2436 Robbie Ct · Nashville-Davidson metropolitan government (balance), TN
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $949 – $1,763
Heat risk 6/10 · Moderate
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 9.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +9.0/10.0
- ARV discount +7.5/15.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Rent growth +2.2/5.0
- Schools +1.4/10.0
- Appreciation +0.0/10.0
$110,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
This home is a classic two-story property located in a quiet and established neighborhood in Nashville. It offers a traditional design with a mix of siding and brick, sitting on a spacious lot with plenty of potential. The home is approximately 1,100 square feet with two bedrooms and one bathroom, making it a comfortable layout for a small family. Unfortunately, the home was recently affected by a house fire and is being sold as-is. While the structure has been damaged, the property still holds strong value because of its location and lot size. This creates a great opportunity for investors, builders, or buyers looking to rebuild and customize a home to their liking. The property is ideally
Key facts
- Two story property
- Spacious lot
- Built 1985
Tags
Property features AI
Exterior
- Home design: Built in 1985
- Exterior features: Located in the Donelson subdivision
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.5-bath single-family listed at $110k.
Deal economics
- At list price, monthly cash flow is $450 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $110k).
- Recommended offer: $108k (1.5% below list) — sets the bar for market timing.
- Cap rate 11.2% vs local median 2.9% in Nashville-Davidson metropolitan government (balance) — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
- Davidson County (urban): math 12% / reading 19% proficiency, ranked #126 of 139 in TN (top 91%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents soft (-1.1%/yr); 203 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 6,873 units permitted in Davidson County in 2024 (4,138 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $761 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Davidson County population projected at +42% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 0.0% rent growth), your $31k cash investment doubles in ~10 years — after that, you're playing with house money.
Negotiation context
- It's been on market 15 days — a 2% lower offer ($108k) is reasonable based on typical stale-listing flexibility.
- Current owner paid $76k; 45% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.40% ✓
- Cap rate
- 11.20%
- Cash-on-cash
- 17.53%
- DSCR
- 1.78
- GRM
- 5.9
CMA / ARV
- ARV (on-the-fly)
- $249,900
- Comps found
- 3
Show comp detail 3 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2424 Robbie Ct | 0.05mi | 2/1.5 | 1,020 (0%) | 2mo | $250,000 | $245 | 96 |
| 2433 Robbie Ct | 0.03mi | 2/1.5 | 1,020 (0%) | 11mo | $195,000 | $191 | 90 |
| 2414 Fairbrook Dr | 0.10mi | 2/1.5 | 1,080 (+6%) | 14mo | $300,000 | $278 | 74 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- 5.5%
- Equity multiple
- 1.21×
- Total profit
- $6,342
- Equity at exit
- $16,401
- IRR
- 12.0%
- Equity multiple
- 1.81×
- Total profit
- $25,073
- Equity at exit
- $9,511
Cash invested: $30,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Tennessee
- 87 Strongly Landlord-Friendly · R+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 37214
- Home prices YoY
- -29.2%
- Rents YoY
- -1.1%
- Active inventory
- 203
- Price-to-rent
- 5.9×
Monthly cashflow live
- Estimated rent
- $1,542 high interval (Pro) →
- Mortgage (P&I)
- −$577
- Tax from tax record
- −$146 /mo · $1,749/yr
- Insurance
- −$46
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$324
- Net cashflow
- $450
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $27,500
- Closing costs
- $3,300
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 7 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2448 Fairbrook Dr Nashville, TN | 2.0 | 1.5 | 1100 | $1,475 | $1.34 | 21d | 1 | 0.16mi |
| 2011 Upland Dr Unit B Nashville, TN | 2.0 | 1.0 | 1001 | $1,400 | $1.40 | 14d | 1 | 1.15mi |
| 330 Pennington Centre Blvd Nashville, TN | 1.0–3.0 | 1.0–2.0 | 1114 | $1,828 | $1.64 | 1d | 26 | 1.16mi |
| 2007 Forrest Green Dr Nashville, TN | 2.0 | 1.0 | 1050 | $2,100 | $2.00 | 23d | 1 | 1.22mi |
| 1807 Rosebank Ave Unit B Nashville, TN | 1.0 | 1.0 | 750 | $1,350 | $1.80 | 23d | 1 | 1.29mi |
| 2205 Pennington Bend Rd Unit C Nashville, TN | 2.0 | 1.0 | 900 | $1,400 | $1.56 | 23d | 1 | 1.29mi |
| 505 Church St Nashville, TN | 2.0 | 1.0–2.0 | 785 | $3,845 | $4.89 | 3d | 34 | 1.42mi |
Listing history 2 events
-
2026-05-12$110,000 Active
-
2007-02-28soldstatus $76,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TN · Resets to sale price
- Current annual tax
- $1,749 · $146/mo
- Projected year-2 tax
- $1,749 · $146/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 6/10 Major 7 d/yr ≥105°F today · 20 d/yr by 30 yrs out
- Wind 4/10 Moderate 9% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,507
- − Mortgage interest
- −$6,162
- − Property taxes
- −$1,749
- − Insurance
- −$550
- − Repairs & maintenance
- −$1,481
- − Management
- −$1,481
- − Depreciation
- −$3,200
- Taxable income
- $3,885
- Est. tax owed @ 24.0%
- −$933
- After-tax cash flow
- $4,467/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Davidson County
- NCES district ID
- 4703180
- Math proficiency
- 12% ▼ -17.00%
- Reading proficiency
- 19% ▼ -7.00%
- Median HH income
- $48,667
- Composite
- 14.03/100
- National rank
- #9472
- State rank
- #126 of 139 in TN
Livability — Nashville-Davidson metropolitan government (balance)
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Nashville-Davidson metropolitan government (balance), TN
- County
- Davidson County · 680,067 people
- City population
- 677,595
- Metro
- Nashville-Davidson--Murfreesboro--Franklin, TN
- Population (ZIP)
- 29,805
- Household income
- $72,012
- Rent vs Own
- Severe rent burden
- 1235.0
Population outlook (Davidson County) Hauer SSP2
- Today (2025)
- 808,568 people
- By 2030
- 874,489 · +8.2%
- By 2040
- 1,009,046 · +24.8%
- By 2050
- 1,147,294 · +41.9%
- By 2075
- 1,475,439 · +82.5%
- By 2100
- 1,714,101 · +112.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (64%)
- Race & ethnicity
- White 64% Black 18% Hispanic / Latino 10% Two or more races 8% Asian 3%
- Hispanic origin (detail)
- Mexican 4%
- Common ancestry
- Italian 3% Slovak 2% Serbian 2%
- Foreign-born
- 10% · Canada
- Languages at home
- 88% English-only · Spanish 5% Other Indo-European 2% Arabic 2%
Political lean MEDSL · Davidson
- 2024 margin
- Strong D (+27.4) · D 62.7% · R 35.3% · Other 2.0%
- 2008→2024 swing
- +6.5pp toward D · 2008: 21.0pp · 2024: 27.4pp
- All cycles
- 2024: D+27.4 2020: D+32.1 2016: D+26.0 2012: D+18.7 2008: D+21.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -134.97%
- Current HPI
- 327.5959
- Rent YoY
- ▼ -1.12%
- Metro
- Nashville-Davidson--Murfreesboro--Franklin, TN
- State GDP YoY
- ▲ 2.78%
- F500 in state
- 22
Industry mix (Fortune 500 HQ in TN)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 3 | $91B |
|
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| Retail | 3 | $72B |
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| Transportation / Logistics | 1 | $88B |
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| Paper / Packaging | 1 | $19B |
|
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| Insurance | 1 | $13B |
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| Energy | 1 | $12B |
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Price history
+44.7% since first listed2 events — show timeline
- 2026-05-12 Listed $110,000 FSBO.com
- 2007-02-28 Sold (Public Records) $76,000 Public Records
Property tax history
+6.0%/yrLatest (2025): $1,749 · +22.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…