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3202 Dudley Ave
D Composite 41.86
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.6/30.0
  • DSCR +5.2/10.0
  • Appreciation +4.7/10.0
  • 1% rule +4.2/10.0
  • Rent growth +3.8/5.0
  • Livability +3.8/5.0
  • Condition / age +2.5/5.0
  • Schools +1.0/10.0
  • ARV discount +0.0/15.0

$234,950

3202 Dudley Ave · Baltimore, MD 21213
4 bd · 1.5 ba · 1,732 sqft · Townhouse public records · 49 Days on market
Built 1928 1,935 sqft lot $136/sqft · 35% above area Est $174k · 35% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

SOLD STRICTLY AS-IS-- OWNER OCCUPANTS OR INVESTORS WELCOME! GREAT HOUSE WITH 4 FULL BEDROOMS ON UPPER LEVEL AND ROOM FOR ANOTHER IN BASEMENT! 1386 SQUARE FEET PLUS THE BASEMENT-NEEDS UPDATING BUT SOME SWEAT EQUITY COULD PAY OFF-SOLID PORCH FRONT HOUSE WITH BEAUTIFUL RIBBON TRIM HARDWOODS UNDER CARPET- ARCHITECTURAL DETAILS- FORMAL LIVING ROOM AND DINING ROOM-MOST WINDOWS HAVE BEEN REPLACED WITH DOUBLE HUNG WINDOWS- LARGE BASEMENT HAS HUGE POTENTIAL-NICE REAR YARD-BUYER PAYS ALL RECORDATION & TRANSFER TAXES-

Key facts

  • Quartz countertops
  • Stylish kitchen
  • Recessed lighting

Tags

LVP FLOORINGRECESSED LIGHTINGORIGINAL STAINED GLASSSTYLISH KITCHENQUARTZ COUNTERTOPSSTAINLESS STEEL APPLIANCES

Property features AI

Finance

  • Other: Ownership interest: Ground Rent
  • Financial info: Ground rent exists; $90 paid semi-annually

Exterior

  • Parking: On-street parking
  • Utilities: Public water; Public sewer
  • Home design: Interior townhouse/rowhouse; Excellent property condition; Effective year of major renovation: 2025; Not in a federal flood zone; In city limits (Baltimore City)
  • Construction: Brick construction; Block foundation; Basement with connecting stairway, outside entrance, partially finished; Above grade and below grade structures noted
  • Exterior features: Rear fully fenced yard; Porch(es)

Interior

  • Kitchen: Built-in microwave; Gas oven/range; Dishwasher; Refrigerator; Stainless steel appliances; Exhaust fan
  • Bedrooms: Four bedrooms on the first upper level
  • Flooring: Luxury vinyl plank flooring
  • Bathrooms: Two full bathrooms; One half bathroom (on lower level)
  • Heating & cooling: Heat pump heating; Central air conditioning; Electric heating and cooling systems; 200+ amp electrical service
  • Interior features: Open floor plan with recessed lighting; Combination kitchen and dining area; Dining area; Gourmet kitchen; Ceiling fans
  • Laundry & utility: Washer and dryer; Laundry located on lower floor; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/1.5-bath townhouse listed at $235k.

Deal economics

  • At list price, monthly cash flow is $143 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $217k (7.8% below list).
  • Recommended offer: $217k (7.8% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: crime F.
  • Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: The Belair-Edison School (math 3% / reading 13%, grade F, #674 of 860 statewide, top 79%, 1,013 students, 87% FRL, charter); Vanguard Collegiate Middle (math 3% / reading 15%, grade F, #212 of 225 statewide, top 95%, 343 students, 84% FRL); Baltimore Polytechnic Institute (math 71% / reading 84%, grade A-, #22 of 222 statewide, top 10%, 1,555 students, 43% FRL).
  • Zoned-school proficiency averages 32% at this address vs 12% district-wide (+20 pts) — the actual schools serving this property are materially stronger than the Baltimore City Public Schools average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: Rents rising fast (+5.2%/yr); 319 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).

Forward outlook

  • In year one you build about $289 of equity ($2k loan paydown + $-1k appreciation (-0.6% local appreciation)).
  • Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-0.6% appreciation + 5.2% rent growth), your $66k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 49 days — a 3% lower offer ($228k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts since 28y ago; this cycle's ask has dropped $15k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $140k; list at $235k implies a 68% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1928 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $216,717 (7.8% below list)

Questions for the listing agent

  1. It's been on market 49 days. Have you received any prior offers? Is the seller open to a 8% concession, seller financing, or rate buy-down credit?
  2. Built in 1928 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.92%
Cap rate
7.02%
Cash-on-cash
2.61%
DSCR
1.12
GRM
9.0

CMA / ARV

ARV (median comp)
$173,832
List price
$234,950
Delta
35.16%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3401 Ramona Ave 0.15mi 3/2.0 (-1) 1,812 (+5%) 0mo $199,000 $110 78
2835 Brendan Ave 0.37mi 3/1.0 (-1) 1,725 (-0%) 2mo $76,500 $44 74
4208 Sheldon Ave 0.32mi 3/2.0 (-1) 1,680 (-3%) 2mo $145,000 $86 71
4312 Parkside Dr 0.19mi 4/2.0 1,980 (+14%) 2mo $260,000 $131 64
3506 Elmora Ave 0.65mi 4/2.0 1,767 (+2%) 3mo $248,000 $140 62
3914 Eierman Ave 0.45mi 3/2.0 (-1) 1,628 (-6%) 1mo $128,000 $79 62
2647 Chesterfield Ave 0.47mi 3/2.0 (-1) 1,836 (+6%) 3mo $190,000 $103 59
3620 Erdman Ave 0.52mi 3/2.0 (-1) 1,600 (-8%) 2mo $120,000 $75 54
4215 Seidel Ave 0.40mi 3/2.0 (-1) 1,528 (-12%) 2mo $186,500 $122 53
4738 Shamrock Ave 0.57mi 4/2.0 1,543 (-11%) 3mo $195,000 $126 51
3525 Cliftmont Ave 0.34mi 3/3.5 (-1) 1,942 (+12%) 1mo $269,900 $139 50
3564 Elmora Ave 0.61mi 3/1.5 (-1) 1,478 (-15%) 1mo $133,500 $90 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.57% appreciation · 5.25% rent growth · sell at horizon

5-year hold
IRR
0.4%
Equity multiple
1.02×
Total profit
$1,067
Equity at exit
$61,625
10-year hold
IRR
8.2%
Equity multiple
1.89×
Total profit
$58,225
Equity at exit
$68,997

Cash invested: $65,786 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (CITY)
12 Strongly Tenant-Friendly
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City Baltimore
12 Strongly Tenant-Friendly · D+58
Just-cause for tenancies > 1 yr.

ZIP-level market 21213

Home prices YoY
-0.1%
Rents YoY
5.2%
Active inventory
319
Price-to-rent
9.0×

Monthly cashflow live

Estimated rent
$2,167 high interval (Pro) →
Mortgage (P&I)
$1,232
Tax from tax record
$239 /mo · $2,865/yr
Insurance
$98
HOA
$0
Vacancy / Maint / Mgmt
$455
Net cashflow
$143

Break-even live

Break-even rent $1,986
Max offer price $234,950
Occupancy floor 88%

Sensitivity live

Price -10% $276 -5% $210 +0% $143 +5% $77 +10% $10
Rent -10% $-28 -5% $58 +0% $143 +5% $229 +10% $314
Rate -1.0pp $262 -0.5pp $203 base $143 +0.5pp $82 +1.0pp $20

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$58,738
Closing costs
$7,048
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3305 Dudley Ave Baltimore, MD 3.0 2.0 1413 $1,950 $1.38 45d 1 0.08mi
3300 Dudley Ave Baltimore, MD 4.0 2.0 1724 $2,200 $1.28 45d 1 0.08mi
3031 Shannon Dr Baltimore, MD 5.0 2.5 2155 $2,600 $1.21 26d 1 0.10mi
3027 Shannon Dr Baltimore, MD 3.0 2.0 1950 $2,500 $1.28 45d 1 0.11mi
4244 Shamrock Ave Baltimore, MD 3.0 1.5 1920 $1,850 $0.96 26d 1 0.26mi
2848 Pelham Ave Baltimore, MD 3.0 2.0 1164 $1,700 $1.46 45d 1 0.28mi
4320 Sheldon Ave Baltimore, MD 3.0 1.5 1280 $1,800 $1.41 26d 1 0.29mi
2837 Pelham Ave Baltimore, MD 4.0 2.0 1164 $1,675 $1.44 45d 1 0.31mi
3544 Chesterfield Ave Baltimore, MD 3.0 1.5 1200 $1,635 $1.36 45d 1 0.31mi
3551 Shannon Dr Baltimore, MD 3.0 2.0 1485 $2,358 $1.59 26d 1 0.31mi
2817 Pelham Ave Baltimore, MD 3.0 2.0 1464 $1,950 $1.33 26d 1 0.33mi
3573 Shannon Dr Baltimore, MD 4.0 2.0 1493 $2,300 $1.54 20d 1 0.34mi
3519 Kentucky Ave Baltimore, MD 3.0 2.0 1536 $2,100 $1.37 13d 1 0.37mi
4400 Asbury Ave Baltimore, MD 3.0 2.0 1270 $1,995 $1.57 6d 1 0.37mi
3525 Kentucky Ave Baltimore, MD 3.0 1.5 1536 $1,950 $1.27 45d 1 0.38mi
2828 Lake Ave Baltimore, MD 3.0 2.0 1164 $1,850 $1.59 6d 1 0.39mi
2735 Chesterfield Ave Baltimore, MD 3.0 2.5 1536 $2,000 $1.30 13d 1 0.40mi
4013 Eierman Ave Baltimore, MD 3.0 1.0 1650 $1,750 $1.06 0d 1 0.42mi
4024 Eierman Ave Baltimore, MD 3.0 2.0 1136 $1,825 $1.61 45d 1 0.42mi
3203 Clarence Ave Baltimore, MD 5.0 1.0 1388 $1,865 $1.34 45d 1 0.54mi
3551 Elmley Ave Baltimore, MD 3.0 1.5 1872 $2,095 $1.12 26d 1 0.54mi
3005 Belair Rd Baltimore, MD 3.0 2.0 2000 $1,600 $0.80 20d 1 0.59mi
3603 Ravenwood Ave Unit 1 Baltimore, MD 4.0 1.0 1566 $1,600 $1.02 45d 1 0.63mi
3512 Elmora Ave Baltimore, MD 3.0 1.5 1472 $1,900 $1.29 22d 1 0.64mi
3914 Erdman Ave #1 Baltimore, MD 3.0 1.0 1200 $1,319 $1.10 20d 1 0.65mi
4116 Raymonn Ave Baltimore, MD 3.0 1.5 1244 $1,950 $1.57 45d 1 0.67mi
3326 Elmora Ave Baltimore, MD 3.0 1.0 1200 $1,450 $1.21 26d 1 0.78mi
3222 Lyndale Ave Unit 1 Baltimore, MD 3.0 1.5 1500 $2,200 $1.47 14d 1 0.81mi
4718 Blue Ridge Ave Baltimore, MD 4.0 3.0 1744 $2,400 $1.38 13d 1 0.81mi
4300 Orchard Ridge Blvd Baltimore, MD 1.0–3.0 1.0–2.0 1021 $1,809 $1.77 45d 1 0.86mi
2113 Belair Rd Baltimore, MD 4.0 1.0 1344 $1,795 $1.34 0d 1 0.90mi
4104 Parkwood Ave Baltimore, MD 3.0 1.0 1224 $2,800 $2.29 26d 1 1.01mi
5731 Denwood Ave Baltimore, MD 3.0 1.5 1440 $1,700 $1.18 26d 1 1.06mi
5731 Denwood Ave Baltimore, MD 3.0 1.5 1152 $1,700 $1.48 24d 1 1.06mi
4023 Belwood Ave Baltimore, MD 3.0 1.0 1080 $1,995 $1.85 45d 1 1.09mi
2045 E 31st St Baltimore, MD 5.0 3.0 2200 $895 $0.41 26d 1 1.09mi
3802 Biddison Ln Baltimore, MD 4.0 1.5 1443 $2,024 $1.40 13d 1 1.26mi
1829 N Port St Baltimore, MD 3.0 1.5 2000 $1,625 $0.81 45d 1 1.26mi
1832 E 28th St Baltimore, MD 3.0 1.0 1066 $1,495 $1.40 26d 1 1.27mi
1403 N Linwood Ave Baltimore, MD 3.0 2.0 1660 $1,995 $1.20 45d 1 1.28mi

Listing history 31 events

  1. 2026-06-21
    statusdays on market $234,950 Active 49 DOM
  2. 2026-06-15
    statusdays on market $234,950 Pending 47 DOM
  3. 2026-06-13
    statusdays on market $234,950 Active 46 DOM
  4. 2026-06-07
    statusdays on market $234,950 Pending 43 DOM
  5. 2026-06-04
    days on market $234,950 Active 41 DOM
  6. 2026-06-03
    days on market $234,950 Active 40 DOM
  7. 2026-06-02
    days on market $234,950 Active 39 DOM
  8. 2026-06-01
    days on market $234,950 Active 38 DOM
  9. 2026-05-31
    pricedays on market $234,950 Active 37 DOM
  10. 2026-04-24
    listed $249,950 Active 1057-char remark
  11. 2025-12-03
    historical $2,500
  12. 2025-11-20
    listed $2,500
  13. 2025-07-15
    soldstatus $140,000
  14. 2025-06-18
    soldstatus $140,000 Closed 519-char remark
    Show marketing remark (519 chars)

    SOLD STRICTLY AS-IS-- OWNER OCCUPANTS OR INVESTORS WELCOME! GREAT HOUSE WITH 4 FULL BEDROOMS ON UPPER LEVEL AND ROOM FOR ANOTHER IN BASEMENT! 1386 SQUARE FEET PLUS THE BASEMENT-NEEDS UPDATING BUT SOME SWEAT EQUITY COULD PAY OFF-SOLID PORCH FRONT HOUSE WITH BEAUTIFUL RIBBON TRIM HARDWOODS UNDER CARPET- ARCHITECTURAL DETAILS- FORMAL LIVING ROOM AND DINING ROOM-MOST WINDOWS HAVE BEEN REPLACED WITH DOUBLE HUNG WINDOWS- LARGE BASEMENT HAS HUGE POTENTIAL-NICE REAR YARD-BUYER PAYS ALL RECORDATION & TRANSFER TAXES-

  15. 2025-05-21
    status Pending 519-char remark
    Show marketing remark (519 chars)

    SOLD STRICTLY AS-IS-- OWNER OCCUPANTS OR INVESTORS WELCOME! GREAT HOUSE WITH 4 FULL BEDROOMS ON UPPER LEVEL AND ROOM FOR ANOTHER IN BASEMENT! 1386 SQUARE FEET PLUS THE BASEMENT-NEEDS UPDATING BUT SOME SWEAT EQUITY COULD PAY OFF-SOLID PORCH FRONT HOUSE WITH BEAUTIFUL RIBBON TRIM HARDWOODS UNDER CARPET- ARCHITECTURAL DETAILS- FORMAL LIVING ROOM AND DINING ROOM-MOST WINDOWS HAVE BEEN REPLACED WITH DOUBLE HUNG WINDOWS- LARGE BASEMENT HAS HUGE POTENTIAL-NICE REAR YARD-BUYER PAYS ALL RECORDATION & TRANSFER TAXES-

  16. 2025-05-13
    listed $129,000 Active 519-char remark
    Show marketing remark (519 chars)

    SOLD STRICTLY AS-IS-- OWNER OCCUPANTS OR INVESTORS WELCOME! GREAT HOUSE WITH 4 FULL BEDROOMS ON UPPER LEVEL AND ROOM FOR ANOTHER IN BASEMENT! 1386 SQUARE FEET PLUS THE BASEMENT-NEEDS UPDATING BUT SOME SWEAT EQUITY COULD PAY OFF-SOLID PORCH FRONT HOUSE WITH BEAUTIFUL RIBBON TRIM HARDWOODS UNDER CARPET- ARCHITECTURAL DETAILS- FORMAL LIVING ROOM AND DINING ROOM-MOST WINDOWS HAVE BEEN REPLACED WITH DOUBLE HUNG WINDOWS- LARGE BASEMENT HAS HUGE POTENTIAL-NICE REAR YARD-BUYER PAYS ALL RECORDATION & TRANSFER TAXES-

  17. 2007-10-25
    soldstatus $137,500
  18. 2007-10-15
    soldstatus $137,500 Sold
    Show marketing remark (388 chars)

    PRESTINE 4 Bedroom Townhome! Renovated Throughout! New Carpet, New Paint, New Appliances. A MUST SEE! One of the Largest Homes in the area with kitchen and breakfast bar and separate dinning room. Large living room plus large Rec Room in finished basement. Home Warranty and Seller will contribute $2000 towards buyers closing cost! FOR ALL CONTRACTS AND INFORMATION, CALL SHOW CONTACT!

  19. 2007-08-31
    historical
    Show marketing remark (388 chars)

    PRESTINE 4 Bedroom Townhome! Renovated Throughout! New Carpet, New Paint, New Appliances. A MUST SEE! One of the Largest Homes in the area with kitchen and breakfast bar and separate dinning room. Large living room plus large Rec Room in finished basement. Home Warranty and Seller will contribute $2000 towards buyers closing cost! FOR ALL CONTRACTS AND INFORMATION, CALL SHOW CONTACT!

  20. 2007-08-17
    listed $137,500
    Show marketing remark (388 chars)

    PRESTINE 4 Bedroom Townhome! Renovated Throughout! New Carpet, New Paint, New Appliances. A MUST SEE! One of the Largest Homes in the area with kitchen and breakfast bar and separate dinning room. Large living room plus large Rec Room in finished basement. Home Warranty and Seller will contribute $2000 towards buyers closing cost! FOR ALL CONTRACTS AND INFORMATION, CALL SHOW CONTACT!

  21. 2004-04-30
    soldstatus $82,800
  22. 2004-03-26
    soldstatus $82,800
  23. 2004-03-04
    historical
  24. 2004-02-19
    listed $86,800
  25. 2003-12-23
    soldstatus $42,000
  26. 2003-11-06
    historical
  27. 2003-08-22
    listed $44,000
  28. 2000-03-28
    soldstatus $69,900
  29. 2000-02-29
    soldstatus $69,900
  30. 2000-01-18
    historical
  31. 1998-07-28
    listed $69,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

Current annual tax
$2,865 · $239/mo
Projected year-2 tax
$2,865 · $239/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$26,006
− Mortgage interest
−$13,161
− Property taxes
−$2,865
− Insurance
−$1,175
− Repairs & maintenance
−$2,080
− Management
−$2,080
− Depreciation
−$6,835
Taxable loss
−$2,191
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$526
After-tax cash flow
$2,245/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Baltimore City Public Schools
NCES district ID
2400090
Math proficiency
7% ▼ -9.00%
Reading proficiency
16% ▼ -5.00%
Median HH income
$42,108
Composite
10.08/100
National rank
#9805
State rank
#24 of 24 in MD

Livability — Baltimore

Score
76/100
State rank
#90
US rank
#3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Baltimore, MD
County
Baltimore City · 558,601 people
City population
588,727
Metro
Baltimore-Columbia-Towson, MD
Population (ZIP)
28,058
Household income
$51,344
Rent vs Own
48.0% rent · 52.0% own
Severe rent burden
1868.0

Population outlook (Baltimore County) Hauer SSP2

Today (2025)
624,249 people
By 2030
621,541 · -0.4%
By 2040
609,756 · -2.3%
By 2050
597,249 · -4.3%
By 2075
552,236 · -11.5%
By 2100
513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (86%)
Race & ethnicity
Black 86% White 6% Hispanic / Latino 4% Two or more races 3%
Foreign-born
3% · Canada
Languages at home
96% English-only · Spanish 3%

Political lean MEDSL · Baltimore

2024 margin
Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
2008→2024 swing
-2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
All cycles
2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -0.57%
Current HPI
427.4453
Rent YoY
▲ 5.25%
Metro
Baltimore-Columbia-Towson, MD
State GDP YoY
▲ 2.97%
F500 in state
12

Industry mix (Fortune 500 HQ in MD)

Industry F500 HQs Revenue

Price history

+236.1% since first listed
26 events — show timeline
  • 2026-06-14 Pending BRIGHT MLS
  • 2026-06-10 Relisted BRIGHT MLS
  • 2026-06-06 Pending BRIGHT MLS
  • 2026-05-30 Price Changed $234,950 BRIGHT MLS
  • 2026-04-24 Listed $249,950 BRIGHT MLS
  • 2025-12-03 Rental Removed $2,500 BRIGHTMLS
  • 2025-11-20 Listed for Rent $2,500 BRIGHTMLS
  • 2025-07-15 Sold (Public Records) $140,000 Public Records
  • 2025-06-18 Sold (MLS) $140,000 BRIGHT MLS
  • 2025-05-21 Pending BRIGHT MLS
  • 2025-05-13 Listed $129,000 BRIGHT MLS
  • 2007-10-25 Sold (Public Records) $137,500 Public Records
  • 2007-10-15 Sold (MLS) $137,500 MRIS
  • 2007-08-31 Delisted MRIS
  • 2007-08-17 Listed $137,500 MRIS
  • 2004-04-30 Sold (Public Records) $82,800 Public Records
  • 2004-03-26 Sold (MLS) $82,800 MRIS
  • 2004-03-04 Delisted MRIS
  • 2004-02-19 Listed $86,800 MRIS
  • 2003-12-23 Sold (MLS) $42,000 MRIS
  • 2003-11-06 Delisted MRIS
  • 2003-08-22 Listed $44,000 MRIS
  • 2000-03-28 Sold (Public Records) $69,900 Public Records
  • 2000-02-29 Sold (MLS) $69,900 MRIS
  • 2000-01-18 Delisted MRIS
  • 1998-07-28 Listed $69,900 MRIS

Property tax history

+0.6%/yr

Latest (2025): $2,865 · +3.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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