CashFlowRE
Sign in Sign up
750 Quincy St
B+ Composite 75.64
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • DSCR +10.0/10.0
  • 1% rule +8.4/10.0
  • Schools +3.6/10.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$75,000

750 Quincy St · Parkersburg, WV 26101
2 bd · 1.0 ba · 1,398 sqft · SingleFamily public records · 29 Days on market
Built 1910 2,678 sqft lot Est $145k · 48% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Some work has been done on house, but still needs work. Elem: Jefferson Elementary School Elem/Bus: N JrHigh: Van Devender Jr. High School JrHigh/Bus: N High: Parkersburg High High/Bus: N Fire: CIT Police: CTY ; PRKG= On Street,

Key facts

  • 2,678 sq ft lot
  • Parking
  • Built 1910

Property features AI

Finance

  • Financial info: Three rental units (two 2-bedroom units and one 1-bedroom unit); Each listed unit currently rents for $850; Both unit leases expire December 31, 2026; One building on the parcel

Exterior

  • Parking: Driveway
  • Utilities: Public water; Public sewer
  • Home design: 2-story building; Clapboard exterior
  • Construction: Built per public records; Asphalt/fiberglass roof
  • Exterior features: Small lot (approximately 0.0615 acres)

Interior

  • Bedrooms: Two 2-bedroom units; One 1-bedroom unit
  • Bathrooms: Two full bathrooms; One half bathroom
  • Heating & cooling: Central air conditioning; Forced air heating
  • Interior features: Updated/remodeled condition; Total of 5 rooms

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $75k.

Deal economics

  • At list price, monthly cash flow is $339 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $75k).
  • Recommended offer: $74k (1.5% below list) — sets the bar for market timing.
  • Cap rate 11.7% vs local median 5.6% in Parkersburg — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#46 in WV) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime D+, schools F, commute F.
  • Wood County Schools (urban): math 38% / reading 48% proficiency, ranked #3 of 55 in WV (top 6%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 149 active listings in the ZIP; 124 units permitted in Wood County in 2024 (33 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $519 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Wood County population projected at -13% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 29 days — a 2% lower offer ($74k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 20y ago; this cycle's ask has dropped $5k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $8k; list at $75k implies a 782% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1910 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $73,875 (1.5% below list)

Questions for the listing agent

  1. Built in 1910 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.34%
Cap rate
11.72%
Cash-on-cash
19.37%
DSCR
1.86
GRM
6.2

CMA / ARV

ARV (on-the-fly)
$145,392
Comps found
6
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
837 Quincy St 0.14mi 3/1.5 (+1) 1,440 (+3%) 2mo $136,000 $94 80
1006 Jackson Ave 0.29mi 3/1.0 (+1) 1,301 (-7%) 6mo $134,900 $104 65
607 Hillcrest Ter 0.40mi 3/1.0 (+1) 1,309 (-6%) 2mo $169,900 $130 65
630 Smithfield St 0.12mi 3/1.5 (+1) 1,544 (+10%) 20mo $164,000 $106 53
1203 Mary St 0.61mi 2/1.0 1,320 (-6%) 14mo $69,000 $52 51
1201 Mary St 0.60mi 3/1.0 (+1) 1,309 (-6%) 16mo $64,000 $49 43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
11.3%
Equity multiple
1.45×
Total profit
$9,411
Equity at exit
$11,183
10-year hold
IRR
20.3%
Equity multiple
2.71×
Total profit
$35,898
Equity at exit
$6,485

Cash invested: $21,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State West Virginia
83 Strongly Landlord-Friendly · R+22
County
— inherits STATE
City
— inherits STATE
Landlord-favorable; preempted; minimal protections.

ZIP-level market 26101

Home prices YoY
-27.3%
Active inventory
149
Price-to-rent
6.2×

Monthly cashflow live

Estimated rent
$1,006 medium interval (Pro) →
Mortgage (P&I)
$393
Tax from tax record
$31 /mo · $375/yr
Insurance
$31
HOA
$0
Vacancy / Maint / Mgmt
$211
Net cashflow
$339

Break-even live

Break-even rent $577
Max offer price $75,000
Occupancy floor 61%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,750
Closing costs
$2,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 24 events

  1. 2026-06-19
    days on market $75,000 Active 29 DOM
  2. 2026-06-18
    days on market $75,000 Active 28 DOM
  3. 2026-06-17
    days on market $75,000 Active 27 DOM
  4. 2026-06-16
    days on market $75,000 Active 26 DOM
  5. 2026-06-15
    days on market $75,000 Active 25 DOM
  6. 2026-06-14
    days on market $75,000 Active 23 DOM
  7. 2026-06-12
    days on market $75,000 Active 22 DOM
  8. 2026-06-09
    days on market $75,000 Active 19 DOM
  9. 2026-06-08
    days on market $75,000 Active 18 DOM
  10. 2026-06-07
    days on market $75,000 Active 17 DOM
  11. 2026-06-05
    pricedays on market $75,000 Active 14 DOM
  12. 2026-06-03
    days on market $80,000 Active 13 DOM
  13. 2026-06-02
    days on market $80,000 Active 12 DOM
  14. 2026-06-01
    days on market $80,000 Active 11 DOM
  15. 2026-05-31
    days on market $80,000 Active 10 DOM
  16. 2026-05-30
    days on market $80,000 Active 9 DOM
  17. 2026-05-21
    listed $80,000 Active
  18. 2010-12-09
    soldstatus $8,500 236-char remark
    Show marketing remark (236 chars)

    Some work has been done on house, but still needs work. Elem: Jefferson Elementary School Elem/Bus: N JrHigh: Van Devender Jr. High School JrHigh/Bus: N High: Parkersburg High High/Bus: N Fire: CIT Police: CTY ; PRKG= On Street,

  19. 2010-11-08
    listed $10,000 236-char remark
    Show marketing remark (236 chars)

    Some work has been done on house, but still needs work. Elem: Jefferson Elementary School Elem/Bus: N JrHigh: Van Devender Jr. High School JrHigh/Bus: N High: Parkersburg High High/Bus: N Fire: CIT Police: CTY ; PRKG= On Street,

  20. 2010-11-05
    historical
  21. 2009-12-15
    listed $10,000
  22. 2007-04-06
    soldstatus $10,000
  23. 2006-12-26
    listed $12,000
  24. 1999-02-09
    soldstatus $9,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast WV · Resets to sale price

Current annual tax
$375 · $31/mo
Projected year-2 tax
$442 · $37/mo
Expected delta
+$68/yr (+$6/mo · 18.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥102°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$12,072
− Mortgage interest
−$4,201
− Property taxes
−$375
− Insurance
−$375
− Repairs & maintenance
−$966
− Management
−$966
− Depreciation
−$2,182
Taxable income
$3,008
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$722
After-tax cash flow
$3,345/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Wood County Schools
NCES district ID
5401620
Math proficiency
38% ▼ -10.00%
Reading proficiency
48% ▼ -4.00%
Median HH income
$42,363
Composite
36.22/100
National rank
#4728
State rank
#3 of 55 in WV

Livability — Parkersburg

Score
72/100
State rank
#46
US rank
#5841

Category grades

Amenities B- Commute F Cost of living A+ Crime D+ Employment F Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Parkersburg, WV
County
Wood County · 44,810 people
City population
44,810
Metro
Parkersburg-Vienna, WV
Population (ZIP)
28,005
Household income
$48,710
Rent vs Own
31.8% rent · 68.2% own
Severe rent burden
723.0

Population outlook (Wood County) Hauer SSP2

Today (2025)
84,304 people
By 2030
82,420 · -2.2%
By 2040
78,133 · -7.3%
By 2050
73,639 · -12.7%
By 2075
63,093 · -25.2%
By 2100
50,461 · -40.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (93%)
Race & ethnicity
White 93% Two or more races 3% Hispanic / Latino 2% Black 1%
Common ancestry
Serbian 2% Slovak 2% Lithuanian 1%
Foreign-born
1%

Political lean MEDSL · Wood

2024 margin
Solid R (+43.0) · D 27.6% · R 70.7% · Other 1.6%
2008→2024 swing
-14.4pp toward R · 2008: -28.7pp · 2024: -43.0pp
All cycles
2024: R+43.0 2020: R+42.0 2016: R+47.8 2012: R+32.5 2008: R+28.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -76.52%
Current HPI
203.4508
Rent YoY
Metro
Parkersburg-Vienna, WV
State GDP YoY
F500 in state
0

Price history

+788.9% since first listed
8 events — show timeline
  • 2026-05-21 Listed $80,000 MLSNOW
  • 2010-12-09 Sold (MLS) $8,500 MLSNOW
  • 2010-11-08 Listed $10,000 MLSNOW
  • 2010-11-05 Listing Removed MLSNOW
  • 2009-12-15 Listed $10,000 MLSNOW
  • 2007-04-06 Sold (MLS) $10,000 MLSNOW
  • 2006-12-26 Listed $12,000 MLSNOW
  • 1999-02-09 Sold (Public Records) $9,000 Public Records

Property tax history

-1.3%/yr

Latest (2025): $375 · +5.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…