266 Sunny Hill Dr · Blythewood, SC
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +17.2/30.0
- ARV discount +7.5/15.0
- 1% rule +5.4/10.0
- DSCR +5.4/10.0
- Schools +3.6/10.0
- Livability +3.5/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$229,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
New Townhome - Open Ashford floor plan 3 bedrooms & 2.5 Baths. One car attached garage w/ double width driveway for up to four cars. All bedroom on 2nd level. Home enjoys a designer kitchen with white shaker cabinets, quartz countertops, undermount sink & white tile backsplash. Pull out Kitchen faucet. LG gas stove, dishwasher, microwave, stainless steel side by side fridge & disposal. Mohawk hard surface flooring on the main level. First floor is nine-foot smooth ceilings. Ceiling fans in master & great room. The owner's suite has an ensuite bath with quartz countertop, comfort height vanity & ceramic tile flooring. Laundry room has grey tiled flooring. 100 sq
Key facts
- Designer kitchen
- Quartz countertops
- Undermount sink
Tags
Property features AI
Finance
- Other: New construction builder warranty
- HOA & community: Community association in place; Association handles front and back yard maintenance and landscaping
Exterior
- Parking: Total 4 parking spaces; Attached garage with 1 garage space (main level)
- Utilities: Public sewer; Public water
- Home design: Single-family property; Main entry on first level
- Construction: Slab foundation
- Exterior features: Stone and vinyl exterior; Paved road access; Public water
Interior
- Kitchen: Island; Laminate flooring; Tiled backsplash; Recessed lighting; Dishwasher; Disposal; Refrigerator; Over-the-range microwave; Free-standing gas range
- Bedrooms: Primary bedroom with double vanity, private bath, ceiling fan, walk-in closet, and carpeted floors (second level); Two additional bedrooms with carpeted floors (second level)
- Flooring: Carpet in bedrooms; Laminate flooring in great room and kitchen
- Bathrooms: Two full bathrooms; One partial bathroom; One half bathroom (main)
- Heating & cooling: Heat pump on first level; Heat pump on second level; Gas heating on first level; Gas heating on second level
- Interior features: Ceiling fan; Garage door opener; Smoke detector; Pull-down attic access
- Laundry & utility: Electric hookups; Heated laundry space (washer/dryer on second level)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath townhouse listed at $230k.
Deal economics
- At list price, monthly cash flow is $164 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $230k).
- Recommended offer: $216k (6.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 70/100 on livability (#58 in SC) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, health & safety F.
- Richland 02 (suburban): math 35% / reading 47% proficiency, ranked #29 of 80 in SC (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Lake Carolina Elementary Lower Campus (494 students, 49% FRL); Blythewood High (math 72% / reading 92%, grade A, #19 of 196 statewide, top 10%, 2,094 students, 39% FRL).
- Zoned-school proficiency averages 82% at this address vs 41% district-wide (+41 pts) — the actual schools serving this property are materially stronger than the Richland 02 average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: 650 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals leasing fast (median 3d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).
- This rent runs 30% of the median local income ($95k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 70 days — a 6% lower offer ($216k) is reasonable based on typical stale-listing flexibility.
Questions for the listing agent
- It's been on market 70 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.04% ✓
- Cap rate
- 7.15%
- Cash-on-cash
- 3.05%
- DSCR
- 1.14
- GRM
- 8.0
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -11.4%
- Equity multiple
- 0.58×
- Total profit
- $-26,716
- Equity at exit
- $34,279
- IRR
- -2.1%
- Equity multiple
- 0.85×
- Total profit
- $-9,369
- Equity at exit
- $19,878
Cash invested: $64,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 29016
- Home prices YoY
- -26.3%
- Active inventory
- 650
- Price-to-rent
- 8.0×
Monthly cashflow live
- Estimated rent
- $2,387 high interval (Pro) →
- Mortgage (P&I)
- −$1,206
- Tax est. 1.5%
- −$287 /mo · $3,448/yr
- Insurance
- −$96
- HOA
- −$133
- Vacancy / Maint / Mgmt
- −$501
- Net cashflow
- $164
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $57,475
- Closing costs
- $6,897
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 7 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 20 Helton Dr Columbia, SC | 1.0–3.0 | 1.0–2.0 | 1167 | $1,899 | $1.63 | 2d | 38 | 0.13mi |
| 223 Sunny Hill DR Blythewood, SC | 3.0 | 3.5 | 1892 | $2,495 | $1.32 | 2d | 1 | 0.14mi |
| 5324 Hard Scrabble Rd Blythewood, SC | 1.0–2.0 | 1.0–2.0 | 992 | $1,915 | $1.93 | 2d | 59 | 0.14mi |
| 416 Sandfarm Trl Blythewood, SC | 3.0 | 2.5 | 1664 | $2,025 | $1.22 | 23d | 1 | 0.47mi |
| 416 Sandfarm Trl Blythewood, SC | 3.0 | 2.5 | 1664 | $2,025 | $1.22 | 14d | 1 | 0.47mi |
| 225 Lawson Dr Columbia, SC | 2.0 | 2.0 | 1288 | $1,580 | $1.23 | 23d | 1 | 1.05mi |
| 3 Long Glen Ct Columbia, SC | 3.0 | 2.0 | 1314 | $1,849 | $1.41 | 2d | 1 | 1.32mi |
HOA detail
- Monthly dues
- $133 · $1,596/yr
- Likely covers
- gas
Listing history 7 events
-
2026-05-19status Pending
-
2026-05-07price $229,900
-
2026-04-08price $231,900
-
2026-04-02price $236,900
-
2026-04-02price $238,900
-
2026-03-31price $236,900
-
2026-03-10$227,900 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $28,639
- − Mortgage interest
- −$12,878
- − Property taxes
- −$3,448
- − Insurance
- −$1,150
- − Repairs & maintenance
- −$2,291
- − Management
- −$2,291
- − HOA
- −$1,596
- − Depreciation
- −$6,688
- Taxable loss
- −$1,703
- Est. tax savings @ 24.0%
- +$409
- After-tax cash flow
- $2,372/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Richland 02
- NCES district ID
- 4503390
- Math proficiency
- 35% ▼ -15.00%
- Reading proficiency
- 47% ▼ -5.00%
- Median HH income
- $59,684
- Composite
- 36.2/100
- National rank
- #4730
- State rank
- #29 of 80 in SC
Livability — Blythewood
- Score
- 70/100
- State rank
- #58
- US rank
- #7406
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Richland County · 389,530 people
- City population
- 30,454
- Metro
- Columbia, SC
- Population (ZIP)
- 30,454
- Household income
- $95,082
- Rent vs Own
- Severe rent burden
- 559.0
Population outlook (Richland County) Hauer SSP2
- Today (2025)
- 459,667 people
- By 2030
- 487,524 · +6.1%
- By 2040
- 542,035 · +17.9%
- By 2050
- 595,371 · +29.5%
- By 2075
- 732,998 · +59.5%
- By 2100
- 820,415 · +78.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.64)
- Race & ethnicity
- Black 43% White 42% Two or more races 7% Hispanic / Latino 7% Asian 3%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 2%
- Common ancestry
- Lithuanian 2% Romanian 2% Slovak 2%
- Foreign-born
- 5% · Canada, China
- Languages at home
- 90% English-only · Spanish 5% Other Indo-European 1% German/W. Germanic 1%
Political lean MEDSL · Richland
- 2024 margin
- Solid D (+34.6) · D 66.4% · R 31.8% · Other 1.8%
- 2008→2024 swing
- +5.7pp toward D · 2008: 28.9pp · 2024: 34.6pp
- All cycles
- 2024: D+34.6 2020: D+38.3 2016: D+32.9 2012: D+33.3 2008: D+28.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -65.48%
- Current HPI
- 183.5933
- Rent YoY
- —
- Metro
- Columbia, SC
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
||
Price history
+0.9% since first listed7 events — show timeline
- 2026-05-19 Pending — Consolidated MLS
- 2026-05-07 Price Changed $229,900 Consolidated MLS
- 2026-04-08 Price Changed $231,900 Consolidated MLS
- 2026-04-02 Price Changed $236,900 Consolidated MLS
- 2026-04-02 Price Changed $238,900 Consolidated MLS
- 2026-03-31 Price Changed $236,900 Consolidated MLS
- 2026-03-10 Listed $227,900 Consolidated MLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…