9519 Lochridge Pike · Converse, TX 78109

$281,226

3 bd · 2.5 ba · 2,153 sqft · SingleFamily · 298 Days on market

Built 2025 4,617 sqft lot $131/sqft · 7% below area Est $303k · 7% under $39/mo HOA · 2% of rent ↓ 12% since listing

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +12.2/30.0
• ARV discount +10.8/15.0
• DSCR +3.6/10.0
• Livability +3.3/5.0
• Condition / age +2.5/5.0
• 1% rule +2.3/10.0
• Rent growth +2.2/5.0
• Schools +1.9/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

This beautifully crafted home features 9-ft. first-floor ceilings and a spacious, open layout. The kitchen offers Whirlpool stainless steel appliances, Woodmont Belmont 42-in. upper cabinets, a Daltile tile backsplash, extended breakfast bar, and Arctic Pearl granite countertops. The primary bath is a relaxing retreat with a raised vanity, upgraded cabinets, a 42-in. garden tub, and a separate shower with Daltile tile surround. Elegant details include a Carrara-style entry door, Kwikset Polo interior hardware, 2-in. faux wood blinds, and Coastline ceramic tile flooring in the bathrooms, kitchen, and living room. A soft water loop, wireless security system, fully sodded yard, and automatic sprinkler system add convenience and peace of mind.

Key facts

• Raised vanity
• Separate shower
• Upgraded cabinets

Tags

• DALTILE TILE BACKSPLASH
• EXTENDED BREAKFAST BAR
• RAISED VANITY
• UPGRADED CABINETS
• GARDEN TUB
• SEPARATE SHOWER

What this means for you Summary

Snapshot

• This is a 3-bed/2.5-bath single-family listed at $281k.

Deal economics

• At list price, monthly cash flow is $-56 ($-673/yr) — negative.
• To cash-flow at today's rent, offer at most $271k (3.5% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $206k (26.6% below list).
• Recommended offer: $206k (26.6% below list) — sets the bar for 1% rule.
• Cap rate 6.1% vs local median 4.3% in Converse — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 66/100 on livability (#649 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, employment B; Watch: schools C-, crime C-, amenities F.
• East Central ISD (rural): math 16% / reading 25% proficiency, ranked #758 of 826 in TX (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents soft (-1.1%/yr); 1207 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 298 days — a 12% lower offer ($247k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $206,285 (26.6% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 298 days. Have you received any prior offers? Is the seller open to a 27% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.73% ✗
• Cap rate: 6.05%
• Cash-on-cash: -0.85%
• DSCR: 0.96
• GRM: 11.4

CMA / ARV

• ARV (median comp): $303,446
• List price: $281,226
• Delta: -7.32%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
9515 Griffith Run	0.33mi	3/2.5	2,100 (-2%)	1mo	$266,375	$127	80
1936 Chicksaw Rose	0.39mi	4/2.5 (+1)	2,173 (+1%)	1mo	$239,999	$110	75
11719 Evergreen Rose	0.39mi	4/3.5 (+1)	2,149 (-0%)	1mo	$284,999	$133	72
11413 Bamboo Dr	0.39mi	4/3.0 (+1)	2,210 (+3%)	1mo	$268,999	$122	70
11428 Bamboo Dr	0.39mi	4/3.0 (+1)	2,024 (-6%)	1mo	$258,999	$128	64
11445 Bamboo Dr	0.39mi	4/3.0 (+1)	2,024 (-6%)	1mo	$257,999	$127	64
11742 Carolina Rose	0.39mi	4/3.0 (+1)	2,288 (+6%)	1mo	$268,999	$118	64
1911 Quintero Pl	0.39mi	4/3.0 (+1)	2,288 (+6%)	1mo	$278,999	$122	64
11469 Bamboo Dr	0.39mi	3/2.0	1,904 (-12%)	1mo	$246,999	$130	60
8008 Biggio Ln	0.39mi	4/2.5 (+1)	1,897 (-12%)	1mo	$227,999	$120	56
2021 Chicksaw Rose	0.39mi	4/2.5 (+1)	1,867 (-13%)	1mo	$224,999	$121	54
1932 Chicksaw Rose	0.39mi	4/2.5 (+1)	1,867 (-13%)	1mo	$224,999	$121	54

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -20.7%
• Equity multiple: 0.30×
• Total profit: $-55,315
• Equity at exit: $41,932

10-year hold

• IRR: -21.3%
• Equity multiple: 0.03×
• Total profit: $-76,646
• Equity at exit: $24,315

Cash invested: $78,743 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 78109

• Home prices YoY: -17.8%
• Rents YoY: -1.1%
• Active inventory: 1207
• Price-to-rent: 11.4×

Monthly cashflow live

• Estimated rent: $2,063 high
• Mortgage (P&I): −$1,475
• Tax from tax record: −$55 /mo · $657/yr
• Insurance: −$117
• HOA: −$39
• Vacancy / Maint / Mgmt: −$433
• Net cashflow: $-56

Break-even live

Break-even rent $2,134

Max offer price $271,321

Occupancy floor 98%

Sensitivity live

Price	-10% $103	-5% $24	+0% $-56	+5% $-136	+10% $-215
Rent	-10% $-219	-5% $-138	+0% $-56	+5% $25	+10% $107
Rate	-1.0pp $86	-0.5pp $15	base $-56	+0.5pp $-129	+1.0pp $-203

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $70,306
• Closing costs: $8,437
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
5024 Galvan Mnr Converse, TX	4.0	3.0	2701	$2,600	$0.96	4d	1	0.14mi
5147 Longhorn Riv Converse, TX	4.0	2.5	2096	$2,000	$0.95	25d	1	0.18mi
9411 Braman Pt Converse, TX	4.0	2.0	1703	$1,850	$1.09	0d	1	0.21mi
9515 Braman Pt Converse, TX	4.0	2.5	2701	$2,500	$0.93	25d	1	0.28mi
9114 McCoy Pass Converse, TX	4.0	2.5	1951	$2,199	$1.13	5d	1	0.34mi
11621 Dog Rose Converse, TX	4.0	2.0	1500	$1,495	$1.00	5d	1	0.38mi
11742 Carolina Rose Converse, TX	4.0	3.0	2288	$1,845	$0.81	5d	1	0.38mi
11710 California Rose Converse, TX	4.0	2.5	1867	$1,635	$0.88	23d	1	0.38mi
11810 Spiderwort RDG Converse, TX	4.0	2.5	1535	$1,497	$0.98	45d	1	0.38mi
5625 Rowan RDG Converse, TX	3.0	2.5	1605	$1,700	$1.06	5d	1	0.38mi
8911 Sumners Wise Converse, TX	4.0	2.0	1627	$1,745	$1.07	4d	1	0.43mi
9243 Grand Western Converse, TX	4.0	2.5	2516	$2,500	$0.99	25d	1	0.47mi
8830 McCoy Pass Converse, TX	4.0	2.0	1950	$1,995	$1.02	0d	1	0.47mi
9223 Grand Western Converse, TX	3.0	2.0	1908	$1,950	$1.02	5d	1	0.49mi
9224 Grand Western Converse, TX	4.0	3.5	2633	$2,400	$0.91	25d	1	0.52mi
4807 Marylebone Ave Converse, TX	4.0	2.5	2032	$2,200	$1.08	45d	1	0.52mi
8810 Barrow Path Converse, TX	4.0	2.0	1667	$1,695	$1.02	21d	1	0.53mi
8803 Barrow Path Converse, TX	3.0	2.0	1440	$1,570	$1.09	25d	1	0.53mi
9231 Yaya Rd Converse, TX	4.0	2.5	2329	$2,150	$0.92	21d	1	0.55mi
5223 Hornbeck Hts Converse, TX	3.0	2.0	1440	$1,795	$1.25	45d	1	0.55mi
5170 Fowler Crst Converse, TX	3.0	2.0	1450	$1,695	$1.17	5d	1	0.57mi
8907 Ladbroke Grv Converse, TX	3.0	2.0	1921	$1,900	$0.99	3d	1	0.61mi
8931 Arundal Gdn Converse, TX	4.0	2.5	2507	$2,300	$0.92	14d	1	0.64mi
8907 Arundal Gdn Converse, TX	3.0	2.0	1921	$1,895	$0.99	19d	1	0.68mi
4326 Stanley Park Converse, TX	3.0	2.0	1484	$1,650	$1.11	3d	1	0.68mi
8902 Grand Western Converse, TX	3.0	2.5	1570	$1,995	$1.27	45d	1	0.74mi
4218 Stanley Park Converse, TX	4.0	2.5	2697	$1,900	$0.70	45d	1	0.75mi
9310 Nubuck Br Converse, TX	3.0	2.0	1525	$1,895	$1.24	5d	1	0.76mi
9335 Nubuck Br Converse, TX	4.0	2.5	2243	$2,095	$0.93	45d	1	0.77mi
4126 Stanley Park Converse, TX	4.0	2.5	2514	$1,945	$0.77	45d	1	0.79mi
6426 Thorpe Holw Converse, TX	3.0	2.5	1414	$1,600	$1.13	25d	1	0.81mi
5810 Rue Picasso Converse, TX	4.0	3.0	2241	$2,650	$1.18	14d	1	0.82mi
9334 Aniston Blf Converse, TX	4.0	2.5	2243	$2,200	$0.98	5d	1	0.83mi
9026 Bowring Park Converse, TX	3.0	2.0	1721	$1,795	$1.04	45d	1	0.83mi
9310 Bennett Frst Converse, TX	4.0	2.5	2198	$2,300	$1.05	19d	1	0.88mi
5431 Rue Girard Converse, TX	3.0	2.5	1605	$1,700	$1.06	25d	1	0.89mi
9219 Bennett Frst Converse, TX	3.0	2.0	1526	$1,900	$1.25	45d	1	0.90mi
5439 Rue Girard Converse, TX	3.0	2.5	1826	$2,400	$1.31	25d	1	0.91mi
5923 Dewdrop Ln Converse, TX	4.0	3.0	2870	$3,500	$1.22	23d	1	0.91mi
9234 Foxing Blfs Converse, TX	3.0	2.5	1414	$1,825	$1.29	4d	1	0.92mi

HOA detail

• Monthly dues: $39 · $468/yr
• Likely covers: waterpoolsecurity

Listing history 22 events

1. 2026-05-08
   historical Active Option 749-char remark

   Show marketing remark (749 chars)

   This beautifully crafted home features 9-ft. first-floor ceilings and a spacious, open layout. The kitchen offers Whirlpool stainless steel appliances, Woodmont Belmont 42-in. upper cabinets, a Daltile tile backsplash, extended breakfast bar, and Arctic Pearl granite countertops. The primary bath is a relaxing retreat with a raised vanity, upgraded cabinets, a 42-in. garden tub, and a separate shower with Daltile tile surround. Elegant details include a Carrara-style entry door, Kwikset Polo interior hardware, 2-in. faux wood blinds, and Coastline ceramic tile flooring in the bathrooms, kitchen, and living room. A soft water loop, wireless security system, fully sodded yard, and automatic sprinkler system add convenience and peace of mind.

2. 2026-05-01
   price $281,226 749-char remark

   Show marketing remark (749 chars)

   This beautifully crafted home features 9-ft. first-floor ceilings and a spacious, open layout. The kitchen offers Whirlpool stainless steel appliances, Woodmont Belmont 42-in. upper cabinets, a Daltile tile backsplash, extended breakfast bar, and Arctic Pearl granite countertops. The primary bath is a relaxing retreat with a raised vanity, upgraded cabinets, a 42-in. garden tub, and a separate shower with Daltile tile surround. Elegant details include a Carrara-style entry door, Kwikset Polo interior hardware, 2-in. faux wood blinds, and Coastline ceramic tile flooring in the bathrooms, kitchen, and living room. A soft water loop, wireless security system, fully sodded yard, and automatic sprinkler system add convenience and peace of mind.

3. 2026-04-25
   price $281,111 749-char remark

   Show marketing remark (749 chars)

   This beautifully crafted home features 9-ft. first-floor ceilings and a spacious, open layout. The kitchen offers Whirlpool stainless steel appliances, Woodmont Belmont 42-in. upper cabinets, a Daltile tile backsplash, extended breakfast bar, and Arctic Pearl granite countertops. The primary bath is a relaxing retreat with a raised vanity, upgraded cabinets, a 42-in. garden tub, and a separate shower with Daltile tile surround. Elegant details include a Carrara-style entry door, Kwikset Polo interior hardware, 2-in. faux wood blinds, and Coastline ceramic tile flooring in the bathrooms, kitchen, and living room. A soft water loop, wireless security system, fully sodded yard, and automatic sprinkler system add convenience and peace of mind.

4. 2026-04-03
   price $301,111 749-char remark

   Show marketing remark (749 chars)

   This beautifully crafted home features 9-ft. first-floor ceilings and a spacious, open layout. The kitchen offers Whirlpool stainless steel appliances, Woodmont Belmont 42-in. upper cabinets, a Daltile tile backsplash, extended breakfast bar, and Arctic Pearl granite countertops. The primary bath is a relaxing retreat with a raised vanity, upgraded cabinets, a 42-in. garden tub, and a separate shower with Daltile tile surround. Elegant details include a Carrara-style entry door, Kwikset Polo interior hardware, 2-in. faux wood blinds, and Coastline ceramic tile flooring in the bathrooms, kitchen, and living room. A soft water loop, wireless security system, fully sodded yard, and automatic sprinkler system add convenience and peace of mind.

5. 2026-03-28
   price $311,111 749-char remark

   Show marketing remark (749 chars)

   This beautifully crafted home features 9-ft. first-floor ceilings and a spacious, open layout. The kitchen offers Whirlpool stainless steel appliances, Woodmont Belmont 42-in. upper cabinets, a Daltile tile backsplash, extended breakfast bar, and Arctic Pearl granite countertops. The primary bath is a relaxing retreat with a raised vanity, upgraded cabinets, a 42-in. garden tub, and a separate shower with Daltile tile surround. Elegant details include a Carrara-style entry door, Kwikset Polo interior hardware, 2-in. faux wood blinds, and Coastline ceramic tile flooring in the bathrooms, kitchen, and living room. A soft water loop, wireless security system, fully sodded yard, and automatic sprinkler system add convenience and peace of mind.

6. 2026-02-28
   price $321,111 749-char remark

   Show marketing remark (749 chars)

   This beautifully crafted home features 9-ft. first-floor ceilings and a spacious, open layout. The kitchen offers Whirlpool stainless steel appliances, Woodmont Belmont 42-in. upper cabinets, a Daltile tile backsplash, extended breakfast bar, and Arctic Pearl granite countertops. The primary bath is a relaxing retreat with a raised vanity, upgraded cabinets, a 42-in. garden tub, and a separate shower with Daltile tile surround. Elegant details include a Carrara-style entry door, Kwikset Polo interior hardware, 2-in. faux wood blinds, and Coastline ceramic tile flooring in the bathrooms, kitchen, and living room. A soft water loop, wireless security system, fully sodded yard, and automatic sprinkler system add convenience and peace of mind.

7. 2026-01-31
   price $311,111 749-char remark

   Show marketing remark (749 chars)

   This beautifully crafted home features 9-ft. first-floor ceilings and a spacious, open layout. The kitchen offers Whirlpool stainless steel appliances, Woodmont Belmont 42-in. upper cabinets, a Daltile tile backsplash, extended breakfast bar, and Arctic Pearl granite countertops. The primary bath is a relaxing retreat with a raised vanity, upgraded cabinets, a 42-in. garden tub, and a separate shower with Daltile tile surround. Elegant details include a Carrara-style entry door, Kwikset Polo interior hardware, 2-in. faux wood blinds, and Coastline ceramic tile flooring in the bathrooms, kitchen, and living room. A soft water loop, wireless security system, fully sodded yard, and automatic sprinkler system add convenience and peace of mind.

8. 2026-01-17
   price $321,111 749-char remark

   Show marketing remark (749 chars)

   This beautifully crafted home features 9-ft. first-floor ceilings and a spacious, open layout. The kitchen offers Whirlpool stainless steel appliances, Woodmont Belmont 42-in. upper cabinets, a Daltile tile backsplash, extended breakfast bar, and Arctic Pearl granite countertops. The primary bath is a relaxing retreat with a raised vanity, upgraded cabinets, a 42-in. garden tub, and a separate shower with Daltile tile surround. Elegant details include a Carrara-style entry door, Kwikset Polo interior hardware, 2-in. faux wood blinds, and Coastline ceramic tile flooring in the bathrooms, kitchen, and living room. A soft water loop, wireless security system, fully sodded yard, and automatic sprinkler system add convenience and peace of mind.

9. 2026-01-10
   price $316,111 749-char remark

   Show marketing remark (749 chars)

   This beautifully crafted home features 9-ft. first-floor ceilings and a spacious, open layout. The kitchen offers Whirlpool stainless steel appliances, Woodmont Belmont 42-in. upper cabinets, a Daltile tile backsplash, extended breakfast bar, and Arctic Pearl granite countertops. The primary bath is a relaxing retreat with a raised vanity, upgraded cabinets, a 42-in. garden tub, and a separate shower with Daltile tile surround. Elegant details include a Carrara-style entry door, Kwikset Polo interior hardware, 2-in. faux wood blinds, and Coastline ceramic tile flooring in the bathrooms, kitchen, and living room. A soft water loop, wireless security system, fully sodded yard, and automatic sprinkler system add convenience and peace of mind.

10. 2025-12-20
    price $321,111 749-char remark

    Show marketing remark (749 chars)

    This beautifully crafted home features 9-ft. first-floor ceilings and a spacious, open layout. The kitchen offers Whirlpool stainless steel appliances, Woodmont Belmont 42-in. upper cabinets, a Daltile tile backsplash, extended breakfast bar, and Arctic Pearl granite countertops. The primary bath is a relaxing retreat with a raised vanity, upgraded cabinets, a 42-in. garden tub, and a separate shower with Daltile tile surround. Elegant details include a Carrara-style entry door, Kwikset Polo interior hardware, 2-in. faux wood blinds, and Coastline ceramic tile flooring in the bathrooms, kitchen, and living room. A soft water loop, wireless security system, fully sodded yard, and automatic sprinkler system add convenience and peace of mind.

11. 2025-12-13
    price $301,111 749-char remark

    Show marketing remark (749 chars)

    This beautifully crafted home features 9-ft. first-floor ceilings and a spacious, open layout. The kitchen offers Whirlpool stainless steel appliances, Woodmont Belmont 42-in. upper cabinets, a Daltile tile backsplash, extended breakfast bar, and Arctic Pearl granite countertops. The primary bath is a relaxing retreat with a raised vanity, upgraded cabinets, a 42-in. garden tub, and a separate shower with Daltile tile surround. Elegant details include a Carrara-style entry door, Kwikset Polo interior hardware, 2-in. faux wood blinds, and Coastline ceramic tile flooring in the bathrooms, kitchen, and living room. A soft water loop, wireless security system, fully sodded yard, and automatic sprinkler system add convenience and peace of mind.

12. 2025-11-29
    price $311,111 749-char remark

    Show marketing remark (749 chars)

    This beautifully crafted home features 9-ft. first-floor ceilings and a spacious, open layout. The kitchen offers Whirlpool stainless steel appliances, Woodmont Belmont 42-in. upper cabinets, a Daltile tile backsplash, extended breakfast bar, and Arctic Pearl granite countertops. The primary bath is a relaxing retreat with a raised vanity, upgraded cabinets, a 42-in. garden tub, and a separate shower with Daltile tile surround. Elegant details include a Carrara-style entry door, Kwikset Polo interior hardware, 2-in. faux wood blinds, and Coastline ceramic tile flooring in the bathrooms, kitchen, and living room. A soft water loop, wireless security system, fully sodded yard, and automatic sprinkler system add convenience and peace of mind.

13. 2025-11-15
    price $316,111 749-char remark

    Show marketing remark (749 chars)

    This beautifully crafted home features 9-ft. first-floor ceilings and a spacious, open layout. The kitchen offers Whirlpool stainless steel appliances, Woodmont Belmont 42-in. upper cabinets, a Daltile tile backsplash, extended breakfast bar, and Arctic Pearl granite countertops. The primary bath is a relaxing retreat with a raised vanity, upgraded cabinets, a 42-in. garden tub, and a separate shower with Daltile tile surround. Elegant details include a Carrara-style entry door, Kwikset Polo interior hardware, 2-in. faux wood blinds, and Coastline ceramic tile flooring in the bathrooms, kitchen, and living room. A soft water loop, wireless security system, fully sodded yard, and automatic sprinkler system add convenience and peace of mind.

14. 2025-11-08
    price $321,111 749-char remark

    Show marketing remark (749 chars)

    This beautifully crafted home features 9-ft. first-floor ceilings and a spacious, open layout. The kitchen offers Whirlpool stainless steel appliances, Woodmont Belmont 42-in. upper cabinets, a Daltile tile backsplash, extended breakfast bar, and Arctic Pearl granite countertops. The primary bath is a relaxing retreat with a raised vanity, upgraded cabinets, a 42-in. garden tub, and a separate shower with Daltile tile surround. Elegant details include a Carrara-style entry door, Kwikset Polo interior hardware, 2-in. faux wood blinds, and Coastline ceramic tile flooring in the bathrooms, kitchen, and living room. A soft water loop, wireless security system, fully sodded yard, and automatic sprinkler system add convenience and peace of mind.

15. 2025-10-31
    price $291,111 749-char remark

    Show marketing remark (749 chars)

    This beautifully crafted home features 9-ft. first-floor ceilings and a spacious, open layout. The kitchen offers Whirlpool stainless steel appliances, Woodmont Belmont 42-in. upper cabinets, a Daltile tile backsplash, extended breakfast bar, and Arctic Pearl granite countertops. The primary bath is a relaxing retreat with a raised vanity, upgraded cabinets, a 42-in. garden tub, and a separate shower with Daltile tile surround. Elegant details include a Carrara-style entry door, Kwikset Polo interior hardware, 2-in. faux wood blinds, and Coastline ceramic tile flooring in the bathrooms, kitchen, and living room. A soft water loop, wireless security system, fully sodded yard, and automatic sprinkler system add convenience and peace of mind.

16. 2025-10-24
    price $296,111 749-char remark

    Show marketing remark (749 chars)

    This beautifully crafted home features 9-ft. first-floor ceilings and a spacious, open layout. The kitchen offers Whirlpool stainless steel appliances, Woodmont Belmont 42-in. upper cabinets, a Daltile tile backsplash, extended breakfast bar, and Arctic Pearl granite countertops. The primary bath is a relaxing retreat with a raised vanity, upgraded cabinets, a 42-in. garden tub, and a separate shower with Daltile tile surround. Elegant details include a Carrara-style entry door, Kwikset Polo interior hardware, 2-in. faux wood blinds, and Coastline ceramic tile flooring in the bathrooms, kitchen, and living room. A soft water loop, wireless security system, fully sodded yard, and automatic sprinkler system add convenience and peace of mind.

17. 2025-10-21
    price $306,111 749-char remark

    Show marketing remark (749 chars)

    This beautifully crafted home features 9-ft. first-floor ceilings and a spacious, open layout. The kitchen offers Whirlpool stainless steel appliances, Woodmont Belmont 42-in. upper cabinets, a Daltile tile backsplash, extended breakfast bar, and Arctic Pearl granite countertops. The primary bath is a relaxing retreat with a raised vanity, upgraded cabinets, a 42-in. garden tub, and a separate shower with Daltile tile surround. Elegant details include a Carrara-style entry door, Kwikset Polo interior hardware, 2-in. faux wood blinds, and Coastline ceramic tile flooring in the bathrooms, kitchen, and living room. A soft water loop, wireless security system, fully sodded yard, and automatic sprinkler system add convenience and peace of mind.

18. 2025-10-11
    price $311,111 749-char remark

    Show marketing remark (749 chars)

    This beautifully crafted home features 9-ft. first-floor ceilings and a spacious, open layout. The kitchen offers Whirlpool stainless steel appliances, Woodmont Belmont 42-in. upper cabinets, a Daltile tile backsplash, extended breakfast bar, and Arctic Pearl granite countertops. The primary bath is a relaxing retreat with a raised vanity, upgraded cabinets, a 42-in. garden tub, and a separate shower with Daltile tile surround. Elegant details include a Carrara-style entry door, Kwikset Polo interior hardware, 2-in. faux wood blinds, and Coastline ceramic tile flooring in the bathrooms, kitchen, and living room. A soft water loop, wireless security system, fully sodded yard, and automatic sprinkler system add convenience and peace of mind.

19. 2025-09-20
    price $313,611 749-char remark

    Show marketing remark (749 chars)

    This beautifully crafted home features 9-ft. first-floor ceilings and a spacious, open layout. The kitchen offers Whirlpool stainless steel appliances, Woodmont Belmont 42-in. upper cabinets, a Daltile tile backsplash, extended breakfast bar, and Arctic Pearl granite countertops. The primary bath is a relaxing retreat with a raised vanity, upgraded cabinets, a 42-in. garden tub, and a separate shower with Daltile tile surround. Elegant details include a Carrara-style entry door, Kwikset Polo interior hardware, 2-in. faux wood blinds, and Coastline ceramic tile flooring in the bathrooms, kitchen, and living room. A soft water loop, wireless security system, fully sodded yard, and automatic sprinkler system add convenience and peace of mind.

20. 2025-09-03
    price $316,111 749-char remark

    Show marketing remark (749 chars)

    This beautifully crafted home features 9-ft. first-floor ceilings and a spacious, open layout. The kitchen offers Whirlpool stainless steel appliances, Woodmont Belmont 42-in. upper cabinets, a Daltile tile backsplash, extended breakfast bar, and Arctic Pearl granite countertops. The primary bath is a relaxing retreat with a raised vanity, upgraded cabinets, a 42-in. garden tub, and a separate shower with Daltile tile surround. Elegant details include a Carrara-style entry door, Kwikset Polo interior hardware, 2-in. faux wood blinds, and Coastline ceramic tile flooring in the bathrooms, kitchen, and living room. A soft water loop, wireless security system, fully sodded yard, and automatic sprinkler system add convenience and peace of mind.

21. 2025-08-11
    price $316,096 749-char remark

    Show marketing remark (749 chars)

    This beautifully crafted home features 9-ft. first-floor ceilings and a spacious, open layout. The kitchen offers Whirlpool stainless steel appliances, Woodmont Belmont 42-in. upper cabinets, a Daltile tile backsplash, extended breakfast bar, and Arctic Pearl granite countertops. The primary bath is a relaxing retreat with a raised vanity, upgraded cabinets, a 42-in. garden tub, and a separate shower with Daltile tile surround. Elegant details include a Carrara-style entry door, Kwikset Polo interior hardware, 2-in. faux wood blinds, and Coastline ceramic tile flooring in the bathrooms, kitchen, and living room. A soft water loop, wireless security system, fully sodded yard, and automatic sprinkler system add convenience and peace of mind.

22. 2025-07-28
    listed $321,096 New 749-char remark

    Show marketing remark (749 chars)

    This beautifully crafted home features 9-ft. first-floor ceilings and a spacious, open layout. The kitchen offers Whirlpool stainless steel appliances, Woodmont Belmont 42-in. upper cabinets, a Daltile tile backsplash, extended breakfast bar, and Arctic Pearl granite countertops. The primary bath is a relaxing retreat with a raised vanity, upgraded cabinets, a 42-in. garden tub, and a separate shower with Daltile tile surround. Elegant details include a Carrara-style entry door, Kwikset Polo interior hardware, 2-in. faux wood blinds, and Coastline ceramic tile flooring in the bathrooms, kitchen, and living room. A soft water loop, wireless security system, fully sodded yard, and automatic sprinkler system add convenience and peace of mind.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $657 · $55/mo
• Projected year-2 tax: $5,146 · $429/mo
• Expected delta: +$4,489/yr (+$374/mo · 683.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,754
• − Mortgage interest: −$15,753
• − Property taxes: −$657
• − Insurance: −$1,406
• − Repairs & maintenance: −$1,980
• − Management: −$1,980
• − HOA: −$468
• − Depreciation: −$8,181
• Taxable loss: −$5,672
• Est. tax savings @ 24.0%: +$1,361
• After-tax cash flow: $688/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: East Central ISD
• NCES district ID: 4817850
• Math proficiency: 16% ▼ -12.00%
• Reading proficiency: 25% ▼ -6.00%
• Median HH income: $53,941
• Composite: 18.67/100
• National rank: #8887
• State rank: #758 of 826 in TX

Livability — Converse

• Score: 66/100
• State rank: #649
• US rank: #12250

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment B Housing A+ Health & safety F User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Converse, TX
• County: Bexar County · 1,990,555 people
• City population: 1,806,925
• Metro: San Antonio-New Braunfels, TX
• Population (ZIP): 63,067
• Household income: $91,320
• Rent vs Own: 25.1% rent · 74.9% own
• Severe rent burden: 1732.0

Population outlook (Bexar County) Hauer SSP2

• Today (2025): 2,336,851 people
• By 2030: 2,560,728 · +9.6%
• By 2040: 3,020,569 · +29.3%
• By 2050: 3,493,522 · +49.5%
• By 2075: 4,668,459 · +99.8%
• By 2100: 5,533,242 · +136.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.69)
• Race & ethnicity: Hispanic / Latino 44% White 27% Two or more races 21% Black 21% Asian 3%
• Hispanic origin (detail): Mexican 29% Puerto Rican 4%
• Common ancestry: Lithuanian 1% Romanian 1% Italian 1%
• Foreign-born: 11% · Canada, Vietnam, South Korea
• Languages at home: 71% English-only · Spanish 23% Tagalog/Filipino 1% Other Asian/Pacific 1%

Political lean MEDSL · Bexar

• 2024 margin: Lean D (+9.8) · D 54.3% · R 44.6% · Other 1.1%
• 2008→2024 swing: +4.2pp toward D · 2008: 5.6pp · 2024: 9.8pp
• All cycles: 2024: D+9.8 2020: D+18.2 2016: D+13.5 2012: D+4.6 2008: D+5.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -51.02%
• Current HPI: 236.4923
• Rent YoY: ▼ -1.08%
• Metro: San Antonio-New Braunfels, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

-12.4% since first listed

22 events — show timeline

• 2026-05-08 Contingent — LERA
• 2026-05-01 Price Changed $281,226 LERA
• 2026-04-25 Price Changed $281,111 LERA
• 2026-04-03 Price Changed $301,111 LERA
• 2026-03-28 Price Changed $311,111 LERA
• 2026-02-28 Price Changed $321,111 LERA
• 2026-01-31 Price Changed $311,111 LERA
• 2026-01-17 Price Changed $321,111 LERA
• 2026-01-10 Price Changed $316,111 LERA
• 2025-12-20 Price Changed $321,111 LERA
• 2025-12-13 Price Changed $301,111 LERA
• 2025-11-29 Price Changed $311,111 LERA
• 2025-11-15 Price Changed $316,111 LERA
• 2025-11-08 Price Changed $321,111 LERA
• 2025-10-31 Price Changed $291,111 LERA
• 2025-10-24 Price Changed $296,111 LERA
• 2025-10-21 Price Changed $306,111 LERA
• 2025-10-11 Price Changed $311,111 LERA
• 2025-09-20 Price Changed $313,611 LERA
• 2025-09-03 Price Changed $316,111 LERA
• 2025-08-11 Price Changed $316,096 LERA
• 2025-07-28 Listed $321,096 LERA

Property tax history

+1.5%/yr

Latest (2025): $657 · -0.8% YoY. Source: county tax records.