1099 Bridgeview Pl · Le Claire, IA 52753

$525,000

5 bd · 3.5 ba · 3,329 sqft · SingleFamily public records · 4 Days on market

Built 2000 0.32 ac lot $158/sqft · 6% below area Est $440k · 19% over

---

Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +14.6/30.0
• Schools +7.6/10.0
• DSCR +4.5/10.0
• 1% rule +3.8/10.0
• Livability +3.7/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

THIS IS THE HOME FOR ALL SEASONS! SUMMER WILL FIND YOU ENJOYING THE WRAP-A- ROUND PORCH OR DECK. WINTER WILL BE COZY IN THE HEARTH ROOM OFF THE KITCHEN THE FIREPLACE OPENS TO THE HEARTH ROOM & FAMILY ROOM. GOOD FLOOR PLAN. EASY LIVING IN THIS 4 BEDROOM.

Key facts

• 0.32 acre lot
• 3 garage spots
• Built 2000

Property features AI

Finance

• HOA & community: No master association fee required

Exterior

• Parking: Attached garage with three garage spaces; Concrete driveway; Garage door opener
• Utilities: Public water; Public sewer
• Home design: Detached single-family home; Two-story design; Fee simple ownership
• Construction: Approximately 26–30 years old; Aluminum siding; Asphalt roof; Concrete perimeter foundation
• Exterior features: Deck; Fenced yard; Level lot

Interior

• Kitchen: Island and breakfast room in kitchen; Range; Microwave; Dishwasher; Refrigerator; Bar fridge; Garbage disposal
• Bedrooms: Four bedrooms on above-grade levels with a fifth possible bedroom in the basement; Basement bedroom present
• Flooring: Tile in foyer, breakfast room, family room, kitchen and laundry; Carpet in living room, master bedroom and portions of basement; Wood laminate in dining room and one upstairs bedroom
• Bathrooms: Three full bathrooms; One half bathroom; Basement bathroom(s)
• Heating & cooling: Natural gas forced air heating; Central air conditioning
• Interior features: Built-in features; Walk-in closets; Separate dining room; Finished full basement; School bus service
• Laundry & utility: Main-level laundry; Sump pump with backup; Radon mitigation system

What this means for you Summary

Snapshot

• This is a 5-bed/3.5-bath single-family listed at $525k.

Deal economics

• At list price, monthly cash flow is $130 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $460k (12.4% below list).
• Recommended offer: $460k (12.4% below list) — sets the bar for 1% rule.
• Cap rate 6.6% vs local median 4.6% in Le Claire — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 74/100 on livability (#256 in IA, #4,947 nationally) — a middle-class / working-renter tenant base. Strengths: schools A+, crime A+, housing A+; Watch: amenities F, commute F, health & safety F.
• Pleasant Valley Community School District (suburban): math 87% / reading 85% proficiency, ranked #5 of 289 in IA (top 2%) — strong family-tenant draw, lease renewals of 3-5y typical; only 8% free/reduced lunch — higher-income household profile.
• Market conditions: 80 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 805 units permitted in Scott County in 2024 (479 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $16k of value loss. Plan a longer hold.
• Scott County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• Only 4 days on market — expect competitive offers; lowballing is unlikely to land.
• 2 sale attempts since 26y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $460,000 (12.4% below list)

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.88% ✗
• Cap rate: 6.59%
• Cash-on-cash: 1.06%
• DSCR: 1.05
• GRM: 9.5

CMA / ARV

• ARV (median comp): $440,269
• List price: $525,000
• Delta: 19.25%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
804 Saklar Dr	0.52mi	4/4.0 (-1)	3,360 (+1%)	21mo	$495,000	$147	50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -14.6%
• Equity multiple: 0.48×
• Total profit: $-76,825
• Equity at exit: $78,279

10-year hold

• IRR: -5.9%
• Equity multiple: 0.62×
• Total profit: $-56,297
• Equity at exit: $45,392

Cash invested: $147,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 83 Strongly Landlord-Friendly
• State Iowa: 83 Strongly Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; mostly landlord-friendly statewide.

Methodology + full state rankings →

ZIP-level market 52753

• Home prices YoY: -31.0%
• Active inventory: 80
• Price-to-rent: 9.5×

Monthly cashflow live

• Estimated rent: $4,600 medium
• Mortgage (P&I): −$2,753
• Tax from tax record: −$532 /mo · $6,390/yr
• Insurance: −$219
• HOA: −$0
• Vacancy / Maint / Mgmt: −$966
• Net cashflow: $130

Break-even live

Break-even rent $4,436

Max offer price $525,000

Occupancy floor 92%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $131,250
• Closing costs: $15,750
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
9 William Ct Unit NA Le Claire, IA	5.0	4.0	3280	$4,600	$1.40	13d	1	0.63mi

Listing history 4 events

1. 2026-05-11
   status Pending 1988-char remark
2. 2026-05-07
   listed $525,000 Active 1988-char remark
3. 2001-03-30
   soldstatus $240,000 257-char remark

   Show marketing remark (257 chars)

   THIS IS THE HOME FOR ALL SEASONS! SUMMER WILL FIND YOU ENJOYING THE WRAP-A- ROUND PORCH OR DECK. WINTER WILL BE COZY IN THE HEARTH ROOM OFF THE KITCHEN THE FIREPLACE OPENS TO THE HEARTH ROOM & FAMILY ROOM. GOOD FLOOR PLAN. EASY LIVING IN THIS 4 BEDROOM.

4. 2000-08-16
   listed $239,900 257-char remark

   Show marketing remark (257 chars)

   THIS IS THE HOME FOR ALL SEASONS! SUMMER WILL FIND YOU ENJOYING THE WRAP-A- ROUND PORCH OR DECK. WINTER WILL BE COZY IN THE HEARTH ROOM OFF THE KITCHEN THE FIREPLACE OPENS TO THE HEARTH ROOM & FAMILY ROOM. GOOD FLOOR PLAN. EASY LIVING IN THIS 4 BEDROOM.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast IA · Partial reset (capped growth)

• Current annual tax: $6,390 · $532/mo
• Projected year-2 tax: $7,316 · $610/mo
• Expected delta: +$926/yr (+$77/mo · 14.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥104°F today · 16 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $55,200
• − Mortgage interest: −$29,408
• − Property taxes: −$6,390
• − Insurance: −$2,625
• − Repairs & maintenance: −$4,416
• − Management: −$4,416
• − Depreciation: −$15,273
• Taxable loss: −$7,328
• Est. tax savings @ 24.0%: +$1,759
• After-tax cash flow: $3,314/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pleasant Valley Community School District
• NCES district ID: 1923110
• Math proficiency: 87% ▼ -4.00%
• Reading proficiency: 85% ▼ -2.00%
• Median HH income: $80,716
• Composite: 75.59/100
• National rank: #130
• State rank: #5 of 289 in IA

Livability — Le Claire

• Score: 74/100
• State rank: #256
• US rank: #4947

Category grades

Amenities F Commute F Cost of living A Crime A+ Employment A Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Le Claire, IA
• Population (ZIP): 6,111

Population outlook (Scott County) Hauer SSP2

• Today (2025): 188,878 people
• By 2030: 196,648 · +4.1%
• By 2040: 210,860 · +11.6%
• By 2050: 224,359 · +18.8%
• By 2075: 258,884 · +37.1%
• By 2100: 286,447 · +51.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (91%)
• Race & ethnicity: White 91% Two or more races 5% Asian 2% Hispanic / Latino 1%
• Common ancestry: Serbian 3% Italian 3% Slovak 2%
• Foreign-born: 0% · Canada
• Languages at home: 99% English-only · Spanish 1%

Political lean MEDSL · Scott

• 2024 margin: Toss-up / Even · D 47.3% · R 51.2% · Other 1.4%
• 2008→2024 swing: -18.4pp toward R · 2008: 14.6pp · 2024: -3.9pp
• All cycles: 2024: R+3.9 2020: D+3.5 2016: D+1.4 2012: D+13.8 2008: D+14.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -91.47%
• Current HPI: 203.798
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.48%
• F500 in state: 4

Industry mix (Fortune 500 HQ in IA)

Industry	F500 HQs	Revenue
▸Financial Services	1	$16B
▸Retail / Convenience	1	$15B

Price history

+118.8% since first listed

5 events — show timeline

• 2026-06-12 Sold (MLS) $525,000 MRED as Distributed by MLS Grid
• 2026-05-11 Pending — MRED as Distributed by MLS Grid
• 2026-05-07 Listed $525,000 MRED as Distributed by MLS Grid
• 2001-03-30 Sold (MLS) $240,000 RMLSA as Distributed by MLS Grid
• 2000-08-16 Listed $239,900 RMLSA as Distributed by MLS Grid

Property tax history

+1.6%/yr

Latest (2025): $6,390 · -1.5% YoY. Source: county tax records.