333 Bronx River Rd #616 · Yonkers, NY 10704

$205,000

1 bd · 1.0 ba · 850 sqft · Condo · 20 Days on market

Built 1955 $241/sqft · 20% above area Est $171k · 20% over

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Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• 1% rule +6.8/10.0
• Cash flow +6.4/30.0
• Rent growth +5.0/5.0
• Schools +4.1/10.0
• Livability +3.4/5.0
• Condition / age +2.5/5.0
• DSCR +0.7/10.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Bright & Updated 1-Bedroom Co-op in a Prime Commuter Location Discover this beautifully maintained 1-bedroom residence in a well-managed and financially stable complex at 333 Bronx River Road. Filled with natural light, this inviting home features a completely updated kitchen with granite countertops, stylish cabinetry, tiled backsplash, and modern appliances, opening into a dedicated dining space. The apartment offers plenty of storage throughout, polished hardwood flooring, and a generously sized bedroom with two closets. Positioned in a quieter section of the building, the unit provides a comfortable and private atmosphere. A great added value is the potential to create a bonus room ideal for a nursery, home office, or flexible space to suit your needs. Conveniently located near Metro-North 1 mile away, bus lines, shopping, and local amenities, making commuting to NYC approximately 25 minutes simple and accessible. Monthly maintenance is $959.29 Heating: Oil (above ground)

Key facts

• Parking
• Built 1955
• Listed 20 days

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath condo listed at $205k.

Deal economics

• At list price, monthly cash flow is $-358 ($-4k/yr) — negative.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $205k).
• Recommended offer: $202k (1.5% below list) — sets the bar for market timing.
• Cap rate 4.2% vs local median 5.3% in Yonkers — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

• Location reads 68/100 on livability (#528 in NY) — a middle-class / working-renter tenant base. Strengths: employment A, commute B; Watch: amenities F, cost of living F.
• Yonkers City School District (suburban): math 41% / reading 54% proficiency, ranked #413 of 590 in NY (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+21.0%/yr); 165 active listings in the ZIP; 37 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 954 units permitted in Westchester County in 2024 (649 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Westchester County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 20 days — a 2% lower offer ($202k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 12y ago; this cycle's ask is 99900% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
• Current owner paid $100k; list at $205k implies a 105% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: HOA is 35% of rent; built in 1955 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major flood risk; major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $201,925 (1.5% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.18% ✓
• Cap rate: 4.20%
• Cash-on-cash: -7.49%
• DSCR: 0.67
• GRM: 7.1

CMA / ARV

• ARV (median comp): $171,454
• List price: $205,000
• Delta: 19.57%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: -19.9%
• Equity multiple: 0.26×
• Total profit: $-42,734
• Equity at exit: $30,566

10-year hold

• IRR: -1.2%
• Equity multiple: 0.89×
• Total profit: $-6,297
• Equity at exit: $17,725

Cash invested: $57,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 5 Strongly Tenant-Friendly
• State New York: 15 Strongly Tenant-Friendly · D+10
• County: — inherits STATE
• City Yonkers: 5 Strongly Tenant-Friendly · D+20

Westchester rent guidelines board.

Methodology + full state rankings →

ZIP-level market 10704

• Rents YoY: 21.0%
• Active inventory: 165
• Price-to-rent: 7.1×

Monthly cashflow live

• Estimated rent: $2,413 high
• Mortgage (P&I): −$1,075
• Tax est. 1.5%: −$256 /mo · $3,075/yr
• Insurance: −$85
• HOA est. from 1 same-building comp: −$848
• Vacancy / Maint / Mgmt: −$507
• Net cashflow: $-358

Break-even live

Break-even rent $2,867

Max offer price $153,141

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $51,250
• Closing costs: $6,150
• Reserves months: —
• Total cash needed: —

Rent comps 37 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
277 Bronx River Rd Apt 3M Yonkers, NY	—	1.0	550	$1,700	$3.09	43d	1	0.09mi
255 Bronx River Rd Unit 4R Yonkers, NY	1.0	1.0	800	$2,250	$2.81	24d	1	0.14mi
20 Overhill Pl Unit 3 Yonkers, NY	2.0	1.0	800	$3,000	$3.75	43d	1	0.20mi
216 1st St Unit 1 Yonkers, NY	1.0	1.0	600	$2,000	$3.33	43d	1	0.28mi
2325 Cortlandt St Unit 4 Mt Vernon, NY	2.0	1.0	700	$2,300	$3.29	24d	1	0.37mi
135 Wakefield Ave Yonkers, NY	2.0	1.0	850	$3,000	$3.53	43d	2	0.41mi
18 N Bond St Unit 3D Mt Vernon, NY	1.0	1.0	750	$2,000	$2.67	24d	1	0.47mi
13 N Bond St Mount Vernon, NY	1.0	1.0	600	$1,785	$2.98	24d	1	0.48mi
32 N Bond St Mount Vernon, NY	1.0	1.0	850	$1,900	$2.24	7d	1	0.49mi
495 Kimball Ave Unit First Floor Yonkers, NY	2.0	1.0	1100	$3,000	$2.73	43d	1	0.50mi
86 Edgewood Ave Apt 2E Yonkers, NY	2.0	1.0	1000	$2,599	$2.60	19d	1	0.57mi
86 Edgewood Ave Unit 2W Yonkers, NY	2.0	1.0	1000	$2,699	$2.70	43d	1	0.57mi
14 Elm St Unit 2 Mt Vernon, NY	2.0	1.0	1000	$2,800	$2.80	24d	1	0.58mi
119 S 13th Ave Mount Vernon, NY	2.0	1.0	800	$2,997	$3.75	13d	1	0.60mi
142 Trenchard St Unit 2E Yonkers, NY	1.0	1.0	900	$2,250	$2.50	11d	1	0.65mi
119 S 11th Ave Unit 1 Mt Vernon, NY	2.0	1.0	700	$2,800	$4.00	11d	1	0.67mi
103 North St Mount Vernon, NY	1.0	1.0	720	$1,900	$2.64	20d	1	0.75mi
230 N 7th Ave Unit 2 Mt Vernon, NY	1.0	1.0	950	$2,300	$2.42	10d	1	0.82mi
200 Crescent Pl Unit 2nd fl Yonkers, NY	1.0	1.0	800	$2,300	$2.88	17d	1	0.85mi
12 Putnam St Mount Vernon, NY	2.0	1.0	950	$2,600	$2.74	24d	1	0.85mi
671 Bronx River Rd Unit 3A Yonkers, NY	2.0	1.5	950	$3,000	$3.16	24d	1	0.89mi
150 S 6th Ave Unit 2 Mt Vernon, NY	1.0	1.0	800	$2,500	$3.12	17d	1	0.91mi
150 S 6th Ave Unit 2 Mt Vernon, NY	1.0	1.0	800	$2,500	$3.12	7d	1	0.91mi
33 William St Mount Vernon, NY	1.0–2.0	1.0	725	$1,850	$2.55	22d	2	1.15mi
645 N MacQuesten Pkwy Unit 3G Mt Vernon, NY	2.0	1.0	950	$3,195	$3.36	24d	1	1.18mi
257 S 2nd Ave Mount Vernon, NY	1.0	1.0	800	$2,250	$2.81	24d	1	1.20mi
675 McLean Ave Unit 006H Yonkers, NY	1.0	1.0	577	$2,071	$3.59	4d	1	1.20mi
669 N Terrace Ave Mount Vernon, NY	1.0	1.0	750	$2,031	$2.71	24d	1	1.26mi
7 Monroe St Unit 3A Mt Vernon, NY	2.0	1.0	600	$2,200	$3.67	19d	1	1.27mi
80 W Grand St Mount Vernon, NY	1.0	1.0	850	$1,942	$2.28	24d	1	1.27mi
23 Alida St Unit 2s Yonkers, NY	2.0	1.0	1000	$2,900	$2.90	24d	1	1.29mi
429 S 3rd Ave Mount Vernon, NY	1.0	1.0	600	$2,300	$3.83	4d	1	1.34mi
42 Broad St W Mount Vernon, NY	3.0	1.0–2.0	1014	$3,956	$3.90	24d	15	1.35mi
42 Broad St W Mount Vernon, NY	3.0	1.0–2.0	955	$2,841	$2.97	2d	16	1.35mi
594 Yonkers Ave Unit 5 Yonkers, NY	2.0	1.0	900	$2,500	$2.78	24d	1	1.42mi
594 Yonkers Ave Unit 5 Yonkers, NY	2.0	1.0	900	$2,500	$2.78	43d	1	1.42mi
148 Claremont Ave Mount Vernon, NY	2.0	1.0	960	$2,400	$2.50	19d	1	1.44mi

HOA detail condo

• Monthly dues: $0 · $0/yr
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 10 events

1. 2026-05-04
   status Pending 997-char remark

   Show marketing remark (997 chars)

   Bright & Updated 1-Bedroom Co-op in a Prime Commuter Location Discover this beautifully maintained 1-bedroom residence in a well-managed and financially stable complex at 333 Bronx River Road. Filled with natural light, this inviting home features a completely updated kitchen with granite countertops, stylish cabinetry, tiled backsplash, and modern appliances, opening into a dedicated dining space. The apartment offers plenty of storage throughout, polished hardwood flooring, and a generously sized bedroom with two closets. Positioned in a quieter section of the building, the unit provides a comfortable and private atmosphere. A great added value is the potential to create a bonus room ideal for a nursery, home office, or flexible space to suit your needs. Conveniently located near Metro-North 1 mile away, bus lines, shopping, and local amenities, making commuting to NYC approximately 25 minutes simple and accessible. Monthly maintenance is $959.29 Heating: Oil (above ground)

2. 2026-04-14
   price $205,000 997-char remark

   Show marketing remark (997 chars)

   Bright & Updated 1-Bedroom Co-op in a Prime Commuter Location Discover this beautifully maintained 1-bedroom residence in a well-managed and financially stable complex at 333 Bronx River Road. Filled with natural light, this inviting home features a completely updated kitchen with granite countertops, stylish cabinetry, tiled backsplash, and modern appliances, opening into a dedicated dining space. The apartment offers plenty of storage throughout, polished hardwood flooring, and a generously sized bedroom with two closets. Positioned in a quieter section of the building, the unit provides a comfortable and private atmosphere. A great added value is the potential to create a bonus room ideal for a nursery, home office, or flexible space to suit your needs. Conveniently located near Metro-North 1 mile away, bus lines, shopping, and local amenities, making commuting to NYC approximately 25 minutes simple and accessible. Monthly maintenance is $959.29 Heating: Oil (above ground)

3. 2026-04-13
   listed $205 Active 997-char remark

   Show marketing remark (997 chars)

   Bright & Updated 1-Bedroom Co-op in a Prime Commuter Location Discover this beautifully maintained 1-bedroom residence in a well-managed and financially stable complex at 333 Bronx River Road. Filled with natural light, this inviting home features a completely updated kitchen with granite countertops, stylish cabinetry, tiled backsplash, and modern appliances, opening into a dedicated dining space. The apartment offers plenty of storage throughout, polished hardwood flooring, and a generously sized bedroom with two closets. Positioned in a quieter section of the building, the unit provides a comfortable and private atmosphere. A great added value is the potential to create a bonus room ideal for a nursery, home office, or flexible space to suit your needs. Conveniently located near Metro-North 1 mile away, bus lines, shopping, and local amenities, making commuting to NYC approximately 25 minutes simple and accessible. Monthly maintenance is $959.29 Heating: Oil (above ground)

4. 2015-03-19
   price $100,000 627-char remark

   Show marketing remark (627 chars)

   Wonderful and Immaculate 1 bed coop in the sought after and financially sound complex at 333 Bronx River road. This spacious and bright 1 bed unit boasts brand new Kitchen w/ granite tops, new cabinets, ceramic tile backsplash and appliances that leads out to a lovely dining area. This unit has ample closet space, hardwood floors, Huge master bedroom w/ double closets and it is tucked away towards the back of the building. Lovely private setting- Ideal for the commuter- just blocks to Metro North Train, Buses, Shopping, Church and 25 min to NYC. * * * (Monthly Maintenance of $748 DOES NOT include Star Program) * * *

5. 2015-03-19
   soldstatus $100,000 Sold 627-char remark

   Show marketing remark (627 chars)

   Wonderful and Immaculate 1 bed coop in the sought after and financially sound complex at 333 Bronx River road. This spacious and bright 1 bed unit boasts brand new Kitchen w/ granite tops, new cabinets, ceramic tile backsplash and appliances that leads out to a lovely dining area. This unit has ample closet space, hardwood floors, Huge master bedroom w/ double closets and it is tucked away towards the back of the building. Lovely private setting- Ideal for the commuter- just blocks to Metro North Train, Buses, Shopping, Church and 25 min to NYC. * * * (Monthly Maintenance of $748 DOES NOT include Star Program) * * *

6. 2015-03-18
   soldstatus $100,000
7. 2014-11-05
   historical Pending 627-char remark

   Show marketing remark (627 chars)

   Wonderful and Immaculate 1 bed coop in the sought after and financially sound complex at 333 Bronx River road. This spacious and bright 1 bed unit boasts brand new Kitchen w/ granite tops, new cabinets, ceramic tile backsplash and appliances that leads out to a lovely dining area. This unit has ample closet space, hardwood floors, Huge master bedroom w/ double closets and it is tucked away towards the back of the building. Lovely private setting- Ideal for the commuter- just blocks to Metro North Train, Buses, Shopping, Church and 25 min to NYC. * * * (Monthly Maintenance of $748 DOES NOT include Star Program) * * *

8. 2014-11-05
   price $105,000 627-char remark

   Show marketing remark (627 chars)

   Wonderful and Immaculate 1 bed coop in the sought after and financially sound complex at 333 Bronx River road. This spacious and bright 1 bed unit boasts brand new Kitchen w/ granite tops, new cabinets, ceramic tile backsplash and appliances that leads out to a lovely dining area. This unit has ample closet space, hardwood floors, Huge master bedroom w/ double closets and it is tucked away towards the back of the building. Lovely private setting- Ideal for the commuter- just blocks to Metro North Train, Buses, Shopping, Church and 25 min to NYC. * * * (Monthly Maintenance of $748 DOES NOT include Star Program) * * *

9. 2014-09-26
   listed $105,000 Active 627-char remark

   Show marketing remark (627 chars)

   Wonderful and Immaculate 1 bed coop in the sought after and financially sound complex at 333 Bronx River road. This spacious and bright 1 bed unit boasts brand new Kitchen w/ granite tops, new cabinets, ceramic tile backsplash and appliances that leads out to a lovely dining area. This unit has ample closet space, hardwood floors, Huge master bedroom w/ double closets and it is tucked away towards the back of the building. Lovely private setting- Ideal for the commuter- just blocks to Metro North Train, Buses, Shopping, Church and 25 min to NYC. * * * (Monthly Maintenance of $748 DOES NOT include Star Program) * * *

10. 2014-09-26
    listed $105,000

    Show marketing remark (627 chars)

    Wonderful and Immaculate 1 bed coop in the sought after and financially sound complex at 333 Bronx River road. This spacious and bright 1 bed unit boasts brand new Kitchen w/ granite tops, new cabinets, ceramic tile backsplash and appliances that leads out to a lovely dining area. This unit has ample closet space, hardwood floors, Huge master bedroom w/ double closets and it is tucked away towards the back of the building. Lovely private setting- Ideal for the commuter- just blocks to Metro North Train, Buses, Shopping, Church and 25 min to NYC. * * * (Monthly Maintenance of $748 DOES NOT include Star Program) * * *

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 27% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 6/10 Major 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $28,957
• − Mortgage interest: −$11,483
• − Property taxes: −$3,075
• − Insurance: −$1,025
• − Repairs & maintenance: −$2,317
• − Management: −$2,317
• − HOA: −$10,176
• − Depreciation: −$5,964
• Taxable loss: −$7,399
• Est. tax savings @ 24.0%: +$1,776
• After-tax cash flow: $-2,525/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Yonkers City School District
• NCES district ID: 3631920
• Math proficiency: 41% ▼ -1.00%
• Reading proficiency: 54% ▲ 14.00%
• Median HH income: $58,042
• Composite: 41.43/100
• National rank: #3471
• State rank: #413 of 590 in NY

Livability — Yonkers

• Score: 68/100
• State rank: #528
• US rank: #9394

Category grades

Amenities F Commute B Cost of living F Crime B- Employment A Housing B- Health & safety B- User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Yonkers, NY
• County: Westchester County · 709,332 people
• City population: 212,407
• Metro: New York-Newark-Jersey City, NY-NJ-PA
• Population (ZIP): 31,921
• Household income: $106,786
• Rent vs Own: 39.1% rent · 60.9% own
• Severe rent burden: 1078.0

Population outlook (Westchester County) Hauer SSP2

• Today (2025): 1,028,035 people
• By 2030: 1,051,636 · +2.3%
• By 2040: 1,098,520 · +6.9%
• By 2050: 1,136,044 · +10.5%
• By 2075: 1,196,925 · +16.4%
• By 2100: 1,175,147 · +14.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.64)
• Race & ethnicity: White 50% Hispanic / Latino 32% Two or more races 15% Black 7% Asian 5%
• Hispanic origin (detail): Mexican 1% Puerto Rican 11% Cuban 2% Dominican 9%
• Common ancestry: Romanian 2% Subsaharan African 2% Scotch-Irish 2%
• Foreign-born: 32% · Canada, Jamaica, China
• Languages at home: 54% English-only · Spanish 25% Other Indo-European 13% Russian/Polish/Slavic 2%

Political lean MEDSL · Westchester

• 2024 margin: Strong D (+26.3) · D 63.1% · R 36.9%
• 2008→2024 swing: -1.3pp toward R · 2008: 27.6pp · 2024: 26.3pp
• All cycles: 2024: D+26.3 2020: D+36.3 2016: D+32.8 2012: D+22.2 2008: D+27.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -466.66%
• Current HPI: 293.4414
• Rent YoY: ▲ 21.03%
• Metro: New York-Newark-Jersey City, NY-NJ-PA
• State GDP YoY: ▲ 2.60%
• F500 in state: 92

Industry mix (Fortune 500 HQ in NY)

Industry	F500 HQs	Revenue
▸Financial Services	10	$950B
▸Consumer Goods	9	$162B
▸Insurance	4	$225B
▸Telecommunications	2	$144B
▸Pharmaceuticals	2	$112B
▸Media / Entertainment	2	$69B

Price history

+95.2% since first listed

10 events — show timeline

• 2026-05-04 Pending — OneKey® MLS as Distributed by MLS Grid
• 2026-04-14 Price Changed $205,000 OneKey® MLS as Distributed by MLS Grid
• 2026-04-13 Listed $205 OneKey® MLS as Distributed by MLS Grid
• 2015-03-19 Sold (MLS) $100,000 HGMLS
• 2015-03-19 Price Changed $100,000 HGMLS
• 2015-03-18 Sold (MLS) $100,000 OneKey® MLS as Distributed by MLS Grid
• 2014-11-05 Contingent — HGMLS
• 2014-11-05 Price Changed $105,000 HGMLS
• 2014-09-26 Listed $105,000 HGMLS
• 2014-09-26 Listed $105,000 OneKey® MLS as Distributed by MLS Grid