3202 Dudley Ave · Baltimore, MD
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $755 – $1,403
Heat risk 8/10 · Major
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +16.6/30.0
- DSCR +5.2/10.0
- Appreciation +4.7/10.0
- 1% rule +4.2/10.0
- Rent growth +3.8/5.0
- Livability +3.8/5.0
- Condition / age +2.5/5.0
- Schools +1.0/10.0
- ARV discount +0.0/15.0
$234,950
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
SOLD STRICTLY AS-IS-- OWNER OCCUPANTS OR INVESTORS WELCOME! GREAT HOUSE WITH 4 FULL BEDROOMS ON UPPER LEVEL AND ROOM FOR ANOTHER IN BASEMENT! 1386 SQUARE FEET PLUS THE BASEMENT-NEEDS UPDATING BUT SOME SWEAT EQUITY COULD PAY OFF-SOLID PORCH FRONT HOUSE WITH BEAUTIFUL RIBBON TRIM HARDWOODS UNDER CARPET- ARCHITECTURAL DETAILS- FORMAL LIVING ROOM AND DINING ROOM-MOST WINDOWS HAVE BEEN REPLACED WITH DOUBLE HUNG WINDOWS- LARGE BASEMENT HAS HUGE POTENTIAL-NICE REAR YARD-BUYER PAYS ALL RECORDATION & TRANSFER TAXES-
Key facts
- Quartz countertops
- Stylish kitchen
- Recessed lighting
Tags
Property features AI
Finance
- Other: Ownership interest: Ground Rent
- Financial info: Ground rent exists; $90 paid semi-annually
Exterior
- Parking: On-street parking
- Utilities: Public water; Public sewer
- Home design: Interior townhouse/rowhouse; Excellent property condition; Effective year of major renovation: 2025; Not in a federal flood zone; In city limits (Baltimore City)
- Construction: Brick construction; Block foundation; Basement with connecting stairway, outside entrance, partially finished; Above grade and below grade structures noted
- Exterior features: Rear fully fenced yard; Porch(es)
Interior
- Kitchen: Built-in microwave; Gas oven/range; Dishwasher; Refrigerator; Stainless steel appliances; Exhaust fan
- Bedrooms: Four bedrooms on the first upper level
- Flooring: Luxury vinyl plank flooring
- Bathrooms: Two full bathrooms; One half bathroom (on lower level)
- Heating & cooling: Heat pump heating; Central air conditioning; Electric heating and cooling systems; 200+ amp electrical service
- Interior features: Open floor plan with recessed lighting; Combination kitchen and dining area; Dining area; Gourmet kitchen; Ceiling fans
- Laundry & utility: Washer and dryer; Laundry located on lower floor; Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/1.5-bath townhouse listed at $235k.
Deal economics
- At list price, monthly cash flow is $143 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $217k (7.8% below list).
- Recommended offer: $217k (7.8% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: crime F.
- Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: The Belair-Edison School (math 3% / reading 13%, grade F, #674 of 860 statewide, top 79%, 1,013 students, 87% FRL, charter); Vanguard Collegiate Middle (math 3% / reading 15%, grade F, #212 of 225 statewide, top 95%, 343 students, 84% FRL); Baltimore Polytechnic Institute (math 71% / reading 84%, grade A-, #22 of 222 statewide, top 10%, 1,555 students, 43% FRL).
- Zoned-school proficiency averages 32% at this address vs 12% district-wide (+20 pts) — the actual schools serving this property are materially stronger than the Baltimore City Public Schools average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: Rents rising fast (+5.2%/yr); 319 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
Forward outlook
- In year one you build about $289 of equity ($2k loan paydown + $-1k appreciation (-0.6% local appreciation)).
- Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-0.6% appreciation + 5.2% rent growth), your $66k cash investment doubles in ~10 years — after that, you're playing with house money.
Negotiation context
- It's been on market 49 days — a 3% lower offer ($228k) is reasonable based on typical stale-listing flexibility.
- 8 sale attempts since 28y ago; this cycle's ask has dropped $15k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $140k; list at $235k implies a 68% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1928 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 49 days. Have you received any prior offers? Is the seller open to a 8% concession, seller financing, or rate buy-down credit?
- Built in 1928 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.92% ✗
- Cap rate
- 7.02%
- Cash-on-cash
- 2.61%
- DSCR
- 1.12
- GRM
- 9.0
CMA / ARV
- ARV (median comp)
- $173,832
- List price
- $234,950
- Delta
- 35.16%
- Verdict
- OVERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3401 Ramona Ave | 0.15mi | 3/2.0 (-1) | 1,812 (+5%) | 0mo | $199,000 | $110 | 78 |
| 2835 Brendan Ave | 0.37mi | 3/1.0 (-1) | 1,725 (-0%) | 2mo | $76,500 | $44 | 74 |
| 4208 Sheldon Ave | 0.32mi | 3/2.0 (-1) | 1,680 (-3%) | 2mo | $145,000 | $86 | 71 |
| 4312 Parkside Dr | 0.19mi | 4/2.0 | 1,980 (+14%) | 2mo | $260,000 | $131 | 64 |
| 3506 Elmora Ave | 0.65mi | 4/2.0 | 1,767 (+2%) | 3mo | $248,000 | $140 | 62 |
| 3914 Eierman Ave | 0.45mi | 3/2.0 (-1) | 1,628 (-6%) | 1mo | $128,000 | $79 | 62 |
| 2647 Chesterfield Ave | 0.47mi | 3/2.0 (-1) | 1,836 (+6%) | 3mo | $190,000 | $103 | 59 |
| 3620 Erdman Ave | 0.52mi | 3/2.0 (-1) | 1,600 (-8%) | 2mo | $120,000 | $75 | 54 |
| 4215 Seidel Ave | 0.40mi | 3/2.0 (-1) | 1,528 (-12%) | 2mo | $186,500 | $122 | 53 |
| 4738 Shamrock Ave | 0.57mi | 4/2.0 | 1,543 (-11%) | 3mo | $195,000 | $126 | 51 |
| 3525 Cliftmont Ave | 0.34mi | 3/3.5 (-1) | 1,942 (+12%) | 1mo | $269,900 | $139 | 50 |
| 3564 Elmora Ave | 0.61mi | 3/1.5 (-1) | 1,478 (-15%) | 1mo | $133,500 | $90 | 41 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-0.57% appreciation · 5.25% rent growth · sell at horizon
- IRR
- 0.4%
- Equity multiple
- 1.02×
- Total profit
- $1,067
- Equity at exit
- $61,625
- IRR
- 8.2%
- Equity multiple
- 1.89×
- Total profit
- $58,225
- Equity at exit
- $68,997
Cash invested: $65,786 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 12 Strongly Tenant-Friendly
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City Baltimore
- 12 Strongly Tenant-Friendly · D+58
ZIP-level market 21213
- Home prices YoY
- -0.1%
- Rents YoY
- 5.2%
- Active inventory
- 319
- Price-to-rent
- 9.0×
Monthly cashflow live
- Estimated rent
- $2,167 high interval (Pro) →
- Mortgage (P&I)
- −$1,232
- Tax from tax record
- −$239 /mo · $2,865/yr
- Insurance
- −$98
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$455
- Net cashflow
- $143
Break-even live
Sensitivity live
| Price | -10% $276 | -5% $210 | +0% $143 | +5% $77 | +10% $10 |
|---|---|---|---|---|---|
| Rent | -10% $-28 | -5% $58 | +0% $143 | +5% $229 | +10% $314 |
| Rate | -1.0pp $262 | -0.5pp $203 | base $143 | +0.5pp $82 | +1.0pp $20 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $58,738
- Closing costs
- $7,048
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3305 Dudley Ave Baltimore, MD | 3.0 | 2.0 | 1413 | $1,950 | $1.38 | 45d | 1 | 0.08mi |
| 3300 Dudley Ave Baltimore, MD | 4.0 | 2.0 | 1724 | $2,200 | $1.28 | 45d | 1 | 0.08mi |
| 3031 Shannon Dr Baltimore, MD | 5.0 | 2.5 | 2155 | $2,600 | $1.21 | 26d | 1 | 0.10mi |
| 3027 Shannon Dr Baltimore, MD | 3.0 | 2.0 | 1950 | $2,500 | $1.28 | 45d | 1 | 0.11mi |
| 4244 Shamrock Ave Baltimore, MD | 3.0 | 1.5 | 1920 | $1,850 | $0.96 | 26d | 1 | 0.26mi |
| 2848 Pelham Ave Baltimore, MD | 3.0 | 2.0 | 1164 | $1,700 | $1.46 | 45d | 1 | 0.28mi |
| 4320 Sheldon Ave Baltimore, MD | 3.0 | 1.5 | 1280 | $1,800 | $1.41 | 26d | 1 | 0.29mi |
| 2837 Pelham Ave Baltimore, MD | 4.0 | 2.0 | 1164 | $1,675 | $1.44 | 45d | 1 | 0.31mi |
| 3544 Chesterfield Ave Baltimore, MD | 3.0 | 1.5 | 1200 | $1,635 | $1.36 | 45d | 1 | 0.31mi |
| 3551 Shannon Dr Baltimore, MD | 3.0 | 2.0 | 1485 | $2,358 | $1.59 | 26d | 1 | 0.31mi |
| 2817 Pelham Ave Baltimore, MD | 3.0 | 2.0 | 1464 | $1,950 | $1.33 | 26d | 1 | 0.33mi |
| 3573 Shannon Dr Baltimore, MD | 4.0 | 2.0 | 1493 | $2,300 | $1.54 | 20d | 1 | 0.34mi |
| 3519 Kentucky Ave Baltimore, MD | 3.0 | 2.0 | 1536 | $2,100 | $1.37 | 13d | 1 | 0.37mi |
| 4400 Asbury Ave Baltimore, MD | 3.0 | 2.0 | 1270 | $1,995 | $1.57 | 6d | 1 | 0.37mi |
| 3525 Kentucky Ave Baltimore, MD | 3.0 | 1.5 | 1536 | $1,950 | $1.27 | 45d | 1 | 0.38mi |
| 2828 Lake Ave Baltimore, MD | 3.0 | 2.0 | 1164 | $1,850 | $1.59 | 6d | 1 | 0.39mi |
| 2735 Chesterfield Ave Baltimore, MD | 3.0 | 2.5 | 1536 | $2,000 | $1.30 | 13d | 1 | 0.40mi |
| 4013 Eierman Ave Baltimore, MD | 3.0 | 1.0 | 1650 | $1,750 | $1.06 | 0d | 1 | 0.42mi |
| 4024 Eierman Ave Baltimore, MD | 3.0 | 2.0 | 1136 | $1,825 | $1.61 | 45d | 1 | 0.42mi |
| 3203 Clarence Ave Baltimore, MD | 5.0 | 1.0 | 1388 | $1,865 | $1.34 | 45d | 1 | 0.54mi |
| 3551 Elmley Ave Baltimore, MD | 3.0 | 1.5 | 1872 | $2,095 | $1.12 | 26d | 1 | 0.54mi |
| 3005 Belair Rd Baltimore, MD | 3.0 | 2.0 | 2000 | $1,600 | $0.80 | 20d | 1 | 0.59mi |
| 3603 Ravenwood Ave Unit 1 Baltimore, MD | 4.0 | 1.0 | 1566 | $1,600 | $1.02 | 45d | 1 | 0.63mi |
| 3512 Elmora Ave Baltimore, MD | 3.0 | 1.5 | 1472 | $1,900 | $1.29 | 22d | 1 | 0.64mi |
| 3914 Erdman Ave #1 Baltimore, MD | 3.0 | 1.0 | 1200 | $1,319 | $1.10 | 20d | 1 | 0.65mi |
| 4116 Raymonn Ave Baltimore, MD | 3.0 | 1.5 | 1244 | $1,950 | $1.57 | 45d | 1 | 0.67mi |
| 3326 Elmora Ave Baltimore, MD | 3.0 | 1.0 | 1200 | $1,450 | $1.21 | 26d | 1 | 0.78mi |
| 3222 Lyndale Ave Unit 1 Baltimore, MD | 3.0 | 1.5 | 1500 | $2,200 | $1.47 | 14d | 1 | 0.81mi |
| 4718 Blue Ridge Ave Baltimore, MD | 4.0 | 3.0 | 1744 | $2,400 | $1.38 | 13d | 1 | 0.81mi |
| 4300 Orchard Ridge Blvd Baltimore, MD | 1.0–3.0 | 1.0–2.0 | 1021 | $1,809 | $1.77 | 45d | 1 | 0.86mi |
| 2113 Belair Rd Baltimore, MD | 4.0 | 1.0 | 1344 | $1,795 | $1.34 | 0d | 1 | 0.90mi |
| 4104 Parkwood Ave Baltimore, MD | 3.0 | 1.0 | 1224 | $2,800 | $2.29 | 26d | 1 | 1.01mi |
| 5731 Denwood Ave Baltimore, MD | 3.0 | 1.5 | 1440 | $1,700 | $1.18 | 26d | 1 | 1.06mi |
| 5731 Denwood Ave Baltimore, MD | 3.0 | 1.5 | 1152 | $1,700 | $1.48 | 24d | 1 | 1.06mi |
| 4023 Belwood Ave Baltimore, MD | 3.0 | 1.0 | 1080 | $1,995 | $1.85 | 45d | 1 | 1.09mi |
| 2045 E 31st St Baltimore, MD | 5.0 | 3.0 | 2200 | $895 | $0.41 | 26d | 1 | 1.09mi |
| 3802 Biddison Ln Baltimore, MD | 4.0 | 1.5 | 1443 | $2,024 | $1.40 | 13d | 1 | 1.26mi |
| 1829 N Port St Baltimore, MD | 3.0 | 1.5 | 2000 | $1,625 | $0.81 | 45d | 1 | 1.26mi |
| 1832 E 28th St Baltimore, MD | 3.0 | 1.0 | 1066 | $1,495 | $1.40 | 26d | 1 | 1.27mi |
| 1403 N Linwood Ave Baltimore, MD | 3.0 | 2.0 | 1660 | $1,995 | $1.20 | 45d | 1 | 1.28mi |
Listing history 31 events
-
2026-06-21statusdays on market $234,950 Active 49 DOM
-
2026-06-15statusdays on market $234,950 Pending 47 DOM
-
2026-06-13statusdays on market $234,950 Active 46 DOM
-
2026-06-07statusdays on market $234,950 Pending 43 DOM
-
2026-06-04days on market $234,950 Active 41 DOM
-
2026-06-03days on market $234,950 Active 40 DOM
-
2026-06-02days on market $234,950 Active 39 DOM
-
2026-06-01days on market $234,950 Active 38 DOM
-
2026-05-31pricedays on market $234,950 Active 37 DOM
-
2026-04-24$249,950 Active 1057-char remark
-
2025-12-03historical $2,500
-
2025-11-20$2,500
-
2025-07-15soldstatus $140,000
-
2025-06-18soldstatus $140,000 Closed 519-char remark
Show marketing remark (519 chars)
SOLD STRICTLY AS-IS-- OWNER OCCUPANTS OR INVESTORS WELCOME! GREAT HOUSE WITH 4 FULL BEDROOMS ON UPPER LEVEL AND ROOM FOR ANOTHER IN BASEMENT! 1386 SQUARE FEET PLUS THE BASEMENT-NEEDS UPDATING BUT SOME SWEAT EQUITY COULD PAY OFF-SOLID PORCH FRONT HOUSE WITH BEAUTIFUL RIBBON TRIM HARDWOODS UNDER CARPET- ARCHITECTURAL DETAILS- FORMAL LIVING ROOM AND DINING ROOM-MOST WINDOWS HAVE BEEN REPLACED WITH DOUBLE HUNG WINDOWS- LARGE BASEMENT HAS HUGE POTENTIAL-NICE REAR YARD-BUYER PAYS ALL RECORDATION & TRANSFER TAXES-
-
2025-05-21status Pending 519-char remark
Show marketing remark (519 chars)
SOLD STRICTLY AS-IS-- OWNER OCCUPANTS OR INVESTORS WELCOME! GREAT HOUSE WITH 4 FULL BEDROOMS ON UPPER LEVEL AND ROOM FOR ANOTHER IN BASEMENT! 1386 SQUARE FEET PLUS THE BASEMENT-NEEDS UPDATING BUT SOME SWEAT EQUITY COULD PAY OFF-SOLID PORCH FRONT HOUSE WITH BEAUTIFUL RIBBON TRIM HARDWOODS UNDER CARPET- ARCHITECTURAL DETAILS- FORMAL LIVING ROOM AND DINING ROOM-MOST WINDOWS HAVE BEEN REPLACED WITH DOUBLE HUNG WINDOWS- LARGE BASEMENT HAS HUGE POTENTIAL-NICE REAR YARD-BUYER PAYS ALL RECORDATION & TRANSFER TAXES-
-
2025-05-13$129,000 Active 519-char remark
Show marketing remark (519 chars)
SOLD STRICTLY AS-IS-- OWNER OCCUPANTS OR INVESTORS WELCOME! GREAT HOUSE WITH 4 FULL BEDROOMS ON UPPER LEVEL AND ROOM FOR ANOTHER IN BASEMENT! 1386 SQUARE FEET PLUS THE BASEMENT-NEEDS UPDATING BUT SOME SWEAT EQUITY COULD PAY OFF-SOLID PORCH FRONT HOUSE WITH BEAUTIFUL RIBBON TRIM HARDWOODS UNDER CARPET- ARCHITECTURAL DETAILS- FORMAL LIVING ROOM AND DINING ROOM-MOST WINDOWS HAVE BEEN REPLACED WITH DOUBLE HUNG WINDOWS- LARGE BASEMENT HAS HUGE POTENTIAL-NICE REAR YARD-BUYER PAYS ALL RECORDATION & TRANSFER TAXES-
-
2007-10-25soldstatus $137,500
-
2007-10-15soldstatus $137,500 Sold
Show marketing remark (388 chars)
PRESTINE 4 Bedroom Townhome! Renovated Throughout! New Carpet, New Paint, New Appliances. A MUST SEE! One of the Largest Homes in the area with kitchen and breakfast bar and separate dinning room. Large living room plus large Rec Room in finished basement. Home Warranty and Seller will contribute $2000 towards buyers closing cost! FOR ALL CONTRACTS AND INFORMATION, CALL SHOW CONTACT!
-
2007-08-31historical
Show marketing remark (388 chars)
PRESTINE 4 Bedroom Townhome! Renovated Throughout! New Carpet, New Paint, New Appliances. A MUST SEE! One of the Largest Homes in the area with kitchen and breakfast bar and separate dinning room. Large living room plus large Rec Room in finished basement. Home Warranty and Seller will contribute $2000 towards buyers closing cost! FOR ALL CONTRACTS AND INFORMATION, CALL SHOW CONTACT!
-
2007-08-17$137,500
Show marketing remark (388 chars)
PRESTINE 4 Bedroom Townhome! Renovated Throughout! New Carpet, New Paint, New Appliances. A MUST SEE! One of the Largest Homes in the area with kitchen and breakfast bar and separate dinning room. Large living room plus large Rec Room in finished basement. Home Warranty and Seller will contribute $2000 towards buyers closing cost! FOR ALL CONTRACTS AND INFORMATION, CALL SHOW CONTACT!
-
2004-04-30soldstatus $82,800
-
2004-03-26soldstatus $82,800
-
2004-03-04historical
-
2004-02-19$86,800
-
2003-12-23soldstatus $42,000
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2003-11-06historical
-
2003-08-22$44,000
-
2000-03-28soldstatus $69,900
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2000-02-29soldstatus $69,900
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2000-01-18historical
-
1998-07-28$69,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MD · Partial reset (capped growth)
- Current annual tax
- $2,865 · $239/mo
- Projected year-2 tax
- $2,865 · $239/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,006
- − Mortgage interest
- −$13,161
- − Property taxes
- −$2,865
- − Insurance
- −$1,175
- − Repairs & maintenance
- −$2,080
- − Management
- −$2,080
- − Depreciation
- −$6,835
- Taxable loss
- −$2,191
- Est. tax savings @ 24.0%
- +$526
- After-tax cash flow
- $2,245/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Baltimore City Public Schools
- NCES district ID
- 2400090
- Math proficiency
- 7% ▼ -9.00%
- Reading proficiency
- 16% ▼ -5.00%
- Median HH income
- $42,108
- Composite
- 10.08/100
- National rank
- #9805
- State rank
- #24 of 24 in MD
Livability — Baltimore
- Score
- 76/100
- State rank
- #90
- US rank
- #3396
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Baltimore, MD
- County
- Baltimore City · 558,601 people
- City population
- 588,727
- Metro
- Baltimore-Columbia-Towson, MD
- Population (ZIP)
- 28,058
- Household income
- $51,344
- Rent vs Own
- Severe rent burden
- 1868.0
Population outlook (Baltimore County) Hauer SSP2
- Today (2025)
- 624,249 people
- By 2030
- 621,541 · -0.4%
- By 2040
- 609,756 · -2.3%
- By 2050
- 597,249 · -4.3%
- By 2075
- 552,236 · -11.5%
- By 2100
- 513,934 · -17.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (86%)
- Race & ethnicity
- Black 86% White 6% Hispanic / Latino 4% Two or more races 3%
- Foreign-born
- 3% · Canada
- Languages at home
- 96% English-only · Spanish 3%
Political lean MEDSL · Baltimore
- 2024 margin
- Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
- 2008→2024 swing
- -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
- All cycles
- 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -0.57%
- Current HPI
- 427.4453
- Rent YoY
- ▲ 5.25%
- Metro
- Baltimore-Columbia-Towson, MD
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
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| Utilities | 1 | $25B |
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| Hotels | 1 | $24B |
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| Consumer Goods | 1 | $7B |
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| Real Estate | 1 | $6B |
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| Chemicals | 1 | $2B |
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Price history
+236.1% since first listed26 events — show timeline
- 2026-06-14 Pending — BRIGHT MLS
- 2026-06-10 Relisted — BRIGHT MLS
- 2026-06-06 Pending — BRIGHT MLS
- 2026-05-30 Price Changed $234,950 BRIGHT MLS
- 2026-04-24 Listed $249,950 BRIGHT MLS
- 2025-12-03 Rental Removed $2,500 BRIGHTMLS
- 2025-11-20 Listed for Rent $2,500 BRIGHTMLS
- 2025-07-15 Sold (Public Records) $140,000 Public Records
- 2025-06-18 Sold (MLS) $140,000 BRIGHT MLS
- 2025-05-21 Pending — BRIGHT MLS
- 2025-05-13 Listed $129,000 BRIGHT MLS
- 2007-10-25 Sold (Public Records) $137,500 Public Records
- 2007-10-15 Sold (MLS) $137,500 MRIS
- 2007-08-31 Delisted — MRIS
- 2007-08-17 Listed $137,500 MRIS
- 2004-04-30 Sold (Public Records) $82,800 Public Records
- 2004-03-26 Sold (MLS) $82,800 MRIS
- 2004-03-04 Delisted — MRIS
- 2004-02-19 Listed $86,800 MRIS
- 2003-12-23 Sold (MLS) $42,000 MRIS
- 2003-11-06 Delisted — MRIS
- 2003-08-22 Listed $44,000 MRIS
- 2000-03-28 Sold (Public Records) $69,900 Public Records
- 2000-02-29 Sold (MLS) $69,900 MRIS
- 2000-01-18 Delisted — MRIS
- 1998-07-28 Listed $69,900 MRIS
Property tax history
+0.6%/yrLatest (2025): $2,865 · +3.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…