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Plan 2003 Plan 🏗️ New Construction
D- Composite 35.45
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +8.4/30.0
  • ARV discount +7.5/15.0
  • Condition / age +4.8/5.0
  • Schools +4.5/10.0
  • Livability +3.6/5.0
  • 1% rule +2.6/10.0
  • DSCR +2.3/10.0
  • Rent growth +1.8/5.0
  • Appreciation +0.0/10.0

$281,990

Plan 2003 Plan · Seagoville, TX 75159
3 bd · 2.0 ba · 2,003 sqft · SingleFamily · 565 Days on market
Excellent condition ↓ 11% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

* Stainless steel kitchen appliances * Kitchen island * Spacious walk-in closet at primary suite * Dual-sink vanity at primary bath * WaterSense® labeled faucets * Smart thermostat * Front porch * Open floor plan * Spacious great room * Granite kitchen countertops * Low-E windows * ENERGY STAR® certified home * Oversized homesites * Open space * Outdoor recreation nearby * Near local schools * Convenient to downtown * Near entertainment and leisure

Key facts

  • Front porch
  • Dual-sink vanity
  • Kitchen island

Tags

KITCHEN ISLANDSPACIOUS WALK-IN CLOSETDUAL-SINK VANITYWATERSENSE LABELED FAUCETSSMART THERMOSTATFRONT PORCH

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…
🏗️ New construction. The $281,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $294,514.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $282k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $-262 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $257k (9.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $224k (20.4% below list).
  • Recommended offer: $224k (20.4% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 71/100 on livability (#319 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: amenities F, commute F, health & safety D-.
  • Dallas ISD (urban): math 31% / reading 36% proficiency, ranked #559 of 826 in TX (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 83% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Central El (math 58% / reading 52%, grade C, #602 of 4,322 statewide, top 14%, 516 students, 92% FRL); Seagoville Middle (math 18% / reading 23%, grade F, #1,407 of 1,662 statewide, top 86%, 1,419 students, 88% FRL); Seagoville H S (math 15% / reading 21%, grade F, #1,445 of 1,632 statewide, top 89%, 1,779 students, 87% FRL).
  • Market conditions: Rents soft (-2.9%/yr); 488 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 81d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 72% of comp listings sitting > 30 days — soft ceiling on asking rent; 12,577 units permitted in Dallas County in 2024 (6,829 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($73k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Dallas County population projected at +35% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 565 days — a 12% lower offer ($248k) is reasonable based on typical stale-listing flexibility.
Recommended offer $224,471 (20.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 565 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.76%
Cap rate
5.23%
Cash-on-cash
-3.81%
DSCR
0.83
GRM
10.9

CMA / ARV

ARV (median comp)
$294,514
List price
$281,990
Delta
-4.25%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1520 Newsted Dr 0.12mi 3/2.0 2,003 (0%) 0mo $307,956 $154 94
805 Brandon Dr 0.34mi 3/2.5 2,015 (+1%) 4mo $287,500 $143 78
1510 Burton Dr 0.14mi 3/2.0 1,838 (-8%) 3mo $299,932 $163 78
1513 Burton Dr 0.12mi 3/2.5 2,175 (+9%) 9mo $308,973 $142 70
807 Ross Ln 0.57mi 4/2.5 (+1) 2,080 (+4%) 3mo $320,000 $154 57
735 Layton Ct 0.42mi 4/2.0 (+1) 1,784 (-11%) 0mo $351,900 $197 57
504 Hampton Ct 0.72mi 3/2.0 1,855 (-7%) 0mo $225,000 $121 54
1712 Paul Dr 0.54mi 4/2.5 (+1) 2,173 (+8%) 1mo $382,900 $176 53
1723 Paul Dr 0.62mi 4/2.5 (+1) 2,173 (+8%) 2mo $381,900 $176 49
1705 Paul Dr 0.61mi 3/2.0 1,705 (-15%) 0mo $347,900 $204 47
528 Aqueduct Dr 0.68mi 3/2.5 1,707 (-15%) 5mo $270,000 $158 37
425 Tobin Dr 0.73mi 4/2.0 (+1) 1,721 (-14%) 6mo $319,900 $186 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-26.1%
Equity multiple
0.14×
Total profit
$-70,955
Equity at exit
$43,913
10-year hold
IRR
-36.9%
Equity multiple
-0.32×
Total profit
$-108,559
Equity at exit
$25,464

Cash invested: $82,464 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
52 active · 20 under contract
Months of supply
13.0 mo (8%/mo absorbed)
Median asking
$337,400 ($178/sqft)
Median days on market
41 d
This list price
10% of active listings are priced below it
ARV vs active asking
-17.2% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 75159

Home prices YoY
-13.8%
Rents YoY
-2.9%
Active inventory
488
Price-to-rent
10.5×

Monthly cashflow live

Estimated rent
$2,245 high interval (Pro) →
Mortgage (P&I)
$1,544
Tax est. 1.5%
$368 /mo · $4,418/yr
Insurance
$123
HOA
$0
Vacancy / Maint / Mgmt
$471
Net cashflow
$-262

Break-even live

Break-even rent $2,576
Max offer price $256,602
Occupancy floor

Sensitivity live

Price -10% $-58 -5% $-160 +0% $-262 +5% $-364 +10% $-466
Rent -10% $-439 -5% $-351 +0% $-262 +5% $-173 +10% $-85
Rate -1.0pp $-114 -0.5pp $-187 base $-262 +0.5pp $-338 +1.0pp $-416

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$73,628
Closing costs
$8,835
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
813 Huddleston Ct Seagoville, TX 3.0 2.0 1460 $1,855 $1.27 98d 1 0.19mi
1625 Emily Ln Seagoville, TX 3.0 2.5 1540 $1,869 $1.21 6d 1 0.27mi
1630 Emily Ln Seagoville, TX 3.0 2.0 1546 $1,849 $1.20 103d 1 0.29mi
1217 Brittany Way Seagoville, TX 3.0 2.0 1466 $1,845 $1.26 0d 1 0.39mi
718 Dakota Ln Seagoville, TX 3.0–5.0 2.0–2.5 2167 $2,400 $1.11 0d 1 0.40mi
1432 Baylee St Seagoville, TX 3.0 2.0 2101 $2,000 $0.95 139d 1 0.51mi
1304 Riverview Ln Seagoville, TX 3.0 2.0 1490 $1,899 $1.27 120d 1 0.51mi
611 Judy Ln Seagoville, TX 4.0 1.0 1472 $1,613 $1.10 34d 1 0.52mi
1306 Trent St Seagoville, TX 4.0 2.0 1612 $1,899 $1.18 82d 1 0.54mi
644 Aqueduct Dr Seagoville, TX 4.0 2.5 2588 $2,550 $0.99 44d 1 0.57mi
1921 Belmont Dr Seagoville, TX 4.0 2.0 1772 $1,995 $1.13 103d 1 0.60mi
612 Aqueduct Dr Seagoville, TX 4.0 2.0 2006 $2,095 $1.04 139d 1 0.62mi
1933 Belmont Dr Seagoville, TX 4.0 2.5 2209 $2,219 $1.00 90d 1 0.62mi
623 Aqueduct Dr Seagoville, TX 4.0 2.5 2209 $2,295 $1.04 39d 1 0.63mi
623 Aqueduct Dr Seagoville, TX 4.0 2.5 2209 $2,295 $1.04 74d 1 0.63mi
1927 Hialeah Dr Seagoville, TX 4.0 2.0 2006 $2,145 $1.07 90d 1 0.63mi
752 Saratoga Ln Seagoville, TX 4.0 2.5 2209 $2,195 $0.99 0d 1 0.64mi
752 Saratoga Ln Seagoville, TX 4.0 2.5 2209 $2,195 $0.99 47d 1 0.64mi
740 Saratoga Ln Seagoville, TX 4.0 2.0 2006 $2,199 $1.10 12d 1 0.64mi
740 Saratoga Ln Seagoville, TX 4.0 2.0 2006 $2,300 $1.15 26d 1 0.64mi
734 Saratoga Ln Seagoville, TX 4.0 2.5 2209 $2,299 $1.04 24d 1 0.65mi
1935 Hialeah Dr Unit 1935HD Seagoville, TX 4.0 2.0 2006 $2,145 $1.07 51d 1 0.65mi
1610 Parkhaven Dr Seagoville, TX 4.0 1.5 1450 $1,695 $1.17 110d 1 0.67mi
620 Fountain Dr Seagoville, TX 4.0 2.5 2588 $2,300 $0.89 116d 1 0.69mi
324 Greenhaven Dr Seagoville, TX 4.0 2.0 1740 $2,150 $1.24 80d 1 0.70mi
324 Greenhaven Dr Seagoville, TX 4.0 2.0 1740 $2,300 $1.32 116d 1 0.70mi
2028 Hialeah Dr Seagoville, TX 4.0 2.0 1803 $2,095 $1.16 63d 1 0.71mi
2017 Delta Downs Dr Seagoville, TX 4.0 2.5 2209 $2,095 $0.95 90d 1 0.72mi
1914 Madison Dr Seagoville, TX 4.0 2.5 2587 $2,399 $0.93 139d 1 0.72mi
404 Tredway Ct Seagoville, TX 4.0 2.0 1721 $2,500 $1.45 51d 1 0.73mi
2033 Hialeah Dr Seagoville, TX 4.0 2.5 2209 $2,250 $1.02 90d 1 0.73mi
2030 Delta Downs Dr Seagoville, TX 4.0 2.5 2209 $2,185 $0.99 103d 1 0.73mi
1711 Wooley Way Seagoville, TX 4.0 2.0 1741 $2,100 $1.21 19d 1 0.73mi
2041 Hialeah Dr Seagoville, TX 4.0 2.0 1803 $2,095 $1.16 0d 1 0.75mi
2103 Hialeah Dr Seagoville, TX 3.0 2.5 1707 $2,100 $1.23 12d 1 0.75mi
2033 Delta Downs Dr Seagoville, TX 4.0 2.5 2209 $2,195 $0.99 19d 1 0.75mi
2012 Canterbury Dr Seagoville, TX 4.0 2.0 2006 $2,500 $1.25 87d 1 0.77mi
639 Arlington Park Ct Seagoville, TX 4.0 2.0 2006 $2,299 $1.15 117d 1 0.79mi
1927 Churchill Downs Dr Seagoville, TX 3.0 2.5 1707 $2,300 $1.35 97d 1 0.81mi
2023 Madison Dr Seagoville, TX 4.0 2.0 1803 $2,250 $1.25 81d 1 0.84mi

Listing history 50 events

  1. 2026-09-24
    days on market $281,990 Active 565 DOM
  2. 2026-09-23
    days on market $281,990 Active 564 DOM
  3. 2026-09-22
    days on market $281,990 Active 563 DOM
  4. 2026-09-21
    days on market $281,990 Active 562 DOM
  5. 2026-09-20
    days on market $281,990 Active 561 DOM
  6. 2026-09-19
    days on market $281,990 Active 560 DOM
  7. 2026-09-18
    days on market $281,990 Active 559 DOM
  8. 2026-09-17
    days on market $281,990 Active 558 DOM
  9. 2026-09-16
    days on market $281,990 Active 557 DOM
  10. 2026-09-15
    days on market $281,990 Active 556 DOM
  11. 2026-09-14
    days on market $281,990 Active 555 DOM
  12. 2026-09-13
    days on market $281,990 Active 554 DOM
  13. 2026-09-12
    days on market $281,990 Active 553 DOM
  14. 2026-09-11
    days on market $281,990 Active 552 DOM
  15. 2026-09-05
    days on market $281,990 Active 546 DOM
  16. 2026-09-04
    days on market $281,990 Active 545 DOM
  17. 2026-09-02
    pricedays on market $281,990 Active 543 DOM
  18. 2026-08-31
    days on market $279,990 Active 541 DOM
  19. 2026-08-29
    days on market $279,990 Active 539 DOM
  20. 2026-08-28
    days on market $279,990 Active 538 DOM
  21. 2026-08-26
    days on market $279,990 Active 536 DOM
  22. 2026-08-25
    days on market $279,990 Active 535 DOM
  23. 2026-08-24
    days on market $279,990 Active 534 DOM
  24. 2026-08-23
    days on market $279,990 Active 533 DOM
  25. 2026-08-22
    days on market $279,990 Active 532 DOM
  26. 2026-08-20
    days on market $279,990 Active 530 DOM
  27. 2026-08-19
    days on market $279,990 Active 529 DOM
  28. 2026-08-18
    days on market $279,990 Active 528 DOM
  29. 2026-08-17
    days on market $279,990 Active 527 DOM
  30. 2026-08-16
    days on market $279,990 Active 526 DOM
  31. 2026-08-15
    days on market $279,990 Active 525 DOM
  32. 2026-08-14
    days on market $279,990 Active 524 DOM
  33. 2026-08-13
    days on market $279,990 Active 523 DOM
  34. 2026-08-12
    days on market $279,990 Active 522 DOM
  35. 2026-08-11
    days on market $279,990 Active 521 DOM
  36. 2026-08-10
    days on market $279,990 Active 520 DOM
  37. 2026-08-09
    days on market $279,990 Active 519 DOM
  38. 2026-08-08
    days on market $279,990 Active 518 DOM
  39. 2026-08-06
    days on market $279,990 Active 516 DOM
  40. 2026-08-05
    days on market $279,990 Active 515 DOM
  41. 2026-08-04
    days on market $279,990 Active 514 DOM
  42. 2026-07-31
    days on market $279,990 Active 510 DOM
  43. 2026-07-30
    days on market $279,990 Active 508 DOM
  44. 2026-07-28
    days on market $279,990 Active 507 DOM
  45. 2026-07-26
    days on market $279,990 Active 505 DOM
  46. 2026-07-24
    days on market $279,990 Active 503 DOM
  47. 2026-07-23
    days on market $279,990 Active 502 DOM
  48. 2026-07-22
    days on market $279,990 Active 501 DOM
  49. 2026-07-20
    days on market $279,990 Active 499 DOM
  50. 2026-07-18
    days on market $279,990 Active 497 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,937
− Mortgage interest
−$16,497
− Property taxes
−$4,418
− Insurance
−$1,473
− Repairs & maintenance
−$2,155
− Management
−$2,155
− Depreciation
−$8,568
Taxable loss
−$8,329
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,999
After-tax cash flow
$-1,145/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Excellent 95/100 None rehab

This single-family home in Seagoville, TX, is in excellent condition with no visible repairs needed. It offers a good ROI with updates in smart home technology and entertainment systems to enhance both resale and rental value.

Value-add opportunities

  • Both Smart home security system — Enhances safety and appeal
  • Both Smart home automation package — Improves convenience and energy efficiency
  • Both Smart home entertainment system — Enhances living experience and marketability
F Composite school gradezoned avg 45/100

Zoned Schools

Elementary Central El C TX #602/4,322 Nat'l #9,637/41,679 Middle Seagoville Middle F TX #1,407/1,662 Nat'l #11,564/14,009 High Kathlyn Joy Gilliam Collegiate Academy C+ TX #275/1,632 Nat'l #3,588/17,239

Schools (NCES district)

District
Dallas ISD
NCES district ID
4816230
Math proficiency
31% ▼ -16.00%
Reading proficiency
36% ▼ -4.00%
Median HH income
$42,881
Composite
28.41/100
National rank
#6763
State rank
#559 of 826 in TX
B Composite livability gradescore 71/100

Livability — Seagoville

Score
71/100
State rank
#319
US rank
#7103

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment C+ Housing A+ Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Seagoville, TX
County
Dallas County · 2,979,839 people
City population
23,456
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
23,456
Household income
$72,897
Rent vs Own
19.0% rent · 81.0% own
Severe rent burden
14% of renters

Population outlook (Dallas County) Hauer SSP2

Today (2025)
2,979,839 people
By 2030
3,191,823 · +7.1%
By 2040
3,619,611 · +21.5%
By 2050
4,026,915 · +35.1%
By 2075
4,957,073 · +66.4%
By 2100
5,508,725 · +84.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.66)
Race & ethnicity
Hispanic / Latino 46% White 32% Two or more races 20% Black 17%
Hispanic origin (detail)
Mexican 40%
Common ancestry
Romanian 1% Slovak 1% Italian 1%
Foreign-born
17% · Canada, Jamaica
Languages at home
63% English-only · Spanish 35%

Political lean MEDSL · Dallas

2024 margin
Strong D (+22.2) · D 60.2% · R 38.0% · Other 1.8%
2008→2024 swing
+6.9pp toward D · 2008: 15.3pp · 2024: 22.2pp
All cycles
2024: D+22.2 2020: D+31.6 2016: D+26.2 2012: D+15.4 2008: D+15.3

Not yet ingested

Civics

Price history

-11.4% since first listed
9 events — show timeline
  • 2026-05-18 Price Changed $279,990 Zillow
  • 2026-03-06 Price Changed $278,990 Zillow
  • 2026-02-09 Price Changed $295,990 Zillow
  • 2025-10-18 Price Changed $285,990 Zillow
  • 2025-08-20 Price Changed $275,990 Zillow
  • 2025-04-29 Price Changed $285,990 Zillow
  • 2025-03-30 Price Changed $290,990 Zillow
  • 2025-03-13 Price Changed $300,990 Zillow
  • 2025-03-08 Listed $315,990 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…