2857 Mcdaniel Station Rd SW · Calhoun, GA
Flood risk 5/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.66%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 6/10 · Moderate
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 14.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.0/30.0
- ARV discount +15.0/15.0
- Appreciation +9.8/10.0
- DSCR +5.6/10.0
- 1% rule +3.6/10.0
- Livability +3.4/5.0
- Schools +3.0/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$210,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Nestled under the protective canopy of established shade trees, this home beckons you with the promise of tranquility and potential. Just a short drive from I-75, downtown and Shopping and only 5 miles from Georgia Cumberland Academy, this charming one-level home offers a lifestyle of convenience and comfort. Imagine stepping into a spacious living room adorned with soaring vaulted ceilings, where natural light dances across the inviting space, perfect for family gatherings and cozy evenings. The roomy eat-in kitchen stands ready for your culinary adventures, a place where meals can be crafted and memories made. The owner's suite is a true retreat, featuring a generous walk-in closet and a luxurious ensuite bath, complete with a jetted tub for pampering after a long day.
Key facts
- 0.45 acre lot
- Parking
- Built 1958
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $210k.
Deal economics
- At list price, monthly cash flow is $179 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $181k (13.9% below list).
- Recommended offer: $181k (13.9% below list) — sets the bar for 1% rule.
- Cap rate 7.3% vs local median 4.1% in Calhoun — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 68/100 on livability (#129 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A; Watch: crime C-, amenities F, commute F.
- Gordon County (rural): math 34% / reading 36% proficiency, ranked #65 of 174 in GA (top 37%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Swain Elementary School (math 42% / reading 37%, grade F, #435 of 1,228 statewide, top 37%, 402 students, 66% FRL); Ashworth Middle School (math 34% / reading 40%, grade F, #164 of 470 statewide, top 35%, 596 students, 65% FRL); Gordon Central High School (math 12% / reading 32%, grade F, #213 of 424 statewide, top 51%, 871 students, 63% FRL).
- Market conditions: 182 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 414 units permitted in Gordon County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $22k of equity ($1k loan paydown + $20k appreciation (9.7% local appreciation)).
- At projected returns (9.7% appreciation + 3.0% rent growth), your $59k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 2, paydown + projected appreciation supports a ~$35k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 201 days — a 12% lower offer ($185k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 5y ago; this cycle's ask has dropped $30k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $100k; list at $210k implies a 110% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1958 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: moderate flood risk; major wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 201 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
- Built in 1958 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.86% ✗
- Cap rate
- 7.31%
- Cash-on-cash
- 3.65%
- DSCR
- 1.16
- GRM
- 9.7
CMA / ARV
- ARV (median comp)
- $341,515
- List price
- $210,000
- Delta
- -38.51%
- Verdict
- UNDERPRICED
- Comps
- 3 within 1.0 mi
Projected returns pro-forma
9.65% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 26.2%
- Equity multiple
- 3.05×
- Total profit
- $120,624
- Equity at exit
- $183,826
- IRR
- 23.0%
- Equity multiple
- 6.86×
- Total profit
- $344,809
- Equity at exit
- $390,860
Cash invested: $58,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30103
- Home prices YoY
- 2.5%
- Active inventory
- 182
- Price-to-rent
- 9.7×
Monthly cashflow live
- Estimated rent
- $1,809 medium interval (Pro) →
- Mortgage (P&I)
- −$1,101
- Tax from tax record
- −$61 /mo · $736/yr
- Insurance
- −$88
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$380
- Net cashflow
- $179
Break-even live
Sensitivity live
| Price | -10% $298 | -5% $238 | +0% $179 | +5% $119 | +10% $60 |
|---|---|---|---|---|---|
| Rent | -10% $36 | -5% $107 | +0% $179 | +5% $250 | +10% $322 |
| Rate | -1.0pp $285 | -0.5pp $232 | base $179 | +0.5pp $124 | +1.0pp $69 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $52,500
- Closing costs
- $6,300
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 583 Holcomb Rd NW Adairsville, GA | 3.0 | 1.5 | 1440 | $1,550 | $1.08 | 23d | 1 | 1.43mi |
Listing history 20 events
-
2026-05-30days on market $210,000 Active 201 DOM
-
2026-05-01price $210,000 781-char remark
Show marketing remark (1284 chars)
Nestled under the protective canopy of established shade trees, this home beckons you with the promise of tranquility and potential. Just a short drive from I-75, downtown and Shopping and only 5 miles from Georgia Cumberland Academy, this charming one-level home offers a lifestyle of convenience and comfort. Imagine stepping into a spacious living room adorned with soaring vaulted ceilings, where natural light dances across the inviting space, perfect for family gatherings and cozy evenings. The roomy eat-in kitchen stands ready for your culinary adventures, a place where meals can be crafted and memories made. The owner's suite is a true retreat, featuring a generous walk-in closet and a luxurious ensuite bath, complete with a jetted tub for pampering after a long day. As you explore the home, you'll find two additional bedrooms that share a thoughtfully designed bath, making it an ideal space for family or guests. This residence is more than just a house; it's a canvas waiting for your personal touch, a sanctuary where you can build a lifetime of memories. Whether you're an investor or a homeowner ready to create your dream space, this fabulous ranch invites you to envision the possibilities and make it your own! Your new home awaits! Shown By Appointment Only.
-
2026-05-01price $210,000 1284-char remark
Show marketing remark (1284 chars)
Nestled under the protective canopy of established shade trees, this home beckons you with the promise of tranquility and potential. Just a short drive from I-75, downtown and Shopping and only 5 miles from Georgia Cumberland Academy, this charming one-level home offers a lifestyle of convenience and comfort. Imagine stepping into a spacious living room adorned with soaring vaulted ceilings, where natural light dances across the inviting space, perfect for family gatherings and cozy evenings. The roomy eat-in kitchen stands ready for your culinary adventures, a place where meals can be crafted and memories made. The owner's suite is a true retreat, featuring a generous walk-in closet and a luxurious ensuite bath, complete with a jetted tub for pampering after a long day. As you explore the home, you'll find two additional bedrooms that share a thoughtfully designed bath, making it an ideal space for family or guests. This residence is more than just a house; it's a canvas waiting for your personal touch, a sanctuary where you can build a lifetime of memories. Whether you're an investor or a homeowner ready to create your dream space, this fabulous ranch invites you to envision the possibilities and make it your own! Your new home awaits! Shown By Appointment Only.
-
2026-05-01price $210,000
Show marketing remark (1284 chars)
Nestled under the protective canopy of established shade trees, this home beckons you with the promise of tranquility and potential. Just a short drive from I-75, downtown and Shopping and only 5 miles from Georgia Cumberland Academy, this charming one-level home offers a lifestyle of convenience and comfort. Imagine stepping into a spacious living room adorned with soaring vaulted ceilings, where natural light dances across the inviting space, perfect for family gatherings and cozy evenings. The roomy eat-in kitchen stands ready for your culinary adventures, a place where meals can be crafted and memories made. The owner's suite is a true retreat, featuring a generous walk-in closet and a luxurious ensuite bath, complete with a jetted tub for pampering after a long day. As you explore the home, you'll find two additional bedrooms that share a thoughtfully designed bath, making it an ideal space for family or guests. This residence is more than just a house; it's a canvas waiting for your personal touch, a sanctuary where you can build a lifetime of memories. Whether you're an investor or a homeowner ready to create your dream space, this fabulous ranch invites you to envision the possibilities and make it your own! Your new home awaits! Shown By Appointment Only.
-
2026-02-04price $230,000 1284-char remark
Show marketing remark (1284 chars)
Nestled under the protective canopy of established shade trees, this home beckons you with the promise of tranquility and potential. Just a short drive from I-75, downtown and Shopping and only 5 miles from Georgia Cumberland Academy, this charming one-level home offers a lifestyle of convenience and comfort. Imagine stepping into a spacious living room adorned with soaring vaulted ceilings, where natural light dances across the inviting space, perfect for family gatherings and cozy evenings. The roomy eat-in kitchen stands ready for your culinary adventures, a place where meals can be crafted and memories made. The owner's suite is a true retreat, featuring a generous walk-in closet and a luxurious ensuite bath, complete with a jetted tub for pampering after a long day. As you explore the home, you'll find two additional bedrooms that share a thoughtfully designed bath, making it an ideal space for family or guests. This residence is more than just a house; it's a canvas waiting for your personal touch, a sanctuary where you can build a lifetime of memories. Whether you're an investor or a homeowner ready to create your dream space, this fabulous ranch invites you to envision the possibilities and make it your own! Your new home awaits! Shown By Appointment Only.
-
2026-02-04price $230,000
Show marketing remark (1284 chars)
Nestled under the protective canopy of established shade trees, this home beckons you with the promise of tranquility and potential. Just a short drive from I-75, downtown and Shopping and only 5 miles from Georgia Cumberland Academy, this charming one-level home offers a lifestyle of convenience and comfort. Imagine stepping into a spacious living room adorned with soaring vaulted ceilings, where natural light dances across the inviting space, perfect for family gatherings and cozy evenings. The roomy eat-in kitchen stands ready for your culinary adventures, a place where meals can be crafted and memories made. The owner's suite is a true retreat, featuring a generous walk-in closet and a luxurious ensuite bath, complete with a jetted tub for pampering after a long day. As you explore the home, you'll find two additional bedrooms that share a thoughtfully designed bath, making it an ideal space for family or guests. This residence is more than just a house; it's a canvas waiting for your personal touch, a sanctuary where you can build a lifetime of memories. Whether you're an investor or a homeowner ready to create your dream space, this fabulous ranch invites you to envision the possibilities and make it your own! Your new home awaits! Shown By Appointment Only.
-
2025-11-06$240,000 New 1284-char remark
Show marketing remark (781 chars)
Nestled under the protective canopy of established shade trees, this home beckons you with the promise of tranquility and potential. Just a short drive from I-75, downtown and Shopping and only 5 miles from Georgia Cumberland Academy, this charming one-level home offers a lifestyle of convenience and comfort. Imagine stepping into a spacious living room adorned with soaring vaulted ceilings, where natural light dances across the inviting space, perfect for family gatherings and cozy evenings. The roomy eat-in kitchen stands ready for your culinary adventures, a place where meals can be crafted and memories made. The owner's suite is a true retreat, featuring a generous walk-in closet and a luxurious ensuite bath, complete with a jetted tub for pampering after a long day.
-
2025-11-06$240,000 Active 781-char remark
Show marketing remark (781 chars)
Nestled under the protective canopy of established shade trees, this home beckons you with the promise of tranquility and potential. Just a short drive from I-75, downtown and Shopping and only 5 miles from Georgia Cumberland Academy, this charming one-level home offers a lifestyle of convenience and comfort. Imagine stepping into a spacious living room adorned with soaring vaulted ceilings, where natural light dances across the inviting space, perfect for family gatherings and cozy evenings. The roomy eat-in kitchen stands ready for your culinary adventures, a place where meals can be crafted and memories made. The owner's suite is a true retreat, featuring a generous walk-in closet and a luxurious ensuite bath, complete with a jetted tub for pampering after a long day.
-
2025-11-06$240,000 Active
Show marketing remark (781 chars)
Nestled under the protective canopy of established shade trees, this home beckons you with the promise of tranquility and potential. Just a short drive from I-75, downtown and Shopping and only 5 miles from Georgia Cumberland Academy, this charming one-level home offers a lifestyle of convenience and comfort. Imagine stepping into a spacious living room adorned with soaring vaulted ceilings, where natural light dances across the inviting space, perfect for family gatherings and cozy evenings. The roomy eat-in kitchen stands ready for your culinary adventures, a place where meals can be crafted and memories made. The owner's suite is a true retreat, featuring a generous walk-in closet and a luxurious ensuite bath, complete with a jetted tub for pampering after a long day.
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2025-03-31historical
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2025-03-31historical
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2024-09-30$245,000 New
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2024-09-30$245,000 Active
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2022-01-05soldstatus $99,900
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2021-12-29soldstatus $99,900 Closed
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2021-12-09status Pending
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2021-12-08status Active
-
2021-09-30status Pending
-
2021-09-14$99,900 Active
-
1999-11-04soldstatus $12,880
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $736 · $61/mo
- Projected year-2 tax
- $1,932 · $161/mo
- Expected delta
- +$1,196/yr (+$100/mo · 162.6%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 5/10 Major FEMA zone X (unshaded) · 66% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 6/10 Major 7 d/yr ≥105°F today · 19 d/yr by 30 yrs out
- Wind 4/10 Moderate 14% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,704
- − Mortgage interest
- −$11,763
- − Property taxes
- −$736
- − Insurance
- −$1,050
- − Repairs & maintenance
- −$1,736
- − Management
- −$1,736
- − Depreciation
- −$6,109
- Taxable loss
- −$1,427
- Est. tax savings @ 24.0%
- +$342
- After-tax cash flow
- $2,488/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Gordon County
- NCES district ID
- 1302430
- Math proficiency
- 34% ▼ -11.00%
- Reading proficiency
- 36% ▼ -5.00%
- Median HH income
- $43,906
- Composite
- 29.77/100
- National rank
- #6430
- State rank
- #65 of 174 in GA
Livability — Calhoun
- Score
- 68/100
- State rank
- #129
- US rank
- #9072
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Bartow County · 85,497 people
- City population
- 44,691
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 14,612
- Household income
- $78,071
- Rent vs Own
- Severe rent burden
- 68.0
Population outlook (Gordon County) Hauer SSP2
- Today (2025)
- 59,151 people
- By 2030
- 59,968 · +1.4%
- By 2040
- 60,579 · +2.4%
- By 2050
- 59,396 · +0.4%
- By 2075
- 52,383 · -11.4%
- By 2100
- 41,219 · -30.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (78%)
- Race & ethnicity
- White 78% Black 6% Hispanic / Latino 6% Two or more races 5%
- Hispanic origin (detail)
- Mexican 3% Dominican 1%
- Common ancestry
- Slovak 3% Serbian 2% Lithuanian 1%
- Foreign-born
- 2% · Canada
- Languages at home
- 96% English-only · Spanish 2%
Political lean MEDSL · Gordon
- 2024 margin
- Solid R (+63.4) · D 18.1% · R 81.5%
- 2008→2024 swing
- -13.2pp toward R · 2008: -50.2pp · 2024: -63.4pp
- All cycles
- 2024: R+63.4 2020: R+62.5 2016: R+63.6 2012: R+57.8 2008: R+50.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 9.65%
- Current HPI
- 390.3093
- Rent YoY
- —
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
|
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Price history
+1530.4% since first listed19 events — show timeline
- 2026-05-01 Price Changed $210,000 CCARMLS
- 2026-05-01 Price Changed $210,000 GAMLS
- 2026-05-01 Price Changed $210,000 FMLS
- 2026-02-04 Price Changed $230,000 GAMLS
- 2026-02-04 Price Changed $230,000 FMLS
- 2025-11-06 Listed $240,000 FMLS
- 2025-11-06 Listed $240,000 CCARMLS
- 2025-11-06 Listed $240,000 GAMLS
- 2025-03-31 Listing Removed — FMLS
- 2025-03-31 Listing Removed — GAMLS
- 2024-09-30 Listed $245,000 FMLS
- 2024-09-30 Listed $245,000 GAMLS
- 2022-01-05 Sold (Public Records) $99,900 Public Records
- 2021-12-29 Sold (MLS) $99,900 FMLS
- 2021-12-09 Pending — FMLS
- 2021-12-08 Relisted — FMLS
- 2021-09-30 Pending — FMLS
- 2021-09-14 Listed $99,900 FMLS
- 1999-11-04 Sold (Public Records) $12,880 Public Records
Property tax history
+3.8%/yrLatest (2025): $736 · -2.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…