31415 Highway 154 · Coffeeville, AL 36526

$150,000

3 bd · 2.0 ba · 1,216 sqft · SingleFamily · 27 Days on market

Built 2008 Fair condition 1.20 ac lot

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +27.4/30.0
• DSCR +9.6/10.0
• 1% rule +7.5/10.0
• ARV discount +7.5/15.0
• Livability +3.0/5.0
• Rent growth +2.9/5.0
• Condition / age +2.2/5.0
• Schools +1.6/10.0
• Appreciation +0.0/10.0

Listing remarks

Beautiful 3-bedroom, 2-bath home featuring vinyl flooring throughout with carpeted bedrooms and tile flooring in the kitchen and bathrooms. The spacious master suite includes a large soaking tub and walk-in closet. Generously sized bedrooms, a separate laundry room, and an oversized pantry provide plenty of space and functionality. This property is equipped with central heating and air, plus a 10x20 bunk house with its own air conditioning. Outside you’ll find three outbuildings, including two barns and the bunk house, along with a firepit area perfect for entertaining. Enjoy mature fruit trees including peach and plum. For added peace of mind, the property also features an undergroun

Key facts

• Central heating
• Large soaking tub
• Vinyl flooring

Tags

• VINYL FLOORING
• LARGE SOAKING TUB
• WALK-IN CLOSET
• SEPARATE LAUNDRY ROOM
• OVERSIZED PANTRY
• CENTRAL HEATING

Property features AI

Exterior

• Parking: Carport; Driveway; 2 carport spaces
• Utilities: Cable available; Electricity available (220 volts); Phone available; Public sewer; Public water
• Home design: Single-family residence; Residential property
• Construction: Aluminum siding; Shingle roof; Built in 2008; No foundation details provided
• Exterior features: Private yard; Storage; Outbuilding, shed(s), and workshop; Views

Interior

• Kitchen: Dishwasher; Electric oven; Electric range
• Bedrooms: 3 bedrooms
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning; Ceiling fans
• Interior features: Walk-in closets; Open floorplan; Breakfast bar and breakfast room; Additional cabinets; No fireplace; No basement

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $150k. Condition is rated fair.

Deal economics

• At list price, monthly cash flow is $440 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $150k).
• Recommended offer: $148k (1.5% below list) — sets the bar for market timing.

Location & tenants

• Location reads 60/100 on livability (#300 in AL) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+; Watch: housing C-, amenities F, commute F.
• Clarke County (rural): math 7% / reading 32% proficiency, ranked #107 of 129 in AL (top 83%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Grove Hill Elementary School (math 17% / reading 47%, grade F, #331 of 627 statewide, top 57%, 351 students, 75% FRL); Clarke County High School (math 2% / reading 2%, grade F, #291 of 305 statewide, top 100%, 265 students, 76% FRL).
• Market conditions: Rents rising (+1.7%/yr); 590 active listings in the ZIP; solid renter incomes; 7 units permitted in Clarke County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Clarke County population projected at -22% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 27 days — a 2% lower offer ($148k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 96% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $147,750 (1.5% below list)

Questions for the listing agent

1. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.25% ✓
• Cap rate: 9.82%
• Cash-on-cash: 12.58%
• DSCR: 1.56
• GRM: 6.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 1.72% rent growth · sell at horizon

5-year hold

• IRR: 0.9%
• Equity multiple: 1.03×
• Total profit: $1,393
• Equity at exit: $22,365

10-year hold

• IRR: 9.2%
• Equity multiple: 1.67×
• Total profit: $27,937
• Equity at exit: $12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 36526

• Home prices YoY: -21.3%
• Rents YoY: 1.7%
• Active inventory: 590
• Price-to-rent: 6.7×

Monthly cashflow live

• Estimated rent: $1,870 medium
• Mortgage (P&I): −$787
• Tax est. 1.5%: −$188 /mo · $2,250/yr
• Insurance: −$62
• HOA: −$0
• Vacancy / Maint / Mgmt: −$393
• Net cashflow: $440

Break-even live

Break-even rent $1,312

Max offer price $150,000

Occupancy floor 71%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,500
• Closing costs: $4,500
• Reserves months: —
• Total cash needed: —

Listing history 17 events

1. 2026-06-19
   days on market $150,000 Active 27 DOM
2. 2026-06-18
   days on market $150,000 Active 26 DOM
3. 2026-06-17
   days on market $150,000 Active 25 DOM
4. 2026-06-16
   days on market $150,000 Active 24 DOM
5. 2026-06-15
   days on market $150,000 Active 23 DOM
6. 2026-06-14
   days on market $150,000 Active 21 DOM
7. 2026-06-12
   days on market $150,000 Active 20 DOM
8. 2026-06-09
   days on market $150,000 Active 17 DOM
9. 2026-06-08
   days on market $150,000 Active 16 DOM
10. 2026-06-07
    days on market $150,000 Active 15 DOM
11. 2026-06-07
    days on market $150,000 Active 14 DOM
12. 2026-06-04
    days on market $150,000 Active 11 DOM
13. 2026-06-02
    days on market $150,000 Active 10 DOM
14. 2026-06-01
    days on market $150,000 Active 9 DOM
15. 2026-05-31
    days on market $150,000 Active 8 DOM
16. 2026-05-31
    days on market $150,000 Active 7 DOM
17. 2026-05-23
    listed $150,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 96% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,436
• − Mortgage interest: −$8,402
• − Property taxes: −$2,250
• − Insurance: −$750
• − Repairs & maintenance: −$1,795
• − Management: −$1,795
• − Depreciation: −$4,364
• Taxable income: $3,080
• Est. tax owed @ 24.0%: −$739
• After-tax cash flow: $4,546/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 19 photos

Fair 45/100 Moderate rehab

This home requires moderate repairs and maintenance to improve its condition and value. Key areas for improvement include the kitchen, bathrooms, exterior, and interior walls. Upgrades such as new paint, cabinets, and flooring would significantly enhance its resale and rental value.

Repairs flagged

• Moderate Kitchen cabinets — Worn appearance
• Moderate Bathroom fixtures — Dated appearance
• Moderate Exterior siding — Weathered appearance
• Moderate Painted walls — Signs of wear

Value-add opportunities

• Both Paint interior walls — Fresh paint enhances curb appeal and interior aesthetics
• Both Replace worn kitchen cabinets — New cabinets improve functionality and aesthetics
• Both Replace dated bathroom fixtures — Modern fixtures increase appeal and functionality
• Both Paint exterior siding — Fresh paint improves curb appeal and longevity
• Both Replace worn flooring — New flooring enhances comfort and appearance

Renovation cost estimate screening

Repair item	Severity	Est. cost
Kitchen cabinets · Worn appearance	Moderate	$3,000–15,000
Bathroom fixtures · Dated appearance	Moderate	$3,000–15,000
Exterior siding · Weathered appearance	Moderate	$3,000–15,000
Painted walls · Signs of wear	Moderate	$3,000–15,000
Total estimated repair cost · 4 items		$12,000–60,000

Value-add ROI direction

• Both Paint interior walls — Fresh paint enhances curb appeal and interior aesthetics ↑
• Both Replace worn kitchen cabinets — New cabinets improve functionality and aesthetics ↑
• Both Replace dated bathroom fixtures — Modern fixtures increase appeal and functionality ↑
• Both Paint exterior siding — Fresh paint improves curb appeal and longevity ↑
• Both Replace worn flooring — New flooring enhances comfort and appearance ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Clarke County
• NCES district ID: 0100720
• Math proficiency: 7% ▼ -32.00%
• Reading proficiency: 32% ▼ -5.00%
• Median HH income: $30,101
• Composite: 15.5/100
• National rank: #9305
• State rank: #107 of 129 in AL

Livability — Coffeeville

• Score: 60/100
• State rank: #300
• US rank: #19127

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment F Housing C- Health & safety D- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Coffeeville, AL
• County: Baldwin County · 181,514 people
• Metro: Daphne-Fairhope-Foley, AL
• Population (ZIP): 36,484
• Household income: $88,750
• Rent vs Own: 26.4% rent · 73.6% own
• Severe rent burden: 535.0

Population outlook (Clarke County) Hauer SSP2

• Today (2025): 23,130 people
• By 2030: 22,174 · -4.1%
• By 2040: 20,105 · -13.1%
• By 2050: 18,153 · -21.5%
• By 2075: 14,478 · -37.4%
• By 2100: 11,848 · -48.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (78%)
• Race & ethnicity: White 78% Black 12% Two or more races 6% Hispanic / Latino 5% Asian 1%
• Hispanic origin (detail): Mexican 3%
• Common ancestry: Slovak 3% Lithuanian 2% Italian 2%
• Foreign-born: 4% · Canada
• Languages at home: 95% English-only · Spanish 2% French/Haitian/Cajun 1% Russian/Polish/Slavic 1%

Political lean MEDSL · Clarke

• 2024 margin: R (+17.1) · D 41.2% · R 58.3%
• 2008→2024 swing: -5.5pp toward R · 2008: -11.6pp · 2024: -17.1pp
• All cycles: 2024: R+17.1 2020: R+11.9 2016: R+10.8 2012: R+8.3 2008: R+11.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -61.47%
• Current HPI: 227.2692
• Rent YoY: ▲ 1.72%
• Metro: Daphne-Fairhope-Foley, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

1 event — show timeline

• 2026-05-23 Listed $150,000 GCMLS AL