (identical units grouped — click to expand)
| Units | Beds | Baths | Est. rent |
|---|---|---|---|
| 5× units | 3 | — | $7,560 |
| #1 | 3 | — | $1,512 |
| #2 | 3 | — | $1,512 |
| #3 | 3 | — | $1,512 |
| #4 | 3 | — | $1,512 |
| #5 | 3 | — | $1,512 |
| Total (5 units) | $7,558 | ||
Break-even live
Sensitivity live
| Price | -10% $404 | -5% $95 | +0% $-214 | +5% $-524 | +10% $-833 |
|---|---|---|---|---|---|
| Rent | -10% $-811 | -5% $-513 | +0% $-214 | +5% $84 | +10% $383 |
| Rate | -1.0pp $236 | -0.5pp $13 | base $-214 | +0.5pp $-446 | +1.0pp $-682 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $223,750
- Closing costs
- $26,850
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1231 S 4th St Unit 1 Louisville, KY | 1.0 | 1.0 | 650 | $925 | $1.42 | 119d | 1 | 0.01mi |
| 1231 S 4th St Unit 1 Louisville, KY | 1.0 | 1.0 | 650 | $925 | $1.42 | 117d | 1 | 0.01mi |
| 1221 S 3rd St Unit 5 Louisville, KY | — | 1.0 | 375 | $625 | $1.67 | 10d | 1 | 0.09mi |
| 1221 S 3rd St Unit 10 Louisville, KY | 1.0 | 1.0 | 375 | $625 | $1.67 | 57d | 1 | 0.09mi |
| 410 W Ormsby Ave Unit 8 Louisville, KY | 1.0 | 1.0 | 650 | $900 | $1.38 | 2d | 1 | 0.12mi |
| 1242 S 2nd St Unit 3 Louisville, KY | — | 1.0 | 500 | $800 | $1.60 | 99d | 1 | 0.14mi |
| 418 W Ormsby Ave Unit 203 Louisville, KY | 1.0 | 1.0 | 563 | $749 | $1.33 | 10d | 1 | 0.14mi |
| 208 W Ormsby Ave Unit 4 Louisville, KY | 1.0 | 1.0 | 700 | $850 | $1.21 | 119d | 1 | 0.16mi |
| 208 W Ormsby Ave Unit 7 Louisville, KY | 1.0 | 1.0 | 700 | $850 | $1.21 | 93d | 1 | 0.16mi |
| 1121 Garvin Pl Unit 1121 Garvin Place-1 Louisville, KY | 1.0 | 1.0 | 660 | $900 | $1.36 | 110d | 1 | 0.19mi |
| 1121 Garvin Pl Unit 1121 Garvin Place-4 Louisville, KY | 1.0 | 1.0 | 450 | $725 | $1.61 | 63d | 1 | 0.19mi |
| 427 Park Ave Unit 6 Louisville, KY | 1.0 | 1.0 | 700 | $1,195 | $1.71 | 119d | 1 | 0.19mi |
| 512 W Ormsby Ave Louisville, KY | 1.0 | 1.0 | 423 | $870 | $2.06 | 10d | 1 | 0.19mi |
| 118 W Ormsby Ave Unit A3 Louisville, KY | 1.0 | 1.0 | 650 | $795 | $1.22 | 93d | 1 | 0.21mi |
| 1319 S 2nd St Unit 3 Louisville, KY | 1.0 | 1.0 | 600 | $895 | $1.49 | 119d | 1 | 0.22mi |
| 1234 S 1st St Unit 4 Louisville, KY | 1.0 | 1.0 | 750 | $1,550 | $2.07 | 57d | 1 | 0.23mi |
| 510 Saint Catherine St Apt B Louisville, KY | 1.0 | 1.0 | 552 | $895 | $1.62 | 67d | 1 | 0.23mi |
| 1146 S 6th St Unit 2B Louisville, KY | 1.0 | 1.0 | 700 | $1,300 | $1.86 | 119d | 1 | 0.25mi |
| 1310 S 6th St Unit 1310 S 6th-2 Louisville, KY | — | 1.0 | 411 | $750 | $1.82 | 10d | 1 | 0.26mi |
| 1245 S 1st St Unit 4 Louisville, KY | 1.0 | 1.0 | 650 | $795 | $1.22 | 67d | 1 | 0.27mi |
| 1312 S 6th St Unit 1312 S 6th-2F Louisville, KY | 1.0 | 1.0 | 510 | $850 | $1.67 | 119d | 1 | 0.27mi |
| 1312 S 6th St Unit 609 FT-1B Louisville, KY | 1.0 | 1.0 | 525 | $825 | $1.57 | 119d | 1 | 0.27mi |
| 1153 S 1st St Unit 3 Louisville, KY | 1.0 | 1.0 | 600 | $795 | $1.32 | 63d | 1 | 0.28mi |
| 120 E Oak St Unit B Louisville, KY | 1.0 | 1.0 | 750 | $1,395 | $1.86 | 62d | 1 | 0.31mi |
| 1228 S Brook St Unit 2 Louisville, KY | 1.0 | 1.0 | 700 | $799 | $1.14 | 71d | 1 | 0.32mi |
| 1321 S 1st St Apt 3 Louisville, KY | 1.0 | 1.0 | 570 | $875 | $1.54 | 10d | 1 | 0.32mi |
| 1009 S 3rd St #302 Louisville, KY | 1.0 | 1.0 | 700 | $750 | $1.07 | 119d | 1 | 0.32mi |
| 1009 S 3rd St #101 Louisville, KY | 1.0 | 1.0 | 725 | $825 | $1.14 | 10d | 1 | 0.32mi |
| 1388 S 2nd St Apt 1 Louisville, KY | 1.0 | 1.0 | 635 | $835 | $1.31 | 10d | 1 | 0.34mi |
| 1388 S 2nd St Apt 3 Louisville, KY | 1.0 | 1.0 | 479 | $800 | $1.67 | 119d | 1 | 0.34mi |
| 1318 S Brook St Unit 2 Louisville, KY | 1.0 | 1.0 | 700 | $995 | $1.42 | 74d | 1 | 0.36mi |
| 1382 S 1st St Unit 1382-1 Louisville, KY | 1.0 | 1.0 | 530 | $850 | $1.60 | 10d | 1 | 0.37mi |
| 1407 S 3rd St Apt 4 Louisville, KY | 1.0 | 1.0 | 626 | $890 | $1.42 | 10d | 1 | 0.37mi |
| 1408 S 2nd St #103 Louisville, KY | 1.0 | 1.0 | 710 | $1,000 | $1.41 | 5d | 1 | 0.38mi |
| 1412 S 2nd St Unit 3 Louisville, KY | 1.0 | 1.0 | 750 | $895 | $1.19 | 10d | 1 | 0.40mi |
| 224 E Oak St Unit 5 Louisville, KY | 1.0 | 1.0 | 650 | $800 | $1.23 | 10d | 1 | 0.41mi |
| 1001 S 1st St Unit 3 Louisville, KY | 1.0 | 1.0 | 550 | $725 | $1.32 | 119d | 1 | 0.42mi |
| 1361 S Brook St #2 Louisville, KY | 2.0 | 1.0 | 517 | $850 | $1.64 | 119d | 1 | 0.45mi |
| 1429 S 2nd St Unit 4 Louisville, KY | — | 1.0 | 500 | $750 | $1.50 | 98d | 1 | 0.45mi |
| 1453 S 3rd St Apt 33 Louisville, KY | 1.0 | 1.0 | 739 | $875 | $1.18 | 10d | 1 | 0.49mi |
Property features AI
Finance
- Other
- Lot approximately 50 x 200 (0.22 acres)
- Financial info
- Designed as a multi-unit investment property with multiple separate units (total units by level: Basement 1, 1st level 4, 2nd level 6, 3rd level 1)Building area reported as approximately 8,737 (source: other)Living area reported as approximately 9,537
- HOA & community
- No association fee
Exterior
- Parking
- 7 parking spaces total2-car garage
- Utilities
- Electricity connectedTenant pays electric, gas, water and sewer
- Home design
- Apartment buildingArchitectural style: OtherNot located in a floodplain
- Construction
- Built in 1910Construction materials: Block, Brick, StuccoRolled/hot mop and shingle roofs
- Exterior features
- Sidewalk
Interior
- Kitchen
- Basement: kitchen with range and refrigerator1st level: 4 kitchens with ranges and refrigerators2nd level: 6 kitchens with ranges and refrigerators3rd level: kitchen with range and refrigerator
- Bedrooms
- Total of 14 bedroomsBasement level: 1 bedroom1st level: 5 bedrooms2nd level: 6 bedrooms3rd level: 2 bedrooms
- Bathrooms
- Basement: 1 full bath1st level: 4 full baths2nd level: 6 full baths3rd level: 1 full bath
- Heating & cooling
- 12 HVAC unitsCentral airWall/window AC units
- Interior features
- Multiple separate meters for unitsBasement present
- Laundry & utility
- 12 furnaces
Listing history 50 events
-
2026-08-18days on market $895,000 Active 92 DOM
-
2026-08-17days on market $895,000 Active 91 DOM
-
2026-08-16days on market $895,000 Active 90 DOM
-
2026-08-15days on market $895,000 Active 89 DOM
-
2026-08-14days on market $895,000 Active 88 DOM
-
2026-08-13days on market $895,000 Active 87 DOM
-
2026-08-12days on market $895,000 Active 86 DOM
-
2026-08-11days on market $895,000 Active 85 DOM
-
2026-08-10days on market $895,000 Active 84 DOM
-
2026-08-09days on market $895,000 Active 83 DOM
-
2026-08-08days on market $895,000 Active 82 DOM
-
2026-08-07days on market $895,000 Active 81 DOM
-
2026-08-06days on market $895,000 Active 80 DOM
-
2026-08-05days on market $895,000 Active 79 DOM
-
2026-08-04days on market $895,000 Active 78 DOM
-
2026-08-03days on market $895,000 Active 77 DOM
-
2026-07-31days on market $895,000 Active 74 DOM
-
2026-07-30days on market $895,000 Active 72 DOM
-
2026-07-28days on market $895,000 Active 71 DOM
-
2026-07-26days on market $895,000 Active 69 DOM
-
2026-07-24days on market $895,000 Active 67 DOM
-
2026-07-23days on market $895,000 Active 66 DOM
-
2026-07-22days on market $895,000 Active 65 DOM
-
2026-07-21days on market $895,000 Active 64 DOM
-
2026-07-20days on market $895,000 Active 63 DOM
-
2026-07-18days on market $895,000 Active 61 DOM
-
2026-07-18days on market $895,000 Active 60 DOM
-
2026-07-16days on market $895,000 Active 59 DOM
-
2026-07-15days on market $895,000 Active 58 DOM
-
2026-07-14days on market $895,000 Active 57 DOM
-
2026-07-13days on market $895,000 Active 56 DOM
-
2026-07-13days on market $895,000 Active 55 DOM
-
2026-07-11days on market $895,000 Active 54 DOM
-
2026-07-10days on market $895,000 Active 53 DOM
-
2026-07-09days on market $895,000 Active 52 DOM
-
2026-07-07days on market $895,000 Active 50 DOM
-
2026-07-06days on market $895,000 Active 49 DOM
-
2026-07-05days on market $895,000 Active 48 DOM
-
2026-07-03days on market $895,000 Active 46 DOM
-
2026-07-02days on market $895,000 Active 45 DOM
-
2026-07-01days on market $895,000 Active 44 DOM
-
2026-06-30days on market $895,000 Active 43 DOM
-
2026-06-29days on market $895,000 Active 42 DOM
-
2026-06-28days on market $895,000 Active 41 DOM
-
2026-06-27days on market $895,000 Active 40 DOM
-
2026-06-27days on market $895,000 Active 39 DOM
-
2026-06-25days on market $895,000 Active 37 DOM
-
2026-06-22days on market $895,000 Active 35 DOM
-
2026-06-21days on market $895,000 Active 34 DOM
-
2026-06-18days on market $895,000 Active 31 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥104°F today · 20 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $90,696
- − Mortgage interest
- −$50,134
- − Property taxes
- −$13,425
- − Insurance
- −$4,475
- − Repairs & maintenance
- −$7,256
- − Management
- −$7,256
- − Depreciation
- −$26,036
- Taxable loss
- −$17,886
- Est. tax savings @ 24.0%
- +$4,293
- After-tax cash flow
- $1,721/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This well-maintained 12-unit property in Old Louisville offers a strong unit mix and classic architectural charm. With refinished hardwood floors and a 45-year dimensional shingle roof, it's ready for a fresh update to the kitchen and bathrooms to maximize its value.
Repairs flagged
- Minor kitchen cabinets — slight wear
- Minor bathroom fixtures — dated design
Value-add opportunities
- Both update kitchen cabinets and appliances — modernizing kitchen will appeal to buyers and renters ↑
- Both update bathroom fixtures — modernizing bathroom will appeal to buyers and renters ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Jefferson County
- NCES district ID
- 2102990
- Math proficiency
- 19% ▼ -17.00%
- Reading proficiency
- 35% ▼ -11.00%
- Median HH income
- $47,885
- Composite
- 23.45/100
- National rank
- #7884
- State rank
- #121 of 165 in KY
Livability — Louisville
- Score
- 63/100
- State rank
- #333
- US rank
- #15887
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Louisville, KY
- County
- Jefferson County · 823,112 people
- City population
- 769,292
- Metro
- Louisville/Jefferson County, KY-IN
- Population (ZIP)
- 17,742
- Household income
- $30,794
- Rent vs Own
- Severe rent burden
- 10% of renters
Population outlook (Jefferson County) Hauer SSP2
- Today (2025)
- 823,112 people
- By 2030
- 849,343 · +3.2%
- By 2040
- 895,696 · +8.8%
- By 2050
- 933,630 · +13.4%
- By 2075
- 1,028,262 · +24.9%
- By 2100
- 1,072,675 · +30.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.56)
- Race & ethnicity
- Black 49% White 44% Two or more races 4% Hispanic / Latino 3%
- Common ancestry
- Slovak 2% Lithuanian 2% Romanian 1%
- Foreign-born
- 3% · Canada
- Languages at home
- 97% English-only · Spanish 2%
Political lean MEDSL · Jefferson
- 2024 margin
- D (+16.6) · D 57.4% · R 40.9% · Other 1.7%
- 2008→2024 swing
- +4.5pp toward D · 2008: 12.0pp · 2024: 16.6pp
- All cycles
- 2024: D+16.6 2020: D+20.1 2016: D+13.3 2012: D+11.1 2008: D+12.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -64.74%
- Current HPI
- 405.1872
- Rent YoY
- ▲ 3.73%
- Metro
- Louisville/Jefferson County, KY-IN
- State GDP YoY
- ▲ 1.81%
- F500 in state
- 4
Industry mix (Fortune 500 HQ in KY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $118B |
|
||
| Food / Beverage | 1 | $7B |
|
||
Price history
1 event — show timeline
- 2026-05-18 Listed $895,000 Metro Search MLS
Cash-flow waterfall
monthlySold comps — $/sqft
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