872 Winchester Ct · The Villages, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.3/30.0
- DSCR +5.8/10.0
- 1% rule +5.2/10.0
- Schools +5.2/10.0
- Rent growth +3.5/5.0
- Livability +3.5/5.0
- Condition / age +2.5/5.0
- ARV discount +0.4/15.0
- Appreciation +0.0/10.0
$310,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
PRICE IMPROVEMENT! PRICED TO SELL! BOND PAID! TURNKEY! LOVELY, 2/2 courtyard villa in Berea Villas in the Village of Polo Ridge. NEW ROOF 2018. GREAT curb appeal with palms, shrubs, and rocks all around. NO GRASS! Enter front door through a screen door into TILED foyer. Kitchen has TILE floor, gas stove, breakfast bar with shiplap, solar tube, closet pantry, and FRENCH DOOR BOTTOM FREEZER refrigerator. OPEN dining and living room with WOOD LOOK vinyl plank. Dining room has slider to patio. Living room has slider to ENCLOSED lanai. POCKET DOOR to guest bedroom and bath provides that sought after privacy! TILE, shower/tub and solar tube in guest bath and WOOD LOOK vinyl plank in guest bedroom with ceiling fan. Master bedroom has WOOD LOOK vinyl flooring, ceiling fan with a slider opening to lanai. Walk-in closet has solar tube and plenty of shelving. EN SUITE bath has a walk-in shower and solar tube. Garage has room for a car and a golf cart and has a sink and shelving. Enjoy relaxing moments on the glass/screened lanai with sunshades and ceiling fan. HVAC 2016. Outdoor entertaining is easy! The patio area wraps around the side and back of the home! GREAT LOCATION! Close to both town squares, Spanish Springs and Sumter Landing, polo fields, softball, Savannah Center, golf and recreation! THIS VILLA IS READY TO GO!
Key facts
- Open-concept design
- Walk-in closet
- Sliding glass doors
Tags
Property features AI
Finance
- Financial info: CDD applicable; Lease restrictions apply
- HOA & community: Monthly association fee (approx. $204/month); Annual association fees (approx. $2,448/year); Community amenities include pool, tennis courts, golf, dog park, park, community mailbox, deed restrictions; Golf carts allowed; Senior community
Exterior
- Parking: Driveway; Attached garage with garage door opener; Golf cart parking; 1-car garage
- Utilities: Public water; Public sewer; Electricity connected; Natural gas connected; Cable available; High-speed internet/BB available; Water connected; Sewer connected
- Home design: Residential villa; One story; Faces northwest
- Construction: Block and stucco construction; Shingle roof; Slab foundation; Built on one level
- Exterior features: Sliding doors; Paved road access
Interior
- Kitchen: Dishwasher; Range; Microwave; Refrigerator
- Bedrooms: 2 bedrooms
- Flooring: Tile
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Ceiling fans; Open floorplan; Vaulted ceilings; Living room/dining room combo; Walk-in closets; Skylights
- Laundry & utility: Washer; Dryer; Laundry in garage
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath single-family listed at $310k.
Deal economics
- At list price, monthly cash flow is $285 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $310k).
- Recommended offer: $305k (1.5% below list) — sets the bar for market timing.
- Cap rate 7.4% vs local median 5.0% in The Villages — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 70/100 on livability (#431 in FL) — a middle-class / working-renter tenant base. Strengths: schools A+, crime A+, housing A; Watch: amenities F, commute F, health & safety F.
- Sumter (rural): math 61% / reading 61% proficiency, ranked #11 of 73 in FL (top 15%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents rising (+3.9%/yr); 550 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 3,961 units permitted in Sumter County in 2024 (248 in 5+ unit buildings).
- At $3,165/mo this rent would consume 51% of the median local household income ($74k/yr) (locally 987% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- Sumter County population projected at +45% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 30 days — a 2% lower offer ($305k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.02% ✓
- Cap rate
- 7.40%
- Cash-on-cash
- 3.94%
- DSCR
- 1.18
- GRM
- 8.2
CMA / ARV
- ARV (on-the-fly)
- $267,840
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 884 Radclife Berea Pl | 0.04mi | 2/2.0 | 1,141 (+2%) | 2mo | $300,425 | $263 | 93 |
| 969 Candler Pl | 0.33mi | 2/2.0 | 1,142 (+2%) | 1mo | $281,500 | $246 | 80 |
| 876 Radclife Berea Pl | 0.04mi | 2/2.0 | 1,228 (+10%) | 2mo | $265,000 | $216 | 79 |
| 3283 Candlebrook St | 0.34mi | 2/2.0 | 1,142 (+2%) | 2mo | $280,000 | $245 | 79 |
| 3324 Ashbrook Pl | 0.34mi | 2/2.0 | 1,142 (+2%) | 2mo | $360,000 | $315 | 79 |
| 1071 Blythe Way | 0.48mi | 2/2.0 | 1,142 (+2%) | 0mo | $275,000 | $241 | 74 |
| 3273 Riverton Rd | 0.48mi | 2/2.0 | 1,143 (+2%) | 1mo | $225,000 | $197 | 73 |
| 1104 San Bernardo Rd | 0.63mi | 2/2.0 | 1,146 (+3%) | 2mo | $270,000 | $236 | 65 |
| 3622 Cambria Cir | 0.61mi | 2/2.0 | 1,156 (+4%) | 2mo | $254,900 | $221 | 64 |
| 1111 San Bernardo Rd | 0.66mi | 2/2.0 | 1,146 (+3%) | 2mo | $272,000 | $237 | 63 |
| 1270 Weaton Ct | 0.56mi | 2/2.0 | 1,248 (+12%) | 2mo | $265,000 | $212 | 53 |
| 1289 Addison Ave | 0.60mi | 2/2.0 | 1,248 (+12%) | 1mo | $300,000 | $240 | 52 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.92% rent growth · sell at horizon
- IRR
- -9.0%
- Equity multiple
- 0.67×
- Total profit
- $-29,024
- Equity at exit
- $46,222
- IRR
- 1.7%
- Equity multiple
- 1.12×
- Total profit
- $10,849
- Equity at exit
- $26,803
Cash invested: $86,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 32162
- Home prices YoY
- -6.9%
- Rents YoY
- 3.9%
- Active inventory
- 550
- Price-to-rent
- 8.2×
Monthly cashflow live
- Estimated rent
- $3,165 high interval (Pro) →
- Mortgage (P&I)
- −$1,626
- Tax from tax record
- −$257 /mo · $3,079/yr
- Insurance
- −$129
- HOA
- −$204
- Vacancy / Maint / Mgmt
- −$665
- Net cashflow
- $285
Break-even live
Sensitivity live
| Price | -10% $461 | -5% $373 | +0% $285 | +5% $197 | +10% $110 |
|---|---|---|---|---|---|
| Rent | -10% $35 | -5% $160 | +0% $285 | +5% $410 | +10% $535 |
| Rate | -1.0pp $441 | -0.5pp $364 | base $285 | +0.5pp $205 | +1.0pp $123 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $77,500
- Closing costs
- $9,300
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 17 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 888 Radclife Berea Pl The Villages, FL | 2.0 | 2.0 | 1288 | $4,200 | $3.26 | 21d | 1 | 0.03mi |
| 3207 Woodridge Dr The Villages, FL | 2.0 | 2.0 | 1148 | $4,200 | $3.66 | 21d | 1 | 0.16mi |
| 971 Kingmont Ter The Villages, FL | 3.0 | 2.0 | 1392 | $3,400 | $2.44 | 21d | 1 | 0.20mi |
| 3260 Atwell Ave The Villages, FL | 3.0 | 2.0 | 1392 | $2,500 | $1.80 | 21d | 1 | 0.42mi |
| 3292 Riverton Rd The Villages, FL | 2.0 | 2.0 | 1143 | $2,100 | $1.84 | 21d | 1 | 0.48mi |
| 3489 Cambria Cir The Villages, FL | 2.0 | 2.0 | 1188 | $1,745 | $1.47 | 21d | 1 | 0.58mi |
| 3545 Idlewood Loop The Villages, FL | 2.0 | 2.0 | 1240 | $4,500 | $3.63 | 21d | 1 | 0.58mi |
| 1129 Santa Cruz Dr The Villages, FL | 2.0 | 2.0 | 1102 | $2,350 | $2.13 | 21d | 1 | 0.63mi |
| 2829 Burgos Dr The Villages, FL | 2.0 | 2.0 | 1156 | $1,850 | $1.60 | 21d | 1 | 0.68mi |
| 6367 NE 118th Ave The Villages, FL | 3.0–4.0 | 2.0–2.5 | 1645 | $1,925 | $1.17 | 21d | 10 | 0.79mi |
| 12020 Brush Hill Rd Oxford, FL | 1.0–3.0 | 1.0–2.0 | 947 | $1,835 | $1.94 | 21d | 15 | 1.03mi |
| 12388 NE 48th Loop Oxford, FL | 3.0 | 2.0 | 1426 | $1,700 | $1.19 | 21d | 1 | 1.07mi |
| 650 Richland Rd The Villages, FL | 2.0 | 2.0 | 1188 | $4,500 | $3.79 | 21d | 1 | 1.29mi |
| 2111 Thornton Ter The Villages, FL | 2.0 | 2.0 | 1156 | $4,400 | $3.81 | 21d | 1 | 1.31mi |
| 1648 Belle Grove Dr The Villages, FL | 2.0 | 2.0 | 1132 | $4,250 | $3.75 | 21d | 1 | 1.33mi |
| 2909 Meadow Lawn Ln The Villages, FL | 2.0 | 2.0 | 1132 | $4,300 | $3.80 | 21d | 1 | 1.41mi |
| 1808 Peachtree Ave The Villages, FL | 2.0 | 2.0 | 1182 | $2,500 | $2.12 | 21d | 1 | 1.50mi |
HOA detail
- Monthly dues
- $204 · $2,448/yr
- Likely covers
- gas
Listing history 32 events
-
2026-06-19days on market $310,000 Active 30 DOM
-
2026-06-18days on market $310,000 Active 29 DOM
-
2026-06-17days on market $310,000 Active 28 DOM
-
2026-06-16days on market $310,000 Active 27 DOM
-
2026-06-15days on market $310,000 Active 26 DOM
-
2026-06-14days on market $310,000 Active 24 DOM
-
2026-06-13days on market $310,000 Active 23 DOM
-
2026-06-10days on market $310,000 Active 21 DOM
-
2026-06-09days on market $310,000 Active 20 DOM
-
2026-06-08days on market $310,000 Active 19 DOM
-
2026-06-07days on market $310,000 Active 18 DOM
-
2026-06-02days on market $310,000 Active 13 DOM
-
2026-06-01days on market $310,000 Active 12 DOM
-
2026-05-31days on market $310,000 Active 11 DOM
-
2026-05-30days on market $310,000 Active 10 DOM
-
2026-05-20$310,000 Active
-
2023-11-09soldstatus $317,500
-
2023-11-03soldstatus $317,500 Closed 1334-char remark
Show marketing remark (1334 chars)
PRICE IMPROVEMENT! PRICED TO SELL! BOND PAID! TURNKEY! LOVELY, 2/2 courtyard villa in Berea Villas in the Village of Polo Ridge. NEW ROOF 2018. GREAT curb appeal with palms, shrubs, and rocks all around. NO GRASS! Enter front door through a screen door into TILED foyer. Kitchen has TILE floor, gas stove, breakfast bar with shiplap, solar tube, closet pantry, and FRENCH DOOR BOTTOM FREEZER refrigerator. OPEN dining and living room with WOOD LOOK vinyl plank. Dining room has slider to patio. Living room has slider to ENCLOSED lanai. POCKET DOOR to guest bedroom and bath provides that sought after privacy! TILE, shower/tub and solar tube in guest bath and WOOD LOOK vinyl plank in guest bedroom with ceiling fan. Master bedroom has WOOD LOOK vinyl flooring, ceiling fan with a slider opening to lanai. Walk-in closet has solar tube and plenty of shelving. EN SUITE bath has a walk-in shower and solar tube. Garage has room for a car and a golf cart and has a sink and shelving. Enjoy relaxing moments on the glass/screened lanai with sunshades and ceiling fan. HVAC 2016. Outdoor entertaining is easy! The patio area wraps around the side and back of the home! GREAT LOCATION! Close to both town squares, Spanish Springs and Sumter Landing, polo fields, softball, Savannah Center, golf and recreation! THIS VILLA IS READY TO GO!
-
2023-10-11status Pending 1334-char remark
Show marketing remark (1334 chars)
PRICE IMPROVEMENT! PRICED TO SELL! BOND PAID! TURNKEY! LOVELY, 2/2 courtyard villa in Berea Villas in the Village of Polo Ridge. NEW ROOF 2018. GREAT curb appeal with palms, shrubs, and rocks all around. NO GRASS! Enter front door through a screen door into TILED foyer. Kitchen has TILE floor, gas stove, breakfast bar with shiplap, solar tube, closet pantry, and FRENCH DOOR BOTTOM FREEZER refrigerator. OPEN dining and living room with WOOD LOOK vinyl plank. Dining room has slider to patio. Living room has slider to ENCLOSED lanai. POCKET DOOR to guest bedroom and bath provides that sought after privacy! TILE, shower/tub and solar tube in guest bath and WOOD LOOK vinyl plank in guest bedroom with ceiling fan. Master bedroom has WOOD LOOK vinyl flooring, ceiling fan with a slider opening to lanai. Walk-in closet has solar tube and plenty of shelving. EN SUITE bath has a walk-in shower and solar tube. Garage has room for a car and a golf cart and has a sink and shelving. Enjoy relaxing moments on the glass/screened lanai with sunshades and ceiling fan. HVAC 2016. Outdoor entertaining is easy! The patio area wraps around the side and back of the home! GREAT LOCATION! Close to both town squares, Spanish Springs and Sumter Landing, polo fields, softball, Savannah Center, golf and recreation! THIS VILLA IS READY TO GO!
-
2023-10-08historical $2,310
-
2023-09-16price $2,310
-
2023-09-13price $325,000 1334-char remark
Show marketing remark (1334 chars)
PRICE IMPROVEMENT! PRICED TO SELL! BOND PAID! TURNKEY! LOVELY, 2/2 courtyard villa in Berea Villas in the Village of Polo Ridge. NEW ROOF 2018. GREAT curb appeal with palms, shrubs, and rocks all around. NO GRASS! Enter front door through a screen door into TILED foyer. Kitchen has TILE floor, gas stove, breakfast bar with shiplap, solar tube, closet pantry, and FRENCH DOOR BOTTOM FREEZER refrigerator. OPEN dining and living room with WOOD LOOK vinyl plank. Dining room has slider to patio. Living room has slider to ENCLOSED lanai. POCKET DOOR to guest bedroom and bath provides that sought after privacy! TILE, shower/tub and solar tube in guest bath and WOOD LOOK vinyl plank in guest bedroom with ceiling fan. Master bedroom has WOOD LOOK vinyl flooring, ceiling fan with a slider opening to lanai. Walk-in closet has solar tube and plenty of shelving. EN SUITE bath has a walk-in shower and solar tube. Garage has room for a car and a golf cart and has a sink and shelving. Enjoy relaxing moments on the glass/screened lanai with sunshades and ceiling fan. HVAC 2016. Outdoor entertaining is easy! The patio area wraps around the side and back of the home! GREAT LOCATION! Close to both town squares, Spanish Springs and Sumter Landing, polo fields, softball, Savannah Center, golf and recreation! THIS VILLA IS READY TO GO!
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2023-08-29$2,400
-
2023-08-20historical $2,400
-
2023-08-19$2,400
-
2023-08-15historical $2,400
-
2023-08-14$2,400
-
2023-07-21$340,000 Active 1334-char remark
Show marketing remark (1334 chars)
PRICE IMPROVEMENT! PRICED TO SELL! BOND PAID! TURNKEY! LOVELY, 2/2 courtyard villa in Berea Villas in the Village of Polo Ridge. NEW ROOF 2018. GREAT curb appeal with palms, shrubs, and rocks all around. NO GRASS! Enter front door through a screen door into TILED foyer. Kitchen has TILE floor, gas stove, breakfast bar with shiplap, solar tube, closet pantry, and FRENCH DOOR BOTTOM FREEZER refrigerator. OPEN dining and living room with WOOD LOOK vinyl plank. Dining room has slider to patio. Living room has slider to ENCLOSED lanai. POCKET DOOR to guest bedroom and bath provides that sought after privacy! TILE, shower/tub and solar tube in guest bath and WOOD LOOK vinyl plank in guest bedroom with ceiling fan. Master bedroom has WOOD LOOK vinyl flooring, ceiling fan with a slider opening to lanai. Walk-in closet has solar tube and plenty of shelving. EN SUITE bath has a walk-in shower and solar tube. Garage has room for a car and a golf cart and has a sink and shelving. Enjoy relaxing moments on the glass/screened lanai with sunshades and ceiling fan. HVAC 2016. Outdoor entertaining is easy! The patio area wraps around the side and back of the home! GREAT LOCATION! Close to both town squares, Spanish Springs and Sumter Landing, polo fields, softball, Savannah Center, golf and recreation! THIS VILLA IS READY TO GO!
-
2015-12-14soldstatus $219,000
-
2012-10-26soldstatus $173,800
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2005-05-06soldstatus $167,000
-
2001-01-03soldstatus $116,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $3,079 · $257/mo
- Projected year-2 tax
- $3,079 · $257/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $37,983
- − Mortgage interest
- −$17,365
- − Property taxes
- −$3,079
- − Insurance
- −$1,550
- − Repairs & maintenance
- −$3,039
- − Management
- −$3,039
- − HOA
- −$2,448
- − Depreciation
- −$9,018
- Taxable loss
- −$1,554
- Est. tax savings @ 24.0%
- +$373
- After-tax cash flow
- $3,795/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Sumter
- NCES district ID
- 1201800
- Math proficiency
- 61% ▼ -4.00%
- Reading proficiency
- 61% ▼ -2.00%
- Median HH income
- $48,240
- Composite
- 51.74/100
- National rank
- #1682
- State rank
- #11 of 73 in FL
Livability — The Villages
- Score
- 70/100
- State rank
- #431
- US rank
- #7363
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- The Villages, FL
- County
- Sumter County · 110,591 people
- City population
- 83,973
- Metro
- The Villages, FL
- Population (ZIP)
- 55,424
- Household income
- $74,119
- Rent vs Own
- Severe rent burden
- 987.0
Population outlook (Sumter County) Hauer SSP2
- Today (2025)
- 161,172 people
- By 2030
- 180,083 · +11.7%
- By 2040
- 209,892 · +30.2%
- By 2050
- 234,186 · +45.3%
- By 2075
- 284,602 · +76.6%
- By 2100
- 317,039 · +96.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (95%)
- Race & ethnicity
- White 95% Two or more races 2% Hispanic / Latino 2% Asian 1% Black 1%
- Common ancestry
- Romanian 7% Slovak 4% Lithuanian 4%
- Foreign-born
- 5% · Canada
- Languages at home
- 96% English-only · Spanish 1% Tagalog/Filipino 1%
Political lean MEDSL · Sumter
- 2024 margin
- Solid R (+37.6) · D 30.9% · R 68.6%
- 2008→2024 swing
- -10.6pp toward R · 2008: -27.0pp · 2024: -37.6pp
- All cycles
- 2024: R+37.6 2020: R+36.1 2016: R+39.2 2012: R+34.9 2008: R+27.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -16.16%
- Current HPI
- 218.1956
- Rent YoY
- ▲ 3.92%
- Metro
- The Villages, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
+166.1% since first listed17 events — show timeline
- 2026-05-20 Listed $310,000 Stellar MLS as Distributed by MLS Grid
- 2023-11-09 Sold (Public Records) $317,500 Public Records
- 2023-11-03 Sold (MLS) $317,500 Stellar MLS as Distributed by MLS Grid
- 2023-10-11 Pending — Stellar MLS as Distributed by MLS Grid
- 2023-10-08 Rental Removed $2,310 APPFOLIO
- 2023-09-16 Price Changed $2,310 APPFOLIO
- 2023-09-13 Price Changed $325,000 Stellar MLS as Distributed by MLS Grid
- 2023-08-29 Listed for Rent $2,400 APPFOLIO
- 2023-08-20 Rental Removed $2,400 APPFOLIO
- 2023-08-19 Listed for Rent $2,400 APPFOLIO
- 2023-08-15 Rental Removed $2,400 APPFOLIO
- 2023-08-14 Listed for Rent $2,400 APPFOLIO
- 2023-07-21 Listed $340,000 Stellar MLS as Distributed by MLS Grid
- 2015-12-14 Sold (Public Records) $219,000 Public Records
- 2012-10-26 Sold (Public Records) $173,800 Public Records
- 2005-05-06 Sold (Public Records) $167,000 Public Records
- 2001-01-03 Sold (Public Records) $116,500 Public Records
Property tax history
+3.6%/yrLatest (2025): $3,079 · -2.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…