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2436 Robbie Ct
B- Composite 65.14
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +9.0/10.0
  • ARV discount +7.5/15.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.2/5.0
  • Schools +1.4/10.0
  • Appreciation +0.0/10.0

$110,000

2436 Robbie Ct · Nashville-Davidson metropolitan government (balance), TN 37214
2 bd · 1.5 ba · 1,020 sqft · SingleFamily public records · 15 Days on market
Built 1985

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

This home is a classic two-story property located in a quiet and established neighborhood in Nashville. It offers a traditional design with a mix of siding and brick, sitting on a spacious lot with plenty of potential. The home is approximately 1,100 square feet with two bedrooms and one bathroom, making it a comfortable layout for a small family. Unfortunately, the home was recently affected by a house fire and is being sold as-is. While the structure has been damaged, the property still holds strong value because of its location and lot size. This creates a great opportunity for investors, builders, or buyers looking to rebuild and customize a home to their liking. The property is ideally

Key facts

  • Two story property
  • Spacious lot
  • Built 1985

Tags

TWO STORY PROPERTYSPACIOUS LOTLOCATION NEAR GRAND OLE OPRYLOCATION NEAR OPRY MILLS MALLEASY ACCESS TO SHOPPINGEASY ACCESS TO ENTERTAINMENT

Property features AI

Exterior

  • Home design: Built in 1985
  • Exterior features: Located in the Donelson subdivision

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.5-bath single-family listed at $110k.

Deal economics

  • At list price, monthly cash flow is $450 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $110k).
  • Recommended offer: $108k (1.5% below list) — sets the bar for market timing.
  • Cap rate 11.2% vs local median 2.9% in Nashville-Davidson metropolitan government (balance) — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • Davidson County (urban): math 12% / reading 19% proficiency, ranked #126 of 139 in TN (top 91%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents soft (-1.1%/yr); 203 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 6,873 units permitted in Davidson County in 2024 (4,138 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $761 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Davidson County population projected at +42% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $31k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 15 days — a 2% lower offer ($108k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $76k; 45% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $108,350 (1.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  3. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  4. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.40%
Cap rate
11.20%
Cash-on-cash
17.53%
DSCR
1.78
GRM
5.9

CMA / ARV

ARV (on-the-fly)
$249,900
Comps found
3
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2424 Robbie Ct 0.05mi 2/1.5 1,020 (0%) 2mo $250,000 $245 96
2433 Robbie Ct 0.03mi 2/1.5 1,020 (0%) 11mo $195,000 $191 90
2414 Fairbrook Dr 0.10mi 2/1.5 1,080 (+6%) 14mo $300,000 $278 74

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
5.5%
Equity multiple
1.21×
Total profit
$6,342
Equity at exit
$16,401
10-year hold
IRR
12.0%
Equity multiple
1.81×
Total profit
$25,073
Equity at exit
$9,511

Cash invested: $30,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Tennessee
87 Strongly Landlord-Friendly · R+13
County
— inherits STATE
City
— inherits STATE
14-day notice (URLTA); generally landlord-favorable; Nashville court paced moderate.

ZIP-level market 37214

Home prices YoY
-29.2%
Rents YoY
-1.1%
Active inventory
203
Price-to-rent
5.9×

Monthly cashflow live

Estimated rent
$1,542 high interval (Pro) →
Mortgage (P&I)
$577
Tax from tax record
$146 /mo · $1,749/yr
Insurance
$46
HOA
$0
Vacancy / Maint / Mgmt
$324
Net cashflow
$450

Break-even live

Break-even rent $973
Max offer price $110,000
Occupancy floor 66%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$27,500
Closing costs
$3,300
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 7 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2448 Fairbrook Dr Nashville, TN 2.0 1.5 1100 $1,475 $1.34 21d 1 0.16mi
2011 Upland Dr Unit B Nashville, TN 2.0 1.0 1001 $1,400 $1.40 14d 1 1.15mi
330 Pennington Centre Blvd Nashville, TN 1.0–3.0 1.0–2.0 1114 $1,828 $1.64 1d 26 1.16mi
2007 Forrest Green Dr Nashville, TN 2.0 1.0 1050 $2,100 $2.00 23d 1 1.22mi
1807 Rosebank Ave Unit B Nashville, TN 1.0 1.0 750 $1,350 $1.80 23d 1 1.29mi
2205 Pennington Bend Rd Unit C Nashville, TN 2.0 1.0 900 $1,400 $1.56 23d 1 1.29mi
505 Church St Nashville, TN 2.0 1.0–2.0 785 $3,845 $4.89 3d 34 1.42mi

Listing history 2 events

  1. 2026-05-12
    listed $110,000 Active
  2. 2007-02-28
    soldstatus $76,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TN · Resets to sale price

Current annual tax
$1,749 · $146/mo
Projected year-2 tax
$1,749 · $146/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥105°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 9% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,507
− Mortgage interest
−$6,162
− Property taxes
−$1,749
− Insurance
−$550
− Repairs & maintenance
−$1,481
− Management
−$1,481
− Depreciation
−$3,200
Taxable income
$3,885
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$933
After-tax cash flow
$4,467/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Davidson County
NCES district ID
4703180
Math proficiency
12% ▼ -17.00%
Reading proficiency
19% ▼ -7.00%
Median HH income
$48,667
Composite
14.03/100
National rank
#9472
State rank
#126 of 139 in TN

Livability — Nashville-Davidson metropolitan government (balance)

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Nashville-Davidson metropolitan government (balance), TN
County
Davidson County · 680,067 people
City population
677,595
Metro
Nashville-Davidson--Murfreesboro--Franklin, TN
Population (ZIP)
29,805
Household income
$72,012
Rent vs Own
37.5% rent · 62.5% own
Severe rent burden
1235.0

Population outlook (Davidson County) Hauer SSP2

Today (2025)
808,568 people
By 2030
874,489 · +8.2%
By 2040
1,009,046 · +24.8%
By 2050
1,147,294 · +41.9%
By 2075
1,475,439 · +82.5%
By 2100
1,714,101 · +112.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (64%)
Race & ethnicity
White 64% Black 18% Hispanic / Latino 10% Two or more races 8% Asian 3%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Italian 3% Slovak 2% Serbian 2%
Foreign-born
10% · Canada
Languages at home
88% English-only · Spanish 5% Other Indo-European 2% Arabic 2%

Political lean MEDSL · Davidson

2024 margin
Strong D (+27.4) · D 62.7% · R 35.3% · Other 2.0%
2008→2024 swing
+6.5pp toward D · 2008: 21.0pp · 2024: 27.4pp
All cycles
2024: D+27.4 2020: D+32.1 2016: D+26.0 2012: D+18.7 2008: D+21.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -134.97%
Current HPI
327.5959
Rent YoY
▼ -1.12%
Metro
Nashville-Davidson--Murfreesboro--Franklin, TN
State GDP YoY
▲ 2.78%
F500 in state
22

Industry mix (Fortune 500 HQ in TN)

Industry F500 HQs Revenue

Price history

+44.7% since first listed
2 events — show timeline
  • 2026-05-12 Listed $110,000 FSBO.com
  • 2007-02-28 Sold (Public Records) $76,000 Public Records

Property tax history

+6.0%/yr

Latest (2025): $1,749 · +22.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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