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165 Hillcrest #75 Ave
B- Composite 68.88
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +3.7/5.0
  • Schools +2.7/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$28,900

165 Hillcrest #75 Ave · American Falls, ID 83211
3 bd · 2.0 ba · 980 sqft · Manufactured · 117 Days on market
Built 1981 ↓ 40% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Wonderful investment property. Tenant has signed a one year lease. Modern and Efficient Tiny Home with a loft ! Experience the freedom of minimalist living in this beautifully crafted tiny home! Featuring a cozy sleeping loft, efficient mini split system for heating and cooling, and smart use of space throughout. The open floor plan offers a functional kitchen, full bathroom, and bright living area filled with natural light. Perfect as a primary residence or a fishing cabin! Rented Lot. You pay Lot space and water, sewer, garbage. Call today for your private or virtual showing!

Key facts

  • Built 1981
  • Listed 116 days

Property features AI

Exterior

  • Utilities: Public water; Public sewer
  • Home design: Manufactured home (manufactured without land); Residential property
  • Construction: Metal siding; 980 above-grade finished area
  • Exterior features: Metal roof

Interior

  • Kitchen: Range, Oven, Refrigerator
  • Bedrooms: 3 main-level bedrooms
  • Bathrooms: 2 full bathrooms (2 on the main level)
  • Heating & cooling: Electric forced-air heating
  • Interior features: Range, Oven, Refrigerator

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $29k.

Deal economics

  • At list price, monthly cash flow is $579 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($986 rent vs $29k).
  • Recommended offer: $26k (9.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 74/100 on livability (#35 in ID, #4,666 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D+, amenities F, commute F.
  • American Falls Joint District (town): math 25% / reading 38% proficiency, ranked #83 of 92 in ID (top 90%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Hillcrest Elementary School (374 students, 69% FRL); William Thomas Middle School (math 22% / reading 30%, grade F, #102 of 109 statewide, top 95%, 351 students, 58% FRL); American Falls Academy (33 students, 58% FRL) — zoned schools at 62% FRL track the district average.
  • Market conditions: 78 active listings in the ZIP; 1 units permitted in Power County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $200 of loan paydown is wiped out by about $867 of value loss. Plan a longer hold.
  • Power County population projected at -13% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $8k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 117 days — a 9% lower offer ($26k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $26,299 (9.0% below list)

Questions for the listing agent

  1. It's been on market 117 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
3.41%
Cap rate
30.34%
Cash-on-cash
85.88%
DSCR
4.82
GRM
2.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
86.4%
Equity multiple
4.98×
Total profit
$32,216
Equity at exit
$4,309
10-year hold
IRR
89.5%
Equity multiple
10.34×
Total profit
$75,607
Equity at exit
$2,499

Cash invested: $8,092 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
91 Strongly Landlord-Friendly
State Idaho
91 Strongly Landlord-Friendly · R+18
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempted; minimal tenant protections.

ZIP-level market 83211

Active inventory
78
Price-to-rent
2.4×

Monthly cashflow live

Estimated rent
$986 medium interval (Pro) →
Mortgage (P&I)
$152
Tax est. 1.5%
$36 /mo · $434/yr
Insurance
$12
HOA
$0
Vacancy / Maint / Mgmt
$207
Net cashflow
$579

Break-even live

Break-even rent $253
Max offer price $28,900
Occupancy floor 36%

Sensitivity live

Price -10% $599 -5% $589 +0% $579 +5% $569 +10% $559
Rent -10% $501 -5% $540 +0% $579 +5% $618 +10% $657
Rate -1.0pp $594 -0.5pp $586 base $579 +0.5pp $572 +1.0pp $564

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$7,225
Closing costs
$867
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 22 events

  1. 2026-06-21
    days on market $28,900 Active 117 DOM
  2. 2026-06-19
    days on market $28,900 Active 115 DOM
  3. 2026-06-18
    days on market $28,900 Active 114 DOM
  4. 2026-06-17
    days on market $28,900 Active 113 DOM
  5. 2026-06-16
    days on market $28,900 Active 112 DOM
  6. 2026-06-15
    days on market $28,900 Active 111 DOM
  7. 2026-06-14
    days on market $28,900 Active 109 DOM
  8. 2026-06-13
    pricedays on market $28,900 Active 108 DOM
  9. 2026-06-10
    days on market $29,900 Active 106 DOM
  10. 2026-06-09
    days on market $29,900 Active 105 DOM
  11. 2026-06-08
    days on market $29,900 Active 104 DOM
  12. 2026-06-07
    days on market $29,900 Active 103 DOM
  13. 2026-06-03
    days on market $29,900 Active 99 DOM
  14. 2026-06-02
    days on market $29,900 Active 98 DOM
  15. 2026-06-01
    days on market $29,900 Active 97 DOM
  16. 2026-05-31
    days on market $29,900 Active 96 DOM
  17. 2026-05-30
    days on market $29,900 Active 95 DOM
  18. 2026-02-24
    listed $29,900 Active
  19. 2026-02-23
    listed $69,900 Active
  20. 2026-01-19
    listed $49,900 Active 584-char remark
    Show marketing remark (584 chars)

    Wonderful investment property. Tenant has signed a one year lease. Modern and Efficient Tiny Home with a loft ! Experience the freedom of minimalist living in this beautifully crafted tiny home! Featuring a cozy sleeping loft, efficient mini split system for heating and cooling, and smart use of space throughout. The open floor plan offers a functional kitchen, full bathroom, and bright living area filled with natural light. Perfect as a primary residence or a fishing cabin! Rented Lot. You pay Lot space and water, sewer, garbage. Call today for your private or virtual showing!

  21. 2025-10-10
    price $37,000
  22. 2025-06-09
    listed $49,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$11,830
− Mortgage interest
−$1,619
− Property taxes
−$434
− Insurance
−$144
− Repairs & maintenance
−$946
− Management
−$946
− Depreciation
−$841
Taxable income
$6,900
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,656
After-tax cash flow
$5,293/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
American Falls Joint District
NCES district ID
1600060
Math proficiency
25% ▼ -2.00%
Reading proficiency
38% ▼ -3.00%
Median HH income
$43,516
Composite
26.78/100
National rank
#7126
State rank
#83 of 92 in ID

Livability — American Falls

Score
74/100
State rank
#35
US rank
#4666

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment D+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
American Falls, ID
Population (ZIP)
6,543

Population outlook (Power County) Hauer SSP2

Today (2025)
7,086 people
By 2030
6,830 · -3.6%
By 2040
6,436 · -9.2%
By 2050
6,142 · -13.3%
By 2075
6,095 · -14.0%
By 2100
6,465 · -8.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (58%)
Race & ethnicity
White 58% Hispanic / Latino 39% Two or more races 12% Black 1%
Hispanic origin (detail)
Mexican 35%
Common ancestry
Romanian 3% Slovak 2% Italian 1%
Foreign-born
15% · Canada
Languages at home
66% English-only · Spanish 33%

Political lean MEDSL · Power

2024 margin
Solid R (+45.1) · D 26.0% · R 71.1% · Other 2.9%
2008→2024 swing
-19.5pp toward R · 2008: -25.6pp · 2024: -45.1pp
All cycles
2024: R+45.1 2020: R+40.5 2016: R+35.1 2012: R+30.6 2008: R+25.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -181.90%
Current HPI
226.9305
Rent YoY
Metro
State GDP YoY
▲ 4.51%
F500 in state
6

Industry mix (Fortune 500 HQ in ID)

Industry F500 HQs Revenue

Price history

-40.1% since first listed
5 events — show timeline
  • 2026-02-24 Listed $29,900 PCTMLS
  • 2026-02-23 Listed $69,900 PCTMLS
  • 2026-01-19 Listed $49,900 PCTMLS
  • 2025-10-10 Price Changed $37,000 PCTMLS
  • 2025-06-09 Listed $49,900 PCTMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…