6824 Sterling Greens Pl #3303 · Naples, FL
Flood risk 5/10 · Moderate
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.24%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 107°F)
- 5 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- 1% rule +6.2/10.0
- Cash flow +6.1/30.0
- Schools +4.9/10.0
- Livability +4.0/5.0
- Condition / age +3.8/5.0
- Rent growth +2.2/5.0
- DSCR +0.4/10.0
- Appreciation +0.0/10.0
$289,999
6824 Sterling Greens Pl #3303 · Naples, FL 34104
2 bd · 2.0 ba · 1,330 sqft · Condo
· 295 Days on market
Built 2004
$218/sqft
· 21% below area
Est $369k · 21% under
$1111/mo HOA · 34% of rent
↓ 8% since listing
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Discover a magnificent opportunity at Glen Eagle! This wonderful 3rd-floor, turnkey two-bedroom, two-bathroom property includes a FULL GOLF MEMBERSHIP, making it an exceptional value. Spanning 1330 sq ft, the home features a spacious great room and a lovely dining room with seating for six. The eat-in kitchen boasts Corian countertops and a breakfast bar for four. The primary suite offers luxurious vinyl flooring, his and her closets, and a glass-enclosed shower. An in-residence washer and dryer add convenience. The second bedroom also features luxury vinyl flooring.
Key facts
- Spacious great room
- Corian counter tops
- Glass shower door
Tags
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $290k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-541 ($-6k/yr) — negative.
- To cash-flow at today's rent, offer at most $212k (27.0% below list).
- Meets the 1% rule at list price ($3k rent vs $290k).
- Recommended offer: $212k (27.0% below list) — sets the bar for cash-flow.
- Cap rate 4.1% vs local median 2.4% in Naples — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 80/100 on livability (#126 in FL, #1,903 nationally) — a professional / high-income tenant draw. Strengths: crime A+, amenities A+, employment A+; Watch: commute D+, cost of living F.
- Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Calusa Park Elementary School (math 59% / reading 56%, grade C+, #764 of 2,144 statewide, top 36%, 707 students, 62% FRL); East Naples Middle School (math 56% / reading 44%, grade C, #254 of 571 statewide, top 45%, 854 students, 63% FRL); Lely High School (math 40% / reading 39%, grade F, #304 of 667 statewide, top 47%, 1,504 students, 54% FRL) — zoned schools at 60% FRL track the district average.
- Market conditions: Rents soft (-1.1%/yr); 456 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 70d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
- At $3,258/mo this rent would consume 55% of the median local household income ($72k/yr) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 295 days — a 12% lower offer ($255k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: HOA is 34% of rent.
- Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 5→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer
$211,675
(27.0% below list)
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 295 days. Have you received any prior offers? Is the seller open to a 27% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.12% ✓
- Cap rate
- 4.05%
- Cash-on-cash
- -8.00%
- DSCR
- 0.64
- GRM
- 7.4
CMA / ARV
- ARV (median comp)
- $368,707
- List price
- $289,999
- Delta
- -21.35%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1001 Eastham Way Unit C201 | 0.24mi | 3/2.0 (+1) | 1,284 (-4%) | 0mo | $260,000 | $202 | 78 |
| 1223 Commonwealth Cir #102 | 1.30mi | 2/2.0 | 1,245 (-6%) | 0mo | $270,000 | $217 | 54 |
| 280 Timber Lake Cir Unit H201 | 1.48mi | 3/2.0 (+1) | 1,281 (-4%) | 0mo | $275,000 | $215 | 54 |
| 206 Foxtail Ct Unit 2-206 | 1.26mi | 2/2.0 | 1,473 (+11%) | 0mo | $499,900 | $339 | 47 |
| 273 Cape Sable Dr | 0.65mi | 2/2.0 | 1,060 (-20%) | 0mo | $170,000 | $160 | 44 |
| 360 Pindo Palm Dr | 1.06mi | 2/2.0 | 1,509 (+14%) | 0mo | $460,000 | $305 | 42 |
| 713 Crossfield Cir | 1.27mi | 3/2.0 (+1) | 1,478 (+11%) | 0mo | $515,000 | $348 | 41 |
| 460 Fox Haven Dr #1206 | 1.14mi | 2/2.0 | 1,136 (-15%) | 0mo | $304,000 | $268 | 40 |
| 1205 Wildwood Lakes Blvd #206 | 1.01mi | 2/2.0 | 1,042 (-22%) | 0mo | $245,000 | $235 | 40 |
| 2904 Kings Lake Blvd #2904 | 1.29mi | 2/2.0 | 1,048 (-21%) | 0mo | $225,000 | $215 | 40 |
| 359 Dover Pl Unit E204 | 1.21mi | 2/2.0 | 1,623 (+22%) | 0mo | $342,000 | $211 | 40 |
| 757 Belville Blvd | 1.02mi | 3/2.0 (+1) | 1,527 (+15%) | 0mo | $440,000 | $288 | 35 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
5-year hold
- IRR
- -36.0%
- Equity multiple
- -0.11×
- Total profit
- $-90,283
- Equity at exit
- $43,240
10-year hold
- IRR
- -91.5%
- Equity multiple
- -0.93×
- Total profit
- $-156,934
- Equity at exit
- $25,074
Cash invested: $81,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Active competition Active MLS
- For sale now
- 39 active · 23 under contract
- Median asking
- $299,900 ($245/sqft)
- Median days on market
- 130 d
- This list price
- 44% of active listings are priced below it
- ARV vs active asking
- +13.3% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 34104
- Rents YoY
- -1.1%
- Active inventory
- 456
- Price-to-rent
- 7.4×
Monthly cashflow live
↻
- Estimated rent
- $3,258 high interval (Pro) →
- Mortgage (P&I)
- −$1,521
- Tax est. 1.5%
- −$362 /mo · $4,350/yr
- Insurance
- −$121
- HOA
- −$1,111
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$684
- Net cashflow
- $-541
Break-even live
Break-even rent
$3,943
Max offer price
$211,675
Occupancy floor
—
Sensitivity live
| Price | -10% $-341 | -5% $-441 | +0% $-541 | +5% $-641 | +10% $-742 |
|---|---|---|---|---|---|
| Rent | -10% $-799 | -5% $-670 | +0% $-541 | +5% $-413 | +10% $-284 |
| Rate | -1.0pp $-395 | -0.5pp $-468 | base $-541 | +0.5pp $-616 | +1.0pp $-693 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $72,500
- Closing costs
- $8,700
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 6828 Sterling Greens Dr Unit 4105 Naples, FL | 2.0 | 2.0 | 1242 | $3,750 | $3.02 | 63d | 1 | 0.01mi |
| 6816 Sterling Greens Dr Unit 1306 Naples, FL | 3.0 | 2.0 | 1506 | $2,900 | $1.93 | 63d | 1 | 0.06mi |
| 6816 Sterling Greens Dr Unit 1105 Naples, FL | 2.0 | 2.0 | 1243 | $1,895 | $1.52 | 63d | 1 | 0.06mi |
| 6816 Sterling Greens Pl #105 Naples, FL | 2.0 | 2.0 | 1243 | $1,895 | $1.52 | 70d | 1 | 0.06mi |
| 6825 Sterling Greens Dr #102 Naples, FL | 3.0 | 2.0 | 1499 | $4,500 | $3.00 | 72d | 1 | 0.07mi |
| 6854 Sterling Greens Dr #201 Naples, FL | 3.0 | 2.0 | 1727 | $4,500 | $2.61 | 63d | 1 | 0.10mi |
| 6871 Sterling Greens Dr #202 Naples, FL | 2.0 | 2.0 | 1727 | $5,500 | $3.18 | 63d | 1 | 0.18mi |
| 92 Glen Eagle Cir Naples, FL | 3.0 | 2.0 | 1562 | $12,000 | $7.68 | 70d | 1 | 0.28mi |
| 1051 Eastham Way Unit B104 Naples, FL | 2.0 | 2.0 | 1091 | $4,300 | $3.94 | 63d | 1 | 0.30mi |
| 1100 Eastham Way Unit A-105 Naples, FL | 2.0 | 2.0 | 1184 | $4,500 | $3.80 | 63d | 1 | 0.31mi |
| 7065 Dennis Cir #302 Naples, FL | 2.0 | 2.0 | 1097 | $4,000 | $3.65 | 70d | 1 | 0.36mi |
| 1208 Chelmsford Ct #67 Naples, FL | 2.0 | 2.0 | 1556 | $9,000 | $5.78 | 72d | 1 | 0.36mi |
| 589 Lambton Ln Naples, FL | 3.0 | 2.0 | 1823 | $7,750 | $4.25 | 72d | 1 | 0.47mi |
| 6726 Sloane Pl Unit 1049716P Naples, FL | 3.0 | 2.0 | 1872 | $5,748 | $3.07 | 63d | 1 | 0.49mi |
| 6700 Dennis Cir Unit A103 Naples, FL | 2.0 | 2.0 | 1308 | $2,000 | $1.53 | 63d | 1 | 0.50mi |
| 7320 Glenmoor Ln Unit 2206 Naples, FL | 2.0 | 2.0 | 1053 | $6,000 | $5.70 | 63d | 1 | 0.53mi |
| 7380 Saint Ives Way Naples, FL | 2.0 | 2.0 | 1026 | $4,400 | $4.29 | 72d | 2 | 0.56mi |
| 7360 Saint Ives Way #2205 Naples, FL | 2.0 | 2.0 | 1053 | $1,925 | $1.83 | 72d | 1 | 0.60mi |
| 6643 Craven Hill Way Naples, FL | 3.0 | 2.0 | 1384 | $2,900 | $2.10 | 63d | 1 | 0.66mi |
| 190 Santa Clara Dr Unit 190-4 Naples, FL | 2.0 | 2.0 | 1004 | $1,800 | $1.79 | 72d | 1 | 0.70mi |
| 161 Santa Clara Dr #14 Naples, FL | 2.0 | 2.0 | 1043 | $2,000 | $1.92 | 70d | 1 | 0.72mi |
| 5301 Whitten Dr #81 Naples, FL | 3.0 | 2.0 | 1386 | $2,700 | $1.95 | 72d | 1 | 0.73mi |
| 4640 Santa Barbara Blvd Naples, FL | 2.0–3.0 | 2.0 | 1164 | $1,932 | $1.66 | 72d | 2 | 0.75mi |
| 191 Bennington Dr Unit 12-6 Naples, FL | 2.0 | 2.0 | 1240 | $1,450 | $1.17 | 72d | 1 | 0.75mi |
| 169 Santa Clara Dr #11 Naples, FL | 2.0 | 2.0 | 1200 | $1,890 | $1.57 | 72d | 1 | 0.75mi |
| 1025 Jardin Dr Naples, FL | 3.0 | 3.0 | 1756 | $5,000 | $2.85 | 62d | 1 | 0.76mi |
| 5257 Whitten Dr Naples, FL | 2.0 | 2.0 | 1500 | $2,500 | $1.67 | 63d | 1 | 0.78mi |
| 108 Santa Clara Dr #4 Naples, FL | 2.0 | 2.0 | 974 | $1,950 | $2.00 | 63d | 1 | 0.78mi |
| 6954 Avalon Cir #702 Naples, FL | 2.0 | 2.0 | 1467 | $4,500 | $3.07 | 72d | 1 | 0.79mi |
| 6954 Avalon Cir #707 Naples, FL | 3.0 | 2.0 | 1725 | $5,000 | $2.90 | 72d | 1 | 0.79mi |
| 6954 Avalon Cir #703 Naples, FL | 2.0 | 2.0 | 1467 | $3,000 | $2.04 | 63d | 1 | 0.79mi |
| 1700 Windy Pines Dr #1 Naples, FL | 2.0 | 2.0 | 1349 | $2,300 | $1.70 | 70d | 1 | 0.80mi |
| 6972 Avalon Cir #1007 Naples, FL | 3.0 | 2.0 | 1725 | $3,000 | $1.74 | 63d | 1 | 0.81mi |
| 242 Belville Blvd Naples, FL | 3.0 | 2.0 | 1875 | $9,000 | $4.80 | 70d | 1 | 0.82mi |
| 529 Mardel Dr #311 Naples, FL | 2.0 | 2.0 | 1093 | $3,500 | $3.20 | 72d | 1 | 0.82mi |
| 180 Furse Lakes Cir Unit E8 Naples, FL | 2.0 | 2.0 | 1425 | $4,000 | $2.81 | 63d | 1 | 0.82mi |
| 172 Plantation Cir #172 Naples, FL | 3.0 | 2.0 | 1859 | $5,800 | $3.12 | 72d | 1 | 0.82mi |
| 322 Melrose Pl #31 Naples, FL | 2.0 | 2.0 | 1757 | $4,500 | $2.56 | 72d | 1 | 0.84mi |
| 4710 Altis Dr Naples, FL | 1.0–3.0 | 1.0–2.0 | 1101 | $2,430 | $2.21 | 62d | 39 | 0.84mi |
| 541 Windsor Sq Unit 9 Naples, FL | 2.0 | 2.0 | 1421 | $2,500 | $1.76 | 63d | 1 | 0.85mi |
Property features AI
Finance
- Other
- Part of the Glen Eagle development, Sterling Greens sub-condoUnit is one of 32 units in the building and part of a 64-unit complex
- Financial info
- Total annual recurring fees and total one-time fees apply
- HOA & community
- Mandatory HOACondo fee paid quarterlyMaster HOA fee paid annuallyProfessional managementHOA maintenance covers cable, golf course, irrigation water, lawn/land maintenance, legal/accounting, manager, pest control (exterior and interior), recreation facilities, reserves, security, sewer, street lights, street maintenance, trash removal, and waterCommunity amenities include clubhouse, community pool, exercise/fitness center, golf course, tennis courts, bocce court, bike and jog paths, bike storage, billiards, BBQ/picnic area, hobby room, library, private beach pavilion, restaurant, sidewalks, streetlights, underground utilities, and private membership optionsCommunity type: gated, golf course, tennisGolf is bundled/equityOne-time other fee applies
Exterior
- Parking
- 1 assigned covered parking spaceDetached 1-car carport
- Security
- Gated communityCommunity security included in HOA maintenance
- Utilities
- Central waterCentral sewerCable available
- Home design
- Residential mid-rise (4–7 stories)Unit 3303Rear exposure facing SE
- Construction
- Concrete block constructionBuilt in 2004
- Exterior features
- StorageSliding windowsSee remarks for additional window detailsElectric and manual shuttersStone exterior finishTile roofGolf course viewIrrigation from lake/canalDeeded restrictions
Interior
- Kitchen
- PantryDishwasherRangeMicrowaveRefrigerator
- Bedrooms
- 2 bedrooms with a split bedroom layout
- Flooring
- TileVinyl
- Bathrooms
- 2 full bathrooms
- Heating & cooling
- Central electric heatCentral electric coolingCeiling fans
- Interior features
- FoyerVolume ceilingGreat room floor planScreened lanai/porchTurnkey furnishedCommon elevator
- Laundry & utility
- Washer and dryer in residence
HOA detail $1,111/mo · $13,332/yr condo
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 50 events
-
2026-08-08days on market $289,999 Active 295 DOM
-
2026-08-07days on market $289,999 Active 294 DOM
-
2026-08-06days on market $289,999 Active 293 DOM
-
2026-08-05days on market $289,999 Active 292 DOM
-
2026-08-04days on market $289,999 Active 291 DOM
-
2026-08-03days on market $289,999 Active 290 DOM
-
2026-07-31days on market $289,999 Active 287 DOM
-
2026-07-30days on market $289,999 Active 286 DOM
-
2026-07-29days on market $289,999 Active 285 DOM
-
2026-07-27days on market $289,999 Active 283 DOM
-
2026-07-25days on market $289,999 Active 281 DOM
-
2026-07-24days on market $289,999 Active 280 DOM
-
2026-07-23days on market $289,999 Active 279 DOM
-
2026-07-22days on market $289,999 Active 278 DOM
-
2026-07-22days on market $289,999 Active 277 DOM
-
2026-07-18days on market $289,999 Active 274 DOM
-
2026-07-16days on market $289,999 Active 272 DOM
-
2026-07-16days on market $289,999 Active 271 DOM
-
2026-07-14days on market $289,999 Active 270 DOM
-
2026-07-14days on market $289,999 Active 269 DOM
-
2026-07-12days on market $289,999 Active 268 DOM
-
2026-07-11days on market $289,999 Active 267 DOM
-
2026-07-09days on market $289,999 Active 265 DOM
-
2026-07-08days on market $289,999 Active 264 DOM
-
2026-07-07days on market $289,999 Active 263 DOM
-
2026-07-06days on market $289,999 Active 262 DOM
-
2026-07-05days on market $289,999 Active 261 DOM
-
2026-07-04days on market $289,999 Active 260 DOM
-
2026-07-03days on market $289,999 Active 259 DOM
-
2026-07-02days on market $289,999 Active 258 DOM
-
2026-07-01days on market $289,999 Active 257 DOM
-
2026-06-30days on market $289,999 Active 256 DOM
-
2026-06-29days on market $289,999 Active 255 DOM
-
2026-06-28days on market $289,999 Active 254 DOM
-
2026-06-27days on market $289,999 Active 252 DOM
-
2026-06-25days on market $289,999 Active 250 DOM
-
2026-06-23days on market $289,999 Active 248 DOM
-
2026-06-22days on market $289,999 Active 247 DOM
-
2026-06-18days on market $289,999 Active 244 DOM
-
2026-06-17days on market $289,999 Active 243 DOM
-
2026-06-16days on market $289,999 Active 242 DOM
-
2026-06-15days on market $289,999 Active 241 DOM
-
2026-06-10days on market $289,999 Active 236 DOM
-
2026-06-09days on market $289,999 Active 235 DOM
-
2026-06-08days on market $289,999 Active 234 DOM
-
2026-06-07days on market $289,999 Active 233 DOM
-
2026-06-03days on market $289,999 Active 229 DOM
-
2026-06-02days on market $289,999 Active 228 DOM
-
2026-06-01days on market $289,999 Active 227 DOM
-
2026-06-01remarks 699-char remark
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 5/10 Major FEMA zone X (shaded) · 24% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 9/10 Extreme 5 d/yr ≥107°F today · 18 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $39,096
- − Mortgage interest
- −$16,244
- − Property taxes
- −$4,350
- − Insurance
- −$1,450
- − Repairs & maintenance
- −$3,128
- − Management
- −$3,128
- − HOA
- −$13,332
- − Depreciation
- −$8,436
- Taxable loss
- −$10,972
combined federal + state — saved on this device
- Est. tax savings @ 24.0%
- +$2,633
- After-tax cash flow
- $-3,862/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 13 photos
75/100
Cosmetic rehab
Est. rehab $6,650–$19,950 screening
This turnkey two-bedroom, two-bathroom property is in good condition with a good roof and exterior. It has a golf membership and is located in a desirable community. Painting the exterior and maintaining the landscaping would further enhance its value.
Value-add opportunities
- Both Paint exterior — Enhances curb appeal and resale value ↑
- Both Landscaping — Improves curb appeal and rental value ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
F
Composite school gradezoned avg 49/100
Zoned Schools
Elementary
Calusa Park Elementary School
C+
FL #764/2,144
Nat'l #8,415/41,679
Middle
East Naples Middle School
C
FL #254/571
Nat'l #3,460/14,009
High
Lely High School
F
FL #304/667
Nat'l #8,293/17,239
Schools (NCES district)
- District
- Collier
- NCES district ID
- 1200330
- Math proficiency
- 60% ▼ -4.00%
- Reading proficiency
- 56% ▼ -2.00%
- Median HH income
- $58,275
- Composite
- 50.23/100
- National rank
- #1892
- State rank
- #16 of 73 in FL
A
Composite livability gradescore 80/100
Livability — Naples
- Score
- 80/100
- State rank
- #126
- US rank
- #1903
Category grades
Amenities A+
Commute D+
Cost of living F
Crime A+
Employment A+
Housing C+
Health & safety A+
User ratings C+
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Collier County · 420,858 people
- City population
- 344,941
- Metro
- Naples-Marco Island, FL
- Population (ZIP)
- 26,408
- Household income
- $71,686
- Rent vs Own
- Severe rent burden
- 9% of renters
Population outlook (Collier County) Hauer SSP2
- Today (2025)
- 420,858 people
- By 2030
- 450,054 · +6.9%
- By 2040
- 502,232 · +19.3%
- By 2050
- 544,932 · +29.5%
- By 2075
- 627,203 · +49.0%
- By 2100
- 659,015 · +56.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (62%)
- Race & ethnicity
- White 62% Hispanic / Latino 30% Two or more races 19% Black 4% Asian 2%
- Hispanic origin (detail)
- Mexican 7% Puerto Rican 3% Cuban 6% Dominican 1%
- Common ancestry
- Lithuanian 6% Romanian 3% Hispanic 2%
- Foreign-born
- 30% · Canada, Jamaica, Dominican Republic
- Languages at home
- 66% English-only · Spanish 24% French/Haitian/Cajun 5% Russian/Polish/Slavic 1%
Political lean MEDSL · Collier
- 2024 margin
- Solid R (+33.1) · D 33.1% · R 66.2%
- 2008→2024 swing
- -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
- All cycles
- 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -252.48%
- Current HPI
- 259.3498
- Rent YoY
- ▼ -1.10%
- Metro
- Naples-Marco Island, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
-7.9% since first listed3 events — show timeline
- 2026-03-22 Price Changed $289,999 BEARMLS
- 2026-01-23 Price Changed $299,999 BEARMLS
- 2025-10-17 Listed $315,000 BEARMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…