Duplex
6 Stone St · Binghamton, NY
Flood risk 3/10 · Minor
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.13%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 3/10 · Minor
- Hot days now (above 92°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the A grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Appreciation +10.0/10.0
- Livability +3.9/5.0
- Schools +2.7/10.0
- Rent growth +2.5/5.0
- Condition / age +2.2/5.0
$150,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Multi-family units
County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 2 units. confirmed
Listing remarks MLS
Come see this great 2 family with 3 bedrooms each unit - spacious rooms, 2nd floor A/C & washer/dryer. 1st floor washer/dryer in basement. Many improvements/ Replacement windows 10 yrs/ H2O tank 2 yrs/ Furnace 7 yrs/ Roof 10yrs/ Siding 3yrs. Separate utilities. New condenser in A/C 3yrs/ Off street parking for 4+ cars. Excellent for owner occupy or investment.
Key facts
- Immediate cash flow
- Recent updates
- 4,791 sq ft lot
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2 × 3-bed/1.0-bath units multifamily listed at $150k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $1k ($14k/yr) — positive. Per door: $597/mo.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $150k).
- Recommended offer: $141k (6.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 78/100 on livability (#174 in NY, #2,710 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F, employment F.
- Binghamton City School District (urban): math 30% / reading 44% proficiency, ranked #557 of 590 in NY (top 94%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Macarthur School (math 17% / reading 37%, grade F, #1,786 of 2,108 statewide, top 86%, 398 students, 62% FRL); Binghamton High School (math 71% / reading 79%, grade A-, #631 of 1,100 statewide, top 58%, 1,341 students, 69% FRL) — zoned schools at 65% FRL track the district average.
- Zoned-school proficiency averages 51% at this address vs 37% district-wide (+14 pts) — the actual schools serving this property are materially stronger than the Binghamton City School District average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: 164 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals lingering (median 140d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 340 units permitted in Broome County in 2024 (269 in 5+ unit buildings).
Forward outlook
- In year one you build about $16k of equity ($1k loan paydown + $15k appreciation (10.0% local appreciation)).
- Broome County population projected at -13% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (10.0% appreciation + 3.0% rent growth), your $42k cash investment doubles in ~2 years — after that, you're playing with house money.
- By year 3, paydown + projected appreciation supports a ~$41k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 75 days — a 6% lower offer ($141k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 5y ago; this cycle's ask has dropped $40k (21%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $100k; list at $150k implies a 50% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: property tax is 3.6% of price; built in 1900 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 75 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
- What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 2.11% ✓
- Cap rate
- 15.85%
- Cash-on-cash
- 34.14%
- DSCR
- 2.52
- GRM
- 4.0
CMA / ARV
- ARV (median comp)
- $290,714
- List price
- $150,000
- Delta
- -34.64%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 8 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 60 Mary St | 0.07mi | 6/3.0 (+1) | 2,632 (-5%) | 6mo | $252,128 | $96 | 74 |
| 76 Mary St | 0.09mi | 5/3.0 | 2,432 (-12%) | 2mo | $102,000 | $42 | 70 |
| 19 Mcnamara Ave | 0.48mi | 5/2.0 | 2,688 (-3%) | 16mo | $200,000 | $74 | 59 |
| 129 Pennsylvania Ave | 0.49mi | 6/3.0 (+1) | 2,742 (-1%) | 10mo | $175,000 | $64 | 58 |
| 5 Mill St | 0.47mi | 6/2.0 (+1) | 2,485 (-10%) | 4mo | $220,000 | $89 | 53 |
| 114 Conklin Ave | 0.58mi | 5/4.0 | 2,822 (+2%) | 13mo | $176,000 | $62 | 51 |
| 51 Murray St | 0.68mi | 6/2.0 (+1) | 2,970 (+7%) | 9mo | $160,000 | $54 | 44 |
| 62 Conklin Ave | 0.37mi | 6/5.0 (+1) | 2,520 (-9%) | 19mo | $250,000 | $99 | 34 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 50.5%
- Equity multiple
- 4.76×
- Total profit
- $158,001
- Equity at exit
- $135,132
- IRR
- 44.2%
- Equity multiple
- 10.66×
- Total profit
- $405,869
- Equity at exit
- $291,417
Cash invested: $42,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 13 active · 12 under contract
- Months of supply
- 11.1 mo (9%/mo absorbed)
- Median asking
- $224,900 ($82/sqft)
- Median days on market
- 92 d
- This list price
- 31% of active listings are priced below it
- ARV vs active asking
- +28.0% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 13903
- Home prices YoY
- 4.3%
- Active inventory
- 164
- Price-to-rent
- 7.9×
Monthly cashflow live
- Estimated rent
- $3,164 high interval (Pro) →
- Mortgage (P&I)
- −$787
- Tax from tax record
- −$456 /mo · $5,468/yr
- Insurance
- −$62
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$664
- Net cashflow
- $1,195
2-unit breakdown (identical units grouped — click to expand)
| Units | Beds | Baths | Est. rent |
|---|---|---|---|
| 2× units | 3 | 1 | $3,164 |
| #1 | 3 | 1 | $1,582 |
| #2 | 3 | 1 | $1,582 |
| Total (2 units) | $3,164 | ||
Break-even live
Sensitivity live
| Price | -10% $1,280 | -5% $1,237 | +0% $1,195 | +5% $1,152 | +10% $1,110 |
|---|---|---|---|---|---|
| Rent | -10% $945 | -5% $1,070 | +0% $1,195 | +5% $1,320 | +10% $1,445 |
| Rate | -1.0pp $1,270 | -0.5pp $1,233 | base $1,195 | +0.5pp $1,156 | +1.0pp $1,116 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $37,500
- Closing costs
- $4,500
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 75 S Washington St Unit 1 Binghamton, NY | 2.0 | 1.0 | — | $1,200 | — | 116d | 1 | 0.06mi |
| 74 Mary St #2 Binghamton, NY | 3.0 | 1.0 | — | $1,500 | — | 6d | 1 | 0.09mi |
| 71 Mary St Unit 2 Binghamton, NY | 2.0 | 1.0 | 1100 | $1,300 | $1.18 | 109d | 1 | 0.10mi |
| 35 Vine St #1 Binghamton, NY | 2.0 | 1.5 | — | $1,600 | — | 4d | 1 | 0.17mi |
| 47 Park Ave Binghamton, NY | 4.0 | 1.5 | 5000 | $2,000 | $0.40 | 0d | 1 | 0.23mi |
| 24 Tremont Ave Apt 1 Binghamton, NY | 4.0 | 1.0 | — | $1,500 | — | 6d | 1 | 0.24mi |
| 51 Park Ave Apt 5 Binghamton, NY | 2.0 | 1.0 | — | $1,200 | — | 0d | 1 | 0.25mi |
| 27 1/2 Euclid Ave Binghamton, NY | 3.0 | 1.5 | 1200 | $1,350 | $1.12 | 0d | 1 | 0.32mi |
| 1 Euclid Ave Unit 1 Binghamton, NY | 3.0 | 1.0 | 1100 | $1,500 | $1.36 | 139d | 1 | 0.34mi |
| 53 Mill St Binghamton, NY | 2.0 | 1.0 | 840 | $1,250 | $1.49 | 0d | 1 | 0.36mi |
| 43 Mill St #2 Binghamton, NY | 2.0 | 1.0 | 1225 | $1,250 | $1.02 | 0d | 1 | 0.37mi |
| 80 Conklin Ave Unit 1 Binghamton, NY | 2.0 | 1.0 | — | $1,400 | — | 139d | 1 | 0.41mi |
| 86 Conklin Ave Binghamton, NY | 3.0 | 1.0 | 1316 | $1,600 | $1.22 | 109d | 1 | 0.44mi |
| 23 High St Binghamton, NY | 2.0 | 1.0 | 400 | $1,000 | $2.50 | 109d | 1 | 0.47mi |
| 6 Carlton St #2 Binghamton, NY | 2.0 | 1.0 | 1000 | $1,200 | $1.20 | 0d | 1 | 0.52mi |
| 50 Front St Binghamton, NY | 1.0–2.0 | 1.0–2.0 | 1150 | $3,200 | $2.78 | 0d | 5 | 0.57mi |
| 23 Oak St Unit 3BD Binghamton, NY | 3.0 | 2.0 | — | $750 | — | 139d | 1 | 0.58mi |
| 26 Murray St Unit 2 Binghamton, NY | 2.0 | 1.0 | — | $1,400 | — | 109d | 1 | 0.59mi |
| 48 Telegraph St Binghamton, NY | 2.0 | 2.0 | 1300 | $1,800 | $1.38 | 0d | 1 | 0.60mi |
| 100 Susquehanna St Binghamton, NY | 3.0 | 1.0 | — | $608 | — | 6d | 1 | 0.60mi |
| 7 Maria Mnr Unit 2 Binghamton, NY | 2.0 | 1.0 | 850 | $995 | $1.17 | 139d | 1 | 0.62mi |
| 13 Chapin St Binghamton, NY | 4.0 | 3.0 | 2452 | $4,000 | $1.63 | 139d | 1 | 0.64mi |
| 52 Murray St Binghamton, NY | 2.0 | 1.0 | — | $1,350 | — | 109d | 1 | 0.66mi |
| 80 State St Unit A 3-1 3 Bed Binghamton, NY | 3.0 | 3.0 | 900 | $900 | $1.00 | 139d | 1 | 0.67mi |
| 27 Leroy St Unit 2 Binghamton, NY | 2.0 | 2.0 | — | $800 | — | 139d | 1 | 0.67mi |
| 27 Leroy St Unit 1 Binghamton, NY | 3.0 | 3.0 | — | $800 | — | 139d | 1 | 0.67mi |
| 31 Indiana St Binghamton, NY | 3.0 | 1.5 | 1232 | $1,500 | $1.22 | 139d | 1 | 0.68mi |
| 130 Washington St Binghamton, NY | 4.0 | 4.0 | 1700 | $3,800 | $2.24 | 6d | 1 | 0.69mi |
| 81 State St Binghamton, NY | 3.0 | 2.0 | — | $950 | — | 139d | 1 | 0.69mi |
| 81 State St Unit 2 Binghamton, NY | 2.0 | 2.0 | 800 | $1,000 | $1.25 | 139d | 1 | 0.69mi |
| 81 State St Binghamton, NY | 2.0 | 2.0 | — | $1,200 | — | 3d | 1 | 0.69mi |
| 81 State St unit 4 Br Binghamton, NY | 4.0 | 3.0 | — | $850 | — | 139d | 1 | 0.69mi |
| 113 Hawley St Binghamton, NY | 4.0 | 1.5 | 1637 | $2,000 | $1.22 | 139d | 1 | 0.74mi |
| 22 Ayres St Binghamton, NY | 4.0 | 2.0 | 2333 | $2,560 | $1.10 | 139d | 1 | 0.75mi |
| 77 Riverside Dr Binghamton, NY | 3.0 | 2.5 | 3077 | $2,500 | $0.81 | 6d | 1 | 0.76mi |
| 7 Court St Binghamton, NY | 6.0 | 1.0–6.0 | — | $1,214 | — | 0d | 1 | 0.77mi |
| 101 Court St Unit 1 Binghamton, NY | 4.0 | 1.5 | 2280 | $2,800 | $1.23 | 6d | 1 | 0.78mi |
| 136 Court St Unit 2 Binghamton, NY | 4.0 | 1.0 | 1373 | $3,000 | $2.18 | 139d | 1 | 0.81mi |
| 138 Court St Unit C Binghamton, NY | 3.0 | 1.0 | — | $1,920 | — | 139d | 1 | 0.81mi |
| 73 Leroy St Unit 02 Binghamton, NY | 3.0 | 1.0 | 1100 | $1,950 | $1.77 | 139d | 1 | 0.89mi |
Property features AI
Finance
- Financial info
- Rental income: one unit at $1,200/month and one unit at $1,600/month
Exterior
- Utilities
- Public waterPublic sewer
- Home design
- Duplex (residential income)Above-grade finished living space
- Construction
- Vinyl sidingBlock foundation
- Exterior features
- Level lotShed(s)
Interior
- Bedrooms
- Two 3-bedroom units
- Flooring
- CarpetHardwoodTile
- Bathrooms
- Two full bathrooms (one in each unit)
- Heating & cooling
- Forced air heatingCentral airWall/window AC units
- Interior features
- Insulated windowsGas water heaterHas basement
Listing history 44 events
-
2026-09-24days on market $150,000 Active 75 DOM
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2026-09-24days on market $150,000 Active 74 DOM
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2026-09-22pricedays on market $150,000 Active 73 DOM
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2026-09-20days on market $190,000 Active 71 DOM
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2026-09-19days on market $190,000 Active 70 DOM
-
2026-09-18statusdays on market $190,000 Active 69 DOM
-
2026-07-09status $190,000 Pending 68 DOM
-
2026-07-08days on market $190,000 Active 68 DOM
-
2026-07-07days on market $190,000 Active 67 DOM
-
2026-07-06days on market $190,000 Active 66 DOM
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2026-07-05days on market $190,000 Active 65 DOM
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2026-07-04days on market $190,000 Active 64 DOM
-
2026-07-03days on market $190,000 Active 63 DOM
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2026-07-02days on market $190,000 Active 62 DOM
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2026-07-01days on market $190,000 Active 61 DOM
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2026-06-30days on market $190,000 Active 60 DOM
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2026-06-29days on market $190,000 Active 59 DOM
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2026-06-28days on market $190,000 Active 58 DOM
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2026-06-28days on market $190,000 Active 57 DOM
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2026-06-27days on market $190,000 Active 56 DOM
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2026-06-25days on market $190,000 Active 54 DOM
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2026-06-23days on market $190,000 Active 52 DOM
-
2026-06-21days on market $190,000 Active 51 DOM
-
2026-06-19days on market $190,000 Active 49 DOM
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2026-06-18days on market $190,000 Active 48 DOM
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2026-06-17days on market $190,000 Active 47 DOM
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2026-06-16days on market $190,000 Active 46 DOM
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2026-06-15days on market $190,000 Active 45 DOM
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2026-06-14days on market $190,000 Active 43 DOM
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2026-06-13days on market $190,000 Active 42 DOM
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2026-06-10days on market $190,000 Active 40 DOM
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2026-06-09days on market $190,000 Active 39 DOM
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2026-06-08days on market $190,000 Active 38 DOM
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2026-06-07days on market $190,000 Active 37 DOM
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2026-06-03days on market $190,000 Active 33 DOM
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2026-06-02days on market $190,000 Active 32 DOM
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2026-06-01days on market $190,000 Active 31 DOM
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2026-05-31days on market $190,000 Active 30 DOM
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2026-05-30days on market $190,000 Active 29 DOM
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2026-05-04status Active 912-char remark
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2026-04-27$190,000 Active 912-char remark
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2022-01-12soldstatus $100,000
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2021-12-28soldstatus $100,000 368-char remark
Show marketing remark (368 chars)
Come see this great 2 family with 3 bedrooms each unit - spacious rooms, 2nd floor A/C & washer/dryer. 1st floor washer/dryer in basement. Many improvements/ Replacement windows 10 yrs/ H2O tank 2 yrs/ Furnace 7 yrs/ Roof 10yrs/ Siding 3yrs. Separate utilities. New condenser in A/C 3yrs/ Off street parking for 4+ cars. Excellent for owner occupy or investment.
-
2021-08-10$115,900 368-char remark
Show marketing remark (368 chars)
Come see this great 2 family with 3 bedrooms each unit - spacious rooms, 2nd floor A/C & washer/dryer. 1st floor washer/dryer in basement. Many improvements/ Replacement windows 10 yrs/ H2O tank 2 yrs/ Furnace 7 yrs/ Roof 10yrs/ Siding 3yrs. Separate utilities. New condenser in A/C 3yrs/ Off street parking for 4+ cars. Excellent for owner occupy or investment.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast NY · Partial reset (capped growth)
- Current annual tax
- $5,468 · $456/mo
- Projected year-2 tax
- $5,468 · $456/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 3/10 Moderate FEMA zone X · 13% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥92°F today · 16 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $37,968
- − Mortgage interest
- −$8,402
- − Property taxes
- −$5,468
- − Insurance
- −$750
- − Repairs & maintenance
- −$3,037
- − Management
- −$3,037
- − Depreciation
- −$4,364
- Taxable income
- $12,909
- Est. tax owed @ 24.0%
- −$3,098
- After-tax cash flow
- $11,239/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 2 photos
This two-family property requires moderate repairs and maintenance, including a new roof and exterior painting, to improve its condition and value.
Repairs flagged
- Major roof — Signs of significant wear and tear
- Major exterior siding — Weathered and peeling
- Minor landscaping — Overgrown and needs trimming
Value-add opportunities
- Both paint exterior — Fresh paint enhances curb appeal and value ↑
- Both trim landscaping — Neat landscaping improves curb appeal and rental appeal ↑
- Both repair roof — A new roof significantly increases the property's value and lifespan ↑
ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Binghamton City School District
- NCES district ID
- 3604870
- Math proficiency
- 30% ▬ 0.00%
- Reading proficiency
- 44% ▲ 15.00%
- Median HH income
- $30,475
- Composite
- 30.09/100
- National rank
- #6342
- State rank
- #557 of 590 in NY
Livability — Binghamton
- Score
- 78/100
- State rank
- #174
- US rank
- #2710
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Binghamton, NY
- County
- Broome County · 187,989 people
- City population
- 65,170
- Metro
- Binghamton, NY
- Population (ZIP)
- 17,569
- Household income
- $66,278
- Rent vs Own
- Severe rent burden
- 12% of renters
Population outlook (Broome County) Hauer SSP2
- Today (2025)
- 187,989 people
- By 2030
- 183,066 · -2.6%
- By 2040
- 172,228 · -8.4%
- By 2050
- 163,161 · -13.2%
- By 2075
- 153,641 · -18.3%
- By 2100
- 140,851 · -25.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (80%)
- Race & ethnicity
- White 80% Black 9% Two or more races 6% Hispanic / Latino 4% Asian 1%
- Common ancestry
- Romanian 6% Slovak 2% Scotch-Irish 2%
- Foreign-born
- 5% · Canada
- Languages at home
- 94% English-only · Spanish 2% Other Indo-European 1% Arabic 1%
Political lean MEDSL · Broome
- 2024 margin
- Toss-up / Even · D 50.2% · R 49.8%
- 2008→2024 swing
- -7.6pp toward R · 2008: 8.0pp · 2024: 0.4pp
- All cycles
- 2024: D+0.4 2020: D+3.5 2016: R+3.7 2012: D+4.6 2008: D+8.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 11.68%
- Current HPI
- 286.1001
- Rent YoY
- —
- Metro
- Binghamton, NY
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
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| Consumer Goods | 9 | $162B |
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| Insurance | 4 | $225B |
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| Telecommunications | 2 | $144B |
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| Pharmaceuticals | 2 | $112B |
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| Media / Entertainment | 2 | $69B |
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Price history
+63.9% since first listed5 events — show timeline
- 2026-05-04 Relisted — GBAOR
- 2026-04-27 Listed $190,000 GBAOR
- 2022-01-12 Sold (Public Records) $100,000 Public Records
- 2021-12-28 Sold (MLS) $100,000 GBAOR
- 2021-08-10 Listed $115,900 GBAOR
Property tax history
+4.7%/yrLatest (2025): $5,468 · +0.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…