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403 Lower Briceville Rd
B+ Composite 75.07
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +7.8/10.0
  • ARV discount +7.5/15.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.3/10.0

$41,000

403 Lower Briceville Rd · Briceville, TN 37710
3 bd · 1.0 ba · 1,708 sqft · SingleFamily public records · 127 Days on market
Built 1900 10,018 sqft lot ↓ 11% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

This property offers a unique opportunity for buyers seeking value and vision. With a functional layout and generous space, the home provides a blank canvas for those looking to make it their own. The lot offers ample room and flexibility, adding to the overall potential of the property. Conveniently located near local amenities, shopping, and schools. All information is deemed reliable but not guaranteed. Buyer and/or Buyer's agent to verify all information, including but not limited to lot size, zoning, restrictions, utilities, school zones, HOA information, and suitability for buyer's intended use.

Key facts

  • Ample room
  • Generous space
  • Functional layout

Tags

FUNCTIONAL LAYOUTGENEROUS SPACEAMPLE ROOMCONVENIENTLY LOCATEDLOCAL AMENITIES

Property features AI

Finance

  • Other:
  • Financial info:
  • HOA & community:

Exterior

  • Parking:
  • Security:
  • Utilities: Septic tank
  • Home design: Detached property
  • Construction: Frame and other construction materials; Built area about 1,708 (per tax records)
  • Exterior features: Level to rolling-slope lot

Interior

  • Kitchen:
  • Bedrooms:
  • Flooring:
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Electric heating (other heating types present); No central cooling
  • Interior features: Country setting
  • Laundry & utility:

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $41k.

Deal economics

  • At list price, monthly cash flow is $401 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($945 rent vs $41k).
  • Recommended offer: $36k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • Anderson County (town): math 25% / reading 28% proficiency, ranked #75 of 139 in TN (top 54%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 6 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 400 units permitted in Anderson County in 2024 (91 in 5+ unit buildings).

Forward outlook

  • In year one you build about $3k of equity ($283 loan paydown + $2k appreciation (5.6% local appreciation)).
  • At projected returns (5.6% appreciation + 3.0% rent growth), your $11k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 127 days — a 12% lower offer ($36k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo; built in 1900 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major flood risk; major wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $36,080 (12.0% below list)

Questions for the listing agent

  1. It's been on market 127 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.30%
Cap rate
19.98%
Cash-on-cash
48.89%
DSCR
3.18
GRM
3.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

5.6% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
51.0%
Equity multiple
4.18×
Total profit
$36,475
Equity at exit
$24,741
10-year hold
IRR
48.2%
Equity multiple
8.64×
Total profit
$87,663
Equity at exit
$44,002

Cash invested: $11,480 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Tennessee
87 Strongly Landlord-Friendly · R+13
County
— inherits STATE
City
— inherits STATE
14-day notice (URLTA); generally landlord-favorable; Nashville court paced moderate.

ZIP-level market 37710

Home prices YoY
5.3%
Active inventory
6
Price-to-rent
3.6×

Monthly cashflow live

Estimated rent
$945 medium interval (Pro) →
Mortgage (P&I)
$215
Tax from tax record
$47 /mo · $561/yr
Insurance
$17
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$0
Vacancy / Maint / Mgmt
$198
Net cashflow
$401

Break-even live

Break-even rent $437
Max offer price $41,000
Occupancy floor 53%

Sensitivity live

Price -10% $424 -5% $413 +0% $401 +5% $390 +10% $378
Rent -10% $327 -5% $364 +0% $401 +5% $439 +10% $476
Rate -1.0pp $422 -0.5pp $412 base $401 +0.5pp $391 +1.0pp $380

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$10,250
Closing costs
$1,230
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
127 Upper Airbase Ln Apt 6 Briceville, TN 3.0 1.0 1200 $945 $0.79 24d 1 1.03mi

Listing history 19 events

  1. 2026-06-18
    days on market $41,000 Active 127 DOM
  2. 2026-06-17
    days on market $41,000 Active 126 DOM
  3. 2026-06-16
    days on market $41,000 Active 125 DOM
  4. 2026-06-15
    days on market $41,000 Active 124 DOM
  5. 2026-06-14
    days on market $41,000 Active 122 DOM
  6. 2026-06-13
    days on market $41,000 Active 121 DOM
  7. 2026-06-10
    days on market $41,000 Active 119 DOM
  8. 2026-06-09
    days on market $41,000 Active 118 DOM
  9. 2026-06-08
    days on market $41,000 Active 117 DOM
  10. 2026-06-07
    pricedays on market $41,000 Active 116 DOM
  11. 2026-06-03
    days on market $44,500 Active 112 DOM
  12. 2026-06-02
    days on market $44,500 Active 111 DOM
  13. 2026-06-01
    days on market $44,500 Active 110 DOM
  14. 2026-05-31
    days on market $44,500 Active 109 DOM
  15. 2026-05-31
    days on market $44,500 Active 108 DOM
  16. 2026-05-01
    price $44,500
  17. 2026-04-01
    price $47,900
  18. 2026-02-09
    listed $52,000 Active
  19. 2005-11-02
    soldstatus $50,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TN · Resets to sale price

Current annual tax
$561 · $47/mo
Projected year-2 tax
$561 · $47/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 7/10 Severe FEMA zone X (unshaded) · 78% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 5/10 Major 7 d/yr ≥102°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$11,340
− Mortgage interest
−$2,297
− Property taxes
−$561
− Insurance
−$1,002
− Repairs & maintenance
−$907
− Management
−$907
− Depreciation
−$1,193
Taxable income
$4,473
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,073
After-tax cash flow
$3,742/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Anderson County
NCES district ID
4700090
Math proficiency
25% ▼ -11.00%
Reading proficiency
28% ▼ -4.00%
Median HH income
$43,541
Composite
22.68/100
National rank
#8043
State rank
#75 of 139 in TN

Livability — Briceville

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Briceville, TN
Population (ZIP)
1,136

Population outlook (Anderson County) Hauer SSP2

Today (2025)
76,963 people
By 2030
77,226 · +0.3%
By 2040
76,905 · -0.1%
By 2050
75,405 · -2.0%
By 2075
70,858 · -7.9%
By 2100
60,585 · -21.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (98%)
Race & ethnicity
White 98% Hispanic / Latino 2%
Common ancestry
Slovak 2%
Foreign-born
0% · Canada

Political lean MEDSL · Anderson

2024 margin
Solid R (+35.7) · D 31.5% · R 67.3% · Other 1.2%
2008→2024 swing
-9.5pp toward R · 2008: -26.2pp · 2024: -35.7pp
All cycles
2024: R+35.7 2020: R+32.2 2016: R+34.3 2012: R+29.8 2008: R+26.2

Not yet ingested

Civics

Market trends

HPI YoY
▲ 5.60%
Current HPI
111.4326
Rent YoY
Metro
State GDP YoY
▲ 2.78%
F500 in state
22

Industry mix (Fortune 500 HQ in TN)

Industry F500 HQs Revenue

Price history

-11.0% since first listed
4 events — show timeline
  • 2026-05-01 Price Changed $44,500 Knoxville MLS
  • 2026-04-01 Price Changed $47,900 Knoxville MLS
  • 2026-02-09 Listed $52,000 Knoxville MLS
  • 2005-11-02 Sold (Public Records) $50,000 Public Records

Property tax history

+5.4%/yr

Latest (2025): $561 · +28.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…