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6008 SW Coywolf St
D- Composite 38.18
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +10.0/10.0
  • ARV discount +7.2/15.0
  • Cash flow +6.1/30.0
  • Schools +5.2/10.0
  • Livability +4.2/5.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • DSCR +0.4/10.0
  • 1% rule +0.1/10.0

$397,900

6008 SW Coywolf St · Bentonville, AR 72713
3 bd · 2.5 ba · 1,986 sqft · SingleFamily · 414 Days on market
Built 2026 6,969 sqft lot Est $395k · at est. $13/mo HOA · 1% of rent ↓ 10% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

MODEL HOME that perfectly showcases the style, quality, and luxurious features you can expect in your dream home. Fence, blinds & gutters included! Discover your ultimate home in the Osage Hills neighborhood. Delta plan with garage on the right & South facing! 9 ft ceilings, linear electric fireplace in the living room, LVP flooring throughout the main living areas & primary bedroom, quartz countertops & more. Chef's kitchen boasting frigidaire stainless steel appliances, gas range, pantry, quartz countertops, bar pull handles, large island & gorgeous backsplash. Luxurious primary bedroom features abundant natural light, while the spa-like primary bathroom offe

Key facts

  • Gorgeous backsplash
  • Large island
  • Chef's kitchen

Tags

LINEAR ELECTRIC FIREPLACECHEF'S KITCHENGAS RANGELARGE ISLANDGORGEOUS BACKSPLASHSPA-LIKE PRIMARY BATHROOM

Property features AI

Finance

  • HOA & community: Homeowners association with an annual fee of $150; Community features include curbs, sidewalks, nearby schools, park and shopping

Exterior

  • Parking: Attached garage with automatic door opener; Two covered spaces
  • Security: Smoke detectors
  • Utilities: Cable available; Electricity available; Natural gas available; Public sewer; Public water
  • Home design: Two-story home; New construction; Faces south; Slab foundation
  • Construction: Brick and concrete construction (see remarks); Architectural shingle roof; Home warranty included
  • Exterior features: Concrete driveway; Covered patio; Patio; Wood privacy fencing around backyard; Corner lot; Cleared, leveled and landscaped lot; Near park; Subdivision setting; Public paved road frontage

Interior

  • Kitchen: Dishwasher; Gas range; Microwave; Disposal; Plumbed for ice maker; Electric water heater
  • Bedrooms: Second level bedrooms (two): 14x11 and 14x13; Main level bedroom/room: 15x16
  • Flooring: Carpet; Luxury vinyl plank; Tile
  • Bathrooms: Two full bathrooms; One half bathroom
  • Heating & cooling: Central heating (gas); Central air conditioning (electric)
  • Interior features: Blinds; Attic; Ceiling fans; Eat-in kitchen; Pantry; Quartz counters; Split bedroom floorplan; Storage; Walk-in closets; Window treatments
  • Laundry & utility: Washer hookup; Dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $398k.

Deal economics

  • At list price, monthly cash flow is $-749 ($-9k/yr) — negative.
  • To cash-flow at today's rent, offer at most $266k (33.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $202k (49.2% below list).
  • Recommended offer: $202k (49.2% below list) — sets the bar for 1% rule.
  • Cap rate 4.0% vs local median 2.6% in Bentonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#2 in AR, #864 nationally) — a professional / high-income tenant draw. Strengths: employment A+, housing A+, health & safety A+; Watch: amenities F.
  • Bentonville School District (urban): math 59% / reading 59% proficiency, ranked #3 of 238 in AR (top 1%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents flat; 690 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 4,359 units permitted in Benton County in 2024 (402 in 5+ unit buildings).

Forward outlook

  • In year one you build about $43k of equity ($3k loan paydown + $40k appreciation (10.0% local appreciation)).
  • Benton County population projected at +56% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$68k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 414 days — a 12% lower offer ($350k) is reasonable based on typical stale-listing flexibility.
Recommended offer $202,166 (49.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 414 days. Have you received any prior offers? Is the seller open to a 49% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.51%
Cap rate
4.03%
Cash-on-cash
-8.07%
DSCR
0.64
GRM
16.4

CMA / ARV

ARV (on-the-fly)
$395,214
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4700 SW Tribe St 0.12mi 4/3.0 (+1) 1,955 (-2%) 1mo $392,500 $201 84
6001 SW Bear Creek Ave 0.12mi 4/3.0 (+1) 1,955 (-2%) 0mo $389,500 $199 84
5903 SW Coywolf St 0.12mi 4/2.5 (+1) 2,042 (+3%) 1mo $389,900 $191 84
6002 SW Bear Creek Ave 0.15mi 4/2.5 (+1) 2,042 (+3%) 1mo $399,900 $196 83
5900 SW Chiefs Ave 0.15mi 4/3.0 (+1) 1,955 (-2%) 1mo $392,500 $201 83
5909 SW Chiefs Ave 0.09mi 4/2.0 (+1) 1,870 (-6%) 1mo $364,900 $195 78
5904 SW Chiefs Ave 0.13mi 4/2.0 (+1) 1,870 (-6%) 0mo $364,900 $195 77
5906 SW Bear Creek Ave 0.16mi 4/2.0 (+1) 1,870 (-6%) 1mo $364,900 $195 74
6002 SW Teppee Ave 0.45mi 4/2.5 (+1) 1,940 (-2%) 0mo $394,000 $203 70
4411 SW Bison St 0.35mi 4/2.5 (+1) 1,789 (-10%) 1mo $343,000 $192 61
5803 SW North Fork St 0.65mi 4/2.5 (+1) 2,143 (+8%) 0mo $460,000 $215 51
5703 Gunstock Rd 0.54mi 4/2.0 (+1) 2,237 (+13%) 1mo $449,000 $201 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 0.39% rent growth · sell at horizon

5-year hold
IRR
18.1%
Equity multiple
2.47×
Total profit
$163,616
Equity at exit
$358,460
10-year hold
IRR
16.5%
Equity multiple
5.57×
Total profit
$509,481
Equity at exit
$773,032

Cash invested: $111,412 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72713

Home prices YoY
3.5%
Rents YoY
0.4%
Active inventory
690
Price-to-rent
16.4×

Monthly cashflow live

Estimated rent
$2,022 high interval (Pro) →
Mortgage (P&I)
$2,087
Tax from tax record
$81 /mo · $967/yr
Insurance
$166
HOA
$13
Vacancy / Maint / Mgmt
$425
Net cashflow
$-749

Break-even live

Break-even rent $2,970
Max offer price $265,602
Occupancy floor

Sensitivity live

Price -10% $-524 -5% $-636 +0% $-749 +5% $-862 +10% $-974
Rent -10% $-909 -5% $-829 +0% $-749 +5% $-669 +10% $-589
Rate -1.0pp $-549 -0.5pp $-648 base $-749 +0.5pp $-852 +1.0pp $-957

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$99,475
Closing costs
$11,937
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 17 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6000 SW Desert Ave Bentonville, AR 3.0 2.0 1669 $2,050 $1.23 15d 1 0.03mi
5809 SW Macasin Ave Bentonville, AR 4.0 2.0 1745 $2,100 $1.20 24d 1 0.33mi
4301 SW Pawhuska St Bentonville, AR 3.0 2.0 1782 $1,980 $1.11 24d 1 0.38mi
5805 SW Teppee Ave Bentonville, AR 4.0 2.5 1854 $2,145 $1.16 24d 1 0.42mi
3401 SW Endearment St Bentonville, AR 4.0 2.5 2065 $2,000 $0.97 24d 1 0.97mi
6812 Memphis Bentonville, AR 3.0 2.5 1599 $1,550 $0.97 24d 1 0.98mi
6604 SW Dignity Ave Bentonville, AR 3.0 3.0 1430 $1,550 $1.08 15d 1 1.00mi
221 Williams Ct Bentonville, AR 3.0 2.0 1410 $1,725 $1.22 24d 1 1.05mi
621-623 Cosmos St Centerton, AR 3.0 2.0 1475 $1,795 $1.22 15d 1 1.06mi
6800 SW Dignity Ave Bentonville, AR 3.0 2.5 1599 $1,895 $1.19 15d 1 1.07mi
6802 SW Dignity Ave Bentonville, AR 3.0 2.5 1599 $1,895 $1.19 24d 1 1.07mi
231 Palm St Bentonville, AR 3.0 2.0 1828 $2,050 $1.12 24d 1 1.23mi
6708 SW Shady Rd Bentonville, AR 4.0 2.0 1500 $1,800 $1.20 24d 1 1.25mi
3406 SW Lucretia Rd Bentonville, AR 4.0 3.0 2393 $2,800 $1.17 24d 1 1.31mi
3600 SW Willowbrook Rd Bentonville, AR 4.0 3.0 2612 $2,600 $1.00 24d 1 1.43mi
3800 SW Mistletoe Ave Unit 1221819P Bentonville, AR 3.0 2.0 1593 $5,861 $3.68 15d 1 1.48mi
7806 SW Aviator Ave Bentonville, AR 1.0–3.0 1.0–2.0 1009 $1,550 $1.54 15d 19 1.48mi

HOA detail

Monthly dues
$13 · $156/yr
Likely covers
gaselectric

Listing history 20 events

  1. 2026-06-18
    days on market $397,900 Active 414 DOM
  2. 2026-06-17
    days on market $397,900 Active 413 DOM
  3. 2026-06-15
    price $397,900 Active 411 DOM
  4. 2026-06-15
    days on market $384,900 Active 411 DOM
  5. 2026-06-14
    days on market $384,900 Active 409 DOM
  6. 2026-06-10
    days on market $384,900 Active 406 DOM
  7. 2026-06-09
    days on market $384,900 Active 405 DOM
  8. 2026-06-08
    days on market $384,900 Active 404 DOM
  9. 2026-06-07
    days on market $384,900 Active 403 DOM
  10. 2026-06-05
    days on market $384,900 Active 400 DOM
  11. 2026-06-03
    days on market $384,900 Active 399 DOM
  12. 2026-06-02
    days on market $384,900 Active 398 DOM
  13. 2026-06-01
    days on market $384,900 Active 397 DOM
  14. 2026-05-31
    days on market $384,900 Active 396 DOM
  15. 2026-05-31
    days on market $384,900 Active 395 DOM
  16. 2026-03-04
    price $384,900
  17. 2025-09-03
    price $399,900
  18. 2025-09-02
    price $401,900
  19. 2025-07-09
    price $399,900
  20. 2025-04-30
    listed $425,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$967 · $81/mo
Projected year-2 tax
$2,547 · $212/mo
Expected delta
+$1,579/yr (+$132/mo · 163.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,260
− Mortgage interest
−$22,289
− Property taxes
−$967
− Insurance
−$1,990
− Repairs & maintenance
−$1,941
− Management
−$1,941
− HOA
−$156
− Depreciation
−$11,575
Taxable loss
−$16,598
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$3,984
After-tax cash flow
$-5,003/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bentonville School District
NCES district ID
0503060
Math proficiency
59% ▼ -8.00%
Reading proficiency
59% ▼ -6.00%
Median HH income
$66,721
Composite
51.85/100
National rank
#1661
State rank
#3 of 238 in AR

Livability — Bentonville

Score
83/100
State rank
#2
US rank
#864

Category grades

Amenities F Commute B+ Cost of living B- Crime B+ Employment A+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Bentonville, AR
County
Benton County · 259,241 people
City population
67,689
Metro
Fayetteville-Springdale-Rogers, AR
Population (ZIP)
28,999
Household income
$119,853
Rent vs Own
48.3% rent · 51.7% own
Severe rent burden
508.0

Population outlook (Benton County) Hauer SSP2

Today (2025)
318,683 people
By 2030
353,481 · +10.9%
By 2040
425,280 · +33.4%
By 2050
497,239 · +56.0%
By 2075
662,114 · +107.8%
By 2100
776,431 · +143.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.66)
Race & ethnicity
White 54% Asian 20% Two or more races 16% Hispanic / Latino 11% Black 3%
Hispanic origin (detail)
Mexican 8%
Common ancestry
Italian 2% Slovak 2% Romanian 1%
Foreign-born
22% · Canada, China, Vietnam
Languages at home
79% English-only · Other Asian/Pacific 8% Spanish 6% Other Indo-European 5%

Political lean MEDSL · Benton

2024 margin
Strong R (+27.0) · D 35.2% · R 62.1% · Other 2.7%
2008→2024 swing
+9.6pp toward D · 2008: -36.5pp · 2024: -27.0pp
All cycles
2024: R+27.0 2020: R+26.4 2016: R+34.9 2012: R+40.4 2008: R+36.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 10.77%
Current HPI
319.3081
Rent YoY
▲ 0.39%
Metro
Fayetteville-Springdale-Rogers, AR
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

-9.6% since first listed
5 events — show timeline
  • 2026-03-04 Price Changed $384,900 NWARMLS
  • 2025-09-03 Price Changed $399,900 NWARMLS
  • 2025-09-02 Price Changed $401,900 NWARMLS
  • 2025-07-09 Price Changed $399,900 NWARMLS
  • 2025-04-30 Listed $425,900 NWARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…