CashFlowRE
Sign in Sign up
214 Rio Pinar Dr
D- Composite 39.71
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.1/30.0
  • ARV discount +10.4/15.0
  • Schools +3.9/10.0
  • DSCR +3.2/10.0
  • Livability +3.2/5.0
  • Rent growth +2.9/5.0
  • 1% rule +2.5/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$249,000

214 Rio Pinar Dr · Warner Robins, GA 31088
3 bd · 3.0 ba · 1,947 sqft · SingleFamily public records · 5 Days on market
Built 1979 1.50 ac lot $128/sqft · 6% below area Est $266k · 6% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Opportunity is knocking in Warner Robins! Tucked away on 1.5 wooded acres, this 3 bedroom, 2 bath fixer-upper is full of potential and ready for your vision. Inside, you'll find a spacious living room with a fireplace and soaring cathedral ceilings, plus a striking wide staircase leading to the upstairs bedrooms with a catwalk overlooking the main living area. The partial finished walkout basement offers even more space to customize--and features its own fireplace for added charm. Outside, the property includes an attached carport with storage and a detached 2-car garage, giving you plenty of room for vehicles, tools, or hobbies. Major updates have already begun with HVAC replaced in 2023. Whether you're looking to renovate and make it your own or invest in your next project, this property offers the space, setting, and character to make it shine.

Key facts

  • Walkout basement
  • Wooded acres
  • Spacious living room

Tags

WOODED ACRESSPACIOUS LIVING ROOMFIREPLACEWALKOUT BASEMENTDETACHED GARAGE

Property features AI

Finance

  • Other: Property type: Residential — Single Family Residence; Living area reported as 1,947 total square feet (1,353 above grade, 594 below grade)
  • HOA & community: No HOA; No community features listed

Exterior

  • Parking: Attached garage; Detached garage; Carport; Total parking for 2 vehicles
  • Utilities: Public water; Public sewer; Electricity available
  • Home design: Single-family residence (house); Resale property; Built in 1979; Two-story; Subdivision: Rio Pinar; Facing/directions available: Watson Blvd to South on Tom Chapman Blvd, left on Rio Pinar; house is on left
  • Construction: Wood siding; Composition roof; Year built 1979
  • Exterior features: Deck; Lot approximately 1.5 acres; No specific lot amenities listed

Interior

  • Kitchen: Dishwasher; Microwave; Breakfast area; Breakfast bar
  • Bedrooms: 3 bedrooms (1 on the main level)
  • Flooring: Carpet; Vinyl
  • Bathrooms: 2 full bathrooms (1 on the main level)
  • Heating & cooling: Central heating (electric); Central air conditioning (electric)
  • Interior features: Split bedroom floor plan; Two levels; Basement with partial finish and exterior entry; Two fireplaces
  • Laundry & utility: Laundry area (other)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/3.0-bath single-family listed at $249k.

Deal economics

  • At list price, monthly cash flow is $-100 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $231k (7.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $186k (25.4% below list).
  • Recommended offer: $186k (25.4% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 65/100 on livability (#227 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D+, crime F, amenities F.
  • Houston County (urban): math 43% / reading 46% proficiency, ranked #23 of 174 in GA (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Quail Run Elementary School (math 58% / reading 53%, grade C, #173 of 1,228 statewide, top 14%, 641 students, 50% FRL); Thomson Middle School (math 29% / reading 34%, grade F, #234 of 470 statewide, top 50%, 736 students, 84% FRL); Northside High School (math 5% / reading 21%, grade F, #331 of 424 statewide, top 78%, 1,959 students, 84% FRL) — zoned schools average 73% FRL vs 46% district-wide (27 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+1.7%/yr); 286 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,545 units permitted in Houston County in 2024 (336 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Houston County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; major wind risk, 68% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $185,873 (25.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.75%
Cap rate
5.81%
Cash-on-cash
-1.73%
DSCR
0.92
GRM
11.2

CMA / ARV

ARV (median comp)
$266,014
List price
$249,000
Delta
-6.40%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
315 Lasso Dr 0.27mi 3/2.0 1,671 (-14%) 3mo $275,000 $165 58
307 Pheasant Ridge Dr 0.50mi 3/2.0 2,139 (+10%) 2mo $299,900 $140 54
319 Smithville Church Rd 0.50mi 3/2.0 2,154 (+11%) 1mo $265,000 $123 54
112 Black Birch Ln 0.72mi 4/2.0 (+1) 1,943 (-0%) 4mo $355,569 $183 54
115 Black Birch Ln 0.75mi 4/2.0 (+1) 1,907 (-2%) 2mo $348,981 $183 51
114 Black Birch Ln 0.72mi 4/2.0 (+1) 2,000 (+3%) 2mo $366,000 $183 51
104 Black Birch Ln 0.72mi 4/2.0 (+1) 2,000 (+3%) 3mo $366,000 $183 50
110 Black Birch Ln 0.73mi 4/2.0 (+1) 2,000 (+3%) 3mo $366,000 $183 50
109 Black Birch Ln 0.75mi 4/2.0 (+1) 2,000 (+3%) 5mo $373,000 $187 48
119 Black Birch Ln 0.74mi 4/2.0 (+1) 1,888 (-3%) 5mo $345,504 $183 47
102 Black Birch Lane Ln 0.72mi 4/3.0 (+1) 2,222 (+14%) 3mo $406,626 $183 35
117 Black Birch Ln 0.74mi 4/3.0 (+1) 2,222 (+14%) 3mo $406,626 $183 34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.67% rent growth · sell at horizon

5-year hold
IRR
-20.5%
Equity multiple
0.29×
Total profit
$-49,263
Equity at exit
$37,127
10-year hold
IRR
-16.7%
Equity multiple
0.12×
Total profit
$-61,203
Equity at exit
$21,529

Cash invested: $69,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31088

Rents YoY
1.7%
Active inventory
286
Price-to-rent
11.2×

Monthly cashflow live

Estimated rent
$1,859 high interval (Pro) →
Mortgage (P&I)
$1,306
Tax from tax record
$159 /mo · $1,911/yr
Insurance
$104
HOA
$0
Vacancy / Maint / Mgmt
$390
Net cashflow
$-100

Break-even live

Break-even rent $1,986
Max offer price $231,267
Occupancy floor

Sensitivity live

Price -10% $41 -5% $-30 +0% $-100 +5% $-171 +10% $-241
Rent -10% $-247 -5% $-174 +0% $-100 +5% $-27 +10% $46
Rate -1.0pp $25 -0.5pp $-37 base $-100 +0.5pp $-165 +1.0pp $-231

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,250
Closing costs
$7,470
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 15 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
115 Tom Chapman Blvd Warner Robins, GA 1.0–3.0 1.0–2.0 1066 $1,632 $1.53 14d 10 0.53mi
407 Smoke Rise Dr Warner Robins, GA 4.0 2.5 2239 $2,300 $1.03 14d 1 0.70mi
107 Barrington Pl N Warner Robins, GA 3.0 2.0 1780 $1,800 $1.01 44d 1 0.76mi
321 Deerfield Cir Warner Robins, GA 2.0 2.0 1326 $1,650 $1.24 14d 1 0.84mi
206 Beau Claire Cir Byron, GA 4.0 3.0 2145 $1,950 $0.91 44d 1 1.09mi
1485 Leverette Rd Warner Robins, GA 1.0–3.0 1.0–2.0 1144 $1,804 $1.58 14d 13 1.09mi
800 Gunn Rd Centerville, GA 1.0–3.0 1.0–2.0 1100 $1,715 $1.56 14d 2 1.15mi
114 Tahoe Ln Warner Robins, GA 3.0 2.0 1349 $1,800 $1.33 44d 1 1.19mi
213 Merlot Dr Byron, GA 2.0 2.0 1632 $1,500 $0.92 44d 1 1.30mi
100 Place Dr Byron, GA 1.0–3.0 1.0–2.0 1099 $1,925 $1.75 14d 41 1.34mi
108 Renoir Ln Warner Robins, GA 3.0 2.0 1306 $1,300 $1.00 21d 1 1.34mi
108 Renoir Ln Warner Robins, GA 3.0 2.0 1306 $1,300 $1.00 44d 1 1.34mi
205 Fall Harvest Centerville, GA 3.0 2.0 2259 $2,350 $1.04 44d 1 1.35mi
205 Fall Harvest Centerville, GA 3.0 2.0 2259 $2,350 $1.04 21d 1 1.35mi
415 Covington Cv Byron, GA 4.0 2.0 1472 $1,820 $1.24 14d 1 1.43mi

Listing history 6 events

  1. 2026-05-06
    historical Active Under Contract 859-char remark
    Show marketing remark (876 chars)

    Opportunity is knocking in Warner Robins! Tucked away on 1.5 wooded acres, this 3 bedroom, 2 bath fixer-upper is full of potential and ready for your vision. Inside, you’ll find a spacious living room with a fireplace and soaring cathedral ceilings, plus a striking wide staircase leading to the upstairs bedrooms with a catwalk overlooking the main living area. The partial finished walkout basement offers even more space to customize—and features its own fireplace for added charm. Outside, the property includes an attached carport with storage and a detached 2-car garage, giving you plenty of room for vehicles, tools, or hobbies. Major updates have already begun with HVAC replaced in 2023. Whether you’re looking to renovate and make it your own or invest in your next project, this property offers the space, setting, and character to make it shine.

  2. 2026-05-06
    status Under Contract 861-char remark
    Show marketing remark (876 chars)

    Opportunity is knocking in Warner Robins! Tucked away on 1.5 wooded acres, this 3 bedroom, 2 bath fixer-upper is full of potential and ready for your vision. Inside, you’ll find a spacious living room with a fireplace and soaring cathedral ceilings, plus a striking wide staircase leading to the upstairs bedrooms with a catwalk overlooking the main living area. The partial finished walkout basement offers even more space to customize—and features its own fireplace for added charm. Outside, the property includes an attached carport with storage and a detached 2-car garage, giving you plenty of room for vehicles, tools, or hobbies. Major updates have already begun with HVAC replaced in 2023. Whether you’re looking to renovate and make it your own or invest in your next project, this property offers the space, setting, and character to make it shine.

  3. 2026-05-06
    status Pending
    Show marketing remark (876 chars)

    Opportunity is knocking in Warner Robins! Tucked away on 1.5 wooded acres, this 3 bedroom, 2 bath fixer-upper is full of potential and ready for your vision. Inside, you’ll find a spacious living room with a fireplace and soaring cathedral ceilings, plus a striking wide staircase leading to the upstairs bedrooms with a catwalk overlooking the main living area. The partial finished walkout basement offers even more space to customize—and features its own fireplace for added charm. Outside, the property includes an attached carport with storage and a detached 2-car garage, giving you plenty of room for vehicles, tools, or hobbies. Major updates have already begun with HVAC replaced in 2023. Whether you’re looking to renovate and make it your own or invest in your next project, this property offers the space, setting, and character to make it shine.

  4. 2026-05-01
    listed $249,000 Active 859-char remark
    Show marketing remark (876 chars)

    Opportunity is knocking in Warner Robins! Tucked away on 1.5 wooded acres, this 3 bedroom, 2 bath fixer-upper is full of potential and ready for your vision. Inside, you’ll find a spacious living room with a fireplace and soaring cathedral ceilings, plus a striking wide staircase leading to the upstairs bedrooms with a catwalk overlooking the main living area. The partial finished walkout basement offers even more space to customize—and features its own fireplace for added charm. Outside, the property includes an attached carport with storage and a detached 2-car garage, giving you plenty of room for vehicles, tools, or hobbies. Major updates have already begun with HVAC replaced in 2023. Whether you’re looking to renovate and make it your own or invest in your next project, this property offers the space, setting, and character to make it shine.

  5. 2026-05-01
    listed $249,000 Active
    Show marketing remark (876 chars)

    Opportunity is knocking in Warner Robins! Tucked away on 1.5 wooded acres, this 3 bedroom, 2 bath fixer-upper is full of potential and ready for your vision. Inside, you’ll find a spacious living room with a fireplace and soaring cathedral ceilings, plus a striking wide staircase leading to the upstairs bedrooms with a catwalk overlooking the main living area. The partial finished walkout basement offers even more space to customize—and features its own fireplace for added charm. Outside, the property includes an attached carport with storage and a detached 2-car garage, giving you plenty of room for vehicles, tools, or hobbies. Major updates have already begun with HVAC replaced in 2023. Whether you’re looking to renovate and make it your own or invest in your next project, this property offers the space, setting, and character to make it shine.

  6. 2026-04-28
    listed $249,000 New 861-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,911 · $159/mo
Projected year-2 tax
$2,291 · $191/mo
Expected delta
+$380/yr (+$32/mo · 19.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 69% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥107°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 68% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,305
− Mortgage interest
−$13,948
− Property taxes
−$1,911
− Insurance
−$1,245
− Repairs & maintenance
−$1,784
− Management
−$1,784
− Depreciation
−$7,244
Taxable loss
−$5,611
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,347
After-tax cash flow
$142/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Houston County
NCES district ID
1302880
Math proficiency
43% ▼ -7.00%
Reading proficiency
46% ▼ -2.00%
Median HH income
$54,823
Composite
38.68/100
National rank
#4144
State rank
#23 of 174 in GA

Livability — Warner Robins

Score
65/100
State rank
#227
US rank
#13290

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Houston County · 157,321 people
City population
92,102
Metro
Warner Robins, GA
Population (ZIP)
58,585
Household income
$83,082
Rent vs Own
36.9% rent · 63.1% own
Severe rent burden
1668.0

Population outlook (Houston County) Hauer SSP2

Today (2025)
169,502 people
By 2030
178,486 · +5.3%
By 2040
194,642 · +14.8%
By 2050
207,119 · +22.2%
By 2075
231,480 · +36.6%
By 2100
235,034 · +38.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.63)
Race & ethnicity
White 51% Black 32% Two or more races 9% Hispanic / Latino 7% Asian 4%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Romanian 2% Slovak 2% Lithuanian 2%
Foreign-born
9% · Canada, Vietnam, Jamaica
Languages at home
90% English-only · Spanish 5% Other Asian/Pacific 2% Vietnamese 2%

Political lean MEDSL · Houston

2024 margin
R (+11.3) · D 44.0% · R 55.3%
2008→2024 swing
+8.9pp toward D · 2008: -20.2pp · 2024: -11.3pp
All cycles
2024: R+11.3 2020: R+12.4 2016: R+21.6 2012: R+20.7 2008: R+20.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -135.75%
Current HPI
219.8261
Rent YoY
▲ 1.67%
Metro
Warner Robins, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
6 events — show timeline
  • 2026-05-06 Contingent MGMLS
  • 2026-05-06 Pending GAMLS
  • 2026-05-06 Pending CGMLS
  • 2026-05-01 Listed $249,000 CGMLS
  • 2026-05-01 Listed $249,000 MGMLS
  • 2026-04-28 Listed $249,000 GAMLS

Property tax history

+3.8%/yr

Latest (2025): $1,911 · +7.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…