501 Glen Ln · Chattanooga, TN
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $949 – $1,763
Heat risk 5/10 · Moderate
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 10.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.5/30.0
- ARV discount +13.9/15.0
- DSCR +4.8/10.0
- Livability +3.9/5.0
- 1% rule +3.1/10.0
- Rent growth +3.1/5.0
- Schools +2.7/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$298,500
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to this wonderful family home in the heart of Hixson. This home is a great family home to add all your finishing touches. The home offers three bedrooms - the master with en suite, formal living room, kitchen, separate dining room and huge den. The living room would make a great office space or fourth bedroom. The separate dining room, just off the kitchen is great for family gatherings. You will enjoy spending time by the fireplace in the huge den which is the heart of this home. The home has a huge deck and backyard offers lots of privacy. * * * The roof has been replace and has a 30 year roof with transferrable warranty. Repairs needed on the deck have also been completed. Great location, great neighborhood.
Key facts
- Built-in bookcases
- Separate dining room
- Bonus room
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $298k.
Deal economics
- At list price, monthly cash flow is $120 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $243k (18.5% below list).
- Recommended offer: $243k (18.5% below list) — sets the bar for 1% rule.
- Cap rate 6.8% vs local median 3.4% in Chattanooga — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 78/100 on livability (#3 in TN, #2,582 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: employment D+, crime F.
- Hamilton County (urban): math 31% / reading 31% proficiency, ranked #42 of 139 in TN (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Hixson Elementary (math 24% / reading 20%, grade F, #601 of 952 statewide, top 66%, 402 students, 0% FRL); Hixson Middle School (math 27% / reading 20%, grade F, #162 of 333 statewide, top 50%, 607 students, 0% FRL); Hixson High School (math 22% / reading 32%, grade F, #104 of 332 statewide, top 33%, 935 students, 0% FRL) — zoned schools average 0% FRL vs 52% district-wide (52 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: Rents rising (+2.4%/yr); 466 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,133 units permitted in Hamilton County in 2024 (405 in 5+ unit buildings).
- This rent runs 36% of the median local income ($82k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- Hamilton County population projected at +23% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 11 days on market — expect competitive offers; lowballing is unlikely to land.
- 8 sale attempts since 28y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.81% ✗
- Cap rate
- 6.77%
- Cash-on-cash
- 1.72%
- DSCR
- 1.08
- GRM
- 10.2
CMA / ARV
- ARV (on-the-fly)
- $348,160
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 525 Randall St | 0.06mi | 4/2.0 | 2,091 (+2%) | 17mo | $340,000 | $163 | 80 |
| 5459 Crestview Dr | 0.25mi | 3/3.0 (-1) | 2,058 (+0%) | 7mo | $349,900 | $170 | 72 |
| 533 Gadd Rd | 0.10mi | 3/2.0 (-1) | 2,002 (-2%) | 23mo | $302,000 | $151 | 68 |
| 521 Randall St | 0.06mi | 3/2.0 (-1) | 1,828 (-11%) | 13mo | $345,000 | $189 | 64 |
| 1416 Highcrest Dr | 0.47mi | 4/3.0 | 2,231 (+9%) | 1mo | $400,000 | $179 | 58 |
| 1304 Highcrest Dr | 0.73mi | 4/2.5 | 1,976 (-4%) | 2mo | $335,000 | $170 | 57 |
| 525 Oak Crest Ln | 0.31mi | 3/2.0 (-1) | 2,209 (+8%) | 15mo | $375,000 | $170 | 55 |
| 536 Tree Top Ln | 0.44mi | 4/3.0 | 2,174 (+6%) | 18mo | $318,000 | $146 | 50 |
| 5812 Acadia Dr | 0.48mi | 3/3.0 (-1) | 2,181 (+6%) | 10mo | $483,300 | $222 | 49 |
| 607 Mountain Wood Dr | 0.42mi | 3/2.0 (-1) | 1,754 (-14%) | 4mo | $230,000 | $131 | 49 |
| 1305 Highcrest Dr | 0.72mi | 4/2.5 | 1,920 (-6%) | 22mo | $385,000 | $201 | 36 |
| 4627 Hillmont Ln | 0.64mi | 4/2.5 | 2,348 (+15%) | 19mo | $368,000 | $157 | 28 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.41% rent growth · sell at horizon
- IRR
- -14.2%
- Equity multiple
- 0.49×
- Total profit
- $-42,304
- Equity at exit
- $44,507
- IRR
- -6.4%
- Equity multiple
- 0.60×
- Total profit
- $-33,342
- Equity at exit
- $25,809
Cash invested: $83,580 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Tennessee
- 87 Strongly Landlord-Friendly · R+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 37343
- Rents YoY
- 2.4%
- Active inventory
- 466
- Price-to-rent
- 10.2×
Monthly cashflow live
- Estimated rent
- $2,433 high interval (Pro) →
- Mortgage (P&I)
- −$1,565
- Tax from tax record
- −$112 /mo · $1,348/yr
- Insurance
- −$124
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$511
- Net cashflow
- $120
Break-even live
Sensitivity live
| Price | -10% $289 | -5% $204 | +0% $120 | +5% $35 | +10% $-49 |
|---|---|---|---|---|---|
| Rent | -10% $-72 | -5% $24 | +0% $120 | +5% $216 | +10% $312 |
| Rate | -1.0pp $270 | -0.5pp $196 | base $120 | +0.5pp $42 | +1.0pp $-36 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $74,625
- Closing costs
- $8,955
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 9 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 120 Passons Rd Chattanooga, TN | 4.0 | 3.0 | 1670 | $2,300 | $1.38 | 25d | 1 | 0.60mi |
| 1300 Highcrest Dr Hixson, TN | 3.0 | 2.5 | 2183 | $2,100 | $0.96 | 15d | 1 | 0.75mi |
| 4805 Dyno Loop Chattanooga, TN | 4.0 | 3.0 | 2515 | $3,050 | $1.21 | 25d | 1 | 0.87mi |
| 101 Flash Way Chattanooga, TN | 4.0 | 2.5 | 1766 | $2,500 | $1.42 | 25d | 1 | 0.88mi |
| 106 Flash Way Chattanooga, TN | 4.0 | 2.5 | 1766 | $2,500 | $1.42 | 25d | 1 | 0.90mi |
| 549 Strong Ave Hixson, TN | 3.0 | 2.0 | 1500 | $2,150 | $1.43 | 25d | 1 | 0.91mi |
| 590 Strong Ave Hixson, TN | 4.0 | 2.0 | 1560 | $2,290 | $1.47 | 25d | 1 | 0.94mi |
| 4630 Sherry Ln Hixson, TN | 4.0 | 2.5 | 1850 | $2,095 | $1.13 | 15d | 1 | 1.13mi |
| 5883 Verdant Way Hixson, TN | 1.0–3.0 | 1.0–2.0 | 1081 | $2,065 | $1.91 | 15d | 129 | 1.31mi |
Listing history 24 events
-
2026-04-26status Pending
-
2026-04-21status Active
-
2026-04-07status Pending
-
2026-04-01$298,500 Active
-
2025-03-28soldstatus $275,000
-
2025-03-24soldstatus $275,000 Closed 730-char remark
Show marketing remark (725 chars)
Welcome to this wonderful family home in the heart of Hixson. This home is a great family home to add all your finishing touches. The home offers three bedrooms - the master with en suite, formal living room, kitchen, separate dining room and huge den. The living room would make a great office space or fourth bedroom. The separate dining room, just off the kitchen is great for family gatherings. You will enjoy spending time by the fireplace in the huge den which is the heart of this home. The home has a huge deck and backyard offers lots of privacy. ***The roof has been replace and has a 30 year roof with transferrable warranty. Repairs needed on the deck have also been completed. Great location, great neighborhood.
-
2025-03-24soldstatus $275,000 Closed 725-char remark
Show marketing remark (725 chars)
Welcome to this wonderful family home in the heart of Hixson. This home is a great family home to add all your finishing touches. The home offers three bedrooms - the master with en suite, formal living room, kitchen, separate dining room and huge den. The living room would make a great office space or fourth bedroom. The separate dining room, just off the kitchen is great for family gatherings. You will enjoy spending time by the fireplace in the huge den which is the heart of this home. The home has a huge deck and backyard offers lots of privacy. ***The roof has been replace and has a 30 year roof with transferrable warranty. Repairs needed on the deck have also been completed. Great location, great neighborhood.
-
2025-02-26historical Active Under Contract 730-char remark
Show marketing remark (730 chars)
Welcome to this wonderful family home in the heart of Hixson. This home is a great family home to add all your finishing touches. The home offers three bedrooms - the master with en suite, formal living room, kitchen, separate dining room and huge den. The living room would make a great office space or fourth bedroom. The separate dining room, just off the kitchen is great for family gatherings. You will enjoy spending time by the fireplace in the huge den which is the heart of this home. The home has a huge deck and backyard offers lots of privacy. * * * The roof has been replace and has a 30 year roof with transferrable warranty. Repairs needed on the deck have also been completed. Great location, great neighborhood.
-
2025-02-25historical 730-char remark
Show marketing remark (730 chars)
Welcome to this wonderful family home in the heart of Hixson. This home is a great family home to add all your finishing touches. The home offers three bedrooms - the master with en suite, formal living room, kitchen, separate dining room and huge den. The living room would make a great office space or fourth bedroom. The separate dining room, just off the kitchen is great for family gatherings. You will enjoy spending time by the fireplace in the huge den which is the heart of this home. The home has a huge deck and backyard offers lots of privacy. * * * The roof has been replace and has a 30 year roof with transferrable warranty. Repairs needed on the deck have also been completed. Great location, great neighborhood.
-
2024-12-31historical Active Under Contract 730-char remark
Show marketing remark (725 chars)
Welcome to this wonderful family home in the heart of Hixson. This home is a great family home to add all your finishing touches. The home offers three bedrooms - the master with en suite, formal living room, kitchen, separate dining room and huge den. The living room would make a great office space or fourth bedroom. The separate dining room, just off the kitchen is great for family gatherings. You will enjoy spending time by the fireplace in the huge den which is the heart of this home. The home has a huge deck and backyard offers lots of privacy. ***The roof has been replace and has a 30 year roof with transferrable warranty. Repairs needed on the deck have also been completed. Great location, great neighborhood.
-
2024-12-31historical Active Under Contract 725-char remark
Show marketing remark (725 chars)
Welcome to this wonderful family home in the heart of Hixson. This home is a great family home to add all your finishing touches. The home offers three bedrooms - the master with en suite, formal living room, kitchen, separate dining room and huge den. The living room would make a great office space or fourth bedroom. The separate dining room, just off the kitchen is great for family gatherings. You will enjoy spending time by the fireplace in the huge den which is the heart of this home. The home has a huge deck and backyard offers lots of privacy. ***The roof has been replace and has a 30 year roof with transferrable warranty. Repairs needed on the deck have also been completed. Great location, great neighborhood.
-
2024-12-23price $287,500 730-char remark
Show marketing remark (725 chars)
Welcome to this wonderful family home in the heart of Hixson. This home is a great family home to add all your finishing touches. The home offers three bedrooms - the master with en suite, formal living room, kitchen, separate dining room and huge den. The living room would make a great office space or fourth bedroom. The separate dining room, just off the kitchen is great for family gatherings. You will enjoy spending time by the fireplace in the huge den which is the heart of this home. The home has a huge deck and backyard offers lots of privacy. ***The roof has been replace and has a 30 year roof with transferrable warranty. Repairs needed on the deck have also been completed. Great location, great neighborhood.
-
2024-12-23price $287,500 725-char remark
Show marketing remark (725 chars)
Welcome to this wonderful family home in the heart of Hixson. This home is a great family home to add all your finishing touches. The home offers three bedrooms - the master with en suite, formal living room, kitchen, separate dining room and huge den. The living room would make a great office space or fourth bedroom. The separate dining room, just off the kitchen is great for family gatherings. You will enjoy spending time by the fireplace in the huge den which is the heart of this home. The home has a huge deck and backyard offers lots of privacy. ***The roof has been replace and has a 30 year roof with transferrable warranty. Repairs needed on the deck have also been completed. Great location, great neighborhood.
-
2024-12-05status Active 730-char remark
Show marketing remark (725 chars)
Welcome to this wonderful family home in the heart of Hixson. This home is a great family home to add all your finishing touches. The home offers three bedrooms - the master with en suite, formal living room, kitchen, separate dining room and huge den. The living room would make a great office space or fourth bedroom. The separate dining room, just off the kitchen is great for family gatherings. You will enjoy spending time by the fireplace in the huge den which is the heart of this home. The home has a huge deck and backyard offers lots of privacy. ***The roof has been replace and has a 30 year roof with transferrable warranty. Repairs needed on the deck have also been completed. Great location, great neighborhood.
-
2024-12-05status Active 725-char remark
Show marketing remark (725 chars)
Welcome to this wonderful family home in the heart of Hixson. This home is a great family home to add all your finishing touches. The home offers three bedrooms - the master with en suite, formal living room, kitchen, separate dining room and huge den. The living room would make a great office space or fourth bedroom. The separate dining room, just off the kitchen is great for family gatherings. You will enjoy spending time by the fireplace in the huge den which is the heart of this home. The home has a huge deck and backyard offers lots of privacy. ***The roof has been replace and has a 30 year roof with transferrable warranty. Repairs needed on the deck have also been completed. Great location, great neighborhood.
-
2024-10-21historical Active Under Contract 730-char remark
Show marketing remark (725 chars)
Welcome to this wonderful family home in the heart of Hixson. This home is a great family home to add all your finishing touches. The home offers three bedrooms - the master with en suite, formal living room, kitchen, separate dining room and huge den. The living room would make a great office space or fourth bedroom. The separate dining room, just off the kitchen is great for family gatherings. You will enjoy spending time by the fireplace in the huge den which is the heart of this home. The home has a huge deck and backyard offers lots of privacy. ***The roof has been replace and has a 30 year roof with transferrable warranty. Repairs needed on the deck have also been completed. Great location, great neighborhood.
-
2024-10-21historical Active Under Contract 725-char remark
Show marketing remark (725 chars)
Welcome to this wonderful family home in the heart of Hixson. This home is a great family home to add all your finishing touches. The home offers three bedrooms - the master with en suite, formal living room, kitchen, separate dining room and huge den. The living room would make a great office space or fourth bedroom. The separate dining room, just off the kitchen is great for family gatherings. You will enjoy spending time by the fireplace in the huge den which is the heart of this home. The home has a huge deck and backyard offers lots of privacy. ***The roof has been replace and has a 30 year roof with transferrable warranty. Repairs needed on the deck have also been completed. Great location, great neighborhood.
-
2024-09-27status Active 730-char remark
Show marketing remark (730 chars)
Welcome to this wonderful family home in the heart of Hixson. This home is a great family home to add all your finishing touches. The home offers three bedrooms - the master with en suite, formal living room, kitchen, separate dining room and huge den. The living room would make a great office space or fourth bedroom. The separate dining room, just off the kitchen is great for family gatherings. You will enjoy spending time by the fireplace in the huge den which is the heart of this home. The home has a huge deck and backyard offers lots of privacy. * * * The roof has been replace and has a 30 year roof with transferrable warranty. Repairs needed on the deck have also been completed. Great location, great neighborhood.
-
2024-09-27historical 730-char remark
Show marketing remark (730 chars)
Welcome to this wonderful family home in the heart of Hixson. This home is a great family home to add all your finishing touches. The home offers three bedrooms - the master with en suite, formal living room, kitchen, separate dining room and huge den. The living room would make a great office space or fourth bedroom. The separate dining room, just off the kitchen is great for family gatherings. You will enjoy spending time by the fireplace in the huge den which is the heart of this home. The home has a huge deck and backyard offers lots of privacy. * * * The roof has been replace and has a 30 year roof with transferrable warranty. Repairs needed on the deck have also been completed. Great location, great neighborhood.
-
2024-09-09$295,000 Active 725-char remark
Show marketing remark (725 chars)
Welcome to this wonderful family home in the heart of Hixson. This home is a great family home to add all your finishing touches. The home offers three bedrooms - the master with en suite, formal living room, kitchen, separate dining room and huge den. The living room would make a great office space or fourth bedroom. The separate dining room, just off the kitchen is great for family gatherings. You will enjoy spending time by the fireplace in the huge den which is the heart of this home. The home has a huge deck and backyard offers lots of privacy. ***The roof has been replace and has a 30 year roof with transferrable warranty. Repairs needed on the deck have also been completed. Great location, great neighborhood.
-
2024-09-08$295,000 Active 730-char remark
Show marketing remark (730 chars)
Welcome to this wonderful family home in the heart of Hixson. This home is a great family home to add all your finishing touches. The home offers three bedrooms - the master with en suite, formal living room, kitchen, separate dining room and huge den. The living room would make a great office space or fourth bedroom. The separate dining room, just off the kitchen is great for family gatherings. You will enjoy spending time by the fireplace in the huge den which is the heart of this home. The home has a huge deck and backyard offers lots of privacy. * * * The roof has been replace and has a 30 year roof with transferrable warranty. Repairs needed on the deck have also been completed. Great location, great neighborhood.
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1998-08-18soldstatus $105,000
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1998-01-15$104,000
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1987-04-14soldstatus $69,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TN · Resets to sale price
- Current annual tax
- $1,348 · $112/mo
- Projected year-2 tax
- $2,119 · $177/mo
- Expected delta
- +$772/yr (+$64/mo · 57.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥105°F today · 21 d/yr by 30 yrs out
- Wind 4/10 Moderate 10% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $29,192
- − Mortgage interest
- −$16,721
- − Property taxes
- −$1,348
- − Insurance
- −$1,492
- − Repairs & maintenance
- −$2,335
- − Management
- −$2,335
- − Depreciation
- −$8,684
- Taxable loss
- −$3,724
- Est. tax savings @ 24.0%
- +$894
- After-tax cash flow
- $2,330/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Hamilton County
- NCES district ID
- 4701590
- Math proficiency
- 31% ▼ -10.00%
- Reading proficiency
- 31% ▼ -3.00%
- Median HH income
- $47,456
- Composite
- 26.8/100
- National rank
- #7122
- State rank
- #42 of 139 in TN
Livability — Chattanooga
- Score
- 78/100
- State rank
- #3
- US rank
- #2582
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Chattanooga, TN
- County
- Hamilton County · 312,777 people
- City population
- 131,999
- Metro
- Chattanooga, TN-GA
- Population (ZIP)
- 45,101
- Household income
- $82,227
- Rent vs Own
- Severe rent burden
- 1152.0
Population outlook (Hamilton County) Hauer SSP2
- Today (2025)
- 393,784 people
- By 2030
- 412,983 · +4.9%
- By 2040
- 449,502 · +14.1%
- By 2050
- 484,341 · +23.0%
- By 2075
- 565,746 · +43.7%
- By 2100
- 618,394 · +57.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (83%)
- Race & ethnicity
- White 83% Hispanic / Latino 7% Two or more races 6% Black 5% Asian 2%
- Hispanic origin (detail)
- Mexican 4%
- Common ancestry
- Slovak 2% Romanian 2% Lithuanian 2%
- Foreign-born
- 5% · Canada, Vietnam, South Korea
- Languages at home
- 92% English-only · Spanish 5% Other Indo-European 1% Chinese 1%
Political lean MEDSL · Hamilton
- 2024 margin
- R (+13.1) · D 42.7% · R 55.7% · Other 1.6%
- 2008→2024 swing
- -1.2pp toward R · 2008: -11.8pp · 2024: -13.1pp
- All cycles
- 2024: R+13.1 2020: R+9.7 2016: R+16.6 2012: R+14.8 2008: R+11.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -324.61%
- Current HPI
- 260.3778
- Rent YoY
- ▲ 2.41%
- Metro
- Chattanooga, TN-GA
- State GDP YoY
- ▲ 2.78%
- F500 in state
- 22
Industry mix (Fortune 500 HQ in TN)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 3 | $91B |
|
||
| Retail | 3 | $72B |
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| Transportation / Logistics | 1 | $88B |
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| Paper / Packaging | 1 | $19B |
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| Insurance | 1 | $13B |
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| Energy | 1 | $12B |
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Price history
+327.0% since first listed24 events — show timeline
- 2026-04-26 Pending — GCAR
- 2026-04-21 Relisted — GCAR
- 2026-04-07 Pending — GCAR
- 2026-04-01 Listed $298,500 GCAR
- 2025-03-28 Sold (Public Records) $275,000 Public Records
- 2025-03-24 Sold (MLS) $275,000 REALTRACS as Distributed by MLS Grid
- 2025-03-24 Sold (MLS) $275,000 GCAR
- 2025-02-26 Contingent — GCAR
- 2025-02-25 Delisted — GCAR
- 2024-12-31 Contingent — GCAR
- 2024-12-31 Contingent — REALTRACS as Distributed by MLS Grid
- 2024-12-23 Price Changed $287,500 GCAR
- 2024-12-23 Price Changed $287,500 REALTRACS as Distributed by MLS Grid
- 2024-12-05 Relisted — GCAR
- 2024-12-05 Relisted — REALTRACS as Distributed by MLS Grid
- 2024-10-21 Contingent — GCAR
- 2024-10-21 Contingent — REALTRACS as Distributed by MLS Grid
- 2024-09-27 Relisted — GCAR
- 2024-09-27 Delisted — GCAR
- 2024-09-09 Listed $295,000 REALTRACS as Distributed by MLS Grid
- 2024-09-08 Listed $295,000 GCAR
- 1998-08-18 Sold (Public Records) $105,000 Public Records
- 1998-01-15 Listed $104,000 RCAOR
- 1987-04-14 Sold (Public Records) $69,900 Public Records
Property tax history
+1.7%/yrLatest (2025): $1,348 · +12.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…