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265 Emily Park
D Composite 40.26
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +10.9/15.0
  • Cash flow +9.5/30.0
  • Schools +5.1/10.0
  • Livability +3.6/5.0
  • Rent growth +3.3/5.0
  • 1% rule +2.8/10.0
  • DSCR +2.7/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$280,000

265 Emily Park · Fayetteville, GA 30215
3 bd · 3.0 ba · 1,516 sqft · SingleFamily public records · 49 Days on market
Built 2001 1,237 sqft lot $185/sqft · 8% below area Est $303k · 8% under $28/mo HOA · 1% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Cozy 3 Bed 2 Bath home located in a well maintained active adult community! This home features an open kitchen with stainless steel appliances, white cabinetry, and wood colored flooring with a quaint-sized breakfast nook area for eat-in enjoyment. The open floor plan continues with a spacious formal dining area and a warm-sized family room featuring a gas log fireplace. The spacious, primary bedroom leads into a cozy, primary bathroom which features double vanity sinks, a walk-in shower, closet, and oversized storage space. The additional bedrooms are nicely sized featuring ceiling fans and carpet flooring. The secondary bath features a shower/tub combination with wood flooring. The HUGE back yard is privately fenced in with a convenient porch extension PERFECT for intimate family gatherings. No need to travel far since this beautiful community is located close to shopping, dining, and entertainment.

Key facts

  • Breakfast nook
  • Formal dining area
  • Open kitchen

Tags

OPEN KITCHENSTAINLESS STEEL APPLIANCESWHITE CABINETRYWOOD COLORED FLOORINGBREAKFAST NOOKFORMAL DINING AREA

Property features AI

Finance

  • Other: Located on a private asphalt road; County: Fayette, GA
  • HOA & community: Homeowners association with an annual fee of $330; Association fee covers structure maintenance

Exterior

  • Parking: Attached garage with 2 spaces; Garage door opener; Garage faces front; Level driveway; Additional open parking available
  • Utilities: Public water; Public sewer; Electric service with 220 volts available; Natural gas available; Electricity available
  • Home design: Single-level home; Brick front with vinyl siding; Shingle roof; Slab foundation; Resale property
  • Construction: Brick front construction; Vinyl siding
  • Exterior features: Private yard; Rain gutters; Front porch; Rear porch; Wrought iron and backyard fencing

Interior

  • Kitchen: Breakfast area; White cabinets; Pantry; Countertops with other surface material; Open view to family room; Dishwasher; Disposal; Electric cooktop; Electric oven; Electric range; Microwave; Refrigerator
  • Bedrooms: Three main-level bedrooms; Master suite on the main level
  • Flooring: Carpet; Vinyl
  • Bathrooms: Two full bathrooms; Master bathroom with double vanity
  • Heating & cooling: Central electric air conditioning; Ceiling fans; Electric cooling components; Natural gas heating
  • Interior features: Entrance foyer; 9-foot ceilings on main level; High-speed internet; Walk-in closets; Shutters and window treatments; One fireplace with gas log in the family room; 2+ common walls
  • Laundry & utility: Laundry located in kitchen; Electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/3.0-bath single-family listed at $280k.

Deal economics

  • At list price, monthly cash flow is $-196 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $245k (12.4% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $219k (21.9% below list).
  • Recommended offer: $219k (21.9% below list) — sets the bar for 1% rule.
  • Cap rate 5.5% vs local median 4.3% in Fayetteville — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 71/100 on livability (#86 in GA) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety B+, employment B; Watch: amenities F, commute F.
  • Fayette County (suburban): math 52% / reading 60% proficiency, ranked #7 of 174 in GA (top 4%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Spring Hill Elementary School (math 39% / reading 42%, grade F, #419 of 1,228 statewide, top 35%, 655 students, 63% FRL); Bennett'S Mill Middle School (math 24% / reading 51%, grade F, #162 of 470 statewide, top 35%, 891 students, 53% FRL); Fayette County High School (math 15% / reading 42%, grade F, #149 of 424 statewide, top 35%, 1,368 students, 46% FRL) — zoned schools average 54% FRL vs 21% district-wide (33 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 36% at this address vs 56% district-wide (-20 pts) — the specific schools serving this property underperform the Fayette County average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+3.2%/yr); 312 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals leasing fast (median 8d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 323 units permitted in Fayette County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Fayette County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 49 days — a 3% lower offer ($272k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $139k; list at $280k implies a 101% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $218,728 (21.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 49 days. Have you received any prior offers? Is the seller open to a 22% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.78%
Cap rate
5.45%
Cash-on-cash
-3.00%
DSCR
0.87
GRM
10.7

CMA / ARV

ARV (median comp)
$302,798
List price
$280,000
Delta
-7.53%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
315 Emily Park 0.06mi 3/2.0 1,609 (+6%) 1mo $290,000 $180 82
340 Emily Park St 0.07mi 3/2.0 1,613 (+6%) 0mo $297,000 $184 82
130 Emily Park 0.14mi 3/2.0 1,432 (-6%) 1mo $300,000 $209 80
155 Pecan Ridge Dr 0.18mi 3/2.0 1,451 (-4%) 3mo $238,000 $164 78
180 Wilbanks Dr 0.21mi 2/2.0 (-1) 1,446 (-5%) 3mo $250,000 $173 71
125 Pecan Ct 0.23mi 4/3.0 (+1) 1,648 (+9%) 1mo $257,000 $156 69
310 Dempsey Dr Lot 25 0.33mi 3/3.0 1,328 (-12%) 2mo $342,615 $258 63
300 Dempsey Dr Lot 24 0.33mi 3/3.0 1,328 (-12%) 2mo $339,537 $256 62
280 Wilbanks Dr 0.13mi 2/2.0 (-1) 1,294 (-15%) 3mo $228,000 $176 58
165 Fenwyck Cmns 0.71mi 3/2.0 1,455 (-4%) 0mo $290,000 $199 56
600 Lanier Ave E 0.34mi 3/1.0 1,291 (-15%) 1mo $195,000 $151 50
140 Chesterfield Ct 0.68mi 3/2.0 1,646 (+9%) 2mo $300,000 $182 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.22% rent growth · sell at horizon

5-year hold
IRR
-21.1%
Equity multiple
0.27×
Total profit
$-57,346
Equity at exit
$41,749
10-year hold
IRR
-14.0%
Equity multiple
0.18×
Total profit
$-63,907
Equity at exit
$24,209

Cash invested: $78,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30215

Rents YoY
3.2%
Active inventory
312
Price-to-rent
10.7×

Monthly cashflow live

Estimated rent
$2,187 high interval (Pro) →
Mortgage (P&I)
$1,468
Tax from tax record
$311 /mo · $3,732/yr
Insurance
$117
HOA
$28
Vacancy / Maint / Mgmt
$459
Net cashflow
$-196

Break-even live

Break-even rent $2,435
Max offer price $245,369
Occupancy floor

Sensitivity live

Price -10% $-38 -5% $-117 +0% $-196 +5% $-275 +10% $-355
Rent -10% $-369 -5% $-282 +0% $-196 +5% $-110 +10% $-23
Rate -1.0pp $-55 -0.5pp $-125 base $-196 +0.5pp $-269 +1.0pp $-342

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$70,000
Closing costs
$8,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 19 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2400 Cobblestone Blvd Fayetteville, GA 1.0–3.0 1.0–2.0 1149 $1,905 $1.66 1d 9 0.30mi
475 E Lanier Ave Fayetteville, GA 2.0–3.0 2.5 1795 $2,850 $1.59 1d 74 0.30mi
201 Clarendon Pl Fayetteville, GA 2.0 2.0 1152 $1,650 $1.43 26d 1 0.32mi
120 Meadowbrook Ct Unit C Fayetteville, GA 2.0 2.5 1089 $1,395 $1.28 22d 1 0.32mi
490 S Jeff Davis Dr Unit B Fayetteville, GA 2.0 1.5 1139 $1,800 $1.58 26d 1 0.34mi
310 S Jeff Davis Dr Unit 3 Fayetteville, GA 2.0 1.5 1258 $1,260 $1.00 46d 1 0.37mi
155 N Hampton Dr Fayetteville, GA 3.0 2.0 1398 $2,250 $1.61 46d 1 0.40mi
695 Georgia Ave Fayetteville, GA 3.0 1.5 1554 $1,795 $1.16 7d 1 0.53mi
695 Georgia Ave Fayetteville, GA 3.0 1.5 1554 $1,795 $1.16 1d 1 0.53mi
415 Williamsburg Way Fayetteville, GA 2.0 2.5 1452 $1,600 $1.10 20d 1 0.65mi
370 Georgia Ave Fayetteville, GA 3.0 2.0 1334 $3,500 $2.62 46d 1 0.69mi
210 Buckeye Ln Fayetteville, GA 3.0 2.0 1646 $1,945 $1.18 1d 1 0.75mi
140 Williamsburg Way Fayetteville, GA 3.0 3.0 1549 $1,795 $1.16 1d 1 0.75mi
100 Knight Way Fayetteville, GA 1.0–3.0 1.0–2.0 1035 $1,949 $1.88 46d 1 0.84mi
76 Intown Pl Fayetteville, GA 2.0 2.5 1450 $1,695 $1.17 1d 1 1.01mi
76 Intown Pl Fayetteville, GA 2.0 2.5 1450 $1,695 $1.17 7d 1 1.01mi
120 Kent Dr Fayetteville, GA 3.0 2.0 1468 $2,021 $1.38 1d 1 1.08mi
119 Forrest Ave Fayetteville, GA 2.0 1.5 1240 $1,750 $1.41 7d 1 1.17mi
325 Enchanted Ct Fayetteville, GA 3.0 2.5 1924 $2,750 $1.43 46d 1 1.42mi

HOA detail

Monthly dues
$28 · $336/yr
Likely covers
gas

Listing history 22 events

  1. 2026-06-22
    days on market $280,000 Active 49 DOM
  2. 2026-06-21
    days on market $280,000 Active 48 DOM
  3. 2026-06-18
    days on market $280,000 Active 45 DOM
  4. 2026-06-17
    days on market $280,000 Active 44 DOM
  5. 2026-06-16
    days on market $280,000 Active 43 DOM
  6. 2026-06-15
    days on market $280,000 Active 42 DOM
  7. 2026-06-13
    pricedays on market $280,000 Active 40 DOM
  8. 2026-06-09
    days on market $286,990 Active 36 DOM
  9. 2026-06-08
    days on market $286,990 Active 35 DOM
  10. 2026-06-07
    days on market $286,990 Active 34 DOM
  11. 2026-06-04
    days on market $286,990 Active 31 DOM
  12. 2026-06-03
    days on market $286,990 Active 30 DOM
  13. 2026-06-02
    days on market $286,990 Active 29 DOM
  14. 2026-06-01
    days on market $286,990 Active 28 DOM
  15. 2026-05-31
    days on market $286,990 Active 27 DOM
  16. 2026-05-01
    listed $286,990 New 914-char remark
    Show marketing remark (914 chars)

    Cozy 3 Bed 2 Bath home located in a well maintained active adult community! This home features an open kitchen with stainless steel appliances, white cabinetry, and wood colored flooring with a quaint-sized breakfast nook area for eat-in enjoyment. The open floor plan continues with a spacious formal dining area and a warm-sized family room featuring a gas log fireplace. The spacious, primary bedroom leads into a cozy, primary bathroom which features double vanity sinks, a walk-in shower, closet, and oversized storage space. The additional bedrooms are nicely sized featuring ceiling fans and carpet flooring. The secondary bath features a shower/tub combination with wood flooring. The HUGE back yard is privately fenced in with a convenient porch extension PERFECT for intimate family gatherings. No need to travel far since this beautiful community is located close to shopping, dining, and entertainment.

  17. 2026-05-01
    listed $286,990 Active 914-char remark
    Show marketing remark (914 chars)

    Cozy 3 Bed 2 Bath home located in a well maintained active adult community! This home features an open kitchen with stainless steel appliances, white cabinetry, and wood colored flooring with a quaint-sized breakfast nook area for eat-in enjoyment. The open floor plan continues with a spacious formal dining area and a warm-sized family room featuring a gas log fireplace. The spacious, primary bedroom leads into a cozy, primary bathroom which features double vanity sinks, a walk-in shower, closet, and oversized storage space. The additional bedrooms are nicely sized featuring ceiling fans and carpet flooring. The secondary bath features a shower/tub combination with wood flooring. The HUGE back yard is privately fenced in with a convenient porch extension PERFECT for intimate family gatherings. No need to travel far since this beautiful community is located close to shopping, dining, and entertainment.

  18. 2026-03-13
    historical
  19. 2026-03-02
    price $300,000
  20. 2026-02-03
    listed $302,000 New
  21. 2016-02-24
    soldstatus $139,000
  22. 2001-05-31
    soldstatus $147,400

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$3,732 · $311/mo
Projected year-2 tax
$3,732 · $311/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥106°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$26,247
− Mortgage interest
−$15,684
− Property taxes
−$3,732
− Insurance
−$1,400
− Repairs & maintenance
−$2,100
− Management
−$2,100
− HOA
−$336
− Depreciation
−$8,145
Taxable loss
−$7,250
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,740
After-tax cash flow
$-613/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Fayette County
NCES district ID
1302130
Math proficiency
52% ▼ -12.00%
Reading proficiency
60% ▼ -7.00%
Median HH income
$80,746
Composite
50.67/100
National rank
#1824
State rank
#7 of 174 in GA

Livability — Fayetteville

Score
71/100
State rank
#86
US rank
#7167

Category grades

Amenities F Commute F Cost of living B Crime B- Employment B Housing A+ Health & safety B+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Fayetteville, GA
County
Fayette County · 112,821 people
City population
72,287
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
40,476
Household income
$118,436
Rent vs Own
15.4% rent · 84.6% own
Severe rent burden
415.0

Population outlook (Fayette County) Hauer SSP2

Today (2025)
120,914 people
By 2030
125,439 · +3.7%
By 2040
132,378 · +9.5%
By 2050
137,123 · +13.4%
By 2075
156,091 · +29.1%
By 2100
163,102 · +34.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
White 57% Black 26% Two or more races 7% Hispanic / Latino 6% Asian 3%
Hispanic origin (detail)
Mexican 2% Puerto Rican 1%
Common ancestry
Slovak 3% Italian 2% Lithuanian 2%
Foreign-born
7% · Canada, China, Vietnam
Languages at home
90% English-only · Spanish 5% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Fayette

2024 margin
Toss-up / Even · D 48.0% · R 51.1%
2008→2024 swing
+27.5pp toward D · 2008: -30.7pp · 2024: -3.1pp
All cycles
2024: R+3.1 2020: R+6.8 2016: R+19.5 2012: R+31.4 2008: R+30.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -146.38%
Current HPI
238.3395
Rent YoY
▲ 3.22%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+90.0% since first listed
9 events — show timeline
  • 2026-06-12 Price Changed $280,000 FMLS
  • 2026-06-12 Price Changed $280,000 GAMLS
  • 2026-05-01 Listed $286,990 FMLS
  • 2026-05-01 Listed $286,990 GAMLS
  • 2026-03-13 Listing Removed GAMLS
  • 2026-03-02 Price Changed $300,000 GAMLS
  • 2026-02-03 Listed $302,000 GAMLS
  • 2016-02-24 Sold (Public Records) $139,000 Public Records
  • 2001-05-31 Sold (Public Records) $147,400 Public Records

Property tax history

+3.3%/yr

Latest (2025): $3,732 · +8.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…