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9526 Littlefield St
B- Composite 65.87
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +28.8/30.0
  • DSCR +10.0/10.0
  • 1% rule +8.2/10.0
  • ARV discount +7.5/15.0
  • Rent growth +3.9/5.0
  • Livability +3.7/5.0
  • Condition / age +2.5/5.0
  • Schools +1.3/10.0
  • Appreciation +0.0/10.0

$99,500

9526 Littlefield St · Detroit, MI 48227
3 bd · 1.0 ba · 1,195 sqft · SingleFamily public records · 54 Days on market
Built 1952 5,227 sqft lot $83/sqft · 60% above area

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Pristine 3-Bedroom Brick Bungalow – Turnkey & Ready for Occupancy! This solid 1,195 sq. ft. home is a standout in the area. Interior boasts a functional layout with a modernized kitchen, formal dining, and three comfortable bedrooms. The full basement provides a blank canvas for additional living space or storage. Exterior features include a classic brick facade, a welcoming front porch, a fully fenced rear yard, and a 1-car detached garage. Situated in a stable residential pocket near local amenities and major transit routes. Whether you are looking for a reliable primary residence or a rent-ready asset to add to your portfolio, 9526 Littlefield St is a must-see. All measurements are approximate; BATVAI. Dimensions of rooms will be loaded coming along with the full layout mapped. Property is secured with surveillance system.

Key facts

  • 5,227 sq ft lot
  • Garage
  • Built 1952

Property features AI

Finance

  • Other: Lot size approximately 0.12 acres (40 x 125); Subdivision: BUCKINGHAM PARK
  • Financial info: Tax information not included per instructions
  • HOA & community: No HOA information listed

Exterior

  • Parking: Detached 1-car garage; Driveway
  • Security: No security features listed
  • Utilities: Public water; Public sewer
  • Home design: Single-family residence; One and one-half stories; Ground-level entry; Approximately 1,195 above-grade finished square feet
  • Construction: Brick construction
  • Exterior features: Brick exterior; Balcony; Exterior lighting; Paved road access

Interior

  • Kitchen: Kitchen details not provided
  • Bedrooms: Bedrooms information not provided
  • Flooring: Flooring details not provided
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Forced air heating (natural gas); No central cooling
  • Interior features: Full, unfinished basement; 3 total rooms
  • Laundry & utility: Laundry details not provided

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $100k.

Deal economics

  • At list price, monthly cash flow is $334 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $100k).
  • Recommended offer: $97k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 73/100 on livability (#218 in MI) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools F, crime F, employment F.
  • Detroit Public Schools Community District (urban): math 10% / reading 24% proficiency, ranked #499 of 540 in MI (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 90% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+5.6%/yr); 385 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 58% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 2,639 units permitted in Wayne County in 2024 (1,216 in 5+ unit buildings).
  • This rent runs 43% of the median local income ($37k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $688 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 5.6% rent growth), your $28k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 54 days — a 3% lower offer ($97k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $20k; list at $100k implies a 398% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1952 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $96,515 (3.0% below list)

Questions for the listing agent

  1. It's been on market 54 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1952 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.32%
Cap rate
10.33%
Cash-on-cash
14.40%
DSCR
1.64
GRM
6.3

CMA / ARV

ARV (median comp)
$62,124
List price
$99,500
Delta
60.16%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
9180 Hartwell St 0.30mi 3/1.5 1,174 (-2%) 5mo $62,000 $53 77
9119 Littlefield St 0.35mi 3/1.0 1,298 (+9%) 2mo $60,000 $46 67
8590 Littlefield St 0.61mi 3/1.5 1,218 (+2%) 1mo $100,000 $82 65
9145 Pinehurst St 0.57mi 3/1.5 1,240 (+4%) 5mo $66,000 $53 60
9412 Steel St 0.26mi 3/1.5 1,353 (+13%) 7mo $95,000 $70 58
9206 Pinehurst St 0.57mi 3/1.5 1,308 (+10%) 3mo $45,000 $34 53
8938 Hartwell St 0.40mi 3/1.5 1,042 (-13%) 7mo $100,000 $96 52
9576 Hubbell St 0.63mi 3/2.0 1,270 (+6%) 6mo $134,900 $106 51
10300 Orangelawn St 0.70mi 3/1.0 1,092 (-9%) 4mo $52,000 $48 50
10405 Orangelawn St 0.60mi 3/1.5 1,350 (+13%) 3mo $7,000 $5 46
10340 Maplelawn St 0.69mi 3/2.0 1,296 (+8%) 5mo $27,000 $21 46
11406 Strathmoor St 0.70mi 4/2.5 (+1) 1,294 (+8%) 1mo $76,000 $59 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.59% rent growth · sell at horizon

5-year hold
IRR
7.8%
Equity multiple
1.31×
Total profit
$8,720
Equity at exit
$14,836
10-year hold
IRR
19.2%
Equity multiple
2.81×
Total profit
$50,352
Equity at exit
$8,603

Cash invested: $27,860 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Michigan
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

ZIP-level market 48227

Rents YoY
5.6%
Active inventory
385
Price-to-rent
6.3×

Monthly cashflow live

Estimated rent
$1,315 high interval (Pro) →
Mortgage (P&I)
$522
Tax from tax record
$141 /mo · $1,694/yr
Insurance
$41
HOA
$0
Vacancy / Maint / Mgmt
$276
Net cashflow
$334

Break-even live

Break-even rent $892
Max offer price $99,500
Occupancy floor 70%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$24,875
Closing costs
$2,985
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
9340 Hartwell St Detroit, MI 3.0 1.0 1000 $1,364 $1.36 44d 1 0.13mi
9355 Ward St Detroit, MI 3.0 1.0 1200 $1,327 $1.11 44d 1 0.14mi
13717 Keal St Detroit, MI 2.0 1.0 799 $1,000 $1.25 44d 1 0.34mi
9558 Meyers Rd Detroit, MI 3.0 1.0 950 $1,150 $1.21 44d 1 0.38mi
10002 Manor Unit 2 Detroit, MI 3.0 1.0 1100 $1,150 $1.05 44d 1 0.53mi
10002 Manor Unit 1 Detroit, MI 2.0 1.0 1000 $1,050 $1.05 44d 1 0.53mi
12775 Plymouth Rd Unit 16 Detroit, MI 2.0 1.0 1009 $825 $0.82 44d 1 0.57mi
10359 Violetlawn St Unit 1 Detroit, MI 2.0 1.0 1200 $985 $0.82 44d 1 0.63mi
10345 Crocuslawn Ave Unit 2 Detroit, MI 2.0 1.0 850 $950 $1.12 44d 1 0.65mi
10303 Morley St #1 Detroit, MI 2.0 1.0 950 $950 $1.00 44d 1 0.68mi
9590 Marlowe St Detroit, MI 2.0 1.0 877 $1,430 $1.63 44d 1 0.69mi
14740 W Chicago Unit B Detroit, MI 2.0 1.0 900 $845 $0.94 44d 1 0.74mi
9501 Lauder St Detroit, MI 3.0 2.0 1152 $1,350 $1.17 44d 1 0.76mi
11431 Marlowe St Detroit, MI 3.0 1.0 1172 $1,400 $1.19 17d 1 0.84mi
8283 Pinehurst St Unit 2 Detroit, MI 2.0 1.0 1000 $900 $0.90 44d 1 0.89mi
9386 Coyle St Detroit, MI 3.0 1.0 1000 $1,300 $1.30 2d 1 0.91mi
9353 Kentucky St Detroit, MI 2.0 1.0 800 $999 $1.25 17d 1 0.92mi
10015 Robson St Detroit, MI 3.0 2.0 1000 $1,400 $1.40 18d 1 0.92mi
9546 Sussex St Detroit, MI 3.0 1.0 1000 $1,400 $1.40 44d 1 0.96mi
9917 Sussex St Detroit, MI 2.0 1.0 800 $1,375 $1.72 44d 1 1.00mi
12039 Lauder St Detroit, MI 3.0 1.5 1000 $1,500 $1.50 24d 1 1.02mi
12014 Terry St Detroit, MI 2.0 1.0 1361 $1,200 $0.88 44d 1 1.03mi
11634 Sussex St Detroit, MI 3.0 1.0 1091 $1,326 $1.22 24d 1 1.10mi
8212 Lauder St Detroit, MI 3.0 1.0 1026 $1,150 $1.12 44d 1 1.11mi
12468 Mendota St Detroit, MI 2.0 1.0 1100 $1,100 $1.00 44d 1 1.12mi
12468 Mendota St Detroit, MI 2.0 1.0 1100 $1,000 $0.91 24d 1 1.12mi
11397 Whitcomb St Detroit, MI 3.0 1.0 1070 $1,400 $1.31 17d 1 1.13mi
8114 Marlowe St Unit home Detroit, MI 3.0 1.0 985 $1,350 $1.37 44d 1 1.13mi
12144 Washburn St Detroit, MI 3.0 1.0 1200 $1,200 $1.00 15d 1 1.14mi
8604 Whitcomb St Detroit, MI 3.0 2.0 1033 $1,300 $1.26 44d 1 1.17mi
11393 Prest St Detroit, MI 3.0 1.0 900 $1,550 $1.72 17d 1 1.17mi
11345 Greenfield Rd Detroit, MI 2.0 1.0 700 $1,050 $1.50 13d 1 1.22mi
9022 Northlawn St Detroit, MI 2.0 1.0 1100 $1,300 $1.18 24d 1 1.23mi
9973 Winthrop St Detroit, MI 3.0 1.0 960 $1,400 $1.46 44d 1 1.24mi
8331 Whitcomb St Detroit, MI 4.0 1.0 1342 $1,350 $1.01 22d 1 1.26mi
9936 Montrose St Detroit, MI 3.0 1.0 963 $1,200 $1.25 17d 1 1.27mi
8047 Robson St Detroit, MI 3.0 2.0 1184 $1,200 $1.01 44d 1 1.30mi
9222 Forrer St Detroit, MI 3.0 1.0 947 $1,450 $1.53 17d 1 1.30mi
12754 Marlowe St Detroit, MI 3.0 2.0 1008 $1,400 $1.39 17d 1 1.33mi
8143 Wisconsin St Detroit, MI 4.0 1.0 1370 $1,800 $1.31 2d 1 1.35mi

Listing history 21 events

  1. 2026-06-18
    days on market $99,500 Active 54 DOM
  2. 2026-06-17
    days on market $99,500 Active 53 DOM
  3. 2026-06-15
    days on market $99,500 Active 51 DOM
  4. 2026-06-13
    days on market $99,500 Active 49 DOM
  5. 2026-06-13
    days on market $99,500 Active 48 DOM
  6. 2026-06-09
    days on market $99,500 Active 45 DOM
  7. 2026-06-08
    days on market $99,500 Active 44 DOM
  8. 2026-06-07
    days on market $99,500 Active 43 DOM
  9. 2026-06-04
    days on market $99,500 Active 40 DOM
  10. 2026-06-03
    days on market $99,500 Active 39 DOM
  11. 2026-06-02
    days on market $99,500 Active 38 DOM
  12. 2026-06-01
    days on market $99,500 Active 37 DOM
  13. 2026-05-31
    days on market $99,500 Active 36 DOM
  14. 2026-04-25
    listed $99,500 Active 849-char remark
    Show marketing remark (862 chars)

    Pristine 3-Bedroom Brick Bungalow – Turnkey & Ready for Occupancy! This solid 1,195 sq. ft. home is a standout in the area. Interior boasts a functional layout with a modernized kitchen, formal dining, and three comfortable bedrooms. The full basement provides a blank canvas for additional living space or storage. Exterior features include a classic brick facade, a welcoming front porch, a fully fenced rear yard, and a 1-car detached garage. Situated in a stable residential pocket near local amenities and major transit routes. Whether you are looking for a reliable primary residence or a rent-ready asset to add to your portfolio, 9526 Littlefield St is a must-see. All measurements are approximate; BATVAI. Dimensions of rooms will be loaded coming along with the full layout mapped. Property is secured with surveillance system.

  15. 2026-04-25
    listed $99,500 Active 862-char remark
    Show marketing remark (862 chars)

    Pristine 3-Bedroom Brick Bungalow – Turnkey & Ready for Occupancy! This solid 1,195 sq. ft. home is a standout in the area. Interior boasts a functional layout with a modernized kitchen, formal dining, and three comfortable bedrooms. The full basement provides a blank canvas for additional living space or storage. Exterior features include a classic brick facade, a welcoming front porch, a fully fenced rear yard, and a 1-car detached garage. Situated in a stable residential pocket near local amenities and major transit routes. Whether you are looking for a reliable primary residence or a rent-ready asset to add to your portfolio, 9526 Littlefield St is a must-see. All measurements are approximate; BATVAI. Dimensions of rooms will be loaded coming along with the full layout mapped. Property is secured with surveillance system.

  16. 2017-11-10
    soldstatus $20,000 Sold
    Show marketing remark (248 chars)

    Three Bedroom Brick Bungalow with newer furnace and updates throughout. Tenant occupied. Appointments only. Pre-approved buyers only. EMD to be held at Listing Broker's Office. A Michigan Licensed Real Estate Agent must be present for all showings.

  17. 2017-11-10
    soldstatus $20,000 Closed
    Show marketing remark (248 chars)

    Three Bedroom Brick Bungalow with newer furnace and updates throughout. Tenant occupied. Appointments only. Pre-approved buyers only. EMD to be held at Listing Broker's Office. A Michigan Licensed Real Estate Agent must be present for all showings.

  18. 2017-10-20
    status Pending
    Show marketing remark (248 chars)

    Three Bedroom Brick Bungalow with newer furnace and updates throughout. Tenant occupied. Appointments only. Pre-approved buyers only. EMD to be held at Listing Broker's Office. A Michigan Licensed Real Estate Agent must be present for all showings.

  19. 2017-10-20
    status Pending
    Show marketing remark (248 chars)

    Three Bedroom Brick Bungalow with newer furnace and updates throughout. Tenant occupied. Appointments only. Pre-approved buyers only. EMD to be held at Listing Broker's Office. A Michigan Licensed Real Estate Agent must be present for all showings.

  20. 2017-10-05
    listed $22,000 Active
    Show marketing remark (248 chars)

    Three Bedroom Brick Bungalow with newer furnace and updates throughout. Tenant occupied. Appointments only. Pre-approved buyers only. EMD to be held at Listing Broker's Office. A Michigan Licensed Real Estate Agent must be present for all showings.

  21. 2017-10-05
    listed $22,000 Active
    Show marketing remark (248 chars)

    Three Bedroom Brick Bungalow with newer furnace and updates throughout. Tenant occupied. Appointments only. Pre-approved buyers only. EMD to be held at Listing Broker's Office. A Michigan Licensed Real Estate Agent must be present for all showings.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MI · Partial reset (capped growth)

Current annual tax
$1,694 · $141/mo
Projected year-2 tax
$1,694 · $141/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥97°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$15,780
− Mortgage interest
−$5,574
− Property taxes
−$1,694
− Insurance
−$498
− Repairs & maintenance
−$1,262
− Management
−$1,262
− Depreciation
−$2,895
Taxable income
$2,595
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$623
After-tax cash flow
$3,390/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Detroit Public Schools Community District
NCES district ID
2601103
Math proficiency
10% ▼ -2.00%
Reading proficiency
24% ▲ 6.00%
Median HH income
$25,815
Composite
13.06/100
National rank
#9564
State rank
#499 of 540 in MI

Livability — Detroit

Score
73/100
State rank
#218
US rank
#5427

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety B- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Detroit, MI
County
Wayne County · 1,562,939 people
City population
572,865
Metro
Detroit-Warren-Dearborn, MI
Population (ZIP)
40,302
Household income
$36,527
Rent vs Own
40.9% rent · 59.1% own
Severe rent burden
2371.0

Population outlook (Wayne County) Hauer SSP2

Today (2025)
1,675,273 people
By 2030
1,620,300 · -3.3%
By 2040
1,502,341 · -10.3%
By 2050
1,384,039 · -17.4%
By 2075
1,124,592 · -32.9%
By 2100
881,193 · -47.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (95%)
Race & ethnicity
Black 95% Two or more races 3% White 1%
Foreign-born
1%
Languages at home
98% English-only · Spanish 1% French/Haitian/Cajun 1%

Political lean MEDSL · Wayne

2024 margin
Strong D (+29.0) · D 62.7% · R 33.7% · Other 3.6%
2008→2024 swing
-20.5pp toward R · 2008: 49.5pp · 2024: 29.0pp
All cycles
2024: D+29.0 2020: D+38.1 2016: D+37.3 2012: D+46.9 2008: D+49.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -125.00%
Current HPI
186.4158
Rent YoY
▲ 5.59%
Metro
Detroit-Warren-Dearborn, MI
State GDP YoY
▲ 1.37%
F500 in state
28

Industry mix (Fortune 500 HQ in MI)

Industry F500 HQs Revenue

Price history

+352.3% since first listed
8 events — show timeline
  • 2026-04-25 Listed $99,500 REALCOMP
  • 2026-04-25 Listed $99,500 MiRealSource-MiMLS
  • 2017-11-10 Sold (MLS) $20,000 MiRealSource-MiMLS
  • 2017-11-10 Sold (MLS) $20,000 REALCOMP
  • 2017-10-20 Pending MiRealSource-MiMLS
  • 2017-10-20 Pending REALCOMP
  • 2017-10-05 Listed $22,000 MiRealSource-MiMLS
  • 2017-10-05 Listed $22,000 REALCOMP

Property tax history

+2.3%/yr

Latest (2025): $1,694 · +52.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…