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741 Waddell Ave
C+ Composite 63.33
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Rent growth +5.0/5.0
  • Livability +3.2/5.0
  • Condition / age +2.5/5.0
  • ARV discount +1.6/15.0
  • Schools +1.1/10.0
  • Appreciation +0.0/10.0

$79,900

741 Waddell Ave · Clairton, PA 15025
3 bd · 1.0 ba · 1,248 sqft · SingleFamily public records · 83 Days on market
Built 1918 2,500 sqft lot $64/sqft · 13% above area Est $71k · 13% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this solid 3-bedroom, 1-bath home located on a desirable street in Clairton, offering a great opportunity for homeowners or investors. The home features a spacious kitchen with plenty of room to make it your own. Upstairs, you’ll find three bedrooms, including one captured room—perfect for a home office, nursery, or flexible living space. Major mechanical updates—including the boiler, hot water tank, and windows. Stay comfortable with three Mitsubishi wall-unit air conditioning systems throughout the home. Enjoy the covered back porch overlooking a nice-sized yard—ideal for gardening, entertaining, or relaxing outdoors. The unfinished basement offers ample storage and additional potential. Being sold AS-IS.

Key facts

  • Spacious kitchen
  • Unfinished basement
  • Nice-sized yard

Tags

SPACIOUS KITCHENMAJOR MECHANICAL UPDATESCOVERED BACK PORCHNICE-SIZED YARDUNFINISHED BASEMENT

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $80k.

Deal economics

  • At list price, monthly cash flow is $609 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $80k).
  • Recommended offer: $75k (6.0% below list) — sets the bar for market timing.
  • Cap rate 15.4% vs local median 12.7% in Clairton — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 63/100 on livability (#1,308 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A; Watch: crime C-, health & safety D+, schools F.
  • Clairton City SD (suburban): math 7% / reading 21% proficiency, ranked #520 of 539 in PA (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 82% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+10.5%/yr); 94 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 62% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $552 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 8.0% rent growth), your $22k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 83 days — a 6% lower offer ($75k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $69k; 16% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1918 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $75,106 (6.0% below list)

Questions for the listing agent

  1. It's been on market 83 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1918 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.80%
Cap rate
15.44%
Cash-on-cash
32.66%
DSCR
2.45
GRM
4.6

CMA / ARV

ARV (median comp)
$70,617
List price
$79,900
Delta
13.15%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
737 Saint Clair Ave 0.06mi 3/2.0 1,264 (+1%) 2mo $159,900 $127 90
819 Toman Ave 0.25mi 3/2.0 1,242 (-0%) 1mo $78,000 $63 83
429 Baker Ave 0.43mi 2/1.5 (-1) 1,250 (+0%) 6mo $120,000 $96 68
1706 Polk Ave 0.52mi 3/1.0 1,278 (+2%) 6mo $36,000 $28 67
628 Large Ave 0.13mi 3/2.0 1,068 (-14%) 4mo $45,000 $42 62
956 Jefferson Dr 0.43mi 3/1.5 1,165 (-7%) 7mo $60,000 $52 61
320 N 4th St 0.75mi 3/1.0 1,290 (+3%) 2mo $87,000 $67 58
894 Toman Ave 0.27mi 2/1.5 (-1) 1,112 (-11%) 6mo $117,500 $106 57
571 Independence Dr 0.46mi 3/1.0 1,080 (-14%) 1mo $107,000 $99 55
609 Thompson Ave 0.60mi 3/1.0 1,158 (-7%) 6mo $95,000 $82 55
354 Wylie Ave 0.52mi 2/1.0 (-1) 1,134 (-9%) 6mo $32,000 $28 51
415 Wylie Ave 0.43mi 2/1.0 (-1) 1,091 (-13%) 6mo $118,000 $108 49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
33.2%
Equity multiple
2.49×
Total profit
$33,429
Equity at exit
$11,913
10-year hold
IRR
42.8%
Equity multiple
6.08×
Total profit
$113,611
Equity at exit
$6,908

Cash invested: $22,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15025

Home prices YoY
-34.4%
Rents YoY
10.5%
Active inventory
94
Price-to-rent
4.6×

Monthly cashflow live

Estimated rent
$1,436 high interval (Pro) →
Mortgage (P&I)
$419
Tax from tax record
$73 /mo · $880/yr
Insurance
$33
HOA
$0
Vacancy / Maint / Mgmt
$302
Net cashflow
$609

Break-even live

Break-even rent $665
Max offer price $79,900
Occupancy floor 53%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$19,975
Closing costs
$2,397
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 21 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
701-703 Waddell Ave Clairton, PA 4.0 1.0 1200 $1,850 $1.54 1d 1 0.05mi
505 Wylie Ave Clairton, PA 2.0 1.0 791 $1,500 $1.90 1d 1 0.35mi
753 East Dr Clairton, PA 3.0 1.0 1000 $1,100 $1.10 43d 1 0.47mi
127 Constitution Cir Clairton, PA 2.0 1.0 972 $1,275 $1.31 1d 1 0.51mi
127 Constitution Cir Clairton, PA 2.0 1.0 1063 $1,275 $1.20 10d 1 0.51mi
350 Wylie Ave Unit 1 Clairton, PA 2.0 1.0 1152 $1,050 $0.91 43d 1 0.52mi
601 Farnsworth Ave Clairton, PA 2.0 1.0 1004 $995 $0.99 4d 1 0.72mi
809 3rd St Unit 194 Clairton, PA 2.0 1.5 1244 $1,081 $0.87 43d 1 0.73mi
809 3rd St Unit 624 Clairton, PA 2.0 1.5 1240 $1,008 $0.81 43d 1 0.73mi
866 Vankirk St Unit 1 Clairton, PA 2.0 1.5 1440 $1,200 $0.83 43d 1 0.73mi
507 N 6th St Clairton, PA 2.0 1.5 1120 $1,250 $1.12 43d 1 0.73mi
618 Farnsworth Ave Clairton, PA 2.0 1.0 896 $1,050 $1.17 43d 1 0.75mi
874 Vankirk St Clairton, PA 3.0 1.5 1296 $1,150 $0.89 43d 1 0.75mi
927 Vankirk St Clairton, PA 2.0 1.0 840 $1,150 $1.37 12d 1 0.86mi
929 Vankirk St Unit 1 Clairton, PA 2.0 1.5 810 $1,050 $1.30 43d 1 0.86mi
185 Carnegie Ave Clairton, PA 3.0 1.0 1404 $1,295 $0.92 43d 1 0.90mi
441 Ohio Ave Clairton, PA 2.0 1.0 852 $950 $1.12 20d 1 1.15mi
231 Connecticut Ave Clairton, PA 3.0 1.0 1064 $1,150 $1.08 43d 1 1.17mi
1347 High Rd Clairton, PA 2.0 1.0 870 $1,250 $1.44 43d 1 1.27mi
2140 Lincoln Blvd Elizabeth, PA 2.0 1.0 968 $790 $0.82 43d 1 1.30mi
511 Payne Hill Rd Clairton, PA 1.0–3.0 1.0–2.0 1026 $1,900 $1.85 1d 1 1.44mi

Listing history 29 events

  1. 2026-06-18
    days on market $79,900 Active 83 DOM
  2. 2026-06-17
    days on market $79,900 Active 82 DOM
  3. 2026-06-16
    days on market $79,900 Active 81 DOM
  4. 2026-06-15
    days on market $79,900 Active 80 DOM
  5. 2026-06-13
    days on market $79,900 Active 78 DOM
  6. 2026-06-09
    days on market $79,900 Active 74 DOM
  7. 2026-06-08
    days on market $79,900 Active 73 DOM
  8. 2026-06-07
    days on market $79,900 Active 72 DOM
  9. 2026-06-05
    days on market $79,900 Active 69 DOM
  10. 2026-06-03
    days on market $79,900 Active 68 DOM
  11. 2026-06-02
    days on market $79,900 Active 67 DOM
  12. 2026-06-01
    days on market $79,900 Active 66 DOM
  13. 2026-05-31
    days on market $79,900 Active 65 DOM
  14. 2026-03-26
    listed $79,900 Active 751-char remark
    Show marketing remark (751 chars)

    Welcome to this solid 3-bedroom, 1-bath home located on a desirable street in Clairton, offering a great opportunity for homeowners or investors. The home features a spacious kitchen with plenty of room to make it your own. Upstairs, you’ll find three bedrooms, including one captured room—perfect for a home office, nursery, or flexible living space. Major mechanical updates—including the boiler, hot water tank, and windows. Stay comfortable with three Mitsubishi wall-unit air conditioning systems throughout the home. Enjoy the covered back porch overlooking a nice-sized yard—ideal for gardening, entertaining, or relaxing outdoors. The unfinished basement offers ample storage and additional potential. Being sold AS-IS.

  15. 2026-01-17
    historical Expired 815-char remark
    Show marketing remark (815 chars)

    Welcome to your charming three-bedroom, one-bathroom home, where comfort meets convenience! The well-appointed kitchen invites culinary creativity, making meal preparation a delight. Upstairs, you'll discover a serene primary bedroom, complemented by two additional bedrooms that offer versatility for guests, a home office, or playroom. The full bathroom on this level provides convenience for the whole family. The unfinished basement and laundry room offer ample storage space, ensuring your home stays clutter-free while providing the potential for future customization. The newer boiler, hot water tank, and windows enhance the home’s efficiency and comfort. On warmer days, enjoy the luxury of three individual Mitsubishi split air conditioning units, ensuring your living spaces stay cool and inviting.

  16. 2025-12-08
    status Active 815-char remark
    Show marketing remark (815 chars)

    Welcome to your charming three-bedroom, one-bathroom home, where comfort meets convenience! The well-appointed kitchen invites culinary creativity, making meal preparation a delight. Upstairs, you'll discover a serene primary bedroom, complemented by two additional bedrooms that offer versatility for guests, a home office, or playroom. The full bathroom on this level provides convenience for the whole family. The unfinished basement and laundry room offer ample storage space, ensuring your home stays clutter-free while providing the potential for future customization. The newer boiler, hot water tank, and windows enhance the home’s efficiency and comfort. On warmer days, enjoy the luxury of three individual Mitsubishi split air conditioning units, ensuring your living spaces stay cool and inviting.

  17. 2025-10-17
    listed $60,000 Active 815-char remark
    Show marketing remark (815 chars)

    Welcome to your charming three-bedroom, one-bathroom home, where comfort meets convenience! The well-appointed kitchen invites culinary creativity, making meal preparation a delight. Upstairs, you'll discover a serene primary bedroom, complemented by two additional bedrooms that offer versatility for guests, a home office, or playroom. The full bathroom on this level provides convenience for the whole family. The unfinished basement and laundry room offer ample storage space, ensuring your home stays clutter-free while providing the potential for future customization. The newer boiler, hot water tank, and windows enhance the home’s efficiency and comfort. On warmer days, enjoy the luxury of three individual Mitsubishi split air conditioning units, ensuring your living spaces stay cool and inviting.

  18. 2025-09-18
    historical Expired
  19. 2025-04-23
    price $60,000
  20. 2024-11-21
    price $72,000
  21. 2024-10-28
    listed $79,900 Active
  22. 2023-07-11
    historical
  23. 2023-02-28
    soldstatus $69,000
  24. 2023-02-27
    soldstatus $69,000 Closed
  25. 2023-01-28
    status Pending
  26. 2023-01-18
    price $69,000
  27. 2022-12-15
    status Active
  28. 2022-11-23
    historical Contingent
  29. 2022-11-14
    listed $79,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$880 · $73/mo
Projected year-2 tax
$1,071 · $89/mo
Expected delta
+$191/yr (+$16/mo · 21.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥96°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 5/10 Major 8 unhealthy d/yr today · 8 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,234
− Mortgage interest
−$4,476
− Property taxes
−$880
− Insurance
−$400
− Repairs & maintenance
−$1,379
− Management
−$1,379
− Depreciation
−$2,324
Taxable income
$6,396
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,535
After-tax cash flow
$5,772/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Clairton City SD
NCES district ID
4206030
Math proficiency
7% ▼ -11.00%
Reading proficiency
21% ▼ -12.00%
Median HH income
$30,250
Composite
11.0/100
National rank
#9742
State rank
#520 of 539 in PA

Livability — Clairton

Score
63/100
State rank
#1308
US rank
#16085

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment F Housing A Health & safety D+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Clairton, PA
County
Allegheny County · 1,022,028 people
City population
16,939
Metro
Pittsburgh, PA
Population (ZIP)
16,939
Household income
$76,531
Rent vs Own
25.1% rent · 74.9% own
Severe rent burden
572.0

Population outlook (Allegheny County) Hauer SSP2

Today (2025)
1,250,282 people
By 2030
1,256,482 · +0.5%
By 2040
1,256,318 · +0.5%
By 2050
1,244,169 · -0.5%
By 2075
1,197,693 · -4.2%
By 2100
1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (74%)
Race & ethnicity
White 74% Black 18% Two or more races 4% Asian 2% Hispanic / Latino 2%
Common ancestry
Romanian 6% Lithuanian 2% Slovak 1%
Foreign-born
4% · China, Canada, India
Languages at home
96% English-only · Other Indo-European 1% Chinese 1% Spanish 1%

Political lean MEDSL · Allegheny

2024 margin
Strong D (+20.3) · D 59.7% · R 39.4%
2008→2024 swing
+4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
All cycles
2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -96.35%
Current HPI
183.858
Rent YoY
▲ 10.47%
Metro
Pittsburgh, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
16 events — show timeline
  • 2026-03-26 Listed $79,900 West Penn MLS
  • 2026-01-17 Delisted West Penn MLS
  • 2025-12-08 Relisted West Penn MLS
  • 2025-10-17 Listed $60,000 West Penn MLS
  • 2025-09-18 Delisted West Penn MLS
  • 2025-04-23 Price Changed $60,000 West Penn MLS
  • 2024-11-21 Price Changed $72,000 West Penn MLS
  • 2024-10-28 Listed $79,900 West Penn MLS
  • 2023-07-11 Rental Removed WPMLS
  • 2023-02-28 Sold (Public Records) $69,000 Public Records
  • 2023-02-27 Sold (MLS) $69,000 West Penn MLS
  • 2023-01-28 Pending West Penn MLS
  • 2023-01-18 Price Changed $69,000 West Penn MLS
  • 2022-12-15 Relisted West Penn MLS
  • 2022-11-23 Contingent West Penn MLS
  • 2022-11-14 Listed $79,900 West Penn MLS

Property tax history

+26.1%/yr

Latest (2026): $880 · +11.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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