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6314 W Vein Rd
D- Composite 38.32
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +13.3/15.0
  • Cash flow +9.8/30.0
  • Livability +3.2/5.0
  • DSCR +2.8/10.0
  • 1% rule +2.6/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.7/10.0
  • Appreciation +0.0/10.0

$399,999

6314 W Vein Rd · Glenn Dale, MD 20720
3 bd · 2.5 ba · 1,138 sqft · SingleFamily public records · 3 Days on market
Built 1978 0.28 ac lot Est $459k · 13% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Opportunity and value await at this well-maintained home, ready for you to make it your own! As you approach, you'll notice the home sits on a generous, flat lot featuring a large fenced backyard and a brand-new rear deck, along with a spacious driveway and attached two-car garage. Inside, the main level offers a bright living room, dining room, and kitchen, along with three bedrooms and two and a half bathrooms. The lower level features a large recreation room, a utility/laundry room, ample closet space, and direct access to the garage. The home also boasts a number of recent updates, including a new HVAC system, a new rear deck, a new front door and railings, and a roof in great condition

Key facts

  • 0.28 acre lot
  • 2 garage spots
  • Built 1978

Property features AI

Exterior

  • Parking: Attached front-entry garage with two spaces; Driveway parking
  • Utilities: Public water; Public sewer
  • Home design: Detached home
  • Construction: Frame construction; Block foundation
  • Exterior features: Detached structure; Above grade and below grade structures

Interior

  • Bedrooms: Three bedrooms on the main level
  • Bathrooms: Three full bathrooms total (two full baths on the main level; one full bath on the lower level)
  • Heating & cooling: Heat pump(s); Electric hot water; Electric cooling
  • Interior features: Fully finished basement; One fireplace; 32"+ wide doors for accessibility

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $400k.

Deal economics

  • At list price, monthly cash flow is $-256 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $355k (11.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $304k (24.1% below list).
  • Recommended offer: $304k (24.1% below list) — sets the bar for 1% rule.
  • Cap rate 5.5% vs local median 3.3% in Glenn Dale — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#271 in MD) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+; Watch: schools D+, amenities F, commute F.
  • Prince George'S County Public Schools (suburban): math 8% / reading 24% proficiency, ranked #21 of 24 in MD (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 119 active listings in the ZIP; 1 comparable units currently listed for rent nearby; high-income renter base; 1,481 units permitted in Prince George's County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
  • Prince George's County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
  • Current owner paid $22k; list at $400k implies a 1718% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $303,672 (24.1% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.76%
Cap rate
5.53%
Cash-on-cash
-2.74%
DSCR
0.88
GRM
11.0

CMA / ARV

ARV (on-the-fly)
$458,614
Comps found
5
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6606 Homestake Dr S 0.19mi 3/2.5 1,138 (0%) 20mo $410,000 $360 75
6300 Hillmeade Rd 0.33mi 4/3.0 (+1) 1,178 (+4%) 17mo $550,000 $467 58
12706 Northcliff Rd 0.08mi 4/3.0 (+1) 1,302 (+14%) 10mo $525,000 $403 57
6006 King Arthur Way 0.36mi 4/3.0 (+1) 1,232 (+8%) 24mo $505,000 $410 43
12311 Thompson Rd 0.64mi 3/1.0 1,000 (-12%) 22mo $385,000 $385 25

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-20.9%
Equity multiple
0.28×
Total profit
$-81,115
Equity at exit
$59,641
10-year hold
IRR
-14.2%
Equity multiple
0.18×
Total profit
$-91,680
Equity at exit
$34,585

Cash invested: $112,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
27 Tenant-Leaning
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City
— inherits STATE
Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

ZIP-level market 20720

Active inventory
119
Price-to-rent
11.0×

Monthly cashflow live

Estimated rent
$3,037 medium interval (Pro) →
Mortgage (P&I)
$2,098
Tax from tax record
$390 /mo · $4,683/yr
Insurance
$167
HOA
$0
Vacancy / Maint / Mgmt
$638
Net cashflow
$-256

Break-even live

Break-even rent $3,360
Max offer price $354,854
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$100,000
Closing costs
$12,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7403 Old Chapel Dr Bowie, MD 2.0 1.0 1200 $2,000 $1.67 19d 1 1.38mi

Listing history 8 events

  1. 2026-06-04
    status $399,999 Pending 3 DOM
  2. 2026-06-03
    days on market $399,999 Active 3 DOM
  3. 2026-06-02
    days on market $399,999 Active 2 DOM
  4. 2026-06-01
    remarks 699-char remark
  5. 2026-06-01
    statusdays on market $399,999 Active 1 DOM
  6. 2026-05-31
    days on market $399,999 Coming Soon 5 DOM
  7. 2026-05-26
    historical $399,999
  8. 1978-09-28
    soldstatus $22,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

Current annual tax
$4,683 · $390/mo
Projected year-2 tax
$4,683 · $390/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥104°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 21% chance of damaging wind over 30 yrs
  • 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$36,441
− Mortgage interest
−$22,406
− Property taxes
−$4,683
− Insurance
−$2,000
− Repairs & maintenance
−$2,915
− Management
−$2,915
− Depreciation
−$11,636
Taxable loss
−$10,115
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,428
After-tax cash flow
$-639/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Prince George'S County Public Schools
NCES district ID
2400510
Math proficiency
8% ▼ -11.00%
Reading proficiency
24% ▼ -9.00%
Median HH income
$73,967
Composite
16.82/100
National rank
#9151
State rank
#21 of 24 in MD

Livability — Glenn Dale

Score
64/100
State rank
#271
US rank
#13755

Category grades

Amenities F Commute F Cost of living F Crime B- Employment A+ Housing A+ Health & safety F User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Glenn Dale, MD
County
Prince Georges County · 919,866 people
City population
7,061
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
Population (ZIP)
25,015
Household income
$158,997
Rent vs Own
8.7% rent · 91.3% own
Severe rent burden
155.0

Population outlook (Prince George's County) Hauer SSP2

Today (2025)
1,005,426 people
By 2030
1,048,416 · +4.3%
By 2040
1,123,425 · +11.7%
By 2050
1,183,220 · +17.7%
By 2075
1,306,202 · +29.9%
By 2100
1,408,179 · +40.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (70%)
Race & ethnicity
Black 70% White 12% Two or more races 8% Hispanic / Latino 6% Asian 4%
Hispanic origin (detail)
Puerto Rican 1%
Common ancestry
Hispanic 2% Welsh 1% Romanian 1%
Foreign-born
23% · Canada, Jamaica, China
Languages at home
79% English-only · Spanish 6% French/Haitian/Cajun 3% Other Indo-European 2%

Political lean MEDSL · Prince George's

2024 margin
Solid D (+75.2) · D 86.3% · R 11.2% · Other 2.5%
2008→2024 swing
-3.3pp toward R · 2008: 78.5pp · 2024: 75.2pp
All cycles
2024: D+75.2 2020: D+80.5 2016: D+81.0 2012: D+80.9 2008: D+78.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -201.93%
Current HPI
254.5333
Rent YoY
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
State GDP YoY
▲ 2.97%
F500 in state
12

Industry mix (Fortune 500 HQ in MD)

Industry F500 HQs Revenue

Price history

+1718.2% since first listed
2 events — show timeline
  • 2026-05-26 Coming Soon $399,999 BRIGHT MLS
  • 1978-09-28 Sold (Public Records) $22,000 Public Records

Property tax history

+5.7%/yr

Latest (2025): $4,683 · +3.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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