CashFlowRE
Sign in Sign up
2569 Wimberley Pine Ct
D- Composite 37.3
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +11.5/15.0
  • Cash flow +8.1/30.0
  • Schools +3.7/10.0
  • Rent growth +3.5/5.0
  • Livability +3.2/5.0
  • 1% rule +2.6/10.0
  • Condition / age +2.5/5.0
  • DSCR +2.2/10.0
  • Appreciation +0.0/10.0

$427,500

2569 Wimberley Pine Ct · Dacula, GA 30019
4 bd · 3.0 ba · 2,392 sqft · SingleFamily public records · 66 Days on market
Built 2021 10,454 sqft lot $179/sqft · 9% below area Est $469k · 9% under $54/mo HOA · 2% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

MOVE IN READY! Top Rated Gwinnett County Schools. Spacious 4 Bedroom, 3 Bath House Located on a Cul-de-Sac lot within Walking Distance to Shopping. MASTER ON MAIN with Tray Ceilings. Master Bath retreat includes Double Vanity and Separate Tile Shower and Spa-like Bathtub. Additionally, a Private Bedroom and Bath on the MAIN Level makes this the PERFECT Floorplan for Guest. Oversized Gourmet Kitchen Features Granite Countertops, Stainless Steel Appliances and Large Kitchen Island. Views to the Backyard Retreat with Porch and Living Room makes this the PERFECT Spot to Entertain. Upstairs Features 2 Additional Bedrooms, Bath and Loft area, A Great Kids Sanctuary! Built NEW in 2021, This home is Move in Ready without the Maintenance and Expense. LOCATION is Wonderful and This House has one Amazing Feature after Another. A Tremendous Value and Deal in Gwinnett County. The Property & Location Makes it the Perfect Opportunity to Enjoy the Best of Dacula- Welcome Home!

Key facts

  • Cul-de-sac lot
  • Double vanity
  • Spa-like bathtub

Tags

CUL-DE-SAC LOTMASTER ON MAINDOUBLE VANITYSEPARATE TILE SHOWERSPA-LIKE BATHTUBOVERSIZED GOURMET KITCHEN

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath single-family listed at $428k.

Deal economics

  • At list price, monthly cash flow is $-411 ($-5k/yr) — negative.
  • To cash-flow at today's rent, offer at most $355k (17.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $323k (24.4% below list).
  • Recommended offer: $323k (24.4% below list) — sets the bar for 1% rule.
  • Cap rate 5.1% vs local median 4.0% in Dacula — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 65/100 on livability (#211 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: amenities F, commute F, health & safety D-.
  • Gwinnett County (suburban): math 39% / reading 43% proficiency, ranked #32 of 174 in GA (top 18%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Harbins Elementary School (math 47% / reading 52%, grade D, #264 of 1,228 statewide, top 23%, 1,412 students, 46% FRL); Mcconnell Middle School (math 39% / reading 51%, grade D, #103 of 470 statewide, top 23%, 2,176 students, 51% FRL); Archer High School (math 32% / reading 33%, grade F, #104 of 424 statewide, top 25%, 3,134 students, 43% FRL) — zoned schools at 47% FRL track the district average.
  • Market conditions: Rents rising fast (+4.1%/yr); 658 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 27d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 5,607 units permitted in Gwinnett County in 2024 (1,277 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($117k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $13k of value loss. Plan a longer hold.
  • Gwinnett County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 66 days — a 6% lower offer ($402k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $300k; 42% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $323,081 (24.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 66 days. Have you received any prior offers? Is the seller open to a 24% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.76%
Cap rate
5.14%
Cash-on-cash
-4.12%
DSCR
0.82
GRM
11.0

CMA / ARV

ARV (median comp)
$469,452
List price
$427,500
Delta
-8.94%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2430 Melton Common Dr 0.10mi 4/3.0 2,427 (+2%) 16mo $436,000 $180 80
2560 Melton Common Dr 0.03mi 4/3.0 2,440 (+2%) 21mo $460,000 $189 78
2490 Melton Common Dr 0.05mi 4/2.5 2,306 (-4%) 15mo $428,500 $186 77
2600 Melton Common Dr 0.05mi 4/3.5 2,308 (-4%) 17mo $440,000 $191 75
2541 Melton Common Dr 0.06mi 4/2.5 2,587 (+8%) 18mo $450,000 $174 66
1323 Champion Run Dr 0.14mi 4/2.5 2,609 (+9%) 14mo $520,000 $199 65
2490 Tack Hill Ct 0.33mi 4/2.5 2,529 (+6%) 11mo $425,000 $168 64
2461 Melton Common Dr 0.09mi 4/3.0 2,700 (+13%) 14mo $460,000 $170 63
1151 Paiute Ct 0.19mi 3/2.5 (-1) 2,064 (-14%) 2mo $353,000 $171 59
2497 Lillies Trce 0.14mi 3/2.5 (-1) 2,142 (-10%) 18mo $435,000 $203 54
1055 Leighs Brook Way 0.65mi 4/3.0 2,221 (-7%) 13mo $368,000 $166 47
1312 Harbins Rd 0.43mi 4/2.0 2,127 (-11%) 13mo $399,000 $188 47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.06% rent growth · sell at horizon

5-year hold
IRR
-22.1%
Equity multiple
0.23×
Total profit
$-91,908
Equity at exit
$63,742
10-year hold
IRR
-13.6%
Equity multiple
0.17×
Total profit
$-98,910
Equity at exit
$36,962

Cash invested: $119,700 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30019

Rents YoY
4.1%
Active inventory
658
Price-to-rent
11.0×

Monthly cashflow live

Estimated rent
$3,231 high interval (Pro) →
Mortgage (P&I)
$2,242
Tax from tax record
$489 /mo · $5,871/yr
Insurance
$178
HOA
$54
Vacancy / Maint / Mgmt
$678
Net cashflow
$-411

Break-even live

Break-even rent $3,751
Max offer price $354,913
Occupancy floor

Sensitivity live

Price -10% $-169 -5% $-290 +0% $-411 +5% $-532 +10% $-653
Rent -10% $-666 -5% $-539 +0% $-411 +5% $-283 +10% $-156
Rate -1.0pp $-196 -0.5pp $-302 base $-411 +0.5pp $-522 +1.0pp $-634

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$106,875
Closing costs
$12,825
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 14 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2441 Melton Common Dr Dacula, GA 4.0 3.0 2712 $2,600 $0.96 26d 1 0.08mi
1151 Paiute Ct Dacula, GA 3.0 2.5 2112 $2,325 $1.10 1d 1 0.21mi
1324 Ace McMillian Rd Dacula, GA 3.0 3.0 2308 $3,900 $1.69 46d 1 0.25mi
1222 Paiute Ct Dacula, GA 5.0 3.0 2268 $4,250 $1.87 46d 1 0.38mi
1404 Slate Bend Dr Dacula, GA 5.0 3.0 3043 $4,000 $1.31 46d 1 0.67mi
1404 Slate Bend Dr Dacula, GA 5.0 3.0 3043 $3,700 $1.22 13d 1 0.67mi
2517 Briar Valley Way Dacula, GA 3.0 2.0 1689 $700 $0.41 26d 1 0.76mi
2886 Cove View Ct Dacula, GA 5.0 3.0 3193 $4,100 $1.28 26d 1 0.90mi
2909 Estate View Ct Dacula, GA 5.0 3.0 3177 $3,000 $0.94 46d 1 0.93mi
2909 Estate View Ct Dacula, GA 5.0 3.0 3177 $3,200 $1.01 1d 1 0.93mi
2730 Jona Trl Dacula, GA 4.0 2.5 2359 $2,450 $1.04 4d 1 1.13mi
2730 Jona Trl Dacula, GA 4.0 2.5 2359 $2,450 $1.04 46d 1 1.13mi
1268 Mitford Ln Dacula, GA 4.0 2.5 2414 $3,400 $1.41 7d 1 1.35mi
1765 Campbell Ives Dr Lawrenceville, GA 4.0 2.0 2883 $2,299 $0.80 17d 1 1.50mi

HOA detail

Monthly dues
$54 · $648/yr

Listing history 21 events

  1. 2026-06-22
    days on market $427,500 Active 66 DOM
  2. 2026-06-18
    days on market $427,500 Active 63 DOM
  3. 2026-06-17
    days on market $427,500 Active 62 DOM
  4. 2026-06-16
    days on market $427,500 Active 61 DOM
  5. 2026-06-15
    days on market $427,500 Active 60 DOM
  6. 2026-06-13
    days on market $427,500 Active 58 DOM
  7. 2026-06-09
    days on market $427,500 Active 54 DOM
  8. 2026-06-08
    days on market $427,500 Active 53 DOM
  9. 2026-06-07
    days on market $427,500 Active 52 DOM
  10. 2026-06-04
    days on market $427,500 Active 49 DOM
  11. 2026-06-03
    days on market $427,500 Active 48 DOM
  12. 2026-06-02
    days on market $427,500 Active 47 DOM
  13. 2026-06-01
    days on market $427,500 Active 46 DOM
  14. 2026-05-31
    days on market $427,500 Active 45 DOM
  15. 2026-05-14
    price $427,500 980-char remark
    Show marketing remark (980 chars)

    MOVE IN READY! Top Rated Gwinnett County Schools. Spacious 4 Bedroom, 3 Bath House Located on a Cul-de-Sac lot within Walking Distance to Shopping. MASTER ON MAIN with Tray Ceilings. Master Bath retreat includes Double Vanity and Separate Tile Shower and Spa-like Bathtub. Additionally, a Private Bedroom and Bath on the MAIN Level makes this the PERFECT Floorplan for Guest. Oversized Gourmet Kitchen Features Granite Countertops, Stainless Steel Appliances and Large Kitchen Island. Views to the Backyard Retreat with Porch and Living Room makes this the PERFECT Spot to Entertain. Upstairs Features 2 Additional Bedrooms, Bath and Loft area, A Great Kids Sanctuary! Built NEW in 2021, This home is Move in Ready without the Maintenance and Expense. LOCATION is Wonderful and This House has one Amazing Feature after Another. A Tremendous Value and Deal in Gwinnett County. The Property & Location Makes it the Perfect Opportunity to Enjoy the Best of Dacula- Welcome Home!

  16. 2026-05-14
    price $427,500 980-char remark
    Show marketing remark (980 chars)

    MOVE IN READY! Top Rated Gwinnett County Schools. Spacious 4 Bedroom, 3 Bath House Located on a Cul-de-Sac lot within Walking Distance to Shopping. MASTER ON MAIN with Tray Ceilings. Master Bath retreat includes Double Vanity and Separate Tile Shower and Spa-like Bathtub. Additionally, a Private Bedroom and Bath on the MAIN Level makes this the PERFECT Floorplan for Guest. Oversized Gourmet Kitchen Features Granite Countertops, Stainless Steel Appliances and Large Kitchen Island. Views to the Backyard Retreat with Porch and Living Room makes this the PERFECT Spot to Entertain. Upstairs Features 2 Additional Bedrooms, Bath and Loft area, A Great Kids Sanctuary! Built NEW in 2021, This home is Move in Ready without the Maintenance and Expense. LOCATION is Wonderful and This House has one Amazing Feature after Another. A Tremendous Value and Deal in Gwinnett County. The Property & Location Makes it the Perfect Opportunity to Enjoy the Best of Dacula- Welcome Home!

  17. 2026-04-16
    listed $429,900 Active 980-char remark
    Show marketing remark (980 chars)

    MOVE IN READY! Top Rated Gwinnett County Schools. Spacious 4 Bedroom, 3 Bath House Located on a Cul-de-Sac lot within Walking Distance to Shopping. MASTER ON MAIN with Tray Ceilings. Master Bath retreat includes Double Vanity and Separate Tile Shower and Spa-like Bathtub. Additionally, a Private Bedroom and Bath on the MAIN Level makes this the PERFECT Floorplan for Guest. Oversized Gourmet Kitchen Features Granite Countertops, Stainless Steel Appliances and Large Kitchen Island. Views to the Backyard Retreat with Porch and Living Room makes this the PERFECT Spot to Entertain. Upstairs Features 2 Additional Bedrooms, Bath and Loft area, A Great Kids Sanctuary! Built NEW in 2021, This home is Move in Ready without the Maintenance and Expense. LOCATION is Wonderful and This House has one Amazing Feature after Another. A Tremendous Value and Deal in Gwinnett County. The Property & Location Makes it the Perfect Opportunity to Enjoy the Best of Dacula- Welcome Home!

  18. 2026-02-17
    historical
  19. 2025-12-04
    listed $429,900 New 980-char remark
    Show marketing remark (980 chars)

    MOVE IN READY! Top Rated Gwinnett County Schools. Spacious 4 Bedroom, 3 Bath House Located on a Cul-de-Sac lot within Walking Distance to Shopping. MASTER ON MAIN with Tray Ceilings. Master Bath retreat includes Double Vanity and Separate Tile Shower and Spa-like Bathtub. Additionally, a Private Bedroom and Bath on the MAIN Level makes this the PERFECT Floorplan for Guest. Oversized Gourmet Kitchen Features Granite Countertops, Stainless Steel Appliances and Large Kitchen Island. Views to the Backyard Retreat with Porch and Living Room makes this the PERFECT Spot to Entertain. Upstairs Features 2 Additional Bedrooms, Bath and Loft area, A Great Kids Sanctuary! Built NEW in 2021, This home is Move in Ready without the Maintenance and Expense. LOCATION is Wonderful and This House has one Amazing Feature after Another. A Tremendous Value and Deal in Gwinnett County. The Property & Location Makes it the Perfect Opportunity to Enjoy the Best of Dacula- Welcome Home!

  20. 2025-12-04
    listed $449,900 New
    Show marketing remark (980 chars)

    MOVE IN READY! Top Rated Gwinnett County Schools. Spacious 4 Bedroom, 3 Bath House Located on a Cul-de-Sac lot within Walking Distance to Shopping. MASTER ON MAIN with Tray Ceilings. Master Bath retreat includes Double Vanity and Separate Tile Shower and Spa-like Bathtub. Additionally, a Private Bedroom and Bath on the MAIN Level makes this the PERFECT Floorplan for Guest. Oversized Gourmet Kitchen Features Granite Countertops, Stainless Steel Appliances and Large Kitchen Island. Views to the Backyard Retreat with Porch and Living Room makes this the PERFECT Spot to Entertain. Upstairs Features 2 Additional Bedrooms, Bath and Loft area, A Great Kids Sanctuary! Built NEW in 2021, This home is Move in Ready without the Maintenance and Expense. LOCATION is Wonderful and This House has one Amazing Feature after Another. A Tremendous Value and Deal in Gwinnett County. The Property & Location Makes it the Perfect Opportunity to Enjoy the Best of Dacula- Welcome Home!

  21. 2021-01-25
    soldstatus $300,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$5,871 · $489/mo
Projected year-2 tax
$5,871 · $489/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥104°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 16% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$38,770
− Mortgage interest
−$23,947
− Property taxes
−$5,871
− Insurance
−$2,138
− Repairs & maintenance
−$3,102
− Management
−$3,102
− HOA
−$648
− Depreciation
−$12,436
Taxable loss
−$12,473
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,994
After-tax cash flow
$-1,937/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Gwinnett County
NCES district ID
1302550
Math proficiency
39% ▼ -15.00%
Reading proficiency
43% ▼ -10.00%
Median HH income
$62,416
Composite
36.5/100
National rank
#4648
State rank
#32 of 174 in GA

Livability — Dacula

Score
65/100
State rank
#211
US rank
#12728

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment C+ Housing A+ Health & safety D- User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Dacula, GA
County
Gwinnett County · 952,346 people
City population
51,162
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
51,162
Household income
$116,583
Rent vs Own
16.1% rent · 83.9% own
Severe rent burden
630.0

Population outlook (Gwinnett County) Hauer SSP2

Today (2025)
1,106,028 people
By 2030
1,211,414 · +9.5%
By 2040
1,422,277 · +28.6%
By 2050
1,623,204 · +46.8%
By 2075
2,105,240 · +90.3%
By 2100
2,443,321 · +120.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.67)
Race & ethnicity
White 49% Black 27% Hispanic / Latino 13% Two or more races 10% Asian 6%
Hispanic origin (detail)
Mexican 5% Puerto Rican 2%
Common ancestry
Hispanic 3% Italian 2% Romanian 2%
Foreign-born
16% · Canada, Vietnam, Jamaica
Languages at home
78% English-only · Spanish 10% Other Indo-European 3% French/Haitian/Cajun 2%

Political lean MEDSL · Gwinnett

2024 margin
D (+16.5) · D 57.6% · R 41.1% · Other 1.2%
2008→2024 swing
+26.8pp toward D · 2008: -10.2pp · 2024: 16.5pp
All cycles
2024: D+16.5 2020: D+18.3 2016: D+5.8 2012: R+9.4 2008: R+10.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -155.48%
Current HPI
212.925
Rent YoY
▲ 4.06%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+42.5% since first listed
7 events — show timeline
  • 2026-05-14 Price Changed $427,500 GAMLS
  • 2026-05-14 Price Changed $427,500 FMLS
  • 2026-04-16 Listed $429,900 FMLS
  • 2026-02-17 Listing Removed GAMLS
  • 2025-12-04 Listed $449,900 GAMLS
  • 2025-12-04 Listed $429,900 GAMLS
  • 2021-01-25 Sold (Public Records) $300,000 Public Records

Property tax history

+45.6%/yr

Latest (2025): $5,871 · +16.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…