910 Vanderbilt Beach Rd Unit 416E · Pine Ridge, FL
Flood risk 5/10 · Moderate
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.24%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 31 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the A- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Schools +7.4/10.0
- Rent growth +4.7/5.0
- Condition / age +3.8/5.0
- Livability +3.4/5.0
- Appreciation +0.0/10.0
$360,000
910 Vanderbilt Beach Rd Unit 416E · Pine Ridge, FL 34108
3 bd · 2.0 ba · 1,385 sqft · Condo
· 301 Days on market
Built 1981
$260/sqft
· 18% below area
Est $439k · 18% under
$608/mo HOA · 8% of rent
↓ 5% since listing
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
3 bed/2Bath, 1st floor Condo walks right out to the Pool and Courtyard! Great Courtyard & Pool View. Summerplace Community is across the street from the shopping, dining, and entertainment of The Mercato! Vanderbilt Beach about 1.5 miles away! Visit Ritz-Carlton just over a mile down the street. Low density spacious community.
Key facts
- Pool
- Vanderbilt beach
- Courtyard
Tags
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath condo listed at $360k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $3k ($33k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($7k rent vs $360k).
- Recommended offer: $317k (12.0% below list) — sets the bar for market timing.
- Cap rate 15.5% vs local median 3.7% in Pine Ridge — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 67/100 on livability (#565 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, cost of living A-; Watch: health & safety C-, amenities F, commute F.
- Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Sea Gate Elementary School (math 86% / reading 81%, grade A+, #60 of 2,144 statewide, top 3%, 703 students, 26% FRL); Pine Ridge Middle School (math 74% / reading 70%, grade A, #52 of 571 statewide, top 10%, 832 students, 31% FRL); Barron Collier High School (math 62% / reading 68%, grade B, #76 of 667 statewide, top 11%, 1,650 students, 26% FRL) — zoned schools average 27% FRL vs 55% district-wide (28 pts lower); this property's tenant base skews higher-income than the district average.
- Zoned-school proficiency averages 74% at this address vs 58% district-wide (+16 pts) — the actual schools serving this property are materially stronger than the Collier average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: Rents rising fast (+8.7%/yr); 704 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 73d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
- At $7,398/mo this rent would consume 74% of the median local household income ($119k/yr) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
- Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 8.0% rent growth), your $101k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- It's been on market 301 days — a 12% lower offer ($317k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→31/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer
$316,800
(12.0% below list)
Questions for the listing agent
- It's been on market 301 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 2.06% ✓
- Cap rate
- 15.46%
- Cash-on-cash
- 32.72%
- DSCR
- 2.46
- GRM
- 4.1
CMA / ARV
- ARV (median comp)
- $438,647
- List price
- $360,000
- Delta
- -17.93%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 910 Vanderbilt Beach Rd #315 | 0.01mi | 2/2.0 (-1) | 1,386 (+0%) | 0mo | $307,000 | $222 | 94 |
| 793 91st Ave N | 0.53mi | 3/2.0 | 1,332 (-4%) | 0mo | $605,000 | $454 | 69 |
| 871 Tanbark Dr #101 | 1.09mi | 3/2.0 | 1,340 (-3%) | 0mo | $615,000 | $459 | 59 |
| 7100 Barrington Cir #101 | 0.47mi | 3/2.5 | 1,521 (+10%) | 0mo | $780,000 | $513 | 59 |
| 7049 Barrington Cir #101 | 0.54mi | 3/2.0 | 1,527 (+10%) | 1mo | $636,500 | $417 | 57 |
| 819 98th Ave N | 0.83mi | 3/2.0 | 1,287 (-7%) | 0mo | $500,000 | $389 | 53 |
| 6760 Pelican Bay Blvd #332 | 1.48mi | 2/2.0 (-1) | 1,496 (+8%) | 1mo | $550,000 | $368 | 46 |
| 750 Bentwater Cir #203 | 0.72mi | 3/2.0 | 1,703 (+23%) | 0mo | $925,000 | $543 | 42 |
| 6834 Lantana Bridge Rd #101 | 1.27mi | 3/2.0 | 1,646 (+19%) | 0mo | $520,000 | $316 | 40 |
| 8859 Ventura Way | 1.36mi | 2/2.0 (-1) | 1,720 (+24%) | 0mo | $870,000 | $506 | 35 |
| 750 95th Ave N | 0.75mi | 2/2.0 (-1) | 1,102 (-20%) | 0mo | $760,000 | $690 | 35 |
| 526 100th Ave N | 1.38mi | 2/2.0 (-1) | 1,714 (+24%) | 1mo | $680,000 | $397 | 34 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 8.0% rent growth · sell at horizon
5-year hold
- IRR
- 34.1%
- Equity multiple
- 2.55×
- Total profit
- $156,325
- Equity at exit
- $53,677
10-year hold
- IRR
- 43.8%
- Equity multiple
- 6.37×
- Total profit
- $541,491
- Equity at exit
- $31,126
Cash invested: $100,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Buyer's market
Market conditions
within 1.0 mi — comparable homes for sale
Active competition Active MLS
- For sale now
- 21 active · 10 under contract
- Months of supply
- 126.0 mo (1%/mo absorbed)
- Median asking
- $649,000 ($441/sqft)
- Median days on market
- 109 d
- This list price
- 14% of active listings are priced below it
- ARV vs active asking
- -28.1% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 34108
- Rents YoY
- 8.7%
- Active inventory
- 704
- Price-to-rent
- 4.1×
Monthly cashflow live
↻
- Estimated rent
- $7,398 high interval (Pro) →
- Mortgage (P&I)
- −$1,888
- Tax est. 1.5%
- −$450 /mo · $5,400/yr
- Insurance
- −$150
- HOA
- −$608
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$1,554
- Net cashflow
- $2,749
Break-even live
Break-even rent
$3,919
Max offer price
$360,000
Occupancy floor
58%
Sensitivity live
| Price | -10% $2,998 | -5% $2,873 | +0% $2,749 | +5% $2,624 | +10% $2,500 |
|---|---|---|---|---|---|
| Rent | -10% $2,164 | -5% $2,457 | +0% $2,749 | +5% $3,041 | +10% $3,333 |
| Rate | -1.0pp $2,930 | -0.5pp $2,840 | base $2,749 | +0.5pp $2,656 | +1.0pp $2,561 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $90,000
- Closing costs
- $10,800
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 878 Meadowland Dr Unit B Naples, FL | 3.0 | 2.5 | 1784 | $3,200 | $1.79 | 63d | 1 | 0.06mi |
| 878 Meadowland Dr Unit G Naples, FL | 2.0 | 2.0 | 1282 | $2,500 | $1.95 | 63d | 1 | 0.06mi |
| 878 Meadowland Dr Unit 4 Naples, FL | 2.0 | 2.0 | 1459 | $6,500 | $4.46 | 63d | 1 | 0.06mi |
| 840 Meadowland Dr Unit H Naples, FL | 3.0 | 2.5 | 1748 | $6,900 | $3.95 | 72d | 1 | 0.09mi |
| 840 Meadowland Dr Unit H Naples, FL | 3.0 | 2.5 | 1748 | $6,900 | $3.95 | 63d | 1 | 0.11mi |
| 833 Meadowland Dr Unit 14-3 Naples, FL | 2.0 | 2.5 | 1360 | $5,500 | $4.04 | 63d | 1 | 0.14mi |
| 820 Meadowland Dr Unit D Naples, FL | 2.0 | 2.5 | 1432 | $5,500 | $3.84 | 63d | 1 | 0.17mi |
| 823 Meadowland Dr Unit H Naples, FL | 3.0 | 2.5 | 1744 | $6,500 | $3.73 | 63d | 1 | 0.18mi |
| 823 Meadowland Dr Unit 41-2 Naples, FL | 3.0 | 2.5 | 1784 | $9,000 | $5.04 | 63d | 1 | 0.18mi |
| 9123 Strada Pl Naples, FL | 1.0–2.0 | 1.0–2.0 | 1267 | $14,000 | $11.05 | 63d | 6 | 0.25mi |
| 9115 Strada Pl Naples, FL | 1.0–2.0 | 1.5–2.0 | 1489 | $13,000 | $8.73 | 72d | 4 | 0.25mi |
| 800 Meadowland Dr Unit H Naples, FL | 2.0 | 2.5 | 1432 | $2,700 | $1.89 | 63d | 1 | 0.26mi |
| 800 Meadowland Dr Unit N Naples, FL | 2.0 | 2.5 | 1432 | $5,500 | $3.84 | 70d | 1 | 0.26mi |
| 790 Meadowland Dr Unit 29-2 Naples, FL | 2.0 | 2.5 | 1432 | $6,000 | $4.19 | 63d | 1 | 0.27mi |
| 81 Emerald Woods Dr Unit M8 Naples, FL | 2.0 | 2.0 | 1133 | $4,200 | $3.71 | 72d | 1 | 0.28mi |
| 81 Emerald Woods Dr Unit M8 Naples, FL | 2.0 | 2.0 | 1133 | $4,200 | $3.71 | 62d | 1 | 0.28mi |
| 800 L Ambiance Cir #106 Naples, FL | 3.0 | 2.0 | 1620 | $8,500 | $5.25 | 63d | 1 | 0.34mi |
| 881 Gulf Pavilion Dr #201 Naples, FL | 2.0 | 2.0 | 1516 | $7,500 | $4.95 | 72d | 1 | 0.35mi |
| 1033 Egrets Walk Cir Unit 6-101 Naples, FL | 3.0 | 2.0 | 1584 | $2,200 | $1.39 | 72d | 1 | 0.37mi |
| 400 L Ambiance Cir #104 Naples, FL | 2.0 | 2.0 | 1349 | $6,500 | $4.82 | 63d | 1 | 0.39mi |
| 400 L Ambiance Cir #204 Naples, FL | 2.0 | 2.0 | 1693 | $10,000 | $5.91 | 63d | 1 | 0.39mi |
| 500 Lambiance Cir Unit 5-104 Naples, FL | 2.0 | 2.0 | 1349 | $8,000 | $5.93 | 72d | 1 | 0.40mi |
| 65 Emerald Woods Dr Unit E8 Naples, FL | 2.0 | 2.5 | 1360 | $2,400 | $1.76 | 72d | 1 | 0.40mi |
| 61 Emerald Woods Dr Unit D2 Naples, FL | 2.0 | 2.5 | 1360 | $3,200 | $2.35 | 72d | 1 | 0.40mi |
| 840 Gulf Pavilion Dr #103 Naples, FL | 2.0 | 2.0 | 1179 | $5,500 | $4.66 | 72d | 1 | 0.40mi |
| 200 L Ambiance Cir #101 Naples, FL | 2.0 | 2.0 | 1395 | $8,500 | $6.09 | 63d | 1 | 0.40mi |
| 322 Sugar Pine Ln #322 Naples, FL | 2.0 | 2.0 | 1311 | $2,350 | $1.79 | 72d | 1 | 0.43mi |
| 834 Gulf Pavilion Dr #204 Naples, FL | 2.0 | 2.0 | 1516 | $8,000 | $5.28 | 72d | 1 | 0.43mi |
| 834 Gulf Pavilion Dr #204 Naples, FL | 2.0 | 2.0 | 1516 | $5,000 | $3.30 | 70d | 1 | 0.43mi |
| 100 Lambiance Cir Unit 1-101 Naples, FL | 2.0 | 2.0 | 1389 | $8,800 | $6.34 | 72d | 1 | 0.43mi |
| 7087 Barrington Cir #201 Naples, FL | 3.0 | 2.0 | 1663 | $6,500 | $3.91 | 72d | 1 | 0.44mi |
| 1051 Egrets Walk Cir Unit 7-201 Naples, FL | 3.0 | 2.0 | 1800 | $8,500 | $4.72 | 72d | 1 | 0.44mi |
| 1051 Egrets Walk Cir Unit 7-102 Naples, FL | 2.0 | 2.0 | 1696 | $7,250 | $4.27 | 72d | 1 | 0.44mi |
| 7095 Barrington Cir Unit 6-102 Naples, FL | 3.0 | 2.0 | 1521 | $11,500 | $7.56 | 72d | 1 | 0.47mi |
| 822 Gulf Pavilion Dr #202 Naples, FL | 2.0 | 2.0 | 1275 | $6,500 | $5.10 | 72d | 1 | 0.48mi |
| 815 Gulf Pavilion Dr #203 Naples, FL | 2.0 | 2.0 | 1179 | $3,500 | $2.97 | 72d | 1 | 0.48mi |
| 1190 Egrets Walk Cir #103 Naples, FL | 3.0 | 2.0 | 1507 | $8,000 | $5.31 | 72d | 1 | 0.48mi |
| 1061 Egrets Walk Cir #201 Naples, FL | 3.0 | 2.0 | 1800 | $8,500 | $4.72 | 72d | 1 | 0.48mi |
| 1265 Egrets Lndg #201 Naples, FL | 2.0 | 2.0 | 1800 | $7,500 | $4.17 | 72d | 1 | 0.48mi |
| 1265 Egrets Lndg #101 Naples, FL | 2.0 | 2.0 | 1584 | $3,100 | $1.96 | 72d | 1 | 0.48mi |
Property features AI
Finance
- Other
- Unit is one of 8 units in the building and one of 40 units in the complexSingle-floor unitPool/club viewIrrigation: centralLot irregularly shaped; limited number of vehicles allowed
- HOA & community
- Mandatory HOA (Condo management)Quarterly HOA feeCommunity poolExtra storageMaintenance covers insurance, irrigation water, manager, exterior pest controlTotal annual recurring HOA fees listed
Exterior
- Parking
- Covered parkingDetached 1-car carport
- Utilities
- Central waterCentral sewerCable available
- Home design
- Residential propertyLow-rise (1-3) buildingBuilt in 1981Concrete block constructionStucco exteriorShingle roofLocated in Pine Ridge / Summerplace
- Construction
- Concrete block constructionShingle roofStucco finishBuilt in 1981
- Exterior features
- CourtyardSliding windowsRear exposure faces west
Interior
- Kitchen
- PantryCooktop (electric)RangeMicrowaveDishwasherDisposalRefrigerator/freezer
- Bedrooms
- 3 bedroomsMaster bedroom on ground levelFirst-floor bedroom
- Flooring
- Tile4 ceiling fans
- Bathrooms
- 2 full bathroomsMaster bath with dual sinks
- Heating & cooling
- Central electric heatCentral electric cooling
- Interior features
- BarSmoke detectorsGreat room floor planDen / studyBreakfast bar and dining in living areaNegotiable furnishings
- Laundry & utility
- Washer and dryer in residence
HOA detail $608/mo · $7,296/yr condo
- Likely covers
- pool
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 43 events
-
2026-07-31days on market $360,000 Active 301 DOM
-
2026-07-30days on market $360,000 Active 300 DOM
-
2026-07-29days on market $360,000 Active 299 DOM
-
2026-07-27days on market $360,000 Active 297 DOM
-
2026-07-25days on market $360,000 Active 295 DOM
-
2026-07-24days on market $360,000 Active 294 DOM
-
2026-07-23days on market $360,000 Active 293 DOM
-
2026-07-22days on market $360,000 Active 292 DOM
-
2026-07-22days on market $360,000 Active 291 DOM
-
2026-07-18days on market $360,000 Active 288 DOM
-
2026-07-16days on market $360,000 Active 286 DOM
-
2026-07-16days on market $360,000 Active 285 DOM
-
2026-07-14days on market $360,000 Active 284 DOM
-
2026-07-14days on market $360,000 Active 283 DOM
-
2026-07-12days on market $360,000 Active 282 DOM
-
2026-07-11days on market $360,000 Active 281 DOM
-
2026-07-09days on market $360,000 Active 279 DOM
-
2026-07-08days on market $360,000 Active 278 DOM
-
2026-07-07days on market $360,000 Active 277 DOM
-
2026-07-06days on market $360,000 Active 276 DOM
-
2026-07-05days on market $360,000 Active 275 DOM
-
2026-07-04days on market $360,000 Active 274 DOM
-
2026-07-03days on market $360,000 Active 273 DOM
-
2026-07-02days on market $360,000 Active 272 DOM
-
2026-07-01days on market $360,000 Active 271 DOM
-
2026-06-30days on market $360,000 Active 270 DOM
-
2026-06-29days on market $360,000 Active 269 DOM
-
2026-06-28days on market $360,000 Active 268 DOM
-
2026-06-27days on market $360,000 Active 266 DOM
-
2026-06-25days on market $360,000 Active 264 DOM
-
2026-06-23days on market $360,000 Active 262 DOM
-
2026-06-22days on market $360,000 Active 261 DOM
-
2026-06-18days on market $360,000 Active 258 DOM
-
2026-06-17pricedays on market $360,000 Active 257 DOM
-
2026-06-16days on market $380,000 Active 256 DOM
-
2026-06-15days on market $380,000 Active 255 DOM
-
2026-06-10days on market $380,000 Active 250 DOM
-
2026-06-09days on market $380,000 Active 249 DOM
-
2026-06-08days on market $380,000 Active 248 DOM
-
2026-06-07days on market $380,000 Active 247 DOM
-
2026-06-03days on market $380,000 Active 243 DOM
-
2026-06-03remarks 330-char remark
-
2026-06-03$380,000 Active 242 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 5/10 Major FEMA zone X (shaded) · 24% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 31 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $88,781
- − Mortgage interest
- −$20,166
- − Property taxes
- −$5,400
- − Insurance
- −$1,800
- − Repairs & maintenance
- −$7,102
- − Management
- −$7,102
- − HOA
- −$7,296
- − Depreciation
- −$10,473
- Taxable income
- $29,442
combined federal + state — saved on this device
- Est. tax owed @ 24.0%
- −$7,066
- After-tax cash flow
- $25,920/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 14 photos
75/100
Cosmetic rehab
Est. rehab $6,925–$20,775 screening
This townhouse is in good condition with minimal repairs needed. It has a good exterior, interior, and landscaping, making it a good investment for both resale and rental.
Repairs flagged
- Minor Paint touch-ups — The paint appears to be in good condition, but touch-ups may be needed for a fresh look.
- Minor Window cleaning — The windows appear to be in good condition, but a thorough cleaning may be needed for a fresh look.
Value-add opportunities
- Resale Paint touch-ups — Fresh paint can make the home look more appealing to potential buyers. ↑
- Resale Window cleaning — Clean windows can make the home look more appealing to potential buyers. ↑
- Both Landscaping improvements — Well-maintained landscaping can improve curb appeal and attract more renters. ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
B
Composite school gradezoned avg 74/100
Zoned Schools
Elementary
Sea Gate Elementary School
A+
FL #60/2,144
Nat'l #736/41,679
Middle
Pine Ridge Middle School
A
FL #52/571
Nat'l #685/14,009
High
Barron Collier High School
B
FL #76/667
Nat'l #2,785/17,239
Schools (NCES district)
- District
- Collier
- NCES district ID
- 1200330
- Math proficiency
- 60% ▼ -4.00%
- Reading proficiency
- 56% ▼ -2.00%
- Median HH income
- $58,275
- Composite
- 50.23/100
- National rank
- #1892
- State rank
- #16 of 73 in FL
C
Composite livability gradescore 67/100
Livability — Pine Ridge
- Score
- 67/100
- State rank
- #565
- US rank
- #10798
Category grades
Amenities F
Commute F
Cost of living A-
Crime A+
Employment B-
Housing A+
Health & safety C-
User ratings A+
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Pine Ridge, FL
- County
- Collier County · 420,858 people
- City population
- 18,514
- Metro
- Naples-Marco Island, FL
- Population (ZIP)
- 16,237
- Household income
- $119,212
- Rent vs Own
- Severe rent burden
- 15% of renters
Population outlook (Collier County) Hauer SSP2
- Today (2025)
- 420,858 people
- By 2030
- 450,054 · +6.9%
- By 2040
- 502,232 · +19.3%
- By 2050
- 544,932 · +29.5%
- By 2075
- 627,203 · +49.0%
- By 2100
- 659,015 · +56.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (87%)
- Race & ethnicity
- White 87% Hispanic / Latino 8% Two or more races 7% Asian 1% Black 1%
- Hispanic origin (detail)
- Mexican 2% Cuban 3%
- Common ancestry
- Romanian 5% Lithuanian 3% Slovak 3%
- Foreign-born
- 16% · Canada, Dominican Republic, South Korea
- Languages at home
- 86% English-only · Spanish 6% Russian/Polish/Slavic 2% Other Indo-European 2%
Political lean MEDSL · Collier
- 2024 margin
- Solid R (+33.1) · D 33.1% · R 66.2%
- 2008→2024 swing
- -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
- All cycles
- 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -587.97%
- Current HPI
- 275.1872
- Rent YoY
- ▲ 8.74%
- Metro
- Naples-Marco Island, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
-5.0% since first listed2 events — show timeline
- 2026-04-10 Price Changed $380,000 NAPLESMLS
- 2025-10-03 Listed $399,900 NAPLESMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…