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40152 Calle Loma Entrada
D- Composite 38.88
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +12.2/15.0
  • Cash flow +7.7/30.0
  • Rent growth +5.0/5.0
  • Schools +3.8/10.0
  • 1% rule +3.2/10.0
  • Livability +2.7/5.0
  • Condition / age +2.5/5.0
  • DSCR +1.8/10.0
  • Appreciation +0.0/10.0

$459,000

40152 Calle Loma Entrada · Indio, CA 92203
2 bd · 2.0 ba · 1,763 sqft · SingleFamily public records · 127 Days on market
Built 2006 7,405 sqft lot $260/sqft · 10% below area Est $512k · 10% under $398/mo HOA · 11% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Located behind the gates of the esteemed 55+ community of Sun City Shadow Hills, this highly sought-after Avalino model offers a thoughtfully designed great room floor plan with two bedrooms, a dedicated den or office, and two full bathrooms. Designed for effortless desert living, the residence provides a seamless transition from the main living areas to a covered outdoor patio--ideal for al fresco dining, morning coffee, or evening gatherings in your private, landscaped backyard. The east-facing orientation offers comfortable year-round enjoyment and abundant natural light. Interior finishes reflect tasteful simplicity, with neutral tile flooring throughout the main living areas and plush carpeting in the bedrooms. The kitchen is appointed with slab granite countertops and stainless-steel appliances, creating a refined yet functional space for everyday living and entertaining. A desirable split-bedroom configuration ensures privacy for visiting family and guests. Notable upgrades include a newly installed air conditioning system and a Culligan water softener. Residents of Sun City Shadow Hills enjoy access to an impressive array of amenities, including two clubhouses, two golf courses, multiple pools, fitness centers, tennis and pickleball courts, along with an active calendar of social events and community activities. Conveniently located approximately 15 minutes from Acrisure Arena--home to AHL hockey, major concerts, and premier entertainment--as well as Costco, dining destinations, and shopping centers, this home presents an exceptional opportunity to enjoy comfort, convenience, and community in one of the desert's most desirable active adult neighborhoods.

Key facts

  • 7,405 sq ft lot
  • 2 garage spots
  • Pool

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $459k.

Deal economics

  • At list price, monthly cash flow is $-522 ($-6k/yr) — negative.
  • To cash-flow at today's rent, offer at most $367k (20.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $377k (17.9% below list).
  • Recommended offer: $367k (20.1% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads 53/100 on livability (#927 in CA) — a working-class tenant base; expect higher turnover. Strengths: housing B+; Watch: employment D, schools F, crime F.
  • Desert Sands Unified (suburban): math 31% / reading 56% proficiency, ranked #199 of 517 in CA (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising fast (+11.6%/yr); 447 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 70% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
  • At $3,769/mo this rent would consume 46% of the median local household income ($97k/yr) (locally 565% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $14k of value loss. Plan a longer hold.
  • Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 127 days — a 12% lower offer ($404k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $329k; 40% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $366,832 (20.1% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 127 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.82%
Cap rate
4.93%
Cash-on-cash
-4.87%
DSCR
0.78
GRM
10.1

CMA / ARV

ARV (median comp)
$512,179
List price
$459,000
Delta
-10.38%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
40147 Calle Ebano 0.02mi 2/2.0 1,763 (0%) 1mo $440,000 $250 98
81450 Avenida Altamira 0.06mi 2/2.0 1,763 (0%) 1mo $450,000 $255 96
81624 Camino Fuerte 0.32mi 2/2.0 1,763 (0%) 1mo $525,000 $298 84
81750 camino fuerte 0.38mi 2/2.0 1,763 (0%) 2mo $425,000 $241 80
81193 Avenida Tres Lagunas 0.24mi 2/2.0 1,854 (+5%) 1mo $495,000 $267 79
81411 Camino Los Milagros 0.41mi 2/2.0 1,763 (0%) 2mo $484,500 $275 79
81406 Camino Los Milagros 0.39mi 2/2.0 1,854 (+5%) 1mo $525,000 $283 72
81639 Avenida Viesca 0.47mi 3/2.0 (+1) 1,756 (-0%) 1mo $699,000 $398 72
81844 Avenida Estuco 0.54mi 3/2.0 (+1) 1,756 (-0%) 1mo $432,500 $246 68
81025 Avenida Lorena 0.52mi 2/2.0 1,854 (+5%) 2mo $475,000 $256 65
81778 Avenida Estuco 0.51mi 2/2.5 1,952 (+11%) 1mo $495,000 $254 56
81964 Corte Valdemoro 0.56mi 2/2.0 1,512 (-14%) 1mo $425,000 $281 49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
-18.5%
Equity multiple
0.32×
Total profit
$-87,434
Equity at exit
$68,438
10-year hold
IRR
-2.5%
Equity multiple
0.79×
Total profit
$-27,233
Equity at exit
$39,686

Cash invested: $128,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92203

Home prices YoY
-25.0%
Rents YoY
11.6%
Active inventory
447
Price-to-rent
10.1×

Monthly cashflow live

Estimated rent
$3,769 high interval (Pro) →
Mortgage (P&I)
$2,407
Tax from tax record
$503 /mo · $6,031/yr
Insurance
$191
HOA
$398
Vacancy / Maint / Mgmt
$791
Net cashflow
$-522

Break-even live

Break-even rent $4,429
Max offer price $366,832
Occupancy floor

Sensitivity live

Price -10% $-262 -5% $-392 +0% $-522 +5% $-652 +10% $-782
Rent -10% $-819 -5% $-671 +0% $-522 +5% $-373 +10% $-224
Rate -1.0pp $-291 -0.5pp $-405 base $-522 +0.5pp $-641 +1.0pp $-762

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$114,750
Closing costs
$13,770
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
81566 Avenida Sombra Indio, CA 2.0 2.0 1763 $2,245 $1.27 6d 1 0.23mi
40087 Corte Azul Indio, CA 2.0 2.0 1763 $2,800 $1.59 18d 1 0.24mi
81083 Avenida Tres Lagunas Indio, CA 2.0 2.5 2230 $3,600 $1.61 45d 1 0.36mi
81520 Camino Los Milagros Indio, CA 3.0 3.0 2010 $5,700 $2.84 45d 1 0.38mi
81098 Avenida Vidrio Indio, CA 2.0 2.0 1295 $4,000 $3.09 45d 1 0.38mi
79-131 Sangria Ct Indio, CA 3.0 2.0 2018 $3,500 $1.73 45d 1 0.38mi
81562 Camino Los Milagros Indio, CA 3.0 3.0 2112 $6,000 $2.84 45d 1 0.40mi
81126 Avenida Lorena Indio, CA 3.0 3.0 2112 $6,000 $2.84 25d 1 0.43mi
41085 Calle Pampas Indio, CA 2.0 2.0 1488 $2,700 $1.81 45d 1 0.45mi
81363 Corte Compras Indio, CA 2.0 2.0 1512 $4,300 $2.84 45d 1 0.45mi
39310 Calle Popoca Indio, CA 2.0 2.0 1321 $2,950 $2.23 25d 1 0.46mi
81579 Avenida Contento Indio, CA 2.0 2.0 1257 $4,600 $3.66 45d 1 0.47mi
81340 Corte Compras Indio, CA 2.0 2.0 1321 $3,000 $2.27 45d 1 0.48mi
81876 Camino Los Milagros Indio, CA 3.0 3.0 2014 $7,500 $3.72 45d 1 0.49mi
81672 Avenida Viesca Indio, CA 3.0 2.0 1756 $4,500 $2.56 45d 1 0.51mi
81465 Avenida Montura Indio, CA 3.0 3.0 2433 $6,000 $2.47 45d 1 0.51mi
40856 Calle Desierto Indio, CA 3.0 3.0 2112 $2,500 $1.18 25d 1 0.52mi
81220 Corte Tolon Indio, CA 2.0 2.0 1723 $4,500 $2.61 25d 1 0.52mi
39205 Calle Popoca Indio, CA 2.0 2.0 1660 $5,800 $3.49 45d 1 0.52mi
81778 Avenida Estuco Indio, CA 2.0 3.0 1952 $3,200 $1.64 16d 1 0.52mi
81919 Avenida Bienvenida Indio, CA 2.0 1.5 1488 $2,500 $1.68 45d 1 0.53mi
81968 Avenida Dulce Indio, CA 2.0 2.0 1257 $4,500 $3.58 45d 1 0.53mi
81968 Avenida Dulce Indio, CA 2.0 2.0 1257 $5,000 $3.98 6d 1 0.53mi
40759 Calle Guapo Indio, CA 2.0 2.0 1488 $4,500 $3.02 45d 1 0.55mi
81968 Avenida Bienvenida Indio, CA 2.0 2.0 1488 $2,750 $1.85 45d 1 0.56mi
81916 Avenida del Toro Indio, CA 2.0 2.0 1257 $2,600 $2.07 45d 1 0.57mi
40751 Calle Los Osos Indio, CA 2.0 2.0 1257 $2,500 $1.99 45d 1 0.59mi
40799 Calle Los Osos Indio, CA 2.0 2.0 1257 $3,900 $3.10 45d 1 0.60mi
81710 Avenida Parito Indio, CA 2.0 2.0 1488 $2,700 $1.81 16d 1 0.61mi
81720 Avenida Parito Indio, CA 2.0 2.0 1257 $2,600 $2.07 45d 1 0.61mi
80818 Avenida San Ignacio Indio, CA 3.0 2.5 2376 $5,500 $2.31 45d 1 0.63mi
80818 Avenida San Ignacio Indio, CA 3.0 3.0 2376 $5,500 $2.31 6d 1 0.63mi
81673 Avenida Alturas Indio, CA 2.0 2.0 1432 $2,700 $1.89 45d 1 0.66mi
81656 Avenida de Baile Indio, CA 2.0 2.0 1488 $4,300 $2.89 45d 1 0.72mi
80741 Avenida Santa Carmen Indio, CA 3.0 2.0 2147 $5,000 $2.33 45d 1 0.76mi
81543 Avenida Celaya Indio, CA 3.0 3.0 1700 $3,500 $2.06 45d 1 0.77mi
80646 Avenida San Ignacio Indio, CA 3.0 2.5 2376 $6,600 $2.78 45d 1 0.80mi
80633 Camino San Gregorio Indio, CA 3.0 2.5 2376 $5,600 $2.36 6d 1 0.81mi
80632 Avenida San Ignacio Indio, CA 3.0 2.0 2569 $5,500 $2.14 6d 1 0.82mi
80632 Avenida San Ignacio Indio, CA 2.0 3.0 2569 $5,500 $2.14 45d 1 0.82mi

HOA detail

Monthly dues
$398 · $4,776/yr
Likely covers
waterpoolgym

Listing history 29 events

  1. 2026-06-21
    days on market $459,000 Active 127 DOM
  2. 2026-06-18
    days on market $459,000 Active 124 DOM
  3. 2026-06-17
    days on market $459,000 Active 123 DOM
  4. 2026-06-16
    days on market $459,000 Active 122 DOM
  5. 2026-06-15
    days on market $459,000 Active 121 DOM
  6. 2026-06-13
    days on market $459,000 Active 119 DOM
  7. 2026-06-09
    days on market $459,000 Active 115 DOM
  8. 2026-06-08
    days on market $459,000 Active 114 DOM
  9. 2026-06-07
    days on market $459,000 Active 113 DOM
  10. 2026-06-04
    days on market $459,000 Active 110 DOM
  11. 2026-06-03
    days on market $459,000 Active 109 DOM
  12. 2026-06-02
    days on market $459,000 Active 108 DOM
  13. 2026-06-01
    days on market $459,000 Active 107 DOM
  14. 2026-05-31
    days on market $459,000 Active 106 DOM
  15. 2026-05-07
    price $459,000 1690-char remark
    Show marketing remark (1690 chars)

    Located behind the gates of the esteemed 55+ community of Sun City Shadow Hills, this highly sought-after Avalino model offers a thoughtfully designed great room floor plan with two bedrooms, a dedicated den or office, and two full bathrooms. Designed for effortless desert living, the residence provides a seamless transition from the main living areas to a covered outdoor patio--ideal for al fresco dining, morning coffee, or evening gatherings in your private, landscaped backyard. The east-facing orientation offers comfortable year-round enjoyment and abundant natural light. Interior finishes reflect tasteful simplicity, with neutral tile flooring throughout the main living areas and plush carpeting in the bedrooms. The kitchen is appointed with slab granite countertops and stainless-steel appliances, creating a refined yet functional space for everyday living and entertaining. A desirable split-bedroom configuration ensures privacy for visiting family and guests. Notable upgrades include a newly installed air conditioning system and a Culligan water softener. Residents of Sun City Shadow Hills enjoy access to an impressive array of amenities, including two clubhouses, two golf courses, multiple pools, fitness centers, tennis and pickleball courts, along with an active calendar of social events and community activities. Conveniently located approximately 15 minutes from Acrisure Arena--home to AHL hockey, major concerts, and premier entertainment--as well as Costco, dining destinations, and shopping centers, this home presents an exceptional opportunity to enjoy comfort, convenience, and community in one of the desert's most desirable active adult neighborhoods.

  16. 2026-02-14
    listed $469,900 Active 1690-char remark
    Show marketing remark (1690 chars)

    Located behind the gates of the esteemed 55+ community of Sun City Shadow Hills, this highly sought-after Avalino model offers a thoughtfully designed great room floor plan with two bedrooms, a dedicated den or office, and two full bathrooms. Designed for effortless desert living, the residence provides a seamless transition from the main living areas to a covered outdoor patio--ideal for al fresco dining, morning coffee, or evening gatherings in your private, landscaped backyard. The east-facing orientation offers comfortable year-round enjoyment and abundant natural light. Interior finishes reflect tasteful simplicity, with neutral tile flooring throughout the main living areas and plush carpeting in the bedrooms. The kitchen is appointed with slab granite countertops and stainless-steel appliances, creating a refined yet functional space for everyday living and entertaining. A desirable split-bedroom configuration ensures privacy for visiting family and guests. Notable upgrades include a newly installed air conditioning system and a Culligan water softener. Residents of Sun City Shadow Hills enjoy access to an impressive array of amenities, including two clubhouses, two golf courses, multiple pools, fitness centers, tennis and pickleball courts, along with an active calendar of social events and community activities. Conveniently located approximately 15 minutes from Acrisure Arena--home to AHL hockey, major concerts, and premier entertainment--as well as Costco, dining destinations, and shopping centers, this home presents an exceptional opportunity to enjoy comfort, convenience, and community in one of the desert's most desirable active adult neighborhoods.

  17. 2026-02-14
    historical $469,900 1690-char remark
    Show marketing remark (1690 chars)

    Located behind the gates of the esteemed 55+ community of Sun City Shadow Hills, this highly sought-after Avalino model offers a thoughtfully designed great room floor plan with two bedrooms, a dedicated den or office, and two full bathrooms. Designed for effortless desert living, the residence provides a seamless transition from the main living areas to a covered outdoor patio--ideal for al fresco dining, morning coffee, or evening gatherings in your private, landscaped backyard. The east-facing orientation offers comfortable year-round enjoyment and abundant natural light. Interior finishes reflect tasteful simplicity, with neutral tile flooring throughout the main living areas and plush carpeting in the bedrooms. The kitchen is appointed with slab granite countertops and stainless-steel appliances, creating a refined yet functional space for everyday living and entertaining. A desirable split-bedroom configuration ensures privacy for visiting family and guests. Notable upgrades include a newly installed air conditioning system and a Culligan water softener. Residents of Sun City Shadow Hills enjoy access to an impressive array of amenities, including two clubhouses, two golf courses, multiple pools, fitness centers, tennis and pickleball courts, along with an active calendar of social events and community activities. Conveniently located approximately 15 minutes from Acrisure Arena--home to AHL hockey, major concerts, and premier entertainment--as well as Costco, dining destinations, and shopping centers, this home presents an exceptional opportunity to enjoy comfort, convenience, and community in one of the desert's most desirable active adult neighborhoods.

  18. 2019-05-13
    soldstatus $329,000 Sold 1004-char remark
    Show marketing remark (1004 chars)

    Price Reduction. .. .. One of the LOWEST PRICED Avalino Models on a Rare Large Lot!!! !!! Beautiful Landscaping! Private Back Yard with a Spacious Back Patio and Cabana Fans! Perfect for Entertaining!!! The ENTIRE INSIDE and the ENTIRE OUTSIDE was PAINTED one year ago! Tile Flooring throughout except for the Master Bedroom and the Second Bedroom. NEW CARPET with Memory Foam Pad was installed in both bedrooms last year! Large Master Suite with a Large Master Bathroom. Separate Shower and Tub. Large Walk In Closet. Second Bedroom is separated and at the other side of the Home. This Home is located near the 17th Hole of the South Golf Course and it is close to the Montecito & Santa Rosa Clubhouses!! Swimming, Billiards, Dancing, Movies, Bocce Ball and Tennis! There is an Indoor Swimming Pool as well as the Beautiful Outdoor Pool at the Montecito Club House. The Garage is an oversized Double Garage with direct access to the Laundry Room. Great Location and Easy Access from the Back Gate.

  19. 2019-05-13
    soldstatus $329,000
    Show marketing remark (1004 chars)

    Price Reduction. .. .. One of the LOWEST PRICED Avalino Models on a Rare Large Lot!!! !!! Beautiful Landscaping! Private Back Yard with a Spacious Back Patio and Cabana Fans! Perfect for Entertaining!!! The ENTIRE INSIDE and the ENTIRE OUTSIDE was PAINTED one year ago! Tile Flooring throughout except for the Master Bedroom and the Second Bedroom. NEW CARPET with Memory Foam Pad was installed in both bedrooms last year! Large Master Suite with a Large Master Bathroom. Separate Shower and Tub. Large Walk In Closet. Second Bedroom is separated and at the other side of the Home. This Home is located near the 17th Hole of the South Golf Course and it is close to the Montecito & Santa Rosa Clubhouses!! Swimming, Billiards, Dancing, Movies, Bocce Ball and Tennis! There is an Indoor Swimming Pool as well as the Beautiful Outdoor Pool at the Montecito Club House. The Garage is an oversized Double Garage with direct access to the Laundry Room. Great Location and Easy Access from the Back Gate.

  20. 2019-05-10
    status Pending 1004-char remark
    Show marketing remark (1004 chars)

    Price Reduction. .. .. One of the LOWEST PRICED Avalino Models on a Rare Large Lot!!! !!! Beautiful Landscaping! Private Back Yard with a Spacious Back Patio and Cabana Fans! Perfect for Entertaining!!! The ENTIRE INSIDE and the ENTIRE OUTSIDE was PAINTED one year ago! Tile Flooring throughout except for the Master Bedroom and the Second Bedroom. NEW CARPET with Memory Foam Pad was installed in both bedrooms last year! Large Master Suite with a Large Master Bathroom. Separate Shower and Tub. Large Walk In Closet. Second Bedroom is separated and at the other side of the Home. This Home is located near the 17th Hole of the South Golf Course and it is close to the Montecito & Santa Rosa Clubhouses!! Swimming, Billiards, Dancing, Movies, Bocce Ball and Tennis! There is an Indoor Swimming Pool as well as the Beautiful Outdoor Pool at the Montecito Club House. The Garage is an oversized Double Garage with direct access to the Laundry Room. Great Location and Easy Access from the Back Gate.

  21. 2019-04-08
    historical Contingent 1004-char remark
    Show marketing remark (1004 chars)

    Price Reduction. .. .. One of the LOWEST PRICED Avalino Models on a Rare Large Lot!!! !!! Beautiful Landscaping! Private Back Yard with a Spacious Back Patio and Cabana Fans! Perfect for Entertaining!!! The ENTIRE INSIDE and the ENTIRE OUTSIDE was PAINTED one year ago! Tile Flooring throughout except for the Master Bedroom and the Second Bedroom. NEW CARPET with Memory Foam Pad was installed in both bedrooms last year! Large Master Suite with a Large Master Bathroom. Separate Shower and Tub. Large Walk In Closet. Second Bedroom is separated and at the other side of the Home. This Home is located near the 17th Hole of the South Golf Course and it is close to the Montecito & Santa Rosa Clubhouses!! Swimming, Billiards, Dancing, Movies, Bocce Ball and Tennis! There is an Indoor Swimming Pool as well as the Beautiful Outdoor Pool at the Montecito Club House. The Garage is an oversized Double Garage with direct access to the Laundry Room. Great Location and Easy Access from the Back Gate.

  22. 2019-04-08
    status Active 1004-char remark
    Show marketing remark (1004 chars)

    Price Reduction. .. .. One of the LOWEST PRICED Avalino Models on a Rare Large Lot!!! !!! Beautiful Landscaping! Private Back Yard with a Spacious Back Patio and Cabana Fans! Perfect for Entertaining!!! The ENTIRE INSIDE and the ENTIRE OUTSIDE was PAINTED one year ago! Tile Flooring throughout except for the Master Bedroom and the Second Bedroom. NEW CARPET with Memory Foam Pad was installed in both bedrooms last year! Large Master Suite with a Large Master Bathroom. Separate Shower and Tub. Large Walk In Closet. Second Bedroom is separated and at the other side of the Home. This Home is located near the 17th Hole of the South Golf Course and it is close to the Montecito & Santa Rosa Clubhouses!! Swimming, Billiards, Dancing, Movies, Bocce Ball and Tennis! There is an Indoor Swimming Pool as well as the Beautiful Outdoor Pool at the Montecito Club House. The Garage is an oversized Double Garage with direct access to the Laundry Room. Great Location and Easy Access from the Back Gate.

  23. 2019-03-12
    historical Contingent 1004-char remark
    Show marketing remark (1004 chars)

    Price Reduction. .. .. One of the LOWEST PRICED Avalino Models on a Rare Large Lot!!! !!! Beautiful Landscaping! Private Back Yard with a Spacious Back Patio and Cabana Fans! Perfect for Entertaining!!! The ENTIRE INSIDE and the ENTIRE OUTSIDE was PAINTED one year ago! Tile Flooring throughout except for the Master Bedroom and the Second Bedroom. NEW CARPET with Memory Foam Pad was installed in both bedrooms last year! Large Master Suite with a Large Master Bathroom. Separate Shower and Tub. Large Walk In Closet. Second Bedroom is separated and at the other side of the Home. This Home is located near the 17th Hole of the South Golf Course and it is close to the Montecito & Santa Rosa Clubhouses!! Swimming, Billiards, Dancing, Movies, Bocce Ball and Tennis! There is an Indoor Swimming Pool as well as the Beautiful Outdoor Pool at the Montecito Club House. The Garage is an oversized Double Garage with direct access to the Laundry Room. Great Location and Easy Access from the Back Gate.

  24. 2019-03-03
    price $329,000 1004-char remark
    Show marketing remark (1004 chars)

    Price Reduction. .. .. One of the LOWEST PRICED Avalino Models on a Rare Large Lot!!! !!! Beautiful Landscaping! Private Back Yard with a Spacious Back Patio and Cabana Fans! Perfect for Entertaining!!! The ENTIRE INSIDE and the ENTIRE OUTSIDE was PAINTED one year ago! Tile Flooring throughout except for the Master Bedroom and the Second Bedroom. NEW CARPET with Memory Foam Pad was installed in both bedrooms last year! Large Master Suite with a Large Master Bathroom. Separate Shower and Tub. Large Walk In Closet. Second Bedroom is separated and at the other side of the Home. This Home is located near the 17th Hole of the South Golf Course and it is close to the Montecito & Santa Rosa Clubhouses!! Swimming, Billiards, Dancing, Movies, Bocce Ball and Tennis! There is an Indoor Swimming Pool as well as the Beautiful Outdoor Pool at the Montecito Club House. The Garage is an oversized Double Garage with direct access to the Laundry Room. Great Location and Easy Access from the Back Gate.

  25. 2018-11-12
    price $334,200 1004-char remark
    Show marketing remark (1004 chars)

    Price Reduction. .. .. One of the LOWEST PRICED Avalino Models on a Rare Large Lot!!! !!! Beautiful Landscaping! Private Back Yard with a Spacious Back Patio and Cabana Fans! Perfect for Entertaining!!! The ENTIRE INSIDE and the ENTIRE OUTSIDE was PAINTED one year ago! Tile Flooring throughout except for the Master Bedroom and the Second Bedroom. NEW CARPET with Memory Foam Pad was installed in both bedrooms last year! Large Master Suite with a Large Master Bathroom. Separate Shower and Tub. Large Walk In Closet. Second Bedroom is separated and at the other side of the Home. This Home is located near the 17th Hole of the South Golf Course and it is close to the Montecito & Santa Rosa Clubhouses!! Swimming, Billiards, Dancing, Movies, Bocce Ball and Tennis! There is an Indoor Swimming Pool as well as the Beautiful Outdoor Pool at the Montecito Club House. The Garage is an oversized Double Garage with direct access to the Laundry Room. Great Location and Easy Access from the Back Gate.

  26. 2018-09-20
    listed $349,635 Active 1004-char remark
    Show marketing remark (1004 chars)

    Price Reduction. .. .. One of the LOWEST PRICED Avalino Models on a Rare Large Lot!!! !!! Beautiful Landscaping! Private Back Yard with a Spacious Back Patio and Cabana Fans! Perfect for Entertaining!!! The ENTIRE INSIDE and the ENTIRE OUTSIDE was PAINTED one year ago! Tile Flooring throughout except for the Master Bedroom and the Second Bedroom. NEW CARPET with Memory Foam Pad was installed in both bedrooms last year! Large Master Suite with a Large Master Bathroom. Separate Shower and Tub. Large Walk In Closet. Second Bedroom is separated and at the other side of the Home. This Home is located near the 17th Hole of the South Golf Course and it is close to the Montecito & Santa Rosa Clubhouses!! Swimming, Billiards, Dancing, Movies, Bocce Ball and Tennis! There is an Indoor Swimming Pool as well as the Beautiful Outdoor Pool at the Montecito Club House. The Garage is an oversized Double Garage with direct access to the Laundry Room. Great Location and Easy Access from the Back Gate.

  27. 2017-06-01
    historical
  28. 2017-03-10
    price $329,900
  29. 2017-02-07
    listed $339,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$6,031 · $503/mo
Projected year-2 tax
$6,031 · $503/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone D · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥114°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$45,223
− Mortgage interest
−$25,711
− Property taxes
−$6,031
− Insurance
−$2,295
− Repairs & maintenance
−$3,618
− Management
−$3,618
− HOA
−$4,776
− Depreciation
−$13,353
Taxable loss
−$14,179
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$3,403
After-tax cash flow
$-2,858/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Desert Sands Unified
NCES district ID
0611110
Math proficiency
31% ▼ -4.00%
Reading proficiency
56% ▲ 7.00%
Median HH income
$54,957
Composite
37.77/100
National rank
#4346
State rank
#199 of 517 in CA

Livability — Indio

Score
53/100
State rank
#927
US rank
#24244

Category grades

Amenities F Commute F Cost of living F Crime F Employment D Housing B+ Health & safety F User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Indio, CA
County
Riverside County · 2,287,001 people
City population
100,560
Metro
Riverside-San Bernardino-Ontario, CA
Population (ZIP)
34,735
Household income
$97,311
Rent vs Own
20.2% rent · 79.8% own
Severe rent burden
565.0

Population outlook (Riverside County) Hauer SSP2

Today (2025)
2,664,475 people
By 2030
2,802,692 · +5.2%
By 2040
3,050,904 · +14.5%
By 2050
3,256,783 · +22.2%
By 2075
3,655,058 · +37.2%
By 2100
3,766,594 · +41.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
Hispanic / Latino 51% White 41% Two or more races 29% Asian 3% Black 2%
Hispanic origin (detail)
Mexican 48%
Common ancestry
Italian 3% Lithuanian 2% Romanian 2%
Foreign-born
14% · Canada
Languages at home
64% English-only · Spanish 33% Tagalog/Filipino 1% Other Indo-European 1%

Political lean MEDSL · Riverside

2024 margin
Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
2008→2024 swing
-3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
All cycles
2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -98.51%
Current HPI
295.6456
Rent YoY
▲ 11.64%
Metro
Riverside-San Bernardino-Ontario, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+35.0% since first listed
15 events — show timeline
  • 2026-05-07 Price Changed $459,000 GPSMLS
  • 2026-02-14 Listed $469,900 GPSMLS
  • 2026-02-14 Coming Soon $469,900 GPSMLS
  • 2019-05-13 Sold (Public Records) $329,000 Public Records
  • 2019-05-13 Sold (MLS) $329,000 GPSMLS
  • 2019-05-10 Pending GPSMLS
  • 2019-04-08 Contingent GPSMLS
  • 2019-04-08 Relisted GPSMLS
  • 2019-03-12 Contingent GPSMLS
  • 2019-03-03 Price Changed $329,000 GPSMLS
  • 2018-11-12 Price Changed $334,200 GPSMLS
  • 2018-09-20 Listed $349,635 GPSMLS
  • 2017-06-01 Listing Removed GPSMLS
  • 2017-03-10 Price Changed $329,900 GPSMLS
  • 2017-02-07 Listed $339,900 GPSMLS

Property tax history

+1.7%/yr

Latest (2025): $6,031 · +2.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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