265 Emily Park · Fayetteville, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 6/10 · Moderate
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +10.9/15.0
- Cash flow +9.5/30.0
- Schools +5.1/10.0
- Livability +3.6/5.0
- Rent growth +3.3/5.0
- 1% rule +2.8/10.0
- DSCR +2.7/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$280,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Cozy 3 Bed 2 Bath home located in a well maintained active adult community! This home features an open kitchen with stainless steel appliances, white cabinetry, and wood colored flooring with a quaint-sized breakfast nook area for eat-in enjoyment. The open floor plan continues with a spacious formal dining area and a warm-sized family room featuring a gas log fireplace. The spacious, primary bedroom leads into a cozy, primary bathroom which features double vanity sinks, a walk-in shower, closet, and oversized storage space. The additional bedrooms are nicely sized featuring ceiling fans and carpet flooring. The secondary bath features a shower/tub combination with wood flooring. The HUGE back yard is privately fenced in with a convenient porch extension PERFECT for intimate family gatherings. No need to travel far since this beautiful community is located close to shopping, dining, and entertainment.
Key facts
- Breakfast nook
- Formal dining area
- Open kitchen
Tags
Property features AI
Finance
- Other: Located on a private asphalt road; County: Fayette, GA
- HOA & community: Homeowners association with an annual fee of $330; Association fee covers structure maintenance
Exterior
- Parking: Attached garage with 2 spaces; Garage door opener; Garage faces front; Level driveway; Additional open parking available
- Utilities: Public water; Public sewer; Electric service with 220 volts available; Natural gas available; Electricity available
- Home design: Single-level home; Brick front with vinyl siding; Shingle roof; Slab foundation; Resale property
- Construction: Brick front construction; Vinyl siding
- Exterior features: Private yard; Rain gutters; Front porch; Rear porch; Wrought iron and backyard fencing
Interior
- Kitchen: Breakfast area; White cabinets; Pantry; Countertops with other surface material; Open view to family room; Dishwasher; Disposal; Electric cooktop; Electric oven; Electric range; Microwave; Refrigerator
- Bedrooms: Three main-level bedrooms; Master suite on the main level
- Flooring: Carpet; Vinyl
- Bathrooms: Two full bathrooms; Master bathroom with double vanity
- Heating & cooling: Central electric air conditioning; Ceiling fans; Electric cooling components; Natural gas heating
- Interior features: Entrance foyer; 9-foot ceilings on main level; High-speed internet; Walk-in closets; Shutters and window treatments; One fireplace with gas log in the family room; 2+ common walls
- Laundry & utility: Laundry located in kitchen; Electric dryer hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/3.0-bath single-family listed at $280k.
Deal economics
- At list price, monthly cash flow is $-196 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $245k (12.4% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $219k (21.9% below list).
- Recommended offer: $219k (21.9% below list) — sets the bar for 1% rule.
- Cap rate 5.5% vs local median 4.3% in Fayetteville — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 71/100 on livability (#86 in GA) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety B+, employment B; Watch: amenities F, commute F.
- Fayette County (suburban): math 52% / reading 60% proficiency, ranked #7 of 174 in GA (top 4%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Spring Hill Elementary School (math 39% / reading 42%, grade F, #419 of 1,228 statewide, top 35%, 655 students, 63% FRL); Bennett'S Mill Middle School (math 24% / reading 51%, grade F, #162 of 470 statewide, top 35%, 891 students, 53% FRL); Fayette County High School (math 15% / reading 42%, grade F, #149 of 424 statewide, top 35%, 1,368 students, 46% FRL) — zoned schools average 54% FRL vs 21% district-wide (33 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 36% at this address vs 56% district-wide (-20 pts) — the specific schools serving this property underperform the Fayette County average; the district grade overstates school quality for this exact location.
- Market conditions: Rents rising (+3.2%/yr); 312 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals leasing fast (median 8d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 323 units permitted in Fayette County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Fayette County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 49 days — a 3% lower offer ($272k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $139k; list at $280k implies a 101% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 49 days. Have you received any prior offers? Is the seller open to a 22% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.78% ✗
- Cap rate
- 5.45%
- Cash-on-cash
- -3.00%
- DSCR
- 0.87
- GRM
- 10.7
CMA / ARV
- ARV (median comp)
- $302,798
- List price
- $280,000
- Delta
- -7.53%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 315 Emily Park | 0.06mi | 3/2.0 | 1,609 (+6%) | 1mo | $290,000 | $180 | 82 |
| 340 Emily Park St | 0.07mi | 3/2.0 | 1,613 (+6%) | 0mo | $297,000 | $184 | 82 |
| 130 Emily Park | 0.14mi | 3/2.0 | 1,432 (-6%) | 1mo | $300,000 | $209 | 80 |
| 155 Pecan Ridge Dr | 0.18mi | 3/2.0 | 1,451 (-4%) | 3mo | $238,000 | $164 | 78 |
| 180 Wilbanks Dr | 0.21mi | 2/2.0 (-1) | 1,446 (-5%) | 3mo | $250,000 | $173 | 71 |
| 125 Pecan Ct | 0.23mi | 4/3.0 (+1) | 1,648 (+9%) | 1mo | $257,000 | $156 | 69 |
| 310 Dempsey Dr Lot 25 | 0.33mi | 3/3.0 | 1,328 (-12%) | 2mo | $342,615 | $258 | 63 |
| 300 Dempsey Dr Lot 24 | 0.33mi | 3/3.0 | 1,328 (-12%) | 2mo | $339,537 | $256 | 62 |
| 280 Wilbanks Dr | 0.13mi | 2/2.0 (-1) | 1,294 (-15%) | 3mo | $228,000 | $176 | 58 |
| 165 Fenwyck Cmns | 0.71mi | 3/2.0 | 1,455 (-4%) | 0mo | $290,000 | $199 | 56 |
| 600 Lanier Ave E | 0.34mi | 3/1.0 | 1,291 (-15%) | 1mo | $195,000 | $151 | 50 |
| 140 Chesterfield Ct | 0.68mi | 3/2.0 | 1,646 (+9%) | 2mo | $300,000 | $182 | 48 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.22% rent growth · sell at horizon
- IRR
- -21.1%
- Equity multiple
- 0.27×
- Total profit
- $-57,346
- Equity at exit
- $41,749
- IRR
- -14.0%
- Equity multiple
- 0.18×
- Total profit
- $-63,907
- Equity at exit
- $24,209
Cash invested: $78,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30215
- Rents YoY
- 3.2%
- Active inventory
- 312
- Price-to-rent
- 10.7×
Monthly cashflow live
- Estimated rent
- $2,187 high interval (Pro) →
- Mortgage (P&I)
- −$1,468
- Tax from tax record
- −$311 /mo · $3,732/yr
- Insurance
- −$117
- HOA
- −$28
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$459
- Net cashflow
- $-196
Break-even live
Sensitivity live
| Price | -10% $-38 | -5% $-117 | +0% $-196 | +5% $-275 | +10% $-355 |
|---|---|---|---|---|---|
| Rent | -10% $-369 | -5% $-282 | +0% $-196 | +5% $-110 | +10% $-23 |
| Rate | -1.0pp $-55 | -0.5pp $-125 | base $-196 | +0.5pp $-269 | +1.0pp $-342 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $70,000
- Closing costs
- $8,400
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 19 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2400 Cobblestone Blvd Fayetteville, GA | 1.0–3.0 | 1.0–2.0 | 1149 | $1,905 | $1.66 | 1d | 9 | 0.30mi |
| 475 E Lanier Ave Fayetteville, GA | 2.0–3.0 | 2.5 | 1795 | $2,850 | $1.59 | 1d | 74 | 0.30mi |
| 201 Clarendon Pl Fayetteville, GA | 2.0 | 2.0 | 1152 | $1,650 | $1.43 | 26d | 1 | 0.32mi |
| 120 Meadowbrook Ct Unit C Fayetteville, GA | 2.0 | 2.5 | 1089 | $1,395 | $1.28 | 22d | 1 | 0.32mi |
| 490 S Jeff Davis Dr Unit B Fayetteville, GA | 2.0 | 1.5 | 1139 | $1,800 | $1.58 | 26d | 1 | 0.34mi |
| 310 S Jeff Davis Dr Unit 3 Fayetteville, GA | 2.0 | 1.5 | 1258 | $1,260 | $1.00 | 46d | 1 | 0.37mi |
| 155 N Hampton Dr Fayetteville, GA | 3.0 | 2.0 | 1398 | $2,250 | $1.61 | 46d | 1 | 0.40mi |
| 695 Georgia Ave Fayetteville, GA | 3.0 | 1.5 | 1554 | $1,795 | $1.16 | 7d | 1 | 0.53mi |
| 695 Georgia Ave Fayetteville, GA | 3.0 | 1.5 | 1554 | $1,795 | $1.16 | 1d | 1 | 0.53mi |
| 415 Williamsburg Way Fayetteville, GA | 2.0 | 2.5 | 1452 | $1,600 | $1.10 | 20d | 1 | 0.65mi |
| 370 Georgia Ave Fayetteville, GA | 3.0 | 2.0 | 1334 | $3,500 | $2.62 | 46d | 1 | 0.69mi |
| 210 Buckeye Ln Fayetteville, GA | 3.0 | 2.0 | 1646 | $1,945 | $1.18 | 1d | 1 | 0.75mi |
| 140 Williamsburg Way Fayetteville, GA | 3.0 | 3.0 | 1549 | $1,795 | $1.16 | 1d | 1 | 0.75mi |
| 100 Knight Way Fayetteville, GA | 1.0–3.0 | 1.0–2.0 | 1035 | $1,949 | $1.88 | 46d | 1 | 0.84mi |
| 76 Intown Pl Fayetteville, GA | 2.0 | 2.5 | 1450 | $1,695 | $1.17 | 1d | 1 | 1.01mi |
| 76 Intown Pl Fayetteville, GA | 2.0 | 2.5 | 1450 | $1,695 | $1.17 | 7d | 1 | 1.01mi |
| 120 Kent Dr Fayetteville, GA | 3.0 | 2.0 | 1468 | $2,021 | $1.38 | 1d | 1 | 1.08mi |
| 119 Forrest Ave Fayetteville, GA | 2.0 | 1.5 | 1240 | $1,750 | $1.41 | 7d | 1 | 1.17mi |
| 325 Enchanted Ct Fayetteville, GA | 3.0 | 2.5 | 1924 | $2,750 | $1.43 | 46d | 1 | 1.42mi |
HOA detail
- Monthly dues
- $28 · $336/yr
- Likely covers
- gas
Listing history 22 events
-
2026-06-22days on market $280,000 Active 49 DOM
-
2026-06-21days on market $280,000 Active 48 DOM
-
2026-06-18days on market $280,000 Active 45 DOM
-
2026-06-17days on market $280,000 Active 44 DOM
-
2026-06-16days on market $280,000 Active 43 DOM
-
2026-06-15days on market $280,000 Active 42 DOM
-
2026-06-13pricedays on market $280,000 Active 40 DOM
-
2026-06-09days on market $286,990 Active 36 DOM
-
2026-06-08days on market $286,990 Active 35 DOM
-
2026-06-07days on market $286,990 Active 34 DOM
-
2026-06-04days on market $286,990 Active 31 DOM
-
2026-06-03days on market $286,990 Active 30 DOM
-
2026-06-02days on market $286,990 Active 29 DOM
-
2026-06-01days on market $286,990 Active 28 DOM
-
2026-05-31days on market $286,990 Active 27 DOM
-
2026-05-01$286,990 New 914-char remark
Show marketing remark (914 chars)
Cozy 3 Bed 2 Bath home located in a well maintained active adult community! This home features an open kitchen with stainless steel appliances, white cabinetry, and wood colored flooring with a quaint-sized breakfast nook area for eat-in enjoyment. The open floor plan continues with a spacious formal dining area and a warm-sized family room featuring a gas log fireplace. The spacious, primary bedroom leads into a cozy, primary bathroom which features double vanity sinks, a walk-in shower, closet, and oversized storage space. The additional bedrooms are nicely sized featuring ceiling fans and carpet flooring. The secondary bath features a shower/tub combination with wood flooring. The HUGE back yard is privately fenced in with a convenient porch extension PERFECT for intimate family gatherings. No need to travel far since this beautiful community is located close to shopping, dining, and entertainment.
-
2026-05-01$286,990 Active 914-char remark
Show marketing remark (914 chars)
Cozy 3 Bed 2 Bath home located in a well maintained active adult community! This home features an open kitchen with stainless steel appliances, white cabinetry, and wood colored flooring with a quaint-sized breakfast nook area for eat-in enjoyment. The open floor plan continues with a spacious formal dining area and a warm-sized family room featuring a gas log fireplace. The spacious, primary bedroom leads into a cozy, primary bathroom which features double vanity sinks, a walk-in shower, closet, and oversized storage space. The additional bedrooms are nicely sized featuring ceiling fans and carpet flooring. The secondary bath features a shower/tub combination with wood flooring. The HUGE back yard is privately fenced in with a convenient porch extension PERFECT for intimate family gatherings. No need to travel far since this beautiful community is located close to shopping, dining, and entertainment.
-
2026-03-13historical
-
2026-03-02price $300,000
-
2026-02-03$302,000 New
-
2016-02-24soldstatus $139,000
-
2001-05-31soldstatus $147,400
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $3,732 · $311/mo
- Projected year-2 tax
- $3,732 · $311/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 6/10 Major 7 d/yr ≥106°F today · 18 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $26,247
- − Mortgage interest
- −$15,684
- − Property taxes
- −$3,732
- − Insurance
- −$1,400
- − Repairs & maintenance
- −$2,100
- − Management
- −$2,100
- − HOA
- −$336
- − Depreciation
- −$8,145
- Taxable loss
- −$7,250
- Est. tax savings @ 24.0%
- +$1,740
- After-tax cash flow
- $-613/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Fayette County
- NCES district ID
- 1302130
- Math proficiency
- 52% ▼ -12.00%
- Reading proficiency
- 60% ▼ -7.00%
- Median HH income
- $80,746
- Composite
- 50.67/100
- National rank
- #1824
- State rank
- #7 of 174 in GA
Livability — Fayetteville
- Score
- 71/100
- State rank
- #86
- US rank
- #7167
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Fayetteville, GA
- County
- Fayette County · 112,821 people
- City population
- 72,287
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 40,476
- Household income
- $118,436
- Rent vs Own
- Severe rent burden
- 415.0
Population outlook (Fayette County) Hauer SSP2
- Today (2025)
- 120,914 people
- By 2030
- 125,439 · +3.7%
- By 2040
- 132,378 · +9.5%
- By 2050
- 137,123 · +13.4%
- By 2075
- 156,091 · +29.1%
- By 2100
- 163,102 · +34.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.60)
- Race & ethnicity
- White 57% Black 26% Two or more races 7% Hispanic / Latino 6% Asian 3%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 1%
- Common ancestry
- Slovak 3% Italian 2% Lithuanian 2%
- Foreign-born
- 7% · Canada, China, Vietnam
- Languages at home
- 90% English-only · Spanish 5% Other Indo-European 1% German/W. Germanic 1%
Political lean MEDSL · Fayette
- 2024 margin
- Toss-up / Even · D 48.0% · R 51.1%
- 2008→2024 swing
- +27.5pp toward D · 2008: -30.7pp · 2024: -3.1pp
- All cycles
- 2024: R+3.1 2020: R+6.8 2016: R+19.5 2012: R+31.4 2008: R+30.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -146.38%
- Current HPI
- 238.3395
- Rent YoY
- ▲ 3.22%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
|
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Price history
+90.0% since first listed9 events — show timeline
- 2026-06-12 Price Changed $280,000 FMLS
- 2026-06-12 Price Changed $280,000 GAMLS
- 2026-05-01 Listed $286,990 FMLS
- 2026-05-01 Listed $286,990 GAMLS
- 2026-03-13 Listing Removed — GAMLS
- 2026-03-02 Price Changed $300,000 GAMLS
- 2026-02-03 Listed $302,000 GAMLS
- 2016-02-24 Sold (Public Records) $139,000 Public Records
- 2001-05-31 Sold (Public Records) $147,400 Public Records
Property tax history
+3.3%/yrLatest (2025): $3,732 · +8.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…