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2857 Mcdaniel Station Rd SW
C+ Composite 63.39
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.0/30.0
  • ARV discount +15.0/15.0
  • Appreciation +9.8/10.0
  • DSCR +5.6/10.0
  • 1% rule +3.6/10.0
  • Livability +3.4/5.0
  • Schools +3.0/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$210,000

2857 Mcdaniel Station Rd SW · Calhoun, GA 30103
3 bd · 2.0 ba · 1,520 sqft · SingleFamily public records · 201 Days on market
Built 1958 0.45 ac lot $138/sqft · 39% below area Est $342k · 39% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Nestled under the protective canopy of established shade trees, this home beckons you with the promise of tranquility and potential. Just a short drive from I-75, downtown and Shopping and only 5 miles from Georgia Cumberland Academy, this charming one-level home offers a lifestyle of convenience and comfort. Imagine stepping into a spacious living room adorned with soaring vaulted ceilings, where natural light dances across the inviting space, perfect for family gatherings and cozy evenings. The roomy eat-in kitchen stands ready for your culinary adventures, a place where meals can be crafted and memories made. The owner's suite is a true retreat, featuring a generous walk-in closet and a luxurious ensuite bath, complete with a jetted tub for pampering after a long day.

Key facts

  • 0.45 acre lot
  • Parking
  • Built 1958

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $210k.

Deal economics

  • At list price, monthly cash flow is $179 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $181k (13.9% below list).
  • Recommended offer: $181k (13.9% below list) — sets the bar for 1% rule.
  • Cap rate 7.3% vs local median 4.1% in Calhoun — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 68/100 on livability (#129 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A; Watch: crime C-, amenities F, commute F.
  • Gordon County (rural): math 34% / reading 36% proficiency, ranked #65 of 174 in GA (top 37%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Swain Elementary School (math 42% / reading 37%, grade F, #435 of 1,228 statewide, top 37%, 402 students, 66% FRL); Ashworth Middle School (math 34% / reading 40%, grade F, #164 of 470 statewide, top 35%, 596 students, 65% FRL); Gordon Central High School (math 12% / reading 32%, grade F, #213 of 424 statewide, top 51%, 871 students, 63% FRL).
  • Market conditions: 182 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 414 units permitted in Gordon County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $22k of equity ($1k loan paydown + $20k appreciation (9.7% local appreciation)).
  • At projected returns (9.7% appreciation + 3.0% rent growth), your $59k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$35k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 201 days — a 12% lower offer ($185k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 5y ago; this cycle's ask has dropped $30k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $100k; list at $210k implies a 110% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1958 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: moderate flood risk; major wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $180,864 (13.9% below list)

Questions for the listing agent

  1. It's been on market 201 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
  2. Built in 1958 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.86%
Cap rate
7.31%
Cash-on-cash
3.65%
DSCR
1.16
GRM
9.7

CMA / ARV

ARV (median comp)
$341,515
List price
$210,000
Delta
-38.51%
Verdict
UNDERPRICED
Comps
3 within 1.0 mi

Projected returns pro-forma

9.65% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
26.2%
Equity multiple
3.05×
Total profit
$120,624
Equity at exit
$183,826
10-year hold
IRR
23.0%
Equity multiple
6.86×
Total profit
$344,809
Equity at exit
$390,860

Cash invested: $58,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30103

Home prices YoY
2.5%
Active inventory
182
Price-to-rent
9.7×

Monthly cashflow live

Estimated rent
$1,809 medium interval (Pro) →
Mortgage (P&I)
$1,101
Tax from tax record
$61 /mo · $736/yr
Insurance
$88
HOA
$0
Vacancy / Maint / Mgmt
$380
Net cashflow
$179

Break-even live

Break-even rent $1,582
Max offer price $210,000
Occupancy floor 85%

Sensitivity live

Price -10% $298 -5% $238 +0% $179 +5% $119 +10% $60
Rent -10% $36 -5% $107 +0% $179 +5% $250 +10% $322
Rate -1.0pp $285 -0.5pp $232 base $179 +0.5pp $124 +1.0pp $69

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$52,500
Closing costs
$6,300
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
583 Holcomb Rd NW Adairsville, GA 3.0 1.5 1440 $1,550 $1.08 23d 1 1.43mi

Listing history 20 events

  1. 2026-05-30
    days on market $210,000 Active 201 DOM
  2. 2026-05-01
    price $210,000 781-char remark
    Show marketing remark (1284 chars)

    Nestled under the protective canopy of established shade trees, this home beckons you with the promise of tranquility and potential. Just a short drive from I-75, downtown and Shopping and only 5 miles from Georgia Cumberland Academy, this charming one-level home offers a lifestyle of convenience and comfort. Imagine stepping into a spacious living room adorned with soaring vaulted ceilings, where natural light dances across the inviting space, perfect for family gatherings and cozy evenings. The roomy eat-in kitchen stands ready for your culinary adventures, a place where meals can be crafted and memories made. The owner's suite is a true retreat, featuring a generous walk-in closet and a luxurious ensuite bath, complete with a jetted tub for pampering after a long day. As you explore the home, you'll find two additional bedrooms that share a thoughtfully designed bath, making it an ideal space for family or guests. This residence is more than just a house; it's a canvas waiting for your personal touch, a sanctuary where you can build a lifetime of memories. Whether you're an investor or a homeowner ready to create your dream space, this fabulous ranch invites you to envision the possibilities and make it your own! Your new home awaits! Shown By Appointment Only.

  3. 2026-05-01
    price $210,000 1284-char remark
    Show marketing remark (1284 chars)

    Nestled under the protective canopy of established shade trees, this home beckons you with the promise of tranquility and potential. Just a short drive from I-75, downtown and Shopping and only 5 miles from Georgia Cumberland Academy, this charming one-level home offers a lifestyle of convenience and comfort. Imagine stepping into a spacious living room adorned with soaring vaulted ceilings, where natural light dances across the inviting space, perfect for family gatherings and cozy evenings. The roomy eat-in kitchen stands ready for your culinary adventures, a place where meals can be crafted and memories made. The owner's suite is a true retreat, featuring a generous walk-in closet and a luxurious ensuite bath, complete with a jetted tub for pampering after a long day. As you explore the home, you'll find two additional bedrooms that share a thoughtfully designed bath, making it an ideal space for family or guests. This residence is more than just a house; it's a canvas waiting for your personal touch, a sanctuary where you can build a lifetime of memories. Whether you're an investor or a homeowner ready to create your dream space, this fabulous ranch invites you to envision the possibilities and make it your own! Your new home awaits! Shown By Appointment Only.

  4. 2026-05-01
    price $210,000
    Show marketing remark (1284 chars)

    Nestled under the protective canopy of established shade trees, this home beckons you with the promise of tranquility and potential. Just a short drive from I-75, downtown and Shopping and only 5 miles from Georgia Cumberland Academy, this charming one-level home offers a lifestyle of convenience and comfort. Imagine stepping into a spacious living room adorned with soaring vaulted ceilings, where natural light dances across the inviting space, perfect for family gatherings and cozy evenings. The roomy eat-in kitchen stands ready for your culinary adventures, a place where meals can be crafted and memories made. The owner's suite is a true retreat, featuring a generous walk-in closet and a luxurious ensuite bath, complete with a jetted tub for pampering after a long day. As you explore the home, you'll find two additional bedrooms that share a thoughtfully designed bath, making it an ideal space for family or guests. This residence is more than just a house; it's a canvas waiting for your personal touch, a sanctuary where you can build a lifetime of memories. Whether you're an investor or a homeowner ready to create your dream space, this fabulous ranch invites you to envision the possibilities and make it your own! Your new home awaits! Shown By Appointment Only.

  5. 2026-02-04
    price $230,000 1284-char remark
    Show marketing remark (1284 chars)

    Nestled under the protective canopy of established shade trees, this home beckons you with the promise of tranquility and potential. Just a short drive from I-75, downtown and Shopping and only 5 miles from Georgia Cumberland Academy, this charming one-level home offers a lifestyle of convenience and comfort. Imagine stepping into a spacious living room adorned with soaring vaulted ceilings, where natural light dances across the inviting space, perfect for family gatherings and cozy evenings. The roomy eat-in kitchen stands ready for your culinary adventures, a place where meals can be crafted and memories made. The owner's suite is a true retreat, featuring a generous walk-in closet and a luxurious ensuite bath, complete with a jetted tub for pampering after a long day. As you explore the home, you'll find two additional bedrooms that share a thoughtfully designed bath, making it an ideal space for family or guests. This residence is more than just a house; it's a canvas waiting for your personal touch, a sanctuary where you can build a lifetime of memories. Whether you're an investor or a homeowner ready to create your dream space, this fabulous ranch invites you to envision the possibilities and make it your own! Your new home awaits! Shown By Appointment Only.

  6. 2026-02-04
    price $230,000
    Show marketing remark (1284 chars)

    Nestled under the protective canopy of established shade trees, this home beckons you with the promise of tranquility and potential. Just a short drive from I-75, downtown and Shopping and only 5 miles from Georgia Cumberland Academy, this charming one-level home offers a lifestyle of convenience and comfort. Imagine stepping into a spacious living room adorned with soaring vaulted ceilings, where natural light dances across the inviting space, perfect for family gatherings and cozy evenings. The roomy eat-in kitchen stands ready for your culinary adventures, a place where meals can be crafted and memories made. The owner's suite is a true retreat, featuring a generous walk-in closet and a luxurious ensuite bath, complete with a jetted tub for pampering after a long day. As you explore the home, you'll find two additional bedrooms that share a thoughtfully designed bath, making it an ideal space for family or guests. This residence is more than just a house; it's a canvas waiting for your personal touch, a sanctuary where you can build a lifetime of memories. Whether you're an investor or a homeowner ready to create your dream space, this fabulous ranch invites you to envision the possibilities and make it your own! Your new home awaits! Shown By Appointment Only.

  7. 2025-11-06
    listed $240,000 New 1284-char remark
    Show marketing remark (781 chars)

    Nestled under the protective canopy of established shade trees, this home beckons you with the promise of tranquility and potential. Just a short drive from I-75, downtown and Shopping and only 5 miles from Georgia Cumberland Academy, this charming one-level home offers a lifestyle of convenience and comfort. Imagine stepping into a spacious living room adorned with soaring vaulted ceilings, where natural light dances across the inviting space, perfect for family gatherings and cozy evenings. The roomy eat-in kitchen stands ready for your culinary adventures, a place where meals can be crafted and memories made. The owner's suite is a true retreat, featuring a generous walk-in closet and a luxurious ensuite bath, complete with a jetted tub for pampering after a long day.

  8. 2025-11-06
    listed $240,000 Active 781-char remark
    Show marketing remark (781 chars)

    Nestled under the protective canopy of established shade trees, this home beckons you with the promise of tranquility and potential. Just a short drive from I-75, downtown and Shopping and only 5 miles from Georgia Cumberland Academy, this charming one-level home offers a lifestyle of convenience and comfort. Imagine stepping into a spacious living room adorned with soaring vaulted ceilings, where natural light dances across the inviting space, perfect for family gatherings and cozy evenings. The roomy eat-in kitchen stands ready for your culinary adventures, a place where meals can be crafted and memories made. The owner's suite is a true retreat, featuring a generous walk-in closet and a luxurious ensuite bath, complete with a jetted tub for pampering after a long day.

  9. 2025-11-06
    listed $240,000 Active
    Show marketing remark (781 chars)

    Nestled under the protective canopy of established shade trees, this home beckons you with the promise of tranquility and potential. Just a short drive from I-75, downtown and Shopping and only 5 miles from Georgia Cumberland Academy, this charming one-level home offers a lifestyle of convenience and comfort. Imagine stepping into a spacious living room adorned with soaring vaulted ceilings, where natural light dances across the inviting space, perfect for family gatherings and cozy evenings. The roomy eat-in kitchen stands ready for your culinary adventures, a place where meals can be crafted and memories made. The owner's suite is a true retreat, featuring a generous walk-in closet and a luxurious ensuite bath, complete with a jetted tub for pampering after a long day.

  10. 2025-03-31
    historical
  11. 2025-03-31
    historical
  12. 2024-09-30
    listed $245,000 New
  13. 2024-09-30
    listed $245,000 Active
  14. 2022-01-05
    soldstatus $99,900
  15. 2021-12-29
    soldstatus $99,900 Closed
  16. 2021-12-09
    status Pending
  17. 2021-12-08
    status Active
  18. 2021-09-30
    status Pending
  19. 2021-09-14
    listed $99,900 Active
  20. 1999-11-04
    soldstatus $12,880

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$736 · $61/mo
Projected year-2 tax
$1,932 · $161/mo
Expected delta
+$1,196/yr (+$100/mo · 162.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 66% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 6/10 Major 7 d/yr ≥105°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 14% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$21,704
− Mortgage interest
−$11,763
− Property taxes
−$736
− Insurance
−$1,050
− Repairs & maintenance
−$1,736
− Management
−$1,736
− Depreciation
−$6,109
Taxable loss
−$1,427
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$342
After-tax cash flow
$2,488/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Gordon County
NCES district ID
1302430
Math proficiency
34% ▼ -11.00%
Reading proficiency
36% ▼ -5.00%
Median HH income
$43,906
Composite
29.77/100
National rank
#6430
State rank
#65 of 174 in GA

Livability — Calhoun

Score
68/100
State rank
#129
US rank
#9072

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment D- Housing A Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Bartow County · 85,497 people
City population
44,691
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
14,612
Household income
$78,071
Rent vs Own
17.5% rent · 82.5% own
Severe rent burden
68.0

Population outlook (Gordon County) Hauer SSP2

Today (2025)
59,151 people
By 2030
59,968 · +1.4%
By 2040
60,579 · +2.4%
By 2050
59,396 · +0.4%
By 2075
52,383 · -11.4%
By 2100
41,219 · -30.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (78%)
Race & ethnicity
White 78% Black 6% Hispanic / Latino 6% Two or more races 5%
Hispanic origin (detail)
Mexican 3% Dominican 1%
Common ancestry
Slovak 3% Serbian 2% Lithuanian 1%
Foreign-born
2% · Canada
Languages at home
96% English-only · Spanish 2%

Political lean MEDSL · Gordon

2024 margin
Solid R (+63.4) · D 18.1% · R 81.5%
2008→2024 swing
-13.2pp toward R · 2008: -50.2pp · 2024: -63.4pp
All cycles
2024: R+63.4 2020: R+62.5 2016: R+63.6 2012: R+57.8 2008: R+50.2

Not yet ingested

Civics

Market trends

HPI YoY
▲ 9.65%
Current HPI
390.3093
Rent YoY
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+1530.4% since first listed
19 events — show timeline
  • 2026-05-01 Price Changed $210,000 CCARMLS
  • 2026-05-01 Price Changed $210,000 GAMLS
  • 2026-05-01 Price Changed $210,000 FMLS
  • 2026-02-04 Price Changed $230,000 GAMLS
  • 2026-02-04 Price Changed $230,000 FMLS
  • 2025-11-06 Listed $240,000 FMLS
  • 2025-11-06 Listed $240,000 CCARMLS
  • 2025-11-06 Listed $240,000 GAMLS
  • 2025-03-31 Listing Removed FMLS
  • 2025-03-31 Listing Removed GAMLS
  • 2024-09-30 Listed $245,000 FMLS
  • 2024-09-30 Listed $245,000 GAMLS
  • 2022-01-05 Sold (Public Records) $99,900 Public Records
  • 2021-12-29 Sold (MLS) $99,900 FMLS
  • 2021-12-09 Pending FMLS
  • 2021-12-08 Relisted FMLS
  • 2021-09-30 Pending FMLS
  • 2021-09-14 Listed $99,900 FMLS
  • 1999-11-04 Sold (Public Records) $12,880 Public Records

Property tax history

+3.8%/yr

Latest (2025): $736 · -2.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…