CashFlowRE
Sign in Sign up
3711 Columbia Dr
D- Composite 38.09
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.7/30.0
  • ARV discount +6.6/15.0
  • Schools +4.5/10.0
  • Livability +3.8/5.0
  • DSCR +3.4/10.0
  • 1% rule +2.8/10.0
  • Rent growth +2.8/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$239,900

3711 Columbia Dr · Martinez, GA 30907
3 bd · 1.0 ba · 1,672 sqft · Other public records · 28 Days on market
Built 1970 0.29 ac lot $143/sqft · at area comps Est $235k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

4 bedroom home in Martinez-hard to find in this price range. This brick ranch features hardwood floors, fresh interior paint, and over 1,600 square feet of comfortable living space. The bright living room offers great natural light, and the functional kitchen provides ample cabinet and counter space. The flexible floor plan includes four bedrooms and two and a half bathrooms, ideal for guests, a home office, or additional living needs. Step outside to enjoy the large backyard and deck, perfect for relaxing or entertaining. A storage building adds extra space for tools or hobbies. Conveniently located near shopping, dining, schools, and Fort Eisenhower, this home offers space, flexibility, a

Key facts

  • Functional kitchen
  • Flexible floor plan
  • Large backyard

Tags

BRICK RANCHHARDWOOD FLOORSLARGE BACKYARDFUNCTIONAL KITCHENAMPLE CABINET SPACEFLEXIBLE FLOOR PLAN

Property features AI

Finance

  • Other: Lot dimensions approximately 85 x 150
  • HOA & community: Association amenities (unspecified)

Exterior

  • Parking: Attached garage; Carport (1 space); Concrete parking pad
  • Security: Smoke detectors
  • Utilities: Public water; Public sewer
  • Home design: Single family residence; One level; Residential property; Home warranty included
  • Construction: Brick and vinyl siding exterior; Composition roof; Crawl space foundation; Built with traditional construction materials
  • Exterior features: Deck; Front porch; Rear porch; Fenced yard; Outbuilding

Interior

  • Kitchen: Refrigerator; Range; Dishwasher; Disposal; Electric water heater
  • Flooring: Laminate flooring; Vinyl flooring; Hardwood flooring
  • Bathrooms: Two full bathrooms; One half bathroom
  • Heating & cooling: Central air conditioning; Wall/window unit(s); Electric heating; Heat pump
  • Interior features: Window coverings; Crawl space basement (no finished basement)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath other listed at $240k.

Deal economics

  • At list price, monthly cash flow is $-70 ($-837/yr) — negative.
  • To cash-flow at today's rent, offer at most $228k (5.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $187k (22.1% below list).
  • Recommended offer: $187k (22.1% below list) — sets the bar for 1% rule.
  • Cap rate 5.9% vs local median 4.6% in Martinez — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#23 in GA, #3,514 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, cost of living A+, housing A+; Watch: amenities F, commute F.
  • Columbia County (suburban): math 49% / reading 52% proficiency, ranked #13 of 174 in GA (top 8%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Blue Ridge Elementary School (math 59% / reading 49%, grade C, #204 of 1,228 statewide, top 17%, 603 students, 40% FRL); Lakeside Middle School (math 39% / reading 47%, grade D-, #116 of 470 statewide, top 26%, 531 students, 52% FRL); Lakeside High School (math 23% / reading 31%, grade F, #162 of 424 statewide, top 40%, 1,940 students, 24% FRL).
  • Market conditions: Rents rising (+1.1%/yr); 334 active listings in the ZIP; 25 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 52% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,213 units permitted in Columbia County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Columbia County population projected at +62% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 28 days — a 2% lower offer ($236k) is reasonable based on typical stale-listing flexibility.
  • 9 sale attempts since 22y ago; this cycle's ask has dropped $20k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 63% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $186,905 (22.1% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.78%
Cap rate
5.94%
Cash-on-cash
-1.25%
DSCR
0.94
GRM
10.7

CMA / ARV

ARV (median comp)
$234,980
List price
$239,900
Delta
2.09%
Verdict
FAIR
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 1.12% rent growth · sell at horizon

5-year hold
IRR
-20.4%
Equity multiple
0.30×
Total profit
$-46,829
Equity at exit
$35,770
10-year hold
IRR
-17.9%
Equity multiple
0.10×
Total profit
$-60,378
Equity at exit
$20,742

Cash invested: $67,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30907

Rents YoY
1.1%
Active inventory
334
Price-to-rent
10.7×

Monthly cashflow live

Estimated rent
$1,869 high interval (Pro) →
Mortgage (P&I)
$1,258
Tax from tax record
$188 /mo · $2,260/yr
Insurance
$100
HOA
$0
Vacancy / Maint / Mgmt
$393
Net cashflow
$-70

Break-even live

Break-even rent $1,957
Max offer price $227,574
Occupancy floor 99%

Sensitivity live

Price -10% $66 -5% $-2 +0% $-70 +5% $-138 +10% $-206
Rent -10% $-217 -5% $-144 +0% $-70 +5% $4 +10% $78
Rate -1.0pp $51 -0.5pp $-9 base $-70 +0.5pp $-132 +1.0pp $-195

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$59,975
Closing costs
$7,197
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 25 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3671 Lynnwood Dr Augusta, GA 4.0 2.5 2200 $2,299 $1.04 25d 1 0.15mi
23 Londonberry Ln Augusta, GA 2.0 2.0 1100 $1,995 $1.81 25d 1 0.81mi
23 Londonberry Ln Augusta, GA 2.0 2.0 1100 $1,995 $1.81 45d 1 0.81mi
3412 Crane Ferry Rd Augusta, GA 3.0 1.5 1375 $1,300 $0.95 45d 1 0.81mi
154 Anneswood Rd Augusta, GA 3.0 1.5 1545 $2,000 $1.29 45d 1 0.83mi
3403 Ravenwood Dr Augusta, GA 3.0 2.0 1560 $1,600 $1.03 25d 1 0.85mi
65 Montebello Ln Augusta, GA 2.0 2.0 1092 $1,300 $1.19 45d 1 0.88mi
3909 Almon Dr Augusta, GA 2.0 2.0 1221 $1,550 $1.27 45d 1 0.91mi
2326 Greengate Dr Augusta, GA 3.0 2.0 1216 $1,495 $1.23 25d 1 0.94mi
3501 Rainbow St Augusta, GA 3.0 2.0 1103 $1,675 $1.52 45d 1 0.97mi
3501 Rainbow St Augusta, GA 3.0 2.0 1103 $1,675 $1.52 25d 1 0.97mi
3747 Cactus Trl Augusta, GA 3.0 2.5 1800 $1,956 $1.09 45d 1 1.02mi
3318 Westcliffe Ct Augusta, GA 3.0 1.5 1261 $1,500 $1.19 15d 1 1.02mi
255 Miramar Dr Augusta, GA 3.0 2.0 1331 $1,600 $1.20 15d 1 1.03mi
519 Rocky Ridge Dr Unit 1 Martinez, GA 3.0 2.0 1789 $2,100 $1.17 45d 1 1.12mi
323 Sally Dr Augusta, GA 3.0 2.0 1434 $1,595 $1.11 45d 1 1.13mi
323 Sally Dr Augusta, GA 3.0 2.0 1434 $1,595 $1.11 25d 1 1.13mi
240 Maywood Dr Augusta, GA 3.0 1.5 1674 $1,400 $0.84 45d 1 1.29mi
303 Wave Hl Augusta, GA 1.0–3.0 1.0–2.0 1034 $1,915 $1.85 15d 25 1.36mi
315 Indian Trl Augusta, GA 4.0 2.0 2188 $1,850 $0.85 25d 1 1.37mi
3722 Walton Way Ext Augusta, GA 1.0–3.0 1.0–2.0 1022 $1,435 $1.40 15d 15 1.37mi
311 Gardners Mill Ct Augusta, GA 4.0 2.0 2078 $2,150 $1.03 45d 1 1.38mi
680 Crane Creek Dr Augusta, GA 1.0–2.0 1.0–2.0 1249 $2,394 $1.92 15d 41 1.39mi
104 Bens Pl Unit 104 Martinez, GA 3.0 3.0 1495 $1,850 $1.24 45d 1 1.41mi
3218 Winding Wood Pl Augusta, GA 4.0 3.0 2040 $3,500 $1.72 45d 1 1.44mi

Listing history 31 events

  1. 2026-06-18
    days on market $239,900 Active 28 DOM
  2. 2026-06-17
    days on market $239,900 Active 27 DOM
  3. 2026-06-16
    days on market $239,900 Active 26 DOM
  4. 2026-06-03
    days on market $239,900 Active 23 DOM
  5. 2026-06-02
    days on market $239,900 Active 22 DOM
  6. 2026-06-01
    days on market $239,900 Active 21 DOM
  7. 2026-05-31
    days on market $239,900 Active 20 DOM
  8. 2026-05-30
    days on market $239,900 Active 19 DOM
  9. 2026-05-11
    historical
  10. 2026-05-11
    historical
  11. 2026-04-21
    price $239,900
  12. 2026-04-12
    price $249,900
  13. 2026-03-19
    price $254,900
  14. 2026-03-13
    listed $259,900 Active
  15. 2026-03-13
    listed $239,900 Active
  16. 2025-12-31
    historical
  17. 2025-06-16
    listed $234,000
  18. 2025-06-16
    listed $234,000 Active
  19. 2023-09-26
    soldstatus $224,000
  20. 2023-09-26
    soldstatus $224,000
  21. 2023-09-26
    soldstatus $224,000
  22. 2023-08-07
    listed $224,000
  23. 2023-08-07
    listed $224,000
  24. 2005-06-01
    soldstatus $109,900
  25. 2005-04-22
    soldstatus $109,900
  26. 2005-04-22
    soldstatus $109,900
  27. 2004-11-30
    listed $109,900
  28. 2004-11-30
    listed $109,900
  29. 1998-04-29
    soldstatus $77,300
  30. 1992-07-28
    soldstatus $53,900
  31. 1980-07-01
    soldstatus $31,300

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$2,260 · $188/mo
Projected year-2 tax
$2,260 · $188/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥105°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 63% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,429
− Mortgage interest
−$13,438
− Property taxes
−$2,260
− Insurance
−$1,200
− Repairs & maintenance
−$1,794
− Management
−$1,794
− Depreciation
−$6,979
Taxable loss
−$5,036
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,209
After-tax cash flow
$371/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Columbia County
NCES district ID
1301410
Math proficiency
49% ▼ -6.00%
Reading proficiency
52% ▼ -4.00%
Median HH income
$69,358
Composite
45.04/100
National rank
#2695
State rank
#13 of 174 in GA

Livability — Martinez

Score
76/100
State rank
#23
US rank
#3514

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment A+ Housing A+ Health & safety B+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Martinez, GA
County
Columbia County · 154,184 people
City population
46,975
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
46,975
Household income
$81,912
Rent vs Own
27.9% rent · 72.1% own
Severe rent burden
983.0

Population outlook (Columbia County) Hauer SSP2

Today (2025)
189,073 people
By 2030
212,277 · +12.3%
By 2040
259,480 · +37.2%
By 2050
306,991 · +62.4%
By 2075
421,213 · +122.8%
By 2100
496,722 · +162.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (69%)
Race & ethnicity
White 69% Black 13% Asian 7% Hispanic / Latino 7% Two or more races 5%
Hispanic origin (detail)
Mexican 5% Puerto Rican 1%
Common ancestry
Serbian 2% Slovak 2% Lithuanian 2%
Foreign-born
10% · Canada, Vietnam, China
Languages at home
87% English-only · Spanish 5% Other Indo-European 2% Vietnamese 1%

Political lean MEDSL · Columbia

2024 margin
Strong R (+25.6) · D 36.8% · R 62.5%
2008→2024 swing
+17.0pp toward D · 2008: -42.7pp · 2024: -25.6pp
All cycles
2024: R+25.6 2020: R+25.8 2016: R+37.7 2012: R+43.0 2008: R+42.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -174.93%
Current HPI
233.5167
Rent YoY
▲ 1.12%
Metro
Augusta-Richmond County, GA-SC
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+666.5% since first listed
25 events — show timeline
  • 2026-06-16 Relisted Hive MLS
  • 2026-06-06 Listing Removed Hive MLS
  • 2026-05-11 Listing Removed Hive MLS
  • 2026-05-11 Listing Removed Hive MLS
  • 2026-04-21 Price Changed $239,900 Hive MLS
  • 2026-04-12 Price Changed $249,900 Hive MLS
  • 2026-03-19 Price Changed $254,900 Hive MLS
  • 2026-03-13 Listed $259,900 Hive MLS
  • 2026-03-13 Listed $239,900 Hive MLS
  • 2025-12-31 Listing Removed Hive MLS
  • 2025-06-16 Listed $234,000 Hive MLS
  • 2025-06-16 Listed $234,000 Hive MLS
  • 2023-09-26 Sold (Public Records) $224,000 Public Records
  • 2023-09-26 Sold (MLS) $224,000 Hive MLS
  • 2023-09-26 Sold (MLS) $224,000 Hive MLS
  • 2023-08-07 Listed $224,000 Hive MLS
  • 2023-08-07 Listed $224,000 Hive MLS
  • 2005-06-01 Sold (Public Records) $109,900 Public Records
  • 2005-04-22 Sold (MLS) $109,900 Hive MLS
  • 2005-04-22 Sold (MLS) $109,900 Hive MLS
  • 2004-11-30 Listed $109,900 Hive MLS
  • 2004-11-30 Listed $109,900 Hive MLS
  • 1998-04-29 Sold (Public Records) $77,300 Public Records
  • 1992-07-28 Sold (Public Records) $53,900 Public Records
  • 1980-07-01 Sold (Public Records) $31,300 Public Records

Property tax history

+6.9%/yr

Latest (2025): $2,260 · +17.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…