436 Avenue D Ave · Marrero, LA
Flood risk 8/10 · Major
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.6%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 10/10 · Severe
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +29.4/30.0
- ARV discount +15.0/15.0
- DSCR +10.0/10.0
- 1% rule +7.9/10.0
- Livability +3.4/5.0
- Rent growth +2.8/5.0
- Schools +2.5/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$139,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Great bones in a highly desirable Marrero location — right across the street from the school! This spacious home features large bedrooms and original wood floors ready to be beautifully restored. The oversized lot offers plenty of room for gardening, outdoor entertaining, or future enhancements. Located in an X flood zone for added peace of mind. Property needs some TLC but is priced to sell as is— a fantastic opportunity for investors or buyers looking to customize their dream home.
Key facts
- Original wood floors
- Oversized lot
- 3 parking spots
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $139k.
Deal economics
- At list price, monthly cash flow is $425 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $139k).
- Recommended offer: $126k (9.0% below list) — sets the bar for market timing.
- Cap rate 10.5% vs local median 6.0% in Marrero — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 67/100 on livability (#104 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime F, amenities F, commute F.
- Jefferson Parish (suburban): math 24% / reading 34% proficiency, ranked #44 of 98 in LA (top 45%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+1.1%/yr); 298 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; 518 units permitted in Jefferson Parish in 2024 (43 in 5+ unit buildings).
- This rent runs 39% of the median local income ($55k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $961 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
Negotiation context
- It's been on market 96 days — a 9% lower offer ($126k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $90k; list at $139k implies a 54% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo.
- Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 96 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.29% ✓
- Cap rate
- 10.53%
- Cash-on-cash
- 15.15%
- DSCR
- 1.67
- GRM
- 6.4
CMA / ARV
- ARV (median comp)
- $179,299
- List price
- $139,000
- Delta
- -22.48%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 436 Avenue D Ave | 0.00mi | 2/1.0 (-1) | 1,300 (0%) | 8mo | $90,000 | $69 | 89 |
| 419 Avenue F St | 0.08mi | 3/2.0 | 1,322 (+2%) | 10mo | $240,000 | $182 | 81 |
| 504 Avenue C Ave | 0.07mi | 3/1.0 | 1,160 (-11%) | 9mo | $190,000 | $164 | 71 |
| 647 Bellanger St | 0.57mi | 3/1.0 | 1,330 (+2%) | 7mo | $209,000 | $157 | 64 |
| 508 Avenue F | 0.12mi | 2/1.0 (-1) | 1,152 (-11%) | 10mo | $144,000 | $125 | 62 |
| 609 Farrington Dr | 0.39mi | 2/1.5 (-1) | 1,178 (-9%) | 6mo | $130,000 | $110 | 54 |
| 611 Macarthur Ave | 0.64mi | 3/2.0 | 1,406 (+8%) | 1mo | $255,000 | $181 | 51 |
| 713 Lydia Ct | 0.49mi | 3/1.5 | 1,422 (+9%) | 10mo | $190,000 | $134 | 51 |
| 741 Barataria Blvd | 0.43mi | 3/2.0 | 1,446 (+11%) | 10mo | $260,000 | $180 | 50 |
| 426 Macarthur Ave | 0.59mi | 3/1.0 | 1,168 (-10%) | 8mo | $157,000 | $134 | 49 |
| 454 Avenue L Ave | 0.66mi | 2/2.0 (-1) | 1,386 (+7%) | 8mo | $185,000 | $133 | 43 |
| 436 Saddler Rd | 0.68mi | 3/2.0 | 1,493 (+15%) | 3mo | $214,900 | $144 | 37 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.05% rent growth · sell at horizon
- IRR
- 0.8%
- Equity multiple
- 1.03×
- Total profit
- $1,120
- Equity at exit
- $20,725
- IRR
- 8.3%
- Equity multiple
- 1.57×
- Total profit
- $22,363
- Equity at exit
- $12,018
Cash invested: $38,920 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 70072
- Rents YoY
- 1.1%
- Active inventory
- 298
- Price-to-rent
- 6.4×
Monthly cashflow live
- Estimated rent
- $1,796 high interval (Pro) →
- Mortgage (P&I)
- −$729
- Tax from tax record
- −$141 /mo · $1,692/yr
- Insurance
- −$58
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$377
- Net cashflow
- $425
Break-even live
Sensitivity live
| Price | -10% $503 | -5% $464 | +0% $425 | +5% $385 | +10% $346 |
|---|---|---|---|---|---|
| Rent | -10% $283 | -5% $354 | +0% $425 | +5% $496 | +10% $567 |
| Rate | -1.0pp $495 | -0.5pp $460 | base $425 | +0.5pp $389 | +1.0pp $352 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $34,750
- Closing costs
- $4,170
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 500 Avenue D Marrero, LA | 3.0 | 1.0 | 1000 | $1,500 | $1.50 | 44d | 1 | 0.05mi |
| 511 Avenue B Marrero, LA | 3.0 | 1.0 | 1044 | $1,650 | $1.58 | 44d | 1 | 0.13mi |
| 4824 4th St Unit A Marrero, LA | 2.0 | 1.5 | 1100 | $1,250 | $1.14 | 44d | 1 | 0.16mi |
| 433 Avenue A Marrero, LA | 3.0 | 2.0 | 1558 | $1,750 | $1.12 | 44d | 1 | 0.18mi |
| 508 Avenue G Unit A Marrero, LA | 3.0 | 2.0 | 1062 | $1,550 | $1.46 | 44d | 1 | 0.20mi |
| 539 Avenue G Unit G Marrero, LA | 2.0 | 1.0 | 1105 | $1,400 | $1.27 | 24d | 1 | 0.20mi |
| 512 Avenue G Unit G Marrero, LA | 3.0 | 2.0 | 1418 | $1,995 | $1.41 | 15d | 1 | 0.21mi |
| 519 Farrington Dr Marrero, LA | 2.0 | 1.0 | 955 | $1,500 | $1.57 | 44d | 1 | 0.33mi |
| 728 Lydia Ct Marrero, LA | 3.0 | 3.5 | 1500 | $2,600 | $1.73 | 5d | 1 | 0.50mi |
| 605 Bellanger St Harvey, LA | 2.0 | 1.0 | 1008 | $1,500 | $1.49 | 44d | 1 | 0.51mi |
| 629 Bellanger St Harvey, LA | 2.0 | 1.0 | 970 | $1,200 | $1.24 | 44d | 1 | 0.52mi |
| 729 5th Ave Harvey, LA | 2.0 | 2.0 | 975 | $1,450 | $1.49 | 45d | 1 | 0.64mi |
| 1028 Gaudet Dr Marrero, LA | 3.0 | 1.5 | 1420 | $1,800 | $1.27 | 44d | 1 | 0.76mi |
| 1100 Avenue A Marrero, LA | 2.0 | 1.0 | 1200 | $1,500 | $1.25 | 44d | 1 | 0.79mi |
| 320 Marrero Rd Marrero, LA | 2.0 | 1.0 | 900 | $1,200 | $1.33 | 44d | 1 | 0.80mi |
| 1121 Farrington Dr Marrero, LA | 3.0 | 1.0 | 1000 | $1,750 | $1.75 | 5d | 1 | 0.90mi |
| 4023 Tchoupitoulas St New Orleans, LA | 3.0 | 2.0 | 1608 | $3,200 | $1.99 | 44d | 1 | 1.01mi |
| 3969 Tchoupitoulas St Unit D New Orleans, LA | 2.0 | 2.0 | 965 | $2,100 | $2.18 | 24d | 1 | 1.03mi |
| 4535 Tchoupitoulas St New Orleans, LA | 3.0 | 1.0 | 973 | $1,595 | $1.64 | 24d | 1 | 1.04mi |
| 529 Jena St New Orleans, LA | 3.0 | 2.0 | 1665 | $3,250 | $1.95 | 44d | 1 | 1.06mi |
| 604 Jena St New Orleans, LA | 2.0 | 2.0 | 1200 | $4,500 | $3.75 | 44d | 1 | 1.08mi |
| 627 Milan St New Orleans, LA | 2.0 | 2.0 | 1140 | $1,700 | $1.49 | 24d | 1 | 1.09mi |
| 5160 Evans Dr Marrero, LA | 3.0 | 1.0 | 1000 | $1,500 | $1.50 | 44d | 1 | 1.10mi |
| 4609 Annunciation St New Orleans, LA | 3.0 | 2.0 | 1549 | $2,300 | $1.48 | 4d | 1 | 1.11mi |
| 4909 Tchoupitoulas St New Orleans, LA | 2.0 | 1.0 | 962 | $1,700 | $1.77 | 3d | 1 | 1.17mi |
| 4029 14th St Marrero, LA | 3.0 | 1.5 | 1511 | $1,650 | $1.09 | 5d | 1 | 1.18mi |
| 4036 14th St Marrero, LA | 4.0 | 2.0 | 1350 | $1,950 | $1.44 | 22d | 1 | 1.20mi |
| 526 Brown Ave Harvey, LA | 2.0 | 1.0 | 903 | $1,350 | $1.50 | 24d | 1 | 1.23mi |
| 4029 Chestnut St Marrero, LA | 3.0 | 2.0 | 1600 | $2,100 | $1.31 | 5d | 1 | 1.23mi |
| 916 Jena St New Orleans, LA | 3.0 | 2.0 | 1776 | $3,500 | $1.97 | 24d | 1 | 1.30mi |
| 808 Lyons St New Orleans, LA | 3.0 | 2.0 | 1701 | $4,500 | $2.65 | 3d | 1 | 1.30mi |
| 4509 Camp St New Orleans, LA | 2.0 | 2.0 | 1417 | $3,500 | $2.47 | 44d | 1 | 1.36mi |
| 4849 Magazine St Unit A New Orleans, LA | 2.0 | 2.0 | 1060 | $2,500 | $2.36 | 4d | 1 | 1.37mi |
| 2110 Willow St Unit C Harvey, LA | 2.0 | 1.0 | 975 | $1,155 | $1.18 | 44d | 1 | 1.38mi |
| 1118 Foucher St New Orleans, LA | 3.0 | 2.5 | 1620 | $2,490 | $1.54 | 18d | 1 | 1.38mi |
| 1120 Aline St Unit 2A New Orleans, LA | 2.0 | 1.0 | 900 | $1,450 | $1.61 | 24d | 1 | 1.41mi |
| 1520 Orchid Dr Harvey, LA | 3.0 | 1.5 | 1100 | $1,800 | $1.64 | 24d | 1 | 1.42mi |
| 1520 Orchid Dr Harvey, LA | 3.0 | 1.5 | 1100 | $1,650 | $1.50 | 5d | 1 | 1.42mi |
| 3601 Camp St Unit 105 New Orleans, LA | 2.0 | 2.0 | 920 | $2,000 | $2.17 | 24d | 1 | 1.43mi |
| 915 Soniat St Unit B New Orleans, LA | 2.0 | 1.0 | 1029 | $1,500 | $1.46 | 24d | 1 | 1.44mi |
Listing history 12 events
-
2026-06-03days on market $139,000 Active 96 DOM
-
2026-06-02days on market $139,000 Active 95 DOM
-
2026-06-01days on market $139,000 Active 94 DOM
-
2026-05-31days on market $139,000 Active 93 DOM
-
2026-02-25$139,000 Active 500-char remark
Show marketing remark (490 chars)
Great bones in a highly desirable Marrero location -- right across the street from the school! This spacious home features large bedrooms and original wood floors ready to be beautifully restored. The oversized lot offers plenty of room for gardening, outdoor entertaining, or future enhancements. Located in an X flood zone for added peace of mind. Property needs some TLC but is priced to sell as is-- a fantastic opportunity for investors or buyers looking to customize their dream home.
-
2026-02-25$139,000 Active 490-char remark
Show marketing remark (490 chars)
Great bones in a highly desirable Marrero location -- right across the street from the school! This spacious home features large bedrooms and original wood floors ready to be beautifully restored. The oversized lot offers plenty of room for gardening, outdoor entertaining, or future enhancements. Located in an X flood zone for added peace of mind. Property needs some TLC but is priced to sell as is-- a fantastic opportunity for investors or buyers looking to customize their dream home.
-
2025-11-07soldstatus $90,000
-
2025-11-06soldstatus $90,000 Closed
-
2025-10-27status Pending
-
2025-10-27$110,000 Active
-
2025-10-27$110,000
-
2003-10-01soldstatus $117,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast LA · Resets to sale price
- Current annual tax
- $1,692 · $141/mo
- Projected year-2 tax
- $1,692 · $141/mo
- Expected delta
- $0/yr ($0/mo · -0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 8/10 Severe FEMA zone X · 60% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,555
- − Mortgage interest
- −$7,786
- − Property taxes
- −$1,692
- − Insurance
- −$1,492
- − Repairs & maintenance
- −$1,724
- − Management
- −$1,724
- − Depreciation
- −$4,044
- Taxable income
- $3,092
- Est. tax owed @ 24.0%
- −$742
- After-tax cash flow
- $4,355/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Jefferson Parish
- NCES district ID
- 2200840
- Math proficiency
- 24% ▼ -36.00%
- Reading proficiency
- 34% ▼ -30.00%
- Median HH income
- $48,421
- Composite
- 25.19/100
- National rank
- #7511
- State rank
- #44 of 98 in LA
Livability — Marrero
- Score
- 67/100
- State rank
- #104
- US rank
- #10146
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Marrero, LA
- County
- Jefferson Parish · 426,999 people
- City population
- 55,693
- Metro
- New Orleans-Metairie, LA
- Population (ZIP)
- 55,693
- Household income
- $54,885
- Rent vs Own
- Severe rent burden
- 1807.0
Population outlook (Jefferson County) Hauer SSP2
- Today (2025)
- 451,696 people
- By 2030
- 455,451 · +0.8%
- By 2040
- 458,308 · +1.5%
- By 2050
- 461,031 · +2.1%
- By 2075
- 476,351 · +5.5%
- By 2100
- 499,377 · +10.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.67)
- Race & ethnicity
- Black 40% White 39% Hispanic / Latino 12% Two or more races 7% Asian 5%
- Hispanic origin (detail)
- Mexican 4% Dominican 1%
- Common ancestry
- Lithuanian 12% Hispanic 1%
- Foreign-born
- 10% · Canada, Vietnam, Jamaica
- Languages at home
- 85% English-only · Spanish 8% Vietnamese 4% French/Haitian/Cajun 2%
Political lean MEDSL · Jefferson
- 2024 margin
- R (+12.9) · D 42.5% · R 55.5% · Other 2.1%
- 2008→2024 swing
- +13.6pp toward D · 2008: -26.6pp · 2024: -12.9pp
- All cycles
- 2024: R+12.9 2020: R+11.1 2016: R+14.8 2012: R+18.4 2008: R+26.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -89.87%
- Current HPI
- 161.7477
- Rent YoY
- ▲ 1.05%
- Metro
- New Orleans-Metairie, LA
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
||
| Utilities | 1 | $12B |
|
||
| Wholesale / Distribution | 1 | $5B |
|
||
| Advertising | 1 | $2B |
|
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Price history
+18.8% since first listed8 events — show timeline
- 2026-02-25 Listed $139,000 AcadianaMLS
- 2026-02-25 Listed $139,000 GSREIN
- 2025-11-07 Sold (Public Records) $90,000 Public Records
- 2025-11-06 Sold (MLS) $90,000 GSREIN
- 2025-10-27 Pending — GSREIN
- 2025-10-27 Listed $110,000 AcadianaMLS
- 2025-10-27 Listed $110,000 GSREIN
- 2003-10-01 Sold (Public Records) $117,000 Public Records
Property tax history
+1.3%/yrLatest (2025): $1,692 · +0.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…