741 Waddell Ave · Clairton, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 4/10 · Minor
- Hot days now (above 96°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 8 days/yr
- Unhealthy air days in 30 yrs
- 8 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Rent growth +5.0/5.0
- Livability +3.2/5.0
- Condition / age +2.5/5.0
- ARV discount +1.6/15.0
- Schools +1.1/10.0
- Appreciation +0.0/10.0
$79,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to this solid 3-bedroom, 1-bath home located on a desirable street in Clairton, offering a great opportunity for homeowners or investors. The home features a spacious kitchen with plenty of room to make it your own. Upstairs, you’ll find three bedrooms, including one captured room—perfect for a home office, nursery, or flexible living space. Major mechanical updates—including the boiler, hot water tank, and windows. Stay comfortable with three Mitsubishi wall-unit air conditioning systems throughout the home. Enjoy the covered back porch overlooking a nice-sized yard—ideal for gardening, entertaining, or relaxing outdoors. The unfinished basement offers ample storage and additional potential. Being sold AS-IS.
Key facts
- Spacious kitchen
- Unfinished basement
- Nice-sized yard
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $80k.
Deal economics
- At list price, monthly cash flow is $609 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $80k).
- Recommended offer: $75k (6.0% below list) — sets the bar for market timing.
- Cap rate 15.4% vs local median 12.7% in Clairton — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 63/100 on livability (#1,308 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A; Watch: crime C-, health & safety D+, schools F.
- Clairton City SD (suburban): math 7% / reading 21% proficiency, ranked #520 of 539 in PA (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 82% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+10.5%/yr); 94 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 62% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $552 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- At projected returns (-3.0% appreciation + 8.0% rent growth), your $22k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- It's been on market 83 days — a 6% lower offer ($75k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $69k; 16% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: built in 1918 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 83 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1918 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.80% ✓
- Cap rate
- 15.44%
- Cash-on-cash
- 32.66%
- DSCR
- 2.45
- GRM
- 4.6
CMA / ARV
- ARV (median comp)
- $70,617
- List price
- $79,900
- Delta
- 13.15%
- Verdict
- OVERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 737 Saint Clair Ave | 0.06mi | 3/2.0 | 1,264 (+1%) | 2mo | $159,900 | $127 | 90 |
| 819 Toman Ave | 0.25mi | 3/2.0 | 1,242 (-0%) | 1mo | $78,000 | $63 | 83 |
| 429 Baker Ave | 0.43mi | 2/1.5 (-1) | 1,250 (+0%) | 6mo | $120,000 | $96 | 68 |
| 1706 Polk Ave | 0.52mi | 3/1.0 | 1,278 (+2%) | 6mo | $36,000 | $28 | 67 |
| 628 Large Ave | 0.13mi | 3/2.0 | 1,068 (-14%) | 4mo | $45,000 | $42 | 62 |
| 956 Jefferson Dr | 0.43mi | 3/1.5 | 1,165 (-7%) | 7mo | $60,000 | $52 | 61 |
| 320 N 4th St | 0.75mi | 3/1.0 | 1,290 (+3%) | 2mo | $87,000 | $67 | 58 |
| 894 Toman Ave | 0.27mi | 2/1.5 (-1) | 1,112 (-11%) | 6mo | $117,500 | $106 | 57 |
| 571 Independence Dr | 0.46mi | 3/1.0 | 1,080 (-14%) | 1mo | $107,000 | $99 | 55 |
| 609 Thompson Ave | 0.60mi | 3/1.0 | 1,158 (-7%) | 6mo | $95,000 | $82 | 55 |
| 354 Wylie Ave | 0.52mi | 2/1.0 (-1) | 1,134 (-9%) | 6mo | $32,000 | $28 | 51 |
| 415 Wylie Ave | 0.43mi | 2/1.0 (-1) | 1,091 (-13%) | 6mo | $118,000 | $108 | 49 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 8.0% rent growth · sell at horizon
- IRR
- 33.2%
- Equity multiple
- 2.49×
- Total profit
- $33,429
- Equity at exit
- $11,913
- IRR
- 42.8%
- Equity multiple
- 6.08×
- Total profit
- $113,611
- Equity at exit
- $6,908
Cash invested: $22,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 15025
- Home prices YoY
- -34.4%
- Rents YoY
- 10.5%
- Active inventory
- 94
- Price-to-rent
- 4.6×
Monthly cashflow live
- Estimated rent
- $1,436 high interval (Pro) →
- Mortgage (P&I)
- −$419
- Tax from tax record
- −$73 /mo · $880/yr
- Insurance
- −$33
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$302
- Net cashflow
- $609
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $19,975
- Closing costs
- $2,397
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 21 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 701-703 Waddell Ave Clairton, PA | 4.0 | 1.0 | 1200 | $1,850 | $1.54 | 1d | 1 | 0.05mi |
| 505 Wylie Ave Clairton, PA | 2.0 | 1.0 | 791 | $1,500 | $1.90 | 1d | 1 | 0.35mi |
| 753 East Dr Clairton, PA | 3.0 | 1.0 | 1000 | $1,100 | $1.10 | 43d | 1 | 0.47mi |
| 127 Constitution Cir Clairton, PA | 2.0 | 1.0 | 972 | $1,275 | $1.31 | 1d | 1 | 0.51mi |
| 127 Constitution Cir Clairton, PA | 2.0 | 1.0 | 1063 | $1,275 | $1.20 | 10d | 1 | 0.51mi |
| 350 Wylie Ave Unit 1 Clairton, PA | 2.0 | 1.0 | 1152 | $1,050 | $0.91 | 43d | 1 | 0.52mi |
| 601 Farnsworth Ave Clairton, PA | 2.0 | 1.0 | 1004 | $995 | $0.99 | 4d | 1 | 0.72mi |
| 809 3rd St Unit 194 Clairton, PA | 2.0 | 1.5 | 1244 | $1,081 | $0.87 | 43d | 1 | 0.73mi |
| 809 3rd St Unit 624 Clairton, PA | 2.0 | 1.5 | 1240 | $1,008 | $0.81 | 43d | 1 | 0.73mi |
| 866 Vankirk St Unit 1 Clairton, PA | 2.0 | 1.5 | 1440 | $1,200 | $0.83 | 43d | 1 | 0.73mi |
| 507 N 6th St Clairton, PA | 2.0 | 1.5 | 1120 | $1,250 | $1.12 | 43d | 1 | 0.73mi |
| 618 Farnsworth Ave Clairton, PA | 2.0 | 1.0 | 896 | $1,050 | $1.17 | 43d | 1 | 0.75mi |
| 874 Vankirk St Clairton, PA | 3.0 | 1.5 | 1296 | $1,150 | $0.89 | 43d | 1 | 0.75mi |
| 927 Vankirk St Clairton, PA | 2.0 | 1.0 | 840 | $1,150 | $1.37 | 12d | 1 | 0.86mi |
| 929 Vankirk St Unit 1 Clairton, PA | 2.0 | 1.5 | 810 | $1,050 | $1.30 | 43d | 1 | 0.86mi |
| 185 Carnegie Ave Clairton, PA | 3.0 | 1.0 | 1404 | $1,295 | $0.92 | 43d | 1 | 0.90mi |
| 441 Ohio Ave Clairton, PA | 2.0 | 1.0 | 852 | $950 | $1.12 | 20d | 1 | 1.15mi |
| 231 Connecticut Ave Clairton, PA | 3.0 | 1.0 | 1064 | $1,150 | $1.08 | 43d | 1 | 1.17mi |
| 1347 High Rd Clairton, PA | 2.0 | 1.0 | 870 | $1,250 | $1.44 | 43d | 1 | 1.27mi |
| 2140 Lincoln Blvd Elizabeth, PA | 2.0 | 1.0 | 968 | $790 | $0.82 | 43d | 1 | 1.30mi |
| 511 Payne Hill Rd Clairton, PA | 1.0–3.0 | 1.0–2.0 | 1026 | $1,900 | $1.85 | 1d | 1 | 1.44mi |
Listing history 29 events
-
2026-06-18days on market $79,900 Active 83 DOM
-
2026-06-17days on market $79,900 Active 82 DOM
-
2026-06-16days on market $79,900 Active 81 DOM
-
2026-06-15days on market $79,900 Active 80 DOM
-
2026-06-13days on market $79,900 Active 78 DOM
-
2026-06-09days on market $79,900 Active 74 DOM
-
2026-06-08days on market $79,900 Active 73 DOM
-
2026-06-07days on market $79,900 Active 72 DOM
-
2026-06-05days on market $79,900 Active 69 DOM
-
2026-06-03days on market $79,900 Active 68 DOM
-
2026-06-02days on market $79,900 Active 67 DOM
-
2026-06-01days on market $79,900 Active 66 DOM
-
2026-05-31days on market $79,900 Active 65 DOM
-
2026-03-26$79,900 Active 751-char remark
Show marketing remark (751 chars)
Welcome to this solid 3-bedroom, 1-bath home located on a desirable street in Clairton, offering a great opportunity for homeowners or investors. The home features a spacious kitchen with plenty of room to make it your own. Upstairs, you’ll find three bedrooms, including one captured room—perfect for a home office, nursery, or flexible living space. Major mechanical updates—including the boiler, hot water tank, and windows. Stay comfortable with three Mitsubishi wall-unit air conditioning systems throughout the home. Enjoy the covered back porch overlooking a nice-sized yard—ideal for gardening, entertaining, or relaxing outdoors. The unfinished basement offers ample storage and additional potential. Being sold AS-IS.
-
2026-01-17historical Expired 815-char remark
Show marketing remark (815 chars)
Welcome to your charming three-bedroom, one-bathroom home, where comfort meets convenience! The well-appointed kitchen invites culinary creativity, making meal preparation a delight. Upstairs, you'll discover a serene primary bedroom, complemented by two additional bedrooms that offer versatility for guests, a home office, or playroom. The full bathroom on this level provides convenience for the whole family. The unfinished basement and laundry room offer ample storage space, ensuring your home stays clutter-free while providing the potential for future customization. The newer boiler, hot water tank, and windows enhance the home’s efficiency and comfort. On warmer days, enjoy the luxury of three individual Mitsubishi split air conditioning units, ensuring your living spaces stay cool and inviting.
-
2025-12-08status Active 815-char remark
Show marketing remark (815 chars)
Welcome to your charming three-bedroom, one-bathroom home, where comfort meets convenience! The well-appointed kitchen invites culinary creativity, making meal preparation a delight. Upstairs, you'll discover a serene primary bedroom, complemented by two additional bedrooms that offer versatility for guests, a home office, or playroom. The full bathroom on this level provides convenience for the whole family. The unfinished basement and laundry room offer ample storage space, ensuring your home stays clutter-free while providing the potential for future customization. The newer boiler, hot water tank, and windows enhance the home’s efficiency and comfort. On warmer days, enjoy the luxury of three individual Mitsubishi split air conditioning units, ensuring your living spaces stay cool and inviting.
-
2025-10-17$60,000 Active 815-char remark
Show marketing remark (815 chars)
Welcome to your charming three-bedroom, one-bathroom home, where comfort meets convenience! The well-appointed kitchen invites culinary creativity, making meal preparation a delight. Upstairs, you'll discover a serene primary bedroom, complemented by two additional bedrooms that offer versatility for guests, a home office, or playroom. The full bathroom on this level provides convenience for the whole family. The unfinished basement and laundry room offer ample storage space, ensuring your home stays clutter-free while providing the potential for future customization. The newer boiler, hot water tank, and windows enhance the home’s efficiency and comfort. On warmer days, enjoy the luxury of three individual Mitsubishi split air conditioning units, ensuring your living spaces stay cool and inviting.
-
2025-09-18historical Expired
-
2025-04-23price $60,000
-
2024-11-21price $72,000
-
2024-10-28$79,900 Active
-
2023-07-11historical
-
2023-02-28soldstatus $69,000
-
2023-02-27soldstatus $69,000 Closed
-
2023-01-28status Pending
-
2023-01-18price $69,000
-
2022-12-15status Active
-
2022-11-23historical Contingent
-
2022-11-14$79,900 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $880 · $73/mo
- Projected year-2 tax
- $1,071 · $89/mo
- Expected delta
- +$191/yr (+$16/mo · 21.7%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥96°F today · 18 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 5/10 Major 8 unhealthy d/yr today · 8 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,234
- − Mortgage interest
- −$4,476
- − Property taxes
- −$880
- − Insurance
- −$400
- − Repairs & maintenance
- −$1,379
- − Management
- −$1,379
- − Depreciation
- −$2,324
- Taxable income
- $6,396
- Est. tax owed @ 24.0%
- −$1,535
- After-tax cash flow
- $5,772/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Clairton City SD
- NCES district ID
- 4206030
- Math proficiency
- 7% ▼ -11.00%
- Reading proficiency
- 21% ▼ -12.00%
- Median HH income
- $30,250
- Composite
- 11.0/100
- National rank
- #9742
- State rank
- #520 of 539 in PA
Livability — Clairton
- Score
- 63/100
- State rank
- #1308
- US rank
- #16085
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Clairton, PA
- County
- Allegheny County · 1,022,028 people
- City population
- 16,939
- Metro
- Pittsburgh, PA
- Population (ZIP)
- 16,939
- Household income
- $76,531
- Rent vs Own
- Severe rent burden
- 572.0
Population outlook (Allegheny County) Hauer SSP2
- Today (2025)
- 1,250,282 people
- By 2030
- 1,256,482 · +0.5%
- By 2040
- 1,256,318 · +0.5%
- By 2050
- 1,244,169 · -0.5%
- By 2075
- 1,197,693 · -4.2%
- By 2100
- 1,093,187 · -12.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (74%)
- Race & ethnicity
- White 74% Black 18% Two or more races 4% Asian 2% Hispanic / Latino 2%
- Common ancestry
- Romanian 6% Lithuanian 2% Slovak 1%
- Foreign-born
- 4% · China, Canada, India
- Languages at home
- 96% English-only · Other Indo-European 1% Chinese 1% Spanish 1%
Political lean MEDSL · Allegheny
- 2024 margin
- Strong D (+20.3) · D 59.7% · R 39.4%
- 2008→2024 swing
- +4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
- All cycles
- 2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -96.35%
- Current HPI
- 183.858
- Rent YoY
- ▲ 10.47%
- Metro
- Pittsburgh, PA
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
||
| Insurance | 2 | $27B |
|
||
| Telecommunications / Media | 1 | $124B |
|
||
| Industrial Distribution | 1 | $22B |
|
||
| Financial Services | 1 | $20B |
|
||
| Chemicals / Materials | 1 | $18B |
|
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Price history
+0.0% since first listed16 events — show timeline
- 2026-03-26 Listed $79,900 West Penn MLS
- 2026-01-17 Delisted — West Penn MLS
- 2025-12-08 Relisted — West Penn MLS
- 2025-10-17 Listed $60,000 West Penn MLS
- 2025-09-18 Delisted — West Penn MLS
- 2025-04-23 Price Changed $60,000 West Penn MLS
- 2024-11-21 Price Changed $72,000 West Penn MLS
- 2024-10-28 Listed $79,900 West Penn MLS
- 2023-07-11 Rental Removed — WPMLS
- 2023-02-28 Sold (Public Records) $69,000 Public Records
- 2023-02-27 Sold (MLS) $69,000 West Penn MLS
- 2023-01-28 Pending — West Penn MLS
- 2023-01-18 Price Changed $69,000 West Penn MLS
- 2022-12-15 Relisted — West Penn MLS
- 2022-11-23 Contingent — West Penn MLS
- 2022-11-14 Listed $79,900 West Penn MLS
Property tax history
+26.1%/yrLatest (2026): $880 · +11.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…