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1229 S 4th St 5-Plex
D Composite 43.94
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.0/30.0
  • ARV discount +11.9/15.0
  • Condition / age +3.8/5.0
  • DSCR +3.5/10.0
  • 1% rule +3.4/10.0
  • Rent growth +3.4/5.0
  • Livability +3.2/5.0
  • Schools +2.7/10.0
  • Appreciation +0.0/10.0

$895,000

1229 S 4th St · Louisville, KY 40203
14 bd · 12.0 ba · 9,537 sqft · MultiFamily · 92 Days on market
Built 1910 Good condition 2-car garage $94/sqft · 10% below area Est $992k · 10% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Multi-family units

County records classify this as Multi-Family (5+ Unit). Listing-text estimate: 5 units. confirmed

5+ unit building — per-unit beds/baths from public records are typically unavailable; the breakdown below (if shown) is an estimate from the listing text.

Listing remarks

Incredible 12-Plex Investment Opportunity in Old Louisville Exceptional multi-family opportunity in the heart of historic Old Louisville. This well-maintained, long-term, self-managed property offers a strong unit mix and classic architectural charm, featuring original mantels and beautifully refinished hardwood floors. The building consists of two 2-bedroom/1-bath apartments, seven 1-bedroom/1-bath apartments, and three studio units, all individually metered with tenants responsible for utilities.

Key facts

  • Original mantels
  • 2 garage spots
  • Built 1910

Tags

HISTORIC OLD LOUISVILLEORIGINAL MANTELSREFINISHED HARDWOOD FLOORSDIMENSIONAL SHINGLE ROOFNEW CARRIAGE HOUSE ROOFNEWLY PAVED PARKING LOT

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5 × 3-bed/?-bath units multifamily listed at $895k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-214 ($-3k/yr) — negative. Per door: $-43/mo.
  • To cash-flow at today's rent, offer at most $864k (3.5% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $756k (15.6% below list).
  • Recommended offer: $756k (15.6% below list) — sets the bar for 1% rule.
  • Cap rate 6.0% vs local median 4.9% in Louisville — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 63/100 on livability (#333 in KY) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment C-, health & safety D+, crime F.
  • Jefferson County (urban): math 19% / reading 35% proficiency, ranked #121 of 165 in KY (top 73%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Engelhard Elementary (math 8% / reading 12%, grade F, #648 of 676 statewide, top 98%, 276 students, 76% FRL); Meyzeek Middle (math 50% / reading 61%, grade B-, #7 of 217 statewide, top 3%, 930 students, 42% FRL); Jeffersontown High (math 17% / reading 17%, grade F, #222 of 254 statewide, top 89%, 943 students, 57% FRL) — zoned schools at 59% FRL track the district average.
  • Market conditions: Rents rising (+3.7%/yr); 178 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals lingering (median 99d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 2,836 units permitted in Jefferson County in 2024 (1,558 in 5+ unit buildings).
  • At $1,512/mo per unit this rent would consume 59% of the median local household income ($31k/yr) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $6k of loan paydown is wiped out by about $27k of value loss. Plan a longer hold.
  • Jefferson County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 92 days — a 9% lower offer ($814k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: built in 1910 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $755,800 (15.6% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 92 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
  3. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
  4. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
  5. Built in 1910 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  8. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  9. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  10. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  11. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  12. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  13. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
0.84%
Cap rate
6.01%
Cash-on-cash
-1.03%
DSCR
0.95
GRM
9.9

CMA / ARV

ARV (median comp)
$991,733
List price
$895,000
Delta
-9.75%
Verdict
FAIR
Comps
6 within 1.0 mi
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1381 S 3rd St 0.31mi 14/14.0 11,438 (+20%) 35mo $1,200,000 $105 32
1439 Thornberry Ave 2.14mi 16/8.0 (+2) 7,200 (-24%) 2mo $550,000 $76 18
1155 S 28th St 2.19mi 15/10.0 (+1) 7,959 (-16%) 44mo $300,000 $38 7

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.73% rent growth · sell at horizon

5-year hold
IRR
-17.2%
Equity multiple
0.39×
Total profit
$-152,973
Equity at exit
$133,447
10-year hold
IRR
-7.8%
Equity multiple
0.49×
Total profit
$-127,032
Equity at exit
$77,383

Cash invested: $250,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Kentucky
83 Strongly Landlord-Friendly · R+16
County
— inherits STATE
City
— inherits STATE
7-day pay-or-quit (URLTA cities); generally landlord-friendly.

ZIP-level market 40203

Home prices YoY
-13.8%
Rents YoY
3.7%
Active inventory
178
Price-to-rent
49.3×

Monthly cashflow live

Estimated rent
$7,558 high interval (Pro) →
Mortgage (P&I)
$4,693
Tax est. 1.5%
$1,119 /mo · $13,425/yr
Insurance
$373
HOA
$0
Vacancy / Maint / Mgmt
$1,587
Net cashflow
$-214

5-unit breakdown (identical units grouped — click to expand)

UnitsBedsBathsEst. rent
Total (5 units) $7,558

Break-even live

Break-even rent $7,829
Max offer price $863,987
Occupancy floor 98%

Sensitivity live

Price -10% $404 -5% $95 +0% $-214 +5% $-524 +10% $-833
Rent -10% $-811 -5% $-513 +0% $-214 +5% $84 +10% $383
Rate -1.0pp $236 -0.5pp $13 base $-214 +0.5pp $-446 +1.0pp $-682

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$223,750
Closing costs
$26,850
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1231 S 4th St Unit 1 Louisville, KY 1.0 1.0 650 $925 $1.42 119d 1 0.01mi
1231 S 4th St Unit 1 Louisville, KY 1.0 1.0 650 $925 $1.42 117d 1 0.01mi
1221 S 3rd St Unit 5 Louisville, KY 1.0 375 $625 $1.67 10d 1 0.09mi
1221 S 3rd St Unit 10 Louisville, KY 1.0 1.0 375 $625 $1.67 57d 1 0.09mi
410 W Ormsby Ave Unit 8 Louisville, KY 1.0 1.0 650 $900 $1.38 2d 1 0.12mi
1242 S 2nd St Unit 3 Louisville, KY 1.0 500 $800 $1.60 99d 1 0.14mi
418 W Ormsby Ave Unit 203 Louisville, KY 1.0 1.0 563 $749 $1.33 10d 1 0.14mi
208 W Ormsby Ave Unit 4 Louisville, KY 1.0 1.0 700 $850 $1.21 119d 1 0.16mi
208 W Ormsby Ave Unit 7 Louisville, KY 1.0 1.0 700 $850 $1.21 93d 1 0.16mi
1121 Garvin Pl Unit 1121 Garvin Place-1 Louisville, KY 1.0 1.0 660 $900 $1.36 110d 1 0.19mi
1121 Garvin Pl Unit 1121 Garvin Place-4 Louisville, KY 1.0 1.0 450 $725 $1.61 63d 1 0.19mi
427 Park Ave Unit 6 Louisville, KY 1.0 1.0 700 $1,195 $1.71 119d 1 0.19mi
512 W Ormsby Ave Louisville, KY 1.0 1.0 423 $870 $2.06 10d 1 0.19mi
118 W Ormsby Ave Unit A3 Louisville, KY 1.0 1.0 650 $795 $1.22 93d 1 0.21mi
1319 S 2nd St Unit 3 Louisville, KY 1.0 1.0 600 $895 $1.49 119d 1 0.22mi
1234 S 1st St Unit 4 Louisville, KY 1.0 1.0 750 $1,550 $2.07 57d 1 0.23mi
510 Saint Catherine St Apt B Louisville, KY 1.0 1.0 552 $895 $1.62 67d 1 0.23mi
1146 S 6th St Unit 2B Louisville, KY 1.0 1.0 700 $1,300 $1.86 119d 1 0.25mi
1310 S 6th St Unit 1310 S 6th-2 Louisville, KY 1.0 411 $750 $1.82 10d 1 0.26mi
1245 S 1st St Unit 4 Louisville, KY 1.0 1.0 650 $795 $1.22 67d 1 0.27mi
1312 S 6th St Unit 1312 S 6th-2F Louisville, KY 1.0 1.0 510 $850 $1.67 119d 1 0.27mi
1312 S 6th St Unit 609 FT-1B Louisville, KY 1.0 1.0 525 $825 $1.57 119d 1 0.27mi
1153 S 1st St Unit 3 Louisville, KY 1.0 1.0 600 $795 $1.32 63d 1 0.28mi
120 E Oak St Unit B Louisville, KY 1.0 1.0 750 $1,395 $1.86 62d 1 0.31mi
1228 S Brook St Unit 2 Louisville, KY 1.0 1.0 700 $799 $1.14 71d 1 0.32mi
1321 S 1st St Apt 3 Louisville, KY 1.0 1.0 570 $875 $1.54 10d 1 0.32mi
1009 S 3rd St #302 Louisville, KY 1.0 1.0 700 $750 $1.07 119d 1 0.32mi
1009 S 3rd St #101 Louisville, KY 1.0 1.0 725 $825 $1.14 10d 1 0.32mi
1388 S 2nd St Apt 1 Louisville, KY 1.0 1.0 635 $835 $1.31 10d 1 0.34mi
1388 S 2nd St Apt 3 Louisville, KY 1.0 1.0 479 $800 $1.67 119d 1 0.34mi
1318 S Brook St Unit 2 Louisville, KY 1.0 1.0 700 $995 $1.42 74d 1 0.36mi
1382 S 1st St Unit 1382-1 Louisville, KY 1.0 1.0 530 $850 $1.60 10d 1 0.37mi
1407 S 3rd St Apt 4 Louisville, KY 1.0 1.0 626 $890 $1.42 10d 1 0.37mi
1408 S 2nd St #103 Louisville, KY 1.0 1.0 710 $1,000 $1.41 5d 1 0.38mi
1412 S 2nd St Unit 3 Louisville, KY 1.0 1.0 750 $895 $1.19 10d 1 0.40mi
224 E Oak St Unit 5 Louisville, KY 1.0 1.0 650 $800 $1.23 10d 1 0.41mi
1001 S 1st St Unit 3 Louisville, KY 1.0 1.0 550 $725 $1.32 119d 1 0.42mi
1361 S Brook St #2 Louisville, KY 2.0 1.0 517 $850 $1.64 119d 1 0.45mi
1429 S 2nd St Unit 4 Louisville, KY 1.0 500 $750 $1.50 98d 1 0.45mi
1453 S 3rd St Apt 33 Louisville, KY 1.0 1.0 739 $875 $1.18 10d 1 0.49mi

Property features AI

Finance

Other
Lot approximately 50 x 200 (0.22 acres)
Financial info
Designed as a multi-unit investment property with multiple separate units (total units by level: Basement 1, 1st level 4, 2nd level 6, 3rd level 1)Building area reported as approximately 8,737 (source: other)Living area reported as approximately 9,537
HOA & community
No association fee

Exterior

Parking
7 parking spaces total2-car garage
Utilities
Electricity connectedTenant pays electric, gas, water and sewer
Home design
Apartment buildingArchitectural style: OtherNot located in a floodplain
Construction
Built in 1910Construction materials: Block, Brick, StuccoRolled/hot mop and shingle roofs
Exterior features
Sidewalk

Interior

Kitchen
Basement: kitchen with range and refrigerator1st level: 4 kitchens with ranges and refrigerators2nd level: 6 kitchens with ranges and refrigerators3rd level: kitchen with range and refrigerator
Bedrooms
Total of 14 bedroomsBasement level: 1 bedroom1st level: 5 bedrooms2nd level: 6 bedrooms3rd level: 2 bedrooms
Bathrooms
Basement: 1 full bath1st level: 4 full baths2nd level: 6 full baths3rd level: 1 full bath
Heating & cooling
12 HVAC unitsCentral airWall/window AC units
Interior features
Multiple separate meters for unitsBasement present
Laundry & utility
12 furnaces

Listing history 50 events

  1. 2026-08-18
    days on market $895,000 Active 92 DOM
  2. 2026-08-17
    days on market $895,000 Active 91 DOM
  3. 2026-08-16
    days on market $895,000 Active 90 DOM
  4. 2026-08-15
    days on market $895,000 Active 89 DOM
  5. 2026-08-14
    days on market $895,000 Active 88 DOM
  6. 2026-08-13
    days on market $895,000 Active 87 DOM
  7. 2026-08-12
    days on market $895,000 Active 86 DOM
  8. 2026-08-11
    days on market $895,000 Active 85 DOM
  9. 2026-08-10
    days on market $895,000 Active 84 DOM
  10. 2026-08-09
    days on market $895,000 Active 83 DOM
  11. 2026-08-08
    days on market $895,000 Active 82 DOM
  12. 2026-08-07
    days on market $895,000 Active 81 DOM
  13. 2026-08-06
    days on market $895,000 Active 80 DOM
  14. 2026-08-05
    days on market $895,000 Active 79 DOM
  15. 2026-08-04
    days on market $895,000 Active 78 DOM
  16. 2026-08-03
    days on market $895,000 Active 77 DOM
  17. 2026-07-31
    days on market $895,000 Active 74 DOM
  18. 2026-07-30
    days on market $895,000 Active 72 DOM
  19. 2026-07-28
    days on market $895,000 Active 71 DOM
  20. 2026-07-26
    days on market $895,000 Active 69 DOM
  21. 2026-07-24
    days on market $895,000 Active 67 DOM
  22. 2026-07-23
    days on market $895,000 Active 66 DOM
  23. 2026-07-22
    days on market $895,000 Active 65 DOM
  24. 2026-07-21
    days on market $895,000 Active 64 DOM
  25. 2026-07-20
    days on market $895,000 Active 63 DOM
  26. 2026-07-18
    days on market $895,000 Active 61 DOM
  27. 2026-07-18
    days on market $895,000 Active 60 DOM
  28. 2026-07-16
    days on market $895,000 Active 59 DOM
  29. 2026-07-15
    days on market $895,000 Active 58 DOM
  30. 2026-07-14
    days on market $895,000 Active 57 DOM
  31. 2026-07-13
    days on market $895,000 Active 56 DOM
  32. 2026-07-13
    days on market $895,000 Active 55 DOM
  33. 2026-07-11
    days on market $895,000 Active 54 DOM
  34. 2026-07-10
    days on market $895,000 Active 53 DOM
  35. 2026-07-09
    days on market $895,000 Active 52 DOM
  36. 2026-07-07
    days on market $895,000 Active 50 DOM
  37. 2026-07-06
    days on market $895,000 Active 49 DOM
  38. 2026-07-05
    days on market $895,000 Active 48 DOM
  39. 2026-07-03
    days on market $895,000 Active 46 DOM
  40. 2026-07-02
    days on market $895,000 Active 45 DOM
  41. 2026-07-01
    days on market $895,000 Active 44 DOM
  42. 2026-06-30
    days on market $895,000 Active 43 DOM
  43. 2026-06-29
    days on market $895,000 Active 42 DOM
  44. 2026-06-28
    days on market $895,000 Active 41 DOM
  45. 2026-06-27
    days on market $895,000 Active 40 DOM
  46. 2026-06-27
    days on market $895,000 Active 39 DOM
  47. 2026-06-25
    days on market $895,000 Active 37 DOM
  48. 2026-06-22
    days on market $895,000 Active 35 DOM
  49. 2026-06-21
    days on market $895,000 Active 34 DOM
  50. 2026-06-18
    days on market $895,000 Active 31 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥104°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$90,696
− Mortgage interest
−$50,134
− Property taxes
−$13,425
− Insurance
−$4,475
− Repairs & maintenance
−$7,256
− Management
−$7,256
− Depreciation
−$26,036
Taxable loss
−$17,886
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$4,293
After-tax cash flow
$1,721/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 75/100 Cosmetic rehab Est. rehab $47,685–$143,055 screening

This well-maintained 12-unit property in Old Louisville offers a strong unit mix and classic architectural charm. With refinished hardwood floors and a 45-year dimensional shingle roof, it's ready for a fresh update to the kitchen and bathrooms to maximize its value.

Repairs flagged

  • Minor kitchen cabinets — slight wear
  • Minor bathroom fixtures — dated design

Value-add opportunities

  • Both update kitchen cabinets and appliances — modernizing kitchen will appeal to buyers and renters
  • Both update bathroom fixtures — modernizing bathroom will appeal to buyers and renters

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 27/100

Zoned Schools

Elementary Engelhard Elementary F KY #648/676 Nat'l #39,071/41,679 Middle Meyzeek Middle B- KY #7/217 Nat'l #2,418/14,009 High Jeffersontown High F KY #222/254 Nat'l #15,029/17,239

Schools (NCES district)

District
Jefferson County
NCES district ID
2102990
Math proficiency
19% ▼ -17.00%
Reading proficiency
35% ▼ -11.00%
Median HH income
$47,885
Composite
23.45/100
National rank
#7884
State rank
#121 of 165 in KY
C Composite livability gradescore 63/100

Livability — Louisville

Score
63/100
State rank
#333
US rank
#15887

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment C- Housing A+ Health & safety D+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Louisville, KY
County
Jefferson County · 823,112 people
City population
769,292
Metro
Louisville/Jefferson County, KY-IN
Population (ZIP)
17,742
Household income
$30,794
Rent vs Own
75.1% rent · 24.9% own
Severe rent burden
10% of renters

Population outlook (Jefferson County) Hauer SSP2

Today (2025)
823,112 people
By 2030
849,343 · +3.2%
By 2040
895,696 · +8.8%
By 2050
933,630 · +13.4%
By 2075
1,028,262 · +24.9%
By 2100
1,072,675 · +30.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
Black 49% White 44% Two or more races 4% Hispanic / Latino 3%
Common ancestry
Slovak 2% Lithuanian 2% Romanian 1%
Foreign-born
3% · Canada
Languages at home
97% English-only · Spanish 2%

Political lean MEDSL · Jefferson

2024 margin
D (+16.6) · D 57.4% · R 40.9% · Other 1.7%
2008→2024 swing
+4.5pp toward D · 2008: 12.0pp · 2024: 16.6pp
All cycles
2024: D+16.6 2020: D+20.1 2016: D+13.3 2012: D+11.1 2008: D+12.0

Not yet ingested

Civics

Price history

1 event — show timeline
  • 2026-05-18 Listed $895,000 Metro Search MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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