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Plan 2003 Plan 🏗️ New Construction
D- Composite 35.1
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +8.2/30.0
  • ARV discount +7.5/15.0
  • Condition / age +4.8/5.0
  • Schools +4.5/10.0
  • Livability +3.6/5.0
  • 1% rule +2.6/10.0
  • DSCR +2.2/10.0
  • Rent growth +1.8/5.0
  • Appreciation +0.0/10.0

$271,990

Plan 2003 Plan · Seagoville, TX 75159
3 bd · 2.0 ba · 2,003 sqft · SingleFamily · 610 Days on market
Excellent condition ↓ 11% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

* Stainless steel kitchen appliances * Kitchen island * Spacious walk-in closet at primary suite * Dual-sink vanity at primary bath * WaterSense® labeled faucets * Smart thermostat * Front porch * Open floor plan * Spacious great room * Granite kitchen countertops * Low-E windows * ENERGY STAR® certified home * Oversized homesites * Open space * Outdoor recreation nearby * Near local schools * Convenient to downtown * Near entertainment and leisure

Key facts

  • Front porch
  • Dual-sink vanity
  • Kitchen island

Tags

KITCHEN ISLANDSPACIOUS WALK-IN CLOSETDUAL-SINK VANITYWATERSENSE LABELED FAUCETSSMART THERMOSTATFRONT PORCH

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…
🏗️ New construction. The $271,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $293,795.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $272k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $-273 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $254k (6.5% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $222k (18.2% below list).
  • Recommended offer: $222k (18.2% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 71/100 on livability (#319 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: amenities F, commute F, health & safety D-.
  • Dallas ISD (urban): math 31% / reading 36% proficiency, ranked #559 of 826 in TX (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 83% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Central El (math 58% / reading 52%, grade C, #602 of 4,322 statewide, top 14%, 516 students, 92% FRL); Seagoville Middle (math 18% / reading 23%, grade F, #1,407 of 1,662 statewide, top 86%, 1,419 students, 88% FRL); Seagoville H S (math 15% / reading 21%, grade F, #1,445 of 1,632 statewide, top 89%, 1,779 students, 87% FRL).
  • Market conditions: Rents soft (-2.9%/yr); 539 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 97d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 70% of comp listings sitting > 30 days — soft ceiling on asking rent; 12,577 units permitted in Dallas County in 2024 (6,829 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($73k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Dallas County population projected at +35% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 610 days — a 12% lower offer ($239k) is reasonable based on typical stale-listing flexibility.
Recommended offer $222,426 (18.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 610 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.76% ✗
Cap rate
5.18%
Cash-on-cash
-3.99%
DSCR
0.82
GRM
11.0

CMA / ARV

ARV (median comp)
$293,795
List price
$271,990
Delta
-7.42%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1520 Newsted Dr 0.12mi 3/2.0 2,003 (0%) 2mo $307,956 $154 93
805 Brandon Dr 0.34mi 3/2.5 2,015 (+1%) 5mo $287,500 $143 77
1510 Burton Dr 0.14mi 3/2.0 1,838 (-8%) 4mo $299,932 $163 77
1513 Burton Dr 0.12mi 3/2.5 2,175 (+9%) 11mo $308,973 $142 69
807 Ross Ln 0.57mi 4/2.5 (+1) 2,080 (+4%) 5mo $320,000 $154 56
735 Layton Ct 0.42mi 4/2.0 (+1) 1,784 (-11%) 2mo $351,900 $197 56
504 Hampton Ct 0.72mi 3/2.0 1,855 (-7%) 2mo $225,000 $121 53
1712 Paul Dr 0.54mi 4/2.5 (+1) 2,173 (+8%) 2mo $382,900 $176 52
1723 Paul Dr 0.62mi 4/2.5 (+1) 2,173 (+8%) 3mo $381,900 $176 48
1705 Paul Dr 0.61mi 3/2.0 1,705 (-15%) 2mo $347,900 $204 46
528 Aqueduct Dr 0.68mi 3/2.5 1,707 (-15%) 7mo $270,000 $158 36
425 Tobin Dr 0.73mi 4/2.0 (+1) 1,721 (-14%) 7mo $319,900 $186 31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-26.4%
Equity multiple
0.13×
Total profit
$-71,491
Equity at exit
$43,806
10-year hold
IRR
-37.9%
Equity multiple
-0.33×
Total profit
$-109,713
Equity at exit
$25,402

Cash invested: $82,263 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
50 active · 33 under contract
Months of supply
13.6 mo (7%/mo absorbed)
Median asking
$317,969 ($176/sqft)
Median days on market
48 d
This list price
6% of active listings are priced below it
ARV vs active asking
-16.8% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 75159

Home prices YoY
-13.8%
Rents YoY
-2.9%
Active inventory
539
Price-to-rent
10.2×

Monthly cashflow live

Estimated rent
$2,224 high interval (Pro) →
Mortgage (P&I)
−$1,541
Tax est. 1.5%
−$367 /mo · $4,407/yr
Insurance
−$122
HOA
−$0
Vacancy / Maint / Mgmt
−$467
Net cashflow
$-273

Break-even live

Break-even rent $2,570
Max offer price $254,265
Occupancy floor —

Sensitivity live

Price -10% $-70 -5% $-172 +0% $-273 +5% $-375 +10% $-476
Rent -10% $-449 -5% $-361 +0% $-273 +5% $-185 +10% $-97
Rate -1.0pp $-125 -0.5pp $-198 base $-273 +0.5pp $-349 +1.0pp $-427

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$73,449
Closing costs
$8,814
Reserves months
—
Total cash needed
—

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
813 Huddleston Ct Seagoville, TX 3.0 2.0 1460 $1,855 $1.27 144d 1 0.19mi
1625 Emily Ln Seagoville, TX 3.0 2.5 1540 $1,769 $1.15 29d 1 0.27mi
1630 Emily Ln Seagoville, TX 3.0 2.0 1546 $1,849 $1.20 148d 1 0.29mi
1217 Brittany Way Seagoville, TX 3.0 2.0 1466 $1,695 $1.16 33d 1 0.39mi
718 Dakota Ln Seagoville, TX 3.0–4.0 2.0–2.5 1887 $2,460 $1.30 0d 1 0.40mi
1313 Crosscreek Ln Seagoville, TX 4.0 2.0 1447 $2,299 $1.59 0d 1 0.48mi
1432 Baylee St Seagoville, TX 3.0 2.0 2101 $2,000 $0.95 184d 1 0.51mi
1304 Riverview Ln Seagoville, TX 3.0 2.0 1490 $1,899 $1.27 165d 1 0.51mi
611 Judy Ln Seagoville, TX 4.0 1.0 1472 $1,613 $1.10 79d 1 0.52mi
1306 Trent St Seagoville, TX 4.0 2.0 1612 $1,899 $1.18 127d 1 0.54mi
644 Aqueduct Dr Seagoville, TX 4.0 2.5 2588 $2,450 $0.95 31d 1 0.57mi
632 Aqueduct Dr Seagoville, TX 4.0 2.5 1803 $2,045 $1.13 1d 1 0.59mi
1917 Belmont Dr Seagoville, TX 4.0 2.5 2588 $2,409 $0.93 3d 1 0.59mi
1921 Belmont Dr Seagoville, TX 4.0 2.0 1772 $1,995 $1.13 148d 1 0.60mi
612 Aqueduct Dr Seagoville, TX 4.0 2.0 2006 $2,095 $1.04 184d 1 0.62mi
1933 Belmont Dr Seagoville, TX 4.0 2.5 2209 $2,219 $1.00 135d 1 0.62mi
623 Aqueduct Dr Seagoville, TX 4.0 2.5 2209 $2,295 $1.04 84d 1 0.63mi
623 Aqueduct Dr Seagoville, TX 4.0 2.5 2209 $2,295 $1.04 119d 1 0.63mi
1927 Hialeah Dr Seagoville, TX 4.0 2.0 2006 $2,145 $1.07 135d 1 0.63mi
752 Saratoga Ln Seagoville, TX 4.0 2.5 2209 $2,195 $0.99 92d 1 0.64mi
752 Saratoga Ln Seagoville, TX 4.0 2.5 2209 $2,195 $0.99 46d 1 0.64mi
740 Saratoga Ln Seagoville, TX 4.0 2.0 2006 $2,199 $1.10 57d 1 0.64mi
740 Saratoga Ln Seagoville, TX 4.0 2.0 2006 $2,300 $1.15 71d 1 0.64mi
734 Saratoga Ln Seagoville, TX 4.0 2.5 2209 $2,299 $1.04 10d 1 0.65mi
1935 Hialeah Dr Unit 1935HD Seagoville, TX 4.0 2.0 2006 $2,145 $1.07 96d 1 0.65mi
2007 Belmont Dr Seagoville, TX 4.0 2.5 2209 $2,195 $0.99 10d 1 0.65mi
1610 Parkhaven Dr Seagoville, TX 4.0 1.0 1450 $1,595 $1.10 26d 1 0.67mi
2030 Belmont Dr Seagoville, TX 4.0 2.0 1798 $2,099 $1.17 20d 1 0.69mi
620 Fountain Dr Seagoville, TX 4.0 2.5 2588 $2,300 $0.89 161d 1 0.69mi
516 Aqueduct Dr Seagoville, TX 4.0 2.0 1803 $1,931 $1.07 7d 1 0.69mi
516 Aqueduct Dr Seagoville, TX 4.0 2.0 1803 $1,865 $1.03 3d 1 0.69mi
324 Greenhaven Dr Seagoville, TX 4.0 2.0 1740 $2,150 $1.24 126d 1 0.70mi
324 Greenhaven Dr Seagoville, TX 4.0 2.0 1740 $2,300 $1.32 161d 1 0.70mi
2028 Hialeah Dr Seagoville, TX 4.0 2.0 1803 $2,095 $1.16 109d 1 0.71mi
2017 Delta Downs Dr Seagoville, TX 4.0 2.5 2209 $2,095 $0.95 135d 1 0.72mi
429 Tobin Dr Seagoville, TX 3.0 2.0 1789 $2,200 $1.23 5d 1 0.72mi
1914 Madison Dr Seagoville, TX 4.0 2.5 2587 $2,399 $0.93 184d 1 0.72mi
404 Tredway Ct Seagoville, TX 4.0 2.0 1721 $2,500 $1.45 96d 1 0.73mi
2033 Hialeah Dr Seagoville, TX 4.0 2.5 2209 $2,250 $1.02 135d 1 0.73mi
2030 Delta Downs Dr Seagoville, TX 4.0 2.5 2209 $2,185 $0.99 148d 1 0.73mi

Listing history 50 events

  1. 2026-11-08
    days on market $271,990 Active 610 DOM
  2. 2026-11-07
    days on market $271,990 Active 609 DOM
  3. 2026-11-06
    days on market $271,990 Active 608 DOM
  4. 2026-11-05
    days on market $271,990 Active 607 DOM
  5. 2026-11-04
    days on market $271,990 Active 606 DOM
  6. 2026-11-02
    days on market $271,990 Active 604 DOM
  7. 2026-11-01
    days on market $271,990 Active 603 DOM
  8. 2026-11-01
    days on market $271,990 Active 602 DOM
  9. 2026-10-30
    days on market $271,990 Active 601 DOM
  10. 2026-10-29
    days on market $271,990 Active 600 DOM
  11. 2026-10-28
    days on market $271,990 Active 599 DOM
  12. 2026-10-27
    days on market $271,990 Active 598 DOM
  13. 2026-10-26
    days on market $271,990 Active 597 DOM
  14. 2026-10-25
    days on market $271,990 Active 596 DOM
  15. 2026-10-24
    days on market $271,990 Active 595 DOM
  16. 2026-10-23
    days on market $271,990 Active 594 DOM
  17. 2026-10-22
    days on market $271,990 Active 593 DOM
  18. 2026-10-21
    days on market $271,990 Active 592 DOM
  19. 2026-10-20
    days on market $271,990 Active 591 DOM
  20. 2026-10-19
    days on market $271,990 Active 590 DOM
  21. 2026-10-18
    days on market $271,990 Active 589 DOM
  22. 2026-10-17
    days on market $271,990 Active 588 DOM
  23. 2026-10-16
    days on market $271,990 Active 587 DOM
  24. 2026-10-15
    days on market $271,990 Active 586 DOM
  25. 2026-10-14
    days on market $271,990 Active 585 DOM
  26. 2026-10-13
    days on market $271,990 Active 584 DOM
  27. 2026-10-12
    days on market $271,990 Active 583 DOM
  28. 2026-10-11
    days on market $271,990 Active 582 DOM
  29. 2026-10-10
    days on market $271,990 Active 581 DOM
  30. 2026-10-09
    days on market $271,990 Active 580 DOM
  31. 2026-10-07
    days on market $271,990 Active 578 DOM
  32. 2026-10-06
    days on market $271,990 Active 577 DOM
  33. 2026-10-05
    days on market $271,990 Active 576 DOM
  34. 2026-10-04
    days on market $271,990 Active 575 DOM
  35. 2026-10-03
    days on market $271,990 Active 574 DOM
  36. 2026-10-02
    days on market $271,990 Active 573 DOM
  37. 2026-10-01
    days on market $271,990 Active 572 DOM
  38. 2026-10-01
    pricedays on market $271,990 Active 571 DOM
  39. 2026-09-29
    days on market $276,990 Active 570 DOM
  40. 2026-09-28
    days on market $276,990 Active 569 DOM
  41. 2026-09-27
    days on market $276,990 Active 568 DOM
  42. 2026-09-26
    days on market $276,990 Active 567 DOM
  43. 2026-09-25
    pricedays on market $276,990 Active 566 DOM
  44. 2026-09-24
    days on market $281,990 Active 565 DOM
  45. 2026-09-23
    days on market $281,990 Active 564 DOM
  46. 2026-09-22
    days on market $281,990 Active 563 DOM
  47. 2026-09-21
    days on market $281,990 Active 562 DOM
  48. 2026-09-20
    days on market $281,990 Active 561 DOM
  49. 2026-09-19
    days on market $281,990 Active 560 DOM
  50. 2026-09-18
    days on market $281,990 Active 559 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,691
− Mortgage interest
−$16,457
− Property taxes
−$4,407
− Insurance
−$1,469
− Repairs & maintenance
−$2,135
− Management
−$2,135
− Depreciation
−$8,547
Taxable loss
−$8,459
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,030
After-tax cash flow
$-1,248/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Excellent 95/100 None rehab

This single-family home in Seagoville, TX, is in excellent condition with no visible repairs needed. It offers a good ROI with updates in smart home technology and entertainment systems to enhance both resale and rental value.

Value-add opportunities

  • Both Smart home security system — Enhances safety and appeal ↑
  • Both Smart home automation package — Improves convenience and energy efficiency ↑
  • Both Smart home entertainment system — Enhances living experience and marketability ↑
F Composite school gradezoned avg 45/100

Zoned Schools

Elementary Central El C TX #602/4,322 Nat'l #9,637/41,679 Middle Seagoville Middle F TX #1,407/1,662 Nat'l #11,564/14,009 High Kathlyn Joy Gilliam Collegiate Academy C+ TX #275/1,632 Nat'l #3,588/17,239

Schools (NCES district)

District
Dallas ISD
NCES district ID
4816230
Math proficiency
31% ▼ -16.00%
Reading proficiency
36% ▼ -4.00%
Median HH income
$42,881
Composite
28.41/100
National rank
#6763
State rank
#559 of 826 in TX
B Composite livability gradescore 71/100

Livability — Seagoville

Score
71/100
State rank
#319
US rank
#7103

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment C+ Housing A+ Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Seagoville, TX
County
Dallas County · 2,979,839 people
City population
23,456
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
23,456
Household income
$72,897
Rent vs Own
19.0% rent · 81.0% own
Severe rent burden
14% of renters

Population outlook (Dallas County) Hauer SSP2

Today (2025)
2,979,839 people
By 2030
3,191,823 · +7.1%
By 2040
3,619,611 · +21.5%
By 2050
4,026,915 · +35.1%
By 2075
4,957,073 · +66.4%
By 2100
5,508,725 · +84.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.66)
Race & ethnicity
Hispanic / Latino 46% White 32% Two or more races 20% Black 17%
Hispanic origin (detail)
Mexican 40%
Languages at home
63% English-only · Spanish 35%

Political lean MEDSL · Dallas

2024 margin
Strong D (+22.2) · D 60.2% · R 38.0% · Other 1.8%
2008→2024 swing
+6.9pp toward D · 2008: 15.3pp · 2024: 22.2pp
All cycles
2024: D+22.2 2020: D+31.6 2016: D+26.2 2012: D+15.4 2008: D+15.3

Not yet ingested

Civics
—

Price history

-11.4% since first listed
9 events — show timeline
  • 2026-05-18 Price Changed $279,990 Zillow
  • 2026-03-06 Price Changed $278,990 Zillow
  • 2026-02-09 Price Changed $295,990 Zillow
  • 2025-10-18 Price Changed $285,990 Zillow
  • 2025-08-20 Price Changed $275,990 Zillow
  • 2025-04-29 Price Changed $285,990 Zillow
  • 2025-03-30 Price Changed $290,990 Zillow
  • 2025-03-13 Price Changed $300,990 Zillow
  • 2025-03-08 Listed $315,990 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…