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D+ Composite 47.55
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +17.2/30.0
  • ARV discount +7.5/15.0
  • 1% rule +5.4/10.0
  • DSCR +5.4/10.0
  • Schools +3.6/10.0
  • Livability +3.5/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$229,900

266 Sunny Hill Dr · Blythewood, SC 29016
3 bd · 2.5 ba · 1,563 sqft · Townhouse · 70 Days on market
Built 2025 3,920 sqft lot $133/mo HOA · 6% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

New Townhome - Open Ashford floor plan 3 bedrooms & 2.5 Baths. One car attached garage w/ double width driveway for up to four cars. All bedroom on 2nd level. Home enjoys a designer kitchen with white shaker cabinets, quartz countertops, undermount sink & white tile backsplash. Pull out Kitchen faucet. LG gas stove, dishwasher, microwave, stainless steel side by side fridge & disposal. Mohawk hard surface flooring on the main level. First floor is nine-foot smooth ceilings. Ceiling fans in master & great room. The owner's suite has an ensuite bath with quartz countertop, comfort height vanity & ceramic tile flooring. Laundry room has grey tiled flooring. 100 sq

Key facts

  • Designer kitchen
  • Quartz countertops
  • Undermount sink

Tags

DESIGNER KITCHENWHITE SHAKER CABINETSQUARTZ COUNTERTOPSUNDERMOUNT SINKWHITE TILE BACKSPLASHPULL OUT KITCHEN FAUCET

Property features AI

Finance

  • Other: New construction builder warranty
  • HOA & community: Community association in place; Association handles front and back yard maintenance and landscaping

Exterior

  • Parking: Total 4 parking spaces; Attached garage with 1 garage space (main level)
  • Utilities: Public sewer; Public water
  • Home design: Single-family property; Main entry on first level
  • Construction: Slab foundation
  • Exterior features: Stone and vinyl exterior; Paved road access; Public water

Interior

  • Kitchen: Island; Laminate flooring; Tiled backsplash; Recessed lighting; Dishwasher; Disposal; Refrigerator; Over-the-range microwave; Free-standing gas range
  • Bedrooms: Primary bedroom with double vanity, private bath, ceiling fan, walk-in closet, and carpeted floors (second level); Two additional bedrooms with carpeted floors (second level)
  • Flooring: Carpet in bedrooms; Laminate flooring in great room and kitchen
  • Bathrooms: Two full bathrooms; One partial bathroom; One half bathroom (main)
  • Heating & cooling: Heat pump on first level; Heat pump on second level; Gas heating on first level; Gas heating on second level
  • Interior features: Ceiling fan; Garage door opener; Smoke detector; Pull-down attic access
  • Laundry & utility: Electric hookups; Heated laundry space (washer/dryer on second level)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath townhouse listed at $230k.

Deal economics

  • At list price, monthly cash flow is $164 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $230k).
  • Recommended offer: $216k (6.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 70/100 on livability (#58 in SC) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • Richland 02 (suburban): math 35% / reading 47% proficiency, ranked #29 of 80 in SC (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Lake Carolina Elementary Lower Campus (494 students, 49% FRL); Blythewood High (math 72% / reading 92%, grade A, #19 of 196 statewide, top 10%, 2,094 students, 39% FRL).
  • Zoned-school proficiency averages 82% at this address vs 41% district-wide (+41 pts) — the actual schools serving this property are materially stronger than the Richland 02 average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: 650 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals leasing fast (median 3d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).
  • This rent runs 30% of the median local income ($95k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 70 days — a 6% lower offer ($216k) is reasonable based on typical stale-listing flexibility.
Recommended offer $216,106 (6.0% below list)

Questions for the listing agent

  1. It's been on market 70 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.04%
Cap rate
7.15%
Cash-on-cash
3.05%
DSCR
1.14
GRM
8.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-11.4%
Equity multiple
0.58×
Total profit
$-26,716
Equity at exit
$34,279
10-year hold
IRR
-2.1%
Equity multiple
0.85×
Total profit
$-9,369
Equity at exit
$19,878

Cash invested: $64,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29016

Home prices YoY
-26.3%
Active inventory
650
Price-to-rent
8.0×

Monthly cashflow live

Estimated rent
$2,387 high interval (Pro) →
Mortgage (P&I)
$1,206
Tax est. 1.5%
$287 /mo · $3,448/yr
Insurance
$96
HOA
$133
Vacancy / Maint / Mgmt
$501
Net cashflow
$164

Break-even live

Break-even rent $2,179
Max offer price $229,900
Occupancy floor 88%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$57,475
Closing costs
$6,897
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 7 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
20 Helton Dr Columbia, SC 1.0–3.0 1.0–2.0 1167 $1,899 $1.63 2d 38 0.13mi
223 Sunny Hill DR Blythewood, SC 3.0 3.5 1892 $2,495 $1.32 2d 1 0.14mi
5324 Hard Scrabble Rd Blythewood, SC 1.0–2.0 1.0–2.0 992 $1,915 $1.93 2d 59 0.14mi
416 Sandfarm Trl Blythewood, SC 3.0 2.5 1664 $2,025 $1.22 23d 1 0.47mi
416 Sandfarm Trl Blythewood, SC 3.0 2.5 1664 $2,025 $1.22 14d 1 0.47mi
225 Lawson Dr Columbia, SC 2.0 2.0 1288 $1,580 $1.23 23d 1 1.05mi
3 Long Glen Ct Columbia, SC 3.0 2.0 1314 $1,849 $1.41 2d 1 1.32mi

HOA detail

Monthly dues
$133 · $1,596/yr
Likely covers
gas

Listing history 7 events

  1. 2026-05-19
    status Pending
  2. 2026-05-07
    price $229,900
  3. 2026-04-08
    price $231,900
  4. 2026-04-02
    price $236,900
  5. 2026-04-02
    price $238,900
  6. 2026-03-31
    price $236,900
  7. 2026-03-10
    listed $227,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$28,639
− Mortgage interest
−$12,878
− Property taxes
−$3,448
− Insurance
−$1,150
− Repairs & maintenance
−$2,291
− Management
−$2,291
− HOA
−$1,596
− Depreciation
−$6,688
Taxable loss
−$1,703
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$409
After-tax cash flow
$2,372/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Richland 02
NCES district ID
4503390
Math proficiency
35% ▼ -15.00%
Reading proficiency
47% ▼ -5.00%
Median HH income
$59,684
Composite
36.2/100
National rank
#4730
State rank
#29 of 80 in SC

Livability — Blythewood

Score
70/100
State rank
#58
US rank
#7406

Category grades

Amenities F Commute F Cost of living C Crime A+ Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Richland County · 389,530 people
City population
30,454
Metro
Columbia, SC
Population (ZIP)
30,454
Household income
$95,082
Rent vs Own
16.9% rent · 83.1% own
Severe rent burden
559.0

Population outlook (Richland County) Hauer SSP2

Today (2025)
459,667 people
By 2030
487,524 · +6.1%
By 2040
542,035 · +17.9%
By 2050
595,371 · +29.5%
By 2075
732,998 · +59.5%
By 2100
820,415 · +78.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
Black 43% White 42% Two or more races 7% Hispanic / Latino 7% Asian 3%
Hispanic origin (detail)
Mexican 1% Puerto Rican 2%
Common ancestry
Lithuanian 2% Romanian 2% Slovak 2%
Foreign-born
5% · Canada, China
Languages at home
90% English-only · Spanish 5% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Richland

2024 margin
Solid D (+34.6) · D 66.4% · R 31.8% · Other 1.8%
2008→2024 swing
+5.7pp toward D · 2008: 28.9pp · 2024: 34.6pp
All cycles
2024: D+34.6 2020: D+38.3 2016: D+32.9 2012: D+33.3 2008: D+28.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -65.48%
Current HPI
183.5933
Rent YoY
Metro
Columbia, SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+0.9% since first listed
7 events — show timeline
  • 2026-05-19 Pending Consolidated MLS
  • 2026-05-07 Price Changed $229,900 Consolidated MLS
  • 2026-04-08 Price Changed $231,900 Consolidated MLS
  • 2026-04-02 Price Changed $236,900 Consolidated MLS
  • 2026-04-02 Price Changed $238,900 Consolidated MLS
  • 2026-03-31 Price Changed $236,900 Consolidated MLS
  • 2026-03-10 Listed $227,900 Consolidated MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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