3711 Columbia Dr · Martinez, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 7/10 · Major
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 63.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +11.7/30.0
- ARV discount +6.6/15.0
- Schools +4.5/10.0
- Livability +3.8/5.0
- DSCR +3.4/10.0
- 1% rule +2.8/10.0
- Rent growth +2.8/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$239,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
4 bedroom home in Martinez-hard to find in this price range. This brick ranch features hardwood floors, fresh interior paint, and over 1,600 square feet of comfortable living space. The bright living room offers great natural light, and the functional kitchen provides ample cabinet and counter space. The flexible floor plan includes four bedrooms and two and a half bathrooms, ideal for guests, a home office, or additional living needs. Step outside to enjoy the large backyard and deck, perfect for relaxing or entertaining. A storage building adds extra space for tools or hobbies. Conveniently located near shopping, dining, schools, and Fort Eisenhower, this home offers space, flexibility, a
Key facts
- Functional kitchen
- Flexible floor plan
- Large backyard
Tags
Property features AI
Finance
- Other: Lot dimensions approximately 85 x 150
- HOA & community: Association amenities (unspecified)
Exterior
- Parking: Attached garage; Carport (1 space); Concrete parking pad
- Security: Smoke detectors
- Utilities: Public water; Public sewer
- Home design: Single family residence; One level; Residential property; Home warranty included
- Construction: Brick and vinyl siding exterior; Composition roof; Crawl space foundation; Built with traditional construction materials
- Exterior features: Deck; Front porch; Rear porch; Fenced yard; Outbuilding
Interior
- Kitchen: Refrigerator; Range; Dishwasher; Disposal; Electric water heater
- Flooring: Laminate flooring; Vinyl flooring; Hardwood flooring
- Bathrooms: Two full bathrooms; One half bathroom
- Heating & cooling: Central air conditioning; Wall/window unit(s); Electric heating; Heat pump
- Interior features: Window coverings; Crawl space basement (no finished basement)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath other listed at $240k.
Deal economics
- At list price, monthly cash flow is $-70 ($-837/yr) — negative.
- To cash-flow at today's rent, offer at most $228k (5.1% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $187k (22.1% below list).
- Recommended offer: $187k (22.1% below list) — sets the bar for 1% rule.
- Cap rate 5.9% vs local median 4.6% in Martinez — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 76/100 on livability (#23 in GA, #3,514 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, cost of living A+, housing A+; Watch: amenities F, commute F.
- Columbia County (suburban): math 49% / reading 52% proficiency, ranked #13 of 174 in GA (top 8%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Blue Ridge Elementary School (math 59% / reading 49%, grade C, #204 of 1,228 statewide, top 17%, 603 students, 40% FRL); Lakeside Middle School (math 39% / reading 47%, grade D-, #116 of 470 statewide, top 26%, 531 students, 52% FRL); Lakeside High School (math 23% / reading 31%, grade F, #162 of 424 statewide, top 40%, 1,940 students, 24% FRL).
- Market conditions: Rents rising (+1.1%/yr); 334 active listings in the ZIP; 25 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 52% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,213 units permitted in Columbia County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Columbia County population projected at +62% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 28 days — a 2% lower offer ($236k) is reasonable based on typical stale-listing flexibility.
- 9 sale attempts since 22y ago; this cycle's ask has dropped $20k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 63% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.78% ✗
- Cap rate
- 5.94%
- Cash-on-cash
- -1.25%
- DSCR
- 0.94
- GRM
- 10.7
CMA / ARV
- ARV (median comp)
- $234,980
- List price
- $239,900
- Delta
- 2.09%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Projected returns pro-forma
-3.0% appreciation · 1.12% rent growth · sell at horizon
- IRR
- -20.4%
- Equity multiple
- 0.30×
- Total profit
- $-46,829
- Equity at exit
- $35,770
- IRR
- -17.9%
- Equity multiple
- 0.10×
- Total profit
- $-60,378
- Equity at exit
- $20,742
Cash invested: $67,172 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30907
- Rents YoY
- 1.1%
- Active inventory
- 334
- Price-to-rent
- 10.7×
Monthly cashflow live
- Estimated rent
- $1,869 high interval (Pro) →
- Mortgage (P&I)
- −$1,258
- Tax from tax record
- −$188 /mo · $2,260/yr
- Insurance
- −$100
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$393
- Net cashflow
- $-70
Break-even live
Sensitivity live
| Price | -10% $66 | -5% $-2 | +0% $-70 | +5% $-138 | +10% $-206 |
|---|---|---|---|---|---|
| Rent | -10% $-217 | -5% $-144 | +0% $-70 | +5% $4 | +10% $78 |
| Rate | -1.0pp $51 | -0.5pp $-9 | base $-70 | +0.5pp $-132 | +1.0pp $-195 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $59,975
- Closing costs
- $7,197
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 25 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3671 Lynnwood Dr Augusta, GA | 4.0 | 2.5 | 2200 | $2,299 | $1.04 | 25d | 1 | 0.15mi |
| 23 Londonberry Ln Augusta, GA | 2.0 | 2.0 | 1100 | $1,995 | $1.81 | 25d | 1 | 0.81mi |
| 23 Londonberry Ln Augusta, GA | 2.0 | 2.0 | 1100 | $1,995 | $1.81 | 45d | 1 | 0.81mi |
| 3412 Crane Ferry Rd Augusta, GA | 3.0 | 1.5 | 1375 | $1,300 | $0.95 | 45d | 1 | 0.81mi |
| 154 Anneswood Rd Augusta, GA | 3.0 | 1.5 | 1545 | $2,000 | $1.29 | 45d | 1 | 0.83mi |
| 3403 Ravenwood Dr Augusta, GA | 3.0 | 2.0 | 1560 | $1,600 | $1.03 | 25d | 1 | 0.85mi |
| 65 Montebello Ln Augusta, GA | 2.0 | 2.0 | 1092 | $1,300 | $1.19 | 45d | 1 | 0.88mi |
| 3909 Almon Dr Augusta, GA | 2.0 | 2.0 | 1221 | $1,550 | $1.27 | 45d | 1 | 0.91mi |
| 2326 Greengate Dr Augusta, GA | 3.0 | 2.0 | 1216 | $1,495 | $1.23 | 25d | 1 | 0.94mi |
| 3501 Rainbow St Augusta, GA | 3.0 | 2.0 | 1103 | $1,675 | $1.52 | 45d | 1 | 0.97mi |
| 3501 Rainbow St Augusta, GA | 3.0 | 2.0 | 1103 | $1,675 | $1.52 | 25d | 1 | 0.97mi |
| 3747 Cactus Trl Augusta, GA | 3.0 | 2.5 | 1800 | $1,956 | $1.09 | 45d | 1 | 1.02mi |
| 3318 Westcliffe Ct Augusta, GA | 3.0 | 1.5 | 1261 | $1,500 | $1.19 | 15d | 1 | 1.02mi |
| 255 Miramar Dr Augusta, GA | 3.0 | 2.0 | 1331 | $1,600 | $1.20 | 15d | 1 | 1.03mi |
| 519 Rocky Ridge Dr Unit 1 Martinez, GA | 3.0 | 2.0 | 1789 | $2,100 | $1.17 | 45d | 1 | 1.12mi |
| 323 Sally Dr Augusta, GA | 3.0 | 2.0 | 1434 | $1,595 | $1.11 | 45d | 1 | 1.13mi |
| 323 Sally Dr Augusta, GA | 3.0 | 2.0 | 1434 | $1,595 | $1.11 | 25d | 1 | 1.13mi |
| 240 Maywood Dr Augusta, GA | 3.0 | 1.5 | 1674 | $1,400 | $0.84 | 45d | 1 | 1.29mi |
| 303 Wave Hl Augusta, GA | 1.0–3.0 | 1.0–2.0 | 1034 | $1,915 | $1.85 | 15d | 25 | 1.36mi |
| 315 Indian Trl Augusta, GA | 4.0 | 2.0 | 2188 | $1,850 | $0.85 | 25d | 1 | 1.37mi |
| 3722 Walton Way Ext Augusta, GA | 1.0–3.0 | 1.0–2.0 | 1022 | $1,435 | $1.40 | 15d | 15 | 1.37mi |
| 311 Gardners Mill Ct Augusta, GA | 4.0 | 2.0 | 2078 | $2,150 | $1.03 | 45d | 1 | 1.38mi |
| 680 Crane Creek Dr Augusta, GA | 1.0–2.0 | 1.0–2.0 | 1249 | $2,394 | $1.92 | 15d | 41 | 1.39mi |
| 104 Bens Pl Unit 104 Martinez, GA | 3.0 | 3.0 | 1495 | $1,850 | $1.24 | 45d | 1 | 1.41mi |
| 3218 Winding Wood Pl Augusta, GA | 4.0 | 3.0 | 2040 | $3,500 | $1.72 | 45d | 1 | 1.44mi |
Listing history 31 events
-
2026-06-18days on market $239,900 Active 28 DOM
-
2026-06-17days on market $239,900 Active 27 DOM
-
2026-06-16days on market $239,900 Active 26 DOM
-
2026-06-03days on market $239,900 Active 23 DOM
-
2026-06-02days on market $239,900 Active 22 DOM
-
2026-06-01days on market $239,900 Active 21 DOM
-
2026-05-31days on market $239,900 Active 20 DOM
-
2026-05-30days on market $239,900 Active 19 DOM
-
2026-05-11historical
-
2026-05-11historical
-
2026-04-21price $239,900
-
2026-04-12price $249,900
-
2026-03-19price $254,900
-
2026-03-13$259,900 Active
-
2026-03-13$239,900 Active
-
2025-12-31historical
-
2025-06-16$234,000
-
2025-06-16$234,000 Active
-
2023-09-26soldstatus $224,000
-
2023-09-26soldstatus $224,000
-
2023-09-26soldstatus $224,000
-
2023-08-07$224,000
-
2023-08-07$224,000
-
2005-06-01soldstatus $109,900
-
2005-04-22soldstatus $109,900
-
2005-04-22soldstatus $109,900
-
2004-11-30$109,900
-
2004-11-30$109,900
-
1998-04-29soldstatus $77,300
-
1992-07-28soldstatus $53,900
-
1980-07-01soldstatus $31,300
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $2,260 · $188/mo
- Projected year-2 tax
- $2,260 · $188/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥105°F today · 17 d/yr by 30 yrs out
- Wind 6/10 Major 63% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,429
- − Mortgage interest
- −$13,438
- − Property taxes
- −$2,260
- − Insurance
- −$1,200
- − Repairs & maintenance
- −$1,794
- − Management
- −$1,794
- − Depreciation
- −$6,979
- Taxable loss
- −$5,036
- Est. tax savings @ 24.0%
- +$1,209
- After-tax cash flow
- $371/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Columbia County
- NCES district ID
- 1301410
- Math proficiency
- 49% ▼ -6.00%
- Reading proficiency
- 52% ▼ -4.00%
- Median HH income
- $69,358
- Composite
- 45.04/100
- National rank
- #2695
- State rank
- #13 of 174 in GA
Livability — Martinez
- Score
- 76/100
- State rank
- #23
- US rank
- #3514
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Martinez, GA
- County
- Columbia County · 154,184 people
- City population
- 46,975
- Metro
- Augusta-Richmond County, GA-SC
- Population (ZIP)
- 46,975
- Household income
- $81,912
- Rent vs Own
- Severe rent burden
- 983.0
Population outlook (Columbia County) Hauer SSP2
- Today (2025)
- 189,073 people
- By 2030
- 212,277 · +12.3%
- By 2040
- 259,480 · +37.2%
- By 2050
- 306,991 · +62.4%
- By 2075
- 421,213 · +122.8%
- By 2100
- 496,722 · +162.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (69%)
- Race & ethnicity
- White 69% Black 13% Asian 7% Hispanic / Latino 7% Two or more races 5%
- Hispanic origin (detail)
- Mexican 5% Puerto Rican 1%
- Common ancestry
- Serbian 2% Slovak 2% Lithuanian 2%
- Foreign-born
- 10% · Canada, Vietnam, China
- Languages at home
- 87% English-only · Spanish 5% Other Indo-European 2% Vietnamese 1%
Political lean MEDSL · Columbia
- 2024 margin
- Strong R (+25.6) · D 36.8% · R 62.5%
- 2008→2024 swing
- +17.0pp toward D · 2008: -42.7pp · 2024: -25.6pp
- All cycles
- 2024: R+25.6 2020: R+25.8 2016: R+37.7 2012: R+43.0 2008: R+42.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -174.93%
- Current HPI
- 233.5167
- Rent YoY
- ▲ 1.12%
- Metro
- Augusta-Richmond County, GA-SC
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
|
||
Price history
+666.5% since first listed25 events — show timeline
- 2026-06-16 Relisted — Hive MLS
- 2026-06-06 Listing Removed — Hive MLS
- 2026-05-11 Listing Removed — Hive MLS
- 2026-05-11 Listing Removed — Hive MLS
- 2026-04-21 Price Changed $239,900 Hive MLS
- 2026-04-12 Price Changed $249,900 Hive MLS
- 2026-03-19 Price Changed $254,900 Hive MLS
- 2026-03-13 Listed $259,900 Hive MLS
- 2026-03-13 Listed $239,900 Hive MLS
- 2025-12-31 Listing Removed — Hive MLS
- 2025-06-16 Listed $234,000 Hive MLS
- 2025-06-16 Listed $234,000 Hive MLS
- 2023-09-26 Sold (Public Records) $224,000 Public Records
- 2023-09-26 Sold (MLS) $224,000 Hive MLS
- 2023-09-26 Sold (MLS) $224,000 Hive MLS
- 2023-08-07 Listed $224,000 Hive MLS
- 2023-08-07 Listed $224,000 Hive MLS
- 2005-06-01 Sold (Public Records) $109,900 Public Records
- 2005-04-22 Sold (MLS) $109,900 Hive MLS
- 2005-04-22 Sold (MLS) $109,900 Hive MLS
- 2004-11-30 Listed $109,900 Hive MLS
- 2004-11-30 Listed $109,900 Hive MLS
- 1998-04-29 Sold (Public Records) $77,300 Public Records
- 1992-07-28 Sold (Public Records) $53,900 Public Records
- 1980-07-01 Sold (Public Records) $31,300 Public Records
Property tax history
+6.9%/yrLatest (2025): $2,260 · +17.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…