913 N 38th St · Belleville, IL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $804 – $1,492
Heat risk 5/10 · Moderate
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 6 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +20.1/30.0
- ARV discount +7.5/15.0
- DSCR +6.4/10.0
- 1% rule +5.6/10.0
- Livability +3.9/5.0
- Rent growth +3.6/5.0
- Condition / age +2.5/5.0
- Schools +2.2/10.0
- Appreciation +0.0/10.0
$124,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
BACK-UP OFFERS WELCOME! Welcome home, enter through the custom wood front door into a delightful, recently updated 3 bedroom, 1 bathroom home with an open-concept living room which boasts great natural light featuring a brand new picture window. The living room flows into an eat-in kitchen which offers new cabinetry, countertops, tile backsplash, stainless steel appliances, and access to a gorgeous sunroom for year-round enjoyment as well as a bonus room ready for you to make it your own. Luxury vinyl plank floors grace the living room, kitchen, hallway, and bathroom areas. The bathroom features a new vanity and toilet along with a bathtub and shower combo complete with stunning tile surround. The bedrooms feature lighted ceiling fans as well as brand new carpet. You will find this move-in ready, 3 bedroom, 1 bathroom, and 1 car garage home is conveniently located near highways, schools, parks, shopping, and dining. Schedule your showing today!
Key facts
- 6,969 sq ft lot
- Garage
- Built 1954
Property features AI
Finance
- Financial info: Lease not considered
Exterior
- Parking: One-car garage
- Utilities: Public water; Public sewer
- Home design: Single-family residence (attached property); One story
- Construction: Slab foundation
- Exterior features: Lot is approximately 0.16 acres
Interior
- Bedrooms: Three bedrooms on the main level
- Bathrooms: One full bathroom (main level)
- Heating & cooling: Forced air heating; Central air conditioning
- Interior features: One-level layout; Room count: 4 total rooms
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $125k.
Deal economics
- At list price, monthly cash flow is $157 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $125k).
- Recommended offer: $110k (12.0% below list) — sets the bar for market timing.
- Cap rate 7.8% vs local median 5.6% in Belleville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 78/100 on livability (#142 in IL, #2,604 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F, amenities D-.
- Belleville Twp Hsd 201 (suburban): math 21% / reading 28% proficiency, ranked #308 of 620 in IL (top 50%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: Belleville High School-East (math 23% / reading 30%, grade F, #241 of 693 statewide, top 35%, 2,568 students, 0% FRL).
- Market conditions: Rents rising fast (+4.6%/yr); 190 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 783 units permitted in St. Clair County in 2024 (378 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- St. Clair County population projected at -23% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
Negotiation context
- It's been on market 359 days — a 12% lower offer ($110k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $57k; list at $125k implies a 119% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1954 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 359 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1954 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.06% ✓
- Cap rate
- 7.80%
- Cash-on-cash
- 5.37%
- DSCR
- 1.24
- GRM
- 7.8
CMA / ARV
- ARV (on-the-fly)
- $80,100
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1009 Royal Heights Rd | 0.07mi | 3/1.0 | 900 (0%) | 5mo | $34,900 | $39 | 89 |
| 909 Royal Heights Rd | 0.06mi | 3/1.0 | 900 (0%) | 6mo | $80,000 | $89 | 89 |
| 3916 Shirley Dr | 0.19mi | 3/1.0 | 939 (+4%) | 1mo | $125,000 | $133 | 79 |
| 800 N 39th St | 0.16mi | 3/1.0 | 840 (-7%) | 5mo | $119,900 | $143 | 73 |
| 640 Devonshire Dr | 0.33mi | 3/1.0 | 960 (+7%) | 0mo | $80,000 | $83 | 70 |
| 3805 Little Flower Ln | 0.47mi | 3/1.0 | 864 (-4%) | 0mo | $134,900 | $156 | 67 |
| 439 N 39th St | 0.55mi | 3/1.0 | 864 (-4%) | 1mo | $120,000 | $139 | 63 |
| 624 Royal Heights Rd | 0.35mi | 2/1.0 (-1) | 960 (+7%) | 3mo | $30,000 | $31 | 61 |
| 652 N 39th St | 0.24mi | 2/1.0 (-1) | 984 (+9%) | 4mo | $64,000 | $65 | 60 |
| 328 N 43rd St | 0.43mi | 3/1.0 | 986 (+10%) | 6mo | $130,000 | $132 | 54 |
| 435 N 38th St | 0.65mi | 2/1.0 (-1) | 997 (+11%) | 1mo | $50,000 | $50 | 42 |
| 120 N 46th St | 0.65mi | 2/1.0 (-1) | 1,028 (+14%) | 0mo | $40,000 | $39 | 37 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.56% rent growth · sell at horizon
- IRR
- -6.1%
- Equity multiple
- 0.77×
- Total profit
- $-8,110
- Equity at exit
- $18,623
- IRR
- 5.4%
- Equity multiple
- 1.43×
- Total profit
- $14,909
- Equity at exit
- $10,799
Cash invested: $34,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 43 Moderately Tenant-Leaning
- State Illinois
- 43 Moderately Tenant-Leaning · D+7
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 62226
- Rents YoY
- 4.6%
- Active inventory
- 190
- Price-to-rent
- 7.8×
Monthly cashflow live
- Estimated rent
- $1,329 high interval (Pro) →
- Mortgage (P&I)
- −$655
- Tax from tax record
- −$186 /mo · $2,235/yr
- Insurance
- −$52
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$279
- Net cashflow
- $157
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $31,225
- Closing costs
- $3,747
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 13 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1000 Royal Heights Rd Belleville, IL | 2.0 | 1.5 | 1100 | $1,345 | $1.22 | 23d | 1 | 0.12mi |
| 654 N 39th St Belleville, IL | 3.0 | 1.0 | 984 | $1,400 | $1.42 | 17d | 1 | 0.26mi |
| 54 Ben Louis Dr Belleville, IL | 2.0 | 1.0 | 900 | $1,145 | $1.27 | 23d | 1 | 0.40mi |
| 213 Columbus Dr Belleville, IL | 3.0 | 1.0 | 1040 | $1,650 | $1.59 | 23d | 1 | 0.70mi |
| 4516 W Main St Belleville, IL | 2.0 | 1.0 | 607 | $850 | $1.40 | 23d | 1 | 0.83mi |
| 5784 Brett Michael Ln Belleville, IL | 1.0–2.0 | 1.0–2.0 | 801 | $1,195 | $1.49 | 7d | 7 | 0.85mi |
| 56 Friendly Dr Belleville, IL | 2.0 | 1.0 | 1000 | $1,550 | $1.55 | 23d | 1 | 0.94mi |
| 219 Freedom Dr Unit 228-P Belleville, IL | 2.0 | 1.0 | 936 | $970 | $1.04 | 23d | 1 | 1.13mi |
| 219 Freedom Dr Unit 232-B Belleville, IL | 2.0 | 1.0 | 936 | $895 | $0.96 | 23d | 1 | 1.13mi |
| 219 Freedom Dr Unit 228-G Belleville, IL | 2.0 | 1.0 | 936 | $895 | $0.96 | 4d | 1 | 1.14mi |
| 219 Freedom Dr Unit 232-Q Belleville, IL | 2.0 | 1.0 | 936 | $895 | $0.96 | 17d | 1 | 1.14mi |
| 1856 Jewel Sisson Dr Belleville, IL | 1.0–3.0 | 1.0–2.0 | 1051 | $1,859 | $1.77 | 1d | 19 | 1.29mi |
| 6105 W Washington St Belleville, IL | 3.0 | 1.5 | 1120 | $1,575 | $1.41 | 23d | 1 | 1.42mi |
Listing history 20 events
-
2026-06-02days on market $124,900 Active 359 DOM
-
2026-06-01days on market $124,900 Active 358 DOM
-
2026-05-31days on market $124,900 Active 357 DOM
-
2026-03-03price $124,900
-
2025-09-17price $127,000
-
2025-08-19price $128,500
-
2025-06-09$130,000 Active
-
2025-06-08historical $130,000
-
2022-09-30soldstatus Closed 958-char remark
Show marketing remark (958 chars)
BACK-UP OFFERS WELCOME! Welcome home, enter through the custom wood front door into a delightful, recently updated 3 bedroom, 1 bathroom home with an open-concept living room which boasts great natural light featuring a brand new picture window. The living room flows into an eat-in kitchen which offers new cabinetry, countertops, tile backsplash, stainless steel appliances, and access to a gorgeous sunroom for year-round enjoyment as well as a bonus room ready for you to make it your own. Luxury vinyl plank floors grace the living room, kitchen, hallway, and bathroom areas. The bathroom features a new vanity and toilet along with a bathtub and shower combo complete with stunning tile surround. The bedrooms feature lighted ceiling fans as well as brand new carpet. You will find this move-in ready, 3 bedroom, 1 bathroom, and 1 car garage home is conveniently located near highways, schools, parks, shopping, and dining. Schedule your showing today!
-
2022-09-22status Pending 958-char remark
Show marketing remark (958 chars)
BACK-UP OFFERS WELCOME! Welcome home, enter through the custom wood front door into a delightful, recently updated 3 bedroom, 1 bathroom home with an open-concept living room which boasts great natural light featuring a brand new picture window. The living room flows into an eat-in kitchen which offers new cabinetry, countertops, tile backsplash, stainless steel appliances, and access to a gorgeous sunroom for year-round enjoyment as well as a bonus room ready for you to make it your own. Luxury vinyl plank floors grace the living room, kitchen, hallway, and bathroom areas. The bathroom features a new vanity and toilet along with a bathtub and shower combo complete with stunning tile surround. The bedrooms feature lighted ceiling fans as well as brand new carpet. You will find this move-in ready, 3 bedroom, 1 bathroom, and 1 car garage home is conveniently located near highways, schools, parks, shopping, and dining. Schedule your showing today!
-
2022-09-08historical Active Under Contract 958-char remark
Show marketing remark (958 chars)
BACK-UP OFFERS WELCOME! Welcome home, enter through the custom wood front door into a delightful, recently updated 3 bedroom, 1 bathroom home with an open-concept living room which boasts great natural light featuring a brand new picture window. The living room flows into an eat-in kitchen which offers new cabinetry, countertops, tile backsplash, stainless steel appliances, and access to a gorgeous sunroom for year-round enjoyment as well as a bonus room ready for you to make it your own. Luxury vinyl plank floors grace the living room, kitchen, hallway, and bathroom areas. The bathroom features a new vanity and toilet along with a bathtub and shower combo complete with stunning tile surround. The bedrooms feature lighted ceiling fans as well as brand new carpet. You will find this move-in ready, 3 bedroom, 1 bathroom, and 1 car garage home is conveniently located near highways, schools, parks, shopping, and dining. Schedule your showing today!
-
2022-09-03price $90,000 958-char remark
Show marketing remark (958 chars)
BACK-UP OFFERS WELCOME! Welcome home, enter through the custom wood front door into a delightful, recently updated 3 bedroom, 1 bathroom home with an open-concept living room which boasts great natural light featuring a brand new picture window. The living room flows into an eat-in kitchen which offers new cabinetry, countertops, tile backsplash, stainless steel appliances, and access to a gorgeous sunroom for year-round enjoyment as well as a bonus room ready for you to make it your own. Luxury vinyl plank floors grace the living room, kitchen, hallway, and bathroom areas. The bathroom features a new vanity and toilet along with a bathtub and shower combo complete with stunning tile surround. The bedrooms feature lighted ceiling fans as well as brand new carpet. You will find this move-in ready, 3 bedroom, 1 bathroom, and 1 car garage home is conveniently located near highways, schools, parks, shopping, and dining. Schedule your showing today!
-
2022-08-19status Active 958-char remark
Show marketing remark (958 chars)
BACK-UP OFFERS WELCOME! Welcome home, enter through the custom wood front door into a delightful, recently updated 3 bedroom, 1 bathroom home with an open-concept living room which boasts great natural light featuring a brand new picture window. The living room flows into an eat-in kitchen which offers new cabinetry, countertops, tile backsplash, stainless steel appliances, and access to a gorgeous sunroom for year-round enjoyment as well as a bonus room ready for you to make it your own. Luxury vinyl plank floors grace the living room, kitchen, hallway, and bathroom areas. The bathroom features a new vanity and toilet along with a bathtub and shower combo complete with stunning tile surround. The bedrooms feature lighted ceiling fans as well as brand new carpet. You will find this move-in ready, 3 bedroom, 1 bathroom, and 1 car garage home is conveniently located near highways, schools, parks, shopping, and dining. Schedule your showing today!
-
2022-08-14historical Active Under Contract 958-char remark
Show marketing remark (958 chars)
BACK-UP OFFERS WELCOME! Welcome home, enter through the custom wood front door into a delightful, recently updated 3 bedroom, 1 bathroom home with an open-concept living room which boasts great natural light featuring a brand new picture window. The living room flows into an eat-in kitchen which offers new cabinetry, countertops, tile backsplash, stainless steel appliances, and access to a gorgeous sunroom for year-round enjoyment as well as a bonus room ready for you to make it your own. Luxury vinyl plank floors grace the living room, kitchen, hallway, and bathroom areas. The bathroom features a new vanity and toilet along with a bathtub and shower combo complete with stunning tile surround. The bedrooms feature lighted ceiling fans as well as brand new carpet. You will find this move-in ready, 3 bedroom, 1 bathroom, and 1 car garage home is conveniently located near highways, schools, parks, shopping, and dining. Schedule your showing today!
-
2022-08-09price $94,900 958-char remark
Show marketing remark (958 chars)
BACK-UP OFFERS WELCOME! Welcome home, enter through the custom wood front door into a delightful, recently updated 3 bedroom, 1 bathroom home with an open-concept living room which boasts great natural light featuring a brand new picture window. The living room flows into an eat-in kitchen which offers new cabinetry, countertops, tile backsplash, stainless steel appliances, and access to a gorgeous sunroom for year-round enjoyment as well as a bonus room ready for you to make it your own. Luxury vinyl plank floors grace the living room, kitchen, hallway, and bathroom areas. The bathroom features a new vanity and toilet along with a bathtub and shower combo complete with stunning tile surround. The bedrooms feature lighted ceiling fans as well as brand new carpet. You will find this move-in ready, 3 bedroom, 1 bathroom, and 1 car garage home is conveniently located near highways, schools, parks, shopping, and dining. Schedule your showing today!
-
2022-07-15price $104,900 958-char remark
Show marketing remark (958 chars)
BACK-UP OFFERS WELCOME! Welcome home, enter through the custom wood front door into a delightful, recently updated 3 bedroom, 1 bathroom home with an open-concept living room which boasts great natural light featuring a brand new picture window. The living room flows into an eat-in kitchen which offers new cabinetry, countertops, tile backsplash, stainless steel appliances, and access to a gorgeous sunroom for year-round enjoyment as well as a bonus room ready for you to make it your own. Luxury vinyl plank floors grace the living room, kitchen, hallway, and bathroom areas. The bathroom features a new vanity and toilet along with a bathtub and shower combo complete with stunning tile surround. The bedrooms feature lighted ceiling fans as well as brand new carpet. You will find this move-in ready, 3 bedroom, 1 bathroom, and 1 car garage home is conveniently located near highways, schools, parks, shopping, and dining. Schedule your showing today!
-
2022-06-30$109,900 Active 958-char remark
Show marketing remark (958 chars)
BACK-UP OFFERS WELCOME! Welcome home, enter through the custom wood front door into a delightful, recently updated 3 bedroom, 1 bathroom home with an open-concept living room which boasts great natural light featuring a brand new picture window. The living room flows into an eat-in kitchen which offers new cabinetry, countertops, tile backsplash, stainless steel appliances, and access to a gorgeous sunroom for year-round enjoyment as well as a bonus room ready for you to make it your own. Luxury vinyl plank floors grace the living room, kitchen, hallway, and bathroom areas. The bathroom features a new vanity and toilet along with a bathtub and shower combo complete with stunning tile surround. The bedrooms feature lighted ceiling fans as well as brand new carpet. You will find this move-in ready, 3 bedroom, 1 bathroom, and 1 car garage home is conveniently located near highways, schools, parks, shopping, and dining. Schedule your showing today!
-
2022-06-24historical $109,900 958-char remark
Show marketing remark (958 chars)
BACK-UP OFFERS WELCOME! Welcome home, enter through the custom wood front door into a delightful, recently updated 3 bedroom, 1 bathroom home with an open-concept living room which boasts great natural light featuring a brand new picture window. The living room flows into an eat-in kitchen which offers new cabinetry, countertops, tile backsplash, stainless steel appliances, and access to a gorgeous sunroom for year-round enjoyment as well as a bonus room ready for you to make it your own. Luxury vinyl plank floors grace the living room, kitchen, hallway, and bathroom areas. The bathroom features a new vanity and toilet along with a bathtub and shower combo complete with stunning tile surround. The bedrooms feature lighted ceiling fans as well as brand new carpet. You will find this move-in ready, 3 bedroom, 1 bathroom, and 1 car garage home is conveniently located near highways, schools, parks, shopping, and dining. Schedule your showing today!
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2004-01-30soldstatus $57,000
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1997-04-08soldstatus $37,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast IL · Partial reset (capped growth)
- Current annual tax
- $2,235 · $186/mo
- Projected year-2 tax
- $2,535 · $211/mo
- Expected delta
- +$300/yr (+$25/mo · 13.4%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥107°F today · 21 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 3 unhealthy d/yr today · 6 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,947
- − Mortgage interest
- −$6,996
- − Property taxes
- −$2,235
- − Insurance
- −$624
- − Repairs & maintenance
- −$1,276
- − Management
- −$1,276
- − Depreciation
- −$3,633
- Taxable loss
- −$94
- Est. tax savings @ 24.0%
- +$22
- After-tax cash flow
- $1,901/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Belleville Twp Hsd 201
- NCES district ID
- 1705640
- Math proficiency
- 21% ▼ -8.00%
- Reading proficiency
- 28% ▼ -3.00%
- Median HH income
- $58,064
- Composite
- 22.39/100
- National rank
- #8115
- State rank
- #308 of 620 in IL
Livability — Belleville
- Score
- 78/100
- State rank
- #142
- US rank
- #2604
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Belleville, IL
- County
- Saint Clair County · 169,691 people
- City population
- 47,407
- Metro
- St. Louis, MO-IL
- Population (ZIP)
- 28,255
- Household income
- $70,797
- Rent vs Own
- Severe rent burden
- 824.0
Population outlook (St. Clair County) Hauer SSP2
- Today (2025)
- 250,366 people
- By 2030
- 240,511 · -3.9%
- By 2040
- 217,391 · -13.2%
- By 2050
- 192,699 · -23.0%
- By 2075
- 140,637 · -43.8%
- By 2100
- 100,499 · -59.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (64%)
- Race & ethnicity
- White 64% Black 24% Two or more races 7% Hispanic / Latino 3% Asian 2%
- Common ancestry
- Romanian 4% Lithuanian 2% Slovak 2%
- Foreign-born
- 4% · Canada, China
- Languages at home
- 96% English-only · Chinese 1% Spanish 1%
Political lean MEDSL · St. Clair
- 2024 margin
- Lean D (+7.9) · D 53.0% · R 45.1% · Other 1.8%
- 2008→2024 swing
- -14.6pp toward R · 2008: 22.4pp · 2024: 7.9pp
- All cycles
- 2024: D+7.9 2020: D+8.7 2016: D+5.6 2012: D+14.5 2008: D+22.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -83.57%
- Current HPI
- 133.9028
- Rent YoY
- ▲ 4.56%
- Metro
- St. Louis, MO-IL
- State GDP YoY
- ▲ 1.59%
- F500 in state
- 60
Industry mix (Fortune 500 HQ in IL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Insurance | 4 | $201B |
|
||
| Consumer Goods | 4 | $87B |
|
||
| Industrial Machinery | 3 | $64B |
|
||
| Healthcare | 2 | $55B |
|
||
| Retail / Pharmacy | 1 | $148B |
|
||
| Agriculture / Food | 1 | $86B |
|
||
Price history
+237.6% since first listed17 events — show timeline
- 2026-03-03 Price Changed $124,900 MARIS as Distributed by MLS Grid
- 2025-09-17 Price Changed $127,000 MARIS as Distributed by MLS Grid
- 2025-08-19 Price Changed $128,500 MARIS as Distributed by MLS Grid
- 2025-06-09 Listed $130,000 MARIS as Distributed by MLS Grid
- 2025-06-08 Coming Soon $130,000 MARIS as Distributed by MLS Grid
- 2022-09-30 Sold (MLS) — MARIS as Distributed by MLS Grid
- 2022-09-22 Pending — MARIS as Distributed by MLS Grid
- 2022-09-08 Contingent — MARIS as Distributed by MLS Grid
- 2022-09-03 Price Changed $90,000 MARIS as Distributed by MLS Grid
- 2022-08-19 Relisted — MARIS as Distributed by MLS Grid
- 2022-08-14 Contingent — MARIS as Distributed by MLS Grid
- 2022-08-09 Price Changed $94,900 MARIS as Distributed by MLS Grid
- 2022-07-15 Price Changed $104,900 MARIS as Distributed by MLS Grid
- 2022-06-30 Listed $109,900 MARIS as Distributed by MLS Grid
- 2022-06-24 Coming Soon $109,900 MARIS as Distributed by MLS Grid
- 2004-01-30 Sold (Public Records) $57,000 Public Records
- 1997-04-08 Sold (Public Records) $37,000 Public Records
Property tax history
+6.6%/yrLatest (2024): $2,235 · -2.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…